xls
Thank you for registering Cashflow Plan Free. For details of the complete range, visit the Upgrade worksheet.
www.planware.org
© Copyright Invest-Tech Limited 2001-05
Note that this Free version of Cashflow Plan uses the same online help as Cashflow Plan Micro
which covers 12 months and includes additional facilities and features. See Upgrade worksheet.
If this message is visible, you may wish to change the Default Zoom Value via the *Setup menu (try value = 75).
Change this description via Enter Model Title option in *Setup menu Page 1
Any Company Inc 09/30/2010 07:51:16 41074530.xls
Cashflow Projections for Initial 3 Months Net cashflow Key for 3 Mths $000
15
Closing net cash balance Peak weekly
(deficit)
cash surplus #VALUE!
10
Peak weekly
5
$000
Week 2
Week 1
Week 3
Week 4
Week 1
Week 2
Mar
for period #VALUE!
Period-end cash
Initial 3 months (12 weeks) commencing in Feb 2006 surplus (deficit) #VALUE!
Change this description via Enter Model Title option in *Setup menu Page 2
Any Company Inc 09/30/2010 07:51:16 41074530.xls
WWW: Visit PlanWare's site at <www.planware.org> and enter code (above) in form at <cashfree.htm> page.
Fax: Send a fax to +353-1-278 2391 quoting the code (above). Note: Replace + in this fax number by the
appropriate international access code (e.g. 011 for the USA, 00 for the UK and many other countries).
In normal circumstances an Unlock Code # will be dispatched within twelve hours or less depending on the time
of day, time zone and day of week. If a response has not been secured within 36 hours, double-check your e-mail
address and submit a further registration request.
Cashflow Plan Free is unsupported. For assistance, refer to the Frequently Asked Questions at:
<www.planware.org/cashfaq.htm>.
Cashflow Plan Free is the most basic version within the Cashflow Plan range of business cash flow planners.
All the other versions cover a 12-month time horizons, handle a greater variety of assumptions and variables,
and include more features & facilities. They are fully supported. Each version can use either US/Canadian
or UK/International formats and is distributed as both "try-before-you-buy" and commercial software.
Size of suitable business (turnover US$ Mln) n/a < 0.5 < 2.0 1.0 + 3.0 ++ 3.0 ++
Introducing Exl-Plan
If you need projections for more than 12 months ahead, Exl-Plan is the ideal tool.
Exl-Plan is a separate product offering which complements Cashflow Plan. It is purpose-built for generating
Change this description via Enter Model Title option in *Setup menu Page 3
Any Company Inc 09/30/2010 07:51:16 41074530.xls
multi-year projections covering time horizons from 3 to 7 years with monthly projections for the initial year(s) and
quarterly and annual projections thereafter. It is ideal for preparing comprehensive financial projections for a
business plan, budgets etc. You can also use it as a tool for strategic and corporate planning, raising finance,
business restructuring and financial appraisals within almost any size and type of business.
The Exl-Plan range (Free, Micro, Lite, Pro, Super, Super Plus, Ultra and Ultra Plus) is available using either
UK/International or US/Canadian accounting conventions - sixteen variants in all. The following table highlights
the main features of the Exl-Plan range.
Size of suitable business (turnover US$ Mln) n/a < 0.5 < 2.0 1.0 + 3.0 ++ 3.0 ++ 3.0 ++ 3.0 ++
The PlanWare site at <www.planware.org> also offers other planning freeware, shareware and commercial
software together with a series of white papers and related material covering all aspects of business &
financial planning and strategy development.
Change this description via Enter Model Title option in *Setup menu Page 4
Any Company Inc Start
Quik-Start
Step 1
Step 2
Step 3
Step 4
Step 5
Step 6 Optional
Step 7 Optional
Note: Cashflows relating to sales will not be calculated until values have been
entered into table 2 at sheet RecPay.
