November 20, 2017

ABC DEF
Betts St. Zone 4
Libon, Albay

Dear ABC DEF:

We write in behalf of our client, ONE TWO, relative to your non-

payment of the loan/debt amounting to Sixty Five Thousand Pesos
(P65,000.00) which you received on November 24, 2010. Repeated attempts
to collect have been made, yet you have not come forward with the money.
We are requesting that you make the necessary payment in full including the
accrued interest of 14% per annum starting from the date of payment
agreed upon until this November 2017. Please settle your debt within 10
days after the receipt of this letter, or make specific arrangements to pay the
corresponding amount.

We will expect a response to this letter. If this matter is not resolved

by the time specified above, we reserve the right to commence legal
proceedings to recover the debt without further notice to you and this letter
may be tendered in court as evidence of your failure to pay.

Sincerely,

Atty. EL EM JAY
Legal Officer
B.E.S.T Law Office