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ALLIANZ GLOBAL CORPORATE & SPECIALTY

ALLIANZ RISK BAROMETER


APPENDIX 2018
02 The most important business risks: Global
03 The most important business risks: Europe,
Americas, Asia Pacific, Africa & Middle East
22 The most important business risks: Industry sector
28 The most important business risks: Company size
Allianz Risk Barometer 2018: Appendix

THE MOST IMPORTANT


BUSINESS RISKS IN 2018
Ranking changes are determined by positions year-on-year, ahead of percentages.

Rank Percent 2017 rank Trend


1
1 Business interruption (incl. supply chain disruption) 42% 1 (37%) =
42%
2 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 40% 3 (30%) 

3 Natural catastrophes (e.g. storm, flood, earthquake) 30% 4 (24%) 

Market developments (e.g. volatility, intensified


4 competition / new entrants, M&A, market stagnation, 22% 2 (31%) ‚
market fluctuation)

Changes in legislation and regulation (e.g. government


5 change, economic sanctions, protectionism, Brexit, Euro- 21% 5 (24%) =
zone disintegration)

6 Fire, explosion 20% 7 (16%) 


2
New technologies (e.g. impact of increasing
7 interconnectivity, nanotechnology, artificial intelligence, 15% 10 (12%)  40 %
3D printing, drones)

8 Loss of reputation or brand value 13% 9 (13%) 

Political risks and violence (e.g. war, terrorism, civil


9 11% 8 (14%) ‚
commotion)

10 Climate change/increasing volatility of weather 10% 14 (6%) 

Macroeconomic developments (e.g. austerity programs,


11 9% 6 (22%) ‚
commodity price increase, deflation, inflation)

12 Theft, fraud, corruption 9% 11 (9%) ‚


3
13 Quality deficiencies, serial defects, product recall 8% 13 (8%) =
30 %
14 Environmental risks (e.g. pollution) 6% 17 (5%) 

15 Talent shortage 6% 15 (6%) =

16 Power blackouts 3% 18 (2%) 

17 Health issues (e.g. pandemic outbreak) 2% 19 (1%) 

Other 3% - -

KEY Source: Allianz Global Corporate & Specialty


 Risk higher than in 2017 The seventh annual Allianz Risk Barometer survey was conducted among Allianz clients (global businesses)
and brokers. It also surveyed risk consultants, underwriters, senior managers and claims experts in the
‚ Risk lower than in 2017 corporate insurance segment of both Allianz Global Corporate & Specialty and other Allianz entities.
= No change in 2017 Figures represent the number of risks selected as a percentage of all survey responses (2,376). The 1,911
respondents could provide answers for up to two industries and up to three risks per industry. As a result
(1) 2017 risk ranking 6,472 answers were recorded. Figures don't add up to 100% as three risks could be selected.

↘ View the Allianz Risk Barometer 2018 report and full methodology here.

2
Top risks by region

THE MOST IMPORTANT BUSINESS RISKS IN


EUROPE

1 2 3 3 5

46% 45% 27% 27% 22%

= 2017: 35% (1) = 2017: 32% (2)  2017: 28% (4)  2017: 21% (6) ‚ 2017: 32% (3)
Business Cyber incidents Changes in Natural Market
interruption (e.g. cyber crime, IT failure, legislation and catastrophes developments
(incl. supply chain data breaches) (e.g. storm, flood, (e.g. volatility, intensified
regulation
disruption) (e.g. government change, earthquake) competition /
economic sanctions, new entrants, M&A,
protectionism, Brexit, market stagnation,
Euro-zone disintegration) market fluctuation)

6 7 8 9 10

19% 15% 15% 12% 10 %

 2017: 15% (8)  2017: 12% (10)  2017: 12% (9)  NEW ‚ 2017: 23% (5)
Fire, explosion New technologies Loss of reputation or Quality deficiencies, Macroeconomic
(e.g. impact of increasing brand value serial defects, developments
interconnectivity, (e.g. austerity programs,
nanotechnology, artificial
product recall
commodity price increase,
intelligence, deflation, inflation)
3D printing, drones)

Source: Allianz Global Corporate & Specialty.


Figures represent how often a risk was selected as a percentage of all responses for that region.
Respondents: 650
Responses: 851
More than one risk and industry could be selected. Figures don't add up to 100% as up to three risks could be selected.

3
Allianz Risk Barometer 2018: Appendix

TOP 10 RISKS Rank Percent 2017 rank Trend

IN AUSTRIA 1
Cyber incidents (e.g. cyber crime, IT failure, data
breaches)
70% 2 (32%) 

Source: Allianz Global Corporate &


Specialty.
2 Business interruption (incl. supply chain disruption) 45% 1 (39%) ‚

Figures represent how often a risk


was selected as a percentage of all
3 Natural catastrophes (e.g. storm, flood, earthquake) 30% 2 (32%) ‚

responses for that country.


Respondents: 15
4 Loss of reputation or brand value NEW 25% - 

Responses: 20
New technologies (e.g. impact of increasing
More than one risk and industry 5 interconnectivity, nanotechnology, artificial intelligence, 20% 2 (32%) ‚
could be selected. Figures don't add 3D printing, drones)
up to 100% as up to three risks could
be selected. Political risks and violence (e.g. war, terrorism, civil
5 20% 5 (26%) =
commotion)

Market developments (e.g. volatility, intensified


7 competition / new entrants, M&A, market stagnation, 15% 7 (23%) =
market fluctuation)

7 Power blackouts NEW 15% - 

7 Talent shortage NEW 15% - 

10 Quality deficiencies, serial defects, product recall NEW 10% - 

TOP 10 RISKS Rank Percent 2017 rank Trend

IN BELGIUM 1
Cyber incidents (e.g. cyber crime, IT failure, data
breaches)
43% 3 (29%) 

Source: Allianz Global Corporate &


Specialty.
2 Business interruption (incl. supply chain disruption) 40% 3 (29%) 

Figures represent how often a risk


Changes in legislation and regulation (e.g. government
was selected as a percentage of all 2 change, economic sanctions, protectionism, Brexit, Euro- 40% 3 (29%) 
responses for that country.
zone disintegration)
Respondents: 24
Responses: 30 Market developments (e.g. volatility, intensified
4 competition / new entrants, M&A, market stagnation, 30% 1 (42%) ‚
More than one risk and industry market fluctuation)
could be selected. Figures don't add
up to 100% as up to three risks could Macroeconomic developments (e.g. austerity programs,
be selected. 5 20% 8 (17%) 
commodity price increase, deflation, inflation)

6 Loss of reputation or brand value NEW 17% - 

New technologies (e.g. impact of increasing


6 interconnectivity, nanotechnology, artificial intelligence, 17% 6 (25%) =
3D printing, drones)

6 Talent shortage NEW 17% - 

9 Natural catastrophes (e.g. storm, flood, earthquake) 13% 9 (13%) =

10 Fire, explosion 7% 2 (33%) ‚

4
Top risks by region

TOP 10 RISKS Rank Percent 2017 rank Trend

IN CROATIA 1
Changes in legislation and regulation (e.g.
government change, economic sanctions, 48% 1 (57%) =
Source: Allianz Global Corporate & protectionism, Brexit, Euro-zone disintegration)
Specialty.
Market developments (e.g. volatility, intensified
Figures represent how often a risk 2 competition / new entrants, M&A, market stagnation, 36% 2 (47%) =
was selected as a percentage of all market fluctuation)
responses for that country.
Respondents: 34 3 Natural catastrophes (e.g. storm, flood, earthquake) 32% 5 (19%) 

