SOME IMPORTANT GOVERNMENT

SCHEMES & INCENTIVES FOR

PROMOTION OF
ENTREPRENUERSHIP
PREPARED BY:
MANORANJAN
ROUT
ADD. NO. 36C/14
 National level Khadi and Village
Impimented by- Industries Commission (KVIC)

State level Directorates, State Khadi and

Village Industries
Boards (KVIBs)
District level District Industries Centres
(DICs) and banks

NATURE OF ASSISTANCE- CREDIT LINKED SUBSIDY SCHEME

FINANCIAL ASSISTANCE IS PROVIDED FOR SETTING UP OF MICRO
ENTERPRISES MAXIMUM COSTING UPTO
manufacturing sector Rs.25 lakh
service sector 10 lakh
Level of assistance:
Categories Beneficiary’s Rate of subsidy
contribution

Area (location of Rural Urban

project/unit)

General category 10% 15% 25%

Special category 05% 25% 35%

Who can app Any individual above 18 years must have passed at least VIII Standard with only new
ly ? projects

SHGs those have not availed benefits under any other scheme

Institutions registered under Societies Registration Act, 1860

How to apply :
Off line
Through application toThe State/Divisional
Directors of KVIC in
consultation with KVIB and Director of
Industries of the respective states (for DICs)
on publication of advertisement with other
required documents
online
http://www.kviconline.gov.in/pmegp/
Pmegponlineapp
And the printout of the application
should submit the same to respective
offices along with the detailed project
report andother required documents
What is cluster ?
Group of micro or small enterprise dealing with similar manufacture goods
or services in a particular area.

To support the sustainability and growth of MSEs by addressing common issues such as
objectives improvement of technology, skills and quality, market access, access to capital, etc

To build capacity of MSEs for common supportive action

To create/upgrade infrastructural facilities

To set up common facility centres

 Scope of approach:
Project Maximunm Project Cost
Diagnostic study Rs. 2.50 lakhs.
Soft interventions Rs.25.00 lakh
Hard interventions, i.e setting up CFCs Rs.15.00
Infrastructure development Rs.10.00 crore, with GoI contribution
of 60%

How to apply:

online
• Minisyry website

ofline

• through State Governments or their autonomous bodies

or field
• institutes of the Ministry of MSME
objectives financial assistance for establishment of new institutions (EDIs)
strengthening the infrastructure of the existing EDIs
Support for conducting entrepreneurship development and skill development
programmes

Scale of assistance Maximum assistance Rs. 150 lakh in each case not exceeding 50% of project
cost.
Maximum assistance per trainee per hour is Rs.50

Who can apply ? Any State/Union Territory Government training

institutions, NGOs and other development
agencies

How to apply ? Through application to MoMSME

Micro Units Development & Refinance Agency Ltd. (MUDRA)

SUPPORTED BY IDBI, NBFCs, MFIs, SCHEDULE BANKS AND RRBs

TYPES OF ASSISTANCE refinance for lending to micro businesses and units. Minimun collateral
security
TYPE OF FINANCE STAGE LIMIT OF INTEREST
ASSISTANCE RATE
Shishu Start ups loans up to Rs. 10 to 12 %
50,000/-
Kishor Started but not established Rs.50,000/- to Rs. 5 14 to 17%
lakh
Tarun Established want to Rs. 5 lakh to 50 lakh 16 %
expand
Who can apply small manufacturing units, venders, service provider

Wow to apply Nodal Officer of the respective regions and online through
Nature of assistance Promote entrepreneurship and also to promote start-ups for
innovation and entrepreneurship in agro-industry.

Setup Livelihood Business Incubators (LBI) providing skill

development training and marketing schells

One time 100% finance project

objectives Ease of Registration Process through adhar card
Self declaration format
‘Single Window System’ High Power Committee empowered go give all necessary
clearances for setting up a business.
no fee for filing the UAM

Who can apply Start up enterprises

How to apply Through online

Other important schemes:
 Market promotion and development assistance (MPDA)
 Performance and credit rating scheme

 Credit guarantee scheme

Nature of assistance Collateral free loans up to a limit of Rs.50 lakh
for individual MSEs

Who can apply Both existing and new enterprises are eligible
under the scheme

How to apply approach banks/financial institution, scheduled

commercial banks and select Regional Rural
Banks.
Thank you !