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General Awareness Power Capsule for IBPS RRB PO|CLERK MAINS Exams 2018

Part 1: General Awareness Power Capsule for IBPS RRB PO|CLERK MAINS Exams 2018
The Most Important Current Affairs for IBPS RRB PO|CLERK Mains 2018 .............................................................. 2
US Open 2018 Concludes: Complete List Of Winners................................................................................................. 2
Asian Games 2018 Concludes | Complete List of Medals | Important Highlights .............................................. 2
List of GOLD MEDALS Won by India: .......................................................................................................................... 2
List of SILVER MEDALS Won by India: ....................................................................................................................... 3
List of BRONZE MEDALS Won by India: ..................................................................................................................... 3
Winners of mathematics‘ prestigious Fields medal, known as the Nobel prize for math. ................................... 5
Topic 1: BANKING & FINANCIAL AWARENESS CURRENT AFFAIRS.................................................................. 8
Topic 2: ECONOMY/FINANCIAL CURRENT AFFAIRS ........................................................................................... 10
Topic 3: BUSINESS NEWS (NATIONAL & INTERNATIONAL)............................................................................... 11
Topic 4: Agreements/MOU Signed................................................................................................................................. 12
Topic 5: New Appointments: National ........................................................................................................................... 14
Topic 6: New Appointments: International.................................................................................................................... 15
Topic 7: Awards Given in Different Fields ..................................................................................................................... 15
Topic 8: Summits/ Festivals held in India & World ..................................................................................................... 17
Topic 9: Committees Formed Recently ........................................................................................................................... 20
Topic 10: National Current Affairs .................................................................................................................................. 21
Topic 11: Current Affairs Related to States In India ..................................................................................................... 23
Static Points related to the States in India CM/Governors/Wildlife Santuaries/National Parks / Power Plants
in India ................................................................................................................................................................................. 24
Topic 12: International Current Affairs........................................................................................................................... 28
Topic 13: OBITUARIES (NATIONAL/INTERNATIONAL) ....................................................................................... 30
Topic 14: LIST/INDEXES ANNOUNCED RECENTLY ............................................................................................... 30
Static Points: Index/Reports released by different Organisations .............................................................................. 32
Topic 15: IMPORTANT DAYS OBSERVED RECENTLY ............................................................................................. 33
Topic 16: BOOKS & AUTHORS ....................................................................................................................................... 33
Topic 17: DEFENCE CURRENT AFFAIRS ..................................................................................................................... 34
Topic 18: SPORTS CURRENT AFFAIRS......................................................................................................................... 35
Topic 19: Bills passed/proposed in the Parliament ...................................................................................................... 39
Topic 20: SCIENCE & TECHNOLOGY (NASA, ISRO & OTHERS) ........................................................................... 40
Topic 21: POWER PLANTS ESTABLISHED .................................................................................................................. 41
Topic 22: SCHEMES........................................................................................................................................................... 41
Topic 23: MISCELLANEOUS TOPICS ............................................................................................................................ 44
Topic 24: Static Take Aways from the Current Affairs of September|August|July|June 2018 ............................ 46
International Organizations/Companies in News ....................................................................................................... 46
States| CMs| Governors| Capital| Static General Awareness .................................................................................. 47
Static Facts related to the Ministers ................................................................................................................................. 47
Static Facts related to the Organizations......................................................................................................................... 48
Static Facts related to the Banks & Businesses ............................................................................................................... 48
Other Miscellaneous Static Facts...................................................................................................................................... 49
Countries| Capital| Currencies | ................................................................................................................................... 50

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General Awareness Power Capsule for IBPS RRB PO|CLERK MAINS Exams 2018
The Most Important Current Affairs for IBPS RRB PO|CLERK Mains 2018
US Open 2018 Concludes: Complete List Of Winners
The 2018 US Open was the 138th edition of tennis' US Open and the fourth and final Grand Slam event of the year. This
was the last Grand Slam to have 32 seeds with the format reverting to 16 seeds from the start of the 2019 season. Novak
Djokovic of Serbia won in Men's category after defeating Juan Martin del Potro. Naomi Osaka of Japan has defeated
Serena Williams to win the US Open title.
Category Winner Runner Up
Men's Singles Novak Djokovic (Serbia) Juan Martin del Potro (Argentina)
Women's Singles Naomi Osaka (Japan) Serena Williams (USA)
Men‘s Doubles Mike Bryan (USA) and Jack Sock (USA) Łukasz Kubot (Poland) & Marcelo Melo
(Brazil)
Women's Doubles Ashleigh Barty (Australia) and CoCo Timea Babos (Hungary) and Kristina
Vandeweghe (United States) Mladenovic (France)
Mixed Doubles Bethanie Mattek-Sands (United States) Alicja Rosolska (Poland) and Nikola Mektic
Jamie Murray (United Kingdom) (Croatia)
Asian Games 2018 Concludes | Complete List of Medals M. R. Poovamma, Saritaben
| Important Highlights Gaikwad, Hima Das, V.K.
India‘s final tally at the 18th Asian Games in Jakarta 7. Women's 4x400m Relay Vismaya
and Palembang, Indonesia read 69 medals – 15 gold, 24 BOXING
silver and 30 bronze to surpass the medal count from 8. Men's Light Fly (49kg) Amit Panghal
2010 Games in Guangzhou, China and match the gold BRIDGE
medal tally from the first-ever Asian Games in 1951. Pranab Bardhan, Shibhnath
The games saw India create new national records. The 9. Men's Pair Sarkar
Games got underway with Neeraj Chopra as the flag ROWING
bearer at the opening ceremony. Rani Rampal was the Sawarn Singh, Dattu Baban
flag bearer at the closing ceremony. Bhokanal, Om Prakash,
10. Men's Quadruple Sculls Sukhmeet Singh
1st In 18th Asian Games 2018:
SHOOTING
1st medal in Sepak Takraw, Rahi Sarnobat became 1st
11. Men's 10-metre air pistol Saurabh Chaudhary
Indian woman to win Asian Games gold in shooting,
Vinesh Phogat became 1st Indian woman to win gold in 12. Women's 25-metre pistol Rahi Sarnobat
wrestling TENNIS
It was the 1st time that Indian Kabaddi Team could not Rohan Bopanna, Divij
win Gold. 13. Men's Doubles Sharan
Swapna Barman became 1st Indian to win an Asiad WRESTLING
gold in the women's heptathlon event. 14. Men's freestyle 65 kg Bajrang Punia
Neeraj Chopra became 1st Indian javelin thrower to 15. Women's freestyle 50 kg Vinesh Phogat
win an Asiad gold.
Dutee Chand Won India‘s first medal in 20 years in a
women's 100 event.
Bajrang Punia (Wrestling) won 1st Gold Medal for
India in Asian Games 2018.

List of GOLD MEDALS Won by India:


ATHLETICS
Event Winners
1. Men's Shot put Tajinderpal Singh Toor
2. Men's Javelin Throw Neeraj Chopra
3. Men's 800m Manjit Singh
4. Men's Triple Jump Arpinder Singh
5. Women's Heptathlon Swapna Barman
6. Men's 1500m Jinson Johnson

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List of SILVER MEDALS Won by India:
List of BRONZE MEDALS Won by India:
ARCHERY Sl.
Event Winners No. Event Winners
Muskan Kirar, Madhumita ATHLETICS
Women's Team Kumari, Jyothi Surekha Women's 1500
1. Compound Vennam 1. m PU Chitra
Men's Team Abhishek Verma, Rajat Women's
2. Compound Chauhan, Aman Saini 2. Discus Throw Seema Punia
ATHLETICS BADMINTON
3. Men's 800m Jinson Johnson 3. Women's Singles Saina Nehwal
4. Women's 400m Hima Das BOXING
5. Men's 400m Muhammad Anas Men's Middle
6. Women's 100m Dutee Chand 4. (75kg) Vikas Krishan Yadav
7. Women's 200m Dutee Chand BRIDGE
8. Men's 400m Hurdles Dharun Ayyasamy Sumit Mukherjee, Debabrata
Women's 3000m Majumder, Jaggy Shivdasani,
9. Steeplechase Sudha Singh Rajeshwar Tewari, Ajay Khare,
10. Women's Long jump Neena Varakil 5. Men's Team Raju Tolani
Rajiv Arokia, Muhammed Bachiraju Satyanarayana, Rajeev
Mixed 4 x 400 metres Anas, Hima Das, M. R. Khandelwal, Gopinath Manna,
11. relay Poovamma Himani Khandelwal, Hema
Dharun Ayyasamy, Kunhu 6. Mixed Team Deora, Kiran Nadar
Mohammed, Rajiv Arokia, HOCKEY
12. Men's 4x400m Relay Muhammed Anas 7. Men's Tournament Indian Men's Team
BADMINTON KABADDI
13. Women's Singles PV Sindhu 8. Men's Tournament Indian Men's Team
EQUESTRIAN KURASH
14. Individual Eventing Fouaad Mirza 9. Women's 52kg Malaprabha Jadhav
Fouaad Mirza, Rakesh Kumar, ROWING
15. Team Eventing Ashish Malik, Jitender Singh Men's Lightweight
HOCKEY 10. single sculls Dushyant Chauhan
Women's Men's Lightweight
16. Tournament Indian Women's Team 11. double sculls Rohit Kumar, Bhagwan Singh
KABADDI SAILING
Women's Varun Thakkar, Ganapathy
17. Tournament Indian Women's Team 12. 49er Men Chengappa
KURASH Mixed Open Laser
18. Women's 52 kg Pincky Balhara 13. 4.7 Harshita Tomar
SAILING SEPAK TAKRAW
Shweta Shervegar, Varsha 14. Men's Team Regu Indian Men's Team
19. 49er FX women Gautham SHOOTING
SHOOTING 10-metre air rifle
Men's 10-metre air 15. mixed team Ravi Kumar, Apurvi Chandela
20. rifle Deepak Kumar Men's 10-metre air
21. Men's trap Lakshay Sheoran 16. pistol Abhishek Verma
Men's 50-metre rifle Women's 10-metre
22. three positions Sanjeev Rajput 17. air pistol Heena Sidhu
23. Men's double trap Shardul Vihan SQUASH
SQUASH 18. Men's singles Saurav Ghosal
Dipika Pallikal Karthik, Joshna 19. Women's singles Joshna Chinappa
Chinappa, Tanvi Khanna, 20. Women's singles Dipika Pallikal Karthik
24. Women's Team Sunayna Kuruvilla 21. Men's Team Saurav Ghosal, Harinder Pal

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Sandhu, Ramit Tandon, Mahesh importance of trade & investment as one of the major
Mangaonkar contributing factors for fostering economic & social
TABLE TENNIS development in the region.
Sathiyan Gnanasekaran, Achanta Sri Lanka has become the new chair of the BIMSTEC.
Sharath Kamal,
Anthony Amalraj, Harmeet India & the US held the 1st Edition of the two-plus-two
22. Men's Team Desai, Manav Thakkar talks
Achanta Sharath Kamal, Manika India & the US held the first edition of the two-plus-
23. Mixed doubles Batra two talks in New Delhi. It aimed at further
TENNIS strengthening bilateral defence & security collaboration
24. Women's Singles Ankita Raina - as well as boosting their global strategic partnership,
particularly in the Indo-Pacific region.
25. Men's Singles Prajnesh Gunneswaran
External Affairs Minister Sushma Swaraj & Defence
WRESTLING
Minister Nirmala Sitharaman held talks with US
Women's freestyle
Secretary of State Michael R Pompeo & Defence
26. 68 kg Divya Kakran
Secretary James Mattis.
WUSHU
As per US Secretary of State Michael R Pompeo, both
Women's Sanda 60 sides should continue to ensure freedom of the seas &
27. kg (Bronze) Roshibina Naorem work towards peaceful resolutions of territorial &
28. Men's Sanda 56 kg Santhosh Kumar maritime disputes, seen as an oblique reference to
29. Men's Sanda 60 kg Surya Bhanu Pratap Singh China‘s expansionist behaviour in the South China Sea.
30. Men's Sanda 65 kg Narender Grewal Important issues like US sanctions on import of Iranian
crude oil & India‘s plan to buy a batch of S-400 air
Top 3 Countries in the MEDAL TALLY along with India defence missile systems from Russia were discussed.
are as follows:
Rank Country Gold Silver Bronze Total New Governors Appointed for 7 States
1 China 132 92 65 289 President Ram Nath Kovind appointed governors for
2 Japan 75 56 74 205 seven states Bihar, Haryana, Uttarakhand, Jammu &
Republic of Kashmir, Sikkim, Meghalaya, & Tripura. The newly
3 Korea 49 58 70 177 appointed Governors of 7 states are as follows-
8 India 15 24 30 69 1. Satya Pal Malik - Jammu & Kashmir (Replaced NN
Vohra)
IPPB Launched by PM Modi 2. Tathagata Roy - Meghalaya (Replaced Ganga Prasad)
PM Modi launched a payments bank of the Department 3. Lalji Tandon - Bihar (Replaced Satya Pal Malik)
of Posts that will take banking to the doorstep of every 4. Ganga Prasad - Sikkim (Replaced Shriniwas Patil)
citizen through an unmatched network of post offices & 5. Kaptan Singh Solanki -Tripura (Replaced Tathagata
almost 3 lakh postmen & ‗Grameen Dak Sewaks‘. Roy)
It will carry out most banking operations like accepting 6. Satyadev Narayan Arya - Haryana (Replaced Kaptan
deposits but won‘t advance loans or issue credit cards. Singh Solanki)
It will accept deposits of up to Rs 1 lakh, offer 7. Baby Rani Maurya - Uttarakhand (Replaced K K Paul).
remittance services, mobile
payments/transfers/purchases & other banking Independence Day Gallantry Awards Announced:
services like ATM/debit cards, net banking & third- Complete List of Winners
party fund transfers. It would be available through 650 On the occasion of 72nd Independence Day, President
branches & 3,250 access points. Ram Nath Kovind approved 131 Gallantry Awards to
members of Armed Forces personnel & Paramilitary
4th BIMSTEC Summit concluded Forces.
4th BIMSTEC Summit concluded in Kathmandu. Nepal Defence Ministry said that one Kirti Chakra, three Bar
PM K.P. Sharma Oli presented draft Kathmandu to Sena Medals (Gallantry), three Vayu Sena Medals
declaration which was unanimously adopted by the all (Gallantry), 11 Nao Sena Medals (Gallantry), 20
member states. Shaurya Chakras & 93 Sena Medals (Gallantry) will be
The Kathmandu Declaration has underlined the awarded.
importance of multidimensional connectivity as a key Braveheart hailing from Jammu & Kashmir, Sepoy
enabler to economic integration for the shared Vrahma Pal Singh has been shortlisted for the Kirti
prosperity of the region. It also highlighted the Chakra award posthumously.