Supplementary Data & Calculations:
Change this description via Enter Model Title option in *Setup menu Page 7
Any Company Inc 09/30/2010 07:51:19 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul 6-Mths
ASSUMPTIONS No. 2 - DIRECT COSTS
Cost of materials/packaging or goods Set cells below to zero only if a 'pure' services business
Average
for resale (as % sales) ->> 41.00 41.00 41.00 41.00 41.00 41.00 41.00
Cost of materials/packaging or
goods required ($000) 9.0 9.3 9.6 10.0 10.3 10.6 58.8
Average payroll & benefits cost per direct Include wages, bonuses, benefits, overtime and all payroll costs & taxes Average
person ($000/person/month) ->> 0.866 0.866 0.866 0.866 0.866 0.866 0.866
Total direct payroll/benefit costs ($000) 0.9 0.9 0.9 1.3 1.3 1.3 6.5
The variable descriptions in blue below can be changed
Other direct costs ($000): X = 0 to 4 Try to include all direct/variable costs here, irrespective of business type Total
-Energy (variable) <<->> 1.0 1.1 1.2 1.3 1.4 1.5 7.5
-Repairs/maintenance (variable) <<->> 2.0 2.0 2.0 2.0 2.0 2.0 12.0
-Subcontract <<->> 0.0
-Consumables <<->> 0.0
Total other direct costs ($000) 3.0 3.1 3.2 3.3 3.4 3.5 19.5
Total
Cost of sales ($000) 12.9 13.3 13.7 14.6 15.0 15.4 84.8
Note: Cashflows relating to purchases will not be calculated until values have been
entered into table 2 at sheet RecPay.
Supplementary Data & Calculations:
Change this description via Enter Model Title option in *Setup menu Page 8
Any Company Inc 09/30/2010 07:51:20 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul 6-Mths
ASSUMPTIONS No. 3 - OVERHEAD EXPENSES
Selling & freight expenses ($000): The variable descriptions in blue below can be changed Tot/Avg
-Freight expenses as % sales ->> 2.0 2.0 2.0 2.0 2.0 2.0 2.0
-Freight expenses X = 0 to 4 0.4 0.5 0.5 0.5 0.5 0.5 2.9
-Advertising & brochures <<->> 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Special promotion <<->> 0.0
-Miscellaneous selling/dist <<->> 0.0
Total selling & freight expenses ($000) 0.9 1.0 1.0 1.0 1.0 1.0 5.9
Admin/establish expenses ($000): X = 0 to 4 The variable descriptions in blue below can be changed Total
-Office supplies etc. <<->> 0.3 0.3 0.3 0.3 0.3 0.3 1.5
-Mail, telephone, telex & fax <<->> 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Travel <<->> 1.0 1.0 1.0 1.0 1.0 1.0 6.0
-Computer supplies etc. <<->> 0.1 0.1 0.1 0.1 0.1 0.1 0.6
-Utilities <<->> 0.0
-Rent & property taxes <<->> 0.0
-Insurances <<->> 0.0
-Other establishment <<->> 0.0
-Other administration <<->> 0.8 0.8 0.8 0.8 0.8 0.8 4.5
Total admin/establish expenses ($000) 2.6 2.6 2.6 2.6 2.6 2.6 15.6
Total overhead expenses ($000) 6.3 6.3 6.3 6.3 6.4 6.4 38.0
Change this description via Enter Model Title option in *Setup menu Page 9
Any Company Inc 09/30/2010 07:51:22 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul 6-Mths
ASSUMPTIONS No. 4 - FIXED ASSETS
Opening values must be entered via opening balance sheet
Opening Calculated values will be automatically inserted into the monthly balance sheets
Cost or valuation ($000) 75.0 75.0 75.0 69.0 69.0 69.0 69.0
Accumulated depreciation ($000) 25.0 25.6 26.3 24.9 25.5 26.0 26.6
Average depreciation rate (% pa) ->> 10.0 10.0
Base depreciation on cost (enter 0) or
use double declining balance (enter 1) ->> 0.0 Total
Depreciation for period ($000) 0.6 0.6 0.6 0.6 0.6 0.6 3.6
X = 0 to 4 After entering capital expend, press F9 to update fixed asset costs above Total
Capital expenditure ($000) 0 <<->> 0.0
