COMPUTATION SHEET

COMPUTATION SHEET DATE:

RESERVATION DATE: SAMPLE COMPUTATION

CLIENT: Gilbert Mendova
ADDRESS: quezon city

PROJECT: Prisma Residences RFO Date: April-22

BUILDING: Astra No. of months to RFO: 59
Unit 1 Bedroom
UNIT AREA: sqm.
TOTAL AREA: 28.00 sqm.
TERMS: 20% spot dp 80% bank financing

Unit Closing Fees TOTAL

Lumpsum

LIST PRICE: 2,432,000.00

Regular Discount 2.0% 48,640.00
Net 2,383,360.00
Discount (PDC): 2% 47,667.20
Contract Price 2,335,692.80 10.50% 245,247.74 2,580,940.54

Downpayment 1 20% 467,138.56

Less: Spot cash Discount -
Net Downpayment 1 467,138.56
Less: Reservation Fee 20,000.00
Net Downpayment 1 447,138.56 - -
Payable in 59 mos 7,578.62 - 7,578.62 per month
Downpayment 2 -
Payable in mos - - - per month
245,247.74 Lumpsum/thru Bank

Balance 80% 1,868,554.24 - 1,868,554.24

In-house Financing MRB
Interest Rate Factor Rate

Bank Financing Option

Sample Interest Rate Factor Rate
5 years 5.75% 60 mos 0.019216768 35,907.57 per month
10 years 6.50% 120 mos 0.011354798 21,217.06 per month
15 years 6.50% 180 mos 0.008711074 16,277.11 per month
20 years 6.50% 240 mos 0.007455731 13,931.44 per month
25 years 6.50% 300 mos 0.006752072 12,616.61 per month

Total Contract Price 2,335,692.80

Less: Spot cash Discount -
Net Contract Price 2,335,692.80 245,247.74 2,580,940.54

Important
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).

b. Payment due dates after reservation fee.

Reservation Date: Start of DP/MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if Febuary)

c. Downpayment should be fully covered by POST DATED CHECKS.

d. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name

e. Condo dues: Upon unit turnover, buyer will be assessed of Joining fees, Meralco deposit, water meter deposit,
association dues and other charges. Actual computation will be presented prior to turnover of unit

f. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings

Client: Gilbert Mendova

Signature over printed name/ date signed

Sales Channel: Division 1 PC: Jimmy Ala

Signature over printed name/ date signed

SM/PSM: Brenda Bagsik

Signature over printed name/ date signed
 Closing Fees
Old CF New CF
Local Intl' Local Intl'
3.6% Cash 9.6% 11.1%
4.0% DP Period 10.0% 11.5%
4.5% Lumpsum 10.5% 12.0%
6.0% Installment 12.0% 13.5%

In-House Factor Rate

1 Year 2 Years 3 Years 4 Years
Term
10% 0.00% - 9.00% 4.568474% 11.00% 3.273872% 12.00%
15% 0.00% - 9.00% 4.568474% 10.75% 3.262045% 11.75%
20% 0.00% - 9.00% 4.568474% 10.50% 3.250244% 11.50%
30% 0.00% - 9.00% 4.568474% 10.00% 3.226720% 11.00%
40% 0.00% - 9.00% 4.568474% 9.50% 3.203295% 10.50%
50% 0.00% - 9.00% 4.568474% 9.50% 3.203295% 10.50%

SPOT CASH DISCOUNT for NON RFO PROJECTS

36-40 6.0%
31-35 5.0%
26-30 4.0%
21-25 3.0%
16-20 2.0%
11-15 1.5%
6-10 1.0%
1-5 0.5%

