DIARY OF A FRAUD

As a member of this illustrious community I always felt impressed and thankful fort his load
of professionalism and knowledge and the good company I have gotten into, - a save harbour
where one could breeze freely and inhale the air of safety and wellness in a vocational sort of
way.
The exchange of information and the possibility to get in contact with like minded colleagues
at this international forum and the easy way to find associates if not partners and even friends
lured me into thinking that I might be in a dream world of co-operation and understanding,
between people who all have the same goal – to make their business communicative and
human. Until that day I learned – there are sharks even in this lovely pool!
Being invited into the group of ERBIL STOCK EXCHANGE, I stumbled over the portrait of
Dr. Farouq Omar bin Abdul Aziz, a gentleman I could read, with an outstanding career and of
brilliant mind, who presented himself as a visionary investor.
Who in our branch of this new CleanTech Industry doesn’t need just this – a visionary
investor!? He and his FAROUQ FUNDING FOUNDATION mend to do well for the
development and the creation of a newer and better world. Fine!
So I visited the Website of Dr. Abdul Aziz – and was stunned…..

So I started reading about the Foundations Missions and Visions:

OUR MISSION AND VISSION

Our Mission
- To provide professional services to the best satisfaction of our clients.
- To render qualitative service that are relevant to the growth of the world economy and operating with respect for all
the governing laws, rules and regulations at all times.
- To minimize the impact on the environment in which we operate.
- To work in harmony with the Entrepreneur in order to promote a healthy business environment for the mutually
beneficial relationship to foster long term co-operation, understanding and returns on investment.

Our Vision
- To be the leader in all kind of investment and advisory support services.
- To render quality service to our local and international clients.
- To undertake activities that conforms to international standards and requirements of the business world.

Well wasn’t that just tailored for our group’s goals and needs!? So I did what I had to do, - I
contacted this visionary investor and felt from the start that this was the beginning of a good
relationship,

“Why was this bloke so blue eyed and optimistic” – you may ask yourself now. Well, very
simple, - the Visionary had already a strong relationship to a German Swedish energy provider,
so I could read on the website :

Power Grid - Following detailed analysis of several options for the future of the transmission system, Vattenfall has
reached the conclusion that a sale to a serious and financially strong investor can be a sensible solution. A process for
sale was therefore initiated in summer 2008. Vattenfall is aware of the importance the transmission system has for
society. Accordingly, each potential buyer is required to meet stringent criteria: They must have a long-term focus,
ensure substantial investments in network extensions, grant continued free access to the grid to all energy producers,
and they should promote the flow of electricity across European borders. Vattenfall has itself a keen interest in the
fulfilment of these criteria as Vattenfall would remain one of the major customers of the transmission system after
conclusion of the sale. Vattenfall received our attractive offer hence has welcomed our investment into the grid.

who is just our partner as well in an algae breeding and carbon capture and storage
process. What could go wrong – I asked myself and waited eagerly.

And this Visionary Investor answered me!

Betreff: Re: Treten Sie meinem Netzwerk auf LinkedIn bei

"Dr. Farouq Omar bin Abdul Aziz" <farooq.umarabdul@gmail.com> ins
Von:
Adressbuch | zum Chat einladen erweiterter
An: Andreas Abraham <algaenova@email.de> Header
Datum: 26.08.10 13:42:08

Andreas Abraham,

Assalamualaikum.

Before we proceed, let me tell you about myself as it will give us a good picture of the kind of
person we are dealing with. i was born, 52 years ago in United Arab Emirate but I have come
to live in Jeddah. I believe home is where one is happy.
I hold a B.S. in Geology from King Fahad University of Petroleum and Minerals (1976) a
Masters Degree from Imam Muhammad bin Saud Islamic University and a Ph.D in
Information Communication Technology from King Saud University.
I joined Saudi Aramco in 1976 and held several operational executive positions. In 1985 I was
appointed head, Industrial Services and in 1987 I was appointed Executive Director of Project
Management. In 1990 until 1993 I was assigned head of Ras Tanura Refinery where I was in
charge of RT Refinery, RT Terminal, Juaymah Gas Plant and Power Distribution Department
until I left to start my organization. My organization is a private investment foundation
headquartered in Jeddah which makes equity investments in fast growing businesses at all
stages of their development and across all sectors. We started operations in 1999 and have
been an active investor, sometimes investing to the tune of $400 million per transaction. I
have invested in over 15 countries.
I served as a Board Member for S-Oil, South Korea from 1999 to 2003. I was also a Board
Member of the Saudi Engineering Committee. I was a Board Member of the Saudi Arabian
Standards Organization (SASO). I am a member of the Society of Organization Learning
(SOL) and served
previously as Trustee for the Project Management Institute (PMI). I was appointed to the
Board of Petro-Rabigh from 2000- 2005.
I like traveling. I've been to most of European Countries and Canada. I have never been to the
US but will visit soon enough hopefully also I've been to all of East African countries for
business (Tanzania, Kenya, Ethiopia, Zanzibar and Sudan) but unfortunately never reached
southern part of Africa yet and of course, I have been to Neighbouring Countries in the
Middle East (UAE, Qatar, Kuwait), Bahrain, Yemen, Egypt, Tunisia, Syria, Jordan, Iran,
India, Malaysia, Singapore and Thailand. Also I've been to Australia 3 times when i visited
my sister there. She is teaching Political Science in Flinders University, Adelaide, SA.
I enjoy many things but hardly have the time. I love swimming, walking (which I do, every
chance I get), listening to music mostly Jazz and Latin, reading, meeting people,
experimenting on cooking different things although I am not a very good eater. I am a risk
taker. I believe that a certain amount of risk is necessary sometimes. I know it is not so for
some people. There are some people who will not leave their home without an umbrella even
if the sun is shining. I learn and correct my mistakes as I go along. I am married with 5
Children, Three Boys and Two girls and only from number three (the third till the youngest )
live with us but the two of my older sons are studying Engineering in Germany. The name of
my wife is Hafsat.

I am 5,9 f tall, am not sure what my weigh but it could be 73kgs.

I Provide funding for startup, real estate, buyout, expansion, projects e.t.c
Let me know if you have any business opportunity that need funding at the moment.

Regards,
Dr. Farouq Omar bin Abdul Aziz

Now tell me, who’s heart would not open up receiving such a warm and friendly letter. I
even felt as a part of the family after that – and he could even cook! He, this gift to the
world, wrote such an outstanding letter to me – the nobody!

