BANK OF AMERICA, N.

A
NERACA (BALANCE SHEETS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)

(dalam jutaan rupiah/In Million IDR)

KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
- - - -
ASET (ASSETS)

1 Kas (Cash) 3,008 3,810 - -

2 Penempatan pada Bank Indonesia (Placement to Bank Indonesia) 444,219 421,692 - -
3 Penempatan pada bank lain (Interbank placement) 602,500 683,727 - -
4 Tagihan spot dan derivatif (Spot and derivatives claims) 5,294 4,572 - -
5 Surat berharga (Securities) 20,966 19,734 - -
a. Diukur pada nilai wajar melalui laporan laba/rugi (Measured at fair - - - -
value through profit and loss)
b. Tersedia untuk dijual (Available for sale) - - - -
c. Dimiliki hingga jatuh tempo (Hold to maturity) 20,966 19,734 - -
d. Pinjaman yang diberikan dan piutang (Loan and receivables) - - - -
6 Surat berharga yang dijual dengan janji dibeli kembali (repo) (Securities - - - -
sold under repurchase agreement (repo))
7 Tagihan atas surat berharga yang dibeli dengan janji dijual kembali - - - -
(reverse repo) (Claims on securities bought under reverse repo)

8 Tagihan akseptasi (Acceptance claims) 15,032 - - -

9 Kredit (Loans) 634,624 503,190 - -
a. Diukur pada nilai wajar melalui laporan laba/rugi (Measured at fair - - - -
b. value through
Tersedia untukprofit
dijualand loss)
(Available for sale) - - - -
c. Dimiliki hingga jatuh tempo (Hold to maturity) - - - -
d. Pinjaman yang diberikan dan piutang (Loan and receivables) 634,624 503,190 - -
10 Pembiayaan syariah 1) (Sharia financing 1)) - - - -
11 Penyertaan (Equity investment) - - - -
12 Cadangan kerugian penurunan nilai aset keuangan -/- (Impairment on - 871 - -
financial assets -/-)
a. Surat berharga (Securities) - 871 - -
b. Kredit (Loans) - - - -
c. Lainnya (Others) - - - -
13 Aset tidak berwujud (Intangible assets) - - - -
14 Akumulasi amortisasi aset tidak berwujud -/- (Accumulated amortisation on - - - -
intangible assets -/-)
15 Aset tetap dan inventaris (Fixed assets and equipment) 9,790 8,320 - -
 (dalam jutaan rupiah/In Million IDR)
KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
16 Akumulasi penyusutan aset tetap dan inventaris -/- (Accumulated 6,288 5,325 - -
depreciation on fixed assets and equipment -/-)

17 Aset non produktif (Non Productive Asset) 4,876 4,664 - -

a. Properti terbengkalai (Abandoned property) - - - -
b. Aset yang diambil alih (Foreclosed assets) - - - -
c. Rekening tunda (Suspense accounts) 1 39 - -
d. Aset antarkantor 2) (Interbranch assets) 4,875 4,625 - -
i. Melakukan kegiatan operasional di Indonesia (Conducting operational - - - -
activities in Indonesia)
ii. Melakukan kegiatan operasional di luar Indonesia (Conducting 4,875 4,625 - -
operational activities outside Indonesia)
18 Cadangan kerugian penurunan nilai dari aset non keuangan -/- (Imparment on - - - -
Non Financial Assets -/-)
19 Sewa pembiayaan 3) (Leasing 3)) - - - -
20 Aset pajak tangguhan (Deferred tax assets) 1,072 1,749 - -
21 Aset Lainnya (Other assets) 23,904 5,938 - -