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Major Aditya Kumar's name has been mentioned on country proud as their names figured in the list of 2018
the list of 20 armed forces personnel for the Shaurya Ramon Magsaysay Award winners.
Chakra award. Rifleman Aurangzeb will also be The Complete list of winners of the Ramon Magsaysay
conferred with the third highest gallantry award. Award 2018:
Six women officers of the Indian Navy will be awarded Winner Country
Nao Sena medals. They were part of the expedition to Bharat Vatwani India
circumnavigate the globe. Following gallantry awards Sonam Wangchuk India
have been conferred to Army personnel: Youk Chhang Cambodia
Award No‘s Remarks Maria de Lourdes Martins Cruz East Timor
Kirti Chakra 01 Posthumous Howard Dee Philippines
Shaurya Chakra 14 Including 02 Vo Thi Hoang Yen Vietnam
posthumous Note: Established in 1957, the Ramon Magsaysay Award is
Sena Medal 96 Including 08 Asia‘s highest honour.
(Gallantry) posthumous
Mention-in- 27 Including 04 All about the Vietnam Badminton Open 2018
Despatches posthumous The 2018 Vietnam Open officially known as YONEX-
SUNRISE Vietnam Open 2018, was held at Nguyen Du
Winners of mathematics‘ prestigious Fields medal, Cultural Sports Club in Ho Chi Minh City, Vietnam.
known as the Nobel prize for math. The tournament was organized by Hochiminh City
Akshay Venkatesh, a renowned Indian-Australian Badminton Association.
mathematician, is one of four winners of mathematics‘ The complete List of Winners of 2018 Vietnam Open:
prestigious Fields medal, known as the Nobel prize for Event Winner Runner-up
math. He has won the Fields Medal for his profound 1. Men‘s Shesar Hiren Ajay Jayaram (India)
contributions to an exceptionally broad range of Singles Rhustavito
subjects in mathematics. The other three winners are: (Indonesia)
Caucher Birkar, Germany‘s Peter Scholze & Alessio 2. Women‘s Yeo Jia Min Han Yue (China)
Figalli, an Italian mathematician at ETH Zurich. Singles (Singapore)
World Badminton Championships 2018 Concluded
All India Football Federation Awards 2017 Announced: 1. The 2018 BWF World Championships is a badminton
Complete List of Winners tournament which was held at Nanjing Youth Olympic
The All India Football Federation (AIFF), the governing Games Sports Park Arena in Nanjing, China.
body of football in India named India & Bengaluru FC 2. Ace Indian shuttler P V Sindhu won the silver medal in
Captain Sunil Chhetri as the AIFF Player of the Year in a major tournament final as she went down tamely
the Federation's Executive Committee Meeting in to Carolina Marin in the World Championships‘
Mumbai. Kamala Devi bagged the 2017 AIFF Woman women‘s singles title.
Player of the Year. 3. In men‘s singles, Kento Momota of Japan won the
Award For Winner title over Shi Yuqi. With this victory, Kento Momota
Player of the Year Sunil Chhetri became the first Japanese man to win the
Woman Player of the Year Kamala Devi Championships.
Best Referee CR Srikrishna 4. The second silver meant Sindhu is the only Indian to
Emerging Player of the Year Anirudh Thapa have four world championships podium finishes. She
Emerging Woman Footballer had won two bronze medals at the 2013 Guangzhou &
E Panthoi
of the Year 2014 Copenhagen editions.
5. Marin became the first woman shuttler to win the
Ramon Magsaysay Award Winners 2018 Announced world championships thrice. She had won the title in
The Ramon Magsaysay Award is an annual award 2014 & the 2015 Jakarta edition.
established to perpetuate former Philippine President 6. The complete list of the winners of World Badminton
Ramon Magsaysay's example of integrity in Championship 2018:
governance, courageous service to the people, & S.No. Event Winner Runner-up
pragmatic idealism within a democratic society. 1. Men's Kento Momota Shi Yuqi (China)
Two Indians, Bharat Vatwani (for Restoring Health & Singles (Japan)
Dignity to troubled lives) & Sonam Wangchuk (for 2. Women's Carolina Marin P. V. Sindhu
Harnessing nature, culture & education) made the Singles (Spain) (India)

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Interest rates on small savings schemes 3. Best Actor in a Irrfan Khan (Hindi
Finance Ministry kept the interest rates on small leading role (Male) Medium)
savings schemes, including NSC & PPF, unchanged 6. Best Director Saket Chaudhary (Hindi
for the July-September quarter. The Interest rates on Medium)
different Small Savings schemes are as follows: 7. Best Debut Director Konkona Sensharma (A
a) 5 yr Senior Citizen Savings Scheme (Paid Quarterly): Death in the Gunj)
8.3% 8. Outstanding Anupam Kher
b) Savings Deposits: 4% Achievement by an
c) Public Provident Fund (PPF): 7.6% Actor in Indian
d) National Savings Certificate (NSC): 7.6% Cinema
e) Kisan Vikas Patra (maturity in 11 months): 7.3% 9. Best Story Amit V Masurkar (Newton)
f) Sukanya Samriddhi Account (SSA): 8.1% `10. Best Music Direction Amaal Mallik, Tanishk
g) Term Deposit (1-5 years): 6.6-7.4% Bagchi, Akhil Sachdeva
(Badrinath Ki Dulhania)
And the IIFA goes to: IIFA Awards 2018
At the Indian International Film Awards (IIFA), late Know how the Trump-Kim Summit took place
star Sridevi won Best Actress (posthumously) for The historical Trump-Kim summit meeting was
MOM while Irrfan Khan was given the Best Actor the first of its kind between a sitting American
Award for Hindi Medium. The award ceremony was president Donald Trump & a leader of North Korea
held in Bangkok. Vidya Balan's Tumhari Sulu was Kim Jong-un. It‘s been a rather long journey of
awarded the Best Film trophy. mistrust, war & skirmishes that finally culminated in
Karan Johar & Riteish Deshmukh hosted the show. the historic summit in Singapore. The Trump-Kim
meeting held at Singapore's Capella Hotel.
US president Donald Trump & North Korean leader
Kim Jong Unsigned a document pledging to work
toward complete denuclearization of the
Korean Peninsula in return for US providing security
guarantees to the Democratic People‘s Republic of
Korea (DPRK).

PM Modi 3-Nation Visit | Indonesia, Malaysia &


Singapore| Complete Highlights
PM Narendra Modi returned to New Delhi after
concluding his significant & successful three-nation
visit to Indonesia, Malaysia & Singapore. Here we
have covered the complete highlights of the event
(Country Wise).
On the first leg of 3-Nation visit, PM Modi has visited
Indonesia. India & Indonesia signed 15 MoUs in the
fields of defence, scientific & technological cooperation,
railways & health, among others.
PM Modi had arrived in Singapore after a brief halt in
Malaysia where he met his 92-year-old Malaysian
counterpart Mahathir Mohamad to personally
congratulate him on his stunning election victory & the
two leaders had "productive discussions" on bolstering
the bilateral strategic ties.
PM Narendra Modi launched three Indian digital
payment systems - RuPay, BHIM app & UPI by SBI at
The Complete list of winners the 'Business, Innovation & Community Event' in
Category Winners Singapore. With the launch, India's RuPay digital
1. Best Film Tumhari Sulu payments system was linked up with Singapore's 33-
2. Best Actor in a Sridevi (MOM) year old Network for Electronic Transfers (NETS).
leading role (Female) PM Modi held wide-ranging talks with his
Singaporean counterpart Lee Hsien Loong & delivered

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a keynote address at the Shangri-La Dialogue - Asia's 1. MOU between India & Seychelles regarding Indian
premier defence & strategic affairs conference. He is Grant Assistance for Implementation of Small
the first Indian PM to address the Shangri-La Development Projects through Local Bodies,
Dialogue. Educational & Vocational Institutions,
PM Modi on his last day of three-day Singapore visit 2. Twinning Agreement on the Establishment of
also went to the Changi Naval Base, the prime naval Friendship & Cooperation between the Corporation of
base for the Republic of Singapore Navy. There the PM the City of Panaji (Municipal Corporation) & the City of
visited the Indian Naval Ship INS Satpura. Victoria of the Republic of Seychelles,
3. MOU between the Indian Computer Emergency
French Open 2018: Complete List Of Winners Response Team (CERT-in), Ministry of Electronics &
Information Technology, India & the Department of
The 2018 French Open (also known as Roland Information Communications Technology of Seychelles
Garros) was a Grand Slam tennis tournament played on Cooperation in the area of Cyber Security,
on outdoor clay courts. 4. Cultural Exchange Programme between India &
 It was the 122nd edition of the French Open & the Seychelles for the years 2018-2022,
second Grand Slam event of 2018. It took place at the 5. Technical Agreement on Sharing White Shipping
Stade Roland Garros in Paris, France. Information between the Indian Navy & the National
 Rafael Nadal was the defending champion in the Information Sharing & Coordination Center of
Men's Singles & won his 11th French Open title. Seychelles,
 Simona Halep won her first Grand Slam title. 6. MOU between the Foreign Service Institute of the
Ministry of External Affairs of India & the Department
Complete List of Winners in Different Category (with of Foreign Affairs of Seychelles.
their Respective Countries)
Category Winner Runner Up Highlights of the President‘s Visit to Greece, Suriname
Men's Singles Rafael Dominic Thiem & Cuba
Nadal (Spain) (Austria) President Ram Nath Kovind reached Suriname capital
Women's Simona Sloane Stephens Paramaribo on the second leg of his three-nation tour to
Singles Halep (Rome) (USA) Greece, Suriname & Cuba. He was received at the
Paramaribo airport by Suriname President Desire
Virat Kohli Emerged as International Cricketer Of Year: Delano Bouterse. Mr Kovind was given a Guard of
CEAT Ratings Honour. An MoU was signed, in the field of elections,
Indian skipper Virat Kohli has emerged as diplomatic academies partnership, employment for the
the International Cricketer of the Year at the CEAT spouse of diplomats of the two countries & archives.
Cricket Ratings awards, which were presented in President Ram Nath Kovind observed the Yoga day in
Mumbai. Batsman Rohit Sharma collected the award on Suriname along with his counterpart Desire Delano
behalf of Kohli. The Other CEAT Bouterse. This will be the first time that heads of two
Cricket Ratings awards which were presented: countries will together participate in the International
International Batsman of the Year Award: Shikhar Yoga day.
Dhawan (India). An MoU was signed in this regard, along with four
International Bowler of the Year Award: Trent Boult others in the field of elections, diplomatic academies
(New Zealand). partnership, employment for the spouse of diplomats
T20 Bowler of the Year Award: Rashid Khan of the two countries & archives. The President also
(Afghanistan). addressed the National Assembly of Suriname, thereby
Outstanding Innings of the Year Award: Harmanpreet becoming the first foreign Head of State to address the
Kaur (India). Assembly.
Lifetime Achievement Award: Farokh Engineer
(India). 44th G7 Summit Was Held in Canada
The 44th G7 summit was held on June 8–9, 2018, in
Seychelles President Danny Faure first bilateral visit to Quebec, Canada. This was the sixth time since 1981 that
India. Canada has hosted the meetings. The 44th G7 summit
Seychelles President Danny Faure is on his first bilateral was the first summit for Italian PM Giuseppe Conte.
visit to India. He held the talks with PM Narendra Modi & Canadian PM Justin Trudeau has hosted this summit.
reviewed the wide-ranging cooperation between the two The 45th G7 summit or next G7 summit will be held in
countries, including in the fields of defence & security. The 2019 in France.
list of MoUs signed between the 2 countries:

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Topic 1: BANKING & FINANCIAL AWARENESS CURRENT AFFAIRS
RBI in News demand draft, pay order, banker‘s cheques & other
RBI asked all scheduled commercial banks with more instruments to prevent money laundering.
than 10 branches to appoint an Internal Ombudsman RBI released the draft guidelines to modify the loan
(IO).It excluded regional rural banks (RRBs) from system for delivery of bank credit, making the rules
appointing IOs. stricter to regulate larger borrowers enjoying working
RBI will transfer Rs. 50,000 crore of its surplus money capital facility from the banking system. It specifies a
to the government, the highest since 2015-16, in a partial minimum level of loan component in fund based
relief for the latter struggling to replenish public sector working capital finance & a mandatory Credit
banks. Conversion Factor (CCF) for the undrawn portion of
In 3rd Bi-monthly Policy Statement, RBI‘s monetary cash credit availed of by large borrowers.
policy committee (MPC) raised policy rates by 25 basis RBI eased investment norms for Foreign Portfolio
points to 6.5% on account of inflationary pressures Investors (FPIs) in debt, especially into individual large
arising due to hike in minimum support price. MPC corporates, a move that can help attract more overseas
increased the policy repo rate under the liquidity flows & thereby help arrest the recent fall in the rupee.
adjustment facility (LAF) by 25 basis points to 6.5%. RBI increased the FPIs cap on investment in
Consequently, the reverse repo rate under the LAF government security to 30% of the outstanding stock
stands adjusted to 6.25%, & the marginal standing of that security, from 20%.
facility (MSF) rate & the Bank Rate to 6.75%. RBI revised the upwards housing loan limits under
Nearly two dozen Banks & Financial Institutions, PSL. Housing loans of up to Rs 35 lakh for residences
including SBI & LIC, signed the inter-creditor costing less than Rs 45 lakh will now be treated as
agreement (ICA) framework to speed up the resolution Priority Sector Lending (PSL) to give a boost to the
of stressed assets which are under the 500-crore rupee low-cost segment. The housing loan limits for eligibility
bracket. The framework is part of the Project SASHAKT. under PSL will be revised to Rs 35 lakh in
The objective is to resolve stressed assets fast, & will metropolitan centres and to Rs 25 lakh in other centres.
primarily focus on NPAs in the 50 crore to 500 crore Concerned over funds sent abroad under the
bracket. ‗maintenance of close relative‘ category of the
Sunil Mehta Committee, set up to look into the faster Liberalised Remittance Scheme (LRS), RBI has
resolution of stressed assets, recommended the narrowed the definition of relatives to check the flow
creation of an asset management company for the of funds. Hence, funds under the ‗maintenance of close
resolution of stressed loans worth more than Rs. 500 relative‘ category can be sent only to immediate
crores. It recommended a five-pronged strategy Project relatives such as parents, spouses, children & their
'SASHAKT' to deal with Non-Performing Assets in the spouses.
country's banking system.
The strategy includes: Public Sector Banks in News
1. SME resolution approach, SBI increased its benchmark lending rate or MCLR by
2. Bank-led resolution approach, 0.2% across all tenors up to three years.
3. AMC/AIF led resolution approach, SBI appointed Anshula Kant as Managing Director of
4. NCLT/IBC approach, & 5. Asset-trading platform. the Bank for 2 years. Now, SBI has four MDs - PK
Mehta Committee also proposed a Bank Led Gupta, DK Khara & Arijit Basu.
Resolution Approach (BLRA) for loans between Rs 50 Punjab National Bank (PNB) announced that the
& Rs 500 crore. Under this approach, financial Department of Financial Services report has rated it as
institutions will enter into an inter-creditor agreement number one state-owned bank in terms of digital
to authorise the lead bank to implement a resolution transactions.
plan in 180 days. SBI & NABARD joined hands to provide collateral-free
Insolvency & Bankruptcy Board of India notified the credit through Joint Liability Groups (JLGs) in
IBBI (Insolvency Resolution Process for Corporate Telangana.
Persons) (Third Amendment) Regulations, 2018. IBBI In a major farmer outreach, Kisan Mela is being
has mandated that a resolution professional should organised at SBI's rural & semi-urban branches across
determine whether a corporate debtor indulged in the country to impart financial literacy to farmers.
fraudulent transactions within a specified time period In a first-of-its-kind transaction, IRDAI approved a
during the resolution process. proposal allowing Life Insurance Corporation (LIC) to
RBI made it compulsory to incorporate purchaser‘s acquire a majority stake in the IDBI bank. Under the
name on the face of payment instrumentalities like