So, humbly and with greatest respect, I did lay out my proposal for him – to invest in
one of the biggest algae photo bio reactor project in Europe, - and a good bargain too.
Only 80 to 100 million Euro (Exxon gave Synthetic Genomics 600 million US$ for a –
well, poor copy of what we are building. And it’s not even a full production line but a
“test facility”!

http://gigaom.com/cleantech/photos-exxon-synthetic-genomics-open-algae-test-facility/

So shouldn’t we have the right to claim lousy 100 million for a fully working and
profitable production line?

And I was right! The visionary family man and cook, a philanthropist and jet-setter
answered me.
Dear Andreas Abraham,

Assalamualaikum.

I am really interested to invest in the ALGAE NOVA and wish to provide the needed
funding as a soft loan.Let me know the details of the project and total amount involved.

Regards,

Dr. Farouq Omar bin Abdul Aziz

CEO - Farooq Funding Foundation

KSA.

Right, now the business plan over to him, some professional explanations and some
visions from myself and than I will wait some days, maybe a week, maybe more, for him
and his advisers, technicians and legal advisers to come up with questions, maybe
arrange for me to come over for a presentation, ask for some more material, LOI`s from
our buyers for algae biomasses, - in short, all what you would expect in such a case.

BUT NO!

Dear Andreas Abraham,

Assalamualaikum.

This is to confirm receipt of your email. I shall provide the needed fund as a soft loan at 5% ROI.

You shall secure surety bond with regards to the loan.

You shall liaise with my CFO, Mr. Anthono Maka (cfo.maka@fff-sa.com) who shall provide you with
modalities for closing (Fix meeting dates) in Dubai and also the terms accordingly. He shall also help you
apply for the surety bond.

You can also download the loan agreement from our site for your review
(www.fff-sa.com)

Keep me updated accordingly.

Regards,
Dr. Farouq Omar bin Abdul Aziz

Well was I in dreamland! Only 5%! Full risk. I told this man we are making at least 20-
26% revenue from our algae production and he wants no partnership no control, no
Shari’ah-compliant investment form, no musharaka, no sukuk arrangement! Isn’t this
guy a Moslem!

So I asked a very good friend of mine in Dubai, -What do you think about this? – He,
himself a local and reputable businessman in his friendly and calm matter said, - No, it’s
not right, no working! - We don’t do it this way! –

But could all this be wrong? I am a risk taker. I believe that a certain amount of risk is
necessary sometimes. That’s what the visionary wrote me in his hart-warming letter. So
where’s the risk, let us get started. First there is this application for a surety bond. Let’s
see that:
BONDING GIANTS IN THE MIDDLE EAST.
DUBAI BRANCH
Al Ain Building
Al Khaleej Street
P.O.Box 3541
Opp. Hyatt Regency, Deira, Dubai.
Our Ref/KV/98766.

TO WHOM IT MAY CONCERN

This is to notify the management of Farooq Funding Foundation with Head office in Dana, Compound
Khurais Road P.O.Box6132 Riyadh 11442
That Mr. Kelvin Anene is the mandated and endorsed agent to procure surety bonding facility for your
partners.
So be advised that all correspondence regarding the procurement of the surety bonding would be
addressed to Mr. Kelvin Anene.
We officially inform you on this, through the underwriter which is the standard process to procure a
surety and the premium is at 0.05%.
Therefore all communications must the procurement of the bonding.
All partners of Farooq Funding Foundation is advised to work with the Chief finance officer of the
foundation in other to get bonding processed and endorsed.
Sincerely,
Shorlokman Bin Baba

Regulatory Officer

_________________________________________________________________________________

Since this concerns us we better look up the insurance company:

http://www.alahlia.com.sa/career.asp

A little tip! If you want to know if a website is origin or just a fake – use Site log

http://www.sitelogr.com/error.php?q=alahlia.com.sa

Website Data Gathering Error

There was not enough data to come up with a full report about alahlia.com.sa.
Now this looks good, Just another Abdulaziz. And this time a real Highness.

And their chairman Al Ahlia seems to be a nice person too, and sooo many chairs he
has, wonder if he uses another one every day. Must be a monday. But where is his staff?
Well I guess they are not sharing the same chairs………….
And my guess was, - they are belonging to the Al Ahlia group as well. Aziz from a good,
probably from THE family, Chairman Al Ahlia from a powerful trust :

“Honi soit qui mal y pense”

Al Ahlia Group was established in 1979, in Abu Dhabi by the most influential UAE Nationals
with a vision to bring Technology and Professionalism in business ...

I began to love this. My little world seemed to get filled up with visionaries. And they all
will do me good. What was it this -

SECOND PARTY GUARANTEE AND FIDUCIARY/INDEMNITY BOND

APPLICATION FORM 01

they wanted from me ?

If yes, do you understand you must have a legal guarantee and

Fiduciary bond certification to enter this business? Please make
available a total of US$12, 800. 00(Twelve Thousand Eight
Hundred United States Dollars) to the authorized The Syndicate
Bank Consultant/Broker in charge of the transaction. This
binding deposit is refundable in 30 days on the formal sealing of
the contract, equally refundable in 21 working days, if the First
Party fails to honor his legal and financial obligations. Continue

on the other side111

That is just fair. After all we want 100 million and the Visionary takes all the risk and
poor old chairman Al Ahlia might even look sadder when I take the money to Bermudas
and have a nice 10 years chill out party with his money. So I tell this nice Chief Financial
Officer Mr. Anthono Maka, - I really liked this guy - after all he studied in Germany :

MR. ANTHONO MAKA (CHIEF FINANCIAL OFFICER CFO)

Mr. Anthono Maka is an indigene of Ireland but grew up with his Mother in London were he earned all the
knowledge for his success. He completed his B.sc at the Oxford University in 1968, became a Fellow of the Association
of Chartered Certified Accountants (ACCA) in 1989 and completed a PhD at the University of Osnabrück in 1980. He
has headed many departments in some companies for the past 10 years. He is a well known auditor and a chartered
accountant. Due to his accomplishment in his field, he was appointed CFO of Farooq Funding Foundation.

wonder what he did there all the time. Never heard that you could get a PhD degree in
Germany without speaking the language properly, and all this guy could say was “Ouf-
wiedderrseeen” – which actually means Goodbye – and not good buy. But we have good
beer and wine in Germany, which might explain something.