Sale of fixed assets ($000): Set cells below to zero if no fixed asset sales Total
-Proceeds ->> 6.0 6.0
-Cost ->> 6.0 6.0
-Accumulated depreciation ->> 2.0 2.0
Change this description via Enter Model Title option in *Setup menu Page 10
Any Company Inc 09/30/2010 07:51:23 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul 6-Mths
ASSUMPTIONS No. 5 - FUNDING, INTEREST RATES & RELATED ITEMS
Interest
Interest rates (% pa): Avg/Tot
-Cash at bank ->> 4.0 4.0 4.0 4.0 4.0 4.0 4.0
-Short-term loans/Line of credit ->> 13.5 13.5 13.5 13.5 13.5 13.5 13.5
-Longterm debt/notes ->> 12.5 12.5 12.5 12.5 12.5 12.5 12.5
Interest Payment Months For each row below, enter "1" to signify a payment month, otherwise leave blank
Cash at bank ->> 1 1 1 1 1 1
Short-term loans/Line of credit ->> 1 1 1 1 1 1
Longterm debt/notes ->> 1 1 1 1 1 1
Debt & Loans Enter increases and repayments as positive values Total
Increases in longterm debt/notes ($000) ->> 10.0 10.0
Longterm debt/notes repayments ($000) ->> 5.0 5.0 10.0
Allocation of Debt Opening Opening values must be entered via opening balance sheet
Total longterm debt/notes ($000) 30.0 25.0 25.0 35.0 30.0 30.0 30.0
Proportions payable within one year: Opening On first use, set cells below to zero and revise later
-Longterm debt/notes (as % total) ->> 66.7 25.0 25.0 25.0 25.0 25.0 25.0
Approximate % of total payroll costs relating to On first use, set cells below in range 20-40% and revise later
taxes & benefits for all staff (%) ->> 40.0 40.0 40.0 40.0 40.0 40.0
Change this description via Enter Model Title option in *Setup menu Page 11
Any Company Inc 09/30/2010 07:51:24 41074530.xls
6 Months Opening 2006 2006 2006 2006 2006 2006 2006
to end Jul Values Feb Mar Apr May Jun Jul 6-Mths
ASSUMPTIONS No. 6 - RECEIVABLES, PAYABLES & PHASING OF OPENING BALANCES
Change this description via Enter Model Title option in *Setup menu Page 12
Any Company Inc 09/30/2010 07:51:26 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul
ASSUMPTIONS No. 7 - INPUT & OUTPUT TAXES
Set all values in this report to zero if input/output taxes are not relevant or significant, e.g. for a business based in USA.
Change description of tax (e.g. "Sales tax", "VAT", "GST" etc.) via menu option for *Setup | Enter Basic Model Info ...
Average Sales tax rates on sales (%): ->> 5.0 5.0 5.0 5.0 5.0 5.0
Total Sales tax on sales ($000) 1.1 1.1 1.2 1.2 1.3 1.3
Average Sales tax rate for purchases of Set assumption cells below to zero if input taxes are not relevant
materials/packaging & goods (%) ->> 20.0 20.0 20.0 20.0 20.0 20.0
Percent of all other non-payroll expenses Set assumption cells below to zero if input taxes are not relevant
(operating exs etc) subject to Sales tax (%)->> 90.0 90.0 90.0 90.0 90.0 90.0
Average Sales tax rate for non-payroll exs (%)
->>
Total Sales tax on non-payroll expenses ($000) 0.0 0.0 0.0 0.0 0.0 0.0
Percent of capital expenditure, lease repaymentsSet assumption cells below to zero if input taxes are not relevant
and interest subject to Sales tax (%) ->> 80.0 80.0 80.0 80.0 80.0 80.0
Average Sales tax rate for these items (%) ->>
Sales tax on capex & leases less disposals($000) 0.0 0.0 0.0 0.0 0.0 0.0
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Any Company Inc 09/30/2010 07:51:26 41074530.xls
20
Subgroup a
Subgroup b
Subgroup c
15 Subgroup d
Subgroup e
$000
10
0
Feb Mar Apr
6 months commencing in Feb 2006
25
Total sales
Gross margin
20 Income from operations
Net income before taxes
$ 000
15
10
0
Feb Mar Apr May Jun Jul
6 months commencing in Feb 2006
