GORDONS MODEL

Submitted by: sangam prateek rana

Exam Roll No: 1697
T.U. Registration No: 7-2-48-168-2014
Nepal commerce campus
Baneshwor, kathmandu

A Field Work Report

Submitted to
The Faculty of Management
Tribhuvan University
Kathmandu
In Partial Fulfillment of the Requirements for the Degree of
BACHELOR OF BUSINESS STUDIES (BBS)
2074 B.S. (2017 A.D.)
 DECLARATION

I hereby declare that the project work entitled study of gordens model
submitted to the Faculty of Management, Tribhuvan University, Kathmandu is an
original peace of work under the supervision of Mr.Pitambar Ghimire, faculty
member, Nepal commerce campus(NCC) KATHMANDU, and is submitted in partial
fulfillment of the requirements for the award of the degree of Bachelor of Business
Studies (BBS). This project work report has not been submitted to any other
university or institution for the award of any degree or diploma.

Signature.
Sangam Prateek Rana
Date: ..

SUPERVISIOR'S RECOMMENDATION
 The project work report entitled to STUDY OF GORDONS MODEL
submitted by Sangam Pratee Rana of NEPAL COMMERCE CAMPUS,
KATHMANDU, is prepared under my supervision as per the procedure and format
requirements laid by the Faculty of Management, Tribhuvan University, as partial
fulfillment of the requirements for the award of the degree of Bachelor of Business
Studies (BBS). I, therefore, recommend the project work report for evaluation.

Signature:
MR Pitambar Ghimere
NEPAL COMMERCE CAMPUS (NCC), KATHMANDU,BANESHWOR
Date:

ACKNOWLEDGEMENT
 This project work report st model has been prepared in partial fulfillment of
the requirements for the degree of Bachelor of Business Studies (BBS) under the
course designed by the Faculty of Management, T.U.
This fieldwork report would probably have not been completed in this form in
time without valuable guidance, advice and supervision of campus chief of NEPAL
COMMERCE CAMPUS, BANESHWOR, KATHANDU. So, I would like to express
my heartily thanks and sincere gratitude to him for his constant guidance and
supervision.
I express my sincere thanks to all the teachers and staff of Nepal commerce
campus for providing necessary information and materials for this report and I am
pretty sure that this task would not have completed if I had not received their valuable
cooperation.
I am also thankful to my parents for their support in each and every step of my
life. My every achievement is possible because of their effort, help and blessings. My
friends are also rememberable for their credible help and cooperation.

Birendra oli

ABBREVIATIONS
T.U.: Tribhuvan University
BBS: Bachelor of Business Studies
A/C: Account
C.V: Coefficient of Variation
F/Y: Fiscal Year
ATM: Automatic Teller Machine
Rs: Rupees
No: Number
NRB: Nepal Rastra Bank
P/L: Profit & loss
Ltd: Limited
S.D: Standard deviation
EPS: Earning per share
DPS: Dividend per share
MPS: Market price per share
DPR: Dividend payout ratio
EM: Equity multiplier
P/E: Price Earning
: Sum of observation
n: Number of observation
Fig: Figure
TIE: Total interest expenses
TII: Total interest income
T-bills: Treasury bills
SBUs: Strategic Business Units
Govt.: Government
B.S.: Bikram Sambat
 Endorsement

We hereby endorse the project work report entitled RATIO ANALYSIS of

NABIL BANK LIMITED by BIRENDRA OLI of NEPAL COMMERCE CAMPUS,
KATHMANDU, BANESHWOR in partial fulfillment of the requirements for award
of the Bachelor of Business Studies (BBS) for external evaluation.

Signature: Signature:
Rishiram Sharma DR. jivan bhattrai
Management research committee Nepal commerce campus
Date: Date:

TABLE OF CONTENTS

Title page i
Declaration ii
Supervisors Recommendation iii
Endorsement iv
Acknowledgement v
Table of Contents vi
List of Tables viii
List of Figures ix
Abbreviation x