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proposal, LIC can raise its stake to 51%, injecting Rs. make payments, India Post Payments Bank (IPPB) has
10,000-13,000 crores. partnered with Financial Software and Systems (FSS).
Ujjivan Small Finance Bank launched an overdraft
Private Sector Banks in News (OD) facility for micro & small enterprise (MSE)
Axis Bank announced that Amitabh Chaudhry has customers. OD facility is offered to all MSEs with a
been appointed as its managing director & CEO from turnover of Rs 50 lakh or more. Interest rate is for one
January 1, 2019, for a period of three years. Currently he year, with a credit limit between Rs. 11 lakh to a
is the MD & CEO of HDFC Standard Life Insurance maximum of Rs 50 lakh, which can be renewed
Company. annually.
Axis bank become the first bank in the country to Oxigen & Fincare Small Finance Bank signed an
introduce Iris Scan Authentication feature for Aadhaar agreement to roll out the Branchless Banking services,
-based transactions through its micro ATM tablets. using Oxigen's flagship Point of Sale device called the
PayPal, a digital payments platform announced its Oxigen Micro ATM Super PoS.
strategic partnership with & HDFC Bank to offer safer, Airtel Payments Bank received requisite approvals
faster & convenient payment experiences. from RBI to begin taking new customers. Also,
Federal Bank received the regulatory nod to open Aadhaar-issuing authority UIDAI has allowed it to use
offices in Bahrain, Kuwait & Singapore. the 12-digit unique identification number-based e-KYC.
YES Bank announced that it has received final Jana Small Finance Bank announced the commercial
regulatory approval from SEBI to start mutual fund launch of its banking operations, the last microfinance
business. YES Asset Management (India), a wholly company to convert itself into a small finance bank
owned subsidiary of YES Bank, will launch fund (SFB), 3 years after RBI gave its in-principle approval.
offerings.
ICICI Bank announced that its mortgage loan portfolio INTERNATIONAL BANKS in News
crossed the Rs 1.5-trillion milestone, making it the Hongkong & Shanghai Banking Corporation (HSBC)
largest private player in the segment, & the lender is launched a new digital platform 'MyDeal' to simplify
targeting to grow it to Rs 2 trillion by FY20. capital raising process through capital markets.
Dhanlaxmi Bank Limited has appointed T Latha as the Mauritius-based SBM Group received RBI‘s approval
Managing Director & CEO. She has taken over from G to operate in the country through a wholly-owned
Sreeram. subsidiary route. It is the first foreign lender to receive
HDFC securities announced the launch of Mutual such a licence.
Funds transactional capabilities on Facebook RBI licensed Bank of China to operate in India. It will
Messenger through their virtual assistant, Arya. be the second Chinese bank to be operating in the
As a step towards women empowerment, the state's country. UK‘s Standard Chartered has the highest, 100
first all-women branch of Jammu & Kashmir Bank branches in India as of now.
was inaugurated. First Lady Usha Vohra e-inaugurated
the first 'All-Women Branch of Jammu & Kashmir Other Financial Institutions in News
Bank'. The chairman of JK Bank is Parvez Ahmad. NABARD sanctioned an amount of Rs 335 crore under
ICICI Bank board has appointed ICICI Prudential Life the Rural Infrastructure Development Fund (RIDF) to
Insurance CEO Sandeep Bakhshi as whole-time West Bengal.
director & chief operating officer (COO), creating a NABARD All India Financial Inclusion Survey
new top position at India‘s second largest private bank. (NAFIS), conducted by NABARD. It was released by
RBL Bank raised its stake in Swadhaar Finserve Pvt. Dr. Rajiv Kumar, Vice Chairman, NITI Aayog. It
Ltd to 100% from 60.48%. Swadhaar FinServe started revealed that farm households register higher income
operations as NBFC in 2008. than the families solely dependent on non-farm
Union Cabinet approved the proposal for grant of livelihood activities in rural areas. The survey, with
permission to HDFC Bank to raise additional share reference year of 2015-16, which covered 40,327 rural
capital of up to a maximum of 24,000 crore rupees. The households, highlighted that the average annual
composite foreign shareholding in the Bank will not income of an agricultural household is Rs 1,07,172
exceed 74% of the enhanced paid-up equity share compared to Rs 87,228 for families engaged only in non-
capital of the bank. agricultural activities.
India Banking Conclave 2018 held in New Delhi. It was
SMALL & PAYMENT BANKS IN NEWS organized by Centre for Economic Policy Research
In a move aimed at creating a payments acceptance (CEPR). Knowledge Partner of the conclave was NITI
network for unorganized retail including small Aayog.
merchants and kirana stores where consumers can Exim Bank of India signed a multilateral cooperation
agreement with member development banks of

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BRICS to undertake ―collaborative research‖ in IndiaFirst Life Insurance Company Limited, a joint
distributed ledger/blockchain technology. venture between BOB, Andhra Bank & Legal & General
BSE entered into an agreement with Bombay Metal (UK), announced its tie-up with Oxigen Services India
Exchange (BME) for the growth & systematic Pvt. Ltd., to establish the distribution of its insurance
development of commodity derivatives markets in the products.
non-ferrous metals complex.
NABARD completed 36 years of service to the nation
& celebrated the 37th Foundation Day on 12th July.
SEBI approved amendments to buyback & takeover
regulations and changed the time for announcing the
price band of initial public offering (IPO) from 5 to 2
days. In a consultation paper, SEBI had proposed that
entities would not be required to file draft papers for
rights issue worth up to Rs 10 crore.
Export-Import Bank of India (Exim Bank) announced
that it has extended $10 million worth of line of credit
(LOC) to Seychelles. This is for healthcare and
procurement of goods and projects.

Insurance Industry in News


HDFC Life appointed Vibha Padalkar as its new
managing director and CEO for a period of three years.
HDFC ERGO, India's third-largest non-life insurance
provider in the private sector, announced the launch of
'E@Secure', a Cyber Insurance Policy for individuals. It
aims at providing comprehensive protection to
individuals & their families against any cyber-attacks,
cyber frauds.
Bajaj Allianz General Insurance entered into a
bancassurance deal with Vijaya Bank.
United India Insurance Company announced the
appointment of S Gopakumar as its Director &
General Manager.

Topic 2: ECONOMY/FINANCIAL CURRENT AFFAIRS


Govt. decided to make the Pradhan Mantri Jan Dhan India‘s current account deficit (CAD) widened to a
Yojana (PMJDY) an open-ended scheme. FM Jaitley four-quarter-high at 2.4% of gross domestic product
stated that the overdraft facility has been doubled (GDP) in April-June period, as per the RBI data.
from Rs. 5,000 to Rs. 10,000. The age limit for availing As per Department of Industrial Policy & Promotion
OD under it has also been revised to 18 to 65 years from data, FDI in India rose 23% to 12.8 billion dollars
18 to 60 years. The accidental insurance cover for new during the April to June quarter of this fiscal. Sector
RuPay Cardholders raised from Rs. one lakh to Rs. two that received maximum foreign investment is services
lakh. with 2.4 billion dollars.
Union Ministry of MSME approved a proposal by the In the 29th meeting, GST council approves cash
Khadi & Village Industries Commission (KVIC) to incentives to promote Digital transactions. FM
increase the wages of artisans by over 36%. With this, announced 20% Cashback upto Rs 100 for the Digital
the wages will be increased from Rs 5.50 per hank to Rs Transactions done via BHIM, Rupay or USSD mode. It
7.50 per hank. was also decided to create a sub-committee headed by
GOI doubled the monetary limit to 20 lakh rupees for MoS Finance Shiv Pratap Shukla for MSME sector.
filing loan recovery application in the Debt Recovery 28th meeting of GST Council was held in New Delhi. It
Tribunals (DRT) by banks & financial institutions. It is reduced tax rates on more than 50 items & exempted
aimed at helping reduce pendency of cases in DRTs. sanitary napkins, rakhis, stone, marble, wooden
There are 39 DRTs in the country. deities & Saal leaves from GST.
GST on footwear priced below 1,000 rupees will attract
5% rate. GST on imported urea & ethanol sold to oil

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companies for blending with petrol & diesel has been Telecom Commission approved the Telecom
reduced to 5%. Regulatory Authority of India's (TRAI) net neutrality
GST rate on handbags, jewellery box, wooden box for recommendations that bar service providers from
paintings, artware of glass, stone endeavour, discriminating against internet content & services by
ornamental framed mirrors & handmade lamps were blocking, throttling or granting them higher speed
reduced to 12%. access.
Lithium-ion batteries, vacuum cleaners, food grinders,
mixers, storage water heaters, hair dryers, hand dryers, INDIA‘S GDP REPORTS
paint, varnishes, water cooler, milk cooler, ice cream
coolers, perfumes, toilet sprays & toilet preparation India's economy is expected to clock GDP growth of
have been brought to 18 from 28% slab. 7.5% in this financial year as per the Morgan Stanley
GST council has cleared 46 amendments which will be report.
passed in Parliament. The exemption limit for traders in India Ratings & Research (Ind-Ra) revised down its
Assam, Arunachal Pradesh, Himachal Pradesh & FY19 economic growth forecast to 7.2%.
Sikkim has been increased from 10 lakh to 20 lakh Indian economy grew by 8.2% in the first quarter
rupees. (April-June) of the current fiscal, the highest in over
Govt. decided to sharply increase the Minimum two years. Manufacturing sector grew by 13.5% which
Support Price (MSP) for Kharif crops. The MSP for signals very good turnaround in the sector.
common variety paddy, the most important Kharif Indian economy is expected to grow by around 7.5%
crop, will be raised by Rs 200 over last year‘s Rs 1,550 in 2018 & 2019, as per Moody's Investors Service
per quintal. That works out a 13% increase for the Global Macro Outlook for 2018-19. Moody's put G-20
financial year ended March 2019 compared to a 5.4% growth at 3.3% in 2018 & 3.1% in 2019.
increase in FY18. RBI released its annual report in Mumbai. It was
Khadi & Village Industries Commission (KVIC) mentioned in the report that due to the evolving
launched its, in-house developed, single-umbrella e- economic conditions, real GDP growth for 2018-19 is
marketing system named Khadi Institution expected to increase to 7.4% from 6.7% in the previous
Management & Information System (KIMIS) in New year.
Delhi. IMF cut India‘s GDP growth forecast by 10 basis
CCEA approved proposal for expanding the scope of points to 7.3% in the year 2018 & by 30 basis points to
Higher Education Financing Agency (HEFA) by 7.5% in 2019.
enhancing its capital base to Rs. 10,000 crores & tasking Fitch Ratings raised India growth forecast for 2018-19
it to mobilise Rs. 1,00,000 crores for Revitalizing to 7.4% from 7.3%. For 2019-20, it estimated at 7.5%.
Infrastructure & Systems in Education or RISE by
2022.

Topic 3: BUSINESS NEWS (NATIONAL & INTERNATIONAL)


Companies Key Points
Bharat Sanchar Nigam Ltd Roped in Indian boxer MC Mary Kom as its brand ambassador.
Paytm partnered with China's Alibaba to launch AI-based cloud computing platform 'Paytm AI Cloud'.
Mukesh Ambani-led Reliance Industries Ltd (RIL) became the first Indian company to cross Rs 8 trillion market
capitalization.
Reliance Power announced that its wholly-owned subsidiary Reliance Power Netherlands BV won an international
arbitration award of $56 million (Rs 390 crore) against Prestige Capital Holdings & Kokos Jiang.
Receivables Exchange of India (RXIL) announced that Hindustan Aeronautics (HAL) become the first public sector
enterprise to make a transaction on the "TReDS platform". Note: TReDS is an online electronic institutional
mechanism for facilitating the financing of trade receivables of MSME through multiple financiers.
Idea Cellular Ltd announced that it has completed its merger with Vodafone India Ltd (VIL) & Vodafone Mobile
Services Ltd (VMSL) after getting approval from National Company Law Tribunal (NCLT).
PhonePe partnered with To facilitate convenient, fast & secure payments through PhonePe on the IRCTC Rail
IRCTC connect Android app.
Bharat Sanchar Nigam Ltd Launched BSNL WINGS a VOIP based service. In WINGS, there is no SIM or cable
(BSNL) wiring as is a VOIP service through an app.
PayU India into strategic partnership with Reliance Money, leading NBFC brands in India, to offer instant app-
based personal loans, via LazyPay. The loan amount will start from as low as Rs. 100 & will extend up to Rs.
1,00,000.

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Reliance Industries Limited (RIL) beat TCS to become the most valued company in India.
Department of Telecom (DoT) given final approval to the merger of Vodafone India & Idea Cellular.
Mobile tower arm of Bharti Airtel, Infratel received clearance from SEBI for its merger with Indus Towers.
Tata Steel board approved the joint venture with German steel giant Thyssenkrup. The Joint Entitiy Thyssenkrup
Tata Steel BV, will be the second-largest steelmaker in European steel sector after Lakshmi Mittal's ArcelorMittal.
Numaligarh Refinery Ltd Become the first oil PSU to adopt an online legal compliance system by introducing
(NRL) in Assam 'Legatrix'
Bharti Infratel, mobile Approval of competition watchdog Competition Commission of India (CCI) for
infrastructure company merging its operations with Indus Towers.
IFC (International Finance Corporation) invested $100 million in Mahindra & Mahindra Financial Services Ltd.
(Mahindra Finance).
Reliance Industries Chairman Mukesh Ambani announced that Reliance is India‘s largest payer GST, Excise &
Customs Duty, & Income Tax in the private sector. It become the 1 st Indian company to record PBDIT (Profit Before
Depreciation Interest & Taxes).
Bharat Sanchar Nigam unveiled the country‘s first internet telephony service that will allow users to dial any
Limited (BSNL) telephone number in India through its mobile app, i.e. ―Wings‖.
ONGC- the premier Public Sector Natural gas Company approved exiting its helicopter service provider Pawan
Hans by selling its entire 49%.
Flipkart‘s digital payment Acquired Zopper Retail – a hyperlocal Point of Sale (POS) platform for small &
subsidiary PhonePe medium businesses.
BHEL with South Korean Pact with for design and manufacture of emission controlling devices for coal-based
firm NANO Co Ltd power plants.
HCL Technologies Acquired German IT ervices provider H&D International Group.
Muthoot Fincorp Limited partnered with National Skill Development Corporation to train over 10,000 youth over
the next three years & make them job ready.
INTERNATIONAL COMPANIES
Jack Ma, the charismatic co-founder of China's largest e-commerce firm Alibaba Group Holding Ltd, will step
down as chairman in exactly one year on Sept 10, 2019. Current Alibaba Chief Executive Daniel Zhang will replace
him as chairman.
Alphabet Inc‘s Google| Partnered with four Indian banks to grant consumer loans online. It teamed with HDFC
Bank Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd. & Federal Bank Ltd. to offer instant, pre-approved loans to
customers. It re-branded its made-in-India Tez app as 'Google Pay'.
DBS Bank Named the world's best bank by Global Finance magazine
Google announced Project Navlekha to enable Indian publishers of regional languages to publish their content
online, without facing the trouble of selling printed copies.
Apple Inc. Became the first US-based company with a market value of $1 trillion
YouTube Announced investment of $25 million to counter the spread of fake news on its
platform.
European Union regulators slapped Alphabet-owned Google with record 4.34 billion euro ($5 billion) antitrust fine
for abusing the dominance of its Android mobile operating system.
E-commerce giant Amazon Crossed $900-billion market cap for the first time in its history & becomes only the
second company after Apple to achieve this milestone.
Microsoft Acquired Flipgrid, an education start-up.