Regular Discounts
DP Rate In-House Direct Bank
MRB HRB MRB HRB
10% 2.0% N/A 4.0% N/A
15% 2.5% N/A 4.5% N/A
20% 3.0% 0.0% 5.0% 2.0%
30% 4.0% 4.0% 6.0% 6.0%
40% 5.0% 5.0% 7.0% 7.0%
50% 5.0% 6.0% 7.0% 8.0%
 Interest Rate 1 year
5.75% 0.085951564
5.88% 0.086011284
6.00% 0.086066430
6.25% 0.086181381
6.50% 0.086296417
6.75% 0.086411539
7.00% 0.086526746
e 7.25% 0.086642039
4 Years 5 Years 10 Years 7.50% 0.086757417
7.75% 0.086872880
2.633384% 14.00% 2.326825% 19.00% 1.866724% 8.00% 0.086988429
2.621125% 13.50% 2.300985% 18.00% 1.801852% 8.25% 0.087104063
2.608901% 13.00% 2.275307% 17.00% 1.737977% 8.50% 0.087219783
2.584550% 12.00% 2.224440% 16.00% 1.675130% 8.75% 0.087335587
2.560338% 11.00% 2.174242% 15.00% 1.613350% 9.00% 0.087451477
2.560338% 11.00% 2.174242% 15.00% 1.613350% 9.25% 0.087567452
9.50% 0.087683512
9.75% 0.087799657
10.00% 0.087915887
10.25% 0.088032203
10.50% 0.088148603
10.75% 0.088265088
11.00% 0.088381659
11.25% 0.088498314
11.50% 0.088615054
11.75% 0.088731879
12.00% 0.088848789
12.25% 0.088965783
12.50% 0.089082863
12.75% 0.089200027
13.00% 0.089317276
13.25% 0.089434609
13.50% 0.089552027
13.75% 0.089669530
14.00% 0.089787118
14.25% 0.089904790
14.50% 0.090022546
14.75% 0.090140387
15.00% 0.090258312
15.25% 0.090376322
15.50% 0.090494416
15.75% 0.090612595
16.00% 0.090730858
16.25% 0.090849205
16.50% 0.090967637
16.75% 0.091086152
17.00% 0.091204752
17.25% 0.091323436
17.50% 0.091442204
17.75% 0.091561057
18.00% 0.091679993
18.25% 0.091799013
18.50% 0.091918118
18.75% 0.092037306
19.00% 0.092156578
19.25% 0.092275934
19.50% 0.092395374
19.75% 0.092514898
20.00% 0.092634506
 2 years 3 years 4 years 5 years 6 years 7 years 8 years
0.044208047 0.030308791 0.023370581 0.019216768 0.016455132 0.014489002 0.013020039
0.044266559 0.030367595 0.023430051 0.019277052 0.016516301 0.014551095 0.013083078
0.044320610 0.030421938 0.023485029 0.019332802 0.016572888 0.014608555 0.013141430
0.044433345 0.030535342 0.023599820 0.019449262 0.016691154 0.014728700 0.013263495
0.044546251 0.030649003 0.023714953 0.019566148 0.016809930 0.014849437 0.013386233
0.044659330 0.030762921 0.023830428 0.019683461 0.016929214 0.014970764 0.013509640
0.044772579 0.030877097 0.023946245 0.019801199 0.017049007 0.015092680 0.013633717
0.044886000 0.030991529 0.024062403 0.019919361 0.017169306 0.015215185 0.013758461
0.044999593 0.031106218 0.024178902 0.020037949 0.017290112 0.015338276 0.013883871
0.045113356 0.031221164 0.024295742 0.020156960 0.017411424 0.015461953 0.014009944
0.045227292 0.031336366 0.024412922 0.020276394 0.017533241 0.015586214 0.014136679
0.045341398 0.031451823 0.024530443 0.020396252 0.017655561 0.015711059 0.014264075
0.045455675 0.031567537 0.024648303 0.020516531 0.017778385 0.015836485 0.014392129
0.045570123 0.031683507 0.024766503 0.020637233 0.017901710 0.015962492 0.014520839
0.045684742 0.031799733 0.024885042 0.020758355 0.018025537 0.016089078 0.014650203
0.045799532 0.031916214 0.025003920 0.020879898 0.018149864 0.016216242 0.014780220
0.045914493 0.032032950 0.025123137 0.021001861 0.018274691 0.016343982 0.014910887
0.046029624 0.032149941 0.025242691 0.021124244 0.018400016 0.016472296 0.015042203
0.046144926 0.032267187 0.025362583 0.021247045 0.018525838 0.016601184 0.015174164
0.046260399 0.032384688 0.025482813 0.021370264 0.018652156 0.016730644 0.015306769
0.046376042 0.032502444 0.025603380 0.021493900 0.018778970 0.016860673 0.015440016
