MERS® Servicer Identification System - Results

https:llwww.mers-servicerid.orf!/sis/search

2 records matched your search;

MIN: 1002246-2000084141-4 Note Date: 07/14/2005

MIN Status: Active

Servicer: Specialized Loan Servicing, LLC Highlands Ranch, CO

Phone: (720) 241-7200

Investor: The Bank of New York Mellon, N.A.

CYPRESS,CA

Phone: (888) 999-0615

MIN: 1002246-2000084139-8 Note Date: 07/14/2005

MIN Status: Active

Servicer: America's Servicing Company Minneapolis, MN

Phone: (651) 605-3711

\st-

Investor: This investor has chosen not to display their information. For assistance, please contact the servicer.

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For more Information about MERS please go to www.mers!nc,org ft

Copytight© 2006 by MERSCORP, Inc. ~ '({.0!\;re Ol.._

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Station Id :NNAU

PLACER.,CA

Document: DOY'2005.98698

RECOROltm REQUESTEO BY

PlACER TIllE COMPANY

1111 lI!IIfI III 1lI[11 I [III( III 111111 I 1111 I 111II1 II

~fu.S.?unly Recorder JIK IlWMEY

DOC- 2005-' •

A~e~ 2-PlACEIt T tTl!!

Friday, JUL 29, 2005 ~a10010a

He $7Z.0&11l1(: S3.61l1RUT $24.01)

SBS $23,0&IREC $~&,e01

m Pd $148,M 1lbr-0~~1~~~/l_Z4

Recording RequlSled Bl'!

Ol'lNIT NORTGAGE SOLUTIONS, INC,

And After Recording Return To:

OWNIT HORTGAGE SOLUTIONS, INC. 27349 AGOURA ROAD, SUITE 100 ~GOURA HILLS. CALIFORNIA 91301 Loan Numbe.r: 3556007

DEED OF TRUST

MIN: 100224620000841398 DEFINItiONS

Woros used In mulUple setUoni oflhls document are defllled below and other words are dcllnt<! In Se-:ilOM 3, II, 13, 18",20.nd 21. Certain rules regarding the usage orword$ used In this document are also provided In SetUon 16,

(A) 'Securlty lnslrumenln moans this docolllen!. wblclt Is d.1M JULY 14. 2005 wllh all RIders to thb dOOlmenl,

(B) "Borrower' Is Qi'u •• AN UNMARRIED NAN

. ,togethlr

Borrower Is the trustor under this Security Instrument,

(C) 'L~d~'u OWNIT MORTGAGE SOLUTIONS, INC.

Lender ls a CALIFORNIA CORPORATION and exl5U"g under the laws of CALIFORNIA Lender's address Is 27349 AGOURA ROAD, SUITE 100, AGOURA HILLS,

CALIFORNIA 9130~

(0) "TruUee" rs PLACER TITLE CO

1512 EUREKA ROAD, -. ROSEVILLE, CALIFORNIA 95661

(B) "Ml!RS' Is Mortgage Bleclrenlc Reglstratlon Systems, Inc. MERS Is a nparale corporatlon that Is actIng .olely as. norollloe for Lender-and Lender' •• uceesso .. and as<Igm. MBRS is Ih. b.~.fitl.,y under this S=rlty Instrument.· MBRS Is oTgan~d and exisllng under the laws of Delaware, and has an address and telephone number

or1',o. B1lx2026, Flint, Mt 4S5Gl-2Q26, tel. (8as) 6'I9·MERS. .

(F) 'Note" rneanUlie proml.l5ory oo[e $Igned by Borrower and dated ~LY 14, 2005

Tb. Note slates that Borrower owes UnMrSIX HUNDRED FIFTEEN THOUSAND FORTY AND

DO/lOa Dofuts"(U.S.$ 615,040.00 }plus!ntoreSI.

organlzed-

111II1I1II1!l1ll1ll1l1ll 1I11l1111fllllllVlIII 11111111111111111 IlnlllIl IIIJI

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PLACER,CA

Document: DOT 2005.98699

RECOllDlNG RE:OUESTED BY

PLACER nne CO~~ANY

1111111111111111111111111111111111111111111111111

P~RJ. C~unty Re~rder JIn r~~AULEY

DOC- 2005-0US&9

Rc¢t 2-Pllle~A T n~~

Friday. JUL 29, 200508:00,00

I'ItC $3.001F1Uf $14.0~ISaS $13.~1)

REC $16.~el I

HI Pd $46.00 /{or-M3133eS93

chm/DL/1-14

Recording Requested By,

OI'INIT BORTGAGE SOLUTIOnS, INC. 2999 DOUGLAS BLVD., SUITE 220 ROSEVILLE, CALIFORNIA 95661.