“So how we gonna do this now PhD Maka?” I told him. I fly over to Dubai, take some
money with me and hand it over. “No it has to be paid beforehand!” - says he. I say “
Fine, I come two, three days earlier. “Got to see my good old friend down there
anyway”. - No good that either. All has to be prepared before we come down to sign the
loan agreement. Fine, - so to whom and in which bank account? - To the agents! - Okay,
so send me the details:
FIDUCIARY BONDING AGENT.

Al Kasim Building Near Al Tayer

Motors, Al Garhoud, Dubai.
P.O.Box10263. 08/09/2010

Attention.

Annette black
Chairman
Aqua Gardens Pte Ltd
55,Market Street,#08-01
Singapore 048941.

Description Of Transaction.

Ref/Aqua/SB/5622
Transfer Purpose-payment for surety application.
Amount-$12,800
For the procurement of surety bond in Al AHLIA .

Details for Wire.

Account Name-Kelvin Anene

Account Number-1012552273601
Bank Name-Emirates NBD
Address-Union Square Branch Dubai
Swift Code-EBILAEAD.

Receiver-Kelvin Anene
Status-Endorsed Bonding Agent for Al AHLIA.
Region-Middle East Jurisdiction.

Purpose of surety bond.

Collateral for Farooq Funding Foundation .

Status –Funding of Aqua Gardens Pte Ltd

55,Market Street,#08-01
Singapore 048941.
Verification Status-Aqua Gardens Pte Ltd .
Bonding process confirmed .
Status Of Company-Excellent.

Yours faithfully
Kelvin Anene

On the 13. of September I was not alone anymore with my strong suspicion :
Mohammed Abbas

Announcement from Erbil Stock Exchange

Dear ESE members,

Alert and warnning

Due to scam suspect, the member Dr. Farouq Omar AbdulAziz, who cliams that he is a Saudi visionary
investor will be blocked and removed from our group.
You can refer to the discussion in the International Global Business group on linkedin:
http://www.linkedin.com/groupItem?view=&srchtype=discussedNews&gid=2812288&item=29287976&ty
pe=member&trk=EML_anet_qa_cmnt-dnhOon0JumNFomgJt7dBpSBA

If you have been contacted by this person and has other views and facts on this person, please report it
otherwise he will be permanently blocked

vor 3 Tagen

and the great visionary disappeared from the face on Linked in, - became a vision
himself…...

In all of my disappointment and frustration not to able to pick up the 100 million Dollar
funding and no Dr. Abdul Aziz around anymore I only could think of revenge. Didn’t I
still have my PhD Anthono Maka, (CHIEF FINANCIAL OFFICER CFO) phoning in
every day asking for the application fee to be paid. Time was getting rare, and Dr.
Farouq, a very busy man was getting a little impatient and wanted to get rid of the funds
promised to us.

Dr. Omar Farouq bin Abdul Aziz Visionary Investor

An: Andreas Abraham

Datum: 14. September 2010

Salaam.
Andreas Abraham.

I have been advised by my Chief Finance Officer ,Mr Anthono Maka.That all is good and i can count on
him always,i have been very busy with tight schedules since the end of Ramadan.So proceed with my CFO
and we would be meeting in Dubai as advised. Insha Allah all is well.

Allah Blessings To You.

Dr Omar Farouq Bin Abdul Aziz
He must have been so impatient that he decided not to be a vision anymore, - or perhaps
I had been so convincing stupid for him, that he decided to pop up again a day after his
disappearance. Great show!!!

In the mean time I got busy contacting first the bank EMIRATES NBD which turned
out to be rather disappointing. First off all I phoned in to report fraudulent action in one
of their accounts. The lady who answered the phone kept me hanging on for nearly 10
minutes before she could find someone in the bank who showed some interest, in the
meantime I could hear over and over again how fantastic it would be to have a credit
card from their bank. Twice I have told her that I was phoning up from Germany and if
she could please just give me the e-mail number of the appropriate department, - no
chance, - I had to listen to this glad fool offering me a credit card over and over again.
Than finally this gentleman took the line, Achmed, - nice guy and even a little bit
concerned. And he, after hearing the story in full length showed some mercy and gave
me the e-mail number of their fraud department fraudrisk@emiratesnbd.com and told
me to send as much information about this matter as possible. It probably would have
been cheaper for me to pay the 12 thousand than trying to phone this bank to warn
them about this criminal activity. In the mean time I corresponded with Linked in
members who seemed to be involved in this scam, wrote an e-mail to the Council of
Saudi Chambers ( on their web-site contact sheet, - I don’t know why I did this,
frustration perhaps. I should know by now that nobody ever answers such inputs, least
not in the Arabic world. It is only cosmetic I guess!). And on top of all this I had
Anthono on the SKYPE-line nagging me about the payment for the fee. But I wanted
him busy believing he could succeed and to get more information out of him.
Here now the whole action:

Letter to the EMIRATES NBD : fraudrisk@emiratesnbd.com

Guten Tag,
just now I have been given your email address by one of your employees Mr Achmed (I do
hope I did spell his name correctly!). Through our professional network on Linkedin we have
been contacted by a Dr. Farouq Omar bin Abdul Aziz who presented himself as a "visionary
investor" (his profile has been extinguished already), but I can give you the copy of his last
mail:

RE: Please contact me.

Dr. Omar Farouq bin Abdul Aziz Visionary Investor

An: Andreas Abraham

Datum: 14. September 2010

Salaam.
Andreas Abraham.

I have been advised by my Chief Finance Officer ,Mr Anthono Maka.That all is good and i can count on him always,i have
been very busy with tight schedules since the end of Ramadan.So proceed with my CFO and we would be meeting in Dubai
as advised.Insha Allah all is well.

Allah Blessings To You.

Dr Omar Farouq Bin Abdul Aziz
(With his Chief Finance Officer, Mr. Anthono Maka I still hold contact through skype, I can
see that he is on-line right now!)

