Title of the Study:

The Impact of International Trade Growth in Bangladesh ; A Study

of Uttara Bank Limited at Green Road Branch.
2. Statement of the Problem:
Hence as the exporters and importers are switching from one bank to another bank, so the
banking growth decreases. Because the importers and exporters have seen how much facility the
banks can provide them. Not only this, the importers and exporters have also seen which bank
can finish the formalities fast concerned with L/C. They have also seen in how many days the
money payment of L/C is done, and the money charged is also not much so,therefore now the
importers and exporters who open L/C account in Uttara Bank Limited, if they get a good offer
then they immediately switch on to other bank.

3. Hypothesis to be Tested:
H1): The growth of L/C on import and export increased.

H2): The growth of L/C on import and export decreased.

4. Objective of the Study:

The main objective of the report is to fulfill the requirement of BBA program. For this I have to
attach with an organization and Uttara Bank Limited, Green Road Branch. The main objective of
the study is to examine the export and import activities of Uttara Bank Limited. However, the
specific objectives are the following:

To know the background of Uttara Bank Limited and its banking business in Bangladesh.
To gain knowledge about export and import functions of Uttara Bank Ltd, Green Road
Branch.
To know the strengths and weakness regarding export and import business of UBL, Green
Road Branch.
To identify the problems related to Foreign Exchange activities faced by the Uttara Bank Ltd,
Green Road Branch.
5. Literature Review:
Foreign exchange refers to the process or mechanism by which the currency of one country is
converted into the currency of another country and thereby involves the international transfer of
money. It is the means and method by which rights to wealth in a countrys currency are
converted into rights to wealth in another countrys currency. In banks when we talk of foreign
exchange, we refer to the general mechanism by which a bank converts currency of one country
into that of another. Foreign trade gives rise to foreign exchange.

Foreign trade is transacted either in the currency of the exporters country or that of the
importers country, or that of a third country acceptable to both the exporter and the importer.

Foreign exchange is the system or process of converting one national currency into
another and of transferring the ownership of money from one country to another.
- Dr. Paul Einzig.

Foreign exchange is that section of economic science which deals with the means and
methods by which rights to wealth in one countrys currency are converted into rights to
wealth in terms of another countrys currency. It involves the investigation of the method
by which the currency of one country is exchanged for that of another, the causes which
render such exchange necessary, the forms which in exchange may take and the ratios or
equivalent values at which such exchanges are affected. - Mr. H. E. Evitt.

Foreign exchange is concerned with the settlement of international indebtedness, the methods of
effecting the settlements and the instruments used in this connection, and the variation in the
rates of exchange at which settlement of international indebtedness is made.

6. Rational of the study:

Bank is the heart of the economics and banking is the blood circulation of countrys economic
growth. Banks perform a significant role to serve the needs of the society in different sectors,
such as: capital formation, large scale of production, industrialization, growth of trade and
commerce etc. and banks are contributing a lot of aspect. Uttara Bank Limited is one of the
oldest and largest commercial banks in private sector in Bangladesh. It provides mass banking
services to the customers through its branch network all over the country. So I have tried to
represent their performance and problems and prospects on the ground of Foreign Exchange
banking.
7. Research Methodology:
During my study I followed some methodology to find out fact and features of the bank and I
also used qualitative and quantitative method which contains some past and present features of
Uttara Bank Ltd, Green Road Branch. The information of this report has been collected two
sources:

Primary Sources of Data:

Personal observation.

Face to face conversation of the officers.

Face to face conversation of the client.

Working at different desks of the bank.

Secondary Sources of Data:

Statement of Affairs (September novmber-2014)

Annual report of Uttara Bank Limited-2012-2014.
Progress report of the Bank.
Internet.

To complete this report successfully I will have following some methods. These are as follows:

7.1. Research Type:

This research is Description in nature.

7.2.Sampling Plan:

The sampling for this research is as follows:

1. Sampling Frame: The research was conducted in Uttara Bank Limited, Green Road Branch.

2. Sampling Element: Respective officers and Foreign Exchange clients of the branch.

3. Sampling Procedure: For the research I have used probability Convenience sampling
technique.

4 . Sample Size: Foreign Exchange clients 35. The sample size is 35.

8. Method of Data Collection:

Data were collected from two sources. They are as follows:

Primary data: Face-to-face conversation with the L/C clients.

Informal conversation with the clients.

Relevant file study as provided by the officers concerned.

Primary data which I have personally collecting during this time at UBL via likes as interviews
and discussions with L/C clients personnel, personal observation and doing work myself.

Secondary data:
The Secondary Sources of data and information are-

Annual Reports of Uttara Bank Limited.

Periodicals published by Bangladesh Bank.
Various books, articles, compilations etc. Regarding general banking functions, foreign
exchange operations and credit policies.
This data is collected by annual reports of bank journals and brochures published by UBL, also
collected necessary information from banking related books, magazines, newspapers and Bank
website.

8.1. Data Processing Method:

For data analysis I have done qualitative and quantitative analysis with the data I have collected
from the respondents. In my study I will mainly depend on primary data that will be collected
through direct survey. I have developed a questionnaire that contained 14 questions. Data
collection will be done on a random basis. The sample size will be 50. The results will be
represented through Column charts. My research findings will come out through analyzing those
data. In the organization part, information will be provided in a descriptive manner. In the project
part data will be analyzed by the Microsoft excel.

09. Budget:
A budget is a quantitative expression of a plan for a defined period of time. It may include planed
of worked.. I have budgeting my time in different categories s: such as,

Content Content or Working Topic Working Day

No
1 Chapter 1: Fast three of the
Company profile; month or 21 dayes.
Introduction to Uttara Bank
Background of Uttara Bank Vision,
Mission Etc.

2 Chapter 2: Next two week or 15

Internship Position & Duties : days.
Position of the place, working hour,
job description, loan and
Advance sector etc.

3 Chapter Three: Project Profile Another 10 Days.

 Introduction of the report,orgin of
the report, problem
statement,objective,methodology
etc.

4 Chapter Four : Foreign Exchange of 15 days

UBL
Papers and Documents required on
UBL at the time of opening L/C
Import section
Role of L/C in the import procedure
of UBL
Scrutinizing of L/C application

5 Chapter five : Result analysis and f 15 Days

Finding
Result and Analysis
Analysiss Of the Topic
Analysis of the Foreign Affairs &
Etc.

10. Work Plan:

My working plan can be divided for day basis, Fast one week I was thinking different sector in
office. Then next week ware thinking or working general sector in Uttara Bank Ltd. Then I have
decided complete my report in 3 month. Fast month will be complete the Introducing chapter.
Then next 2 month will be completed project file.
11. APPENDIX:

Survey Question
Questionnaire

This questionnaire has been prepared for a research on for what impact the growth of L/C on
import and export increase.
Company Name:

Mark your level of agreement with the statements below by circling an option. (1= strongly
agree, 2= agree, 3= neutral, 4= disagree 5 = strongly disagree)

1. The staffs of UBL are very helpful to the clients.

1 2 3 4 5

2. At UBL, clients customers have to wait less time to get the

Services.
1 2 3 4 5

3. The environment of UBL branches is very dynamic

And professional.

1 2 3 4 5