1

NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN
NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS 1
(Miliar / Billion Rp)

I.1.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM DAN KREDIT PERBANKAN NET EXPANSION OF MSMEs CREDIT AND BANKING CREDIT . I.1.A

2015 2016 2017

2012 2013 2014 s.d Des s.d Apr s.d Mei s.d Juni s.d Juli s.d Agst s.d Sept s.d Okt s.d Nov s.d Des s.d Jan s.d Feb s.d Mar s.d Apr
Net Ekspansi Net Expansion
Kredit UMKM 72,339.5 87,245.4 67,990.3 63,078.6 6,001.4 18,124.2 39,858.4 28,874.9 36,686.6 47,237.6 61,879.1 70,538.9 69,733.6 -22,864.8 -12,009.2 -1,176.3 8,553.2 MSMEs Credit
Kredit Non UMKM 446,755.4 518,027.6 327,893.6 333,250.5 -59,438.5 -6,126.7 74,039.4 45,389.4 53,706.0 110,455.4 98,774.3 159,424.2 259,611.2 -43,548.4 -57,347.0 -6,196.5 2,545.1 Non MSMEs Credit
Kredit Perbankan 519,094.9 605,273.0 395,883.9 396,329.1 -53,437.1 11,997.5 113,897.8 74,264.3 90,392.6 157,693.0 160,653.4 229,963.1 329,344.8 -66,413.2 -69,356.2 -7,372.8 11,098.2 Total Credit

Persentase terhadap Rencana Percentage on Business Plan of

Bisnis Kredit MKM 47.91% MSMEs Credit

I.2.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT KLASIFIKASI USAHA NET EXPANSION OF MSMEs CREDIT BASED ON ENTERPRISES CLASSIFICATION .I.2.A
2015 2016 2017
2012 2013 2014 s.d Des s.d Apr s.d Mei s.d Juni s.d Juli s.d Agst s.d Sept s.d Okt s.d Nov s.d Des s.d Jan s.d Feb s.d Mar s.d Apr
Net Ekspansi Net Expansion

Kredit Usaha Mikro 10,849.0 24,043.7 23,582.4 19,375.2 13,761.8 16,961.6 18,544.5 15,807.0 16,184.1 16,055.0 17,176.0 19,143.1 19,388.4 -3,335.5 -5,889.3 -1,920.1 5,001.7 Micro Enterprises Credit
Kredit Usaha Kecil 18,970.5 23,177.7 17,122.6 14,846.2 5,648.1 8,793.9 18,312.1 15,939.6 18,477.0 22,796.9 23,430.0 25,190.9 27,424.1 -5,260.6 -604.3 3,284.6 4,357.8 Small Enterprises Credit
Kredit Usaha Menengah 42,520.1 40,024.0 27,285.4 28,857.2 -13,408.5 -7,631.3 3,001.7 -2,871.7 2,025.5 8,385.7 21,273.2 26,204.9 22,921.1 -14,268.7 -5,515.6 -2,540.7 -806.4 Medium Enterprises Credit

Net Ekspansi Kredit UMKM 72,339.5 87,245.4 63,078.6 6,001.4 18,124.2 39,858.4 28,874.9 36,686.6 47,237.6 61,879.1 70,538.9 69,733.6 -22,864.8 -12,009.2 -1,176.3 8,553.2 Total Net Expansion of MSME