TOTAL ASET (TOTAL ASSETS) 1,758,997 1,651,200 - -

 (dalam jutaan rupiah/In Million IDR)
KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
LIABILITAS DAN EKUITAS (LIABILITIES AND EQUITIES)
LIABILITAS (LIABILITIES) - - - -
1 Giro (Current account) 1,055,076 1,086,065 - -
2 Tabungan (Saving account) - - - -
3 Simpanan berjangka (Time deposit) 183,525 95,915 - -
4 Dana investasi revenue sharing 1) (Revenue sharing investment 1)) - - - -
5 Pinjaman dari Bank Indonesia (Liabilities to Bank Indonesia) - - - -
6 Pinjaman dari bank lain (Interbank liabilities) 622 433 - -
7 Liabilitas spot dan derivatif (Spot and derivatives liabilities) 3,867 4,388 - -
8 Utang atas surat berharga yang dijual dengan janji dibeli kembali (repo) - - - -
(Liabilities on securities sold under repurchase agreement)
9 Utang akseptasi (Acceptance liabilities) - - - -
10 Surat berharga yang diterbitkan (Issued securities) - - - -
11 Pinjaman yang diterima (Loans received) - - - -
a. Pinjaman yang dapat diperhitungkan sebagai modal (Loans calculated as - - - -
capital)
b. Pinjaman yang diterima lainnya (Other loans received) - - - -
12 Setoran jaminan (Margin deposit) 163 232 - -
13 Liabilitas antarkantor 2) (Interbranch liabilities) 485,805 453,375 - -
a. Melakukan kegiatan operasional di Indonesia (Conducting operational - - - -
activities in Indonesia)
b. Melakukan kegiatan operasional di luar Indonesia (Conducting operational 485,805 453,375 - -
activities outside Indonesia)
14 Liabilitas pajak tangguhan (Deferred tax liabilities) - - - -
15 Liabilitas lainnya (Other liabilities) 21,443 21,835 - -
16 Dana investasi profit sharing 1) (Profit Sharing investment 1)) - - - -
TOTAL LIABILITAS (TOTAL LIABILITIES) 1,750,501 1,662,243 - -
EKUITAS (EQUITIES) - - - -
1 Modal disetor (Paid in capital) 363 363 - -
a. Modal dasar (Capital) 363 363 - -
b. Modal yang belum disetor -/- (Unpaid capital -/-) - - - -
c. Saham yang dibeli kembali (treasury stock) -/- (Treasury stock -/-) - - - -
2 Tambahan modal disetor (Additional paid in capital) - - - -
a. Agio (Agio) - - - -
b. Disagio -/- (Disagio -/-) - - - -
c. Modal sumbangan (Donated capital) - - - -
d. Dana setoran modal (Fund for paid up capital) - - - -
e. Lainnya (Others) - - - -
3 Pendapatan (kerugian) komprehensif lainnya (Other comprehensive gain (16) (653) - -
(loss))
 (dalam jutaan rupiah/In Million IDR)
KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
a. Penyesuaian akibat penjabaran laporan keuangan dalam mata uang asing - - - -
(Translation adjustment from foreign currency)
b. Keuntungan(kerugian) dari perubahan nilai aset keuangan dalam kelompok - - - -
tersedia untuk dijual (Gain (loss) on value changes of financial assets
categorized as available for sale)
c. Bagian efektif lindung nilai arus kas (Effective portion of cash flow - - - -
hedge)
d. Selisih penilaian kembali aset tetap (Difference in fixed asset - - - -
revaluation)
e. Bagian pendapatan komprehensif lain dari entitas asosiasi (Portion of - - - -
other comprehensive income from associates)
f. Keuntungan (kerugian) aktuarial program manfaat pasti (Gain (loss) on - - - -
defined benefit actuarial program)
g. Pajak penghasilan terkait dengan laba komprehensif lain (Income tax of - - - -
other comprehensive income)
h. Lainnya (Others) (16) (653) - -
4 Selisih kuasi reorganisasi 4) (Difference in quasi-reorganization 4)) - - - -
5 Selisih restrukturisasi entitas sepengendali 5) (Difference in - - - -
restructuring under common control 5))
6 Ekuitas Lainnya (Other Equity) - - - -
7 Cadangan (Reserves) - - - -
a. Cadangan umum (General reserves) - - - -
b. Cadangan tujuan (Appropriated reserves) - - - -
8 Laba/rugi (Gain/loss) 8,149 (10,753) - -
a. Tahun-tahun lalu (Previous years) (10,752) (3,252) - -
b. Tahun berjalan (Current year) 18,901 (7,501) - -
TOTAL EKUITAS YANG DAPAT DIATRIBUSIKAN KEPADA PEMILIK (TOTAL EQUITIES 8,496 (11,043) - -
ATTRIBUTABLE TO OWNERS)

9 Kepentingan non pengendali 6) (Minority interest 6)) - - - -

TOTAL EKUITAS (TOTAL EQUITIES) 8,496 (11,043) - -
TOTAL LIABILITAS DAN EKUITAS (TOTAL LIABILITIES AND EQUITIES) 1,758,997 1,651,200 - -
 BANK OF AMERICA, N.A
LAPORAN LABA-RUGI (INCOME STATEMENTS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)

(dalam jutaan rupiah/In Million IDR)

KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
PENDAPATAN DAN BEBAN OPERASIONAL (OPERATIONAL INCOME AND EXPENSES)
A. Pendapatan dan Beban Bunga (Interest income and expenses) - - - -
1. Pendapatan Bunga (Interest income) 30,913 87,488 - -
a. Rupiah (Rupiah) 13,063 62,890 - -
b. Valuta Asing (Foreign currency) 17,850 24,598 - -
2. Beban Bunga (Interest expenses) 12,879 41,404 - -
a. Rupiah (Rupiah) 1,114 1,275 - -
b. Valuta Asing (Foreign currency) 11,765 40,129 - -
Pendapatan (Beban) Bunga bersih (Net interest income (expenses)) 18,034 46,084 - -
B. Pendapatan dan Beban Operasional selain Bunga (Operational Income and
Expenses Other than Interest)
1. Pendapatan Operasional Selain Bunga (Operational Income Other than 28,549 32,557 - -
Interest)
a. Peningkatan nilai wajar aset keuangan (Positive mark to market on - - - -
financial assets)
i. Surat berharga (Securities) - - - -
ii. Kredit (Loans) - - - -
iii. Spot dan derivatif (Spot and derivatives) - - - -
iv. Aset keuangan lainnya (Other financial assets) - - - -
b. Penurunan nilai wajar liabilitas keuangan (Negative mark to market - - - -
on financial liabilities)
c. Keuntungan penjualan aset keuangan (Gain on sale of financial - - - -
assets)
i. Surat berharga (Securities) - - - -
ii. Kredit (Loans) - - - -
iii. Aset keuangan lainnya (Other financial assets) - - - -
d. Keuntungan transaksi spot dan derivatif (realised) (Gain on spot and 14,142 18,805 - -
derivatives (realised))
e. Keuntungan dari penyertaan dengan equity method (Gain on investment 14,407 13,612 - -
under equity method)
f. Dividen (Dividend) - - - -
g. komisi/provisi/fee dan administrasi (Comission/provision/fee and - - - -
administration)
h. Pemulihan atas cadangan kerugian penurunan nilai (Recovery of asset - 140 - -
impairment)
i. Pendapatan lainnya (Other income) - - - -
2. Beban Operasional Selain Bunga (Operational Expenses Other than 46,346 62,125 - -
Interest)
 (dalam jutaan rupiah/In Million IDR)
KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
a. Penurunan nilai wajar aset keuangan (Negative mark to market on - - - -
financial assets) (Securities)
i. Surat berharga - - - -
ii. Kredit (Loans) - - - -
iii. Spot dan derivatif (Spot and derivatives) - - - -
iv. Aset keuangan lainnya (Other financial assets) - - - -
b. Peningkatan nilai wajar liabilitas keuangan (Positive mark to market - - - -
on financial liabilities)
c. Kerugian penjualan aset keuangan (Loss on sale of financial assets) - - - -
i. Surat berharga (Securities) - - - -
ii. Kredit (Loans) - - - -
iii. Aset keuangan lainnya (Other financial assets) - - - -
d. Kerugian transaksi spot dan derivatif (realised) (Loss on spot and - - - -
derivatives (realised))
e. Kerugian penurunan nilai aset keuangan (impairment) (Impairment of - - - -
financial assets)
i. Surat berharga (Securities) - - - -
ii. Kredit (Loans) - - - -
iii. Pembiayaan syariah (Sharia financing) - - - -
iv. Aset keuangan lainnya (Other financial assets) - - - -
f. Kerugian terkait risiko operasional *) (Losses on operational risk - - - -
*))
g. Kerugian dari penyertaan dengan equity method (Losses on investment - - - -
under equity method)
h. Komisi/provisi/fee dan administrasi (Commission/provision/fee, and 33 31 - -
administration)
i. Kerugian penurunan nilai aset lainnya (non keuangan) (Impairment of - - - -
other assets (non financial assets))
j. Beban tenaga kerja (Personnel expenses) 18,878 16,447 - -
k. Beban promosi (Promotion expenses) 159 - - -
l. Beban lainnya (Other expenses) 27,276 45,647 - -
Pendapatan (Beban) Operasional Selain Bunga Bersih (Net Operational (17,797) (29,568) - -
Income (Expenses) Other than Interest )
LABA (RUGI) OPERASIONAL (OPERATIONAL PROFIT (LOSS)) 237 16,516 - -
 (dalam jutaan rupiah/In Million IDR)
KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
PENDAPATAN DAN (BEBAN) NON OPERASIONAL (NON OPERATIONAL INCOME - - - -
(EXPENSES) )
1. Keuntungan (kerugian) penjualan aset tetap dan inventaris (Gain (loss) 142 - - -
on sale of fixed assets and equipment)
2. Keuntungan (kerugian) penjabaran transaksi valuta asing (Gain (loss) on - - - -
foreign exchange translation )
3. Pendapatan (beban) non operasional lainnya (Other non operational income (38) (103) - -
(expenses) )
LABA (RUGI) NON OPERASIONAL (NON OPERATIONAL PROFIT (LOSS)) 104 (103) - -
LABA (RUGI) TAHUN BERJALAN SEBELUM PAJAK (CURRENT YEAR PROFIT (LOSS)) 341 16,413 - -
4. Pajak Penghasilan (Income taxes) 465 5,797 - -
a. Taksiran pajak tahun berjalan (Estimated current year tax) - 6,033 - -
b. Pendapatan (beban) pajak tangguhan (Deferred tax income (expenses)) (465) 236 - -
LABA (RUGI) TAHUN BERJALAN SETELAH PAJAK BERSIH (NET PROFIT (LOSS)) (124) 10,616 - -
PENDAPATAN KOMPREHENSIF LAIN (OTHER COMPREHENSIVE INCOME) - - - -
a. Penyesuaian akibat penjabaran laporan keuangan dalam mata uang asing - - - -
(Translation adjustment from foreign currency)
b. Keuntungan (kerugian) dari perubahan nilai aset keuangan dalam - - - -
kelompok tersedia untuk dijual (Gain (loss) on value changes of
financial assets categorized as available for sale )
c. Bagian efektif dari lindung nilai arus kas (Effective portion of - - - -
cash flow hedge)
d. Keuntungan revaluasi aset tetap (Gain on fixed asset revaluation) - - - -
e. Bagian pendapatan komprehensif lain dari entitas asosiasi (Portion - - - -
of other comprehensive income from associates)
f. Keuntungan (kerugian) aktuarial program manfaat pasti (Gain (loss) - - - -
on defined benefit actuarial program)
g. penghasilan terkait dengan laba komprehensif lain(-/-) (Income tax - - - -
of other comprehensive income(-/-))
h. Lainnya (Others) - - - -
Pendapatan Komprehensif lain tahun berjalan - net pajak penghasilan - - - -
terkait (Other comprehensive income of the current year - net of
applicable income tax)
TOTAL LABA KOMPREHENSIF TAHUN BERJALAN (CURRENT YEAR TOTAL (124) 10,616 - -
COMPREHENSIVE PROFIT)
LABA YANG DAPAT DIATRIBUSIKAN KEPADA (PROFIT ATTRIBUTABLE TO):
a. PEMILIK (OWNER) (124) 10,616 - -
b. KEPENTINGAN NON PENGENDALI (MINORITY INTEREST) - - - -
TOTAL LABA TAHUN BERJALAN (CURRENT YEAR TOTAL PROFIT) (124) 10,616 - -
TOTAL LABA KOMPREHENSIF YANG DAPAT DIATRIBUSIKAN KEPADA (TOTAL
COMPREHENSIVE PROFIT ATTRIBUTABLE TO):