Change this description via Enter Model Title option in *Setup menu Page 14
Any Company Inc 09/30/2010 07:51:26 41074530.xls
25
Total sales
Gross margin
20 Income from operations
Net income before taxes
$ 000
15
10
0
Feb Mar Apr May Jun Jul
6 months commencing in Feb 2006
90
80
Admin/establish
70 Management/admin staff
Selling & freight
Cost of sales
60
As % sales
50
40
30
20
10
0
Feb Mar Apr May Jun Jul
6 months commencing in Feb 2006
42 10
Net debt as % owners' equity
Net income before taxes (%
sales)
41 8
Gross margin (% sales)
Current asset ratio (Right axis)
Percent
Times
41 6
Change this description via Enter Model Title option in *Setup menu Page 15
40 4
Any Company Inc 09/30/2010 07:51:26 41074530.xls
42 10
Net debt as % owners' equity
Net income before taxes (%
sales)
41 8
Gross margin (% sales)
Current asset ratio (Right axis)
Percent
Times
41 6
40 4
40 2
39 0
Feb Mar Apr May Jun Jul
6 months commencing in Feb 2006
3
Management
Clerical
3 Direct
Persons
0
Feb Mar Apr May Jun Jul
6 months commencing in Feb 2006
Change this description via Enter Model Title option in *Setup menu Page 16
Any Company Inc 09/30/2010 07:51:28 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul 6-Mths
CASHFLOW PROJECTIONS $000 $000 $000 $000 $000 $000 $000
CASH RECEIPTS
Cash sales & accounts receivable (Note 1) 23.5 28.6 26.5 23.4 25.3 26.2 153.5
Cash introduced 0.0 5.0 0.0 0.0 0.0 0.0 5.0
Increases in longterm debt/notes 0.0 0.0 10.0 0.0 0.0 0.0 10.0
Proceeds from sale of fixed assets 0.0 0.0 6.0 0.0 0.0 0.0 6.0
Sales tax recovered from State 0.0 0.7 0.7 0.8 0.8 0.8 3.8
Capital grants/subsidies received 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Revenue grants/subsidies received 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Miscellaneous income received 1.0 1.0 1.0 1.0 1.0 1.0 6.0
Interest received #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash receipts #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
CASH PAYMENTS
Materials/goods accounts payable (Note 2) 17.2 14.7 14.5 13.9 11.8 12.2 84.3
Total direct cost payments (Note 3) #VALUE! 4.0 4.1 4.4 4.7 4.8 #VALUE!
Total overhead expense payments (Note 4) #VALUE! 6.3 6.3 6.3 6.4 6.4 #VALUE!
Income tax payments 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Drawings & misc. opening payables 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Capital expenditure payments 0.0 0.0 9.0 0.0 0.0 0.0 9.0
Operating lease payments 1.1 1.1 1.1 1.1 1.1 1.1 6.6
Longterm debt/note repayments 5.0 0.0 0.0 5.0 0.0 0.0 10.0
Sales tax paid on overheads, capex etc. 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax paid to State 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Opening payroll taxes/benefits paid 5.0 0.0 0.0 0.0 0.0 0.0 5.0
Changes in prepaid expenses (2.0) 0.0 0.0 0.0 0.0 0.0 (2.0)
Changes in accrued expenses 0.0 4.0 0.0 0.0 0.0 0.0 4.0
Interest paid #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash payments #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Note 1
Cash sales & accounts receivable 3.5 18.6 21.5 23.4 25.3 26.2 118.5
Opening accounts receivable 20.0 10.0 5.0 0.0 0.0 0.0 35.0
23.5 28.6 26.5 23.4 25.3 26.2 153.5
Note 2
Materials/goods accounts payable 2.2 7.7 9.5 10.9 11.8 12.2 54.3
Opening accounts payable 15.0 7.0 5.0 3.0 0.0 0.0 30.0
17.2 14.7 14.5 13.9 11.8 12.2 84.3
Note 3
Direct cost payments:
-Wages and salaries (direct) 0.5 0.5 0.5 0.8 0.8 0.8 3.9
-Payroll taxes/benefits (direct) #VALUE! 0.3 0.3 0.3 0.5 0.5 #VALUE!