CHAPTER- 1 INTRODUCTION 1-9

1.1 Background of the study 1
1.1.1 Roles of banking system in economy 2
1.1.2 Types of Bank 2
1.1.3 Commercial Bank 3
1.1.4 Functions of commercial banks 4
1.2 Introduction of Nabil Bank Limited 4
1.2.1 Board of directors of Nabil Bank Limited 5
1.2.2 Objectives of the bank 5
1.2.3 Future plans 5
1.2.4 Products and services of Nabil Bank Limited 6
1.2.5 Capital structure 7
1.3 Statement of problem 7
1.4 Objectives of the study 7
1.5 Significance of the study 8
1.6 Limitation of the study 8
1.7 Importance/Needs of the study 9
1.8 Report structure 9
CHAPTER-2 REVIEW OF LITRETURE 10-18
2.1 Conceptual Review 10
2.1.1 Concept of ratio analysis 10
2.1.2 Importance of ratio analysis 11
2.1.3 Limitation of ratio analysis 12
2.1.4 Types of ratio analysis 12
2.2 Review of previous study 17
2.3 Research Gap 18

CHAPTER- 3 RESEARCH METHODOLOGY 19-22

3.1 Research Design 19
3.2 Population and Sample 19
3.3 Types of Data 20
3.4 Data Collection Procedure 20
3.5 Method of Data Analysis 21
3.6 Tools of data analysis 21
3.6.1 Ratio analysis 21
3.6.2 Tabulation 22
3.6.3 Bar Diagram 22

CHAPTER-4 PRESENTATION AND ANALYSIS OF DATA 23-48

4.1 Presentation of Data 23
4.1.1 Liquidity ratio 23
4.1.2 Leverage/Solvency ratio 30
4.1.3 Profitability ratio 37
4.1.4 Common stock ratio 43
4.2 Major Finding 47
CHAPTER-5 SUMMARY, CONCLUSION AND RECOMMONDATION
49-51
5.1 Summary 49
5.2 Conclusion 49
5.3 Recommendation 50
BIBLIOGRAPHY

LIST OF TABLE

Table No. Title Page No.

1. Current assets of Nabil Bank Limited 23

2. Current liabilities 24
3. Cash and bank balance 25
4. Total deposit 26
5. Total fixed deposit & total deposit 27
6. Investment maturing less than one year 29
7. Total assets 29
8. Total debt 30
9. Total equity 31
10. Total Debt & total assets 32
11. Total assets & total equity 34
12. Net profit before interest & tax and interest
expenses 35
13. Net profit after tax 37
14. Net profit after tax & total equity 38
15. Net profit after tax & total deposit 40
16. Total interest expenses & total interest income 41
17. Principal Indicator 43

LIST OF FIGURE

Figure No. Title Page No.

1. Current ratio 25
2. Cash and bank balance to total deposit ratio 27
3. Fixed deposit to total deposit ratio 28
4. Investment maturing less than one year to total assets ratio 30
5. Debt equity ratio 32
6. Debt assets ratio 33
7. Equity multiplier ratio 35
8. Interest coverage ratio 36
9. Return on assets 38
10. Return on equity 39
11. Return on total deposit 41
12. Total interest expenses to total interest income ratio 42
13. Earning per share 44
14. Dividend per share 45
15. Dividend payout ratio 45
16. Price earning ratio 46

BIBLIOGRAPHY

Adam Smith. 1997: The wealth of Nation, Modern Library Inc, New York.
Agrawal Govinda Ram, Project management in Nepal. M.K. Publisher and
Distributors (2000)
Pant, Prem Raj: Social science research and thesis writing: Buddha Academic
Enterprises pvt. ltd. (2005)
Bhandari, Dilli Raj, Banking and insurance, KTM: Asia Publication,2060.
Khan and Jain. 1999: Financial Management Text and problems, Third
Edition, Tata McGraw Hall Pvt. Ltd, New Delhi
Kathari C.R 1986.Quanitative Techniques, Vikash Publishing Pvt. Ltd, New
Delhi.
SapkotaRajendra Kumar. 1998: A study on measuring the effectiveness of
short-term financing, Unpublished Thesisi, T.U Kathmandu.
ShresthBasudev. 2001: A study on Working capital Management of dairy
Development corporation, SDC, Unpublished Thesis, TU, Kathmandu.
 ShresthaManohar K. 1982: A study on Financial Result and Constraints
ISDOC Bulletin Ten selected PEs, Vol.8, No. 14. Kathmandu.
Shrestha M. K. and Bhandari D.B. Financial market and institutions: Asmita
books publiusher and distributors (2004)

Website
www.google.com
www.nabilbankltd.com