a. PEMILIK (OWNER) (124) 10,616 - -

 (dalam jutaan rupiah/In Million IDR)
KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
b. KEPENTINGAN NON PENGENDALI (MINORITY INTEREST) - - - -
TOTAL LABA KOMPREHENSIF TAHUN BERJALAN (CURRENT YEAR TOTAL (124) 10,616 - -
COMPREHENSIVE PROFIT)
TRANSFER LABA (RUGI) KE KANTOR PUSAT **) (TRANSFER OF PROFIT(LOSS) TO (19,025) 18,117 - -
HEAD OFFICE)
DIVIDEN (DIVIDEND) - - - -

LABA BERSIH PER SAHAM ***) (NET EARNINGS (LOSS) PER SHARE ***)) - - - -
 BANK OF AMERICA, N.A
LAPORAN KOMITMEN DAN KONTIJENSI (COMMITMENTS AND CONTINGENCIES STATEMENTS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)

(dalam jutaan rupiah/In Million IDR)

KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
I TAGIHAN KOMITMEN (COMMITTED CLAIMS) 1,054,440 714,843 - -
1. Fasilitas pinjaman yang belum ditarik (Unused borrowing) - - - -
a. Rupiah (Rupiah) - - - -
b. Valuta Asing (Foreign currency) - - - -
2. Posisi pembelian spot dan derivatif yang masih berjalan (Outstanding spot 1,050,382 714,332 - -
and derivatives (purchased))
3. Lainnya (Others) 4,058 511 - -
II KEWAJIBAN KOMITMEN (COMMITED LIABILITIES) 1,323,842 787,282 - -
1. Fasilitas kredit kepada nasabah yang belum ditarik (Undisbursed loan 271,112 72,102 - -
facilities to debtors)
a. BUMN (BUMN) - - - -
i. Committed (Committed) - - - -
- Rupiah (Rupiah) - - - -
- Valuta Asing (Foreign Currency) - - - -
ii. Uncommitted (Uncommitted ) - - - -
- Rupiah (Rupiah) - - - -
- Valuta Asing (Foreign Currency) - - - -
b. Lainnya (Others) 271,112 72,102 - -
i. Committed (Committed ) - - - -
ii. Uncommitted (Uncommitted) 271,112 72,102 - -
2. Fasilitas kredit kepada bank lain yang belum ditarik (Undisbursed loan - - - -
facilities to other banks)
a. Committed (Committed) - - - -
- Rupiah (Rupiah) - - - -
- Valuta Asing (Foreign Currency) - - - -
b. Uncommitted (Uncommitted ) - - - -
- Rupiah (Rupiah) - - - -
- Valuta Asing (Foreign Currency) - - - -
3. Irrevocable L/C yang masih berjalan (Outstanding irrevocable L/C ) - - - -
a. L/C luar negeri (Foreign L/C) - - - -
b. L/C dalam negeri (Local L/C) - - - -
4. Posisi penjualan spot dan derivatif yang masih berjalan (Outstanding spot 1,048,672 714,669 - -
and derivatives (sold))
5. Lainnya (Others) 4,058 511 - -

III TAGIHAN KONTINJENSI (CONTINGENT CLAIMS) 21,944 217,197 - -

1. Garansi yang diterima (Received guarantees) 21,158 216,706 - -
a. Rupiah (Rupiah) 1 1 - -
b. Valuta Asing (Foreign currency) 21,157 216,705 - -
2. Pendapatan bunga dalam penyelesaian (Accrued interest) - - - -
a. Bunga kredit yang diberikan (Loan interest) - - - -
b. Bunga lainnya (Other interest) - - - -
3. Lainnya (Others) 786 491 - -

IV KEWAJIBAN KONTINJENSI (CONTINGENT LIABILITIES) 70,808 257,025 - -

1. Garansi yang diberikan (Issued guarantees) 70,808 257,025 - -
a. Rupiah (Rupiah) 42,634 39,773 - -
b. Valuta Asing (Foreign currency) 28,174 217,252 - -
2. Lainnya (Others) - - - -
 BANK OF AMERICA, N.A
TRANSAKSI SPOT DAN DERIVATIF (SPOT AND DERIVATIVE TRANSACTIONS)
Per Desember 2012 (As at December, 2012)