And After Recording Return To:

ONNIT HORTGAGE SOLUTIOnS, INC. 27349 AGOURA ROAD, SUITE 100 AGOURA HILLS, CALIFORNIA 91301 Loan Number: 3556008

!.!I D...u\-~3-l!:;:D~OO:::=:..:O:::... [Sp ••• A»<Jv.Thlollno for FlO<ordk1g Datal _

DEED OF TRUST

MIN: 100224620000841414

THIS DEED OFTRUSTlsmidelhls 14th d'yofJULY r 2005 JJIiI_--_lmllt., AN UNMARRIED NAN

al1l(lDg the 'Trustor,

(Mrein "Borrower"), PLACER TITLE CO, 1512 EUREKA ROAD, ROSEVILL~, CALIFORNIA 95661

(herein <Trustee'). and the Benendary, Mortg.ge Electronl~ Reglslr.IUon SY$tems, Inc. ("MBRS,), (solely as nominee for Lender, as heretnafter deflned, and Lender's S1JCCeSSOlS and assigns). MERS Is organized and exJsllng lln4tr the laws of Delaware. andhas an addms and [ehphonenumbu ofP.O.l!ox2026. FUn!. MI48501-2026, lei. (888) 679·MERS. OWNIT MORTGAGE SOLUTIONS, INC., 11 CALIFORNIA CORPORATION

is otgaalzed and exl.sUng under the taws of CALI FORNIA and has an address of

27349 AGOURA ROAD, SUITE 100, AGOURA HILLS, CALIFORNIA 91301

(hereln "Lender').

BORROWER. In conslderatlon oflbe indeblednesshereln recitedandfhe lrust h ere In cr ea led, Irrevacably grants and conveys 10 Truslee. In trusl ..... ith power of sale, fhe following described properly Iocated In the Counly of

PLACER , SIal. of CalIfornia:

SE'S lEGAL ocsrnIPl'ION ATl'OCHED HEREIO Al.'D HADE A PART HEREOF AS EXHIBIT "A". A.P.N. H, 043-250-014

THIS SECURITY INSTRUMENT IS SUBORPINATE TO AN EXISTING FIRST

&~-fh\~b,.~ldr~,\!O~82s ORCHARP PARK NAY

LOOMIS

• Callfomta

[Strffil 95650 [ZIp Cocl<[

(herein 'Property Adclress");

[CIIy]

CAUFORNIA·SECOND MOIlTGAG~,'I~O fOlm 3SOS. AS Ml<NDJ'O FOA MEilS

Pilll" 1 ore

DodlaglC"~ "»fJ"'ll$~ wW>Y.<>1>cIil~k'.com

111II111I1II111I]]IIIIIIIIIIIOIIIIIIIIIIIIIU IIIlflllIlIJIIIIIIIIIIIIIIIIIII!1

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Comment

Station Id :NNAU

t:!tc¢'rdlng Requesfao ~y 1JHe Court Servlce

1111111111111111111111111111111111111111 111111111

PLACER1 County Recorder JI~ nC\;AULEY

DOC- 2010-11. M. 00

Aoot 100- n 'rLE' COURT SERV ICE, me

Wednesday, MAY 05, 2010 08:49:36 nIC $3.00IAUT $3.00ISBS $2.00 ERD $1.00IREO $1.00IlU'C $5.00

Ttl Pd $15,00 Rcpt H 00020493~6

jle/JC/l-J

Recording requested by:

LSI Title Company

When Recorded Mail To:

NDEx Wes(, L.l,..C,

I SlIOO Su rveyor Boulevard, Sullo 500 Ad~fson, Texas 15001-9013

Trustee Sale No. UC4 6 Bid ibdL

Title Order No.:"" _

IMPORTANT NOTICE

NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST

IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR PAYMENTS IT MAY BE SOLD WITHOUT ANY COU~T ACfION, and you may have the legal right to bring rOUt eccouni in good standing by paying all of YOUI past due payments plus permitted costs and expenses within the 1fme permitted by law for reinstatement of your account, which is nonnally nye business days prior (0 the date set for the sale of your property. NCI sale dale may be set until three months from the date this Nollca of Default may be recorded (which date of recordation appears on this notice),