Responses: 50
Macroeconomic developments (e.g. austerity programs,
More than one risk and industry 4 26% 3 (38%) ‚
commodity price increase, deflation, inflation)
could be selected. Figures don't add
up to 100% as up to three risks could 5 Business interruption (incl. supply chain disruption) NEW 22% - 
be selected.
Cyber incidents (e.g. cyber crime, IT failure, data
6 20% 6 (15%) =
breaches)

7 Climate change/increasing volatility of weather NEW 16% - 

7 Fire, explosion 16% 9 (9%) 

9 Loss of reputation or brand value NEW 12% - 

Political risks and violence (e.g. war, terrorism, civil


10 8% 4 (23%) ‚
commotion)

TOP 10 RISKS Rank Percent 2017 rank Trend

IN FRANCE 1 Business interruption (incl. supply chain disruption) 47% 1 (35%) =

Source: Allianz Global Corporate & 2 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 46% 2 (27%) =
Specialty.
Figures represent how often a risk 3 Fire, explosion 21% 4 (21%) 
was selected as a percentage of all
responses for that country. Changes in legislation and regulation (e.g. government
Respondents: 98 4 change, economic sanctions, protectionism, Brexit, 21% 6 (18%) 

Responses: 122 Euro-zone disintegration)


More than one risk and industry Natural catastrophes (e.g. storm, flood, earthquake)
could be selected. Figures don't add
4 21% - 
NEW
up to 100% as up to three risks could
be selected. Market developments (e.g. volatility, intensified
6 competition / new entrants, M&A, market stagnation, 18% 3 (26%) ‚
market fluctuation)

7 Quality deficiencies, serial defects, product recall 16% 9 (15%) 

New technologies (e.g. impact of increasing


8 interconnectivity, nanotechnology, artificial intelligence, 14% - 
3D printing, drones) NEW

9 Loss of reputation or brand value 13% 9 (15%) =

9 Theft, fraud, corruption NEW 13% - 

5
Allianz Risk Barometer 2018: Appendix

TOP 10 RISKS Rank Percent 2017 rank Trend

IN GERMANY 1 Business interruption (incl. supply chain disruption) 55% 2 (40%) 

Source: Allianz Global Corporate & 2 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 51% 1 (44%) ‚
Specialty.
Figures represent how often a risk 3 Natural catastrophes (e.g. storm, flood, earthquake) 27% 8 (16%) 
was selected as a percentage of all
responses for that country. Changes in legislation and regulation (e.g. government
Respondents: 166 4 change, economic sanctions, protectionism, Brexit, 24% 4 (33%) =
Responses: 243 Euro-zone disintegration)
More than one risk and industry 5 Fire, explosion NEW 22% - 
could be selected. Figures don't add
up to 100% as up to three risks could
Market developments (e.g. volatility, intensified
be selected. 6 competition / new entrants, M&A, market stagnation, 18% 3 (39%) ‚
market fluctuation)

New technologies (e.g. impact of increasing


7 interconnectivity, nanotechnology, artificial intelligence, 17% 7 (18%) =
3D printing, drones)

7 Quality deficiencies, serial defects, product recall NEW 17% - 

9 Loss of reputation or brand value 12% 9 (15%) =

Macroeconomic developments (e.g. austerity programs,


10 10% 5 (23%) ‚
commodity price increase, deflation, inflation)

TOP 10 RISKS Rank Percent 2017 rank Trend

IN GREECE 1
Changes in legislation and regulation (e.g.
government change, economic sanctions, 48% 4 (24%) 

Source: Allianz Global Corporate & protectionism, Brexit, Euro-zone disintegration)


Specialty.
2 Fire, explosion 44% 4 (24%) 
Figures represent how often a risk
was selected as a percentage of all
responses for that country.
3 Natural catastrophes (e.g. storm, flood, earthquake) 39% 1 (41%) ‚

Respondents: 16
Macroeconomic developments (e.g. austerity programs,
Responses: 23
4 30% 1 (41%) ‚
commodity price increase, deflation, inflation)
More than one risk and industry
could be selected. Figures don't add Market developments (e.g. volatility, intensified
up to 100% as up to three risks could
4 competition / new entrants, M&A, market stagnation, 30% 3 (34%) ‚

be selected. market fluctuation)

6 Business interruption (incl. supply chain disruption) 22% 7 (14%) 

7 Environmental risks (e.g. pollution) 9% 7 (14%) =

7 Power blackouts NEW 9% - 

7 Theft, fraud, corruption NEW 9% - 

10 Quality deficiencies, serial defects, product recall NEW 4% - 

6
Top risks by region

TOP 10 RISKS Rank Percent 2017 rank Trend

IN ITALY 1 Business interruption (incl. supply chain disruption) 51% 1 (36%) =

Source: Allianz Global Corporate & Cyber incidents (e.g. cyber crime, IT failure, data
2 38% 4 (23%) 
Specialty. breaches)
Figures represent how often a risk
was selected as a percentage of all
3 Natural catastrophes (e.g. storm, flood, earthquake) 30% 3 (25%) =
responses for that country.
Respondents: 61
4 Loss of reputation or brand value 23% 10 (9%) 

Responses: 71
5 Fire, explosion 17% 6 (16%) 
More than one risk and industry
could be selected. Figures don't add
New technologies (e.g. impact of increasing
up to 100% as up to three risks could 6 interconnectivity, nanotechnology, artificial intelligence, 16% - 
be selected.
3D printing, drones) NEW

Changes in legislation and regulation (e.g. government


7 change, economic sanctions, protectionism, Brexit, Euro- 14% 7 (14%) =
zone disintegration)

Market developments (e.g. volatility, intensified


8 competition / new entrants, M&A, market stagnation, 13% 2 (30%) ‚
market fluctuation)

9 Climate change/increasing volatility of weather NEW 11% - 

10 Environmental risks (e.g. pollution) NEW 10% - 

TOP 10 RISKS Rank Percent 2017 rank Trend

IN THE 1 Business interruption (incl. supply chain disruption) 54% 1 (37%) =

NETHERLANDS 1
Cyber incidents (e.g. cyber crime, IT failure, data
54% 1 (37%) =
breaches)
Source: Allianz Global Corporate &
Specialty. Market developments (e.g. volatility, intensified
Figures represent how often a risk
3 competition / new entrants, M&A, market stagnation, 32% 3 (34%) =
was selected as a percentage of all market fluctuation)
responses for that country.
4 Natural catastrophes (e.g. storm, flood, earthquake) 22% 6 (23%) 
Respondents: 33
Responses: 41 Changes in legislation and regulation (e.g. government
More than one risk and industry 5 change, economic sanctions, protectionism, Brexit, Euro- 15% 7 (17%) 

could be selected. Figures don't add zone disintegration)


up to 100% as up to three risks could
be selected. 5 Loss of reputation or brand value 15% 4 (29%) ‚

5 Quality deficiencies, serial defects, product recall NEW 15% - 

8 Climate change/increasing volatility of weather NEW 12% - 

New technologies (e.g. impact of increasing


8 interconnectivity, nanotechnology, artificial intelligence, 12% - 
3D printing, drones) NEW

Political risks and violence (e.g. war, terrorism, civil


10 10% 5 (26%) ‚
commotion)

7
Allianz Risk Barometer 2018: Appendix

TOP 10 RISKS Rank Percent 2017 rank Trend

IN SPAIN 1 Business interruption (incl. supply chain disruption) 45% 1 (52%) =

Source: Allianz Global Corporate & 2 Natural catastrophes (e.g. storm, flood, earthquake) 40% 4 (27%) 
Specialty.
Figures represent how often a risk 3 Fire, explosion 38% 4 (27%) 
was selected as a percentage of all
responses for that country. Changes in legislation and regulation (e.g. government
Respondents: 33 4 change, economic sanctions, protectionism, Brexit, Euro- 32% 3 (29%) ‚

Responses: 47 zone disintegration)


