Financial Solution

JUDITH ANGELICA G. LAPPAY

28yo, Female, Non-Smoker

FINANCIAL SOLUTION:
Option 1
Income Protection
Objective Savings/Investment
Retirement
Financial Solution Sun Maxilink Prime
Maximum insurance
Main features coverage with faster
investment accumulation
Face Amount 1.25M
Savings Period 10 yrs
( for Basic Life Coverage only) (but not guaranteed)
Balanced Fund
Chosen Fund
(moderate risk, moderate
(Investment Component)
potential return)
High quality debt
instruments (corporate bonds
Investment Strategy
& govt securities) High quality
(where fund is invested)
stocks
("blue chip" companies)

Annual Regular Premium 59,437.50

Annual Excess Premium
562.50
(goes directly to investment )
Annual Total Premium Due 60,000
Quarterly Savings Required 15,000.00
Monthly Savings Required 5,000.00
Daily Savings Required 166.67
Life Insurance Coverage
(guaranteed benefit to be given to family in case insured passes 2.5M + Fund Value
away )
Coverage Period (Maturity) until age 88
Accidental Death Benefit
( additional benefit to be given to family in case of accidental death
1.25M
of insured)
** until age 70

Average Annual Return

9.76%
( based on historical performance for the past 10 years)
Projected Annual Return
8%
( Conservative assumption)

Projected Fund Value after 10 yrs (age 38 yo)

(multipurpose fund that can be used for any financial goals, e.g. 686,340
Business Capital, Purchase of Property, Retirement, Travel Fund)

Projected Fund Value after 15 yrs (age 43 yo)

(multipurpose fund that can be used for any financial goals, e.g. 992,335
Business Capital, Purchase of Property, Retirement, Travel Fund)

Projected Fund Value after 20 yrs (age 48 yo)

(multipurpose fund that can be used for any financial goals, e.g. 1,434,849
Business Capital, Purchase of Property, Retirement, Travel Fund)

Projected Fund Value by age 60yo

(multipurpose fund that can be used for any financial goals, e.g. 3,444,036
Business Capital, Purchase of Property, Retirement)

Note: Investment returns are not guaranteed.