After this first contact we did send our Business plan to the Foundation http://fff-sa.com/
and shortly after received the loan agreement and the application form for a surety bond
which should be affected by the Al Ahlia Insurance company. The fee for the opening of a
surety bond was $ 12,800.00 to be paid in advance. Here we got suspicious off course, the
investment sum negotiated was 8o to 100 million for a algae breeding project in Germany in
connection with a CO2 sequestration project with the power plant of Vattenfall. Since the
references given on the Foundations site named an engagement with Vattenfall already (see
>> Some past Investments - Power Grid >> on http://fff-sa.com/ ) we first have been quite
optimistically. But these fee claim changed that, since I did suggest to pay the fee in Dubai
direct over the table with the contract closing, - which was denied off course and it was
claimed that this was not possible because they would have we would have to open the surety
bond before signing a contract.
By today other member of the Linkedin group ERBIL STOCK EXCHANGE gave also first
notice about fraudulent actions. Here is our correspondence:

___________________________________________________________________________

Guten Tag! (letter to the COUNCIL of SAUDI CHAMBERS)

Since about a week we, the ALGAE NOVA, are in touch with a gentleman calling himself Dr.
Farouq Omar bin Abdul Aziz, profile on Linkedin :

http://ae.linkedin.com/pub/dr-omar-farouq-bin-abdul-aziz/21/9a8/a97

This gentleman claims to run the Farouq Funding Foundation. In the meantime he and
associates of him, a Mr. Anthono Make in Dubai are trying to persuade interested firms, like
ours, which they contact through the social network Linkedin, to pay a sum of $ 12,800.00 for
a "Surety bond application issued by the AL AHLIA INSURANCE Co. :

http://www.alahlia.com.sa/contactus.asp

I dont think that your organisation and your government has the intention to have the
reputation of the KSA ruined by such actions.

I have the notion that the Foundation is not existing and as well not this insurance company
and that someone is misusing the reputable name of Abdul Azis and Al Ahlia for criminal
intentions. If you need more information about names and backgrounds, please inform me.

Sincerely yours,

Andreas Abraham

ALGAE NOVA

http://de.linkedin.com/in/algaenova

we do SKYPE: nordictrader

___________________________________________________________________________

Letter to Mohammad Abbas, Erbil Stock Exchange Group:

( on Linkedin: http://www.linkedin.com/groups?mostPopular=&gid=3216562 )

Guten Tag Mr. Abbas,

I just did send some information to Serko Basinji. Also we had the honour to get in contact
with the "Dr".

Please read:

Hallo Sherko,
we have had already the "honour" to deal with "Dr" Farouq Omar bin Abdul Aziz. Since the
first contact we where lead to Anthono Maka in Dubai acting as representative of the Dr. I
have already bin given payment instructions for a surety bond fee to a bank in Dubai. I might
get in touch with the authorities in Dubai today. Please get in touch and let me have your
information, - if you like.
Regards,
Andreas Abraham
Hallo again,
The Farouq Funding Foundation, if such organisation exists, is located in Riyadh with the
same adress as Ericsson:
FFF >> Office Address:
Dana Compound, Khurais Road,
P.O Box 6132 Riyadh 11442,
Kingdom of Saudi Arabia.
Ericsson >>
ERICSSON AB
Ericsson ID: TKS/BSA
Company address:
DANA COMPOUND,
KHURAIS ROAD,
P.O BOX 6121
RIYADH 11442
KINGDOM OF SAUDI ARABIA
Phone: +966 1 2279200
Fax: +966 1 230 1777/230 2777

If you have better and faster possibilities to check if the Foundation is really located in that
building I would be thankful!!!

Here one more name, receiver for payments/fees for Surety band applications - and probably a
"real name" since he steers the bank account:
Transfer Purpose-payment for surety application.
Amount-$12,800
For the procurement of surety bond in Al AHLIA .
Details for Wire.
Account Name-Kelvin Anene
Account Number-1012552273601
Bank Name-Emirates NBD
Address-Union Square Branch Dubai
Anene - is a typical Nigerian name.
Regards, Andreas

If you have some more information, please get in contact. I will take up contact to a dear
friend of mine in Dubai, he is a local and well established in a higher position, he will advise
me whom to contact to stop these gentleman once and forever!
Regards,
Andreas
If you had an offer for funding as well and have been asked to pay 12,800.oo dollars for the
application of a surety bond issued by the Al Ahlia Insurance company, please let me know
and probably warn others!
Thank you,
Andreas

I will attach to documents to this e-mail (a) Al Ahlia – Bonding Giants in the Middle East,

(b) Fiduciary Bonding Agent

I do hope you can stop these actions and even so I do hope to have helped a little bit to safe
your reputation.

Sincerely yours,

Andreas Abraham

ALGAE NOVA

Tel: +49 4524 701427

Mobil: +49 176 521 621 47

SKYPE: nordictrader

Up till today no answer, no reactions from the bank EMIRATES NBD And I still have
my trustful companion Anthono on Skype with whom I keep an never ending chat (I
chat for good reason as you can see) :

