From To

Advances Section AGM-CO-CAC

Circle Office, Circle Office
Gurgaon. Gurgaon
Ref.:: ADVCO/GGN/NF817/805B/AR/2015 Branch- Gurgaon Alwar Road
December 17, 2015
Name of Sanction Date of Date of Date of Book Liability
Sl. Account No Purpose
Borrower Amount (Rs.) sanction Limitation NPA (Rs.)
1. Yashpal 2040.101.30702 S/B NA NA NA 02/02/15 3617/-
2. Jagvanti 2040.741.3733 DPN 35,000/- 26/11/09 04/12/17 30/07/11 29417/-
3. Nand Lal 2040.741.3749 DPN 15,000/- 03/07/13 03/07/16 03/07/15 5668/-
4. Poonam 2040.685.7 DIR 15,000/- 23/12/13 23/12/16 23/10/15 10485/-
5. Ram Avtar 2040.685.10 DIR 15,000/- 23/01/14 23/01/17 29/09/15 10880/-
6. Sonam Arora 2040.685.17 DIR 15,000/- 01/01/14 04/10/17 30/05/15 4150/-
Dairy
7. Reena 2040.795.3677 32,000/- 26/12/07 31/12/17 29/10/10 22735/-
Loan

Views & Recommendations of the section::

1. The loans were granted under different schemes as mentioned above except the account of Yash Pal
where the account was debited by ATM Section, HO, Bangalore.
2. Branch has confirmed that the scheme guidelines pertaining to the sanction of loan are complied with.
3. Branch has confirmed that they have visited all the borrowers and tried for recovery.
4. In view of the repayment capacity of all the borrowers, Branch has sought for waiver of legal action in
all the cases.
In view of the above, we recommend::
1. Transfer of liability to LPD.
2. Waiver of legal action. However Branch to continue recovery efforts through Lok Adalat for all the
cases.
3. Branch to explore possibilities for OTS as per scheme.
4. Branch has reported nil Staff Lapses.
5. Branch to note down the borrower details in undesirable customer list.
6. To adjust credit balances available in other operational deposit account of the party, if any,
against overdues.

Officer Manager
ORDERS OF THE AGM-CO-CAC:: Dt.- ; Agenda: /2015

Manager-Credit(Member) DM-RM(Member) AGM (Chairman)

ORDERS OF THE DGM CRC Dt._____________ Agenda:________

DM-CR(Member) DM-Recovery(Member) DGM(Chairman)

Advances Section 0124-2657513

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