Topic 4: Agreements/MOU Signed


Between Countries|States|Cities
Between Whom MoU/Agreement Details
India & US|Communications Compatibility & Security Agreement (COMCASA) that will facilitate India to obtain
defence technologies from US & access critical communication network to ensure interoperability among both
armed forces.
India & Bulgaria | 4 Pacts on Investment, Tourism, Civil Nuclear Cooperation, Science & technology cooperation.
Establishment of Hindi Chair at Sofia University.
Union Water Resources Minister For construction of Lakhwar multi-purpose project in the upper Yamuna basin to

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Nitin Gadkari signed MoU with deal with water crisis. Under this, the 204-metres high project will be constructed
6 states near Uttarakhand's Lohari village.
India & Germany Agreement on financial & technical cooperation focusing on sustainable urban
development & renewable energy.
Invest India & the UAE Minister for MoU signed for India - UAE Artificial Intelligence Bridge in New Delhi.
Artificial Intelligence (AI)
Invest India & Business MoU signed to promote investment facilitation & cooperation between startups of
India & France.
Central Water Commission (CWC), India‘s apex technical organisation in the field of Water Resources signed
Collaboration Agreement with Google for flood forecasting.
Maharashtra government & Pact to increase the economic cooperation, in areas of IT, biotechnology, artificial
Canada‘s Quebec province intelligence & welfare of the tribal community.
J P Nadda exchanged MoU with the State Health Ministers of 20 States marking their commitment towards launch of
Ayushman Bharat – National Health Protection Mission (AB-NHPM).
Between Organizations|Companies
NITI Aayog, Intel and Tata Institute of Fundamental Research (TIFR) are collaborating to set up a Model
International Center for Transformative Artificial Intelligence (ICTAI).
Prasar Bharati & Mizzima Media MoU to realize cooperation & collaboration in broadcasting & content sharing
Group of Myanmar
National Skill Development MoU to provide capacity building for Pradhan Mantri Jan Arogya Yojana
Corporation & National Health (PMJAY) to ensure effective rollout & continued quality implementation.
Agency (NHA)
Department of Biotechnology (DBT), Ministry of Science & Technology, & the International Energy Agency (IEA)
signed an MoU on Enhancing Innovation for Clean Energy Transition.
Bharti Axa Life Insurance & To offer the ‗Pradhan Mantri Jeevan Jyoti Bima Yojana‘ (PMJJBY). Airtel Payments
Airtel Payments Bank Bank becomes the first payments bank in India to offer GOI backed scheme.
MoU signed between Ministry of Health & Family Welfare (MoHFW) & Ministry of Tribal Affairs (MoTA), GOI for
cooperation between the two Ministries for sensitizing the principals & training to teachers each of all functional
EMRSs, Ashram Schools & other Schools supported by MoTA in the country.
Union Ministry of Water Resources, the MoA for funding of central share of 99 prioritised irrigation projects under
NABARD & the National Water Pradhan Mantri Krishi Sinchayee Yojana (PMKSY).
Development Agency
NHAI) signed MoU with the for getting Long Term Unsecured Loan of Rs 25000 crore for 10 years with 3 years
State Bank of India (SBI) of moratorium on repayments.
Statement of Intent (SoI) signed between NITI Aayog & Lupin Foundation to collaborate in Aspirational Districts
Programme.
Rajya Sabha entered into a MOU with a foreign counterpart for promoting inter-parliamentary dialogue. Venkaiah
Naidu become the first Chairman of RS inked with visiting President of Senate of Republic of Rwanda, Bernard
Makuza.
UNEP partnership with Google To monitor the impacts of human activity on global ecosystems by using
sophisticated online tools. {UN Environment Programme (UNEP)}
Russian State Atomic Energy Corporation (Rosatom) announced that its subsidiary Nikiret signed an agreement with
Indian engineering services firm Core Energy Systems Pvt Ltd for the promotion of its technical security equipment
in India.
Saudi Aramco & Abu Dhabi Signed MoU to jointly develop & build an integrated refinery & petrochemicals
National Oil Company complex at Ratnagiri, Maharashtra.
BYPL (BSES Yamuna Power Limited) Signed MoU for collaborative activities in different areas, including energy
with Business Finland efficiency and electric vehicles.
Ministry of Health and Family Signed MoU to scale up the short-term healthcare courses through its available
Welfare with IGNOU robust platform.
NITI Aayog‘s Women Entrepreneurs Platform signed five Statements of Intent (SoIs) with financial institutions &
social organisations to provide assistance to women entrepreneurs.

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Topic 5: New Appointments: National


Designation/Post Who is Appointed?
Constitutional & Other Posts
1. Chief Economic Advisor (CEA) of India, Arvind Subramanian resigned from his post.
2. Secretary, Ministry of Steel, GOI Binoy Kumar
3. Union Minister Arun Jaitley is back as the Finance Minister after a three-month interval.
4. Chairman, DRDO & Secretary in Department of Renowned scientist, Dr G Satheesh Reddy
Defence Research & Development (DDR&D)
5. Rajya Sabha Deputy Chairman NDA candidate Harivansh Narayan Singh
6. New Chief Justice of the Delhi High Court Justice Rajendra Menon
7. Chief Economic Advisor (CEA) of India, Arvind Subramanian resigned from his post.
8. Acting Chairman, UPSC Arvind Saxena
9. Secretary, Ministry of Coal Dr. Inder Jit Singh
10. Jammu & Kashmir's CM Mehbooba Mufti submitted her resignation to the Governor after BJP announced to
pull out of an alliance with Peoples Democratic Party (PDP).
CEO‘S/Chairman of Companies/Organizations/Banks/ Other Appointments
11. Independent Director on Board of Indiabulls Housing Subhash Sheoratan Mundra
Finance Ltd (IBHFL)
12. Assocham, Secretary General Uday Kumar Varma (succeeds DS Rawat)
13. Vodafone Idea's first CEO Balesh Sharma
14. Bhushan Steel‘s Chairman & Non-Executive TV Narendran
Additional Director
15. Independent Director, Indiabulls Housing Finance Ltd Subhash Sheoratan Mundra
16. Infosys Chief Financial Officer MD Ranganath, stepped down from his position.
17. Chairman, Marine Products Export Development IAS officer K S Srinivas
Authority (MPEDA)
18. Head coach of the women‘s national team Former India spinner Ramesh Powar
19. Chairperson, Appellate Tribunal for Electricity, Smt. Justice Manjula Chellur
Ministry of Power
20. CMD, Escorts Nikhil Nanda (succeeded his father Rajan Nanda)
21. Committee of Internet Corporation for Assigned Names & Numbers (ICANN) selected Ajay Data, Founder &
CEO of Data XGen Plus, as a new council member of Country Code Supporting Organisation (ccNSO).
22. Chief Executive Officer for HSBC India Surendra Rosha (succeeded Jayant Rikhye)
23. Paytm Payments Bank CEO Renu Satti has resigned from the role
24. CEO & MD, Tata AIA Life Rishi Srivastava
25. Director & GM, United India Insurance Company K B Vijay Srinivas
26. CMD, Steel Authority of India Limited (SAIL) Saraswati Prasad (succeeds P K Singh)
27. DG & Chairman, Ordnance Factory Board P K Shrivastava
28. Chairman, Payments Council of India (PCI) Vishwas Patel
29. Co-chairman, Payments Council of India (PCI) Loney Antony
30. Chairperson, National Green Tribunal (NGT) Justice Adarsh Kumar Goel
31. Director General, ex officio Member-Secretary of the Dr. T.C.A. Raghavan
Council, ICWA (Indian Council of World Affairs)
32. IDBI Bank's CEO & Managing Director B Sriram
33. Managing Director, SBI Arjit Basu
34. Chairman, Central Board of Indirect Taxes & Customs Senior bureaucrat S Ramesh
(CBIC) (succeeded Vanaja N Sarna)
35. SBI MD B Sriram resigned from SBI after his
appointment as chief executive of IDBI Bank.

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36. CEO, ICICI Prudential Life Insurance N.S. Kannan

Topic 6: New Appointments: International


Designation/Post Who is Appointed?
President/PM/Heads of Countries/Organizations
1. 13th President of Pakistan Pakistan Tehreek-e-Insaf‘s Arif-ur-Rehman
Alvi
2. Prime Minister of Australia Scott Morrison (Replaced Malcolm Turnbull)
3. Malian President Ibrahim Boubacar Keita re-elected for a five-year term.
4. President of Paraguay Colorado Party‘s Mario Abdo Benitez
5. President of Colombia Ivan Duque
6. Pakistan‘s first-ever woman Chief Justice of HC. Justice Tahira Safdar named Chief Justice of Balochistan HC.
7. Mexico's President Andres Manuel Lopez Obrador
8. Turkey's President Recep Tayyip Erdogan
9. Jordan's PM Former World Bank Economist Omar al-Razzaz
10. Giorgi Kvirikashvili, PM of Georgia, announced his resignation
11. Colombia has chosen Ivan Duque to be its next president. He will be Colombia's youngest ever President. He
will replace Juan Manuel Santos.
Other Appointments
12. WPP Plc, the world‘s largest communication services group, appointed Mark Read as the CEO & Executive
Director (ED) of the company.
13. Assistant Secretary-General & Head of the New York Veteran Indian development economist Satya S
Office of the UN Environment Programme (UNEP) Tripathi
14. UN‘s new Human Rights Chief Michelle Bachelet
15. PepsiCo CEO Indra Nooyi will step down in October after serving for 12 years as the top boss at PepsiCo.
She will be succeeded by company President Ramon Laguarta.
16. Head of the crucial Drug Enforcement Agency, US. Uttam Dhillon, an Indian-American lawyer
17. Head, UN mission tasked with monitoring the ceasefire Uruguayan Army Major General José Eladio
line between India & Pakistan Alcain
18. Pakistan‘s National Security Advisor Nasser Khan Janjua resigned.
19. Chief Finance Officer of the US‘ largest automaker, An Indian-American woman, Dhivya
General Motors Suryadevara

Topic 7: Awards Given in Different Fields


Name of the Award Winner
Awards for Literature/Journalism
1. 'Sarala Puraskar' Odia poet Satrughna Pandav (for poetry Misra Dhrupad)
Country‘s Highest Honour Given
2. US govt. awarded the Legion of Merit (Degree of Commander) to General Dalbir Singh Suhag (Retired), of the
Indian Army, for exceptionally meritorious service as chief of the Army staff, Indian Army.
3. Delhi government‘s additional director of health, SK Arora awarded WHO World No Tobacco Day 2017 Award
for his extraordinary contribution towards tobacco control.
4. US govt. awarded Legion of Merit (Degree of Commander) to General Dalbir Singh Suhag (Retired), of the
Indian Army, for exceptionally meritorious service as chief of the Army staff, Indian Army.
5. Three US scientists James Allison, Carl June & Steven Rosenberg declared winners of 2018 Albany Medical
Center Prize in Medicine & Biomedical Research.
6. President & Supreme Commander of the Armed Forces approved 131 Gallantry Awards to Armed Forces
Personnel & members of Paramilitary Forces which include one Kirti Chakra, 20 Shaurya Chakras, three Bar to
Sena Medals (Gallantry), 93 Sena Medals (Gallantry), 11 Nao Sena Medals (Gallantry) & three Vayu Sena
Medals (Gallantry).

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7. Akshay Venkatesh, a renowned Indian-Australian mathematician, is one of four winners of mathematics‘
prestigious Fields medal, known as the Nobel prize for math.
8. Gopalkrishna Gandhi chosen for 24th Rajiv Gandhi National Sadbhavana Award for his contribution in
promoting communal harmony, peace & goodwill.
9. Noted social reformer & founder of Sulabh International, Bindeshwar Pathak honoured with Japan‘s prestigious
Nikkei Asia Prize.
10. Vishwas Mandalik from Nasik & the Yoga Institute in Mumbai selected as recipients of the PM‘s award for
outstanding contribution for promotion and development of yoga for the year 2018.
11. CM Vasundhara Raje conferred the ‗CM of the Year‘ award for her remarkable work in e-governance. It was
given at 52nd Skoch Summit held in New Delhi.
12. Kalki Koechlin conferred with French distinction of Knight of the Order of Arts and Letters (Chevalier dans
l‘Ordre des Arts et des Lettres), for her contribution in enhancing Indo-French ties in cinema.
13. Lawrence Haddad (British economist & food policy researcher) & Dr David Nabarro, who has worked with WHO
& UN on health and hunger issues, were named the 2018 World Food Prize recipients.
Film/Music Awards
14. Oscar-winning director Ang Lee will be one of the recipients of the annual Directors Guild of America (DGA)
honours .
15. Actress Aishwarya Rai was honoured with the Meryl Streep Award for Excellence at the Women in Film and
Television (WIFT) India Award.
16. 3rd BRICS Film Festival took place in Durban, South Africa, along with the International Durban Film Festival
(DIFF). The last day was celebrated as India Country Day. Awards won by Indian films in the 3rd BRICS Film
Festival, Durban, South Africa:
1. Best Actress: Bhanita Das, Village Rockstars,
2. Best Film: Newton by Amit Masurkar,
3. Special Jury Award: Village Rockstars by Rima Das.
17. Indian International Film Awards (IIFA), late star Sridevi won Best Actress (posthumously) for MOM while
Irrfan Khan given Best Actor Award for Hindi Medium. Tumhari Sulu awarded the Best Film trophy.
Other Awards Conferred
18. Delhi government‘s additional director of health, SK Arora awarded prestigious WHO World No Tobacco Day
2017 Award for his extraordinary contribution towards tobacco control.
19. PepsiCo's India-born CEO Indra Nooyi to be honoured with the Game Changer of the Year award by a global
cultural organisation Asia Society in recognition of her business achievements.
20. Indian-American high school student Avi Goel won the world championship at the International Geography
Bee‘s junior varsity division which was held in Berlin, Germany.
21. Mohun Bagan ‗Ratna‘, the highest honour of Mohun former India international Pradip Chowdhury
Bagan club
22. INFRA Icon Award in the ‗Global Energy‘ category at the Oil & Natural Gas Corporation (ONGC)
mid-day INFRA Icons Awards 2018
23. JP Nadda, Union Minister for Health & Family Welfare presented the Pradhan Mantri Surakshit Matritva
Abhiyan (PMSMA) 'IPledgefor9' Achievers & MMR Reduction Awards. Uttar Pradesh shown 30% decline &
topped the chart.
24. National Kalidas Samman for visual arts Noted artist Anjolie Ela Menon
25. Nabard 2018 award for its service to self-help group (SHG) Repco Micro Finance Ltd
linkage in Tamil Nadu for the fiscal year 2017-18.
26. Anukreethy Vas, a 19-year-old Tamil Nadu college student, crowned Femina Miss India 2018 in a grand
ceremony in Mumbai.
27. Under ‗India Smart Cities Award' 2018, Surat awarded for showcasing "great momentum" in the implementation
of projects under the Smart Cities Mission. Bhopal and Ahmedabad were selected in the ‗Innovative Idea'
category for their "transformative approach towards sustainable integrated development".
28. ‗Best performing Social Sector Ministry‘ award SKOCH Group
29. Crowned as the first Tribal Queen at the Adi Rani Pallavi Durua (Odisha's Koraput district)
Kalinga Tribal Queen competition
30. Ministry of Shipping‘s flagship programme for port-led-prosperity ‗Sagarmala‘ received the ‗Gold Award‘ in

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infrastructure sector at the 52nd Skoch Summit 2018 in New Delhi.
31. HM Rajnath Singh approved the institution of "Home Minister's Special Operation Medal" for the police
personnel of States and Union Territories, Central Police Organisations (CPOs), CAPFs & Security Organisations
involved in Special Operations.

Static GA: Awards and Fields


1. International Gandhi Peace Prize: For contributions towards social, economic&political transformation through non-
violence&other Gandhian methods.
2. Bharat Ratna: Premier civilian award, to serve the nation.
3. Padma Vibhushan: Ranking wise the second award is the Padma Vibhushan in the Indian Republic. It awarded people
from various fields including Govt. service to distinguish extraordinary service for the country.
4. Padma Bhushan: The Padma Bhushan is the highest civilian award third in rank in the Indian Republic.
5. Padma Shri: It is awarded to citizens of India for their distinguished contribution in several fields including Education,
Literature, Arts, Science, Industry, Social Service, Medicine, Sports&Public Affairs.
6. Dronacharya Award: For brilliance in sports coaching.
7. Dhyan Chand Award: Highest lifetime achievement award in sports&games in India
8. Rajiv Gandhi Khel Ratna: Highest honor given for accomplishment in sports.
9. Vyas Samman: For literary in the Hindi language.
10. Saraswati Samman: For outstanding prose or poetry literary works in any Indian language listed in Schedule VIII of the
Constitution of India.
11. Param Vir Chakra: Highest decoration Awarded for the most conspicuous bravery or some daring or prominent act of
valour or self-sacrifice in the presence of the enemy on land, sea or air.
12. Maha Vir Chakra: Second highest decoration. It is awarded for acts of conspicuous gallantry in the presence of the
enemy, whether on land, at sea or in the air.
13. Vir Chakra: It is the third in the order of awards for acts of gallantry in the face of the enemy on land, sea or air.
14. Ashok Chakra: Awarded for the most conspicuous bravery or some daring act of valour or self-sacrifice on land, at sea
or in the air.
15. Academy (Oscar) Awards: Film (From 1929)
16. Grammy Award: Music (From 1958)
17. Ramon Magasaysay Award: Govt. (Public) Service, Social Service, Journalism, Literature,
Communication&International Understanding Bourlog Award: Agriculture (From 1992)
18. Grammy: Music
19. Pulitzer: Journalism&Literature
20. Arjun: Sports
21. Bowelay: Agriculture
22. Kalinga: Science
23. Dhanwantri: Medical Science
24. Nobel Prize: Peace, Literature, Economics, Physics, Chemistry, Medical Science
25. Abel: Maths
26. Man Booker: Literature
27. Vachspati Samman: Sanskrit Literature

Topic 8: Summits/ Festivals held in India & World


Name of the Summit Location/Held in
SUMMITS HELD NATIONALLY
1. Department of Administrative Reforms and Public Grievances (DAR & PG), GoI in association with MP govt. is
organizing a Regional Conference on Good Governance with Focus on Aspirational Districts, in Bhopal. The themes
include: ICT Enabled Education, Agriculture, Public Service and Grievance Management and Good Governance
initiatives.
2. a) International Aviation Summit held in New Delhi.
b) Jointly organised by the Airports Authority of India, Ministry of Civil Aviation & International Air Transport
Association (IATA).
c) Suresh Prabhu announced that Civil Aviation Ministry is coming up with Vision 2035 under which it plans to
build 100 new airports across India in the next 10-15 years with an investment of USD 60 billion.