(dalam jutaan rupiah/In Million IDR)

Bank

Tag. & Liabilitas Derivatif

Nilai Tujuan (Purpose) (Claims & Liabilities
NO. POS-POS (ACCOUNTS) National Derivative)
(National
Value) Tagihan Liabilitas
Trading Hedging
(Claims) (Liabilities)
A. Terkait dengan Nilai Tukar (Exchanged Rate Related) 1,100,534 1,100,534 - 5,294 3,867
1. Spot (Spot) 43,869 43,869 - 246 122
2. Forward (Forward) 621,376 621,376 - 3,551 2,766
3. Option (Option) - - - - -
a. Jual (Purchased) - - - - -
b. Beli (Written) - - - - -
4. Future (Future) - - - - -
5. Swap (Swap) 435,289 435,289 - 1,497 979
6. Lainnya (Other) - - - - -
B. Terkait dengan Suku Bunga (Interest Rate Related) - - - - -
1. Forward (Forward) - - - - -
2. Option (Option) - - - - -
a. Jual (Purchased) - - - - -
b. Beli (Written) - - - - -
3. Future (Future) - - - - -
4. Swap (Swap) - - - - -
5. Lainnya (Other) - - - - -
C. Lainnya (Others) - - - - -
JUMLAH (TOTAL)
1,100,534 1,100,534 - 5,294 3,867
 BANK OF AMERICA, N.A
KUALITAS AKTIVA PRODUKTIF DAN INFORMASI LAINNYA
(QUALITY EARNING ASSETS OTHER INFORMATION STATEMENTS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011) (dalam jutaan rupiah/In Million IDR)

Desember 2012

NO. POS POS (Accounts)

Lancar DPK (Special K. Lancar Diragukan Macet Jumlah
(Current) Mention) (Sub Standar) (Doubtful) (Loss) (Total)

I PIHAK TERKAIT (RELATED PARTIES)

-
1. Penempatan pada bank lain (Interbank placement ) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
2. Tagihan spot dan derivatif (Spot dan derivative claims) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
3. Surat berharga (Securities) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
4. Surat Berharga yang dijual dengan janji dibeli kembali (Repo)
(Securities sold under repurchase agreement (repo)) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali
(Reverse Repo) (Claims on securities bought under reverse repo) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
6. Tagihan Akseptasi (Acceptance claims) - - - - - -
7. Kredit (Loans) 3,555 - - - - 3,555
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and
medium enterprises (UMKM)) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
b. Bukan debitur UMKM (Non micro, small and medium enterprises 3,555 - - - - 3,555
(UMKM))
i. Rupiah (Rupiah) 3,555 - - - - 3,555
ii. Valuta Asing (Foreign currency) - - - - - -
c. Kredit yang direstrukturisasi (Restructured loans) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
d. Kredit Properti (Loan on property) - - - - - -
8. Penyertaan (Equity investment) - - - - - -
9. Penyertaan modal sementara (Temporary equity investment) - - - - - -
10. Komitmen dan Kontinjensi (Commitment and contingencies) 70,808 - - - - 70,808
a.Rupiah (Rupiah) 42,634 - - - - 42,634
b.Valuta Asing (Foreign currency) 28,174 - - - - 28,174
11. Aset yang diambil alih (Foreclosed assets) - - - - - -
II II. PIHAK TIDAK TERKAIT (NON-RELATED PARTIES) -
1. Penempatan pada bank lain (Interbank placement) 602,500 - - - - 602,500
a. Rupiah (Rupiah) 190,015 - - - - 190,015
b. Valuta Asing (Foreign currency) 412,485 - - - - 412,485
2. Tagihan spot dan derivatif (Spot dan derivative claims) 5,294 - - - - 5,294
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) 5,294 - - - - 5,294
3. Surat berharga (Securities) 20,966 - - - - 20,966
a. Rupiah (Rupiah) 19,351 - - - - 19,351
b. Valuta Asing (Foreign currency) 1,615 - - - - 1,615
4. Surat Berharga yang dijual dengan janji dibeli kembali (Repo)
(Securities sold under repurchase agreement (repo)) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali
(Reverse Repo) (Claims on securities bought under reverse repo) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
6. Tagihan Akseptasi (Acceptance claims) 15,032 - - - - 15,032
7. Kredit (Loans) 620,709 - 10,360 - - 631,069
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and
medium enterprises (UMKM)) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
b. Bukan debitur UMKM (Non micro, small and medium enterprises 620,709 - 10,360 - - 631,069
(UMKM))
i. Rupiah (Rupiah) 38,796 - - - - 38,796
ii. Valuta Asing (Foreign currency) 581,913 - 10,360 - - 592,273
c. Kredit yang direstrukturisasi (Restructured loans) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
d. Kredit Properti (Loan on property) - - - - - -
8. Penyertaan (Equity investment) - - - - - -
9. Penyertaan modal sementara (Temporary equity investment) - - - - - -
10. Komitmen dan Kontinjensi (Commitment and contingencies) 1,071,541 - - - - 1,071,541
a. Rupiah (Rupiah) 1 - - - - 1
b. Valuta Asing (Foreign currency) 1,071,540 - - - - 1,071,540
11. Aset yang diambil alih (Foreclosed assets) - - - - - -
III INFORMASI LAIN (OTHER INFORMATION) -
1. Total aset bank yang dijaminkan (Assets pledged as collateral): - - - -
a. Pada Bank Indonesia (To Bank Indonesia) -
b. Pada pihak lain (To other parties) -
2. Total CKPN aset keuangan atas aset produktif (Impairment provision on -
3. earning
Total assets)
PPA yang wajib dibentuk atas aset produktif (Required regulatory 8,967
4. provision
Persentaseon assets)
kredit kepada UMKM terhadap total kredit (Percentage of
loans to micro, small, and medium enterprises (UMKM) to total loans) -
5. Persentase kredit kepada Usaha Mikro Kecil (UMK) terhadap total kredit
(Percentage of loans to micro and small enterprises (UMK)) -
6. Persentase jumlah debitur UMKM terhadap total debitur (Percentage of
micro, small, and medium enterprises (UMKM) debtor to total debtor) -
7. Persentase jumlah debitur Usaha Mikro Kecil (UMK) terhadap total
debitur (Percentage of micro and small enterprises (UMK) debtor) -
8. Lainnya (Others) - - - -
a. Penerusan kredit (Channeling) -
b. Penyaluran dana Mudharabah Muqayyadah (Mudharabah Muqayyadah) -
c. Aset produktif yang dihapus buku (Written off earning assets) -
 BANK OF AMERICA, N.A
KUALITAS AKTIVA PRODUKTIF DAN INFORMASI LAINNYA
(QUALITY EARNING ASSETS OTHER INFORMATION STATEMENTS)
d. Aset produktif dihapusbuku Per
yg dipulihkan/berhasil ditagih (Written
Desember 2012 dan 2011 (As at December, 2012 and 2011)
off earning assets that has been re-collected) -
e. Aset produktif yang dihapus tagih (Charged off earning assets) -
 BANK OF AMERICA, N.A
KUALITAS AKTIVA PRODUKTIF DAN INFORMASI LAINNYA
(QUALITY EARNING ASSETS OTHER INFORMATION STATEMENTS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011) (dalam jutaan rupiah/In Million IDR)

