SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

I, JOSEFITA S. ROMERO, of legal age, married, with residence at RIVAS ST.,

BARANGAY POBLACION, MARIHATAG, SURIGAO DEL SUR do hereby appoint,
name and constitute my husband RICARDO R. ROMERO, JR. as my true and legal
representative to act for and in my name and stead to WITHDRAW MONEY FROM MY
(GSIS) SAVINGS ACCOUNT #109568319898.

I hereby grant my representative full power and authority to execute and perform
every act necessary to render effective the power herein granted as though I myself
have so performed it and hereby approving all that he may do by virtue of these
presents.

In witness whereof, I hereunto set my hand this ________ day of July, 2018, at
Davao City, Philippines.

Principal: JOSEFITA S. ROMERO

Agent: RICARDO R. ROMERO, JR.

Witnesses: NOE S. ELIZAGA JR. LORENA P. CANCIO

ACKNOWLEDGMENT

REPUBLIC OF THE PHILIPPINES)

CITY OF DAVAO ) SS.

BEFORE ME, a Notary Public for and in Davao City, personally appeared
Josefita S. Romero with I.D. __________________________ bearing number
_________________________ as her Competent Evidence of Identity, known to me
and to me known to be the same person who executed the foregoing instrument.

WITNESS MY HAND AND SEAL this _________________________________

at Davao City, Philippines.

Doc. No. ______;

Page No. ______;
Book No. ______;
Series of 2018;