BANK OF BARODA, SME LOAN FACTORY, MMNR,JOGESHWARI.

APPLICATION FORM FOR MSEs

1. NAME OF THE ENTERPRISE:

DMD AGRO FOODS PRIVATE LIMITED

2. REGD. OFFICE ADDRESS:

DURGA NIWAS, Hol. No. : 5 & 6, Bhuiyadih, Sakchi,

Jamshedpur, Jharkhand-831001.

3. ADDRESS FACTORY /SHOP:

C-221, International Info tech park, Vashi

Railway station commercial complex, vashi
sector 30 A, Navi Mumbai, Maharastra- 400703

4. WHETHER BELONGS TO SC/ST/OBC/

MINORITY COMMUNITY:
no

TELEPHONE NOs.(Office) EMAIL

022-41230598 ADDRESS: info@dmdagro.in
Mobile No 9570300057 PAN CARD AAFCD8267L
NO.

5. CONSTITUTION: Proprietary/Partnership firm/Pvt. Ltd./Ltd. Company/Co-op. Society

6. DATE OF ESTABLISHMENT:

26-08-2016
7. NAME OF PROPRIETOR/PARTNERS/DIRECTORS OF COMPANY AND THEIR
ADDRESSES:

NAME AGE ACADEMIC TELEPHONE EXPERIENCE IN THE

QUALIFICATIONS NO. LINE OF
(Residence) ACTIVITY
Durga Madhav 35 B.COM 9937036235 2.5 YEARS
Dagara
Kajal Dagara 35 B. COM 8986600111 6 months
Abhimanyu Kumar 36 MBA 7045091737 8 months
Singh
Somnath Dasgupta 33 Ph.D. 9570300057 4 YEARS
8. ACTIVITY: Existing :

Fresh Fruit exports, processed food exports,

vegetable exports, contract farming, IQF.
Proposed
(#):

Wine, food processing, raisins.

# If a different activity other than existing activity is proposed.

9. NAMES OF ASSOCIATE CONCERNS AND NATURE OF ASSOCIATION:

NAMES OF ADDRESSES PRESENTLY NATURE OF Extent of Interest As a

ASSOCIATE OF BANKING ASSOCIATION Proprietor/Partner/Direct
CONCERNS ASSOCIATE WITH or or just Investor in the
CONCERNS associate concern

10.
Relationship of Proprietor/Partner/Director with the NIL
officials of the Bank/Director of the Bank
10 (a) CREDIT FACILITIES (EXISTING)
(Rs. in lacs)
Type of Limit Outstandings Presently Security Rate of Repayment terms
facilities (In lacs) as on.. banking with Lodged Interest

Current NIL NIL NIL NIL NIL NIL

account

Cash Credit NIL NIL NIL NIL NIL NIL

Term Loan NIL NIL NIL NIL NIL NIL

LC/BG NIL NIL NIL NIL NIL NIL

If Banking with this Bank, Give the customer No. here.

10(b) It is certified that our unit has not availed any loan from any other Bank / Financial Institution
in the past and I am not indebted to any other Bank /Financial Institution other than those mentioned
in 10(a) above.
11. CREDIT FACILITIES (PROPOSED):
Type of Amount Purpose for Security offered
facilities (In lacs) which
required PRIMARY SECURITY Whether Collateral
(Details with approx. value Security offered
to be mentioned) (Please
mention yes or no) (If
yes, then provide
details in
column 12)
Cash Credit 10 Exports and food Land YES / NO
crores processing and 7 crores
other core
activities
Term Loan YES / NO

LC/BG 1 crore Import of apples Fixed deposit YES / NO

In case of term loan requirements, the details of machinery may be given as

under:

Type of Purpose for Whether Name of Total cost of Contribution Loan

Machine which required imported supplier machine (in being made required
or case of imported by
indigenous machine, the
the breakup of promoters
basic cost,
freight, insurance
and
customs duty may
be
given)

12. Details of Collateral Security offered, if any, including 3rd party guarantee
TAHS DISTRI LAND FATHER OWNER KHATI PLOT KISA AREA
IL CT OWNER NAME ADDRESS YAN NUMBE M AREA (IN
No. NAME NUMB R ( IN HECT
ER DISM AR)
IL)
440 MAYU DURGA BIRAT RAIRANGPU 149/8 917 DAHI 0.65
RBHAN MADHAV CHANDRA R, W.NO-15, 7 EKA 0
J DAGARA DAGARA DIST-
MAYURBHA
NJ, PIN-
757043(ODI
SHA)
922 DAHI 0.380
EKA
918 DAHI 0.180
EKA
920 DAHI 0.390 1.1578
EKA
TOTAL 4 PLOT 1.600 0.1578

