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38.02.07
( 1610 23 2016 .)



2017

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www.phoenixbooks.ru
2 811.111(075.32)

81.292
8032
23

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23 
/ . . . / : , 2017. 347,
[1] . ( ).

ISBN 978-5-222-27831-4
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811.111(075.32)
81.292
ISBN 978-5-222-27831-4

. ., 2016
: , 2016

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www.phoenixbooks.ru
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English alphabet
( )

Aa [eI] Nn [en]

Bb [bJ] Oo [ou]

[sJ] Pp [pi:]

Dd [di:] Qq [kju:]

[J] Rr [R]

Ff [ef] Ss [es]

Gg [GJ] Tt [ti:]

Hh [eIC] Uu [ju:]

Ii [aI] Vv [vi:]

Jj [GeI] Ww ['dAblju:]

Kk [keI] Xx [eks]

LI [el] Yy [waI]
[zed]
Mm [em] Zz
. [zI]

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5





.

. 

.

:
)
[J] , []

[I] []
[e] []
[x] ,
[] [].
, , 
,

[R] , []. 

[O] , [].
[O:], 
[R], 
[O]
[L] [].
[L], 
, [R], , 
, 
[L]

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[o] , [] []
[u] []
[H] []
[A] , 
[] , ,
[q] , 
: ,
[W] ,
,
[] []

) ()
[eI]
[ou]
[aI]
[au]
[OI]
[Iq]
[Fq]
[uq]

)
[p] []
[b] []
[m] []
[w] , ,
[], ,

[f]
[v]

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[T] ( )
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, []
[D] ( )
[s] []
[z] []
[t] [], ,
[d] [], ,
[n] []
[l] []
[r] 
[]
[S] []
[Z] []
[C] []
[G] []
[k] []
[g] []
[N] [], 

[h]
[j] []


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8


.
1.
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. , [SIp] ,
[Si:p] .
2.
. 
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: [bxg] , [bxk] .
3. .


a, e, i, o, u, y

a, e, i, o, u, y 
:
( );


I I II
-
- -
, -
-
e
he, she, me make, note, time sit, but, test


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a, e, i, o, u, y


-
I II III IV
- - + r -
( ( + re
( ) ) (-

) -
)
Aa [eI] [x] [R] [Fq] [q]
plate lamp car share ago
Ee [J] [e] [W] [iq] [q] [I]
we ten her here absent forest
Ii [aI] [I] [W] [aIq] [I]
Yy fine bit girl fire music
byte mystic tyre copy
Uu [jH] [A] [W] [juq] [q] [jH]
tube cut turn cure success
unite
Oo [ou] [O] [L] [L] [q] [ou]
bone not short more confer retro


ch [C] chair
sh [S] she
th [T] thin
th [D] this
wh [w] what
wh [h] who
ng [N] long
ck [k] lock

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igh [aI] high light
kn [n] know
wr [r] write
gn [n] sign

[], [i:]
[ ]
[I] 
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[i]: it, sit, in.
[i:]
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peat.
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: feet () fit (), steel
() still ( ).

Exercise A [ ], [i:]
lead lid pit peat
beat bit it eat
kill keel mill meal
did deed steel still


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Exercise
be been bean fit feet
see seat seed lid lead
pea Pete peat fit feat
bee been feet me meet meat
meet meat ill meal seal mean
bean bin sea see meet
pill peel mean lean keen
sit seat bill steel feel
feel fill

Exercise
I see a sea. I see lean meat. I eat meat. I like meat.
I like tea. I make tea. I take tea. I like fine tea. I like
fine meals.

[e], [x]
[e]
[] 
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[x]
[x] 
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.

Exercise A
[x]
am Ann lamp sat hat bat
man can cat Pat rat cam

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Exercise
[x] [e]
tan ten tanned tent
bad bed man men

Exercise
man men
bat bet
let met
pan pen
land lend
fan fen
pat pet

[R], [A], [Fq], [eI]


[R]
[R]
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[A]
[A] 
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[Fq]

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[q]
[].
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13

[eI]
[eI] [e],
[I].
, , 
, 
[],
[].

Exercise A
r far bar
half calf bath
part park fart
cart barter shark
spark bath mark
park raft plant

Exercise
Mary air pair
fare fair hair
care dare rare

Exercise
tape hate bate
late fate rate
pain name day
lay hay Ray
mate plate Kate
brave maple main
date may pay

Exercise D
us bus
must sum
sun hunt
tub mud
humble tumble
trust lust

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[u:], [u]
[u:]
[u:]
,
, []: moon.
[u]
, k.
: soon , , moon
: book , [u].

[u]
[u]
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). []
, , 
:
hook look

,
[u]
put
pull
push
full

Exercise A
too tooth food soon spoon tooth
boot fool foot boot mood shook

Exercise
took shook book
hook look cook

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195
8
8

Education in Great Britain. English Universities.


. .
What is ATM? Commercial banks.

