PROMISSORY NOTE

I, RHEA B. DAFFON (obligor), of legal age, Filipino and resident of Brgy. Tambulilid, Ormoc
City, promise to pay MS. VANISA MARIE U. WAFFER (obligee), of legal age, Filipino and a
resident of Brgy. Camp Downes, Ormoc City, without notice and demand, the remaining balance of
TWO THOUSAND EIGHT HUNDRED SIXTY PESOS (PhP 2,860.00) Philippine currency, of the total
purchase price of PhP 3,120.00 representing the value of one (1) piece of 18k gold necklace with 1.3
grams (which is sold by the obligee), which is payable in weekly terms basis until the whole amount of
principal is fully paid.

IN WITNESS WHEREOF, the parties have hereunto set our hands, this December 13,
2017, at Ormoc City, Philippines.

RHEA B. DAFFON VANISA MARIE U. WAFFER

(Obligor) (Obligee)