GOLDEN MOMENTS SCHEME

OPTION B: 11+1 MONTHS

SALIENT FEATURES OF THE SCHEME

o Plan your Jewellery Purchase.

o Pay 11 installments, get loyalty discount of amount equal to 1 month Installment
o On purchase of Diamond Jewellery, get additional of 10% discount on making charges.

AVAILABLE SCHEMES WITH APPLICABLE BENEFITS

(Illustration table)
Scheme Loyalty Purchase
Scheme. Period Amount Discount Total Month
No (Months) Paid (Bonus) Amount Buying Options
1 11+1=12 11,000/- 1,000/- 12,000/- 13th Only Jewellery

SCHEME POLICY

1. Under this option, member will be entitled to purchase jewellery only.

2. Minimum monthly installment is Rs. 1000 and above cane be multiples of Rs. 500 which has to be fixed
at the time of enrollment.
3. After payment of 11 installments, member will be entitled for loyalty discount equal to one installment
amount(s) and will be able to redeem on completion of 12 months and within one year thereof.
4. On maturity and on purchase of Diamond jewellery, an additional benefit of 10% discount on making
charges will be given.

TERMS AND CONDITIONS OF WAMAN HARI PETHE JEWELLERS

1. To enroll under the scheme, customer must fully understand the scheme and submit all the KYC
documents.
2. The Customers cannot switch over to another scheme i.e if a customer is enrolled under option A he
cannot switch to option B.
3. The monthly installment amount once fixed by member in first installment under any scheme cannot be
later changed i.e. all the remaining installments in that scheme has to be of the same amount.
4. At the time of enrollment member will have to furnish details of nominee.
5. In case of demise of the member, nominee will be entitled for the benefits under the scheme on production
of original photo identity bearing nominees name and original death certificate of the member.
6. After the maturity of the Advance purchase scheme, member will have to bring to the store the registered
mobile number registered on Jewelrich.com and provide the OTP generated by the Jewelrich.com for
customer verification. Also member has to bring original KYC documents uploaded on the jewelrich.com
by the member. Customer can redeem the scheme on maturity by effecting purchase from any of the
Waman Hari Pethe Jewellers branch.
 GOLDEN MOMENTS SCHEME
OPTION B: 11+1 MONTHS

7. Under option A or B, in order to be eligible for the loyalty discount, member will have to affect a
purchase through single transaction only. In no circumstances the loyalty discount amount shall be
refunded or subdivided.
8. Under option A or B, member can opt out of the scheme any time and will be able to make purchase equal
to the corpus amount contributed in the scheme by them. In case of refund, a processing fee of 3% of the
amount deposited will be charged.
9. In case of breach of any of the terms & conditions, member will not be entitled for loyalty discount or
any other benefits.
10. Maturity and Purchase entitlement shall be as per the Illustration table of the Available Schemes with
Applicable Benefits attached herewith.
11. Management reserves the right to alter or withdraw the scheme at any time without assigning any reason.