I.3.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT SEKTOR EKONOMI NET EXPANSION OF MSMEs CREDIT BASED ON ECONOMIC SECTORS .I.3.A
2015 2016 2017
2012 2013 2014 s.d Des s.d Apr s.d Mei s.d Juni s.d Juli s.d Agst s.d Sept s.d Okt s.d Nov s.d Des s.d Jan s.d Feb s.d Mar s.d Apr
Net Ekspansi Net Expansion
1. Pertanian, Perburuan dan
Kehutanan 14,247.6 7,890.9 6,773.1 7,102.9 1,555.3 1,704.2 3,667.3 3,387.4 3,259.9 3,503.8 6,323.0 6,823.0 6,466.5 353.4 640.4 1,159.4 2,373.9 Agriculture, hunting and forestry
2. Perikanan 335.4 841.3 489.8 588.1 2,803.3 124.7 244.7 158.3 179.1 269.2 285.3 302.2 441.7 -73.9 -106.1 140.2 236.8 Fishery
3. Pertambangan dan Penggalian 1,525.8 -656.8 31.4 -1,312.2 -250.8 95.6 130.9 419.1 380.4 -424.4 83.0 84.0 -178.0 -253.3 686.6 236.7 368.7 Mining and Quarrying
4. Industri pengolahan 7,343.9 704.5 7,584.4 7,255.2 755.1 447.3 3,031.4 1,261.1 1,813.8 3,344.3 5,179.4 7,635.2 8,569.9 -4,073.6 445.1 277.5 4,428.5 Processing industry
5. Listrik, Gas dan Air 261.9 286.1 451.2 -1,486.6 -323.5 110.0 60.5 74.4 358.3 433.8 449.0 496.0 644.5 -133.8 158.1 222.4 175.6 Electricity, Gas & Water
6. Konstruksi 6,677.6 8,646.0 1,848.4 3,058.2 -2,719.5 -793.9 2,088.7 3,063.7 4,425.2 7,300.4 8,575.0 8,666.4 6,111.7 -5,674.2 -5,156.0 -3,231.4 -1,960.3 Construction

7. Perdagangan besar dan eceran 48,610.4 75,402.6 34,405.0 45,148.2 8,602.1 16,711.5 27,394.9 20,335.9 25,147.1 30,714.0 31,992.7 36,488.6 40,919.4 -9,655.3 -7,146.8 1,647.1 3,156.2 Wholesale and retail trade
8. Penyediaan akomodasi dan Provision of accommodation and the
penyediaan makan minum 3,708.9 4,507.0 3,104.0 5,216.3 1,220.7 1,526.0 2,017.6 2,108.3 2,357.1 2,631.9 4,484.9 5,065.3 5,189.8 -455.2 90.9 49.3 172.1 provision of eating and drinking
9. Transportasi, pergudangan dan Transportation, warehousing and
komunikasi 2,449.8 3,723.3 530.1 -1,359.2 -387.6 -77.9 -51.3 -511.2 -425.9 55.7 5,188.5 5,985.9 831.4 -531.8 1,100.0 -135.4 56.8 communication
10. Perantara keuangan 3,855.1 -165.3 635.3 -2,317.6 -959.2 -701.0 -632.3 -820.5 -942.1 -648.1 -571.3 -805.5 -973.9 -596.0 -497.0 -337.8 242.1 Financial Intermediaries

11. Real estate, usaha persewaan Real estate, Business Ownership, and
dan jasa perusahaan 6,073.5 5,835.1 2,654.6 3,894.2 -883.7 2,379.2 3,266.5 2,234.8 2,934.2 3,603.1 2,986.8 2,004.9 2,328.7 -1,065.9 -896.3 -764.9 -675.3 Business Services
12. Administrasi Pemerintahan,
pertahanan dan jaminan sosial Government Administration, defense
wajib -169.2 72.4 -50.4 -17.8 765.2 -4.0 -2.7 -18.3 -21.7 -30.8 -31.3 -27.5 -20.1 -1.4 -99.6 -94.4 -94.6 and compulsory social security
13. Jasa pendidikan 470.8 351.9 92.5 1,262.6 123.4 172.7 387.5 384.0 411.9 282.1 264.4 368.0 385.8 29.0 -18.9 133.7 175.0 Education services
14. Jasa kesehatan dan kegiatan
sosial 594.5 748.2 591.9 1,282.9 82.8 180.1 459.8 517.9 357.1 322.3 431.5 472.9 693.8 -19.6 -44.9 94.9 158.3 Health services and social activities
15. Jasa kemasyarakatan, sosial
budaya, hiburan dan perorangan Social services, social, cultural,
lainnya 858.8 6,013.8 7,204.5 -3,018.0 -3,932.0 -3,330.2 -2,330.0 -3,097.9 -3,159.4 -3,275.2 -3,320.9 -2,742.1 -1,368.5 -571.6 -891.8 -518.8 -233.4 entertainment and other individual
16. Jasa perorangan yang Individual services with serve
melayani rumah tangga 114.9 990.7 823.3 489.9 -55.8 -28.3 40.0 -1.8 -8.5 -40.4 -12.3 30.4 13.1 -11.2 -74.5 -11.8 14.1 households

