13/06/2018 SBI Home Loans : Regular Home Loan

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Regular Home Loan Balance Transfer of Home Loan NRI Home Loan
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SBI
Regular Home Loan

SBI Home Loans is the largest Mortgage Provider in the country. It has successfully
helped over 30 Lakh families achieve their dream of owning a home.
"THE MOST PREFERRED HOME LOAN PROVIDER" voted in AWAAZ Consumer Awards along with the MOST
PREFERRED BANK AWARD in a survey conducted by TV 18 in association with AC Nielsen-ORG Marg in 21
cities across India. SBI Home Loans come to you on the solid foundation of trust and transparency built in
the tradition of SBI. It includes options for purchase of ready built property, purchase of under construction
property, purchase of pre-owned homes, construction of a house, extension of house and repair/renovation.

Features Eligibility Interest Rates & Fees Documents

Required

List of papers/ documents applicable to all applicants:

Employer Identity Card

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13/06/2018 SBI Home Loans : Regular Home Loan

Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs

Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card

Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped
Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Property Papers:

Permission for construction (where applicable)

Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale

Occupancy Certificate (in case of ready to move property)

Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt

Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance
Deed (For New Property)

Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

Account Statement:

Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s

If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

Salary Slip or Salary Certificate of last 3 months

Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

Business address proof

IT returns for last 3 years

Balance Sheet & Profit & Loss A/c for last 3 years

Business License Details(or equivalent)

TDS Certificate (Form 16A, if applicable)

Certificate of qualification (for C.A./ Doctor and other professionals)

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