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Fo IS TATIE CASES ON JORNT ACCOUNTS
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IMustrative Cases.on Deposit Insurance Shaner eior,
Coverage 1. Aoi acount rogatessof whether the conhncin “and oan” ed hal be
Notice to Depostors/Schedule of Payout Inve separately rom any incl one depo acount
Operations
21fte account shld jin yo or mre natura persons, of by two of more petions
Schedule of Depestors-6 rents, themassmum insted depot shal be vided int a may eal tae thee ae
Schedule of Depostors-Borowers indie real person oration unless ferent sharing tpubsted inthe docament of
‘rum depos
1.1fthe acount ishald by aril person orem aint wih ane more natural prions he
anim nsred depos shale presumed to belong ently such oral paran ot
ey
haeaive Cases:
[ease Single ecu and ie Reunite
Computation of sured and Uninsured Amount:
reakdown of awed andUninaxed Amount
1.suen Gea Czas thee accounts ones under isname alone Acount Na.) ad the ther
‘woe jl mananedby Nn ahd Mare Peto Dela Cuz Account Ns 243), For the
Sing Depot industry Juan Dela Cue Acoust No I helene ts
‘parte dapostiswanee of? 50300000 The inured dopo is P163.0000,
2 For the wo accounts Acourt Nos. 243) which ot manned by he and Mats or
Pro ala rat each it scour is cansered equal Safed among C-sepesito unless
‘there ndested nthe depostcocument The surance coverage af 500.0000 wl spy
{othe sum of shares ofeach cosdepostar nthe nsued parton a each ot depos ccoure
|For Account No.2 the maximum depostinsrances 500,000.00 which salle ded equally
Thetween Juan and Mari The share uan Oe Cur P250,00000 There xno uninsured
“For Account No.3, he maxim depostinsranes 500.0000 which salle dvd equally
Ietcen Juan and Pedr. Te sar of uan Dea Crus 2500000 Te uninsured amount
P300008.08,th share nthe uinsre amos 15068000,
[Gi Accounts ony Owned by ncaa or Natural Persons
Computation of sured and Vdnsured AOU
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@ ppoic
OIC» government instrumental rested in
195 by wie of Pepe Ret 359, ss amended
{oinsuethe depos of allsanks POI otto
protect depostors by proving petmanent and
entnuing depsitiaurance coverage ore
‘Spoting pac ond hep womote rac!
sabiay
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DIC: Philippine Deposit Insurance Corperation Oficial Website
Breakdown of sued andUninsred Amount
Brpbrations:
|The ndualyonrned depos single depos of uan Del Cruz Account Ne, isented 0
ieparte dept insuranes of P500,00.8,
2 For Savings Dapst oily owmed by han and Mala Del Cruz Account No.2. the sate of
‘ute and Maran he MOIS P2SQ D000 enh whe the share nthe uninsured potion
5,000.0 each,
| Shares of ech co-omnerin each ofthe ot accounts ate add together and insured upto
Psap00.00 MaIc.
4. an Dela Cruz has thee accountant maintained wth Maria andor Pesto Oa Caz Alls
Shatesn each ofthese acount ae soaed together Hen, ofthe 8000000 tal shaes of
‘en P00000s covered by depos insuance
5. Mara Dela rurand Pedro Oca razr aso ele 1 depostinsurancefor the respectve
tharesintnesecounte
| "Cie: count Jan Owned by individuals Natura Pens and aieal Pesan rites
‘Computation of sured and Uninsured Amount
Bepbrations:
1. the deposit insurance fr Savings Deposit iAccount No.) be shared equally between sn
{tnd Marla Del Cru ence echo them tented oP 25000000 depost rane
2.X¥2 Corporation inte 1 P500000.00 depost insurance forts Time DepostiAcount No
2
|The Demand Depot Account No.3) inanean te name af an Des Cuz ane ABC
‘Corperaton spresumedo elon entre to ABC Corporation. Hence, ABC Corporation
freed tothe P 50900000 depos isu
(Questions? Need Help?
arreqenty ed uses
To no (62 981-6307) 81-4681
(for Mevo Nena depots)
Fane (326173508
malt infowpsicgoxph
Desostors ute tro Manta maya
Taree -8367 820°
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