More than one risk and industry Cyber incidents (e.g. cyber crime, IT failure, data
could be selected. Figures don't add
4 32% 2 (39%) ‚
breaches)
up to 100% as up to three risks could
be selected. 6 Quality deficiencies, serial defects, product recall 21% 8 (16%) 

7 Loss of reputation or brand value 13% 10 (10%) 

7 Theft, fraud and corruption NEW 13% - 

9 Climate change/increasing volatility of weather NEW 9% - 

Political risks and violence (e.g. war, terrorism, civil


9 9% 9 (13%) =
commotion)

TOP 10 Rank Percent 2017 rank Trend

RISKS IN 1 Business interruption (incl. supply chain disruption) 70% 1 (50%) =

SWITZERLAND Market developments (e.g. volatility, intensified


2 competition / new entrants, M&A, market stagnation, 45% 2 (46%) =
Source: Allianz Global Corporate & market fluctuation)
Specialty.
Figures represent how often a risk Cyber incidents (e.g. cyber crime, IT failure, data
3 43% 3 (42%) =
was selected as a percentage of all breaches
responses for that country.
4 Natural catastrophes (e.g. storm, flood, earthquake) 33% 4 (23%) =
Respondents: 32
Responses: 40 New technologies (e.g. impact of increasing
More than one risk and industry 5 interconnectivity, nanotechnology, artificial intelligence, 18% 7 (15%) 

could be selected. Figures don't add 3D printing, drones)


up to 100% as up to three risks could
be selected. Changes in legislation and regulation (e.g. government
6 change, economic sanctions, protectionism, Brexit, Euro- 13% 4 (23%) ‚
zone disintegration)

Macroeconomic developments (e.g. austerity programs,


6 13% 6 (19%) =
commodity price increase, deflation, inflation)

6 Quality deficiencies, serial defects, product recall 13% 8 (12%) 

9 Fire, explosion NEW 10% - 

10 Power blackouts NEW 5% - 

8
Top risks by region

TOP 10 RISKS Rank Percent 2017 rank Trend

IN THE UK 1
Cyber incidents (e.g. cyber crime, IT failure, data
breaches)
60% 1 (48%) =

Source: Allianz Global Corporate &


Changes in legislation and regulation (e.g. government
Specialty. 2 change, economic sanctions, protectionism, Brexit, 38% 5 (23%) 
Figures represent how often a risk Euro-zone disintegration)
was selected as a percentage of all
responses for that country. 3 Business interruption (incl. supply chain disruption) 35% 2 (30%) ‚

Respondents: 104
Responses: 116 4 Loss of reputation or brand value 23% 4 (25%) =
More than one risk and industry
could be selected. Figures don't add Market developments (e.g. volatility, intensified
up to 100% as up to three risks could
5 competition / new entrants, M&A, market stagnation, 22% 5 (23%) =
be selected. market fluctuation)

New technologies (e.g. impact of increasing


6 interconnectivity, nanotechnology, artificial intelligence, 22% 8 (13%) 
3D printing, drones)

Natural catastrophes (e.g. storm, flood, earthquake)


7 21% - 
NEW

Political risks and violence (e.g. war, terrorism, civil


8 13% 9 (12%) 
commotion)

9 Fire, explosion NEW 10% - 

Macroeconomic developments (e.g. austerity programs,


10 8% 3 (27%) ‚
commodity price increase, deflation, inflation)

9
Allianz Risk Barometer 2018: Appendix

THE MOST IMPORTANT BUSINESS RISKS IN


THE AMERICAS

1 2 3 4 5

42% 41% 37% 23% 20 %

 2017: 31% (2) ‚ 2017: 43% (1) = 2017: 28% (3) = 2017: 26% (4)  2017: 15% (6)
Cyber incidents Business Natural Market Fire, explosion
(e.g. cyber crime, IT failure, interruption catastrophes developments
data breaches) (incl. supply chain (e.g. storm, flood, (e.g. volatility, intensified
disruption) earthquake) competition /
new entrants, M&A,
market stagnation,
market fluctuation)

6 7 8 9 10

17% 15% 14% 13% 9%

‚ 2017: 19% (5)  2017: 14% (8)  2017: 12% (9)  NEW  NEW
Changes in Loss of reputation or New technologies Climate change/ Talent shortage
legislation and brand value (e.g. impact of increasing increasing volatility
interconnectivity,
regulation nanotechnology, artificial
of weather
(e.g. government change,
intelligence,
economic sanctions,
3D printing, drones)
protectionism, Brexit,
Euro-zone disintegration)

Source: Allianz Global Corporate & Specialty.


Figures represent how often a risk was selected as a percentage of all responses for that region.
Respondents: 663
Responses: 818
More than one risk and industry could be selected. Figures don't add up to 100% as up to three risks could be selected.

10
Top risks by region

TOP 10 RISKS Rank Percent 2017 rank Trend

IN BRAZIL 1
Cyber incidents (e.g. cyber crime, IT failure, data
breaches)
38% 3 (23%) 

Source: Allianz Global Corporate &


Specialty.
2 Business interruption (incl. supply chain disruption) 36% 1 (54%) ‚

Figures represent how often a risk


Market developments (e.g. volatility, intensified
was selected as a percentage of all 3 competition / new entrants, M&A, market stagnation, 26% 4 (21%) 
responses for that country.
market fluctuation)
Respondents: 101
Responses: 120 Changes in legislation and regulation (e.g. government
4 change, economic sanctions, protectionism, Brexit, Euro- 23% 5 (18%) 
More than one risk and industry
zone disintegration)
could be selected. Figures don't add
up to 100% as up to three risks could 5 Loss of reputation or brand value NEW 22% - 
be selected.
5 Natural catastrophes (e.g. storm, flood, earthquake) 22% 7 (16%) 

7 Theft, fraud and corruption 18% 5 (18%) ‚

8 Climate change/increasing volatility of weather NEW 17% - 

9 Fire, explosion 16% 7 (16%) ‚

New technologies (e.g. impact of increasing


9 interconnectivity, nanotechnology, artificial intelligence, 16% - 
3D printing, drones) NEW

TOP 10 RISKS Rank Percent 2017 rank Trend

IN CANADA 1 Business interruption (incl. supply chain disruption) 60% 1 (42%) =

Source: Allianz Global Corporate & 2 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 34% 5 (20%) 
Specialty.
Figures represent how often a risk 2 Natural catastrophes (e.g. storm, flood, earthquake) 34% 3 (24%) 
was selected as a percentage of all
responses for that country. 4 Fire, explosion NEW 25% - 
Respondents: 51
Responses: 65 5 Climate change/increasing volatility of weather NEW 19% - 

More than one risk and industry


could be selected. Figures don't add Market developments (e.g. volatility, intensified
up to 100% as up to three risks could 5 competition / new entrants, M&A, market stagnation, 19% 2 (25%) ‚

be selected. market fluctuation)

New technologies (e.g. impact of increasing


7 interconnectivity, nanotechnology, artificial intelligence, 15% 9 (12%) 
3D printing, drones)

8 Loss of reputation or brand value 11% 8 (14%) =

Macroeconomic developments (e.g. austerity programs,


8 11% 4 (22%) ‚
commodity price increase, deflation, inflation)

Political risks and violence (e.g. war, terrorism, civil


8 11% - 
commotion) NEW

11
Allianz Risk Barometer 2018: Appendix

TOP 10 RISKS Rank Percent 2017 rank Trend

IN THE USA 1
Cyber incidents (e.g. cyber crime, IT failure, data
breaches)
45% 2 (34%) 