0.046491855 0.032620453 0.025724283 0.021617954 0.018906278 0.016991271 0.015573902
0.046607838 0.032738717 0.025845523 0.021742423 0.019034079 0.017122436 0.015708426
0.046723992 0.032857235 0.025967098 0.021867308 0.019162372 0.017254167 0.015843584
0.046840315 0.032976006 0.026089009 0.021992607 0.019291156 0.017386461 0.015979374
0.046956809 0.033095032 0.026211255 0.022118321 0.019420430 0.017519317 0.016115794
0.047073472 0.033214310 0.026333835 0.022244448 0.019550193 0.017652733 0.016252841
0.047190305 0.033333841 0.026456750 0.022370987 0.019680443 0.017786707 0.016390514
0.047307308 0.033453626 0.026579999 0.022497938 0.019811179 0.017921238 0.016528809
0.047424481 0.033573663 0.026703581 0.022625301 0.019942400 0.018056324 0.016667723
0.047541823 0.033693952 0.026827496 0.022753073 0.020074105 0.018191963 0.016807255
0.047659334 0.033814494 0.026951743 0.022881255 0.020206293 0.018328153 0.016947401
0.047777015 0.033935287 0.027076323 0.023009846 0.020338962 0.018464893 0.017088160
0.047894864 0.034056333 0.027201234 0.023138845 0.020472111 0.018602180 0.017229527
0.048012883 0.034177630 0.027326477 0.023268251 0.020605740 0.018740012 0.017371501
0.048131071 0.034299178 0.027452050 0.023398063 0.020739845 0.018878387 0.017514079
0.048249428 0.034420977 0.027577953 0.023528281 0.020874427 0.019017304 0.017657257
0.048367954 0.034543028 0.027704186 0.023658904 0.021009483 0.019156761 0.017801034
0.048486648 0.034665329 0.027830748 0.023789930 0.021145013 0.019296755 0.017945405
0.048605511 0.034787880 0.027957639 0.023921360 0.021281016 0.019437284 0.018090369
0.048724543 0.034910681 0.028084859 0.024053191 0.021417488 0.019578347 0.018235923
0.048843742 0.035033732 0.028212406 0.024185424 0.021554431 0.019719941 0.018382063
0.048963111 0.035157033 0.028340281 0.024318057 0.021691841 0.019862064 0.018528786
0.049082647 0.035280583 0.028468482 0.024451090 0.021829717 0.020004714 0.018676090
0.049202351 0.035404383 0.028597010 0.024584521 0.021968059 0.020147889 0.018823971
0.049322224 0.035528431 0.028725864 0.024718350 0.022106864 0.020291587 0.018972427
0.049442264 0.035652728 0.028855042 0.024852576 0.022246131 0.020435805 0.019121454
0.049562472 0.035777273 0.028984546 0.024987197 0.022385859 0.020580541 0.019271050
0.049682848 0.035902066 0.029114374 0.025122214 0.022526046 0.020725794 0.019421210
0.049803391 0.036027107 0.029244525 0.025257624 0.022666691 0.020871560 0.019571933
0.049924102 0.036152396 0.029375000 0.025393427 0.022807791 0.021017838 0.019723214
0.050044980 0.036277931 0.029505797 0.025529623 0.022949346 0.021164625 0.019875051
0.050166025 0.036403714 0.029636916 0.025666209 0.023091354 0.021311919 0.020027441
0.050287238 0.036529744 0.029768357 0.025803186 0.023233814 0.021459718 0.020180380
0.050408617 0.036656020 0.029900118 0.025940551 0.023376723 0.021608019 0.020333865
0.050530164 0.036782542 0.030032200 0.026078305 0.023520081 0.021756820 0.020487893
0.050651877 0.036909311 0.030164602 0.026216445 0.023663885 0.021906119 0.020642460
0.050773756 0.037036324 0.030297323 0.026354972 0.023808134 0.022055913 0.020797564
0.050895803 0.037163583 0.030430362 0.026493884 0.023952826 0.022206199 0.020953200
 9 years 10 years 11 years 12 years 13 years 14 years
0.011882496 0.010976922 0.010240028 0.009629619 0.009116480 0.008679742
0.011946494 0.011041885 0.010305958 0.009696515 0.009184340 0.008748562
0.012005750 0.011102050 0.010367035 0.009758502 0.009247234 0.008812359
