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Actuary

Escalante Melgarejo Monserrat Group 602

Villegas Moctezuma Angel Alejandro

Part super-hero. Part fortune-teller. Part trusted advisor.

We manage risk. It's what we do. With unbeatable analytical skills, we help
organizations plan for the future and protect themselves from loss. By understanding
the very nature of risk, we play a key role in the psychological, physical, and financial
stability of society. With our help, businesses can grow, retirees can invest with
confidence, and people can enjoy peace of mind.

We love what we do. It only makes sense that ours is a top-ranked job. After all, we
earn high incomes in low-stress environments. We enjoy a harmonious work/life
balance. Our work is intellectually stimulating. And we work in a variety of settings.
But no matter where we work, this career comes with one great perk: the satisfaction
of solving problems and having an impact.

We are the backbone of financial security. Insurance companies, financial planners,


and many multinational corporations are hesitant to make certain moves without
consulting us first. That's because the problems we solve provide a safeguard against
catastrophe and this gives them the confidence to grow. And that benefits everyone.

We manage risk.

The future is uncertain and full of risk. Risk is the chance that an undesirable event
will occur, but risk is also opportunity. That's where we come in.

Actuaries are experts in:

Evaluating the likelihood of future events—using numbers, not crystal balls.

Designing creative ways to reduce the likelihood of undesirable events.

Decreasing the impact of undesirable events that do occur.

We are the leading professionals in finding ways to manage risk. It takes a


combination of strong analytical skills, business knowledge, and understanding of
human behavior to manage today's complex risks facing our society.

We're key players on the management team of companies that deal with risk. In a fast-
changing world, with emerging risks and the need for more creative ways to tackle
them, there are constant opportunities for personal and professional growth.

We are the analytical backbone of our society's financial security programs. We are
the brains behind the financial safeguards in our personal lives, so we can go about
our day without worrying too much about what the future may hold for us.
Anywhere risk is present.

The insurance industry can’t function without actuaries. We calculate their costs and
determine the premiums for policyholders; and while we don’t forecast the weather,
we can tell them how much they can expect to pay in claims after the next Florida
hurricane.

Private corporations rely on our risk evaluation to frame their strategic management
decisions. And because our judgment is highly valued, our career paths often lead to
upper management and executive positions.

We’re also employed as consultants. Whether we’re part of a nationwide firm or an


independent one-person practice, we help companies design pension and benefit
plans, evaluate assets and liabilities, and stare down risk–all alongside top executives.

We work for the government too, helping manage its programs and overseeing public
companies to ensure compliance with regulatory laws.

We also work for:

Colleges and universities

Banks and investment firms

Public accounting firms

Labor unions

Rating bureaus

Fraternal organizations

- See more at: http://www.beanactuary.org/

1.- What is risk?

2.- Explain what an actuary does

3.- Mention 3 places where an actuary can work

4.- On the first sentence, there is a part where it says "part fortune-teller", why?

5.- Why wouldn’t insurnce companies, financial planners an many multinational


corporations make certain moves without consulting an actuary?