Desember 2011

NO. POS POS (Accounts)

Lancar DPK (Special K. Lancar Diragukan Macet Jumlah
(Current) Mention) (Sub Standar) (Doubtful) (Loss) (Total)

I PIHAK TERKAIT (RELATED PARTIES)

-
1. Penempatan pada bank lain (Interbank placement ) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
2. Tagihan spot dan derivatif (Spot dan derivative claims) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
3. Surat berharga (Securities) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
4. Surat Berharga yang dijual dengan janji dibeli kembali (Repo)
(Securities sold under repurchase agreement (repo)) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali
(Reverse Repo) (Claims on securities bought under reverse repo) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
6. Tagihan Akseptasi (Acceptance claims) - - - - - -
7. Kredit (Loans) 3,396 - - - - 3,396
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and
medium enterprises (UMKM)) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
b. Bukan debitur UMKM (Non micro, small and medium enterprises 3,396 - - - - 3,396
(UMKM))
i. Rupiah (Rupiah) 3,396 - - - - 3,396
ii. Valuta Asing (Foreign currency) - - - - - -
c. Kredit yang direstrukturisasi (Restructured loans) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
d. Kredit Properti (Loan on property) - - - - - -
8. Penyertaan (Equity investment) - - - - - -
9. Penyertaan modal sementara (Temporary equity investment) - - - - - -
10. Komitmen dan Kontinjensi (Commitment and contingencies) 257,025 - - - - 257,025
a.Rupiah (Rupiah) 39,773 - - - - 39,773
b.Valuta Asing (Foreign currency) 217,252 - - - - 217,252
11. Aset yang diambil alih (Foreclosed assets) - - - - - -
II II. PIHAK TIDAK TERKAIT (NON-RELATED PARTIES) -
1. Penempatan pada bank lain (Interbank placement) 683,727 - - - - 683,727
a. Rupiah (Rupiah) 185,014 - - - - 185,014
b. Valuta Asing (Foreign currency) 498,713 - - - - 498,713
2. Tagihan spot dan derivatif (Spot dan derivative claims) 4,572 - - - - 4,572
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) 4,572 - - - - 4,572
3. Surat berharga (Securities) 18,862 - - - - 18,862
a. Rupiah (Rupiah) 18,862 - - - - 18,862
b. Valuta Asing (Foreign currency) - - - - - -
4. Surat Berharga yang dijual dengan janji dibeli kembali (Repo)
(Securities sold under repurchase agreement (repo)) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali
(Reverse Repo) (Claims on securities bought under reverse repo) - - - - - -
a. Rupiah (Rupiah) - - - - - -
b. Valuta Asing (Foreign currency) - - - - - -
6. Tagihan Akseptasi (Acceptance claims) - - - - - -
7. Kredit (Loans) 499,794 - - - - 499,794
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and
medium enterprises (UMKM)) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
b. Bukan debitur UMKM (Non micro, small and medium enterprises 499,794 - - - - 499,794
(UMKM))
i. Rupiah (Rupiah) 40,480 - - - - 40,480
ii. Valuta Asing (Foreign currency) 459,314 - - - - 459,314
c. Kredit yang direstrukturisasi (Restructured loans) - - - - - -
i. Rupiah (Rupiah) - - - - - -
ii. Valuta Asing (Foreign currency) - - - - - -
d. Kredit Properti (Loan on property) - - - - - -
8. Penyertaan (Equity investment) - - - - - -
9. Penyertaan modal sementara (Temporary equity investment) - - - - - -
10. Komitmen dan Kontinjensi (Commitment and contingencies) 931,039 - - - - 931,039
a. Rupiah (Rupiah) 1 - - - - 1
b. Valuta Asing (Foreign currency) 931,038 - - - - 931,038
11. Aset yang diambil alih (Foreclosed assets) - - - - - -
III INFORMASI LAIN (OTHER INFORMATION) -
