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onpointcu.com

Statement of Account
Page 1 of 4
Statement Period
Member Number

11-29-16 to 12-27-16
912258

Looking for end-of-year tax information?

GREGORY BECHTLE
KATHY BECHTLE
PO BOX 1383
OREGON CITY, OR 97045-0098

8434

Are you looking for year-to-date tax

information for 2016 prior to January 31,
or are you interested in receiving your tax
documents via eStatements? Visit the News
section of onpointcu.com and click on YTD
Dividend and Other Tax Information to find
instructions that will quickly guide you to the
information you need. Please note: if your total
(non-IRA) interest earned for the year was less
than $10, a 1099-INT tax form is not necessary,
and will not be provided.

Account Summary
8
1
160
161

Basic Checking
Savings
100% EQ Flex Line w/AP
100% Fixed Portion 15Yr

TOTAL DIVIDENDS YTD

YTD Div:
YTD Div:
New Bal: **
New Bal: **

0.00
0.09
12,167.78
17,706.73

Beg. Bal:
Beg. Bal:
Due Date:
Due Date:

57.24
5.00
01/27/17
12/27/16

New Bal:
New Bal:
Pymt Amt:
Pymt Amt:

39.92
5.00
319.00
260.02

0.09

** New balance does not reflect payoff amount.

Basic Checking Acct # 8

Transaction Detail
Date

Description

Amount

PREVIOUS BALANCE

Balance
57.24

11/29E

Debit Card Debit

335002883298 MICROSOFT *OF 800-642-7676 WA 11-29-16

-6.99

50.25

12/05

Bill Payment Fee

-3.95

46.30

12/12

Transfer 1
TRANSFER FROM ACCT ******2258-1 / INTERNET ACCESS 12/10/2016 10:11 103

100.00

146.30

12/16

Loan Proceeds To Shares

TRANSFER FROM ACCT ******2258-160 / INTERNET ACCESS 12/16/2016 05:06 1

600.00

746.30

12/17E

Debit Card Debit

352203991906 GROUPON INC. 877-788-7858 IL 12-17-16

-9.00

737.30

12/17E

Withdrawal
POS 1217 2020 804356 FRED MEYER OREGON CITY OR

-55.15

682.15

12/18E

Withdrawal
POS 1218 1414 974587 JCPENNEY STORE PORTLAND OR

-76.60

605.55

12/18E

Debit Card Debit

352222699804 MONOGRAMONLINE 856-320-3210 NY 12-17-16

-17.90

587.65

12/19E

Withdrawal
POS 1219 2044 407067 SAFEWAY STORE OREGON CITY OR

-119.51

468.14

12/21

Withdrawal
POS 1221 1243 883041 FRED MEYER OREGON CITY OR

-72.10

396.04

12/21E

Withdrawal
POS 1221 2023 048113 COSTCO WHSE #00 CLACKAMAS OR

-99.87

296.17

Contact Us: Monday - Friday 7:00 am - 7:00 pm; Saturday 9:00 am - 1:00 pm 503.228.7077 or 800.527.3932 onpointcu.com

Page 2 of 4
Statement Period
Member Number

11-29-16 to 12-27-16
912258

Basic Checking (continued)

Date

Description

Amount

Balance

12/22

Withdrawal
1222 1839 341921 ONPOINT COMMUNI OREGON CITY OR

-120.00

176.17

12/24E

Debit Card Debit

359132409023 TACO BELL #0329 MILWAUKIE OR 12-23-16

-3.39

172.78

12/26E

Withdrawal
POS 1226 2159 417612 AMAZON.COM SEATTLE WA

-75.48

97.30

12/26E

Withdrawal
POS 1226 2315 424934 AMAZON.COM SEATTLE WA

-57.38

39.92

12/27

New Balance

39.92

Withdrawals, Fees and Other Debits

Date
11/29
12/05
12/17
12/17

Amount
-6.99
-3.95
-9.00
-55.15

Date
12/18
12/18
12/19

Amount
-76.60
-17.90
-119.51

Total Fees:
1
Total Withdrawals and Other Debits: 12

Date
12/21
12/21
12/22

Amount
-72.10
-99.87
-120.00

Date
12/24
12/26
12/26

Amount
-3.39
-75.48
-57.38

Date

Amount

Date

Amount

-3.95
- 713.37

Deposits, Dividends and Other Credits

Date
12/12

Amount

Date

Amount

100.00

12/16

600.00

Total Dividends:
Total Deposits and Other Credits:

0
2

0.00
700.00

NON-SUFFICIENT FUNDS FEES

TOTAL FOR
THIS PERIOD

TOTAL
YEAR-TO-DATE

TOTAL OVERDRAFT FEES (Items Paid)

0.00

0.00

TOTAL RETURNED ITEM FEES (Items Returned)