-Energy (variable) 1.0 1.1 1.2 1.3 1.4 1.5 7.5
-Repairs/maintenance (variable) 2.0 2.0 2.0 2.0 2.0 2.0 12.0
-Subcontract 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Consumables 0.0 0.0 0.0 0.0 0.0 0.0 0.0
#VALUE! 4.0 4.1 4.4 4.7 4.8 #VALUE!
Note 4
Overhead expense payments:
-Wages and salaries (overheads) 1.7 1.7 1.7 1.7 1.7 1.7 9.9
-Payroll taxes/benefits (overheads) #VALUE! 1.1 1.1 1.1 1.1 1.1 #VALUE!
-Freight expenses 0.4 0.5 0.5 0.5 0.5 0.5 2.9
Change this description via Enter Model Title option in *Setup menu Page 17
Any Company Inc 09/30/2010 07:51:29 41074530.xls
-Advertising & brochures 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Special promotion 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Miscellaneous selling/dist 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Office supplies etc. 0.3 0.3 0.3 0.3 0.3 0.3 1.5
-Mail, telephone, telex & fax 0.5 0.5 0.5 0.5 0.5 0.5 3.0
-Travel 1.0 1.0 1.0 1.0 1.0 1.0 6.0
-Computer supplies etc. 0.1 0.1 0.1 0.1 0.1 0.1 0.6
-Utilities 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Rent & property taxes 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Insurances 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Other establishment 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-Other administration 0.8 0.8 0.8 0.8 0.8 0.8 4.5
#VALUE! 6.3 6.3 6.3 6.4 6.4 #VALUE!
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Any Company Inc 09/30/2010 07:51:30 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006 As %
to end Jul Feb Mar Apr May Jun Jul 6-Mths Sales
INCOME STATEMENTS $000 $000 $000 $000 $000 $000 $000
Cost of sales:
-Materials/packaging/goods 9.0 9.3 9.6 10.0 10.3 10.6 58.8 41
-Direct labor 0.9 0.9 0.9 1.3 1.3 1.3 6.5 5
-Other direct 3.0 3.1 3.2 3.3 3.4 3.5 19.5 14
Cost of sales 12.9 13.3 13.7 14.6 15.0 15.4 84.8 59
Overhead expenses:
-Selling & freight 0.9 1.0 1.0 1.0 1.0 1.0 5.9 4
-Management/admin staff 2.8 2.8 2.8 2.8 2.8 2.8 16.5 11
-Admin/establish 2.6 2.6 2.6 2.6 2.6 2.6 15.6 11
Depreciation 0.6 0.6 0.6 0.6 0.6 0.6 3.6 3
Operating lease payments 1.1 1.1 1.1 1.1 1.1 1.1 6.6 5
Total operating expenses 8.0 8.0 8.0 8.0 8.0 8.0 48.2 34
Income from operations 1.1 1.4 1.8 1.7 2.1 2.4 10.5 7
Other income/expenses:
-Profit(loss) on sale of fixed assets 0.0 0.0 2.0 0.0 0.0 0.0 2.0 1
-Intangible asset amortization 1.0 1.0 1.0 1.0 1.0 1.0 6.0 4
-Capital grant/subsidy amortization 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0
-Revenue grants/subsidies 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0
-Miscellaneous income 1.0 1.0 1.0 1.0 1.0 1.0 6.0 4
Total other income (expenses) 0.0 0.0 2.0 0.0 0.0 0.0 2.0 1
Earnings before interest & taxes 1.1 1.4 3.8 1.7 2.1 2.4 12.5 9
Interest expense/income:
-Interest expense #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
-Interest income #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net interest expense (income) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Net income before taxes #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Income tax provision 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0
Net income #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Drawings less cash introduced 0.0 (5.0) 0.0 0.0 0.0 0.0 (5.0) (3)
Transferred to capital account #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Change this description via Enter Model Title option in *Setup menu Page 19
Any Company Inc 09/30/2010 07:51:32 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Jan Feb Mar Apr May Jun Jul
BALANCE SHEETS $000 $000 $000 $000 $000 $000 $000
ASSETS
Current assets:
Cash at bank 2.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Interest receivable #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Accounts receivable 35.0 34.6 29.9 28.1 30.2 31.1 32.2
Inventory 50.0 50.0 50.0 50.0 50.0 50.0 50.0
Prepaid expenses 15.0 13.0 13.0 13.0 13.0 13.0 13.0
Sales tax recoverable 0.7 0.7 0.8 0.8 0.8 0.8
Total current assets 102.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Fixed assets:
Fixed assets (gross) 75.0 75.0 75.0 69.0 69.0 69.0 69.0