This amount is S52,014.7! as of S141l010 and will increase until your account becomes CUlT~m. While your properly is in foreclosure, you still must pay other obligations (such as insurance and taxes) required by your note and deed of trust or mortgage. I f you fail 10 make future payments on the loan, pay taxes on the property, provide insurance on the property, or pay other obligations as required in the note End deed of trust or mortgage, the beneficiary or mortgagee may insist that you do so in order to reinstate your aecoura in good standing. In addition, the beneficiary or mortgagee may require as a condhion of reinstatement that you provide reliable written • evidence that you paid rul s enior liens, property taxes, nnrl h&ald Insurance prerniums,

Upon your written request, the beneficiary or mortgagee will give you a written itemization of the entire amount you must pay. You m sy nol have 10 pay the entire unpaid portion of your account, even though full payment was demanded, but you must pay elf amoums in default at the time payment is made. However, you and your beneficiary or mortgagee may mutually agree in wrhlng prior to the lime the notice of sale is posted (whicli may not be earlier than the three month period Slated above) to, among oilier things. (I) provide additional rime in which to cure the default by transfer of the property or otherwise; of (2) establish a schedule of payments in

order to cure your default; or both (I) and (2). .

Following the expiration of the time period referred to in (he first paragraph .of this notice, unless the obligation being foreclosed upon or a separate written agreement between you and your creditor permlts a longer period, you have only the legal tight to Stop the sale of

your property by paying the entire amount demanded by your creditor. .

PLACER,CA

Document: NDF 2010.33379

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Station Id :NNAU

IMPORTANT NOTICE

NOTICE OF DRFAULT AND ELEcrION TO SELL UNDER DEED OF TRUST

Trustee Sale No.: a.. r

Title Order No.: 1££O;;iZ

r fP

To find out the amount you must pay, or 10 arrange for payment [0 stop (he foreclosure, or if your property is in foreclosure for any

other reason, coruact: •

AMERICA'S SERVICING COl'lfPANY c/o NDEX WEST, LtC

ISnQO Surveyor Boulevard, SuUe 50{!

Addison, Texas 7S001·!l{lIJ (866) 795-1$52

I fyou have any questions, you should contact a lawyer or the governmental agency which may have insured your loan,

Notwithstanding the faci that your property is ill foreclosure, you may offer your property for sate provided the sale is concluded prior [0 the conclusion Dfthe foreclosure.

REMEMBER, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE PROMPT ACTION.

NOTICE lS HEREBY GIVEN THAT: NDF,X WEST, LLC is the original Trustee, duly appointed Substituted Trustee, 01 acting as Agent for the Trustee or Benefielill)' under a Deed of Trust dated 07/1412005, executed by ., b nsnl', as Trustor, to secure obligations In favor of MORTGAGE ELeCTRONIC ReGISTRATION SYSTEMS, INC. ("MERS"), as Beneficiary Re~Qrded on 0712912005 RS Instrument No. 2005-~ official records in the Office of the Recorder of PLACER County, Ca1ifornl~, as more fully described on said Deed of Trust Including a Note(s)l Unconditional Guaranty whiclt had a principal amount of S6l5,040.0D that the beneflclal interest under said Deed of Trust and the obligations secured thereby are preS-MIl}' held by the Beneficiary; that a breach of, and default in, the obligatlons for which said Deed of Trust is security has OCCUlTed in that the payment has not been made of:

THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE ON 51112009 AND ALL SUBSEQUENT INSTALLMENTS, TOGETHER WITH LATE CHARGES AS SET FORTH IN SAID NOTE "ND DEED OF' TRUST, ADVANCES, ASSESSMENTS, FEES, ANDIOR TRUSTEE FEES, II' ANY.

NOTHING IN nils NOTICE SHALL BE CONSTRUED AS A WAIVER OF ANY FEES OWING TO THE BENEI'JCIARY UNDER THE DEeD OF TRUST, PURSUANT TO THE TERJ\IS OF THE LOAN DOCUMENTS.