0.00

120.00

Savings Acct # 1
Transaction Detail
Date

Description

Amount

PREVIOUS BALANCE
11/30

Dividend
*** ANNUAL PERCENTAGE YIELD EARNED FROM 11-01-16 THRU 11-30-16 WAS 0.06% ***

12/02

EFT County of Clacka County of Clackadir Dep 161118

12/02

Balance
5.00

0.01

5.01

400.00

405.01

Payment Shr Transfer 161

TRANSFER TO ACCT ******2258-161 / INTERNET ACCESS 12/02/2016 07:16 102

-300.00

105.01

12/12

Transfer 8
TRANSFER TO ACCT ******2258-8 / INTERNET ACCESS 12/10/2016 10:11 10317

-100.00

5.01

12/16

EFT County of Clacka County of Clackadir Dep 161202

400.00

405.01

12/20

Payment Shr Transfer 160

TRANSFER TO ACCT ******2258-160 / INTERNET ACCESS 12/20/2016 05:47 104

-174.96

230.05

12/21

EFT ACH Master Onpoint CU Transfer 161221

-200.00

30.05

12/27

Payment Shr Transfer 161

-25.05

5.00

Contact Us: Monday - Friday 7:00 am - 7:00 pm; Saturday 9:00 am - 1:00 pm 503.228.7077 or 800.527.3932 onpointcu.com

Page 3 of 4
Statement Period
Member Number

11-29-16 to 12-27-16
912258

Savings (continued)
Date

Description

12/27

New Balance

Amount

Balance
5.00

TOTAL FOR
THIS PERIOD

NON-SUFFICIENT FUNDS FEES

TOTAL
YEAR-TO-DATE

TOTAL OVERDRAFT FEES (Items Paid)

0.00

0.00

TOTAL RETURNED ITEM FEES (Items Returned)

0.00

0.00

Loan - 100% EQ Flex Line w/AP Loan # 160

Annual Percentage Rate (APR):

4.500%

Payment Due Date:

Payment Due:
Credit Limit:

01/27/17
319.00
12,293.27

Previous Balance:
New Balance: **
Available Credit:

11,663.72
12,167.78
125.49

** New balance does not reflect payoff amount.

Transaction Detail
Date

Description

12/14
12/16

LOC LOAN CHANGE

LOAN ADVANCE - SHARE TRANS
ADVANCE ******2258-160 /INTERNET ACCESS 12/16/2016 05:06 10387476
FROM/TO 8
LOAN PAYMENT-TRANSFER
PAYMENT FROM ACCT ******2258-1 / INTERNET ACCESS 12/20/2016 05:47
1042
FROM/TO 1
LOC LOAN CHANGE
REQPMT THIS CYCLE 319.00, MINPMT 182.52, CYCLE DATE 12-27-16

12/20

12/27

Amount

Principal

Balance

0.00
600.00

0.00
600.00

11,663.72
12,263.72

174.96

-95.94

12,167.78

0.00

0.00

12,167.78

Interest Rate Detail

Effective Dates

Annual Percentage Rate

11/29/16 - 12/15/16
12/16/16 - 12/19/16
12/20/16 - 12/27/16

4.500
4.500
4.500

Balance Subject to Interest Rate

11,663.72
12,263.72
12,167.78

The balance used to compute interest is the unpaid balance each day after payments and credits to that balance have been subtracted and any
additions to the balance have been made.

Fees Charged
Date

Loan

Description

12/20

160

LATE CHARGE
TOTAL FEES FOR THIS PERIOD

Amount
6.82
6.82

Interest Charged
Date

Loan

Description

12/20

160

INTEREST CHARGE
TOTAL INTEREST FOR THIS PERIOD

Amount
72.20
72.20

Totals Year-to-Date
TOTAL FEES CHARGED IN 2016
TOTAL INTEREST CHARGED IN 2016

31.82
486.20

Contact Us: Monday - Friday 7:00 am - 7:00 pm; Saturday 9:00 am - 1:00 pm 503.228.7077 or 800.527.3932 onpointcu.com

Page 4 of 4
Statement Period
Member Number

11-29-16 to 12-27-16
912258

Loan - 100% Fixed Portion 15Yr Loan # 161

Annual Percentage Rate (APR):

8.740%

Payment Due Date:

Payment Due:

12/27/16
260.02

Previous Balance:
New Balance: **

17,868.18
17,706.73

** New balance does not reflect payoff amount.

Transaction Detail
Date

Description

12/02

LOAN PAYMENT-TRANSFER
PAYMENT FROM ACCT ******2258-1 / INTERNET ACCESS 12/02/2016 07:16
1022
FROM/TO 1
LOAN PAYMENT-TRANSFER
FROM/TO 1

12/27

Amount

Principal

Balance

300.00

-161.45

17,706.73

25.05

0.00

17,706.73

Interest Rate Detail

Effective Dates

Annual Percentage Rate

11/29/16 - 12/01/16
12/02/16 - 12/27/16

8.740
8.740

Balance Subject to Interest Rate

17,868.18
17,706.73

The balance used to compute interest is the unpaid balance each day after payments and credits to that balance have been subtracted and any
additions to the balance have been made.

Fees Charged
Date

Loan

Description

Amount

TOTAL FEES FOR THIS PERIOD

0.00

Interest Charged
Date

Loan

Description

12/02
12/27

161
161

INTEREST CHARGE
INTEREST CHARGE
TOTAL INTEREST FOR THIS PERIOD

Amount
138.55
25.05
163.60

Totals Year-to-Date
TOTAL FEES CHARGED IN 2016
TOTAL INTEREST CHARGED IN 2016

0.00
1,511.22

Contact Us: Monday - Friday 7:00 am - 7:00 pm; Saturday 9:00 am - 1:00 pm 503.228.7077 or 800.527.3932 onpointcu.com