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3. Next edition of Aero India will be held in Bengaluru, Karnataka. Yelahanka Air Force station in Bengaluru has
hosted all the 11 editions of Aero India.
4. PM Modi inaugurated India's first Global Mobility summit 'MOVE' in New Delhi. Main focus is to make cities of
India pollution free.
5. 4th World Summit on Accreditation (WOSA-2018) held at New Delhi
6. 8th meeting of India-Kenya Joint Trade Committee held in Nairobi, Kenya.
7. 3rd edition of World‘s Biggest Open Innovation Model - Smart India Hackathon 2019 in New Delhi
8. NITI Aayog Vice Chairman Dr. Rajiv Kumar, & CEO Amitabh Kant, unveiled a series of events to take place in the
‗Mobility Week‘, in the run-up to MOVE: The Global Mobility Summit 2018 at Vigyan Bhawan, New Delhi.
9. President Kovind, inaugurated the ‗One District One Product‘ Summit in Lucknow, Uttar Pradesh.
Under ‗One District One Product‘ scheme, the state govt. set a goal of providing employment to 25 lakh people in
five years through the financial assistance of Rs. 25,000 crores.
10. 3rd India-Nepal Coordination meeting held in New Delhi
11. NITI Aayog‘s International Conference on ―Sustainable Growth through Material Pravasi Bharatiya Kendra in
Recycling: Policy Prescriptions‖ held at New Delhi
12. Indo-US Military Cooperation Meeting held in New Delhi as a prelude to 2 plus 2 Dialogue between the two
countries.
13. Unified Commanders‘ Conference (UCC) for the year 2018 started at New Delhi
It provides a platform for discussions at Apex Level on all ‗Joint Issues‘ amongst three Services & Defence Ministry
14. 6th India-UK Science & Innovation Council (SIC) meeting to discuss a range of New Delhi
issues on S&T cooperation between the two countries held in
15. 1st Meet of India-Bangladesh Joint Committee on Border Haats concluded in Agartala, Tripura
16. International Union of Food Science & Technology (IUFoST), in association with Navi Mumbai, India
Indian National Science Academy (INSA) announced the 19th edition of its
prestigious global event to be held in| Focal theme: 25 Billion Meals a Day by 2025
with Healthy, Nutritious, Safe & Diverse Foods.
17. NITI Aayog, with various ministries & industry partners is organising ‗MOVE: New Delhi
Global Mobility Summit‘ in
18. Commerce Secretary, Rita Teaotia, chaired the first meeting of the Task Force on e-
commerce in New Delhi.
19. The first India Tourism Mart will be organized in New Delhi
20. Ministry of Mines organized the 4th National Conclave on Mines & Minerals at Indore, Madhya Pradesh
21. India & Japan held 4th round of Maritime Affairs Dialogue in New Delhi.
22. European Union Film Festival (EUFF) will premiere in New Delhi at the Siri Fort Auditorium.
23. 5th National Standards Conclave- Implementing the Indian National Strategy for Standardization held in New
Delhi.
24. A Conference on Implementation of National Pension System (NPS) by the Central Autonomous Bodies (CABs)
was organized by Pension Fund Regulatory & Development Authority (PFRDA) in Delhi.
25. Annual Sindhu Darshan Festival celebrated on the bank of Indus River started in Ladakh region of Jammu and
Kashmir.
26. 3rd Annual Meeting of the Asian Infrastructure Investment Bank (AIIB) held in. Mumbai
Theme|"Mobilising Finance for Infrastructure: Innovation & Collaboration".
27. PM Modi inaugurated 3rd annual meeting of Asian Infrastructure Investment Bank (AIIB) in Mumbai.
28. a) 222nd meeting of the Central Board of Trustees, EPF (Employees' Provident Fund) held under the
chairmanship Shri Santosh Kumar Gangwar at New Delhi.
b) It approved the proposal for insertion of Paragraph 68HH in EPF Scheme, 1952 provisioning Advance from the
fund to a member who ceases to be in employment for a continuous period not less than one month.
c) Under this proposal, a member can avail 75% of the total fund (including employee as well as employer share)
standing to the member‘s credit with interest thereon.
d) The Central Board approved the proposal to continue SBI Mutual Fund and UTI Mutual Fund as ETF
manufacturer for investment in ETF by EPFO for the tenure of one year.

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SUMMITS HELD INTERNATIONALLY
29. Minister of State for AYUSH Shripad Yesso Naik inaugurated 4th International Ayurveda Congress (IAvC) at
Netherlands. It focused on promotion & propagation of Ayurveda in the Netherlands.
30. Commerce & Industry Minister Suresh Prabhu attended the 6th East Asia Summit- Economic Ministers‘ Meeting
(EAS-EMM) & 15th India-ASEAN Economic Ministers‘ Meeting (AEM) in Singapore. Singapore is holding the
Chair of ASEAN.
31. International Women Entrepreneurs Summit 2018 held in Theme|Equality Kathmandu, Nepal
begins with Economic Empowerment
32. World Hindu Congress with theme 'think collectively, achieve valiantly' Chicago, the USA
held in
33. 4th Summit of Heads of State/Government of Bay of Bengal Initiative for Kathmandu in Nepal
Multi-Sectoral Technical & Economic Cooperation (BIMSTEC)
34. G20 Digital Economy Ministerial Meeting held in Salta, Argentina.
It took place as part of Sherpa Track for 2018 G20 Leaders‘ Summit, which is to be hosted by Argentina in 2018.
35. First South Asian Association for Regional Cooperation (SAARC) Agri Kathmandu, Nepal
Cooperative Business Forum held in Theme| ‗Organizing & Strengthening
Family Farmers‘ Cooperatives to attain the Sustainable-Development-Goals-
1 & 2 in South Asia‘.
36. 4th BIMSTEC Summit held in Kathmandu, Nepal. Focus is on countering terrorism, enhancing regional
connectivity & boosting trade. Theme| 'Towards a peaceful, prosperous & sustainable Bay of Bengal region'.
37. Union Minister of Commerce & Industry & Civil Aviation, Suresh Prabhu, is leading the Indian delegation for the
6th RCEP Trade Ministers‘ Meeting which held in Singapore.
38. 11th World Hindi Conference held in Port Louis, Mauritius
39. 24th World Congress of Philosophy (WCP) with the theme ―Learning To Be Beijing, China
Human‖ held in
40. Pacific Endeavor-2018, a communication exercise under the Multinational Communications Interoperability
Program (MCIP) held in Kathmandu to develop common communications operating procedures to enable military
forces in the Asia Pacific region to collectively work in the wake of disaster.
41. Singapore PM Lee Hsien Loong chaired the 51st ASEAN Foreign Ministers meeting in Singapore.
42. 1st Nepal-India Think Tank Summit to foster greater collaboration & Kathmandu
knowledge-sharing among the think tanks of the two countries held in
43. The heads of state & government of all five BRICS nations including Brazil, Russia, India, China & South Africa
convened for 10th BRICS Summit in Johannesburg, South Africa. The theme was ‗BRICS in Africa:
Collaboration for inclusive growth & shared prosperity in the 4th Industrial Revolution'. It saw the BRICS
leaders come together & discuss various international & regional issues of common concern & adopted the
'Johannesburg Declaration' by consensus.
44. The Global Disability Summit held in London, UK.
45. 8th BRICS Health Ministers‘ Meeting held at Durban, South Africa.
46. Ninth & final meeting of Eminent Persons Group (EPG) on Nepal-India in Kathmandu, Nepal
Relations concluded.
47. 5th Regional Comprehensive Economic Partnership (RCEP) Intersessional Tokyo, Japan
ministerial meeting held in.
48. 2nd meeting of Joint working group on tourism cooperation between India in Kathmandu, Nepal.
& Nepal concluded
49. 15th annual Asia & Oceania Region Inter-Governmental Ministerial meeting on anti-doping held in Colombo
with representatives from 29 countries including India.
50. FICCI along with several industries members & senior government officials Khanty-Mansiysk, Russia
& academia, participated in X International IT Forum at
51. 15th India-Australia Joint Ministerial Commission (JMC) held in Canberra, Australia.
52. International Conference on Information & Communication Technology in Kathmandu
(ICT) will be held

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Topic 9: Committees Formed Recently
Purpose for which Committee is formed Headed by
1. Head of the panel that has been tasked with selecting India‘s next chief former RBI Governor Bimal Jalan
economic advisor (CEA).
2. With concerns being raised on some proposals of the draft e-commerce policy, govt. set up a group of secretaries
to look into the issues. It will be chaired by the secretary in Department of Industrial Policy & Promotion (DIPP).
3. Food Safety & Standards Authority of India (FSSAI) constituted a group of Panel will be headed by B
experts from the health & nutrition sector to look into the issue of food Sesikeran.
labelling.
4. Head of NGT‘s 3-member committee, to decide mining company Vedanta's S J Vazifdar
plea challenging closure of its Sterlite copper plant at Tuticorin.
5. Union Govt. constituted a 21-member science & technology council to Headed by K Vijay Raghavan,
advise PM Modi on matters related to science, technology & innovations. principal scientific adviser to govt.
6. Food Safety & Standards Authority of India (FSSAI) constituted a group of Headed by B Sesikeran.
experts from the health & nutrition sector to look into the issue of food
labelling.
7. Union Government constituted a four-member Group of Ministers (GoM) Headed by Union Minister of
to advise PM Modi on whether to continue with or withdraw from the 16- Commerce & Industry Suresh
member Regional Comprehensive Economic Partnership (RCEP) Prabhu.
negotiations.
8. With a view to resolve the stress & revive such assets, Govt. decided to set Headed by Cabinet Secretary,
up a High-Level Empowered Committee with representatives from the Pradeep Kumar Sinha
Ministry of Railways, Ministry of Finance, Ministry of Power, Ministry of
Coal & the lenders having major exposure to the power sector.
9. National Green Tribunal formed a monitoring committee on the cleaning of Headed by NGT Chairperson A K
the Yamuna River. Goel
10. IRDAI constituted a 16-member committee to examine motor third party Chairman, P.J. Joseph
insurance pricing aspects & make recommendations on the premium rates
for 2019-20.
11. Considering the increasing incidents of mob lynching, Govt. constituted a Chaired by the Union Home
High-Level Committee to deliberate in the matter & make Secretary Rajiv Gauba
recommendations.
12. Govt. set up a 13-member committee to upgrade the norms for computation Ravindra H Dholakia
of economic data at states & districts level in the backdrop of plans to revise
the base year for National Accounts or GDP calculation.
13. UN SG Antonio Guterres constituted a High-Level Panel on Digital Melinda Gates& Jack Ma
Cooperation. It will be co-chaired by
14. Odisha Government constituted Heritage Cabinet to preserve the history & Headed by CM Naveen Patnaik
culture of Odisha.
15. Ministry of Corporate Affairs (MCA) constituted a 10 Member Committee, headed by the Secretary of Ministry
of Corporate Affairs Mr Injeti Srinivas, for review of the penal provisions in the Companies Act, 2013.
16. Govt. decided to set up a committee to suggest measures to strengthen Chairmanship of Mr Anil Swarup,
National Cadet Corps (NCC) & National Service Scheme (NSS). former Secretary, School
Education
17. Govt. set up a committee to lay down standardisation norms for Former Delhi Metro chief E
components with an aim to cut costs in the construction & operation of Sreedharan
metro rail systems & bring them under Make in India umbrella.
18. Maharashtra govt. set up a committee to study issues related to the Satish Chavan
development of a 1,000-MW floating solar power plant at Ujani dam in
Solapur district.
19. SEBI constituted an Expert Committee to frame rules for direct listing of Indian firms abroad. It will examine
the economic case for permitting direct listing of Indian companies overseas & listing of Indian companies on

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foreign bourses in India.
20. IRDAI formed a panel to review the regulations pertaining to insurance Headed by Suresh Mathur
marketing firms.
21.

Topic 10: National Current Affairs


INDIA & WORLD Cooperation Agreement in New Delhi which will
PM Modi, his Bangladesh counterpart Sheikh Hasina, boost bilateral trade between the two countries.
and CMs of West Bengal Mamata Banerjee & Tripura Central government & the World Bank signed 300
Biplab Kumar Deb jointly inaugurated three projects million-dollar loan agreements for India Energy
in Bangladesh via video conferencing. These include: Efficiency Scale up Programme.
500 MW additional power supply from India to Union Government, Rajasthan & the World Bank
Bangladesh, Akhaura – Agartala Rail Link, and signed a USD 250 million Development Policy Loan
Rehabilitation of the Kulaura-Shahbazpur section of (DPL) to support Rajasthan in improving the
Bangladesh Railways. Note: Akhaura-Agartala rail performance of its Electricity Distribution Sector under
project is about 12 km long of which 5.5 km would be its ‗24x7 Power for All‘ program.
laid in India while 6.5 km would be in Bangladesh. GOI & ADB signed a $375 million loan agreement to
India and France have signed implementation contribute to double farming incomes in Madhya
agreement on 'Mobilise Your City' (MYC) in the Pradesh by expanding irrigation networks & system
presence of Minister of State (I/C), Ministry of efficiency.
Housing & Urban Affairs (MoHUA) Hardeep Singh ADB & GOI signed a $346 million loan to finance
Puri and Alexander Ziegler, Ambassador of France in improvement of over 400 kms of state highways that
India. will enhance connectivity & access to economic centers
India retained the top WHO position in South-East across 12 districts in Karnataka.
Asia Region with Dr Poonam Khetrapal Singh GOI released 470 million Nepali rupees grant for
unanimously re-elected as Regional Director for Terai roads project in Nepal.
another five-year term beginning February 2019. Israel opened a Visa Application Centre in Kolkata
Minister of State (Independent Charge) for Housing for tourists from West Bengal & the northeastern states
and Urban Affairs, Hardeep Singh Puri inaugurated to encourage more Indian travelers to visit that
the first regional workshop on RERA (Real Estate country.
(Regulation and Development) Act) in Pune. Global Innovation Index 2018 launched in New Delhi
Note: RERA: Launched in 2016 is aimed at consumer by Ratan P Watal, Principal Adviser, NITI Aayog.
protection, by creating an online system for India‘s rank on the GII improved from 60 in 2017 to
information sharing in the real estate sector. It allows 57 in 2018.
states to set up the Regulatory Authority & Appellate. AIBD India elected as the President of the Asia-
India is the Partner Country in the 87th Izmir Pacific Institute for Broadcasting Development
International tradeshow which held in Turkey. (AIBD) for a period of two years.
India & Nepal signed an MoU on Preliminary India & the United Kingdom signed an agreement on
Engineering-cum-Traffic Survey on Broad Gauge the exchange of experience by legal professionals &
Rail Line between Raxaul (Bihar) & Kathmandu. government functionaries for resolution of disputes
before various courts & tribunals.
The bi-annual talks between Indian & Bangladeshi
India become the 69th shareholder of the European
border forces held in New Delhi. Director General of
Bank for Reconstruction & Development (EBRD).
BSF KK Sharma represented the Indian.
India become the Vice-Chair (Regional Head) of the
India & Cyprus signed key agreements after
Asia Pacific Region of World Customs Organisation
delegation-level talks between President Kovind &
(WCO) for a period of two years (from July 2018 to
his Cyprus counterpart Nicos Anastasiades in
June 2020).
Nicosia. Both countries agreed to expand cooperation
India signed a revised travel agreement with
in the fields of IT, tourism, shipping & renewable
Bangladesh to ease visa restrictions for citizens from
energy & in the field of environment. Cyprus
the neighbouring country. Under the Revised Travel
reaffirmed its support to India for its membership of
Arrangement (RTA)-2018, freedom fighters & elderly
the Nuclear Supplier's Group (NSG).
Bangladeshi nationals will get five-year multiple visa
India & Singapore signed the Second Protocol
from India.
amending the Comprehensive Economic