[08:02:18] *** Verpasster Anruf von Anthono Maka. ***

[08:09:28] Anthono Maka: you there
[08:15:31] Anthono Maka: waiting for the surety application you have
[08:39:14] *** Verpasster Anruf von Anthono Maka. ***
[08:49:52] Andreas Abraham: Sorry, we are in a meeting right now. You
should have the e-mail with the correct application form just now. I have
also contacted my friend and sponsor in Dubai to open an account for us in
a Dubai bank. Convenient it would be to use just the same bank which are
being used for the surety bond issuers/keepers. Is that the same bank, the
EMIRATES NBD, that is being used by your agent Mr. Anene, or does the Al
Ahlia Insurance Co. use another bank? Please advise us urgently so that the
payment can be arranged. We will do it than from this new bank account. My
associate and partner in Dubai is stand by!
[08:50:01] Andreas Abraham: Regards AA
[08:53:49] Anthono Maka: who is the sponsor ,i thought is Algae Nova
[08:53:53] Anthono Maka: that we are dealing with
[09:06:20] *** Verpasster Anruf von Anthono Maka. ***
[09:38:13] Anthono Maka: you there
[09:50:05] *** Verpasster Anruf von Anthono Maka. ***
[10:01:50] Andreas Abraham: You are dealing with Algae Nova, the sponsor is
my good friend in Dubai, a local whom I know personally since 1982 when I
first came to Dubai. He has nothing to do with our deal. He is only my
partner for the incorporation of Algae Nova in Dubai
[10:05:14] Anthono Maka: ok
[10:05:36] Anthono Maka: this surety form you downloaded from google
[10:06:52] Anthono Maka: right
[10:07:12] *** Anruf von Anthono Maka abgelehnt. ***
[10:07:42] Anthono Maka: am going out
[10:07:44] Anthono Maka: now
[10:07:51] Anthono Maka: and would be busy for an hour
[12:35:41] Anthono Maka: you there
[12:35:44] *** Verpasster Anruf von Anthono Maka. ***
[12:36:55] Andreas Abraham: Occupied for the next time. Have people in my
office!!!
[12:37:45] Anthono Maka: when are you in dubai
[12:38:08] Anthono Maka: we need to get things done today
[12:38:44] Anthono Maka: so i can brief Dr Farouq to fix his schedules
earlier
[12:41:12] Andreas Abraham: Have to wait till account is opened in Dubai.
My partner will contact me as soon as poss. Cant send money direct from my
account to Dubai- its over 10.ooo - tax reasons!!!
[12:42:34] Anthono Maka: that is when
[12:42:38] Anthono Maka: we have a date
[12:43:36] Anthono Maka: for meeting
[13:46:29] Anthono Maka: you there
[16:50:36] Andreas Abraham: Hallo Mr. Maka, everything has been arranged
now, we have an account in Dubai now. But I guess it is a little bit too
late in Dubai right now to have any payments being done. I will arrange for
my partner to get in touch with you tomorrow and he will let you know about
the banking details!
[16:50:41] Andreas Abraham: AA
[16:51:23] Andreas Abraham: I am off now for a meeting. I will be back in
2- 3 hours.
[16:51:31] Anthono Maka: i do not communicate with your partner he is not a
member of Algae Nova
[16:51:55] Anthono Maka: all dealings is with members of Algae Nova
[16:52:28] Andreas Abraham: All right than I will get back to you after he
has informed me!
[16:52:46] Andreas Abraham: I have to leave now. Talk to you later!!!
[16:52:50] Andreas Abraham: AA
[16:52:51] Anthono Maka: what do you want him to do
[16:58:00] Andreas Abraham: Hallo Mr. Maka
[16:58:19] Anthono Maka: yes
[16:59:14] Andreas Abraham: The meeting has been postphoned by half hour. I
am preparing to leave to Dubai tomorrow midday. Where is your office in
Dubai!
[16:59:40] Anthono Maka: i do not understand your procedures
[17:00:07] Anthono Maka: in Deira
[17:00:19] Anthono Maka: no official notice
[17:00:23] Anthono Maka: nothing
[17:01:05] Andreas Abraham: I know Deira, the offices where I am located
are in Deira Tower, right in the center!
[17:01:30] Anthono Maka: are you the only one coming for the meeting
[17:02:08] Andreas Abraham: No, Mr. Schumann will come as well, but he
might come a day later!
[17:02:23] Anthono Maka: Dr Farouq is in Saudi Arabia
[17:02:42] Anthono Maka: you just jump and take decisions like that
[17:03:09] Andreas Abraham: Than we will have to wait for him.
[17:03:28] Anthono Maka: we have not gotten the application done
[17:03:29] Andreas Abraham: Did we not agree on the 18 - 19.
[17:03:30] Anthono Maka: nothing
[17:03:52] Anthono Maka: i need to inform him
[17:03:55] Anthono Maka: all is ready
[17:04:00] Anthono Maka: and he would arrive
[17:04:18] Anthono Maka: Algae Nova has been delaying the process
[17:04:36] Andreas Abraham: the transaction can start tomorrow. the money
is beeing tranfered from a local bank!
[17:05:10] Anthono Maka: and 3 days to get it done
[17:05:13] Anthono Maka: for processing
[17:05:19] Anthono Maka: which i told you
[17:05:43] Andreas Abraham: Sorry, Mr. Maka but your papers for a surety
bond application are not correct form. They are not bankable!!!!
[17:06:06] Anthono Maka: what we have been using Abraham
[17:06:17] Anthono Maka: that your form is from google
[17:07:01] Andreas Abraham: It is international standard form!
[17:07:28] Anthono Maka: what time is the fee paid tomorrow and when is it
in the account
[17:07:34] Anthono Maka: so we could facilitate all
[17:07:47] Anthono Maka: we have timing now
[17:09:09] Andreas Abraham: It will be done first thing tomorrow, So I
think before 11 the agent should have it on his account. I hope you are in
touch with this Mr. Anene!?
[17:09:31] Anthono Maka: yes of course
[17:10:07] Andreas Abraham: But now I have to leave for the meeting. The
driver comes to pick me up. We can talk later, Good Bye!
[17:10:24] Anthono Maka: your friend has the detaills
[17:10:28] Anthono Maka: for the transfer right