Source: Allianz Global Corporate &


Specialty.
2 Business interruption (incl. supply chain disruption) 39% 1 (41%) ‚

Figures represent how often a risk


was selected as a percentage of all
3 Natural catastrophes (e.g. storm, flood, earthquake) 38% 3 (30%) =
responses for that country.
Market developments (e.g. volatility, intensified
Respondents: 468 4 competition / new entrants, M&A, market stagnation, 23% 4 (27%) =
Responses: 586 market fluctuation)
More than one risk and industry
could be selected. Figures don't add 5 Fire, explosion 19% 6 (16%) 

up to 100% as up to three risks could


be selected. Changes in legislation and regulation (e.g. government
6 change, economic sanctions, protectionism, Brexit, 17% 5 (20%) ‚
Euro-zone disintegration)

7 Loss of reputation or brand value 14% 7 (15%) =

New technologies (e.g. impact of increasing


8 interconnectivity, nanotechnology, artificial intelligence, 13% 8 (12%) =
3D printing, drones)

9 Climate change/increasing volatility of weather NEW 11% - 

10 Talent shortage NEW 11% - 

12
Top risks by region

THE MOST IMPORTANT BUSINESS RISKS IN


ASIA PACIFIC

1 2 3 4 5

42% 38% 30 % 19% 19%

= 2017: 42% (1)  2017: 26% (4) = 2017: 29% (3) ‚ 2017: 32% (2)  2017: 13% (9)
Business Cyber incidents Natural Market New technologies
interruption (e.g. cyber crime, IT failure, catastrophes developments (e.g. impact of increasing
(incl. supply chain data breaches) (e.g. storm, flood, (e.g. volatility, intensified interconnectivity,
disruption) earthquake) competition / nanotechnology, artificial
new entrants, M&A, intelligence,
market stagnation, 3D printing, drones)
market fluctuation)

6 7 8 9 10

18% 16% 12% 11% 10 %

 2017: 17% (7) ‚ 2017: 22% (5)  NEW  NEW ‚ 2017: 14% (8)
Changes in Fire, explosion Climate change/ Political risks and Loss of reputation or
legislation and increasing volatility violence brand value
regulation of weather (e.g. war, terrorism, civil
(e.g. government change, commotion)
economic sanctions,
protectionism, Brexit,
Euro-zone disintegration)

Source: Allianz Global Corporate & Specialty.


Figures represent how often a risk was selected as a percentage of all responses for that region.
Respondents: 372
Responses: 426
More than one risk and industry could be selected. Figures don't add up to 100% as up to three risks could be selected.

13
Allianz Risk Barometer 2018: Appendix

TOP 10 RISKS Rank Percent 2017 rank Trend

IN AUSTRALIA 1
Cyber incidents (e.g. cyber crime, IT failure, data
breaches)
49% 3 (31%) 

Source: Allianz Global Corporate &


Specialty. 2 Business interruption (incl. supply chain disruption) 46% 1 (51%) ‚

Figures represent how often a risk


Changes in legislation and regulation (e.g. government
was selected as a percentage of all 3 change, economic sanctions, protectionism, Brexit, Euro- 28% 4 (23%) 
responses for that country.
zone disintegration)
Respondents: 31
Responses: 39 New technologies (e.g. impact of increasing
3 interconnectivity, nanotechnology, artificial intelligence, 28% 7 (18%) 
More than one risk and industry
3D printing, drones)
could be selected. Figures don't add
up to 100% as up to three risks could 5 Loss of reputation or brand value 26% 7 (18%) 
be selected.
5 Natural catastrophes (e.g. storm, flood, earthquake) 26% 6 (21%) 

Market developments (e.g. volatility, intensified


7 competition / new entrants, M&A, market stagnation, 21% 2 (44%) ‚
market fluctuation)

8 Quality deficiencies, serial defects, product recall NEW 13% - 

9 Climate change/increasing volatility of weather NEW 10% - 

9 Talent shortage NEW 10% - 

TOP 10 RISKS Rank Percent 2017 rank Trend

IN CHINA 1 Business interruption (incl. supply chain disruption) 40% 2 (40%) 

Source: Allianz Global Corporate & Cyber incidents (e.g. cyber crime, IT failure, data
2 31% - 
Specialty. breaches) NEW
Figures represent how often a risk
New technologies (e.g. impact of increasing
was selected as a percentage of all 3 interconnectivity, nanotechnology, artificial intelligence, 24% 8 (10%) 
responses for that country.
3D printing, drones)
Respondents: 60
Responses: 67 4 Natural catastrophes (e.g. storm, flood, earthquake) 22% 3 (27%) ‚

More than one risk and industry


could be selected. Figures don't add Market developments (e.g. volatility, intensified
up to 100% as up to three risks could
5 competition / new entrants, M&A, market stagnation, 21% 1 (50%) ‚

be selected. market fluctuation)

6 Fire, explosion 18% 4 (23%) ‚

Changes in legislation and regulation (e.g. government


7 change, economic sanctions, protectionism, Brexit, Euro- 15% 6 (17%) ‚
zone disintegration)

Macroeconomic developments (e.g. austerity programs,


8 13% 4 (23%) ‚
commodity price increase, deflation, inflation)

Political risks and violence (e.g. war, terrorism, civil


9 10% - 
commotion) NEW

10 Climate change/increasing volatility of weather NEW 9% - 

14
Top risks by region

TOP 10 RISKS Rank Percent 2017 rank Trend

IN HONG KONG 1 Business interruption (incl. supply chain disruption) 43% 5 (23%) 

Source: Allianz Global Corporate & Cyber incidents (e.g. cyber crime, IT failure, data
2 32% 2 (32%) =
Specialty. breaches)
Figures represent how often a risk
was selected as a percentage of all 3 Natural catastrophes (e.g. storm, flood, earthquake) 30% 1 (35%) ‚

responses for that country.


Market developments (e.g. volatility, intensified
Respondents: 36 4 competition / new entrants, M&A, market stagnation, 25% 4 (26%) =
Responses: 53 market fluctuation)
More than one risk and industry
could be selected. Figures don't add 5 Fire, explosion 23% 3 (29%) ‚

up to 100% as up to three risks could


be selected. New technologies (e.g. impact of increasing
6 interconnectivity, nanotechnology, artificial intelligence, 15% - 
3D printing, drones) NEW

Changes in legislation and regulation (e.g. government


7 change, economic sanctions, protectionism, Brexit, Euro- 13% 7 (16%) =
zone disintegration)

7 Climate change/increasing volatility of weather NEW 13% - 

9 Loss of reputation or brand value NEW 11% - 

10 Theft, fraud and corruption NEW 9% - 

NEW TOP 10 Rank Percent

RISKS IN INDIA 1 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 41%

Source: Allianz Global Corporate & 2 Business interruption (incl. supply chain disruption) 34%
Specialty.
Figures represent how often a risk Market developments (e.g. volatility, intensified competition / new entrants,
3 30%
was selected as a percentage of all M&A, market stagnation, market fluctuation)
responses for that country.
Changes in legislation and regulation (e.g. government change, economic
Respondents: 40 4 27%
sanctions, protectionism, Brexit, Euro-zone disintegration)
Responses: 44
More than one risk and industry 4 Natural catastrophes (e.g. storm, flood, earthquake) 27%
could be selected. Figures don't add
up to 100% as up to three risks could 6 Environmental risks (e.g. pollution) 18%
be selected.
7 Climate change/increasing volatility of weather 16%

7 Fire, explosion 16%

9 Theft, fraud and corruption 11%

10 Political risks and violence (e.g. war, terrorism, civil commotion 9%

15
Allianz Risk Barometer 2018: Appendix

NEW TOP Rank Percent

10 RISKS IN 1 Business interruption (incl. supply chain disruption) 40%

INDONESIA 1 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 40%

Source: Allianz Global Corporate &


3 Natural catastrophes (e.g. storm, flood, earthquake) 28%
Specialty.
Figures represent how often a risk Changes in legislation and regulation (e.g. government change, economic
was selected as a percentage of all 4 20%
sanctions, protectionism, Brexit, Euro-zone disintegration)
responses for that country.
Respondents: 25 4 Fire, explosion 20%
Responses: 25
More than one risk and industry 6 Climate change/increasing volatility of weather 16%
could be selected. Figures don't add
up to 100% as up to three risks could 6 Political risks and violence (e.g. war, terrorism, civil commotion) 16%
be selected.
8 Environmental risks (e.g. pollution) 12%

