1974-1975 -In its first year of operations since taking over the functions of the former Post

Office Savings Bank on 1st December 1974, we directed our effort at restructuring and
streamlining our organisation; simplifying procedures in order to provide improved facilities
and services to our depositors. Towards this objective, we planned to decentralise the
administration and control of activities by setting up our own branch offices in major towns
throughout the country. In areas where branch offices are not warranted, post offices and
postal vans with savings bank facilities continued to be used to mobilise savings.
Meanwhile, intensive publicity campaigns to promote the savings habit and to encourage
thrift among the general public were conducted on a national scale. Regional promotional
officers visited schools and business centres to publicise the services we offer and to
encourage the people to save with it.
1975-We continued to serve our depositors through 526 post offices, including 135 postal
mobile units, acting as our BSN agents. Net deposits with the Bank in 1975 rose by 6.2 per
cent or $32.5 million.

1976-We added three new mobile units to our mobile fleet. These units, together with 538 post
offices with savings bank facilities, including 147 postal mobile units, enabled us to provide
an increasingly wider network to serve depositors, particularly in the smaller towns and rural
areas.
We also increased our number of employees from 334 people to 632 people to improve our
services and operations. Accomplices in the number has increased.
In 1976 we drafted a five-year plan to establish BSN branches in Kuala Lumpur (Puduraya).

20 Ogos 1976-Financial Minister, Tengku Tan Sri Razaleigh Hamzah presented a RM1,000
gift to Penyimpan Ke-3 Juta BSN, En. Shahidan Bin Ajibe, a Polis Hutan trainer from Perlis.
Delivery of the prize ceremony took place at our BSN Headquarters in Wisma Pahlawan, Jalan
Sultan Sulaiman, Kuala Lumpur.

1977-We were accepted as a member of The International Savings Banks Institute (ISBI) in
Geneva on 7th June 1977.
Deputy Financial Minister, Senator Rafidah Aziz visited our headquarters on 20th June 1977.
In 1977, BSN released a specially commissioned turtle savings bank in an effort to encourage
the concept of smart savings among children.

1978 -Premium Savings Certificate Scheme launched.

1980 -Setting up of the Central Computer System began at our BSN headquarters.
We were honoured by the Institute of International Savings Banks (International Saving Bank
Institute - ISBI) with a Silver ISBI medal for our involvement and initiative in consolidating
the people's savings for development, and supporting ISBI projects in the Southeast Asian
region.

1981 -9 new branches were established.

1982 -BSN hosted the 2nd International Symposium ISBI on 'Mobilisation of Personal Savings
in Developing Countries. More than 80 participants from 40 countries took part.

1983-Introduction of the Bank's first Automated Teller Machine (ATM) service at Kuala
Lumpur,Petaling Jaya and Ipoh.
1984-We launched our first Fixed Deposit Scheme in November 1984.

1986-We introduced our first uniforms in blue batik.

1987-GIRO service was launched in the Klang Valley.

1989-Our number of depositors rose to 7.5 Million; with a total savings of RM2.42 billion.

1990-The first BSN GIRO Visa Credit Card was launched.

The JUMBO GIRO BSN savings was launched on 10th March 1990 at the National Zoo by the
Finance Minister, Datuk Paduka Daim Zainuddin.On 19th April 1990, Deputy Finance Minister
Dato 'Loke Yuen Yow visited our headquarters in Jalan Ampang.

1991-BSN hosted the 6th ISBI Advisory Committee Meeting and the ISBI Asia Pacific
Members meeting from the 14th to 18thJanuary 1991.

1993-New public issue shares through Arahan Giro Terjamin BSN (Guaranteed GIRO Order)
was launched. The signing of this service agreement with MIDF counsultancy and Corporate
Services Sdn. Bhd (MIDFCCS) was held on 17th August 17 1993.

1994 - BSN celebrates 20 years in service -In celebrating 20 years since our inception, and in
line with the Government's aim to expand Islamic Banking, we launched the "Skim Perbankan
Tanpa Faedah" (SPTF), which offered Al-Wadiah Savings Scheme, Al-Mudharabah General
Investment Scheme and the Al Bai Bithaman Ajil Property Financing Scheme.
As of 8th May 1994, BSN has a 41.08 per cent equity in Bank Buruh ( M ) Bhd (Labour Bank)
from Bank Pusat Kerjasama Bhd.

1995-The Wisma BSN Complex comprising of a tower block together with Podium A and B
was officially occupied. BSN Capital Berhad ( PBSNB ), a wholly owned subsidiary BSN, was
formed in December 1995 .

1996-BSNs Training Centre in Bangi, Selangor officially opened with the acceptance of its
first batch of trainees in July.

1999-BSNs Chief Executive Officer was appointed as the new president of WSBI. (Formerly
known as ISBI)

2001-In collaboration with Visa International, we launched the BSN Matrix Card.

2005-BSN Matrix-i was launched. BSN expanded its services by joining MEPS shared ATM
Network.

2006-Prudential PLC (Prudential) and BSN launched a takaful joint venture, Prudential BSN
Takaful Berhad (PBTB).

2007-We implemented the MEPS System Interbank Giro (IBG).Our new logo was launched
on 29 September 2007.Two months later, BSNs new uniform was launched to reflect the new
logo. The concept of the new uniform aims to evoke a contemporary appeal while retaining
key traditional elements such as batik and bunga raya designs.
 2008-We introduced Internet Banking (BSN:SMS).On 29 January 2008, we entered an
agreement with Western Union Company to offer international money transfer services through
BSN branches.

2010-We launched the e-Spick cheque clearing system and introduced the myBSN Alternative
Banking Channel (Internet Banking Services).

2011-Launch of BSN Wealth Management product and services.

2012-In line with the initiative aimed at gathering capital as outlined in Bank Negaras
Financial Sector Plan 2011-2020, we launched the Ejen Bank Berdaftar BSN (EBB)
service. Through EBB, over 95% of the 837 districts throughout the country have gained access
to the bank.
Our BSNs Matrix Debit Card won the Brand Laureate SMEs Best Brands Award 12 for the
category The Most Preferred Brand in Payment Solutions Debit Card.

2013-We launched the BSN Visa payWave Debit Card the first of its kind in Malaysia.
We won the Contact Centre Industry Award 2013 - Best In-house Outbound Contact Centre in
for BSNs Customer Service Call Centre.

2014-BSN won the Best GreenTech Practice Award for Ejen Bank Berdaftar BSN.
We were listed in Malaysia Book.of Records Largest Network of Banking Agents.
BSN, in partnership with Prudential Financial Inc. (PFI) launched Gibraltar BSN Life formerly
known as Uni Asia Life Assurance Berhad (UAL).We collaborated with Yayasan Guru
Malaysia Berhad to launch the 1 TeachersCard Mastercard credit card. It was the only product
of its kind in Malaysia; a credit card that offered exclusively to the teaching community and
Ministry of Education staff.BSN won 5 awards at the 2014 Marketing Excellence Awards
(MEA 2014) for the You Against Debt campaign; promoting BSNs paywave Visa Debit
Card.
Awards:
1. Gold Award for Excellence in Content Marketing
2. Gold Award for Excellence in Marketing Communications
3. Silver Award for Excellence in Brand Strategy
4. Silver Award for Excellence in Launch Marketing
5. Bronze Award for Excellence in Marketing Innovation
6. Silver Award at the Malaysian Effie Awards 2014
BSN celebrated its 40 years of success in providing banking services to all Malaysians since
its establishment in 1974.

2015-BSN brought in Malaysias first Virtual Teller Machine to enable easier banking access
round the clock.