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India has been elected new President of Asian Tug powered with a blend of 75% air turbine fuel (ATF) &
of War Federation. India's Gautam Kaul won the 25% biojet fuel.
prestigious post in the Federations' Executive With an aim to provide country‘s poor access to
Committee elections held in Kathmandu, Nepal. quality & affordable healthcare, govt. announced the
India & Ghana signed two agreements in an effort to launch of Ayushman Bharat (now Jan Aarogya
enhance the bilateral cooperation. The two MOUs on Abhiyan) on September 25, covering 50 crore people.
Cultural Exchange Programme & on cooperation Nearly 10 crore families will get health cover worth
between Bureau of Indian Standards & Ghana Rs 5 lakh each year under the scheme. World‘s largest
Standards Authority were signed. healthcare cover plan that covers 10 crore families
India extended a financial aid of Rs 99 million to provides 5 lakh cover to them each year. It become
Nepal for the construction of 2,700 shallow tube well popular as ‗Modicare‘.
irrigation systems in 12 districts of the country's National Wildlife Genetic Resource Bank (NWGRB)
southern Terai region to boost agricultural inaugurated at Centre for Cellular & Molecular
productivity. Biology‘s (CCMB) Laboratory of Conservation of
India and Tajikistan reaffirmed their commitment to Endangered Species (LaCONES) facility in
promote bilateral relations and agreed to enhance Hyderabad, Telangana. It is India‘s first genetic
economic cooperation, particularly in sustainable resource bank where the genetic material will be
water development. stored.
India and Cuba have signed two MoUs in the field of Union Government unlocked green funds worth over
biotechnology, traditional medicine and Rs 66,000 crore to increase the country‘s forest cover.
homoeopathy. Note: Cuban President is Miguel Mario Khangchendzonga Biosphere Reserve (in Sikkim)
Díaz-Canel. become the 11th Biosphere Reserve from India that
India has pledged USD 5 million in assistance to UN has been included in the UNESCO designated World
agency working for the welfare of Palestinian Network of Biosphere Reserves (WNBR). India has 18
refugees to help bolster its "severe funding crisis" Biosphere Reserves.
following US' cut in its annual aid to United Nations Union minister of chemicals & Fertilisers Ananth
Relief and Works Agency for Palestine Refugees Kumar announced that the country‘s first e-waste
(UNRWA). recycling unit will come up in Bengaluru, Karnataka.
SC held that Lieutenant Governor does not have
independent decision-making powers, & is bound to
act on the aid & advice of the Council of Ministers.
Airports Authority of India (AAI) will set up a state-
of-the-art Civil Aviation Research Organization
(CARO) at Hyderabad‘s Begumpet Airport to find
indigenous solutions to meet the challenges posed by
the growing air traffic & for enhancing safety, capacity
& efficiency of aircraft operations in the country.
The India-Korea Technology Exchange Centre
inaugurated by the Minister of State (I/C) MSME
Giriraj Singh & Minister of SMEs & Start-ups of
Republic of Korea, Hong Jong- hak in New Delhi.
PM Modi inaugurated the new Headquarters
building of the Archaeological Survey of India in
New Delhi.
Union Government announced to establish India‘s
first national police museum in Lutyens' Delhi.
Union Minister of Steel, Birender Singh dedicated the
OTHER NATIONAL CURRENT AFFAIRS rebuilt Blast Furnace-1 ‗Parvati‘ of SAIL, Rourkela
Supreme Court ruled that the ‗None of The Above‘ Steel Plant (RSP) to the Nation. Parvati is the first
(NOTA) option will not be applicable for voting in the Blast Furnace of SAIL.
Rajya Sabha elections. HRD Minister Prakash Javadekar launched the
India's first biofuel-powered flight landed in Delhi, National Digital Library of India (NDLI). The library
covering the distance between Dehradun & Delhi. will become a single window platform for all
The biofuel is developed by CSIR-Indian Institute of educational needs.
Petroleum (IIP), Dehradun. The flight test was PM Modi laid the foundation stone of Paperless
successfully completed by SpiceJet. The flight was Vanijya Bhawan in New Delhi.

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PM Modi in Rajgarh, dedicated the Mohanpura Dam government initiatives relating to MSME Sector. A
Project to the nation. In Indore, he attended the portal of the Ministry of MSME called ―Sampark‖
Madhya Pradesh Shehari Vikas Mahotsav. also unveiled by the President.
President Kovind inaugurated the Udyam Sangam- Mumbai's Victorian and Art Deco Ensembles
2018 in New Delhi. It is a step forward towards inscribed as a UNESCO World Heritage Site.
consolidating the convergence and synergy of all the

Topic 11: Current Affairs Related to States In India


NORTHERN STATES Radha Mohan Singh launched the Meghalaya Milk
In a first, Uttarakhand High Court accorded the Mission in Shillong. It will facilitate in achieving the
status of ‗legal person or entity‘ to the animals in the Centre‘s goal of doubling farmer‘s income by 2022
state. through the promotion of milk business in the state.
Haryana government signed an MoU with Indian Oil Union Minister of State for DoNER Dr Jitendra Singh
Corporation (IOC) to set up an ethanol plant in attended Meghalaya Annual Cultural Festival,
Panipat with an outlay of over Rs 900 crore. "Behdienkhlam", held every year at the small
PM Modi dedicated the Bansagar Canal Project to the peripheral town of Jowai, Meghalaya.
Nation in Mirzapur, Uttar Pradesh. It will provide a Shillong has been selected as 100th Smart City. With
big boost to irrigation in the region. the selection of Shillong, the total proposed
Punjab Government launched a mobile application investment in the finally selected 100 cities under the
named ‗i-Hariyali‘ aimed at increasing the state's Smart Cities Mission would be Rs.2,05,018 crores.
green cover. The mobile application would enable the
users to order free plant saplings. WESTERN STATES
Rajasthan government to distribute mobile phones to
EASTERN STATES women under the Bhamashah Yojana. Focused on
Odisha CM Naveen Patnaik inaugurated Rs. 300 crore women who fall under BPL, the scheme aims to
Rukura Medium Irrigation Dam project in transfer financial & non-financial benefits of
Sundargarh district. government schemes in a transparent manner.
Odisha government signed an MoU with Regional PM Modi inaugurated various projects in Junagadh
Integrated Multi-Hazard Early Warning System district of Gujarat. It includes the Government Civil
(RIMES) for enhancing early warning system for Hospital, a milk-processing plant & some buildings of
effective management of all kinds of disaster in the Junagadh Agriculture University. There were nine
state. initiatives, worth over Rs. 500 crores.
Bhitarkanika National Park (Odisha) become the To strengthen the startup ecosystem in Rajasthan, CM
largest habitat of the endangered estuarine Vasundhara Raje launched India‘s largest business
crocodiles in the country with a record number of incubator the Bhamashah Techno Hub in Jaipur. It
their nesting sites spotted in it. will provide end-to-end support to startups.
The first of world‘s cheapest drinking water project Rajasthan become the first State in the country to
launched in Darbhanga district, Bihar. implement the national policy on biofuels unveiled by
Odisha government decided to raise the health cover the Centre this year.
from Rs 5 lakh to Rs 7 lakh under Biju Swasthya Rajasthan Government signed an MoU with a
Kalyan Yojana (BSKY) for women. private trust Sohanlalji Buladeviji Ojha Gaushala
Samiti to build its first 'Cow Sanctuary', a shelter for
NORTH-EASTERN STATES 10000 cows. It will be situated in Bikaner‘s Napasar.
Assam released the final draft of the National Microsoft signed an MoU with the Rajasthan
Register of Citizens (NRC), seven months after it government to provide free digital training to 9,500
released the first draft on 1 January 2018, which college students in one year.
included 1.9 crore names out of a total applicant pool Gujarat CM Vijay Rupani given in-principle
approval for the 39-crore rupees ‗Seema Darshan‘
of 3.29 crore. The recently released list, however, left
project for developing more infrastructure facilities
our 40.07 lakh people wherein 2.89 crore people were
from T-Junction to Zero Point at Nadabet near Suigam
found eligible out of 3.29 crore applicants. The
in Banaskantha district.
National Register of Citizens (NRC) is the list of
The world's first of its kind and state-of-the-art
Indian citizens of Assam. It was prepared in 1951,
International Centre for ‗Humanitarian Forensics‘
following the census of 1951.
(ICHF) launched at the Gujarat Forensic Sciences
University in Gandhinagar, Gujarat.

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Gujarat government announced wind-solar hybrid Investment Region (SIR) in northern Krishnagiri
power policy - 2018, aiming to make optimum district to attract investments.
utilisation of the land & grid. The policy provides 50% The world's first-ever thermal battery plant unveiled
concession for cross-subsidy surcharge and in Andhra Pradesh by the state‘s CM N
additional surcharge when the generated energy is Chandrababu Naidu. It is manufactured by Bharat
sold to a third party. Energy Storage Technology Private Limited (BEST).
CM of Andhra Pradesh N. Chandrababu Naidu
CENTRAL STATES launched ‗e-Pragati core platform‘. It is aimed at
In a tribute to the late former PM Atal Bihari Vajpayee, connecting the citizen to 34 departments, 336
Chhattisgarh Cabinet approved the proposal to autonomous organisations & 745-plus services.
rename Naya Raipur as 'Atal Nagar'. Bilaspur NDRF has the biggest ever relief & rescue operation
University as Atal Bihari Vajpayee University while in flood-affected Kerala. A total of 58 teams have
the Narrow-Gauge Line will be called Atal Path. been deputed to work in the state out of which 55 are
Central Park will be named as Atal Park. working on the ground. This is the highest ever
Chhattisgarh CM Raman Singh announced that deployment of NDRF in a single state since its raising
Chhattisgarh is the first among the 28 other states in in 2006.
the country to provide Right to Skills‘ Development to Goa CM Manohar Parrikar & Tourism Minister
the youth. Manohar Ajgaonkar flagged off the Goa Tourism
Actress Kangana Ranaut & Chhattisgarh CM Raman Development Corporation‘s app-based taxi service
Singh launched a smartphone distribution scheme called ‗GOAMILES‘ in Panaji.
called 'Mobile Tihar' under Sanchar Kranti Yojna. Karnataka CM HD Kumaraswamy presented his
Jharkhand CM Raghubar Das announced that the government's first budget. He announced a farm loan
first 'Khadi Mall' of the country that will be opened waiver of Rs. 34,000 crores. Loans of up to Rs. 2 lakhs
in Jharkhand. for each farmer will be waived. Farmers who repaid
The Integrated Command & Control Centre of the the loan within time will be credited the repaid loan
Naya Raipur Smart City was inaugurated by PM amount or Rs25000 whichever is less.
Modi. Integrated Command & Control Centre of Naya Telangana police launched a mobile-based messenger
Raipurbecomes the 10th Smart City Centre to be application named 'Cop Connect' dedicated to
operational in the country. provide real-time information to over 60,000 police
officers across the State.
Maharashtra CM Devendra Fadnavis met World
SOUTHERN STATES
Bank CEO Kristalina Georgieva in Washington DC
Telangana Cabinet passed a resolution calling for the
to seek assistance for a Multimodal Transport
dissolution of the Telangana Legislative Assembly.
Corridor & the Rural Livelihood Project which aims to
Tamil Nadu CM Edappadi K. Palaniswami laid the
provide sustainable livelihood enhancements in 10,000
foundation stone for setting up of a Special
villages in the state.

Static Points related to the States in India


CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India

States National Parks(NP) Wild Life Sanctuaries Power Plants


J&K Dachigam National Park Gulmarg WLS -
Former CM : Mehbooba Hemis National Park Limber WLS
Mufti Nandini WLS
Kishtwar National Park
Governor: Satya Pal Malik
Capital: Jammu(Winter) Salim Ali National Park
Srinagar(Summer)
Himachal Pradesh Pin Valley National Park Bandli WLS Girinagar Hydel Project
Great Himalayan National Daranghati WLS Binwa Hydel Project
CM: Jairam Thakur Park Dhauladhar WLS Rangtong Hydel
Governor: Acharya Dev Nargu WLS Project
Inderkilla National Park
Vrat Pong Dam Lake WLS Baner&Neugal Project
Capital: Shimla Khirganga National Park
Shilli WLS

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Simbalbara National Park Talra WLS
Punjab Abohar WLS Guru Gobind Singh
CM: Captain Amarinder Singh Harike Lake WLS Super Thermal Power
Governor: V P Singh Badnore Jhajjar Bacholi Plant
Capital: Chandigarh WLS
Haryana Kalesar National Park Bhindawas WLS Gorakhpur Atomic
CM: Manohar Lal Khattar Sultanpur National Park Kalesar WLS Power Station
Governor: Satya Dev Khaparwas WLS Deenbandhu Chhotu
Narayan Ram TPS
Capital: Chandigarh Rajiv Gandhi TPS
UP Dudhwa National Park Hastinapur WLS Narora Atomic Power
Ranipur WLS Station
CM: Yogi Adityanath Sohagibarwa WLS Rihand Thermal Power
Governor: Ram Naik Sur Sarovar WLS Station
Capital: Lucknow Chandraprabha WLS Anpara Thermal Power
National Chambal Station
WLS
Bihar Valmiki National Park Gautam Budha WLS Kahalgaon Super
CM: Nitish Kumar Kaimur WLS Thermal Power Station
Governor: Lalji Tandon Pant (Rajgir) WLS Barauni TPS
Capital: Patna Valmiki WLS
Chattisgarh Indravati National Park Badalkhol WLS Sipat Thermal Power
Kanger Valley National Bhairamgarh WLS Plant
CM: Raman Singh Park Bhoramdev WLS Hasdeo TPS
Governor: Balram Tandon Udanti Wild Buffalo Bhilai Expansion Power
Guru Ghasi Das (Sanjay)
Capital: Raipur WLS Plant
Jharkhand Betla National Park Lawalong WLS Chandrapura TPS
CM: Raghuvar Das Palkot WLS Koderma Thermal
Governor: Draupadi Parasnath WLS Power Station
Murmu Bokaro TPS
Capital: Ranchi
Andhra Pradesh Sri Venkateswara National Coringa WLS Simhadri Super
Park Kolleru WLS Thermal Power Plant
CM: N. Chandrababu Naidu Nellapattu WLS Sri Damodaram
Governor: E.S.L Pulicat Lake WLS Sanjeevaiah Thermal
Narasimhan Rajiv Gandhi Power Station
Capital: Amravathi (Nagarjuna Sagar-
[*Hyderabad initially] Srisailam) WLS
Rollapadu WLS
Telangana Mrugavani National Kawal WLS
CM: K. Chandrashekar Rao Park
Governor: E. S. L.
Narasimhan
Capital: Hyderabad
Assam Dibru-Saikhowa NP Amchang WLS Bongaigaon Thermal
Kaziranga National Park Chakrashila WLS Power Plant
CM: Sarbananda Sonowal Dihing Patkai WLS
Manas National Park
Governor: Jagdish Mukhi East Karbi Anglong
Capital: Dispur Nameri National Park
WLS
Rajiv Gandhi Orang North Karbi Anglong
National Park WLS
Nambor WLS