That b}' reason thereof, the present beneficiary under such deed of trust, has executed and delivered to said agent, a wrfuen Declamdon of Default and Demand for same, and has deposited with said agent such deed of trust and all documents evidencing obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and

does hereby e\ecllo cause the lrust ptopeny 10 be sold 10 satisfy the obligations seemed thereby, - C

DATED: $141).010

NDEX WEst, LLC as Agon! fOT Beneflclary By: LSI TWe Company, agent

FCUS_Noti«OIO,r,oll.tpl. R",."I- (3/Il,l~IO)V.t·17

hgolof]

PLACER,CA

Document: NDF 2010.33379

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Station Id :NNAU

, ,

NOTICE OF DEFAULT DECLARATION PURSUANTTO CALIFORNI;\ CIVIL CODE 2923,$

America's Servicing Company 3476 Statevlew Blvd,

Port Mill. SC 29715

Borrower: _, 'S :UtA

Property Address; W £$ta.Pi;' JUb n

LOOMIS CA 95650

The undersigned mortgagee. ben-eficiary. or their authorized agent (collecilvely.the "Beneficiary") represent and declares that the requirements orCA Civil Code 2923.S have been mel. This Declaration is required for any residential owner occupied property In which the Joan was originated between January 1,2003 and December 31,2007. Non-owner occupled and vacant properties are exempt from the requirements orCA Civil Code Z923.S.

One of the below necessary requirements was mel by the Beneficiary:

The Beneficialj' has made contact with the borrower pursuant to CA Civil Code

2923 (a)(2). Contact with the borrower WIIS made in person or by telephone [0 assess Ihe borrower's financial situation and expfore options for the borrower 10 avoid foreclosure.

..

Due Diligence to contact the borrower was exercised pursuant to CA Civil Code 2923.5(g)(2) by the Beneficiary.

•

The borrower has surrendered the property as evidenced by either a letter confirming the surrender or-delivery of the keys 10 the property 10 the mortgagee, Trustee, beneficiary, or aufhorlzed agent pursuant to CA Civil Code 2923.5(h)(I).

Th e be newer has contracted with an organlzat ion, perso n, or ent ity whose prima ry business is advislng people who have decided to leave their homes on how to extend the foreclosure process and avoid their contractual obllgatlons to mortgagees or beneficiaries pursuant 10 CA Civil Code 2923.5(hX2).

The borrower has flied for bankruptcy and the proceedings have not been finalized pursuant to CA CIvil Code 2923.5(h){3),

! certify (or declare) under penally of perjury under the laws of the Slate of Callfornia that the

foregoing Is true and correct. '

Dawd: __ O_4_n_6_n._O_IO __ ~_

__~n:~n~e~rty~ .... _

VP of Loan Documenlallon

PLACER,CA

Document: NDF 2010.33379

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C),~ ~ ·to t-S fie)C \rJtSJr

w\O-- ~ fJVO f\~

z: lAro. v...Gl

R&COrdlng Requastad by

« Title Court SeNice .

Recording requested by:

LSI Title Company

When Recorded Mall To:

NDEx West, L.L.C.

15000 Surveyor Boulevard, Sulle 500 Addison, Tex~s 75001-9013

APN II: 043-250·014

111I1111111

Trustee Sale No. : '.22 'S

Comment:

Station Id :NNAU

1111111111111111111111111111111111111111111111111111111111111I11111111111I1

PLACER, county Reoorder . JIM MCCAULEY

DOC- 2010-0811181 00

TITLE COURT

HONDAY, .:ruN 14, 2010 e~43;17

WIC e3.00 I AUT $2.00 I SBS $1.00

ERn $1.00 I RED $1.00 I REC 114.00

ADD $0.00

$12.00

Rapt # 02067061 olkh1mlfjl/GV/1-2

SUBSTITUTION OF TRUSTEE

. WHEREAS, I D. ... was the original Trustor, PLACER TITLE CO was the original Trustee, and MORTGAGE

ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") was the original Beneficiary Recorded on 07129/1005 as instrument No. 2005-0098698 ofofticial records in the Office of the Recorder of PLACER County, Callfornla, as more fully described 00 said Deed of Trust.; and WHEREAS, the undersigned is the present Beneficiary under said Deed of Trust, and WHEREAS, the undersigned desires to substitute a new Trustee under said Deed ofT rust in pi ace and instead of said prior Trustee.

PLACER,CA

Document: DOT SBT 2010.44121

NOW, THEREFORE, the undersigned hereby substitutes, NDEx West, L.L.C., WHOSE ADDRESS [S; 15000 Surveyor Boulevard, Suite 500, Addisl!o, Texas 75001-9013, as Trustee under said Deed of Trust.

