Exercises

7. Show that A(n) (1 in ) A(n 1) , where n is a positive integer.

Jawab:

A(n) A(n 1)
Diketahui in
A(n 1)

Maka : A(n) (1 in ) A(n 1)

A(n) A(n 1)
A(n) 1 A(n 1)
A(n 1)

A(n 1) A(n) A(n 1)

A(n) A(n 1)
A(n 1)

A(n)
A(n) A(n 1)
A(n 1)

A(n) A(n)

16. An amount of money is invested for one year at a rate of interest of 3% per quarter. Let D(k ) be the
difference between the amount of interest earned on a compound interest basis on a simple interest
basis for quarter k , where k 1, 2,3, 4 . Find the ratio of D(4) and D (3) .

Jawab :

Misalkan Principal = 1000

Maka diperoleh :

Untuk Q1 ( kuarter 1) =

I (1000)(1, 03) 1000 30

Untuk Q2 ( kuarter 2) =

I (1030)(1, 03) 1030 30,9

 Untuk Q3 (kuarter 3) =

I (1060,9)(1, 03) 1060,9 31,827

Untuk Q4 (kuarter 4) =

I (1092, 727)(1, 03) 1092, 727 32, 78181

Q1 Q2 Q3 Q4
Compound 30 30,9 31,827 32,78181
Simple 30 30 30 30

Sehingga dapat diketahui, D(4) 32, 78181 30 2, 78181 dan D(3) 31,827 30 1,827 .

D(4) 2, 78181
Maka ratio dari D(4) and D (3) adalah = 1,523
D(3) 1,827

19. It is known that an investment of $500 will increase to $4000 at the end of 30 years. Find the sum of
the present value of three payments of $10.000 each which will occur at the end of 20,40, and 60
years.

Jawab:

Diketahui : $500 = present value $4000 di akhir 30 tahun ( future value).

Maka dapat dicari nilai dari i ,

FV PV (1 i)t

4000 500(1 i)30

4000
(1 i )30
500

8 (1 i)30

30
8 (1 i )

1, 07177 1 i

i 0, 07177
Dapat dicari jumlah present value dari 3 pembayaran $10.000 di akhir tahu 20,40,60 tahun adalah:

A(0)
PV
(1 i)t

10000 10000 10000

(1 0, 07177) 20
(1 0, 07177) 40
(1 0, 07177) 60

10000 10000 10000

20
40

(1, 07177) (1, 07177) (1, 07177)60

2500,1615 625, 0807 156, 2802

3281,5224

d3 (i d )2
24. Show that .
(1 d )2 1 v

Jawab :

d
Diketahui : i dan d 1 v
1 d

d3 (i d )2
Maka,
(1 d )2 1 v

d3 (i d )2

(1 d )2 d
2
d
d
1 d
3

d
(1 d ) 2
d

d d (1 d )
2

1 d
3
d

(1 d ) 2
d

2
d d d2

d3 1 d

(1 d ) 2 d
 2
d2

d3 1 d

(1 d ) 2 d

d4
d3 (1 d )2

(1 d ) 2 d

d3 d3

(1 d )2 (1 d )2