Market developments (e.g. volatility, intensified competition / new entrants,


8 12%
M&A, market stagnation, market fluctuation)

New technologies (e.g. impact of increasing interconnectivity,


8 12%
nanotechnology, artificial intelligence, 3D printing, drones)

TOP 10 RISKS Rank Percent 2017 rank Trend

IN JAPAN 1 Business interruption (incl. supply chain disruption) 50% 2 (32%) 

Source: Allianz Global Corporate & Cyber incidents (e.g. cyber crime, IT failure, data
2 42% 4 (23%) 
Specialty. breaches)
Figures represent how often a risk
New technologies (e.g. impact of increasing
was selected as a percentage of all 3 interconnectivity, nanotechnology, artificial intelligence, 33% 7 (14%) 
responses for that country.
3D printing, drones)
Respondents: 20
Responses: 24 4 Natural catastrophes (e.g. storm, flood, earthquake) 25% 1 (55%) ‚

More than one risk and industry


could be selected. Figures don't add Changes in legislation and regulation (e.g. government
up to 100% as up to three risks could
5 change, economic sanctions, protectionism, Brexit, Euro- 17% - 

be selected. zone disintegration) NEW

6 Loss of reputation or brand value 13% 7 (14%) 

Market developments (e.g. volatility, intensified


6 competition / new entrants, M&A, market stagnation, 13% - 
market fluctuation) NEW

Political risks and violence (e.g. war, terrorism, civil


6 13% 5 (18%) ‚
commotion)

9 Climate change/increasing volatility of weather NEW 8% - 

9 Quality deficiencies, serial defects, product recall 8% 7 (14%) ‚

16
Top risks by region

TOP 10 RISKS Rank Percent 2017 rank Trend

IN SINGAPORE 1
Cyber incidents (e.g. cyber crime, IT failure, data
breaches)
42% 3 (25%) 

Source: Allianz Global Corporate &


Specialty.
2 Business interruption (incl. supply chain disruption) 41% 1 (45%) ‚

Figures represent how often a risk


was selected as a percentage of all
3 Natural catastrophes (e.g. storm, flood, earthquake) 27% 10 (14%) 

responses for that country.


Changes in legislation and regulation (e.g. government
Respondents: 76 4 change, economic sanctions, protectionism, Brexit, Euro- 22% 8 (18%) 
Responses: 83 zone disintegration)
More than one risk and industry
could be selected. Figures don't add Market developments (e.g. volatility, intensified
up to 100% as up to three risks could
5 competition / new entrants, M&A, market stagnation, 21% 3 (25%) ‚

be selected. market fluctuation)

New technologies (e.g. impact of increasing


6 interconnectivity, nanotechnology, artificial intelligence, 16% 7 (20%) 
3D printing, drones)

Political risks and violence (e.g. war, terrorism, civil


7 13% - 
commotion) NEW

8 Fire, explosion 11% 3 (25%) ‚

9 Loss of reputation or brand value 10% 2 (30%) ‚

10 Theft, fraud, corruption NEW 7% - 

NEW TOP Rank Percent

10 RISKS IN 1 Business interruption (incl. supply chain disruption) 45%

SOUTH KOREA 2 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 39%

Source: Allianz Global Corporate &


3 Fire, explosion 29%
Specialty.
Figures represent how often a risk 3 Natural catastrophes (e.g. storm, flood, earthquake) 29%
was selected as a percentage of all
responses for that country.
Market developments (e.g. volatility, intensified competition / new entrants,
Respondents: 27 5 19%
M&A, market stagnation, market fluctuation)
Responses: 31
More than one risk and industry New technologies (e.g. impact of increasing interconnectivity,
5 19%
could be selected. Figures don't add nanotechnology, artificial intelligence, 3D printing, drones)
up to 100% as up to three risks could
be selected.
7 Quality deficiencies, serial defects, product recall 16%

7 Theft, fraud, corruption 16%

Changes in legislation and regulation (e.g. government change, economic


9 13%
sanctions, protectionism, Brexit, Euro-zone disintegration)

9 Political risks and violence (e.g. war, terrorism, civil commotion) 13%

17
Allianz Risk Barometer 2018: Appendix

THE MOST IMPORTANT BUSINESS RISKS IN


AFRICA & MIDDLE EAST

1 2 3 4 5

31% 31% 28% 27% 23%

 2017: 22% (6)  2017: 15% (8) = 2017: 31% (3) ‚ 2017: 39% (1) = 2017: 23% (5)

Business Fire, explosion Political risks and Market Cyber incidents


interruption violence developments (e.g. cyber crime, IT failure,
(incl. supply chain (e.g. war, terrorism, civil (e.g. volatility, intensified data breaches)
disruption) commotion) competition /
new entrants, M&A,
market stagnation,
market fluctuation)

6 7 7 9 10

22% 21% 21% 15% 11%

 2017: 17% (7) ‚ 2017: 26% (4)  2017: 14% (9) ‚ 2017: 37% (2) = 2017: 10% (10)

Natural Changes in Theft, fraud and Macroeconomic Loss of reputation or


catastrophes legislation and corruption developments brand value
(e.g. storm, flood, regulation (e.g. austerity programs,
earthquake) (e.g. government change, commodity price increase,
economic sanctions, deflation, inflation)
protectionism, Brexit,
Euro-zone disintegration)

Source: Allianz Global Corporate & Specialty.


Figures represent how often a risk was selected as a percentage of all responses for that region.
Respondents: 226
Responses: 281
More than one risk and industry could be selected. Figures don't add up to 100% as up to three risks could be selected.

18
Top risks by region

NEW TOP Rank Percent

10 RISKS IN 1 Fire, explosion 41%

BURKINA FASO 1 Political risks and violence (e.g. war, terrorism, civil commotion) 41%

Source: Allianz Global Corporate & Market developments (e.g. volatility, intensified competition / new entrants,
Specialty. 3 30%
M&A, market stagnation, market fluctuation)
Figures represent how often a risk
was selected as a percentage of all 4 Business interruption (incl. supply chain disruption) 19%
responses for that country.
Respondents: 19 4 Power blackouts 19%
Responses: 27
More than one risk and industry 4 Theft, fraud and corruption 19%
could be selected. Figures don't add
up to 100% as up to three risks could 7 Climate change/increasing volatility of weather 15%
be selected.
7 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 15%

7 Natural catastrophes (e.g. storm, flood, earthquake) 15%

10 Health issues (e.g. pandemic outbreak) 11%

NEW TOP Rank Percent

10 RISKS IN 1 Theft, fraud, corruption 59%

IVORY COAST 2 Fire, explosion 41%

Source: Allianz Global Corporate & 3 Business interruption (incl. supply chain disruption) 35%
Specialty.
Figures represent how often a risk Macroeconomic developments (e.g. austerity programs, commodity price
was selected as a percentage of all 4 18%
increase, deflation, inflation)
responses for that country.
Respondents: 16 Market developments (e.g. volatility, intensified competition / new entrants,
4 18%
M&A, market stagnation, market fluctuation)
Responses: 17
More than one risk and industry 4 Political risks and violence (e.g. war, terrorism, civil commotion) 18%
could be selected. Figures don't add
up to 100% as up to three risks could 7 Climate change/increasing volatility of weather 12%
be selected.