Whenever the context hereof so requires, the masculine gender includes the feminine and/or neuter, and the singular number includes the plural.

DATED: June 7, 2010

. State of TEXAS} County of DALLAS}

t,£€~6NlOE<1I..STRATJON SYSTEMS,INC

) ')

On June 7, 2010 before me, Randy LaDon Potts Notary Public, personally appeared Joyce Copeland who is known to me to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that· he/she/they executed the same In hislher/their authorized capaclty(ies), and that by hislher/their signature{s) on the instrument the person(s), or the entity upon behalf of which the personts) acted, executed the instrument.

WITNESS my nand and offlcial seal,

Signature: 7~4 ~#'~(SCal)

My commission expires: _

FCUS_SubslftuteOffrilllcc.rp!' 6116109· Vel 27

l'

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G\Mtl1\JA r-O'nO~lS W\..

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Station Id ;NNAU

Together with the note or notes therein described or referred to, the money due and to become due thereon with interest, and all rights accrued or 10 accrue under said Deed of Trust.

R&cording Requested by Title Court SaNloo

111111111111111111111111111111111111111111111111111111111111111111111111111

PLACER, County Recorder JIM MCCAULEY

DOC- 2010- __ - ...

TITLE COURT

FRIDAY, JUN 18, 2010 9:56:2~

MIe $3.00 I AUT $1.00 I SBS $0.00

ERD $1,00 I REO $1.00 I PEe $3.00

ADD $0.00

Ropt 1# 02058227 olkhlmlfjl/CG!l-l

Recording requested by:

LSI Title Company

When Recorded Mail To:

NDEl( West, L.L.C.

151100 Surveyor Boulevard, Suite 500 Addison, Texas 751101·9013

Ttl I'd

$9.00

l~m!lmUmmllllllmlllm~ II~ III1 ~lmllllmllll~III'I~1I111

ASSG20 l Qiiid9Sftta'

Spate above this hne for Recorde(s use only

Trustee Sale No.: 20100134002572 Title Order No.: JOO)67722

ASSIGNMENT OF DEED OF TRUST

FOR VALUE RECEIVED, the undersigned hereby grants. assigns and transfers to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON CSFB ARMT 2006-1 all beneficial interest under that certain Deed of Trust dated 0711412005, executed by ~ 'i \ T, as Trust or to PLACER TITLE CO, Trustee, and Recorded on 07129/2005 as Instrument No. 200S.'_"of Official Records in the County Recorder's office of PLACER County, California. Describing land therein: AS DESCRIBED IN DEED OF TRUST MENTIONED ABOVE.

Dated

MORTGAGE ELECTRONIC REGJSTR AS NOMINEE FOR OWNIT M

JUN 102010

~V?_o\ .:» ~

t\J6t)

c;orrlA. f\Ci~ ~

Slate of Texas} County of Dallas}

Before me' Randy LaDon Potts , the undersigned Notary Public, on this day personally appeared Stephanie Goble, who is the Assistant Secretary of MORTGAGE ELECTRONIC REGISTRATtON SYSTEMS, INC. AS NOMINEE FOR OWNIT MORTGAGE SOLUTIONS, INC., a corporation, on behalf of said corporation, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged 10

me that he/she executed the same for the purp.oses and consideration therein expressed, .

Given under my hand and seal of office this .A.J day.of--,-,( k~/'.h:",'./:.o::.· ., 2010.

Not6,£.n:u{A 4df-

Randy LaDon Potts

c;~rh{"\JI, -{., (;D\,lt-

6..V\.~ p()~ v '5~\' y.~ rJb~5

(Jr rol,-.t/;iI...YVJ'-

,,\Q) ~

Printo:d Name of Notary Public

;

I

I

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PLACER,CA

Document: DOT ASN 2010.45898

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Station Id :NNAU

NDE,; West, L.L.C

ISODO Surveyor Boulevard •. Suite 500 Addison. Texas 75001·9013 Telephone: (866)795·1852 Telecopier: (972) 661-7800

AFFIDAViT

TRUSTEE1S SALE NUMBER: 21)40613

--

1, Cindy Foor.jhe undersigned, a United States Citizen declare that:

I am an employee, over the age of eighteen years, of

NDEx West, L.L.C., and/or NDEX,

whose business address is:

15000 Surveyor Boulevard, Suite 500, Addison, Texas 75001-90]3

In compliance with Section 2934a(b) of the Civil Code of the State of California, Notice has been given to the prior trustee then of record, that NDEx West, L,L.C. has been substituted as trustee under the Deed of Trust described in the attached copy of Substitution of Trustee and a copy of said Substitution of Trustee has been mailed prior to the recording thereof, in the manner provided in Section 2924(b) of the Civil Code of the State of California to all persons to whom a copy of the Notice of Default would be required to be mailed by the provisions of said section.