TAHS DISTRI LAND OWNER FATHER OWNER KHATI PLOT KISA AREA
IL CT NAME NAME ADDRESS YAN NUMBE M AREA (IN
No. NUMB R ( IN HECTA
ER DISM R)
IL)
441 MAYUR DURGA BIRAT RAIRANGPUR 101/4 794 GHAR 0.310 0.126
BHANJ MADHAV CHANDRA , W.NO-15, 3 ABAR
DAGARA DAGARA DIST- I
MAYURBHAN
J, PIN-
757043(ODIS
HA)
799 GHAR 2.040 0.826
ABAR
I
797 GHAR 1.920 0.777
ABAR
I
TOTAL 3 PLOT 4.270 1.7281

*
(* As per RBI guidelines banks are not to take collateral security for loans upto Rs. 5 lakhs to MSME Units )
13.
PAST PERFORMANCE/FUTURE ESTIMATES (Actual performance for two previous years, estimates for
current year and projections for next year to be provided for working capital facilities. However for term
loan facilities projections to be provided till the proposed year of repayment of loan):

(Rs. in lacs) PAST YEAR - II PAST YEAR - I PRESENT YEAR NEXT YEAR (Projections)
(Actual) Actual) (Estimates)

Net Sales NIL NIL 4,98,49,37,700 9,36,26,41,693

Net Profit NIL NIL 1,72,51,63,810 3,23,43,92,229

Capital (Net NIL NIL

worth in case
of companies)
14. Status regarding Statutory Obligations:

Statutory Obligations Whether Complied with Remarks (Any details in

(Write Yes / No ) If Not connection with the relevant
applicable, then write N.A. obligation to be given)

1. Registration under APPLIED

Shops and
Establishment Act
2. Registration under SSI UDYOG AADHAR
(Provisional /Final)
3. Drug License NOT REQUIRED

4. Latest Sales tax return

filed

5. Latest Income tax NO

returns filed
6. Any other statutory NO
dues remaining
outstanding

15. Processing charges:

Facility Limit Rate Processing Charges

Working capital facility Up to Rs. 1.00 @0.27% Min Rs.1,103/-
crore
Above Rs. 1.00 @0.22% Min Rs.27,575/-
crore Max Rs.5,51,500
Term Loan Up to Rs. 1.00 @0.27% Min Rs.1,103/-
crore
Front End fees @ 0.55% for T/L Above Rs. 1.00 @0.22% Min Rs.27,575/-
above Rs.1.00 crore. crore max Rs.1,10,300/-
Up to Rs.5.00 crore
Above Rs. 5.00 @1.33% Max.Rs.8,27,250/-
crore

16.
SPACE FOR PHOTO SPACE FOR PHOTO SPACE FOR PHOTO

SIGNATURES OF PROPRIETOR / PARTNER / DIRECTOR WHOSE PHOTO IS AFFIXED ABOVE

Only one photo of proprietor / each Partner / Each working Director is required to be affixed. Each
photo will be certified/ attested by the Branch Team with name and signatures on the photograph with
Branch stamp. The concerned staff will put his name below the signatures.

Date: Place:

I/We certify that all information furnished by me/us is true; that I/We have no borrowing
arrangements for the unit except as indicated in the application; that there is no overdues/
statutory dues against me/us/promoters except as indicated in the application; that no legal
action has been/is being taken against me/us/promoters; that I/We shall furnish all other
information that may be required by you in connection with my/our application that this may
also be exchanged by you with any agency you may deemed fit and you, your representatives,
representatives of the Reserve Bank of India or any other agency as authorised by you, may, at
any time, inspect/verify my/our assets, books of account etc. in our factory/business premises
as given above.
 CHECK LIST OF DATA TO BE KEPT READY BY THE CUSTOMER

1. Proof of identity Voters ID card / Passport /driving license / PAN Card / signature
identification from present bankers of proprietor, partner or Director (if a company).