7 Loss of reputation or brand value 12%

7 Power blackouts 12%

7 Talent shortage 12%

19
Allianz Risk Barometer 2018: Appendix

NEW TOP Rank Percent

10 RISKS IN 1 Business interruption (incl. supply chain disruption) 40%

MOROCCO 2 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 36%

Source: Allianz Global Corporate &


3 Natural catastrophes (e.g. storm, flood, earthquake) 32%
Specialty.
Figures represent how often a risk Market developments (e.g. volatility, intensified competition / new entrants,
was selected as a percentage of all 4 28%
M&A, market stagnation, market fluctuation)
responses for that country.
Respondents: 20 Changes in legislation and regulation (e.g. government change, economic
5 20%
Responses: 25 sanctions, protectionism, Brexit, Euro-zone disintegration)

More than one risk and industry 5 Fire, explosion 20%


could be selected. Figures don't add
up to 100% as up to three risks could
be selected.
5 Loss of reputation or brand value 20%

Macroeconomic developments (e.g. austerity programs, commodity price


8 16%
increase, deflation, inflation)

8 Political risks and violence (e.g. war, terrorism, civil commotion) 16%

10 Quality deficiencies, serial defects, product recall 12%

TOP 10 RISKS Rank Percent 2017 rank Trend

IN NIGERIA 1 Theft, fraud and corruption 38% 4 (26%) 

Source: Allianz Global Corporate & Market developments (e.g. volatility, intensified
Specialty. 2 competition / new entrants, M&A, market stagnation, 36% 2 (48%) =
market fluctuation)
Figures represent how often a risk
was selected as a percentage of all Changes in legislation and regulation (e.g. government
responses for that country. 3 change, economic sanctions, protectionism, Brexit, Euro- 33% 3 (27%) =
Respondents: 39 zone disintegration
Responses: 45
Macroeconomic developments (e.g. austerity programs,
More than one risk and industry 4 31% 1 (60%) ‚
commodity price increase, deflation, inflation)
could be selected. Figures don't add
up to 100% as up to three risks could Cyber incidents (e.g. cyber crime, IT failure, data
be selected.
5 29% 5 (23%) =
breaches)

Political risks and violence (e.g. war, terrorism, civil


6 24% 6 (21%) =
commotion)

7 Fire, explosion NEW 22% - 

7 Power blackouts NEW 22% - 

9 Business interruption (incl. supply chain disruption) 16% 8 (11%) ‚

New technologies (e.g. impact of increasing


10 interconnectivity, nanotechnology, artificial intelligence, 11% 10 (8%) =
3D printing, drones)

20
Top risks by region

TOP 10 RISKS Rank Percent 2017 rank Trend

IN SOUTH 1
Cyber incidents (e.g. cyber crime, IT failure, data
38% 1 (30%) =

AFRICA
breaches)

2 Business interruption (incl. supply chain disruption) 34% 2 (29%) =


Source: Allianz Global Corporate &
Specialty. Changes in legislation and regulation (e.g. government
Figures represent how often a risk
3 change, economic sanctions, protectionism, Brexit, Euro- 27% 5 (25%) 

was selected as a percentage of all zone disintegration


responses for that country.
Market developments (e.g. volatility, intensified
Respondents: 58 4 competition / new entrants, M&A, market stagnation, 23% 3 (28%) ‚

Responses: 64 market fluctuation)


More than one risk and industry
could be selected. Figures don't add
4 Natural catastrophes (e.g. storm, flood, earthquake) 23% 7 (17%) 

up to 100% as up to three risks could


be selected. 6 Fire, explosion 19% 6 (21%) =

New technologies (e.g. impact of increasing


6 interconnectivity, nanotechnology, artificial intelligence, 19% 10 (14%) 
3D printing, drones)

8 Climate change/increasing volatility of weather NEW 16% - 

8 Loss of reputation or brand value NEW 16% - 

Macroeconomic developments (e.g. austerity programs,


10 13% 3 (28%) ‚
commodity price increase, deflation, inflation)

NEW TOP 10 Rank Percent

RISKS IN TOGO 1 Fire, explosion 54%

Source: Allianz Global Corporate & 2 Political risks and violence (e.g. war, terrorism, civil commotion) 50%
Specialty.
Figures represent how often a risk 3 Business interruption (incl. supply chain disruption) 39%
was selected as a percentage of all
responses for that country. 4 Natural catastrophes (e.g. storm, flood, earthquake) 31%
Respondents: 19
Responses: 26 Changes in legislation and regulation (e.g. government change, economic
5 15%
More than one risk and industry sanctions, protectionism, Brexit, Euro-zone disintegration)
could be selected. Figures don't add
up to 100% as up to three risks could
5 Cyber incidents (e.g. cyber crime, IT failure, data breaches) 15%
be selected.
5 Theft, fraud, corruption 15%

8 Climate change/increasing volatility of weather 12%

8 Loss of reputation or brand value 12%

Market developments (e.g. volatility, intensified competition / new entrants,


8 12%
M&A, market stagnation, market fluctuation)

21
Allianz Risk Barometer 2018: Appendix

THE MOST IMPORTANT BUSINESS RISKS


BY INDUSTRY SECTOR
Rank Percent 2017 rank Trend

1 Climate change/increasing volatility of weather 60% 2 (42%) 

TOP 5 RISKS IN
AGRICULTURE Natural catastrophes (e.g. storm, flood, earthquake) 46% 1 (48%)
2 ‚

3 Business interruption (incl. supply chain disruption) NEW 29% - 


Source: Allianz Global Corporate & Specialty.
Figures represent how often a risk was selected 4 Fire, explosion 27% 3 (26%) ‚
as a percentage of all responses for that industry
sector.
Changes in legislation and regulation (e.g. government
Responses: 52 5 change, economic sanctions, protectionism, Brexit, Euro- 21% 3 (26%) ‚

Figures don't add up to 100% as up to three zone disintegration)


risks could be selected.

Rank Percent 2017 rank Trend

1 Business interruption (incl. supply chain disruption) 45% 3 (32%) 

TOP 5 RISKS IN AVIATION, Cyber incidents (e.g. cyber crime, IT failure, data
AEROSPACE, DEFENSE 2
breaches)
44% 2 (35%) =

Source: Allianz Global Corporate & Specialty. Market developments (e.g. volatility, intensified
3 competition / new entrants, M&A, market stagnation, 33% 1 (45%) ‚
Figures represent how often a risk was selected
market fluctuation)
as a percentage of all responses for that industry
sector. Changes in legislation and regulation (e.g. government
Responses: 89 4 change, economic sanctions, protectionism, Brexit, Euro- 26% 5 (23%) 

Figures don't add up to 100% as up to three zone disintegration)


risks could be selected.
Political risks and violence (e.g. war, terrorism, civil
4 26% 4 (31%) =
commotion)

Rank Percent 2017 rank Trend

1 Natural catastrophes (e.g. storm, flood, earthquake) 45% 1 (40%) =

TOP 5 RISKS IN
ENGINEERING, Business interruption (incl. supply chain disruption) 40% 2 (37%)
2 =

CONSTRUCTION, 3 Fire, explosion 29% 5 (23%) 

REAL ESTATE Cyber incidents (e.g. cyber crime, IT failure, data


4 22% - 
breaches) NEW
Source: Allianz Global Corporate & Specialty.
Figures represent how often a risk was selected Market developments (e.g. volatility, intensified
as a percentage of all responses for that industry 5 competition / new entrants, M&A, market stagnation, 21% 3 (30%) ‚
sector. market fluctuation)
Responses: 189
Figures don't add up to 100% as up to three
risks could be selected.