17. Badan internasional dan International agencies and other

badan ekstra internasional lainnya -1,941.0 -189.0 -84.9 246.1 -363.2 -269.8 -268.7 -373.4 -373.2 -376.7 -216.6 -213.6 -221.3 -60.9 -111.4 -41.8 -83.9 International extra intitutions
18. Kegiatan yang belum jelas Business activities are not clearly
batasannya -22,675.6 -28,019.4 1,168.0 -2,955.8 -37.2 -123.9 349.8 -246.6 -395.1 -427.8 -211.7 -129.6 -138.6 -55.0 -72.3 -1.1 57.8 defined
19. Tidak teridentifikasi -3.7 262.0 -261.9 1.0 5.8 2.0 3.7 -0.3 388.3 0.5 -0.4 34.6 37.7 -14.4 -14.6 -0.1 -15.2 Unidentified

Net Ekspansi Kredit UMKM 72,339.5 87,245.4 67,990.3 63,078.6 6,001.4 18,124.2 39,858.4 28,874.9 36,686.6 47,237.6 61,879.1 70,538.9 69,733.6 -22,864.8 -12,009.2 -1,176.3 8,553.2 Total Net Expansion of MSME

1 1
Sumber data: Bank Indonesia (Departemen Pengembangan UMKM ), diolah dari Laporan Bulanan Bank Umum (LBU), Laporan Bulanan Bank Umum Syariah (LBUS) Data source: Bank Indonesia ( SME Development Department - DPUM ) processed from Coventional Banks' Monthly Reports,
dan Laporan Bulanan BPR/BPRS. Islamic Banks' Monthly Reports, and Rural Banks/Rural Islamic Banks' Monthly Reports.
- Net Ekspansi adalah hasil pengurangan antara baki debet pada akhir bulan berjalan
dengan baki debet pada akhir tahun sebelumnya (sudah memperhitungkan pelimpahan Net expansion is the subtraction of credit outstanding in one period to the end period of previous year credit- outstanding -
dan angsuran).
- Sejak November 2015, Data Kredit UMKM telah mencakup kredit yang Since November 2015, MSMEs Credit Data are included Conventional and Islamic Commercial Banks, Conventional Rural Banks, and Islamic Rural Banks. -
disalurkan oleh Bank Umum Konvensional dan Syariah, BPR, dan
BPRS.
 1
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN
NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS 1
(Miliar / Billion Rp)

I.4.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT JENIS PENGGUNAAN NET EXPANSION OF MSMEs CREDIT BASED ON TYPE OF USE. I.4.A
2015 2016 2017
2014
Net Ekspansi 2012 2013 s.d Des s.d Apr s.d Mei s.d Juni s.d Juli s.d Agst s.d Sept s.d Okt s.d Nov s.d Des s.d Jan s.d Feb s.d Mar s.d Apr Net Expansion
Kredit Modal Kerja 50,648.4 45,237.1 50,646.0 42,946.7 1,943.7 11,753.9 29,849.5 20,165.1 28,369.6 38,492.2 44,390.1 51,661.7 55,300.3 -21,219.1 -17,508.2 -5,040.3 15,638.0 Working Capital Credit
Kredit Investasi 21,695.1 42,006.5 17,346.2 20,131.8 4,054.4 6,370.4 10,005.5 8,692.9 8,317.0 8,744.5 17,489.0 18,877.0 14,433.4 -1,645.8 5,499.0 3,864.1 -7,084.8 Investment Credit
TidakTeridentifikasi -4.0 1.8 -1.9 0.1 3.3 -0.1 3.4 16.9 -0.1 0.8 -0.1 0.1 -0.1 0.0 0.0 0.0 0.0 Unidentified

Net Ekspansi Kredit UMKM 72,339.5 87,245.4 67,990.3 63,078.6 6,001.4 18,124.2 39,858.4 28,874.9 36,686.6 47,237.6 61,879.1 70,538.9 69,733.6 -22,864.8 -12,009.2 -1,176.3 8,553.2 Total Net Expansion of MSME

