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CONSUMER CIR

CONSUMER: JAGROOP SINGH DATE:18-06-2018

MEMBER ID: BN01130510 TIME: 22:29:28


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,45,62,54,156

CONSUMER INFORMATION:
NAME: JAGROOP SINGH SO MOHINDER SINGH

DATE OF BIRTH: 24-06-1971 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE


VERSION 2.0 645 1: PRESENCE OF ACCOUNT DELINQUENCY IN THE PAST.
2: NUMBER OF ACTIVE TRADES WITH A BALANCE TOO HIGH IN PROPORTION TO TOTAL
TRADES.
3: LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED IS TOO SHORT.

PERSONAL LOAN SCORE


516 1: OVER DUE AMOUNT TOO HIGH.
2: PRESENCE OF DELINQUENCY.
3: TOTAL HIGH CREDIT OF DELINQUENCIES IS TOO HIGH.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR CIBIL TRANSUNION PERSONAL LOAN SCORE


Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN)(e) FSIPS4183R

VOTER ID NUMBER PB/12/103/61680742

UNIVERSAL ID NUMBER (UID) 616807428307

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: JAGROOP SINGH DATE:18-06-2018

MEMBER ID: BN01130510 TIME: 22:29:28


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,45,62,54,156

MOBILE PHONE 9463330513

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS(e):VPO SARAWAN PUNJAB 151204

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:16-01-2018

ADDRESS:KOTHE SARAWAN PUNJAB 151204

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:20-04-2016

ADDRESS:VILL.KOTHE SARAWAN PO.SARAWAN EH.JAITU DIST.FARIDKOT PUNJAB 151204

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-03-2014

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

HOUSING LOAN 30-04-2018 OTHERS Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 3 HIGH CR/SANC. AMT: 5,00,000 CURRENT: 3,80,384 RECENT: 20-04-2016
OVERDUE: 2 OVERDUE: 12,006 OLDEST: 29-06-2012
ZERO-BALANCE: 1

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 2 0 1 0 16-01-2018

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 20-04-2016 SANCTIONED: 1,00,000


ACCOUNT NUMBER: 05101200000338 REPORTED AND CERTIFIED: CURRENT BALANCE: 78,972
TYPE: HOUSING LOAN 30-04-2018 OVERDUE: 10,594
OWNERSHIP: GUARANTOR PMT HIST START: 01-04-2018 EMI: 11,288
COLLATERAL TYPE: NO PMT HIST END: 01-04-2016 REPAYMENT TENURE: 60
COLLATERAL INTEREST RATE: 8.50

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: JAGROOP SINGH DATE:18-06-2018

MEMBER ID: BN01130510 TIME: 22:29:28


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,45,62,54,156

ACTUAL PAYMENT: 42,150

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

078 048 017 000 000 000 001 000 000 000 000 000 152 122 091 063 032 001
04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16

050 019 000 001 001 000 000


10-16 09-16 08-16 07-16 06-16 05-16 04-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 29-06-2012 SANCTIONED: 3,00,000


ACCOUNT NUMBER: 05101600000882 REPORTED AND CERTIFIED: CURRENT BALANCE: 3,01,412
TYPE: BUSINESS LOAN - PRIORITY 30-04-2018 OVERDUE: 1,412
SECTOR - AGRICULTURE PMT HIST START: 01-04-2018 INTEREST RATE: 11.70
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-05-2015 ACTUAL PAYMENT: 25,28,362
COLLATERAL TYPE: NO
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

039 009 000 000 000 000 037 006 000 000 000 000 035 005 000 142 111 080
04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16

050 019 000 000 000 000 034 004 000 000 000 050 020 003 000 000 000 000
10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 26-02-2014 SANCTIONED: 1,00,000


ACCOUNT NUMBER: 05101200000141 CLOSED: 15-05-2017 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: REPAYMENT TENURE: 60
SECTOR - AGRICULTURE 30-06-2017 ACTUAL PAYMENT: 1,30,700
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2017
COLLATERAL TYPE: NO PMT HIST END: 01-04-2016
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 017 000 000 000 000 000 000 000 000 001 000 000 000 000
06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

PUNJAB & SIND 16-01-2018 HOUSING LOAN 2,00,000

PUNJAB & SIND 20-04-2016 HOUSING LOAN 1,00,000

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: JAGROOP SINGH DATE:18-06-2018

MEMBER ID: BN01130510 TIME: 22:29:28


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,45,62,54,156

END OF REPORT ON JAGROOP SINGH

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359