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Goa Bhagwan Mahavir Bondla WLS -
(Mollem) National Park Madei WLS
CM: Manohar Parrikar Bhagwan Mahavir
Governor: Mridula Sinha (Mollem) WLS
Capital: Panaji Netravali WLS
Gujarat Blackbuck National Park, Jambugodha WLS Mundra Thermal
Velavadar Jessore WLS Power Station
CM: Vijay Rupani Gir Forest National Park Kutch Desert WLS Ukai Thermal Power
Governor: O.P.Kohli Mitiyala WLS Station
Marine National Park,
Capital: Gandhinagar Porbandar Lake WLS Akrimota Thermal
Gulf of Kutch
Rampara Vidi WLS Power Station
Bansda National Park Kakrapar Nuclear
Ratanmahal WLS
Shoolpaneswar Power Plant
(Dhumkhal) WLS
Thol Lake WLS
Wild Ass WLS
Karnataka Bandipur National Park Arabithittu WLS Raichur Thermal Power
Bannerghatta National Attiveri WLS Station
CM: H.D. Kumaraswamy Bhadra WLS Udupi Thermal Power
Park
Governor: Vajubhai R. Vala Bhimgad WLS Plant
Capital: Bangalore Kudremukh National Park
Brahmagiri WLS Bellary Thermal Power
Nagarhole National Park Station
Cauvery WLS
Anshi national park Nugu WLS
Pushpagiri WLS
Ranganathittu Bird
WLS
Sharavathi Valley
WLS
Someshwara WLS
Kerala Eravikulam National Park Aralam WLS Brahmapuram Power
Mathikettan Shola Chimmony WLS Station
National Park Idukki WLS Kayamkulam Power
CM: Pinarayi Vijayan Malabar WLS Station
Governor: P. Sathashivam Periyar National Park
Mangalavanam Bird
Capital: Trivandampuram Silent Valley National
WLS
Park
Neyyar WLS
Anamudi Shola National Periyar WLS
Park Thattekad Bird WLS
Pampadum Shola NP
MP Kanha National Park Bori WLS Vindhyachal Super
Madhav National Park Gandhi Sagar WLS Thermal Power Station
Ghatigaon WLS Sant Singaji Thermal
Mandla Plant Fossils
CM: Shivraj Singh Chouhan Ken Gharial WLS Power Plant
National Park
Governor: Anandiben Patel Narsighgarh WLS Satpura Thermal Power
Capital: Bhopal Panna National Park Station
National Chambal
Pench National Park WLS Amarkantak TPS
Sanjay National Park Orcha WLS Sasan Ultra Mega
Satpura National Park Kuno WLS Power Project
Van Vihar National park Sardarpur WLS
Son Gharial WLS
Maharashtra Chandoli National Park Aner Dam WLS Tarapur Atomic Power
Navegaon National Park Bhamragarh WLS Station
Bhimashankar WLS Tirora Thermal Power
Tadoba National Park
CM: Devendra Fadnavis

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Governor: C. Vidyasagar Gugamal national park Great Indian Bustard Station
Rao WLS Amravati Thermal
Capital: Mumbai Jaikwadi WLS Power Plant
Koyana WLS
Nagzira WLS
Painganga WLS
Radhanagari WLS
Sagareshwar WLS
Tipeshwar WLS
Tungareshwar WLS
Manipur Keibul Lamjao Yangoupokpi- -
CM: N Biren Singh National Park Lokchao WLS
Governor: Najma A
Heptulla
Capital: Imphal
Meghalaya Balphakram National Park Baghmara Pitcher -
CM: Conrad Sangma Nokrek National Park Plant WLS
Governor: Tathagata Roy Nongkhyllem WLS
Capital: Shillong Siju WLS
Mizoram Murlen National Park Dampa WLS (TR) -
CM: Lal Thanhawla Phawngpui Blue National Ngengpui WLS
Governor: K. Rajasekharan Park Pualreng WLS
Capital: Aizawl Tokalo WLS
Mountain National Park
Nagaland Intanki National Park Fakim WLS Dikhu Hydro Electric
CM: Neiphiu Rio Puliebadze WLS Power Plant
Governor: P.B.Acharya Rangapahar WLS
Capital: Kohima
Odisha Bhitarkanika National Badrama WLS Talcher Super Thermal
Park Baisipalli WLS Power Station
CM: Naveen Patnaik Simlipal National Park Chilika (Nalaban)
Governor: Ganeshi Lal WLS
Capital: Bhubaneshawer Hadgarh WLS
Khalasuni WLS
Satkosia Gorge WLS
Rajasthan Sariska National Park Bundh Baratha WLS Chhabra Thermal
Ranthambore National Darrah WLS Power Station
CM: Vasundhara Raje Park Jawahar Sagar WLS Suratgarh Power
Governor: Kalyan Singh Kailadevi WLS Station
Capital: Jaipur Darrah National Park
Mount Abu WLS
Desert National Park
Ramsagar WLS
Keoladeo National Park Sariska WLS
Sawai Man Singh WLS
Shergarh WLS
Sitamata WLS
Sikkim Khangchendzonga Fambong Lho WLS Rangit Hydro Electric
CM: Pawan Kumar National Park Kitam WLS (Bird) Power Prject
Chamling Maenam WLS
Governor: Ganga Prasad Pangolakha WLS
Capital: Gangtok
Tamil Nadu Mudumalai National Park Indira Gandhi Kudankulam Nuclear
(Annamalai) WLS Power Plant
Mukurthi National Park Kalakad WLS Neyveli Thermal
CM: Edapaddi Palaniswami Karaivetti WLS Tuticorin Thermal
Indira Gandhi

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Governor: Banwaril Lal (Annamalai) National Karikili WLS Power Station
Purohit Park Mudumalai WLS
Capital: Chennai Guindy National Park Pulicat Lake WLS
Gulf of Mannar Marine Vaduvoor WLS
National Park Vedanthangal WLS
Vettangudi WLS
Tripura Bison( Rajbari ) National Gumti WLS Palatana Thermal
CM: Biplab Deb Park Rowa WLS Power Plant
Governor: Kaptan Solanki Clouded Leopard Sepahijala WLS
Capital: Agartala Trishna WLS
National Park
UK Gangotri National Park Askot Musk Deer WLS Chibro Power Plant
CM: Trivendra Singh Jim Corbett National Park Binsar WLS Khodri Power Plant
Rawat Govind Pashu Vihar Chilla Power Plant
Valley of Flowers National
Governor: Baby Rani WLS
Maurya Park
Kedarnath WLS
Capital: Dehradun Sonanadi WLS

WB Buxa National Park Ballavpur WLS Mejia Thermal Power


Neora Valley Chintamani Kar Bird Station
NationalPark Sanctuary Farakka Super Thermal
CM: Mamata Banerjee Haliday Island WLS Power Station
Singalila National Park
Governor: Keshari Nath Lothian Island WLS Kolaghat Thermal
Tripathi Sundarbans National Park
Mahananda WLS Power Station
Capital: Kolkata Bakreshwar Thermal
Power Station
Durgapur Steel
Thermal Power Station
Arunachal Pradesh Namdapha National Park
CM: Pema Khandu Mouling National Park
Governor: BD Mishra

Topic 12: International Current Affairs


For the first time, bus services between Bihar and World Bank launched ‗bond-i', the world‘s first bond
Nepal have started. It was flagged off from Patna by to be created, allocated, transferred & managed by
CM Nitish Kumar. Four buses will ply from Bodhgaya using distributed ledger technology.
to Kathmandu. Similarly, four buses will ply from EAM Sushma Swaraj inaugurated 'Panini Language
Patna to Janakpur. Laboratory' at Mahatma Gandhi Institute (MGI) at
Justice Om Prakash Mishra has been sworn in as new Port Louis in Mauritius. The Lab has been gifted by
Chief Justice of Nepal. the Government of India.
External Affairs Minister Sushma Swaraj inaugurated Cricketer-turned-politician Imran Khan took oath as
'Panini Language Laboratory' at Mahatma Gandhi Pakistan's new PM. Khan, the chairman of Pakistan
Institute (MGI) at Port Louis in Mauritius. Tehreek-e-Insaf (PTI), secured 176 votes while his only
In Sri Lanka, festival of the historic Esala Maha rival & the Pakistan Muslim League-Nawaz chief
Perehera held in Kandy with a grand procession. It is Sharif got 96 votes.
one of the oldest & grandest of all Buddhist festivals. US secretary of state, Mike Pompeo announced
In Sri Lanka, the fourth Asian electoral stakeholders formation of the Iran Action Group (IAG) to
forum (AESF-IV) held in Colombo to discuss the state coordinate & run the country's policy towards Iran.
of elections & democracy in the region. The theme Pompeo has named Brian Hook as the group‘s head.
was, ‗Advancing Election Transparency & Integrity: Qatar King Sheikh Tamim bin Hamad Al Thani
Promoting & Defending Democracy Together‘. pledged to make direct investment in Turkey &
Iran unveiled its first domestic fighter jet named announced a 15-billion US dollar investment into the
'KOWSAR' with President Hassan Rouhani. The new country‘s financial markets & banks. Turkey is
"Kowsar" is a fourth-generation fighter shown at the currently grappling with a currency crisis &
National Defence Industry exhibition in Tehran. heightened tensions with the United States, its NATO

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ally. Sheikh Tamim is the first foreign head of state custodians for foreign funds which comprise the
to visit Ankara since the stand-off with Washington. largest group of investors in the Indian stock market.
Nepal-India Literature Festival 2018 held in Birgunj, Mattala Rajapaksa International Airport (MRIA)
Nepal. would be operated as a Sri Lanka-India joint
Special meeting of Senior Officials of the Bay of venture.It is dubbed the ―world‘s emptiest airport‖
Bengal Initiatives for Multi-Sectoral, Technical & due to a lack of flights.
Economic Cooperation (BIMSTEC) held in
Kathmandu. The theme was "Towards a peaceful, United States decided to provide security guarantees
Prosperous & Sustainable Bay of Bengal Region". to North Korea, in exchange of Pyongyang's firm &
As part of Shanghai Cooperation Organization unwavering commitment to complete denuclearisation
(SCO) initiatives, SCO Peace Mission Exercise is of the Korean Peninsula.
conducted biennially for SCO member states. It is World Bank approved $700 million to help
conducted by Central Military Commission of Russia Bangladesh achieve its education for all vision by
at Chebarkul, Chelyabinsk, Russia. improving the primary education sector.
Saudi Arabia announced that it is freezing all new U.S. has surpassed India to become the top
trade & investment with Canada over its interference destination for greenfield foreign direct investment
in its internal affairs. in 2017, as per the FDI Report 2018, compiled by FDI
Japan has pipped China as the world's number two Intelligence, a division of The Financial Times Ltd.
stock market, according to a Bloomberg report. Nikki Haley, the US Permanent Representative to
Zimbabwe President Emmerson Mnangagwa the United Nations announced the withdrawal of the
narrowly won the country‘s landmark election in United States from the United Nations Human
Zimbabwe. Rights Council (UNHRC), accusing the council of bias
United States Congress passed the National Defense against US ally Israel.
Authorisation Act-2019 (NDAA-19) which capped its Nepali PM Khadga Prasad Sharma Oli is on his first
security-related aid to Pakistan to $150 million. visit to China. China will build a railway connecting
France‘s Parliament signed into law a controversial the western region of Tibet with Nepal, this was
asylum & immigration bill. It is designed to signed during Oli‘s visit.
accelerate asylum procedure by cutting the maximum Mongolia broke ground for the construction of
processing time from the current 120 days to 90 days country‘s first oil refinery with the help of a USD 1
after entering France. billion loan from India. Home Minister Rajnath
Myanmar joined the India-initiated International Singh attended the groundbreaking ceremony at
Solar Alliance (ISA), thus, becoming the 68th ‗Stantsiin Hooloi‘.
signatory to the Framework Agreement of the ISA. Pakistan placed on the grey list by the Financial
UN Security Council adopted a resolution 2427, Action Task Force (FATF) for failing to curb anti-
aimed at a framework for mainstreaming protection, terror financing despite its diplomatic efforts to avert
rights, well-being & empowerment of children the decision.
throughout the conflict cycle.
US President Donald Trump & his Russian
counterpart Vladimir Putin held the first summit at
Helsinki in Finland. Host Finland President Sauli
Niinisto met Trump before Trump & Putin sit down to
a bilateral meeting first.
European Union (EU) & Japan signed an Economic
Partnership Agreement (EPA). It was signed at EU-
Japan summit in Tokyo by EU Presidents Jean-Claude
Juncker & Donald Tusk & Japanese PM Shinzo Abe. It
is biggest ever trade deal negotiated by the EU &
creates free trade zone covering nearly third of the
world‘s GDP.
Asia's first arbitration centre specialised in
intellectual property is slated to open in Tokyo to
resolve the growing number of disputes in the region.
China, UAE, Cyprus & significantly, Mauritius,
along with 21other countries have been tagged as
―high-risk jurisdictions‖ by global banks acting as

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Topic 13: OBITUARIES (NATIONAL/INTERNATIONAL)


Person Died Profession/Famous In?
Politician (National-International)
1. John McCain US Senator
2. Somnath Chatterjee Former Lok Sabha speaker
3. M. Karunanidhi Dravida Munnetra Kazhagam (DMK) chief & former Tamil Nadu CM
4. Ramchandra Singhdeo Former & first Finance Minister of Chhattisgarh
Singer/Musician (National-International)
5. Aretha Franklin US singer
Actor/Director/Producer (National-International)
6. Liliane Montevecchi Paris-born dancer, actor, & singer
7. Rita Bhaduri Veteran actor
8. Nerella Venumadhav Noted mimicry artiste
Author/Journalist/Activist/Painter (National-International)
9. Bhagwati Kumar Sharma Noted Gujarati language author & poet
10. Uri Avnery Israeli journalist & peace activist
11. Kuldip Nayar Eminent Indian writer & journalist
12. Uri Avnery Israeli journalist & peace activist
13. V S Naipaul Nobel Prize-winning British author
14. Ramapada Chowdhury Acclaimed Bengali writer
15. Swapan Sarkar Veteran sports journalist
16. M.N. Vyasa Rao Kannada poet & film song lyricist
17. Gopal Das Neeraj Hindi poet
18. Charles Krauthammer United States political commentator and Pulitzer Prize winner
19. Donald Hall Award-winning American poet and writer
20. Adiraju Venkateswara Rao Senior journalist & writer
Sportsmen/Sportswomen (National-International)
21. Ajit Wadekar Former India cricket captain,
22. Jarrod Lyle Australian professional golfer
23. Peter Thomson Australian golfing legend
Others (National-International)
24. Tarun Sagar Jain Muni
25. Kofi Annan Former United Nations Secretary-General
26. Chiyo Miyako World's oldest person, a 117-year-old Japanese woman
27. Jonathan Gold Los Angeles Times & Pulitzer Prize-winning restaurant critic
28. Dada Vaswani Spiritual leader

Topic 14: LIST/INDEXES ANNOUNCED RECENTLY


Name of the Index/List Rank of India Topped By?
International tourist arrivals hit record high in 2017 with India leading the growth in South Asian region. As per
UNWTO, a total of 1,323 million international tourist arrivals recorded in destinations around the world.
Serena Williams (with earnings of $18.1 million) was the highest paid female athlete for a third consecutive year in
2018, as per "List Of Highest Paid Female Athletes 2018" published by Forbes. Indian badminton player P.V. Sindhu
was at seventh place.
Akshay Kumar (7th) & Salman Khan(9th) made it to the Forbes‘ list of World‘s Highest-Paid Actors 2018. It was topped
by George Clooney.