[16.09.2010 07:53:43] *** Verpasster Anruf von Anthono Maka. ***

[16.09.2010 09:15:35] Anthono Maka: I need to know status
[16.09.2010 09:15:45] Anthono Maka: because am going to doha
[16.09.2010 09:15:54] Anthono Maka: later today
[16.09.2010 09:17:04] *** Verpasster Anruf von Anthono Maka. ***
[16.09.2010 09:41:46] *** Verpasster Anruf von Anthono Maka. ***
[16.09.2010 09:43:31] Andreas Abraham: I am still in a conference call. But
I need to know who is signing for the receipt of the money! If the money is
being payed out the instructions are as follows:
[16.09.2010 09:44:57] Anthono Maka: Listen,once you make payment and get
confirmation slip,you would be issued a receipt is the process and you are
delaying all have other activities to work on
[16.09.2010 09:45:33] Anthono Maka: i have advised bonding agent that
payment will be in the account by 11am
[16.09.2010 09:45:39] Anthono Maka: now is delayed
[16.09.2010 09:46:08] Andreas Abraham: Will the bonding agent sign the
receipt of money?
[16.09.2010 09:46:15] Anthono Maka: tomorrow is no work
[16.09.2010 09:46:31] Anthono Maka: once payment is done you would get
receipt sure
[16.09.2010 09:46:40] Anthono Maka: get me the deposit slip
[16.09.2010 09:46:45] Anthono Maka: and i will concur on that
[16.09.2010 09:47:34] Andreas Abraham: Payment against receipt - its a
principle!
[16.09.2010 09:48:01] Anthono Maka: payment has to be made for a receipt
[16.09.2010 09:48:11] Anthono Maka: i do not know why the delays
[16.09.2010 09:49:01] Andreas Abraham: You dont honestly believe I am
paying money to an unknown agent without his written consent that he
received the money!!!?
[16.09.2010 09:49:22] Anthono Maka: definately he will sign
[16.09.2010 09:49:32] Anthono Maka: once he gets money
[16.09.2010 09:49:39] Anthono Maka: what is my work then
[16.09.2010 09:49:42] Anthono Maka: Abraham
[16.09.2010 09:50:13] Anthono Maka: sure agent will sign
[16.09.2010 09:53:58] Andreas Abraham: Okay- he will have to go to the
Emirates NBD ask for Mr.Abdulla XXXXX Group Chief Operating Officer, and
sign the receipt of money before him, than the money will be releases. I am
on the line with the bank, Mr. Abdulla Qassem and he will inform me of the
underwriting.
[16.09.2010 09:54:24] Anthono Maka: listen
[16.09.2010 09:54:36] Anthono Maka: Abraham
[16.09.2010 09:54:43] Anthono Maka: things are not done that way
[16.09.2010 09:54:57] Anthono Maka: if you not going to transfer it forget
[16.09.2010 09:54:57] Anthono Maka: it
[16.09.2010 09:54:59] Anthono Maka: period
[16.09.2010 09:55:04] Anthono Maka: this is not a process
[16.09.2010 09:55:07] Anthono Maka: done anywhere
[16.09.2010 09:55:27] Anthono Maka: you get your payment wire slip
[16.09.2010 09:55:34] Anthono Maka: and get receipt from the Agent
[16.09.2010 09:55:46] Anthono Maka: am leaving for Doha soon
[16.09.2010 09:55:53] Anthono Maka: you always delay processes
[16.09.2010 09:56:00] Anthono Maka: am my a fool to be here
[16.09.2010 09:56:06] Anthono Maka: dont i know my job
[16.09.2010 09:56:09] Anthono Maka: or what
[16.09.2010 09:57:16] Andreas Abraham: Than we do it this way - I am in
Dubai by tomorrow. I will transfer the money and you sign!!!
[16.09.2010 09:57:51] Anthono Maka: Money cannot be transferred tomorrow,if
you do not want to abide by the rules and instructions
[16.09.2010 09:58:14] Anthono Maka: I have worked on this
[16.09.2010 09:58:33] Anthono Maka: And if you not comfortable paying do
not bother
[16.09.2010 09:59:06] Anthono Maka: We decided that payment will be ok for
11am
[16.09.2010 09:59:09] Anthono Maka: and now things change
[16.09.2010 09:59:17] Anthono Maka: i stick to my words
[16.09.2010 09:59:26] Anthono Maka: and my words are my bonds
[16.09.2010 09:59:44] Anthono Maka: in dealings things are done as stated
[16.09.2010 09:59:50] Anthono Maka: that is the rule of our foundation
[16.09.2010 10:00:29] Andreas Abraham: I will contact Dr. Abdul Aziz
immediately and ask him what kind of job you are doing. Have you ever heard
about a person who hands over money without having the prove of a receipt
and what the money is being used for! We have none whatsoever written and
signed agreement with your Foundation jet.
[16.09.2010 10:01:00] Anthono Maka: you make a payment and you have a slip
[16.09.2010 10:01:11] Anthono Maka: then you send the slip and obtain a
receipt
[16.09.2010 10:01:39] Anthono Maka: dont you pay and have evidence of
payment
[16.09.2010 10:03:13] Andreas Abraham: What do I have? A slip that says I
have payd 12.800.00 $ to someone I dont know!? And than what I wait till
someone gives me a receipt! Come on - I thought you know your job?
[16.09.2010 10:03:48] Anthono Maka: i am here and someone i have done
several transactions
[16.09.2010 10:03:49] Anthono Maka: with
[16.09.2010 10:03:59] Anthono Maka: i stand in between as CFO
[16.09.2010 10:04:06] Anthono Maka: and tell you to proceed
[16.09.2010 10:09:31] Andreas Abraham: You or your agent have to sign the
handover of the money before a trusted person of mine or before me! I can
send you the secretary of my partner in Dubai as well. He will prepare a
receipt, you sign that this money is for the purpose of contract closing -
and off the money goes into the account of the Agent Kelvin Anene. He will
than inform you that the fee is in his possession! Very easy! Everybody is
stand by. I have the office in Deira Tower right in my skype line. Or we
can connect a conference call and you will exchange the procedure with Mr.
Padmar Kumar. Or I give you his telephone number so you can call him to
arrange a meeting. Since you are in Deira too he can be over in a couple of
minutes.
[16.09.2010 10:19:44] Anthono Maka: send your receipt to the agent to
sign,kelvin.anene@underwriters-ae.com
[16.09.2010 10:20:04] Anthono Maka: i told you i deal with only Algae Nova
[16.09.2010 10:20:28] Anthono Maka: if you are not ok with that procedure
Abraham
[16.09.2010 10:22:19] Anthono Maka: i had a conversation with my principal
now he is very busy
[16.09.2010 10:22:29] Anthono Maka: at the moment
[16.09.2010 10:22:57] Anthono Maka: and confirmed to me that Kelvin has
been there always for years and why the arguement with you
[16.09.2010 10:24:37] Anthono Maka: I told him we finalized yesterday and i
informed the agent
[16.09.2010 10:24:51] Anthono Maka: and now you came up with other
modalities
[16.09.2010 10:25:09] Anthono Maka: he said things must be done as stated
[16.09.2010 10:28:12] Andreas Abraham: Very easy, I talk to your agent.
Give me his telephone number and I arrange the payment with him. The money
is going to his agency anyway-isn’t it!? So it’s his business actually not
yours. You only need the confirmation from him that now the surety bond is
being paid for and will be opened. Than we can start to deal with you right
away. What is so difficult about it!? I only need to know what I have paid
for. I am responsible for the money, - it is my money anyway and hard
earned!!!!
[16.09.2010 10:29:37] Anthono Maka: i act on this because am supervising
[16.09.2010 10:30:45] Anthono Maka: +971566957848
[16.09.2010 10:31:06] Anthono Maka: He is a very busy person
[16.09.2010 10:31:24] Anthono Maka: i have worked with him for years
[16.09.2010 10:31:31] Anthono Maka: and you still argue and delay all
[16.09.2010 10:31:35] Anthono Maka: listen
[16.09.2010 10:31:58] Anthono Maka: Abraham i took you as a good friend
thats why i work with you closely
[16.09.2010 10:32:13] Anthono Maka: and you should act as i have confirmed
all process
[16.09.2010 10:32:53] Anthono Maka: You know what you are paying for
[16.09.2010 10:33:03] Anthono Maka: and is bad if my principle
[16.09.2010 10:33:10] Anthono Maka: knows we arguing for this
[16.09.2010 10:33:20] Anthono Maka: what i have stated to you
[16.09.2010 10:33:27] Anthono Maka: and informed him that by 11
[16.09.2010 10:33:32] Anthono Maka: agent will start off
[16.09.2010 10:33:35] Anthono Maka: the process
[16.09.2010 10:33:41] Anthono Maka: and till now nothing
[16.09.2010 10:34:44] Andreas Abraham: Same rules for everyone Mr. Maka.
[16.09.2010 10:34:54] Andreas Abraham: "Compliance Letters. Borrower shall
provide the Lender with copies of invoices and/or receipts for the
expenditures authorized and required by Section 4(a) above. Borrower shall
provide Lender with compliance letters upon making the expenditures
authorized by Section 4(a), such letters to be attached to the submitted
invoices or receipts required by this subsection"
[16.09.2010 10:35:16] Anthono Maka: then you are giving me the payment
deposit slip
[16.09.2010 10:35:20] Anthono Maka: is it not the evidence
[16.09.2010 10:35:27] Andreas Abraham: Your rules! Our rules are as strict,
- no payments without a receipt!
[16.09.2010 10:38:40] Anthono Maka: you have an instruction with details of
wire
[16.09.2010 10:38:50] Anthono Maka: and want the person to go to bank and
sign
[16.09.2010 10:39:06] Anthono Maka: what if you dont have anybody in Dubai
[16.09.2010 10:39:17] Anthono Maka: the agent will come to Germany to sign
right
[16.09.2010 10:39:31] Anthono Maka: your arguement has to basics
[16.09.2010 10:39:55] Anthono Maka: we have dealt with clients all over the
world
[16.09.2010 10:40:15] Anthono Maka: and the have complied and worked with
Kelvin before meeting him in Dubai
[16.09.2010 10:40:35] Anthono Maka: We confirmed he has been working with
us
[16.09.2010 10:40:45] Anthono Maka: thats the go ahead all needs
[16.09.2010 10:57:39] Andreas Abraham: I don’t understand your arguments.
We have persons in Dubai. So no need to come to Germany for the agent!!!???
You are the representative of Dr. Abdul Aziz, - right!? I am the
representative for the Borrower. If I or the borrower authorizes a person
to represent him, than this person has the same status as you and I. Or
don’t you agree? All this representative has to do is confirming to me that
this money has been paid to the right person. What is so difficult about
it?
[16.09.2010 10:58:36] Anthono Maka: I am the CFO mind you
[16.09.2010 10:58:44] Anthono Maka: not representative
[16.09.2010 10:59:13] Anthono Maka: when the account is there with name
[16.09.2010 10:59:33] Anthono Maka: and details
[16.09.2010 10:59:40] Anthono Maka: you say right person
[16.09.2010 10:59:46] Andreas Abraham: What is the difference? Are you not
representing the Foundation?
[16.09.2010 11:00:26] Anthono Maka: I am working for the Foundation as the
Chief finance Officer representing our foundation
[16.09.2010 11:00:41] Anthono Maka: My reason is your arguement is baseless
[16.09.2010 11:01:00] Anthono Maka: confirming you that the money has been
paid to the right person
[16.09.2010 11:01:10] Anthono Maka: when you have the banking co ordinates
[16.09.2010 11:01:24] Anthono Maka: Abraham i would not never talk on this
again
[16.09.2010 11:01:35] Anthono Maka: Kelvin does not have that time
[16.09.2010 11:01:55] Anthono Maka: we have worked with him for years and
used same procedures ok
[16.09.2010 11:01:57] Anthono Maka: so that is it
[16.09.2010 11:02:05] Anthono Maka: yours would not be a different
[16.09.2010 11:02:10] Anthono Maka: so get that very clear
[16.09.2010 11:02:12] Anthono Maka: simple
[16.09.2010 13:47:04] Anthono Maka: Hello
[16.09.2010 13:48:49] *** Verpasster Anruf von Anthono Maka. ***
The last thing I did was to write just another letter to the EMIRATES NBD bank to thank
them for their great help!