22
Top risks by industry

Rank Percent 2017 rank Trend

Cyber incidents (e.g. cyber crime, IT failure, data


1 33% 5 (29%) 
breaches)
TOP 5 RISKS IN
ENTERTAINMENT & 1 Natural catastrophes (e.g. storm, flood, earthquake) 33% 1 (35%) =

MEDIA Political risks and violence (e.g. war, terrorism, civil


3 31% 2 (32%) ‚
commotion)
Source: Allianz Global Corporate & Specialty.
Figures represent how often a risk was selected 4 Business interruption (incl. supply chain disruption) NEW 28% - 
as a percentage of all responses for that industry
sector. New technologies (e.g. impact of increasing
Responses: 39 5 interconnectivity, nanotechnology, artificial intelligence, 23% 2 (32%) ‚
3D printing, drones)
Figures don't add up to 100% as up to three
risks could be selected.

Rank Percent 2017 rank Trend

Cyber incidents (e.g. cyber crime, IT failure, data


1 51% 2 (40%) 
breaches)
TOP 5 RISKS IN
FINANCIAL SERVICES 2
Changes in legislation and regulation (e.g. government
change, economic sanctions, protectionism, Brexit, Euro- 28% 3 (36%) 
zone disintegration)
Source: Allianz Global Corporate & Specialty.
Figures represent how often a risk was selected Market developments (e.g. volatility, intensified
as a percentage of all responses for that industry 2 competition / new entrants, M&A, market stagnation, 28% 1 (41%) ‚

sector. market fluctuation)


Responses: 515
4 Business interruption (incl. supply chain disruption) NEW 27% - 
Figures don't add up to 100% as up to three
risks could be selected.
New technologies (e.g. impact of increasing
5 interconnectivity, nanotechnology, artificial intelligence, 23% - 
3D printing, drones) NEW

Rank Percent 2017 rank Trend

1 Business interruption (incl. supply chain disruption) 53% 1 (42%) =

TOP 5 RISKS IN
FOOD & BEVERAGES Loss of reputation or brand value 31% 2 (38%)
2 =

(MANUFACTURING & 3
Natural catastrophes (e.g. storm, flood, earthquake)
27% - 

SUPPLY) NEW

4 Quality deficiencies, serial defects, product recall 24% 3 (35%) ‚


Source: Allianz Global Corporate & Specialty.
Figures represent how often a risk was selected 5 Fire, explosion NEW 21% - 
as a percentage of all responses for that industry
sector.
Responses: 68
Figures don't add up to 100% as up to three
risks could be selected.

23
Allianz Risk Barometer 2018: Appendix

Rank Percent 2017 rank Trend

1 Business interruption (incl. supply chain disruption) 74% 1 (59%) =

TOP 5 RISKS IN Cyber incidents (e.g. cyber crime, IT failure, data


MANUFACTURING 2
breaches)
40% 2 (32%) =

(INCL. AUTOMOTIVE) 3 Natural catastrophes (e.g. storm, flood, earthquake) 32% 3 (29%) =

Source: Allianz Global Corporate & Specialty.


4 Fire, explosion 29% 5 (21%) 
Figures represent how often a risk was selected
as a percentage of all responses for that industry
sector. 5 Quality deficiencies, serial defects, product recall NEW 20% - 

Responses: 179
Figures don't add up to 100% as up to three
risks could be selected.

Rank Percent 2017 rank Trend

1 Natural catastrophes (e.g. storm, flood, earthquake) 34% 4 (23%) 

TOP 5 RISKS IN
MARINE & SHIPPING Business interruption (incl. supply chain disruption) 31% 2 (28%)
2 =

Cyber incidents (e.g. cyber crime, IT failure, data NEW


Source: Allianz Global Corporate & Specialty.
2 31% - 
breaches)
Figures represent how often a risk was selected
as a percentage of all responses for that industry 4 Theft, fraud, corruption 27% 2 (28%) ‚

sector.
Responses: 104 5 Fire, explosion NEW 25% - 

Figures don't add up to 100% as up to three


risks could be selected.

Rank Percent 2017 rank Trend

1 Natural catastrophes (e.g. storm, flood, earthquake) 53% 4 (30%) 

TOP 5 RISKS IN
OIL & GAS Fire, explosion 49% 2 (43%)
2 =

3 Business interruption (incl. supply chain disruption) 46% 3 (40%) =


Source: Allianz Global Corporate & Specialty.
Figures represent how often a risk was selected Cyber incidents (e.g. cyber crime, IT failure, data
as a percentage of all responses for that industry
4 31% - 
breaches) NEW
sector.
Responses: 59 5 Environmental risks (e.g. pollution) NEW 22% - 

Figures don't add up to 100% as up to three


risks could be selected.

24
Top risks by industry

Rank Percent 2017 rank Trend

1 Business interruption (incl. supply chain disruption) 58% 1 (56%) =

TOP 5 RISKS IN Cyber incidents (e.g. cyber crime, IT failure, data


POWER & UTILITIES 2
breaches)
47% 5 (23%) 

Source: Allianz Global Corporate & Specialty. 3 Natural catastrophes (e.g. storm, flood, earthquake) 46% 2 (30%) ‚

Figures represent how often a risk was selected


as a percentage of all responses for that industry 4 Fire, explosion NEW 29% - 
sector.
Responses: 90 Changes in legislation and regulation (e.g. government
5 change, economic sanctions, protectionism, Brexit, Euro- 24% 3 (28%) ‚
Figures don't add up to 100% as up to three
zone disintegration)
risks could be selected.

Rank Percent 2017 rank Trend

Cyber incidents (e.g. cyber crime, IT failure, data


1 49% 1 (50%) =
breaches)
TOP 5 RISKS IN THE
PROFESSIONAL SERVICES 2
Changes in legislation and regulation (e.g. government
change, economic sanctions, protectionism, Brexit, Euro- 30% 2 (35%) =
(E.G. LAWYERS) zone disintegration)

Source: Allianz Global Corporate & Specialty. 3 Business interruption (incl. supply chain disruption) NEW 27% - 

Figures represent how often a risk was selected


as a percentage of all responses for that industry Market developments (e.g. volatility, intensified
sector. 4 competition / new entrants, M&A, market stagnation, 25% 3 (33%) ‚
market fluctuation)
Responses: 138
Figures don't add up to 100% as up to three 5 Loss of reputation or brand value NEW 23% - 
risks could be selected.

Rank Percent 2017 rank Trend

1 Natural catastrophes (e.g. storm, flood, earthquake) 51% 2 (46%) 

TOP 5 RISKS IN
RENEWABLE ENERGY Business interruption (incl. supply chain disruption 46% 1 (51%)
2 ‚

Changes in legislation and regulation (e.g. government


Source: Allianz Global Corporate & Specialty. 3 change, economic sanctions, protectionism, Brexit, Euro- 42% 3 (38%) =
Figures represent how often a risk was selected zone disintegration)
as a percentage of all responses for that industry
sector. Cyber incidents (e.g. cyber crime, IT failure, data
4 29% - 
breaches) NEW
Responses: 41
Figures don't add up to 100% as up to three 4 Quality deficiencies, serial defects, product recall NEW 29% - 
risks could be selected.

