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Baltimore - SFR Analysis Spreadsheet

Required Rent =
Baltimore City Tax Rate =
MD State Tax Rate =
Comparables

1% Purchase Price
2.248 per $100 assessed
0.112 per $100 assessed

Bedroom
1216 Riverside Ave
827 Light St
1027 S Hanover St
1746 Johnson St

Bath

SF
2.5 1460
3 2736
2.5 1316
3.5 1162

Bath

SF
2.5 1260
2 912
1.5 2010
2 1111
2 944
3 1248
2 1800
2.5 1663

3
3
3
3

Leads
Address
904 S Hanover St
1036 Patapsco St
139 W Hamburg St
32 E Hamburg St
1212 Marshall St
1524 Byrd St
427 S Chester St
35 E Wheeling St

Neighborhood
Fed Hill
Fed Hill
Fed Hill
Fed Hill
Fed Hill
Fed Hill
Upper Fells Point
Fed Hill

Bedrooms
3
2
3
2
3
3
3
3

100 assessed
100 assessed
ZPP = Zillow Zestimate Purchase Price

$
$
$
$

Rent
2,500.00
2,900.00
2,500.00
2,600.00

$
$
$
$
$
$
$
$

Purchase
Price
269,900.00
138,500.00
186,900.00
264,400.00
239,000.00
270,000.00
260,000.00
289,500.00

Rent per
Room
ZPP
$
833.33
$
966.67
$
833.33 $ 294,777.00

Notes

Huge LR w/fireplace, formal DR and spacious kitchen. 3 b

3 bedroom/ 2.5 ba with den renovated townhome in Histo


Sold for $213,312 and renovated

$/SF
$
$
$
$
$
$
$
$

Est. Mort
Est. Tax
Date Searched Required Rent
214.21 $
1,527.00 $
6,369.64
2/12/2016 $
2,699.00
151.86
$
3,268.60
2/12/2016 $
1,385.00
92.99
$
4,410.84
3/3/2016 $
1,869.00
237.98
$
6,239.84
3/3/2016 $
2,644.00
253.18 $
862.00 $
5,640.40
3/3/2016 $
2,390.00
216.35 $
974.00 $
6,372.00
3/7/2016 $
2,700.00
144.44 $
938.00 $
6,136.00
3/7/2016 $
2,600.00
174.08 $
1,413.00 $
6,832.20
4/25/2016 $
2,895.00

and spacious kitchen. 3 bedroom suites. Family room/Den on second floor. Enclosed rear yard and roof deck. Ultra convenient to Federal Hill and Harbor

ovated townhome in Historic Federal Hill. Includes 3 car parking in rear of the house, Alarm system, ceiling fans, hardwood floors, new washer and dryer,

Comps/Rent
Zestimate
$
1,700.00
$
$
$
$
$
$

1,950.00
1,700.00
1,700.00
1,819.00
1,800.00
2,529.00

3 bedroom suites. Family room/Den on second floor. Enclosed rear yard and roof deck. Ultra convenient to Federal Hill and Harbor attractions. Light rail, M

Historic Federal Hill. Includes 3 car parking in rear of the house, Alarm system, ceiling fans, hardwood floors, new washer and dryer, new appliances, plent

Notes
Has basement
Needs substantial maintenance and repairs
Would need to upgrade from 1.5 ba to 2 ba, Year Built = 2000
Year built = 1850
Short Sale, rooftop deck
Finished basement could be converted into 1 bed/1 bath (312 SQ FT basement) - would need to remov

Property Street Address:


MLS Number:
Annual Property Tax:
Property Features:
Bedrooms:
Baths:
Total Sq. Footage:
Year Built:
Year Renovated:
Units:
Stories:
County Appraised Value:

43 Henrietta Street - Federal Hill - Baltimore, MD 21230


$

1850
2012
1
4 (3 above grade)

5,253.00

Fireplace (Y/N):
Garage or Pad (Y/N):
Heating:
Cooling:
Construction:
Roofing:
Flooring Types:
Wiring Construction:
Plumbing Condition:
Siding Material:
Other info:

Purchase Price:
After Repair Value:

$ 275,000.00
$ 275,000.00

Purchase Closing Cost:


Points/Origination Fee
Prepaid Flood Insurance
Prepaid Hazard Insurance
Prepaid Property Taxes
Annual Assessments
Title and Escrow Fees
Attorney Charges
Inspection Costs
Recording Fees
Appraisal Fees
Other Fees / Charges
Closing Cost Subtotal:

$
$
$
$
$
$
$
$
$
$
$
$
$

2,500.00
2,500.00

Estimated Repair Cost:


Roof
Concrete
Gutters/Soffit/Fascia
Carpet:
Garage
Siding
Landscaping
Exterior Painting
Septic
Decks/Porches
Foundation
Other:
Repair Cost Subtotal:

$
$
$
$

3,500.00
-

$
$
$
$
$
$
$
$
$

3,500.00

Yes
Yes
Central AC

Hardwood in common a
??
??
Brick (front), Stucco (re
2 Bedrooms on Upper F

Loan Details:
Cash Purchase (Y/N)
Down Payment of Purchase Price:
Loan Interest Rate:
Points Charged by Lender:
Other Charges From the Lender:
Loan Fees & Points:
Interest Only (Y/N):

Insurance Requirements:
Flood Insurance:
Home Owner's Insurance:

No
20%
Loan Amount:
$
4.875%
$
$
Wrap loan fees & points into the loan
Yes

224,800

If unavailable online- look up via county records

entral AC

ardwood in common area, Ceramic tile in kitchen, Carpet in Bedrooms

rick (front), Stucco (rear)


Bedrooms on Upper Floor 1, Master Bedroom on Upper Floor 2

Cost you plan to purchase the property for, or, the Seller's asking price
Estimated worth of property after all repairs have been completed- ask local real estate agent for help

Costs and fees associated with transaction (typically ranges between $1,500 and $2,500 but can diffe
A fee charged by a lender on entering into a loan agreement to cover the cost of processing the loan

Taken as the max of the overall estimated Purchase Closing Cost or each of the individual costs if avai
Repair costs (if renters already occupy, assume $2,000-$5,000 worth of repairs may be necessary)

Taken as the max of the overall estimated Repair Cost or each of the individual repairs

224,800.00

What rate will you get on your loan? To check loan rates
www.biggerpockets.com/rates
Points (aka fees) are paid on the loan, with one point equaling 1% of the loan amount.
Are there any other fees that the lender will charge before granting the loan? If so, in

the loan

Loan typically contains two parts: the interest and the principle. Some loans are inter

state agent for help or see:

https://www.biggerpockets.com/files/user/JasonScott/file/estimating-a

$2,500 but can differ based on location and financing)


rocessing the loan

ividual costs if available

y be necessary)

he individual repairs costs if available

pockets.com/rates
of the loan amount. This is most common with hard money lenders.
g the loan? If so, include the sum here.

ome loans are interest-only, which means the principle balance is never paid down. This is common when using

onScott/file/estimating-arv

Wrap loan fees & points into the loan


Pay loan fees & points out of pocket
Yes
No

is is common when using hard money loans.

s into the loan


out of pocket