Guten Tag,
yesterday I reported fraudulent action that is directed through your bank by a group of impostors.
You received extensive information about the trial to scam firms for a so-called Application fee for
supposed funding by using false identities. Please inform me what actions you intend to take
against such dealings which also include your bank, since it is your bank accounts into which such
scammed funds are being lead.
A Mr. Anthono Maka, who claims to be the !Chief Finance Officer for this Farouq Funding
Foundation is just now on my Skype connection asking when our firm will pay these 12,800.00 $
fee into your account.
Please advise me whom I should contact to have this man stopped. I will try from my side to reach
the local authorities, - (police) right away and make my accusation.

Thank you for your great help!!!

Andreas Abraham
ALGAE NOVA

Okay than, - now we try it a little bit harder:

Dear Ladies and Gentleman,

since I have reported a fraudulent action, which I tried to document as precisely as possible, I
did not receive any reaction whatsoever from your side. This is a rather unsatisfying situation
in my understanding, since I did hope that with your help as participants or at least as interest
representatives, you would show some sort of engagement in helping to stop such actions.

As a member of the professional network Linkedin (my profile:

http://de.linkedin.com/in/algaenova/ ), where this person, or this group of persons started this
very thoroughly planed fraud, with the intention to receive a payment/fee of $12,800.00
from fund seeking entrepreneurs, I feel obliged to this community to give out a warning and a
detailed description of how these deceivers planed and initiated their swindle. This article will
be published in following groups:

Clean Economy Network

Deal Flow Source

Emerging Markets Private Banking

Erbil Stock Exchange

GLOBAL RENEWABLE ENERGY INVESTMENT

Islamic Finance News

As a member of these groups I feel obliged to inform all others and perhaps make it possible
for the future to detect in a very early state such reprehensible activities.

“Diary of a Fraud” will be the title if this documentation, and this is to inform you that my
effort to get in contact with you and your failure to react will be reported herein in all details.

Sincerely Yours,

Andreas Abraham,

ALGAE NOVA
In the meantime I received some more proof about other actions from the Visionary
from other members:

Some more about Mr.Farouq

I have also the Loan Agreement and Promisory note from them..if you want it..just ask..and i
can send by email.

