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201003
200603
CB06
keyfinratio
Canar
a
Bank « Previous Years  

------------
------- in
Key Rs. Cr.
Financia ------------
l Ratios -------

Mar '06 Mar '07 Mar '08 Mar '09 Mar '10

Investment
Valuation Ratios
Face
Value 10 10 10 10 10
Dividend
Per
Share 6.6 7 8 8 10

Operatin
g Profit
Per
Share
(Rs) 27.6 33.15 33.29 47.02 73.99

Net
Operatin
g Profit
Per
Share
(Rs) 221.93 282.24 378.64 441.97 508.62

Free
Reserve
s Per
Share
(Rs) 87.93 105.56 103.94 108.33 129.43
Bonus in
Equity
Capital -- -- -- -- --
Profitability Ratios
Interest
Spread 3.47 3.57 3.47 3.47 3.32
Adjusted
Cash
Margin(
%) 15.31 12.81 10.65 11.8 14.46

Net Profit
Margin 13.82 11.6 9.61 10.89 13.77
Return
on Long
Term
Fund(%) 95.07 111.05 151.48 149.13 134.69
Return
on Net
Worth(%
) 20.65 18.78 18.86 20.64 24.09

Adjusted
Return
on Net
Worth(%
) 19.13 17.51 18.85 20.63 24.07

Return
on
Assets
Excludin
g
Revaluati
ons 1.01 0.86 202.33 244.87 305.83

Return
on
Assets
Including
Revaluati
ons 1.01 0.87 256.11 297.75 357.85
Management
Efficiency Ratios
Interest
Income /
Total
Funds 7.49 7.81 9.08 9.16 8.69
Net
Interest
Income /
Total
Funds 3.27 2.86 2.84 2.89 3.24

Non
Interest
Income /
Total
Funds 0.51 0.45 0.44 0.46 0.45
Interest
Expende
d / Total
Funds 4.22 4.95 6.23 6.27 5.45

Operatin
g
Expense
/ Total
Funds 2.34 1.94 2.04 1.92 1.98

Profit
Before
Provision
s / Total
Funds 1.32 1.27 1.14 1.34 1.65

Net Profit
/ Total
Funds 1.11 0.96 0.92 1.05 1.26

Loans
Turnover 0.13 0.13 0.15 0.15 0.14

Total
Income /
Capital
Employe
d(%) 8 8.26 9.52 9.61 9.14

Interest
Expende
d/
Capital
Employe
d(%) 4.22 4.95 6.23 6.27 5.45
Total
Assets
Turnover
Ratios 0.07 0.08 0.09 0.09 0.09
Asset
Turnover
Ratio 5.29 2.85 3.65 4.08 4.65
Profit And Loss
Account Ratios

Interest
Expende
d/
Interest
Earned 58.89 64.57 75.09 72.44 69.71
Other
Income /
Total
Income 6.37 5.46 4.61 4.74 4.93

Operatin
g
Expense
/ Total
Income 29.2 23.49 21.48 19.93 21.65

Selling
Distributi
on Cost
Composi
tion 0.23 0.33 0.29 0.13 0.09
Balance Sheet
Ratios
Capital
Adequac
y Ratio 11.22 13.5 13.25 14.1 13.43

Advance
s / Loans
Funds(%
) 74.28 75.55 71.36 78.86 77.49
Debt Coverage
Ratios
Credit
Deposit
Ratio 65.44 68.65 69.4 71.99 72.96
Investme
nt
Deposit
Ratio 35.11 31.71 32.06 31.55 30.24
Cash
Deposit
Ratio 6.04 6.56 7.58 6.86 6.11
Total
Debt to
Owners
Fund 16.64 17.55 18.57 18.62 18.71

Financial
Charges
Coverag
e Ratio 1.34 1.28 1.2 1.23 1.31

Financial
Charges
Coverag
e Ratio
Post Tax 1.29 1.21 1.16 1.18 1.24
Leverage Ratios
Current
Ratio 0.02 0.02 0.02 0.02 0.01
Quick
Ratio 10.19 9.49 9.17 11.29 26.98
Cash Flow
Indicator Ratios

Dividend
Payout
Ratio Net
Profit 22.97 23.63 24.53 18.51 15.88

Dividend
Payout
Ratio
Cash
Profit 20.73 21.4 22.13 17.08 15.11
Earning
Retentio
n Ratio 77.02 76.36 75.45 81.48 84.1
Cash
Earning
Retentio
n Ratio 79.26 78.6 77.86 82.91 84.88
Adjusted
Cash
Flow
Times 78.5 90.78 88.86 83.24 73.93

Mar '06 Mar '07 Mar '08 Mar '09 Mar '10

Earnings
Per
Share 32.76 34.65 38.17 50.55 73.69
Book
Value 171.19 197.83 202.33 244.87 305.83

Source : Asian CERC

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