What you need to know How you can apply for a Auto Loan

about UCPB Auto Loan UCPB Auto Loan

Who are qualified to apply for a UCPB Auto Loan? 1. Choose the vehicle to be acquired 
You are qualified to apply for a UCPB Auto Loan if:
2. Fill up an application form that comes with this brochure and
• You have been permanently employed for a year with a minimum gross monthly
income of P30,000
• You have been employed less than a year in a new company but in the same
submit together with the following requirements:
If Employed:
• Latest Income Tax Return or Certificate of Creditable Tax Withheld at Source
“The key to
industry as previous company and continuity of employment is determined
• You have been in business for the last 3 years
• Certificate of Employment and Salary or Payslip for past two (2) months
• Valid Government and Company IDs
making your
C
How can I use my UCPB Auto Loan?
• Purchase a brand new vehicle
3. Go to the nearest UCPB Branch or UCPB Consumer Finance Business Center
for consultation
dream a
reality”
• Purchase a second hand vehicle (with applicable conditions)
M

CM
• Multi-purpose loan (using your car as collateral) Let UCPB do the rest!
MY How much can I borrow?
CY • The minimum loanable amount is P100,000
CMY
How much is the minimum downpayment?
K
• For brand new vehicles: • High loanable amounts
- Minimum of 20% of the listed cash price
• For second hand vehicles: • Quick processing
- Minimum of 25% of the appraised value
How long is the loan term? • Low interest rates
• For brand new vehicles:
- Minimum of 1 year to maximum of 5 years
• For second hand vehicles:
- Minimum of 1 year to maximum of 4 years
For more information, please inquire through:
Any UCPB Branch
How can I pay my UCPB Auto Loan? UCPB Consumer Finance Business Center
• Enroll your UCPB deposit account for Automatic Debit Arrangement UCPB Customer Relations Center
• Issue post-dated checks Hotline: (632) 811-9111 Toll-free: 1-800-1-888-9777 www.ucpb.com/ loans@ucpb.com
For any concerns, you may contact us at (02) 811-9111 or email at crc@ucpb.com. UCPB is supervised by the Bangko Sentral ng Pilipinas
with telephone number (02) 708-7087 and email address consumeraffairs@bsp.gov.ph.
 AUTO LOAN APPLICATION
Individual/ Sole Proprietor

PERSONAL INFORMATION
Name of Borrower (Last Name, First Name, Middle Name) Age Gender
Male Female
Civil Status Birthday (mm-dd-yyyy) Birthplace Nationality
Single Married Widow/Widower Legally Separated
E-mail Address Telephone Number Mobile Phone Number Facsmile Number ACR (For Foreigner, indicate
ACR No, date and place
Educational Attainment TIN SSS/ GSIS Number issued)
High School College Post-Graduate
RESIDENCE INFORMATION
Present Home Address (No., St., Subd./ Village, Brgy, District, Town/ Mun., City, Province, Country) Zip Code Length of Stay
___ Years ___ Months
Home Ownership
Owned (not mortgaged) Owned (mortgaged) Owned by Parents
Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________
Permanent/ Provincial Home Address (No., St., Subd./ Village, Brgy, Dist., Town/ Mun., City, Prov.) Zip Code Length of Stay
___ Years ___ Months
Home Ownership
Owned (not mortgaged) Owned (mortgaged) Owned by Parents
Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________
EMPLOYMENT/ BUSINESS INFORMATION
Employment Status
Permanent Probationary Contractual Unemployed/ Retired Self-Employed Others (specify) _____________________
Name of Present Employer/ Business Nature of Work/ Business Source of Funds Date of Employment/
Incorporation

Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country) Telephone Number

Position Unit/ Department

Entry Level Supervisor Senior Management Director Sales Others (specify) ___________
DEPENDENTS
Name School Grade/ Year Course

VEHICLE AND FINANCE PLAN

Vehicle Type Vehicle Type
Brand New Second Hand Refinancing Private Business
Brand Model Make Color Year

Suggested Retail Price Downpayment Amount of Loan Applied Term of Loan (months)
- = For 12 18 24 36 48 60
SPOUSE/ CO-BORROWER INFORMATION
Name of Co-Borrower (Last Name, First Name, Middle Name) Relationship to Applicant Age Gender
Male Female
Civil Status Birthday (mm-dd-yyyy) Birthplace Nationality
Single Married Widow/Widower Legally Separated
Telephone Number Mobile Phone Number E-mail Address Facsmile Number ACR (For Foreigner, indicate
ACR No, date and place
Educational Attainment TIN SSS/ GSIS Number issued)
High School College Post-Graduate
Present Home Address (No., St., Subd./ Village, Brgy, District, Town/ Mun., City, Province, Country) Zip Code Length of Stay
___ Years ___ Months
Home Ownership
Owned (not mortgaged) Owned (mortgaged) Owned by Parents
Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________
Permanent/ Provincial Home Address (No., St., Subd./ Village, Brgy, Dist., Town/ Mun., City, Prov.) Zip Code Length of Stay
___ Years ___ Months
Home Ownership
Owned (not mortgaged) Owned (mortgaged) Owned by Parents
Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________
Employment Status
Permanent Probationary Contractual Unemployed/ Retired Self-Employed Others (specify) _____________________
Name of Present Employer/ Business Nature of Work/ Business Source of Funds Date of Employment/
Incorporation

Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country) Telephone Number

Position Unit/ Department

Entry Level Supervisor Senior Management Director Sales Others (specify) ___________
FINANCIAL INFORMATION
Bank Accounts (Please use separate sheet if necessary)
Name of Bank Branch Account Number Account Type

Credit Cards (Please use separate sheet if necessary)

Name of Bank/ Company Credit Card Credit Card Expiry Date Member Since
Number Limit

Loans with Other Banks/ Institutions (Please use separate sheet if necessary)
Name of Bank/ Company Branch/ Address Monthly Outstanding Balance Remaining Term
Payment

Income Computation (Annual)

Applicant’s Income Spouse’s/ Co-Borrower’s Other Income Gross Income
+ Income + =

PERSONAL REFERENCES
Name/ Relationship Address (No., Street, Subdivision/ Village, Barangay, District, Town/ Contact Numbers
Municipality, City, Province, Country)

AUTHORITY TO ADVANCE PAYMENT FOR INSURANCE PREMIUM

Upon my and the co-borrower's written request, the Bank may, for my and the co-borrower's account and
reimbursement, advance the payment of insurance premiums with respect to the vehicle that shall be mortgaged to
the Bank. I and the co-borrower, solidarily, shall reimburse the Bank for such advances upon demand by the Bank.
Any delay in reimbursement shall subject the advance(s) to interest and charges at the rate imposed on the principal
amount of the loan. The advances and all interests and charges thereon shall form part of the obligations secured by
the mortgage.
DISCLOSURE AUTHORITY AND WAIVER OF CONFIDENTIALITY
In connection with my/ our application, verification of information, evaluation and/ or processing of loans and other
credit accommodations with the BANK, I/ we hereby authorize(s) the BANK to do and perform the following:
1. To verify with internal revenue authorities the authenticity of any income or other tax returns, financial
statements, and other credit and financial data and information which I/ we have submitted, or will submit, to
the BANK.
2. To inquire into my/ our deposits or assets in the custody of the BANK, or its parent, financial subsidiaries or
affiliates, or other persons for the limited purpose of verifying information on my/ our said deposits and assets
and implementing any collateral arrangement, assignment of funds, debit authorization or set-off provisions that
may be under the loan and collateral documents.
3. To inquire into, transfer, disclose, submit, share and communicate any credit, financial data and information of
whatever nature, including updates or corrections thereof, pertaining to me/ us with:
a. Any of the BANK’s offices and branches,
b. The BANK’s parent company, financial subsidiaries and affiliates,
c. The BANK’s agents, counsels, representatives, service providers and other third parties selected by any of
them,
d. Any credit information bureau, banking or credit industry association, or credit information service provider
and credit/ loan provider, including the Credit Information Corporation (CIC), and
e. Other lenders as authorized by the CIC, and credit reporting agencies duly accredited by the CIC.
For the above purpose, I/ we hereby acknowledge that this Application, when signed, serves as notice from the
BANK that such data and information shall be disclosed as required under Republic Act No. 9510 and its
Implementing Rules and Regulations.
To the extent reasonably necessary for the BANK and the data and information recipients to exercise the above rights
and to discharge the functions and responsibilities of the inquiring or disclosing parties and for as long as I/ we have
an outstanding loan or credit accommodation with the BANK (or its successors and assigns) and/ or as required under
existing laws, rules and regulations, I/ we hereby waive my/ our rights under applicable laws on confidentiality of
information or data.
SIGNATURES
I/ We acknowledge that I/ we have read and understood the above Disclosure Authority and Waiver of Confidentiality as well as the Authority
to Advance Payment for Insurance Premium and hereby agree to be bound by its terms. I/ We further certify and warrant that all data and
information provided by us in this Application as well as in all supporting or related documents are true and correct as of date hereof, and the
signature(s) appearing herein are genuine.
Signed this _______ day of ____________________ 20_______ at __________________________________.

________________________________________ ______________________________________________
Signature over Printed Name of Borrower Signature over Printed Name of Spouse / Co-Borrower
FOR BANK USE ONLY
Source (UCPB Branch/ Dealer) Name of Product Officer/ Sales Agent Date of Application

Politically Exposed Person Clearing Employee BSP Employee CIF No.

Yes No Yes No Yes No
UCPB Form No. 7-7506 Revised 3/2016