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APPENDIX 2 : SUMMARY OF GUARANTEES : BUSINESS TRAVEL

NATURE OF BASIC COVERS LIMIT TERRITORIAL SCOPE

Medical expenses outside the Insureds home country


Reimbursement of actual expenses - no deductible Up to 10 000 000 Outside the Insureds home
Costs incurred in case of hospitalisation country
Medical expenses in the Insureds country of origin Up to 25 000 for 30 days from the
Reimbursement of expenses in case of hospitalisation abroad Insureds return to his/her home Solely in the Insureds home
during a business trip no deductible country country

Psychological Assistance Payment for consultations up to Worldwide


2 000
Assistance to persons:
Emergency medical transport Actual Costs Worldwide
Sending out a doctor Actual Costs Worldwide
Repatriation to the Insureds home Actual Costs Worldwide
Return of the accompanying Spouse/Partner and Children in
the event of the Insured being repatriated Actual Costs Worldwide
Repatriation of body in the event of death Actual Costs Worldwide
Coffin expenses Up to 3 000 Worldwide
Accompanying the deceased Return ticket for a close relative and Worldwide
payment of accommodation
expenses
Repatriation in the event of an attack or assault (300/day maximum 3 days) Worldwide
Travelling expenses of a replacement colleague Actual Costs Worldwide
Early return in the event of death or hospitalisation of a Relative Actual Costs Worldwide
Early return of the Insured in the event of severe damage to Actual Costs Worldwide
his/her home
Early return of an Executive as a result of serious events at the Actual Costs Worldwide
company
Attendance by three members of the Insureds family at his/her Actual Costs Worldwide
bedside in hospital
Sending essential medicines 300/day - maximum 5 000 Worldwide
Early return in the event of the premature birth of a child Actual Costs Worldwide
Payment of costs for extending the Insureds stay Actual Costs Worldwide
Return of the Insured to the place of his/her assignment 300/day - maximum 2 000 Worldwide
Sending a doctor to attend a Child who has remained at home Actual Costs Worldwide
Looking after Children under 16 years of age Actual Costs Metropolitan France
Recovery of the Insureds vehicle Up to 500 Metropolitan France
Actual Costs Metropolitan France

Search and rescue expenses Up to 15 000 Worldwide


Travel incidents:
Flight delay, flight cancellation (time excess of 4 hours) Up to 300
Missed transfer (time excess of 6 hours) Up to 300
Delayed baggage (time excess of 24 hours) Up to 600 Worldwide
Hijacking Up to 3 000
Cash advance Up to 15 000

Damage, Loss, Theft or destruction of personal baggage. Up to 5 000


Damage, Loss, Theft or destruction of professional computer (except Gucci : 15 000) Worldwide
equipment Up to 3 000
No deductible
Loss, Theft or destruction of samples: Up to 3 000 Worldwide
Outside the Insureds home
Legal Assistance (payment of fees): 15 000 country
Outside the Insureds home
Bail bond advance: 60 000 country
Cancellation or modification of journey Up to 5 000 Worldwide
Private Life Liability:
Any bodily injury, property damage or financial loss 5 000 000 Outside the Insureds home
country
In USA and Canada
limited to: 1 500 000
Outside the Insureds home
Food poisoning 1 500 000 country
Outside the Insureds home
Combined property damage and consequential financial loss 1 500 000 country
(deductible of 150 on each loss)
Hostage taking Payment of salary up to
Time excess of 3 months payable for a maximum of 3 years 100 000/year Outside the Insureds home
country
Political evacuation and natural disasters Air ticket
Worldwide