I.5.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT KELOMPOK BANK NET EXPANSION OF MSMEs CREDIT BASED ON GROUP OF BANKS .I.5.A
2015 2016 2017
2014
Net Ekspansi 2012 2013 s.d Des s.d Apr s.d Mei s.d Juni s.d Juli s.d Agst s.d Sept s.d Okt s.d Nov s.d Des s.d Jan s.d Feb s.d Mar s.d Apr Net Expansion
Bank Persero 20,216.0 61,889.5 37,053.8 41,780.5 16,237.0 25,991.3 40,233.5 34,479.6 41,553.6 48,991.3 61,384.7 66,456.4 63,699.4 -8,377.8 1,370.7 7,130.5 8,571.8 State Owned Banks
Foreign Exchange Private National
Bank Swasta Nasional Devisa 28,806.4 11,798.2 13,468.8 15,832.7 -8,645.3 -7,322.7 -5,190.6 -9,928.1 -10,327.1 -10,210.4 -13,797.7 -11,473.0 -9,208.2 -8,153.9 13,502.5 15,599.8 21,225.4 Banks
Bank Swasta Nasional Non Non Foreign Exchange Private
Devisa 5,950.9 4,311.9 2,795.6 2,352.2 -1,185.4 -1,635.3 482.7 -52.9 325.4 829.1 1,511.8 2,186.9 2,837.6 -826.1 -15,077.5 -14,295.6 -13,768.4 National Banks
BPD 13,767.8 1,814.2 3,941.3 1,163.5 -2,207.9 -1,441.5 1,567.2 2,486.1 3,348.1 6,035.8 10,851.5 11,232.3 9,912.7 -5,257.9 -5,009.0 -3,618.7 -2,239.4 Regional Development Banks
Bank Campuran 2,098.8 2,628.6 2,088.4 65.1 -24.1 -57.4 -471.5 -777.8 -927.7 -818.8 -1,086.9 -1,200.6 -1,348.3 -271.3 -7,350.5 -7,380.0 -7,388.7 Joint Venture Banks
Bank Asing -2,607.3 -15.5 3,549.4 -2,563.5 496.5 563.5 170.3 95.8 75.5 -83.5 411.9 534.7 637.2 -80.1 -152.5 -131.4 -103.1 Foreign Owned Banks
BPR/BPRS 4,107.0 4,818.6 5,093.0 4,448.0 1,330.6 2,026.3 3,066.8 2,572.1 2,638.7 2,494.0 2,603.9 2,802.1 3,203.2 102.3 707.0 1,519.3 2,255.6 Conventional/Islamic Rural Banks

Net Ekspansi Kredit UMKM 72,339.5 87,245.4 67,990.3 63,078.6 6,001.4 18,124.2 39,858.4 28,874.9 36,686.6 47,237.6 61,879.1 70,538.9 69,733.6 -22,864.8 -12,009.2 -1,176.3 8,553.2 Total Net Expansion of MSME