1. Total aset bank yang dijaminkan (Assets pledged as collateral): - -
a. Pada Bank Indonesia (To Bank Indonesia) -
b. Pada pihak lain (To other parties) -
2. Total CKPN aset keuangan atas aset produktif (Impairment provision on -
3. earning
Total assets)
PPA yang wajib dibentuk atas aset produktif (Required regulatory -
4. provision
Persentaseon assets)
kredit kepada UMKM terhadap total kredit (Percentage of
loans to micro, small, and medium enterprises (UMKM) to total loans) -
5. Persentase kredit kepada Usaha Mikro Kecil (UMK) terhadap total kredit
(Percentage of loans to micro and small enterprises (UMK)) -
6. Persentase jumlah debitur UMKM terhadap total debitur (Percentage of
micro, small, and medium enterprises (UMKM) debtor to total debtor) -
7. Persentase jumlah debitur Usaha Mikro Kecil (UMK) terhadap total
debitur (Percentage of micro and small enterprises (UMK) debtor) -
8. Lainnya (Others) - -
a. Penerusan kredit (Channeling) -
b. Penyaluran dana Mudharabah Muqayyadah (Mudharabah Muqayyadah) -
c. Aset produktif yang dihapus buku (Written off earning assets) -
 BANK OF AMERICA, N.A
KUALITAS AKTIVA PRODUKTIF DAN INFORMASI LAINNYA
(QUALITY EARNING ASSETS OTHER INFORMATION STATEMENTS)
d. Aset produktif dihapusbuku Per
yg dipulihkan/berhasil ditagih (Written
Desember 2012 dan 2011 (As at December, 2012 and 2011)
off earning assets that has been re-collected) -
e. Aset produktif yang dihapus tagih (Charged off earning assets) -
 BANK OF AMERICA, N.A
PERHITUNGAN KEWAJIBAN PENYEDIAAN MODAL MINIMUM (KPMM)
(CAPITAL ADEQUACY RATIO CALCULATION)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)

(dalam jutaan rupiah/In Million IDR)

BANK
NO. POS-POS (ACCOUNTS)
Des 2012 Des 2011

I. KOMPONEN MODAL (COMPONENTS)

1. Dana Usaha (Net inter office fund) 477,317 449,273
1.1 Dana Usaha (Net inter office fund) 476,954 448,910
1.2 Modal Disetor (Paid up capital) 363 363
2. Cadangan (Reserves) - -
2.1 Cadangan Umum (General reserves) - -
2.2 Cadangan Tujuan (Specific reserves) - -
3. Laba (rugi) tahun-tahun lalu yang dapat diperhitungkan (100%) (Previous years (10,752) (3,252)
profit (loss) which can be calculated into capital (100%))
4. Laba (rugi) tahun berjalan yang dapat diperhitungkan (50%) (Current year profit 170 (3,869)
which can be calculated into capital (loss) (50%))
5. Dana Setoran Modal (Fund for paid up capital) - -
6. Pendapatan Komprehensif Lainnya: kerugian berasal dari penurunan penyertaan dalam - -
kelompok tersedia untuk dijual (100%) (Other comprehensive income : losses from
equity investment for available for sale category (100%))

7. Pendapatan Komprehensif Lainnya: keuntungan berasal dari peningkatan penyertaan - -

dalam kelompok tersedia untuk dijual (45%) (Other comprehensive income : Gain from
equity investment for available for sale category (45%))

8. Revaluasi Aset Tetap (45%) (Receives of Fixed assets revaluation (45%)) - -

9. Selisih kurang antara PPA dan cadangan kerugian penurunan nilai atas aset produktif 8,967 -
(Differences between regulatory provision and impairment of earning assets )

10. Penyisihan Penghapusan Aset (PPA) atas aset non produktif yang wajib dihitung - -
(Required regulatory provision on non productive assets)

11. Selisih kurang jumlah penyesuaian nilai wajar dari instrumen keuangan dalam trading - -
book (Differences on adjustment of fair value on financial instrument in the
trading book )
12. Cadangan umum aset produktif (maks, 1,25% dari ATMR) (General provision of earning 7,610 6,192
assets (maximum 1,25% of RWA))