I certify under PENALTY OF PERJURY under the Laws of the State of California that the foregoing is true and correct.

NDEx West, L.L.C., and/or NDEX

June 10 2010

Cindy Foor (Declaram)

DATED

1llllllllllllllllllllllllllllllllll~ 11~11l111111ll11111111~ 111111I1111111111~111111 ~111111

SBC20100134002572 .

1//

PLACBR,CA

Document: DOT SBT 2010.44121

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Station Id :NNAU

Recording I'h:!quested by Title Court seivlce

111111111111111111111111111111111111111111111111111111111111111111111I11111

I

J

.-~y:

LSI 1\110 Company

When Recorded Mall To:

NDE)( West, L.L.C.

15000 Surveyor Boulevard, SUite 500 Addison, Texas 75001-9013

(866) 795·1852

'l'tl I;'d

$12.00

aopt # 0206'1204 o1kgpmlfjl/CG/1-2

PLACER, county Recorder

JIM MCCAULElY

DOC- 2010-

TITLE COURT MONDAY, AUG 9, 2010 8:55~39

M!C !?3.00 ! AUT $2.00 I SBS !?l. 00

E:RD $1. 00 I rom $.1. 00 I PEe $4.00

ADD ~O.OO

APN II: 043-250·014 Property Address:

• bruit

•

LOOMIS, CALTFORNIA 95650

m[lIllml~llllll~ml~llml.mlllllll~lllmllllilllm~liIill~~

NOTS20100134002572

S!",CO .bo ve tbls [i nc fO( Recorder's usc only

Trustee Sale No.: 2iJI , Title Order No.: "11 ..

NOTICE OF TRUSTEE'S SALE

FHANAfPMI No.:

YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01114/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDrNG AGAINST YOU, YOU SHOULD CONTACT A LAWYER.

NDEX WEST, I.LC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/29n005 as Instrument No. 2005-0098698 of official records in theoftice of the County Recorder of PLACER County, Stale ofCALlFORN1A.

EXECUTED BY: IiiHG II if P,

WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHfER'S CHECK/CASH EQUIVALENT or other form ofpaymen! authorized by 2924h(h), (payable at time of sale in lawful money of'the United States),

DATE OF SALE: 09/0112010 TfME OF SALE: 9:30AM

PLACE OF SALE: AT THE NORTH ENTRANCE TO THE BILL SANTUCCI JUSTICE CENTER LOCATED AT 10820 JUSTICE CENTER DRIVE, ROSEVILLE, cli. 95678.

STREET ADDRESS and other common deslgnntlon, If any, of'the real property described above is purported to be:

_----.--- .. LOOMIS, CALIFORNIA 95650

APNII:

The undersigned Trustee disclaims any liability for uny incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but wlthout covenant or warranty, expressed or implied, regarding tltle, possession, or encumbrances, 10 pay the remaining principal sum of Ihe no!e{s) secured by said Deed of Trust, with interest thereon, as provi ded in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by sald Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances nt the time of the'inllial publication of the Notice of Sale is S674,245.27. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a' written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded In the county where the real property is located.

FOR TRUSTEE SALE INFORMATION PLEASE CAlL:

AGENCY SALES & POSTING

3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602

714-730-2727

NDEx West, L.L.C, MA'o' BE ACTI~G AS A DEnT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WII.L BE USED FOR THAT PURPOSE.

PLACER,CA

Document: DOT SLE 2010.6059Q

Page 1 of2

. Printed on 9/15/2010 2:52:38 PM

l-

1

Branch :P06,User :4007

Comment:

I

,

CALIFORNIA DECLARATION

I, China Brown ,of America's Servicing Company

("Mortgage loan Serylcer"}. declare under penally Of perjury, under the laws of the State of Call fornl a, that the following ls-true and correct: .