I.6.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI NET EXPANSION OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS .I.6.A
2015 2016 2017
2012 2013 2014 s.d Des s.d Apr s.d Mei s.d Juni s.d Juli s.d Agst s.d Sept s.d Okt s.d Nov s.d Des s.d Jan s.d Feb s.d Mar s.d Apr
Net Ekspansi Net Expansion
1 Jawa Barat 10,210.0 12,043.2 18,952.9 4,486.2 2,634.4 4,103.7 7,417.9 6,386.6 6,826.9 8,886.8 15,113.1 16,788.2 12,135.2 -4,256.5 -2,808.5 -344.5 2,241.3 West Java
2 Banten 2,965.5 3,726.7 5,297.6 3,768.1 499.3 777.8 1,641.4 1,058.5 663.6 1,853.0 3,277.6 4,462.0 3,416.5 -1,653.7 -881.1 -533.0 1,519.4 Banten
3 DKI Jakarta Raya 10,932.3 2,493.3 24,083.2 6,956.1 -5,256.6 -3,551.9 -2,036.7 -3,896.0 -2,163.1 -2,950.7 -467.6 441.9 -117.1 3,256.6 6,061.9 910.0 564.6 DKI Jakarta Raya
4 D.I. Yogyakarta 1,310.6 2,020.9 2,478.8 1,365.9 146.7 450.2 930.9 860.9 1,007.0 1,044.9 1,116.6 1,127.6 1,286.6 -258.7 -248.0 52.5 131.0 Yogyakarta
5 Jawa Tengah 8,742.6 12,541.4 13,185.9 10,327.1 3,438.4 5,049.0 8,407.6 7,159.4 8,874.9 9,958.3 10,566.7 11,227.3 11,544.4 -2,516.5 -2,097.1 428.5 2,141.0 Central Java
6 Jawa Timur 4,269.2 14,339.9 14,019.0 10,974.0 2,112.7 4,283.5 7,766.0 5,817.9 7,790.5 9,842.7 10,432.8 11,727.9 13,870.8 -2,052.4 -397.9 2,164.4 3,157.6 East Java
7 Bengkulu 512.7 498.7 901.9 790.0 -160.1 -108.6 29.5 18.0 386.3 370.8 364.7 433.4 407.5 -406.1 -398.5 87.9 177.6 Bengkulu
8 Jambi 1,151.8 947.6 1,548.7 1,224.4 164.7 316.8 465.0 381.3 96.0 218.0 124.8 222.8 376.8 -381.1 -282.6 131.2 344.4 Jambi
9 N. Aceh Darussalam 559.7 648.1 1,323.5 589.5 136.2 373.6 678.3 552.7 728.0 884.2 934.7 961.7 966.0 -571.2 -391.2 -3.2 136.6 N. Aceh Darussalam
10 Sumatera Utara 4,835.8 5,483.9 7,726.1 4,259.6 -59.5 149.3 990.2 111.4 69.5 963.7 961.1 1,162.5 1,276.5 -1,038.6 -1,900.1 -551.5 -236.9 North Sumatera
11 Sumatera Barat 2,001.9 1,105.0 2,737.5 405.7 218.1 475.9 772.5 439.9 632.9 633.6 477.9 491.4 509.6 -1,001.3 -953.9 -192.3 -35.9 West Sumatera
12 Riau 2,172.2 1,759.4 4,860.5 -519.1 -59.4 -107.7 728.2 103.0 421.5 393.1 533.3 971.8 1,227.9 -556.0 -531.9 -266.3 64.3 Riau
13 Sumatera Selatan 2,737.0 2,724.0 4,245.2 150.0 10.4 318.2 629.7 411.6 301.1 670.3 691.5 669.1 729.5 -882.7 -815.7 -173.9 -194.0 South Sumatera
14 Kepulauan Riau 1,113.6 2,023.9 212.7 425.4 101.1 344.0 601.5 468.7 507.7 689.5 643.7 743.4 770.8 -525.1 -4,206.9 -3,868.6 -3,917.6 Riau Islands
15 Bangka Belitung 386.7 405.7 479.5 463.0 190.9 267.3 339.1 286.5 715.9 798.0 809.9 900.3 988.8 -416.7 3,316.2 3,719.4 3,719.9 Bangka Belitung
16 Lampung 1,304.4 1,284.7 1,910.9 1,349.0 848.7 1,170.8 1,770.6 1,513.7 1,244.1 1,344.9 1,424.9 1,543.3 1,775.5 -649.4 -661.7 -140.9 -115.9 Lampung
17 Kalimantan Selatan 1,793.0 826.8 2,645.1 -288.7 331.6 375.9 629.2 397.6 388.1 502.4 583.6 560.0 673.5 -350.8 -270.9 20.6 97.6 South Kalimantan