Less: Accumulated depreciation 25.0 25.6 26.3 24.9 25.5 26.0 26.6
Net fixed assets 50.0 49.4 48.8 44.1 43.6 43.0 42.4
Net intangible assets 14.0 13.0 12.0 11.0 10.0 9.0 8.0
LIABILITIES
Current liabilities:
Accounts payable 30.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Capital expenditure payables 9.0 9.0 9.0 0.0 0.0 0.0 0.0
Accrued expenses 6.0 6.0 2.0 2.0 2.0 2.0 2.0
Payroll taxes/benefits 5.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Miscellaneous 0.0 0.0 0.0 0.0 0.0 0.0
Income tax 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax payable 0.0 0.0 0.0 0.0 0.0 0.0
Total interest payable #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Short-term loans/line of credit 24.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Current portion of longterm liabilities:
Longterm debt/notes 20.0 6.3 6.3 8.8 7.5 7.5 7.5
Total current liabilities 94.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Longterm liabilities:
Longterm debt/notes 10.0 18.8 18.8 26.3 22.5 22.5 22.5
Total longterm liabilities 10.0 18.8 18.8 26.3 22.5 22.5 22.5
Equity:
Opening capital account 104.0 62.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Transferred from Income Statement (42.0) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing capital account 62.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total liabilities & equity 166.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
CHECK balance sheets balance >>>>>>>> 0.000 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Change this description via Enter Model Title option in *Setup menu Page 20
Any Company Inc 09/30/2010 07:51:33 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006
to end Jul Feb Mar Apr May Jun Jul 6-Mths
PERFORMANCE REVIEW (Annualized averages where appropriate)
As % sales: Avg
-Materials/packaging & goods 41.0 41.0 41.0 41.0 41.0 41.0 41.0
-Direct labor 3.9 3.8 3.7 5.3 5.2 5.0 4.5
-Gross margin 41.4 41.6 41.7 40.1 40.3 40.5 40.9
-Selling/freight expenses 4.3 4.2 4.1 4.1 4.0 3.9 4.1
-Income from operations 5.0 6.3 7.5 7.1 8.3 9.4 7.3
-Net income before taxes #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Avg
Average number of employees (persons) 3.0 3.0 3.0 3.5 3.5 3.5 3.3
Annualized sales per employee ($000) 88.0 91.0 94.1 83.3 86.0 88.7 88.5
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Any Company Inc 09/30/2010 07:51:34 41074530.xls
6 Months 2006 2006 2006 2006 2006 2006 2006 2006 As %
to end Jul Jan Feb Mar Apr May Jun Jul 6-Mths Sales
SUMMARY $000 $000 $000 $000 $000 $000 $000 $000
Cashflows
Total cash receipts #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash payments #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net cashflow #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Opening
Closing cash at bank 2.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing short-term loans/line of credit 24.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Income
Sales 0.0 22.0 22.8 23.5 24.3 25.1 25.9 143.5 100
Cost of sales 0.0 12.9 13.3 13.7 14.6 15.0 15.4 84.8 59
Gross margin 0.0 9.1 9.5 9.8 9.7 10.1 10.5 58.7 41
Expenses, interest, depn etc 0.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net income before taxes 0.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! ###
Assets
Current assets 102.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net fixed & intangible assets 64.0 62.4 60.8 55.1 53.6 52.0 50.4 50.4
Total assets 166.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Liabilities
Current liabilities 94.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Longterm liabilities 10.0 18.8 18.8 26.3 22.5 22.5 22.5 22.5
Provision for liabilities 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Closing capital account 62.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total liabilities & equity 166.0 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
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Any Company Inc Roll
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Any Company Inc 09/30/2010 07:51:36 41074530.xls
Quik-Plan Assumptions
1.