Tho Mongage Loan Servlcer _X-hBs or __ has not obtained from the Commlssloner of Corporal Ion a 11 nal or temporary order of exemptlon pursuant to California Civil code Section 2923.53 that Is current and valid on the dale the aceompanylng Notlce of Sale Is filed.

AND/OR

The tlmeframe for giving Notice of Sale specified In subdivision (11) of Civil Code Sectlon 2923.52 _ does or _x_ does not apply pursuant to Section 2923.52 or

2923.55. .

07/01f2009 Fort Mill, Soulh Carolina

o~

. Name of Signor

China Brown

Station Id :NNAU

PLACER,CA

Document: DOT SLE 2010.60590

Page 2 of2

Printed on 9/15/2010 2:52:38 PM

Recordi:n:; requested by:

LSI 11l1. Co.'pony

WI;<n R<<Of<i<d Mail To' NOg.W<St, L.L.C,

l.5Of)} Su(\'-e.yor Boule .. 'ard, Suift: 500 Addison, T."".1,OOl-9D13

THIS IS TO CERTl FY THAT THIS IS A FULl, TRUE AND CORRECT COpy OF THE OR IGINAl RECORDED IN THE OFFICE OF THE COU NTY

RECORDING FEE: ---"$'-'-15"',=.:{)O=--- ~_

RECORDED ON: May 6,2010

AS DOCUMENT NO: W¥J663CS! 3

BY: sf Menghong But

lSI TITLE COMPANY (eA)

Tl11llccStl.N".; lfllWU-l0l)251l

TirleOrdtrN<l., ••

Th1PORTANT NOTICE

NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST

IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR PA YMI'.NTS IT MAY BE SOLD WITHOuT ANY COURT ACflON, aod ~"u may b" -e tl>l Je~.1 right to l>i"i;lg yow aco¥w in &'00 .h"dlng by p.yin~ .11 of yO'Jf pas, due payments plus l"nniu<d costs 201d expenses "illlin !k lime v.rmi~<d by r .. v For r.m.U'''!l>!Ol of your ecceunt, "lli<h is Mml.illy nve business d.y. ~1i"r (0 tho date SOl lbr tho '* of yll\Ii" ",""perty. N o s 010 d<le flj,Y ""SOl UnI;1 tr,(ceftWr.1lls from tho daetllis Nori~ofo.r.tItm'Y D! recorded ("hk!> dOlt M,...,o[l.l.."Iioo 'PP¢:Us on til is llClioe).

Thi. am~unl is M2,('14,11 as of 51-112010 ruld ",11 Iccreese u.!il yoer zccocm becomes ccrreot, Whil. )'OUr p<Gp-..'"fly j, in f o reclerure, yoo 'till mu;t pay Q'.l!er ob1ig.~onl (su,h es iIrnJrO!lC¢ and (iU es ) .""uir.d by ~wt note oM deed of trust or mongag"- If you fail 10 m""~ future P'}lll<nt5 on til. Jean, I"'Y taxes on tho prop<rty, provide inStlI1ln« on the p"'p.:ny. or p.y ~; .;bHgWOllS as reqvin:d in tho rrn~ and deed of tr",~ or nl«1gase, t!: .. ~MIi~atY or m«1&lg.~ En")' ;,,;i;1 tlm you 00 so in order to ,dn>'.3ro \,oor ~C<lUnl In good >l"Wng. ln additio!!, th< li<r.efid,,} or n1()ltg.g ee may require as a Ctlndid.:>n of ,';rutmffi'-ll! thaI yO'J p;:ovide reliable w fill"" ~I'i~ 1M! roo paid 3lJ senlcr 11"'03, P"'j>1<1)' ta"",.0<1 hazard ;"MMe. premium"

Ijpon your written t<q1JO<;~ the benefici"'}' or mcngagee "ill give IOU • written Hemrn~ of tho entire _t lOU m",! pay. You m.)' nO! have [0 1'3)' tW eodre UIIpoid penion of Y"'" .e<rn>n~ eve n tJwugb Ml paYf1l¢nl was demznd04, but yo~ "'us; pay .1I ""''''''nts in d<r eu 1t 'I the tim. P']lrun! is made, HQwel"Cl", you and roor b<aeficiuy or mortgagee mar mutually agree in -,Tidng prier [0 1M lime !he netlee of sale i< po"ed (Much may DOl be «diu til"" !h¢ three moorh period staled abo~tJ to, anoog o~r things, {I] ",ovid< adojilfM;ll tlrue in ",bith to OJ'" tho default by lraoi!f.r of she property or ttl\<",i;e; Of (3) ~mblish • s..'Rduk of P'Y""ou in ordee to eure yourrl<f.u!C or both II] and (2).