2. Proof of residence Recent telephone bills, electricity bill, property tax receipt / passport
/ voters ID Card of proprietor, partner or Director (if a company).

3. Proof of business address

4. Proof of Minority.

5. Last three years balance sheets of the units alongwith income tax /sales tax returns etc.
(Applicable for all cases from Rs.2 lacs and above).
However, for cases below fund based limits of Rs.25 lacs if audited balance sheets are not
available, then unaudited balance sheets are also acceptable as per extant instructions of the
bank. For cases of Rs.25 lacs and above, the audited balance sheets are necessary.

6. Memorandum and articles of association of the Company/Partnership Deed of partners

etc.

7. Assets and liabilities statement of promoters and guarantors alongwith latest income tax
returns.

8. Rent Agreement (if business premises on rent) and clearance from pollution control
board if applicable.

9. SSI registration if applicable.

10. Projected balance sheets for the next two years in case of working capital limits and for
the period of the loan in case of term loan. (For all cases of Rs.2 lacs and above)

11. In case of takeover of advances, sanction letters of facilities being availed from existing
bankers/Financial Institutions alongwith detailed terms and conditions.

12. Profile of the unit (includes names of promoters, other directors in the company, the
activity being undertaken, addresses of all offices and plants, shareholding pattern etc.
(APPLICABLE FOR CASES WITH EXPOSURE ABOVE Rs.25 LACS).

13. Last three years balance sheets of the Associate/Group Companies (If any).
(APPLICABLE FOR CASES WITH EXPOSURE ABOVE Rs.25 LACS).

14. Project report (for the proposed project if term funding is required) containing details of
the machinery to be acquired, from whom to be acquired, price, names of suppliers, financial
details like capacity of machines, capacity utilisation assumed, production, sales, projected
profit and loss and balance sheets for the next 7 to 8 years till the proposed loan is to be paid,
the details of labour, staff to be hired, basis of assumption of such financial details etc.
(APPLICABLE FOR CASES WITH EXPOSURE ABOVE Rs.25 LACS).

15. Review of account containing monthwise sales (quantity and value both), production
(quantity and value), imported raw material(quantity and value), indigenous raw material
(quantity and value), value of stocks in process, finished goods (quantity and value), debtors,
creditors, bank's outstandings for working capital limits, term loan limits, bills discounted.
(APPLICABLE FOR CASES WITH EXPOSURE ABOVE Rs.25 LACS).

16. Photocopies of lease deeds/title deeds of all the properties being offered as primary and
collateral securities.

17. Position of accounts from the existing bankers and confirmation about the asset being
Standard with them (In case of takeover).

18. Manufacturing process if applicable, major profile of executives in the company, any tie
ups, details about raw material used and their suppliers, details about the buyers, details about
major competitors and the company's strength and weaknesses as compared to their
competitors etc.(APPLICABLE FOR CASES WITH EXPOSURE ABOVE Rs.25 LACS).

(The check list is only indicative and not exhaustive and depending upon the local requirements
at different places addition could be made as per necessity)
Check List
Branch to submit this check list duly filled in and signed along with Fresh Proposal to be submitted
to SME LF.
Whether the branch has impressed upon the Say Initiative Taken
borrower:- Yes / No
1 To open Saving Bank Accounts of
directors/partners/proprietor and their family
members?
2 To open Salary A/cs of Borrowers Employees
3 To avail Debit Card / ATM Card facility
4 To avail BOBCARD / Credit Card facility
5 To avail Baroda Connect / e-banking facility
6 To open Current Accounts of their associate/
sister concerns?
7 To keep amount in Time Deposits/Recurring
Deposits in the name of directors/ partners/
proprietor and their family members?
8 To deposit various taxes through our Bank i.e.
Govt. Collection
9 To insure assets through Bancassurance
10 To take policy of India First in the name of
directors/partners/proprietor and their family
members?
11 To take policy under Baroda Health Insurance in
the name of directors/partners/proprietor and
their family members?
12 To invest any amount under Baroda Pioneer
Mutual Funds?
13 To purchase of Gold Coins?
14 To avail / take over of housing loans of
directors/partners/proprietor and their family
members?
15 To avail any vehicle loan, if required, in the name
of directors/partners/proprietor and their family
members?
16 To avail any other Retail Loan Scheme
17 Any Other Initiative taken by the branch for cross
selling of our products

Branch: Signature of Branch Head