0.012129757 0.011228010 0.010494949 0.009888368 0.009379044 0.008946101
0.012254515 0.011354798 0.010623767 0.010019211 0.009511902 0.009080961
0.012380022 0.011482411 0.010753486 0.010151027 0.009645803 0.009216931
0.012506277 0.011610848 0.010884101 0.010283811 0.009780741 0.009354005
0.012633275 0.011740104 0.011015609 0.010417558 0.009916711 0.009492175
0.012761016 0.011870177 0.011148005 0.010552263 0.010053704 0.009631433
0.012889497 0.012001063 0.011281286 0.010687921 0.010191716 0.009771772
0.013018715 0.012132759 0.011415447 0.010824526 0.010330739 0.009913182
0.013148668 0.012265263 0.011550484 0.010962073 0.010470766 0.010055656
0.013279353 0.012398569 0.011686392 0.011100556 0.010611791 0.010199185
0.013410767 0.012532675 0.011823167 0.011239969 0.010753807 0.010343761
0.013542909 0.012667577 0.011960804 0.011380307 0.010896805 0.010489375
0.013675774 0.012803272 0.012099299 0.011521563 0.011040779 0.010636018
0.013809361 0.012939756 0.012238646 0.011663732 0.011185722 0.010783680
0.013943666 0.013077024 0.012378840 0.011806808 0.011331625 0.010932353
0.014078686 0.013215074 0.012519878 0.011950783 0.011478481 0.011082027
0.014214419 0.013353900 0.012661752 0.012095651 0.011626282 0.011232693
0.014350861 0.013493500 0.012804459 0.012241407 0.011775020 0.011384340
0.014488010 0.013633868 0.012947993 0.012388043 0.011924686 0.011536960
0.014625861 0.013775001 0.013092349 0.012535553 0.012075274 0.011690542
0.014764412 0.013916895 0.013237521 0.012683929 0.012226773 0.011845077
0.014903660 0.014059544 0.013383504 0.012833166 0.012379177 0.012000554
0.015043602 0.014202946 0.013530292 0.012983256 0.012532476 0.012156964
0.015184233 0.014347095 0.013677879 0.013134191 0.012686662 0.012314295
0.015325550 0.014491987 0.013826260 0.013285966 0.012841727 0.012472539
0.015467551 0.014637617 0.013975429 0.013438573 0.012997661 0.012631684
0.015610231 0.014783981 0.014125380 0.013592004 0.013154456 0.012791719
0.015753588 0.014931074 0.014276108 0.013746252 0.013312103 0.012952636
0.015897617 0.015078892 0.014427606 0.013901311 0.013470593 0.013114422
0.016042314 0.015227429 0.014579868 0.014057172 0.013629917 0.013277068
0.016187677 0.015376681 0.014732889 0.014213828 0.013790067 0.013440563
0.016333701 0.015526644 0.014886661 0.014371271 0.013951032 0.013604896
0.016480383 0.015677311 0.015041180 0.014529494 0.014112805 0.013770057
0.016627719 0.015828679 0.015196438 0.014688490 0.014275376 0.013936034
0.016775705 0.015980742 0.015352430 0.014848250 0.014438735 0.014102818
0.016924337 0.016133496 0.015509150 0.015008768 0.014602875 0.014270397
0.017073612 0.016286935 0.015666590 0.015170034 0.014767784 0.014438761
0.017223525 0.016441054 0.015824745 0.015332043 0.014933456 0.014607899
0.017374073 0.016595848 0.015983608 0.015494785 0.015099879 0.014777800
0.017525251 0.016751312 0.016143173 0.015658253 0.015267045 0.014948454
0.017677055 0.016907441 0.016303433 0.015822439 0.015434945 0.015119850
0.017829483 0.017064230 0.016464382 0.015987336 0.015603569 0.015291977
0.017982528 0.017221673 0.016626014 0.016152935 0.015772908 0.015464825
0.018136188 0.017379765 0.016788321 0.016319229 0.015942953 0.015638383
0.018290458 0.017538501 0.016951298 0.016486210 0.016113695 0.015812640
0.018445334 0.017697876 0.017114937 0.016653870 0.016285124 0.015987586
0.018600812 0.017857884 0.017279233 0.016822201 0.016457232 0.016163211
0.018756888 0.018018520 0.017444179 0.016991195 0.016630009 0.016339503