TEXT 1
EDUCATION IN GREAT BRITAIN
At what age do children go to school in Britain?
Children in Britain go to school at the age of 5 (4 in
Northern Ireland) until they are 16. Before school many
children attend nursery schools. Some parents send their
children to private (paid) nursery schools or kinder
gartens. Children first attend the infants school until
they are 7 years old. At 7 they move to the junior school
and at 11 (12 in Scotland) children go from junior to
secondary school.
What are the different types of secondary schools?
Over 85% of secondary school pupils attend
comprehensive schools. These schools take children of
all abilities and give secondary education for children
from the age of 11 to 16 or 18.
Grammar schools give academic education for the
children from 11 to 18years old. Children enter
grammar schools on the basis of their abilities, first
passing the elevenplus examination.
A small minority of children attends secondary
modern schools, which give a more general and technical
education for children aged 1116.
City Technology Colleges (CTCs) give boys and girls
strong technological and business education. They are
nonfeepaying independent
schools, set up by the

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196

Government with the help of business sponsors who


finance the schools. There are now 15 such colleges in
England and Wales.
Specialist schools, which only operate in England, give
pupils a broad secondary education in technology,
languages, arts or sports. There are over 250 specialist
schools. They charge no fees.

What are public schools?


7% of all schoolchildren in England and 4% in Scotland
go to independent school sector that is separate from the
state educational system. Parents of pupils attending
public schools can afford to pay for their education, and in
some cases fees can be several thousand pounds a year.
About 250 of the larger independent schools are
known for historical reasons as public schools. Eton,
which was founded in 1440, is the first grammar school
called a public school because pupils could come to it
from any part of England.


nursery ['nq:sqrI] school = infant ['Infqnt] school
,
kindergarten ['kIndq"gRt(q)n]
paid [peId]
junior school ['Gu:njq]
to attend
comprehensive school ['kOmprI'hensIv] 

abilities [q'bIlqtIz]
secondary education
secondary school
grammar school
public school 


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303
1
GRAMMAR TESTS

GRAMMAR TESTS
Present and past
1.1. I ____ a book when I heard a noise outside.
A was reading B read C will read
1.2. I dont understand this word. What ____?
A does mean this word B does this word mean
C means this word
1.3. Peter ____ abroad several times a year.
A is going usually B is usually going C usually goes
1.4. How ____ now? Are you better?
A you are feeling B are feeling C are you feeling
1.5. They went fishing but they ____ catch anything.
A didnt B I dont C doesnt
1.6. Mike ____ while we were away.
A phoned B was phoning C has phoned

Present perfect and past


2.1. Jane is on holiday. She ____ to Italy.
A is gone B has gone C has been
2.2. Everything is going well. We ____ any problems
so far.
A didnt have B dont have C havent had
2.3. Mary has lost her keys again. This ____ the
second time.
A has happened B happens C happened
D is happening

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318
2

ADDITIONAL READING
10 LARGEST BANKS IN THE WORLD

1. Industrial & Commercial Bank of China,


ICBC (China)
The Beijing based ICBC Bank became public and has
investors preference in the emerging China market.
ICBC offers a wide range of personal and corporate
banking services which include loan, deposit, credit
card, underwriting, and trading.
ICBC was listed simultaneously on two exchanges
the Shanghai Stock Exchange and Hong Kong Stock
Exchange in 2006, making it the first and only company
to do so. ICBC has won numerous awards from various
international magazines including Bankers, Global
Finance, The Assets and Finance Asia.
Market capitalization US$277.514 billion.

2. Bank of America (US)


Bank of America (BoA) has now taken over Citibank
as the biggest commercial bank in the United States by
market cap and deposits. Started in California, BoA then
grew its operation to Washington, and soon began a rapid
expansion nationally and internationally.
In the process of getting where they are today, the
bank has gone through good and bad times. In late 1980s
BoA suffered huge loss as a result of nonperforming
loan. Now the bank retains its position in the second spot.
Market capitalization US$195.933 billion.


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3


2-
1- 3- 4-

II I

to be was/were been being ,
to bear bore born bearing
to beat beat beaten beating
to begin began begun beginning ()
to bend bent bent bending
to bind bound bound binding
to bite bit bitten/bit biting
to blow blew blown blowing
to break broke broken breaking
to bring brought brought bringing
to build built built building
to buy bought bought buying
to catch caught caught catching
to choose chose chosen choosing
to cut cut cut cutting ;
to dive dived/dove dived diving
to do did done doing
to draw drew drawn drawing ;
to drink drank drunk drinking
to drive drove, driven driving
to eat ate eaten eating ,
to fall fell fallen falling
to feel felt felt feeling
to feed fed fed feeding
to fight fought fought fighting ,

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KEYS TO TESTS
Present and past 4.5. B
4.6. C
1.1. A
4.7. B
1.2. B
4.8. C
1.3.
4.9. A
1.4. C
4.10. D
1.5. A
4.11. A
1.6. A
4.12. C
Present perfect and past
Conditional sentences
2.1. B (If and wish)
2.2. C
2.3. A 5.1. B
2.4. C 5.2. C
2.5. A 5.3. B
2.6. B 5.4. D
2.7. A 5.5. A
2.8. D
2.9. A Passive Voice
2.10.A 6.1. C
2.11. C 6.2. B
2.12. A 6.3. D
2.13. C 6.4. A
2.14. C 6.5. C
2.15. D 6.6. C
2.16. C 6.7. A

Future
Questions and auxiliary
3.1. B
3.2. A
verbs
3.3. C 7.1 C
3.4. AC 7.2 A
3.5. B 7.3. D
3.6. C 7.4. A
3.7 A 7.5. B

Modal verbs Articles and nouns


4.1. C 8.1. B
4.2. B 8.2. A
4.3. A 8.3. BC
4.4. A 8.4. B

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