18 Kalimantan Barat 1,463.9 2,344.2 2,799.8 1,284.6 -136.3 218.1 469.1 695.4 911.0 1,163.1 1,457.7 1,588.9 1,777.5 -786.4 -371.7 115.3 370.8 West Kalimantan
19 Kalimantan Timur 2,187.2 2,743.9 1,668.7 1,206.2 -878.7 -551.8 -94.8 -40.1 -572.0 -347.1 -283.4 -91.7 153.1 -230.7 -2,698.7 -2,815.7 -2,528.2 East Kalimantan
20 Kalimantan Tengah 867.1 458.2 977.3 1,107.5 149.8 353.2 674.7 606.7 622.6 903.3 1,268.5 1,341.0 1,383.6 -147.9 35.2 149.4 275.4 Central Kalimantan
21 Sulawesi Tengah 381.8 1,048.7 925.6 551.2 -97.0 146.5 428.9 167.4 390.5 428.2 121.4 277.0 334.2 -583.9 -530.3 30.4 466.6 Central Sulawesi
22 Sulawesi Selatan 1,531.2 4,175.1 3,587.9 2,129.6 611.0 882.4 1,438.6 1,093.0 2,033.4 2,380.8 2,242.1 2,789.1 2,897.7 -1,143.7 2,920.2 -68.8 328.6 South Sulawasi
23 Sulawesi Utara -77.2 607.8 906.1 594.4 -38.7 -47.0 191.0 50.3 62.0 403.0 608.7 655.2 702.7 -565.7 -457.7 -114.0 -122.8 North Sulawesi
24 Sulawesi Barat 242.1 331.1 408.9 441.9 200.9 197.2 300.9 228.9 260.8 298.7 336.3 366.4 375.1 -742.9 -142.2 -0.5 53.2 West Sulawesi
25 Gorontalo 121.1 193.9 428.7 362.6 105.0 152.7 218.8 200.3 173.0 190.6 203.2 232.2 236.7 -111.9 -454.9 158.8 -251.8 Gorontalo
26 Sulawesi Tenggara 864.5 816.8 722.6 362.9 474.8 613.4 741.3 654.5 644.9 687.3 665.7 642.6 622.2 -524.6 -486.9 28.1 137.8 Southeast Sulawesi
27 Nusa Tenggara Barat 1,430.1 1,211.2 1,165.7 722.6 504.7 657.1 900.2 782.1 887.6 1,028.1 1,155.5 1,387.3 1,794.3 -286.0 -109.6 241.8 370.9 West Nusa Tenggara
28 Bali 4,011.5 4,338.9 4,599.8 4,275.0 813.7 1,363.4 2,521.2 2,377.1 2,923.4 3,409.2 3,448.2 3,770.0 4,664.1 -648.5 109.3 165.7 363.1 Bali
29 Nusa Tenggara Timur 675.9 856.9 1,219.9 993.0 251.2 421.4 625.5 653.8 789.3 1,001.7 1,049.9 1,116.2 1,051.9 -535.2 -391.7 12.5 195.5 East Nusa Tenggara
30 Maluku 53.1 212.5 258.5 226.2 79.2 132.8 224.3 156.2 231.0 277.1 226.4 243.2 282.2 -209.4 -202.5 -26.3 27.5 Maluku
31 Papua 722.5 1,996.2 1,306.9 762.0 -1,014.3 -839.3 -506.6 -667.8 -803.1 -589.6 1,161.6 1,150.8 1,048.7 -652.9 -655.9 -289.7 -609.2 Papua
32 Maluku Utara 127.5 146.9 -23.3 260.4 16.4 54.4 99.1 78.6 64.0 119.2 132.4 151.6 145.1 -279.0 -275.2 -45.1 -35.9 North Maluku
33 Papua Barat 625.8 855.5 529.0 173.7 -413.3 -375.8 -243.9 -323.7 -337.5 -228.2 538.6 466.1 447.6 -951.4 -865.6 -344.6 -423.3 West Papua
34 Bank Diluar Negeri 110.1 -32.9 -90.4 -37.4 -0.7 -16.3 -18.9 -21.6 -150.7 -29.9 -31.5 55.6 50.0 -136.3 -139.2 -61.8 -120.4 Foreign Banks
35 Tidak Teridentifikasi 2.1 67.3 105.5 936.0 76.2 74.2 128.0 112.2 65.3 38.6 -11.3 -37.2 -71.9 -68.3 176.1 248.0 260.4 Unidentified

Net Ekspansi Kredit UMKM 72,339.5 87,245.4 128,106.1 63,078.6 6,001.4 18,124.2 39,858.4 28,874.9 36,686.6 47,237.6 61,879.1 70,538.9 69,733.6 -22,864.8 -12,009.2 -1,176.3 8,553.2 Total Net Expansion of MSME