0.018913557 0.018179778 0.017609767 0.017160845 0.016803445 0.016516453
0.019070815 0.018341654 0.017775992 0.017331142 0.016977533 0.016694051
0.019228659 0.018504142 0.017942848 0.017502079 0.017152263 0.016872285
0.019387083 0.018667236 0.018110326 0.017673648 0.017327625 0.017051146
0.019546084 0.018830931 0.018278421 0.017845841 0.017503611 0.017230623
0.019705657 0.018995221 0.018447126 0.018018650 0.017680212 0.017410707
0.019865797 0.019160102 0.018616435 0.018192067 0.017857418 0.017591387
0.020026502 0.019325567 0.018786340 0.018366086 0.018035222 0.017772654
 15 years 16 years 17 years 18 years 19 years 20 years
0.008304101 0.007978075 0.007692883 0.007441695 0.007219118 0.007020835
0.008373875 0.008048795 0.007764542 0.007514285 0.007292628 0.007095255
0.008438568 0.008114379 0.007831008 0.007581623 0.007360830 0.007164311
0.008574229 0.008251941 0.007970454 0.007722934 0.007503982 0.007309282
0.008711074 0.008390753 0.008111211 0.007865613 0.007648560 0.007455731
0.008849095 0.008530803 0.008253266 0.008009647 0.007794546 0.007603640
0.008988283 0.008672080 0.008396607 0.008155022 0.007941924 0.007752989
0.009128629 0.008814575 0.008541220 0.008301722 0.008090677 0.007903760
0.009270124 0.008958276 0.008687094 0.008449733 0.008240788 0.008055932
0.009412758 0.009103172 0.008834215 0.008599040 0.008392240 0.008209486
0.009556521 0.009249250 0.008982568 0.008749626 0.008545014 0.008364401
0.009701404 0.009396500 0.009132142 0.008901477 0.008699092 0.008520657
0.009847396 0.009544910 0.009282921 0.009054575 0.008854456 0.008678232
0.009994487 0.009694467 0.009434892 0.009208904 0.009011088 0.008837107
0.010142666 0.009845158 0.009588039 0.009364448 0.009168968 0.008997260
0.010291923 0.009996972 0.009742349 0.009521191 0.009328077 0.009158668
0.010442247 0.010149896 0.009897807 0.009679115 0.009488397 0.009321312
0.010593627 0.010303916 0.010054397 0.009838202 0.009649907 0.009485169
0.010746051 0.010459019 0.010212105 0.009998437 0.009812589 0.009650217
0.010899509 0.010615193 0.010370915 0.010159801 0.009976423 0.009816434
0.011053989 0.010772424 0.010530812 0.010322278 0.010141389 0.009983799
0.011209480 0.010930699 0.010691781 0.010485849 0.010307468 0.010152290
0.011365969 0.011090004 0.010853806 0.010650496 0.010474639 0.010321884
0.011523446 0.011250325 0.011016872 0.010816204 0.010642883 0.010492560
0.011681898 0.011411650 0.011180963 0.010982952 0.010812181 0.010664296
0.011841314 0.011573963 0.011346062 0.011150725 0.010982512 0.010837071
0.012001681 0.011737251 0.011512155 0.011319504 0.011153857 0.011010861
0.012162987 0.011901501 0.011679226 0.011489271 0.011326195 0.011185647
0.012325221 0.012066698 0.011847258 0.011660009 0.011499508 0.011361406
0.012488370 0.012232829 0.012016236 0.011831699 0.011673776 0.011538116
0.012652422 0.012399878 0.012186144 0.012004325 0.011848980 0.011715757
0.012817364 0.012567834 0.012356967 0.012177869 0.012025099 0.011894308
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0.016284403 0.016095729 0.015941626 0.015815293 0.015711412 0.015625779
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 21 years 22 years 23 years 24 years 25 years 26 years
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0.015555044 0.015496516 0.015448021 0.015407791 0.015374386 0.015346626
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 27 years 28 years 29 years 30 years
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