Ingeniera Econmica
Elaborado por:
Ezequiel Alberto Baltodano.
Edith Joseling Gonzlez.
Mara Jos Espinoza.
Carlos Jos Rinas.
Ayling Yahosca Zepeda.
Norman Velasquez.
Grupo: 4T1Q
Calcule los costos financieros para cada uno de los siguientes casos:
1. 50-50 Banco-inversionista
= 57,232.84 0.5
= , .
i 1 in
A P
1 i n
1
0.09 (1 + 0.09)5
= 28,616.42 [ ]
(1 + 0.09)5 1
= 28,616.42 [0.2571]
= .
Ao Pago de inters Pago a principal Pago al final del Saldo
ao
0 $ 28,616.42
1 $ 2,575.48 $ 4,781.59 $ 7,357.07 $ 23,834.83
2 $ 2,145.14 $ 5,211.94 $ 7,357.07 $ 18,622.89
3 $ 1,676.06 $ 5,681.01 $ 7,357.07 $ 12,941.88
4 $ 1,164.78 $ 6,192.30 $ 7,357.07 $ 6,749.58
5 $ 607.46 $ 6,749.59 $ 7,357.07 $ 0.00
2. 60-40 Banco-inversionista
= 57,232.84 0.6
= , .
i 1 in
A P
1 i n
1
0.09 (1 + 0.09)5
= 34,339.70 [ ]
(1 + 0.09)5 1
= 34,339.70 [0.2571]
= , .
3. 70-30 Banco-inversionista
= 57,232.84 0.7
= , .
i 1 in
A P
1 i n
1
0.09 (1 + 0.09)5
= 40,062.99 [ ]
(1 + 0.09)5 1
= 40,062.99 [0.2571]
= , .