Data Anda

Jumlah Pinjaman 20,000,000

Lama Pinjaman 12 tahun
Bunga per tahun 12%
Perhitungan Bunga Flat/Tetap

Angsurang Anda
Angsurang Pokok 1,666,666.67
Angsuran Bunga per Bulan 200,000

Total Angsuran Per bulan 1,866,666.67

 MENGHITUNG SUKU BUNGA TETAP (FLAT)

Bulan Angsuran Bunga Angsuran Pokok Total Angsuran

0 - - -
1 200,000 1,666,667 1,866,667
2 200,000 1,666,667 1,866,667
3 200,000 1,666,667 1,866,667
4 200,000 1,666,667 1,866,667
5 200,000 1,666,667 1,866,667
6 200,000 1,666,667 1,866,667
7 200,000 1,666,667 1,866,667
8 200,000 1,666,667 1,866,667
9 200,000 1,666,667 1,866,667
10 200,000 1,666,667 1,866,667
11 200,000 1,666,667 1,866,667
12 200,000 1,666,667 1,866,667
Total 2,400,000 20,000,000 22,400,000
AT)

Sisa Pinjaman

20,000,000
18,333,333
16,666,667
15,000,000
13,333,333
11,666,667
10,000,000
8,333,333
6,666,667
5,000,000
3,333,333
1,666,667
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Data Anda
Jumlah Pinjaman 20,000,000
Lama Pinjaman 12 tahun
Bunga per tahun 12%
Perhitungan Bunga Efektif

Angsurang Anda
Angsuran Pokok 1,666,666.67
 MENGHITUNG SUKU BUNGA EFEKTIF

Bulan Angsuran Bunga Angsuran Pokok Total Angsuran

0 - - -
1 200,000 1,666,667 1,866,667
2 183,333 1,666,667 1,850,000
3 166,667 1,666,667 1,833,333
4 150,000 1,666,667 1,816,667
5 133,333 1,666,667 1,800,000
6 116,667 1,666,667 1,783,333
7 100,000 1,666,667 1,766,667
8 83,333 1,666,667 1,750,000
9 66,667 1,666,667 1,733,333
10 50,000 1,666,667 1,716,667
11 33,333 1,666,667 1,700,000
12 16,667 1,666,667 1,683,333
Total 1,300,000 20,000,000 21,300,000
F

Sisa Pinjaman
20,000,000
18,333,333
16,666,667
15,000,000
13,333,333
11,666,667
10,000,000
8,333,333
6,666,667
5,000,000
3,333,333
1,666,667
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Data Anda
Jumlah Pinjaman 20,000,000
Lama Pinjaman 2 tahun
24 bulan
Bunga per tahun 12% per tahun
1% per bulan

Perhitungan Bunga Anuitas

Angsuran Anda

= (( ))/
(+) ^

Angsuran per bulan 941,469.44

 MENGHITUNG SUKU BUNGA ANUITAS

Bulan Angsuran Pokok Angsuran Bunga Total Angsuran

0- - -
1 741,469.44 200,000.00 941,469
2 748,884.14 192,585.31 941,469
3 756,372.98 185,096.46 941,469
4 763,936.71 177,532.73 941,469
5 771,576.08 169,893.37 941,469
6 779,291.84 162,177.61 941,469
7 787,084.76 154,384.69 941,469
8 794,955.60 146,513.84 941,469
9 802,905.16 138,564.28 941,469
10 810,934.21 130,535.23 941,469
11 819,043.55 122,425.89 941,469
12 827,233.99 114,235.46 941,469
13 835,506.33 105,963.12 941,469
14 843,861.39 97,608.05 941,469
15 852,300.01 89,169.44 941,469
16 860,823.01 80,646.44 941,469
17 869,431.24 72,038.21 941,469
18 878,125.55 63,343.90 941,469
19 886,906.80 54,562.64 941,469
20 895,775.87 45,693.57 941,469
21 904,733.63 36,735.81 941,469
22 913,780.97 27,688.48 941,469
23 922,918.78 18,550.67 941,469
24 932,147.96 9,321.48 941,469
Total 2,595,267 22,595,267
Sisa Pinjaman

20,000,000
19,258,530.56
18,509,646.42
17,753,273.44
16,989,336.73
16,217,760.65
15,438,468.81
14,651,384.05
13,856,428.45
13,053,523.29
12,242,589.08
11,423,545.53
10,596,311.54
9,760,805.21
8,916,943.81
8,064,643.81
7,203,820.80
6,334,389.57
5,456,264.02
4,569,357.21
3,673,581.34
2,768,847.71
1,855,066.74
932,147.96
0.00
Data Anda
Jumlah Pinjaman 20,000,000
Lama Pinjaman 2 tahun
24 bulan
Bunga per tahun
1 7.1%
2 8.2%

Perhitungan Bunga Floating

Angsuran Anda
 MENGHITUNG SUKU BUNGA TETAP (FLAT)

Bulan % bunga Angsuran Bunga Angsuran Pokok Total Angsuran

0 - - -
1 7.1% 118,333.33 #VALUE! #VALUE!
2 7.1% 113,730.02 - 113,730
3 7.1% - - -
4 7.1% - - -
5 7.1% - - -
6 7.1% - - -
7 7.1% - - -
8 7.1% - - -
9 7.1% - - -
10 7.1% - - -
11 7.1% - - -
12 7.1% - -
13 8.2% - -
14 8.2% - -
15 8.2% - -
16 8.2% - -
17 8.2% - -
18 8.2% - -
19 8.2% - -
20 8.2% - -
21 8.2% - -
22 8.2% - -
23 8.2% - -
24 8.2% - - -
Total 232,063 #VALUE! #VALUE!
Sisa Pinjaman
20,000,000
19,221,974.79 778,025.21

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