25
Allianz Risk Barometer 2018: Appendix

Rank Percent 2017 rank Trend

1 Business interruption (incl. supply chain disruption) 43% 2 (34%) 

TOP 5 RISKS IN Cyber incidents (e.g. cyber crime, IT failure, data


RETAILING, WHOLESALE 2
breaches
40% 1 (40%) ‚

Source: Allianz Global Corporate & Specialty. Market developments (e.g. volatility, intensified
3 competition / new entrants, M&A, market stagnation, 28% 3 (26%) =
Figures represent how often a risk was selected
market fluctuation)
as a percentage of all responses for that industry
sector. 4 Fire, explosion 25% 5 (22%) 
Responses: 68
Figures don't add up to 100% as up to three Natural catastrophes (e.g. storm, flood, earthquake)
5 22% - 
risks could be selected. NEW

Rank Percent 2017 rank* Trend

Cyber incidents (e.g. cyber crime, IT failure, data


1 59% 1 (60%) =
breaches)
TOP 5 RISKS IN
TECHNOLOGY 2 Business interruption (incl. supply chain disruption) 42% 2 (42%) =

Source: Allianz Global Corporate & Specialty. New technologies (e.g. impact of increasing
3 interconnectivity, nanotechnology, artificial intelligence, 35% 3 (30%) =
Figures represent how often a risk was selected
3D printing, drones)
as a percentage of all responses for that industry
sector. Changes in legislation and regulation (e.g. government
Responses: 69 4 change, economic sanctions, protectionism, Brexit, Euro- 25% 4 (23%) =
Figures don't add up to 100% as up to three zone disintegration)
risks could be selected.
Market developments (e.g. volatility, intensified
* Sector was included as part of Telecommunications, 5 competition / new entrants, M&A, market stagnation, 19% 5 (20%) =
Technology, IT sector in 2017 ranking
market fluctuation)

Rank Percent 2017 rank* Trend

Cyber incidents (e.g. cyber crime, IT failure, data


1 77% 1 (60%) =
breaches)
TOP 5 RISKS IN
TELECOMMUNICATIONS 2 Business interruption (incl. supply chain disruption) 44% 2 (42%) =

Source: Allianz Global Corporate & Specialty. Natural catastrophes (e.g. storm, flood, earthquake)
3 33% - 
NEW
Figures represent how often a risk was selected
as a percentage of all responses for that industry Changes in legislation and regulation (e.g. government
sector. 4 change, economic sanctions, protectionism, Brexit, Euro- 28% 4 (23%) =
Responses: 43 zone disintegration)
Figures don't add up to 100% as up to three
risks could be selected.
5 Loss of reputation or brand value NEW 23% - 

* Sector was included as part of Telecommunications,


Technology, IT sector in 2017 ranking

26
Top risks by industry

Rank Percent 2017 rank Trend

1 Business interruption (incl. supply chain disruption) 37% 1 (35%) =

TOP 5 RISKS IN
TRANSPORTATION Theft, fraud, corruption 32% 3 (33%)
2 

Cyber incidents (e.g. cyber crime, IT failure, data


Source: Allianz Global Corporate & Specialty.
3 29% - 
breaches) NEW
Figures represent how often a risk was selected
as a percentage of all responses for that industry Natural catastrophes (e.g. storm, flood, earthquake)
4 25% - 
sector. NEW
Responses: 91 Changes in legislation and regulation (e.g. government
Figures don't add up to 100% as up to three 5 change, economic sanctions, protectionism, Brexit, Euro- 24% 4 (31%) ‚

risks could be selected. zone disintegration)

27
Allianz Risk Barometer 2018: Appendix

THE MOST IMPORTANT BUSINESS RISKS


BY COMPANY SIZE
TOP 10 Rank Percent 2017 rank Trend

RISKS FOR 1 Business interruption (incl. supply chain disruption) 48% 1 (45%) =

LARGE-SIZE Cyber incidents (e.g. cyber crime, IT failure, data


45% 2 (36%)
ENTERPRISES*
2 =
breaches)

3 Natural catastrophes (e.g. storm, flood, earthquake) 31% 4 (24%) 


*>€500m annual revenues
Source: Allianz Global Corporate & Changes in legislation and regulation (e.g. government
Specialty. 4 change, economic sanctions, protectionism, Brexit, Euro- 22% 6 (22%) 

Figures represent how often a risk zone disintegration)


was selected as a percentage of all
Market developments (e.g. volatility, intensified
responses for that company size. 5 competition / new entrants, M&A, market stagnation, 21% 3 (29%) ‚
Responses: 1,257 market fluctuation)
Figures don't add up to 100% as up
to three risks could be selected. 6 Fire, explosion 19% 9 (16%) 

New technologies (e.g. impact of increasing


7 interconnectivity, nanotechnology, artificial intelligence, 16% 10 (13%) 
3D printing, drones)

8 Loss of reputation or brand value 15% 8 (16%) =

Political risks and violence (e.g. war, terrorism, civil


9 10% 7 (17%) ‚
commotion)

10 Quality deficiencies, serial defects, product recall NEW 10% - 

28
Top corporate risks

TOP 10 RISKS Rank Percent 2017 rank Trend

FOR MID-SIZE 1
Cyber incidents (e.g. cyber crime, IT failure, data
39% 3 (29%) 

COMPANIES*
breaches)

2 Business interruption (incl. supply chain disruption) 37% 1 (35%) ‚

*€250m to €500m annual revenues


Source: Allianz Global Corporate & 3 Natural catastrophes (e.g. storm, flood, earthquake) 32% 5 (23%) 

Specialty.
Figures represent how often a risk 4 Fire, explosion 23% 7 (17%) 

was selected as a percentage of all


responses for that company size. Market developments (e.g. volatility, intensified
Responses: 516
5 competition / new entrants, M&A, market stagnation, 21% 2 (33%) ‚
market fluctuation)
Figures don't add up to 100% as up
to three risks could be selected. Changes in legislation and regulation (e.g. government
6 change, economic sanctions, protectionism, Brexit, Euro- 18% 4 (24%) ‚
zone disintegration)

New technologies (e.g. impact of increasing


7 interconnectivity, nanotechnology, artificial intelligence, 14% - 
3D printing, drones) NEW

8 Climate change, increasing volatility of weather NEW 12% - 

8 Loss of reputation or brand value 12% 8 (14%) =

Political risks and violence (e.g. war, terrorism, civil


10 11% - 
commotion) NEW

TOP 10 RISKS Rank Percent 2017 rank Trend

FOR SMALL 1 Business interruption (incl. supply chain disruption) 33% 2 (27%) 

ENTERPRISE Cyber incidents (e.g. cyber crime, IT failure, data


30% 6 (22%)
COMPANIES*
2 
breaches)

3 Natural catastrophes (e.g. storm, flood, earthquake) 28% 4 (25%) 


*<€250m annual revenues
Source: Allianz Global Corporate & Market developments (e.g. volatility, intensified
Specialty. 4 competition / new entrants, M&A, market stagnation, 27% 1 (32%) ‚

Figures represent how often a risk market fluctuation)


was selected as a percentage of all
Changes in legislation and regulation (e.g. government
responses for that company size. 5 change, economic sanctions, protectionism, Brexit, Euro- 22% 3 (26%) ‚
Responses: 603 zone disintegration)
Figures don't add up to 100% as up
to three risks could be selected. 6 Fire, explosion 21% 7 (17%) ‚

7 Climate change, increasing volatility of weather NEW 13% - 

Political risks and violence (e.g. war, terrorism, civil


8 13% 8 (14%) =
commotion)

9 Theft, fraud, corruption NEW 12% - 

New technologies (e.g. impact of increasing


10 interconnectivity, nanotechnology, artificial intelligence, 12% 9 (12%) ‚
3D printing, drones) Loss of reputation or brand value

29
CONTACT US
For more information contact your local Allianz Global
Corporate & Specialty Communications team.

London New York Singapore


Michael Burns Sabrina Glavan Wendy Koh
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+44 203 451 3549 +1 646 472 1510 +65 6395 3796

Munich Paris South Africa


Daniel Aschoff Florence Claret Lesiba Sethoga
daniel.aschoff@allianz.com florence.claret@allianz.com lesiba.sethoga@allianz.com
+49 89 3800 18900 +33 158 858863 +27 11 214 7948

Global
Hugo Kidston Heidi Polke-Markmann
hugo.kidston@allianz.com heidi.polke@allianz.com
+44 203 451 3891 +49 89 3800 14303

For more information contact


agcs.communication@allianz.com

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January 2018

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