13. Faktor Pengurang Modal (Capital deduction factor) - -

Eksposur Sekuritisasi (Exposure on securitisation) - -
 BANK OF AMERICA, N.A
PERHITUNGAN KEWAJIBAN PENYEDIAAN MODAL MINIMUM (KPMM)
(CAPITAL ADEQUACY RATIO CALCULATION)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)

(dalam jutaan rupiah/In Million IDR)

BANK
NO. POS-POS (ACCOUNTS)
Des 2012 Des 2011
II. MODAL BANK ASING ( Jumlah 1 s.d 12 - 13 ) (FOREIGN BANK CAPITAL) 465,378 448,344
III. ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO KREDIT *) (RISK WEIGHTED ASSET 608,765 -
(RWA) FOR CREDIT RISK *))

IV, ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO OPERASIONAL (RISK WEIGHTED ASSET 127,427 -
(RWA) FOR OPERATIONAL RISK)
V. ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO PASAR (RISK WEIGHTED ASSET (RWA) 4,104 -
FOR MARKET RISK)

VI. RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM UNTUK RISIKO KREDIT, RISIKO OPERASIONAL DAN - -
RISIKO PASAR [II : (III + IV + V)] (CAPITAL ADEQUACY RATIO FOR CREDIT RISK,
OPERATIONAL RISK AND MARKET RISK [II : (III + IV + V)])
 BANK OF AMERICA, N.A
PERHITUNGAN RASIO KEUANGAN (FINANCIAL RATIO CALCULATIONS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)

(dalam persen/percent)
BANK
NO. POS-POS (ACCOUNTS)
DES 2012 DES 2011

I. Rasio Kinerja (Performance Ratio)

1. Kewajiban Penyediaan Modal Minimum (KPMM) (CAR) 62.86 71.51

2. Aset produktif bermasalah dan aset non produktif bermasalah terhadap total aset 0.43 -
produktif dan aset non produktif (Non performing earning assets and non earning
assets to total earning assets and non earning assets)
3. Aset produktif bermasalah terhadap total aset produktif (Non performing earning 0.43 -
assets and non earning assets)
4. Cadangan kerugian penurunan nilai (CKPN) aset keuangan terhadap aset produktif - -
(Impairment provision on earning assets to total earning assets)

5. NPL gross (Gross NPL) 1.63 -

6. NPL net (Net NPL) 1.63 -

7. Return on Asset (ROA) (ROA) 0.02 0.56

8. Return on Equity (ROE) (ROE) (0.28) 2.43

9. Net Interest Margin (NIM) (NIM) 0.78 1.89

10 Biaya Operasional terhadap Pendapatan Operasional (BOPO) (Operating Expenses to 99.60 86.23
. Operating Revenues)
11 Loan to Deposit Ratio (LDR) (LDR) 51.24 42.57
.
II Kepatuhan (Compliance)

1. a Persentase Pelanggaran BMPK ( Percentage Violation of Legal Lending Limit) - -

.
i. Pihak terkait (Related parties) - -

ii. Pihak tidak terkait (Non related parties) - -

b Persentase Pelampauan BMPK (Percentage Lending in Excess of The Legal Lending - -

. Limit)
 i. Pihak terkait (Related parties) - -

ii. Pihak tidak terkait (Non related parties) - -

2. Giro Wajib Minimum (GWM) (Reserve Requirement (Rupiahs)) - -

a GWM Utama Rupiah (Reserve Requirement (Rupiah)) 13.77 13.63

.
b GWM Valuta asing (Reserve Requirement (Foreign currency)) 12.74 9.25
.
3. Posisi Devisa Neto (PDN) secara keseluruhan (Net Open Position) 0.51 6.07
 BANK OF AMERICA, N.A
CADANGAN PENYISIHAN KERUGIAN (IMPAIRMENT LOSS ALLOWANCE)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)

(dalam jutaan rupiah/In Million IDR)

DESEMBER 2012 DESEMBER 2011
PPA Yang Wajib PPA Yang Wajib
CKPN (ILA) dibentuk (Required CKPN (ILA) dibentuk (Required
NO. POS-POS Regulatory Provision) Regulatory Provision)
Kolektif Umum Khusus Kolektif Umum Khusus
Individual Individual
(Collective) (General) (Specific) (Collective) (General) (Specific)

Penempatan pada bank lain (Interbank

1 placement) - - 6,025 - - - - -
2 Tagihan spot dan derivatif (Spot dan - - 53 - - - - -
derivative claims)
3 Surat Berharga (Securities) - - 16 - - - - -

4 Surat Berharga yang dijual dengan janji - - - - - - - -

dibeli kembali (Repo) (Securities sold
under repurchase agreement (repo))

5 Tagihan atas surat berharga yang dibeli - - - - - - - -

dengan janji dijual kembali (Reverse
Repo) (Claims on securities bought
under reverse repo)
6 Tagihan akseptasi (Acceptance claims) - - 150 - - - - -

7 Kredit (Loans) - - 460 1,554 - - - -

8 Penyertaan (Equity investment) - - - - - - - -

9 Penyertaan modal sementara (Temporary - - - - - - - -

equity investment)

10 Transaksi rekening adminitratif - - 709 - - - - -

(Commitment and contigencies)