2.
3.
4.
Format of accounts/terminology etc. 1 Enter either "1" for US/Canadian or "2" for UK/International. (Omit " " quote marks).
Currency unit 000 Enter '000 (thousands - note the ' before 000), Mln (millions) or Bn (billions).
Currency symbol US$ Enter up to 3 characters as a label & then press F9 to update the units below.
Assumptions for 6 Months
Variables Values Units (Press F9 to Update) Guidance
Average monthly sales 420.0 US$000s Enter sales value net of all sales taxes and discounts.
Cost of materials/goods 41.0 As % sales } Set to zero for a labor-only service business. These can refer to
Target inventory of materials and/or 195.0 US$000s } purchases/inventory for resale if a distribution business.
goods for resale
Average monthly direct costs 110.0 US$000s May be zero in case of a distribution business.
Average monthly overheads 100.0 US$000s Exclude depreciation & interest.
Revenue grants/subsidies for 6 months 25.0 US$000s Refers to repayable operating grants, subsidies or similar.
Opening total cost of fixed assets 1,300.0 US$000s Use cost at the start date of projections, not the depreciated value.
Accumulated opening depreciation 350.0 US$000s Use total value at the start date of projections.
Average depreciation rate 8.0 % p.a. Use estimated weighted-average rate to cover all fixed assets.
Planned capital expenditure for 6 months 87.5 US$000s
Interest rate for cash balances 6.0 % p.a. Use approximate weighted-average rate.
Interest rate for all debt/notes 12.0 % p.a. Use approximate weighted-average rate.
Opening cash balance (deficit) (100.0) US$000s If deficit (e.g. short-term loan or line of credit), enter minus value.
Opening longterm debt/notes 450.0 US$000s Combine all long-term debt/loans/notes etc. and enter as positive value.
Net change longterm debt/notes in 6 mths 62.5 US$000s Use + for net increase and - for net reduction during the 6 months.
Opening accounts receivable 700.0 US$000s As at start date of projections. Exclude expected bad debts.
Opening accounts payable 500.0 US$000s As at start date of projections. Include any other planned payments.
Average credit given on sales 61 Days sales Use estimate which takes any cash sales into account.
Average credit taken for materials/goods 46 Days sales Estimate should take account of any suppliers which give no credit.
* Set to zero for sole trader 35.0 % Use the effective, rather than standard, tax rate.
Planned drawings for 6 mths 25.0 US$000s Include dividends from earlier periods to be paid during 6 months.
* Set to zero for sole trader 50.0 US$000s Specify proceeds net of all fund-raising costs.
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Any Company Inc 09/30/2010 07:51:37 41074530.xls
CASH PAYMENTS
Materials/goods accounts payable (Note 2) 8.6 5.1 1.7 1.7 7.3 4.4 1.5 1.5 7.3 4.4 1.5 1.5
Total direct cost payments (Note 3) #VALUE! #VALUE! #VALUE! #VALUE! 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0
Total overhead expense payments (Note 4) #VALUE! #VALUE! #VALUE! #VALUE! 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6
Income tax payments 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Drawings & misc. opening payables 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Capital expenditure payments 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.5 0.0 4.5
Operating lease payments 0.0 0.6 0.0 0.6 0.0 0.6 0.0 0.6 0.0 0.6 0.0 0.6
Longterm debt/note repayments 0.0 0.0 0.0 5.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax paid on overheads, capex etc. 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Sales tax paid to State 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Opening payroll taxes/benefits paid 0.0 0.0 5.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Changes in prepaid expenses (0.5) (0.5) (0.5) (0.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Changes in accrued expenses 0.0 0.0 0.0 0.0 1.0 1.0 1.0 1.0 0.0 0.0 0.0 0.0
Interest paid #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Total cash payments #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Net cashflow #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Opening net cash balance (deficit) (22.0) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing net cash balances (deficit) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
6
$000
0
Feb Week 1 Week 2 Week 3 Week 4 Mar Week 1 Week 2
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Any Company Inc 09/30/2010 07:51:38 41074530.xls
Cashflow Improver
Review measures, set targets and actions.