Qoute

From: Dr. Razak Hassan

To: invest@naveendevelopment.eu
Sent: Wednesday, August 18, 2010 2:23 AM
Subject: Loan Investment with Dr. Farouq Omar bin Abdul Aziz

Sir,

I am contacting you according to the directives of Dr. Farouq Omar bin Abdul Aziz. Find
attached the loan agreement as requested.

After final review and acceptance of the documents please sign and return copies to me so the
Dr. Farouq Omar bin Abdul Aziz can also sign. At complete execution of the agreement, a
face to face meeting will be fixed to close in Dubai.

Sincerely,
Dr. Razak Hassan Esq.
Senior Partner
------------------------------------------
‫ اإللكتروني البريد ھذا‬، ‫أو فرد من لالستخدام حصرا والمخصصة سرية معه تنتقل ملفات وأية‬
‫معالجتھا ھم لمن كيان‬. ‫ الخطأ طريق عن الرسالة ھذه تلقيت قد كنت إذا‬، ‫المرسل إبالغ الرجاء‬. ‫ھذه‬
‫ سرية معلومات على تحتوي الرسالة‬، ‫اسمه للفرد فقط ويھدف‬. ‫عدم يجب اسمه المرسل ال كنت إذا‬
‫اإللكتروني البريد ھذا نسخ أو توزيع أو نشر‬. ‫طريق عن الفور على المرسل إخطار يرجى‬
‫ھذا وحذف الخطأ طريق عن اإللكتروني البريد ھذا استلمت قد كنت إذا اإللكتروني البريد‬
‫بك الخاص النظام من اإللكتروني البريد‬. ‫ الكشف أن إعالمك يتم للمتلقي ال كنت إذا‬، ‫أو نسخ‬
‫باتا منعا ممنوع المعلومات ھذه محتويات على االعتماد في إجراء أي اتخاذ أو توزيع‬.

Middle East Centre for Legal Consultation & Advocacy, Al Dakeel Building 6th. Fl. Madina
Rd.Office No. 60, Jeddah, Saudi Arabia.

Unqoute

Hello Andreas,

You can feel free to use my name and our conversations, and as reference i will below put in
some of the last details we had from Mr.Maka, before we discovered they where fraud us..

If you need sample of the contract they send us, i can find it..

Best Regards

Nicklas

//////////////////////
Nicklas.

We are not public lenders ,we are private institutional funding firm.And we do not go public
attraction of the Thai Consulate in Dubai we would go public and it is against our ethics in
doing business.
As our partner you need to understand that our investment is strictly on confidential purpose
not going public, so is better i clarify you on this point.
So my principal would not want to go public to get things done because of 7.5million Us.
Structure on other basics but for public we would not want i have took my time to get that
done but is on our Non Disclosure for company policy.

Regards
Anthono

--- On Fri, 8/27/10, Nicklas Hoffmann < > wrote:

From: Nicklas Hoffmann < >

Subject: RE: RE: RE: Anthono Maka
To: "anthono maka" <anthono40@yahoo.com>
Cc:
Date: Friday, August 27, 2010, 3:02 AM

Dear Anthono Maka,

Thank you for your message.

We will try to honor the security bond, and if possible for you to give me following
informations, to use for the Royal Thai Consulate in Dubai..
1. Your complete Dubai contact information & official registration documents,
2. Full adress for the Deira Al Qasim Building
We need to forward this to the Thai Goverment Consul-General .. Mr.Pasan Teparak, because
he will be our representative during the meeting and assist in all the legal process.

I look forward to your earliest response.

> //-------------- Original Message: --------------

>
Attn.
Nicklas it is to bring to your notice that the Farooq Founding Foundation has its head office in
Riyadh Saudi Arabia and not in Dubai, what we have in Dubai is a liaison office in Deira .

In the Middle East we can transact business in any part of the jurisdiction and we normally do
our funding from our UAE investment account.
In regards to the cost you are talking about,what is obtainable by Naveen is to procure the
required surety bond serving as the security of the loan funding,the application fee would be
paid by Naveen and when application is out the premium would be paid from the loan funding
which is 3% of the required amount of loan principal.

Our meeting would be held in our Dubai office in Deira Al Qasim Building.

The security of the 7million Us is the surety bond we are talking about ,surety bond is the
required and accepted surety that is why the application is to be made for the bonds to be
released for the security of the loan.
Regards
Anthono Maka
CFO
You are tired of all this by now? I am tired to and fed up. All I want is that someone
take these XXXX in and that we will be able again to have a trustful and open
relationship in this community without having to be suspicious and without having to
double check identities of people all the time. Business is hard enough as it is, but it can
be fun and challenging all the same if you have a giving and interesting surrounding
where meet others, exchange views and experiences, even find new partners or maybe
friends. And all this without having to look over you shoulder all the time and and this
unsure feeling another person at a computer distance away might only be there to fool
you, lie to you or to scam you for some money.

Just these people, who’s true identity we might never get to know, (here again my
incomprehension and disappointment about the EMIRATES NBD bank for not showing
any interest!) have disturbed a lot of this free and tolerant spirit such an international
community should have. Let us find a ways to avoid such occurrences.

Andreas

Mitglieder

Dr. Omar Farouq bin Abdul Aziz

Visionary Investor

Standort
United Arab Emirates
Branche
Investment Management
Dr. Omar Farouq bin Abdul Aziz On this joyous occasion of Eid Al Maabar.. Wishes all
my associates and friends health, happiness and prosperity

Aktuelle

• President/CEO bei Farooq Funding Foundation

Ausbildung

• King Fahd University of Petroleum & Minerals

Kontakte

253 Kontakte

Berufserfahrung

President/CEO

Farooq Funding Foundation

Investment Management industry

September 1990 – Present (20 years 1 month)

Empfehlen Sie die Arbeit von Dr. Omar Farouq bin Abdul Aziz bei Farooq Funding
Foundation

Ausbildung

King Fahd University of Petroleum & Minerals

B.Sc Petroleum
1970 – 1976

Empfehlen Sie die Arbeit von Dr. Omar Farouq bin Abdul Aziz bei King Fahd University of
Petroleum & Minerals

Weitere Informationen
Gruppen und Vereinigungen

• PFB Invest

• World Survival Technologies > VistaWEB Capital Market

• Farooq Funding Network

Persönliche Informationen
IM:

farouqomar (Skype)

Familienstand:

Married

Kontakteinstellungen
My investment company is always out for investment opportunities. Contact me for any offer.
farouqomar@gawab.com, ceo.omaraziz@fff-sa.com

• farouqomar@gawab.com