‘OR’
‘OR’
Nobody can really guarantee the future. The best we can do is to size up the
chances, calculate the risks involved, estimate our ability to deal with them
Review of Literature: -
Financial Management Strategy involves following important topics.
Capital can be raised with short-term debt, long-term debt, preferred stock or
common stock. The selection depends upon the cost of debt. Company may
and spent for a specified period of time. Annual budgets are most common,
although the period of time for a budget can range from one day to more
than 10 years.
Different type of Ratios can be used to evaluate the worth of business. Such
as:
• Profitability Ratio
Bank Alfalah Limited was incorporate on June 21st, 1997 as a public limited
company under the Companies Ordinance 1984. Its banking operations
commenced from November 1st, 1997. The bank is engaged in commercial
banking and related services as defined in the Banking companies
ordinance, 1962. The Bank is currently operating through 61 branches in
more than 21 cities, with the registered office at B.A.Building, Chundrigar,
Karachi.
VISION
Board of Directors:-
Assets
a) The liquid assets such as Cash & balance with Treasury Banks
2002.
in 2001.
Important Ratios: -
Advances
Deposits
2002 28,319,401
51,684,984
= 54.7 %
Cash To deposit Ratio
Formula
Total Deposit
2002
1,122,962
51,684,984
Formula
Total Deposits
Total Liabilities
2002
51,684,984
61,514,364
= 84.01%
Investment To Total Assets
Formula
Investment
Assets
2002
24,694,397
65,167,031
= 37.89%
Formula
Total Income
2002
446579
5245912
= 8.51%
Return On Equity
Formula
Net Profit
Total Equity
2002
445,679
1,615,777
= 27.58%
Formula
Net Profit
Total Assets
2002
446579
65,167,031
= 0.685%
Recommendations:-