Statistics Assignment

Statistical Analysis of People using Banking services v/s People

using Mobile Services or Computer/laptop

Ashish Tewari (Roll No. 56)

Mayank Pachauri (Roll No. 33)

Course: MMS A

Institute: SIMSR

( Source:
http://www.censusindia.gov.in/DigitalLibrary/MFTableSeries.aspx
16. HH-12 Number of Households Availing Banking Services and Number of Households Having Each of the Specified Assets
Details: Year: 2011 Category: Table Type: xls State: India )

The graph shows and compares the Total percentage of household

availing banking services, Total percentage of households with Mobile
and Total percentage of Households with Laptop/Computer in different
states of the country. The graph clearly represents that Percentage of
People availing banking services where mean accounts to 62.09 is
more than that of Mobile services(54.52) followed by
Laptop/Computer(11.44).

Also, Union Territories and Northern states have a high number of

Banking and mobile Service users, while on the other hand the North-
Eastern, Eastern and Central states show poor penetration of the given
services. Interestingly, out of the 35 states,Gujarat, Andra-Pradesh and
Tamilnadu are only handful of states having more Mobile users than
Banking users.

If we compare Rural and Urban Data we can clearly say that Rural
Households are more active consumers of banking services than their
Urban counterparts. A similar trend can also be seen in the mobile
services where Rural households have much higher penetration. The
Highest value here is 89% and lowest value is 9% thus the range of
this data is very vast i.e. 80%.

Data for total number of household availing banking services

Maximum percentage: 89.27%
Minimum percentage: 28.63%
Range: 60.64%
1. Mean percentage: 62.09
The Average percentage of people availing banking services in
different states is 62.09.
2. Median percentage: 63.96
It signifies that in 50% of states percentage of household availing
banking services is more than 63.96 %.
3. Standard Deviation percentage: 16.01
It signifies that values below 46.08 and above 78.10 are outliers.
4. Quartiles: Q1=50.62,Q2=63.95,Q3=73.10
5. Skewness: -0.06
Negative skewness signifies that most values are higher than that of
the mean.

Data for Total Number of Households availing Mobile services

Maximum percentage: 75.96%
Minimum percentage: 27.18%
Range: 48.78%

1. Mean percentage:54.52
The Average percentage of people availing mobile services in different
states is 54.52.
2. Median percentage: 56.53
It signifies that in 50% of states percentage of household availing
mobile services is more than 56.53 %.
3. Standard Deviation percentage: 11.35
It signifies that values below 43.17 and above 65.87 are outliers.
4. Quartiles: Q1=45.29,Q2=56.53,Q3=62.58
5. Skewness: -0.34

Negative skewness signifies that most values are higher than that of the
mean
 Data for Total Number of Households having Computer/Laptop
Maximum percentage: 33.23%
Minimum percentage: 4.64%
Range: 28.58%

1. Mean percentage:11.44
The Average percentage of households having computer in different
states is 11.44.
2. Median percentage: 8.84
It signifies that in 50% of states percentage of household having
computer is more than 8.84%.
3. Standard Deviation percentage: 6.74
It signifies that values below 2.10 and above 15.58 are outliers.
4. Quartiles: Q1=8.10,Q2=8.84,Q3=13.02
5. Skewness:2.25

Positive skewness signifies that most values are lower than that of the mean

Correlation
1. Correlation between No of households having banking services and
No of households having mobile services

R-Square-0.9635

Hence it can be said that 96.35% of the households having banking services can
be attributed to households having mobile services

So it can be said that Banking services is very strongly correlated to mobile

services.

2. Correlation between No of households having banking services and

No of households having mobile services
 R-Square-0.5784

Hence it can be said that 57.84% of the households having banking services can
be attributed to households having computers/laptops

So it can be said that Banking services is moderately correlated to

computers/laptop