Foll¢"IDg 11".0 expirz!ioo of <II. tim. period reC.tteo.I 10 in the first pU2gn.pll of ll!I$ Mtie<:, unless the ohligZli<m being ["r«rosed upon d. a <ef>2l21e wrluen agreement between roo and yoer «<~itor permits a long.r l"'loo. you bave only d,. I>g.ll righl to stop 1)0", nl~ of Yo","p,op<lty bypl)'in3 tho entire .. "lOt.,t d~nllnd<d by)"<)\If creditor,

NDE~Wt;t, L.L.C

15000 SU"'OYOf Boulevard, Suite 500 Addison, Tex •• 75001-9013 Telephone: (866) 795-1851 Telecopier: (912) 601-1&00

Re: Loan No.:

TSNo.:

1205231029 .. ?3

!lIay 10, 2010

LOOM1S, CA 9~O

NOE;.: West, L.L.C. ("NDEx'l has been authorized by lit. Servicer/Creditor to collect a debt associated with a Deed of Trust associated 'lith a real property 1",,,- The current creditor to Whom the Debt is owed is u,s. DANK tlATroNAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST nOSTON CSFB AR!lIT 2006-1- Ihe loan is being se "iced by A1IIERlCA'S SERVICING COi\1PANY.

We have been advised by our client that tho amount of th¢ debt ss of the date of thls Notice according to tho records Qf Our client is 5664,216.53. Because of interest, late charges, and other charges that may val)' from day to day, the amount due on the day you pay may be greater, If you pay the amount shown above, an adjustment may be necessary after we receive your ch .. -ek, i~ which case 'we "ill inform you before depositing the check for ccllecticn, For further Information, write the undersigned or call 866-195-1851.

PLEASE BE ADVlSED THAT NDEX MAY BE cO;"lSIDERED A DEIlT COLLECTOR A'ITEMPTING .0 COLLECf THE ABOVE REFERENCED DEDT_ ANY INFORMATION OBTAINED FROM YOU WILL DE USED FOR THAT PURPOSE.

Un!e;" wiihin lbirty days after you receive this letter you dispute the validity of the Debt 01 any part of it, NOEx "ill assume that the d¢bt is valid, If you notify NOE." in wriling within that same thirty-day period that the debt, or any portion thereof, is disputed NDE.~ "ill obtsln verification of tho Debt or a copy of a judgment, if any, and a copy of such veriflcation Of judgment "ill be mailed to you.

,. Upon your written request within that same thirty-day period NDElt "ill furnish you "ilh tho name and address of the original creditor •

. :_0' if the origin'! creditor is different from the current creditor.

The law does not require NDE.~ to wait until the end of the thirty-day period before laking action to collect thls debt. If, howe ve r, you request proof of the debt or the name and address of the original creditor "ithin thirty days of receipt of this letter, the law requires NOE.~ to suspend its efforts (through litigation or otherwise) In collect tho debt, even if v..e, have already initiat.d foreclosure proceedings, until WII mail rou the information validating the debt andlct until we provide you with the name nnd add= of the original creditor.

The California Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practic es Ad "qui rc that, except under unusual circumstances, collectors may not contact you before 11 a.m, or after 9 p.m, Thor may net harass you by using threats of violence or arrest or by using obscene language. Collectors may not me fal se or misleading statements or call you at work if they know thai you may not receive personal call. al work. For tho most part. collectors may not rell another PC"OO, other than your a110mey or spouse, abcct your debt Collectors may contact anotbcr person to conflrrn your location Ot enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at I -871-I'TC-HELP or www.Itc.gov,

If you are not obligated on. the Debt, or if lb. Debt has been t11«h.rged III a bankruptcy proceedlng, tbl. letter Is ,,01 OU attempt eo Impose perscnnl llablllty upon you for payrnent of that debt In the event JOU hal" received a bankruptcy discharge, any action 10 enforce the debt wUl be take u agalnst Ih. property only. You are being given this notice as a courtesy because your Int eres ! III the property loan may be affected,

Sincerely,

Meli ssa Hayes NDE.~ West, I,.L.C.

Pl1ge-Jofl

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