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"The new microfinance: An Essay on the Self-Help Movement in india" paper differentiates between emerging and traditional micro-finance. Author: growth often resulting from "ripple effect;" self-sufficiency sought at group level.
"The new microfinance: An Essay on the Self-Help Movement in india" paper differentiates between emerging and traditional micro-finance. Author: growth often resulting from "ripple effect;" self-sufficiency sought at group level.
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"The new microfinance: An Essay on the Self-Help Movement in india" paper differentiates between emerging and traditional micro-finance. Author: growth often resulting from "ripple effect;" self-sufficiency sought at group level.
Hak Cipta:
Attribution Non-Commercial (BY-NC)
Format Tersedia
Unduh sebagai DOC, PDF, TXT atau baca online dari Scribd
“The New Microfinance: An Essay on the Self-Help Movement in
India.” Journal of Microfinance. Vol. 5:1 (Spring 2003). Drawing from the experience of the Self Help Group (SHG) movement in India, this paper differentiates between the emerging and traditional microfinance. In contrast to traditional, “old” microfinance, the SHG-bank linkage program, which according to the author represents new microfinance, is characterized by: simple rules made by groups; multiple actors providing organizing, savings, and credit services; growth often resulting from "ripple effect;" self-sufficiency sought at group level; group level rates charged to individual members often range between 24%–60%, while bank charges 12–13% to the groups. The author concludes that the “new microfinance” as demonstrated by the SHG movement has definite advantages.