Possible Measures Projection Basis of Projection *** Target Planned Action By
1. Sales Related:
1 Increase cash sales 3.6 Average monthly cash sales ($000)
2 Increase sales on credit 20.3 Average monthly credit sales ($000)
3 Increase prices especially to slow payers 2.4 Average monthly sales with credit over 3 months ($000)
4 Review the payment performances of customers with sales force 2.4 Average monthly sales with credit over 3 months ($000)
5 Become more selective when granting credit 40 Average credit given (days' sales)
6 Seek deposits or multiple stage payments 40 Average credit given (days' sales)
7 Reduce the amount/time of credit given to customers 40 Average credit given (days' sales)
2. Costs & Systems:
1 Reduce direct and indirect costs and overhead expenses 22.2 Average monthly costs and expenses ($000)
2 Use the 80/20 rule to manage inventories, receivables and payables #VALUE! Average monthly working capital ($000)
3 Improve systems for billing and collection 31.0 Average monthly receivables ($000)
3. Credit Management:
1 Bill as soon as work has been done or order fulfilled 40 Average credit given (days' sales)
2 Generate regular reports on receivable ratios and aging 2.4 Average monthly sales with credit over 3 months ($000)
3 Establish and adhere to sound credit practices - train staff 40 Average credit given (days' sales)
4 Use more pro-active collection techniques 2.4 Average monthly sales with credit over 3 months ($000)
4 Add late payment charges or fees where possible 2.4 Average monthly sales with credit over 3 months ($000)
4. Purchasing:
1 Improve systems for paying suppliers #VALUE! Average monthly payables ($000)
2 Increase the credit taken from suppliers #VALUE! Average credit taken (days' total costs & expenses)
3 Negotiate extended credit from suppliers #VALUE! Average credit taken (days' total costs & expenses)
4 Use barter to acquire goods and services 22.2 Average monthly costs and expenses ($000)
5 Make prompt payments only when worthwhile discounts apply ** 6.9 Average monthly purchases with credit under 2 months ($000)
5. Inventory:
1 Reduce inventory (stock) levels and improve control over WIP 50.0 Average monthly inventory ($000)
2 Sell off or return obsolete/excess inventory 155 Average inventory (days' purchases)
6. Investment:
1 Defer or re-stage all capital expenditure 0.0 Planned capital expenditure for 6 months ($000)
2 Sell off surplus assets or make them productive 42.4 Total WDV of fixed assets at 6th month ($000)
3 Enter into sale and lease-back arrangements for productive assets 42.4 Total WDV of fixed assets at 6th month ($000)
4 Use leasing etc to gain access to the use of productive assets 0.0 Planned capital expenditure for 6 months ($000)
5 Defer projects which cannot achieve acceptable cash paybacks 0.0 Planned capital expenditure for 6 months ($000)
7. Financing:
1 Use factoring or discounting to accelerate receipts from sales 40 Average credit given (days' sales)
2 Re-negotiate bank facilities to reduce charges #VALUE! Average monthly interest paid ($000)
3 Seek to extend debt repayment periods 1.7 Average monthly loan repayments ($000)
4 Net off or consolidate bank balances #VALUE! Average monthly borrowings ($000)
5 Defer dividend payments 0.0 Total dividend payments ($000)
6 Raise additional equity 62 Current equity base ($000)
7 Convert debt into equity #VALUE! Current net debt as % equity base
**Suppliers of materials (or goods for resale only).
*** Where applicable, receivable and payable balances include sales taxes outstanding.
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Any Company Inc 09/30/2010 07:51:39 41074530.xls
All differences in RH column should be zero (Ignore ***** in any other columns)
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