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Kempegowda International Airport (KIA) emerged as the 2nd fastest growing airport in the world in the first half of
2018 in terms of actual growth in the number of passengers. It is topped by Tokyo's Haneda International. The
report was published by RoutesOnline.
Statistics from 14 cities across India analysed by Centre for Science & Environment (CSE), to check how some cities,
which hold sizeable shares of India‘s urban population are positioned in the race for clean & low carbon mobility.
Bhopal tops for lowest overall emissions & energy use from urban commute. The analysis titled The Urban
Commute.
Economist Intelligence Unit (EIU), Global Delhi ranked at 112th & Mumbai Vienna ranked as the world‘s
Liveability Index 2018 at 117th most liveable city
Ease of Living Index 2018 Pune has been ranked first Rampur ranked at last.
Smitha V. Crishna ranks first in the Kotak Wealth Hurun-Leading Wealthy Women 2018 list .
SBI is considered to be the most patriotic brand, as per the survey conducted by UK-based online market research &
data analytics firm YouGov.
Piyush Goyal released a report on Station Cleanliness conducted by Quality Council of India (QCI).
A1 category stations (out of 75): 1st: Jodhpur/North-Western Railway
A category stations (out of a total of 332): 1st: Marwar/North Western Railway
Zonal Railway rankings are: 1st: North Western Railway
BBC History Magazine conducted a reader's poll of 100 women who changed the world. Marie Curie voted the
woman who made the most significant impact on world history.
Fortune‘s 500 list 2018 of world biggest Indian Oil Corporation(137th) US-based retail company,
corporations (IOC) |Highest ranked company Walmart has topped
from India followed by RIL
(148th)
UN‘s E-Government Development Index 2018 India ranked at 96th Topped by Denmark
4 persons of India-origin, named by Fortune among 40 of the most influential & inspiring young people in business
under the age of 40. Instagram Cofounder & CEO Kevin Systrom & Facebook founder Mark Zuckerberg, tied for first
place on Fortune '40 Under 40' list.
As per the the Public Affairs Index 2018, Kerala is the best-governed state in the country. Bihar, Jharkhand, Madhya
Pradesh, Uttar Pradesh & Odisha ranked the lowest on the index. Among smaller states – with the population less
than two crore – Himachal Pradesh topped the list of states. Meghalaya performed the worst in this list.
As per the US-based Institute for Energy Economics & Financial Analysis (IEEFA) report, Karnataka is the new
national leader in renewable energy generation.
India is no longer a nation having the largest number of poor people in the world, as per the study published by the
US-based think tank, Brookings. Nigeria overtaken India as the country with the largest number of extreme poor.
Abu Dhabi, capital of the United Arab Emirates (UAE), topped the list of "smart cities" in the Middle East & Africa, as
per Abu Dhabi's Department of Culture & Tourism.
Global Innovation Index (GII) has ranked India as the 57th most innovative nation in the world. It is being developed
jointly by Cornell University & the World Intellectual Property Organisation (WIPO) in Geneva. It is topped by
Switzerland.
For the second year in a row, Andhra Pradesh ranked as the easiest Indian state to do business in, according to a
survey. It was released by the DIPP& Ministry of Commerce & Industry. Meghalaya was ranked lowest at 36th.
HDFC Bank gone past Russia's Sberbank to become the most valuable bank in the emerging market outside China.
Industrial & Commercial Bank of China topped the list. Globally, America's JPMorgan Chase is most valuable
bank.
India become the world's sixth-biggest economy, pushing France into seventh place, as per updated World Bank
figures for 2017. India's GDP amounted to $2.597 trillion at the end of 2017. Topped by The United States
Forbes released its fourth annual list of America‘s Richest Self-Made Women. Diane Hendricks, co-founder &
chairman of ABC Supply reclaims the top spot
Haryana topped other states in per capita revenue collection under GST & is also the fourth highest generator of e-
way bills in the country.
Forbes‘ 'Celebrity 100' list of World's Highest- Akshay Kumar ranked 76th Boxer Floyd Mayweather
Paid Entertainers while Salman Khan ranked 82nd topped.
UK topped an annual global ranking of nations' soft power, with France placed second on the list of 30 countries

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which does not feature India in the 2018 'Soft Power 30' index.
Global Environment Performance Index (EPI) India ranked 177 Topped by Switzerland
rankings
HDFC ranked as the 5th biggest public company globally in the ‗consumer financial services category‘ on a list
compiled by Forbes magazine. American Express has topped this category. Indiabulls Housing Finance is the only
other Indian company (at 13th place) on the list. The overall list, topped by China‘s banking behemoth ICBC.
Nitin Gadkari released Niti Aayog‘s composite water management index report. Gujarat topped the list while
Jharkhand adjudged as worst performer. In northeastern & Himalayan states, Tripura adjudged as top state in 2016-
17.
As per the 11th Common Review Mission (CRM) report of the National Health Mission, India registered a record 22%
reduction in MMR since 2013, which is the highest percentage decline so far. Maternal Mortality Ratio in India has
declined from 167 in 2011-2013 to 130 in 2014-2016.
India is the world's most dangerous country for women due to the high risk of sexual violence & being forced into
slave labour, as per the poll by global experts. War-torn Afghanistan and Syria ranked second and third in the
Thomson Reuters Foundation survey.
Annual 2018 Trafficking in Persons Report North Korea as one of the ―worst human trafficking nations‖ for
the 16th straight year
Cost of Living Survey published by Mercer Mumbai continues to be the Hong Kong is ranked as the
most expensive city in India to world's costliest city to live
live in for expatriates in for expatriates

Static Points: Index/Reports released by different Organisations


Report title Organisation
Asian Development Outlook ADB (Asian Development bank)
Global Money Laundering Report FATF (Financial Action Task Force)
Nuclear Technology Review IAEA (International Atomic Energy Agency)
Ease of Doing Business IBRD (World Bank)
World Development Report IBRD (World Bank)
Safety Reports ICAO (International Civil Aviation Organization)
Global Hunger Index report IFPRI (International Food Policy Research Institute)
World Employment & Social Outlook ILO (International Labour Organization)
World of Work Report ILO (International Labour Organization)
World Economic Outlook IMF (International Monetary Fund)
Global Innovation Index Cornell University INSEAD & the World Intellectual Property
Organization (WIPO)
World Energy Outlook (WEO) International Energy Agency
World Oil Outlook OPEC (Organization of the Petroleum Exporting Countries )
World Happiness Report Sustainable Development Solutions Network (SDSN)
Global Corruption Report (GCR) Transparency International
Levels & Trends in Child Mortality Report UN Inter-agency Group
World Investment Report UNCTAD (United Nations Conference on Trade & Development)
Actions on Air Quality UNEP (United Nations Environment Programme )
Global Environment Outlook UNEP (United Nations Environment Programme )
Global education monitoring Report UNESCO (United Nations Educational, Scientific & Cultural Organization)
World Cities Report UN-Habitat
The Global Report UNHCR (United Nations High Commissioner for Refugees )
Report on Regular Resources UNICEF (United Nations Children‘s Emergency Fund )
Industrial Development Report UNIDO (United Nations Industrial Development Organization)
World Drug Report UNODC (United Nations Office on Drugs & Crime)
Global Information Technology Report WEF (World Economic Forum)
Travel & Tourism Competitiveness Report WEF (World Economic Forum)
Global Competitiveness Report (GCR) WEF (World Economic Forum)
World Intellectual Property Report (WIPR) WIPO (World Intellectual Property Organization)

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Topic 15: IMPORTANT DAYS OBSERVED RECENTLY
Date Day Theme
National Nutrition Month (September) celebrated across the country to mark the fight against malnutrition.
5th September International Day of Charity
8th September International Literacy Day ‗Literacy & skills development.‘
29th August National Sports Day To mark birthday, hockey player Dhyan Chand.
19th August World Humanitarian Day "#NotATarget"
10th August World Biofuel Day
9th August International Day of the World's Indigenous ‗Indigenous peoples‘ migration & movement‘
Peoples
30th July World Day against Trafficking in Persons ‗Responding to the trafficking of children & young
people‘
29 July
th International Tiger Day
28th July World Hepatitis Day "Test. Treat. Hepatitis"
India on July 26 celebrated the 19th anniversary of Kargil Vijay Diwas to mark the success of ‗Operation Vijay‘ & to
remember the supreme sacrifice of the Indian soldiers who lost their lives during the 1999 India-Pakistan Kargil War.
Four Param Vir Chakras were awarded to:
1. Captain Vikram Batra, 13 JAK Rifles, Posthumous,
2. Lieutenant Manoj Kumar Pandey, 1/11 Gorkha Rifles, Posthumous,
3. Rifleman Sanjay Kumar, 13 JAK Rifles,
4. Grenadier Yogendra Singh Yadav, 18 Grenadiers.
1st July ‗GST Day‘
7th July International Day of Cooperatives ‗Sustainable societies through cooperation‘
11th July World Population Day 'Family Planning is a Human Right'.
18 July
th Nelson Mandela International Day 2018 This year is dedicated to Action Against Poverty
21st June 4th International Yoga Day "Yoga for Peace".
20th June World Refugee Day ‗Now More Than Ever, We Need to Stand with
Refugees‘
21st June World Music Day
International Widows' Day is a global awareness day that takes place annually on 23rd June.
26th June International Day against Drug Abuse and "Listen First - Listening to children & youth is
Illicit Trafficking. the first step to help them grow healthy & safe."
29th June National Statistics Day ‗Quality Assurance in Official Statistics‘
14th June World Blood Donor Day ‗Be there for someone else. Give blood. Share life‘
June 12 World Day Against Child Labor

Topic 16: BOOKS & AUTHORS


Best-selling author Preeti Shenoy announced the launch Canadian author Michael Ondaatje has again made
of her new book, 'The Rule Breakers'. the Man Booker Prize list with his latest novel
Spin legend Shane Warne autobiography titled 'No ―Warlight,‖.
Spin'. JK Rowling will come out with the fourth novel titled
Veteran cricketer VVS Laxman autobiography titled, 'Lethal White'.
"281 & Beyond". Nitin Gadkari released a book ‗Water productivity
"Atal Ji Ne Kaha" authored & compiled by Brijendra mapping of major Indian crops‘ published by
Rehi. NABARD. It is based on a study of 10 important crops
‗Jewellery‘ was written by Dr Gulab Kothari. by a team under the leadership of leading agricultural
‗Ghats of Banaras‘ was written by Dr Sachidanand economist Dr. Ashok Gulati.
Joshi. VP Naidu received the book "Vedvigyan Alok"
‗Untold Story of Broadcasting‘ was written by Dr (Maharishi Aitareya Mahidas Praneet - Aitareya
Gautam Chatterjee. Brahmina ki Vaigyanik Vyakhya) authored by
Ramachandra Guha penned a new book titled "Gandhi: Acharya Agnivarat Naishthik.
The years that changed the world (1914-1948)".

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Topic 17: DEFENCE CURRENT AFFAIRS
Indian Defence Forces India successfully flight tested the indigenously
Delhi Police inducted an all-woman Special developed helicopter launched Anti-Tank Guided
Weapons & Tactics (SWAT) team, consisting of 36 Missile ‗HELINA‘ from Pokhran in Rajasthan.
commandos – the first ever by any police force in India The indigenously designed & developed guided
– for anti-terrorist operations. bombs Smart Anti Airfield Weapon (SAAW)
7th Defence Technology & Trade Initiative (DTTI) successfully flight tested from IAF aircraft at Chandan
meeting held between India & the US delegation in range in Jaisalmer.
New Delhi. DRDO conducted the successful test of the Ballistic
Raksha Mantri, Nirmala Sitharaman inaugurated the Missile Interceptor Advanced Area Defence (AAD)
first Representative Office of Navratna Defence PSU from Abdul Kalam Island, Odisha. The endo-
Bharat Electronics Limited (BEL) in Hanoi, Vietnam. atmospheric missile, capable of intercepting incoming
The indigenously upgraded artillery gun Dhanush targets at an altitude of 15 to 25 kms.
successfully completed final user trials & is ready for India's supersonic cruise missile (SCM) BrahMos test
induction into the Army. Dhanush is an upgraded fired from Odisha's Chandipur range launch pad under
version of the Swedish Bofors gun procured by India extreme conditions. It can cruise at speeds of up to
in the mid-1980s. Mach 3.0, or three times the speed of sound.

International Defence Forces


Russia launched its biggest military exercise since the
Cold War named "Vostok-2018", involving about
300,000 service personnel, in eastern Siberia. China is
sending 3,200 troops to take part in "Vostok-2018".
BIMSTEC Military Exercise (MILEX-18), the first
edition of Military Field Training Exercise for the Bay of
Bengal Initiative for Multi-Sectoral Technical and
Economic Cooperation (BIMSTEC) nations, held at
Aundh in Pune.
The Indian & Thailand's armed forces concluded
platoon level military exercise called ‗Exercise
Maitree 2018‘ in Jammu & Kashmir‘s Srinagar.
1st ever joint air exercise involving the Indian Air
Force (IAF) & the Royal Malaysian Air Force (RMAF)
commenced at Subang Air Base in Malaysia.
Exercise Shanghai Cooperation Organization (SCO)
Peace Mission 2018 held at Chebarkul, Russia. All the
INS | Missile| Device Inducted/ Decommissioned 8-member nations will participate in this exercise.
India successfully flight tested the indigenously INS Sahyadri entered the Port of Darwin, Australia to
developed helicopter launched Anti-Tank Guided participate in Exercise KAKADU 2018. Exercise
Missile ‗HELINA‘ from Pokhran in Rajasthan. The KAKADU is the premier multilateral regional maritime
indigenously designed & developed guided bombs engagement exercise hosted by the Royal Australian
Smart Anti Airfield Weapon (SAAW) also successfully Navy (RAN) & supported by the Royal Australian Air
flight tested from IAF aircraft at Chandan range in Force (RAAF). It is held biennially in Darwin & the
Jaisalmer. Northern Australian Exercise Areas (NAXA).
The first ever mid-air refuelling of the indigenously
developed light combat aircraft Tejas successfully Defence Exercises/Operations Conducted
carried out, placing India in an elite group of countries As part of the ongoing Indo-US defence cooperation, a
having air-to-air refuelling capacity for military planes. joint military training Exercise Yudh Abhyas 2018 is
For the first time, India's only aircraft carrier INS scheduled to be conducted in the foothills of Himalayas
Vikramaditya will be fitted with a marine hydraulic at Chaubattia in Uttarakhand. This will be the 14th
system to boost the air operations of the ship. edition of the joint military exercise.
Technodinamika, a subsidiary of Russia's Rostec State Indo-Mongolia joint exercise Nomadic Elephant-2018,
Corporation, will install the system. commenced at Mongolian Armed Forces (MAF) Five

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Hills Training Area, Ulaanbaatar, Mongolia with a brief the Pearl Harbour in Hawaii to participate in the 26th
opening ceremony. edition of RIMPAC exercise.
India along with 23 other nations participated in a The navies of India and Indonesia participated in
major Indian ocean-wide tsunami mock drill. The Passage Exercise (PASSEX). Indian navy undertook
exercise, known as 'IOWave18', is being organised by Passage Exercise with Indonesian on leaving the Port of
the Intergovernmental Oceanographic Commission Makassar, Indonesia.
(IOC) of UNESCO.
Ukraine launched annual joint military exercise Defence Agreements Signed/Defence Summits Held
named Rapid Trident with the United States & other Defence Acquisition Council (DAC), chaired by
NATO (North Atlantic Treaty Organization) member Defence Minister Sitharaman accorded approval for
countries. procurement for the Services amounting to
Indo-Kazakhstan Joint Army Exercise 'KAZIND' will approximately Rs. 46,000 crores. DAC in a landmark
be conducted between the Indian & Kazakhstan Army decision approved procurement of 111 Utility
in Otar region, Kazakhstan. This is the third joint Helicopters for the Indian Navy at a cost of over Rs.
military exercise between the two countries. 21,000 crores.
Union Home Minister Singh inaugurated Defence & Defence Minister Nirmala Sitharaman & Uttar
Homeland Security Expo & Conference – 2018, Pradesh CM Yogi Adityanath launched a defence
organised by PHD Chamber of Commerce & Industry industrial corridor in Aligarh, Uttar Pradesh.
in association with Ministry of MSME in New Delhi. Defence Minister Sitharaman launched the Defence
Indian navy ships & aircraft arrived in Sri Lanka to India Startup Challenge in Bengaluru, Karnataka. She
take part in the joint exercise SLINEX-2018 to be held also launched SPARK (support for prototype &
with Sri Lankan navy at Trincomalee. research Kickstart) in defence, framework for IDEX
An Indian Air Force contingent comprising of four partners, & promotion of start ups under Make II
Su-30 MKI fighter aircraft landed at Darwin Air Force procedure.
Base, Australia for participating in the Exercise Pitch National Security Guard will be the first central
Black-2018. It is the first time that an Indian Air Force paramilitary force to opt for e-ticketing instead of the
contingent is participating in this multinational air railway warrant under an agreement signed with the
exercise in Australia. IRCTC.
Militaries of India & Pakistan will be part of a mega India‘s first private sector unit for manufacturing
anti-terror drill in Russia named "Peace Mission" in Unmanned Air Vehicles (UAV) & light bulletproof
August 2018 which is being organised by the Shanghai vehicles (LBPV) will be set up by DCM Shriram
Cooperation Organisation (SCO). Industries Group on the campus of Shriram Rayons in
India will host first military exercise of the BIMSTEC Kota, Rajasthan.
Countries in September 2018 in Pune, Maharashtra. MoU was signed between the Indian Army & State
India and Bangladesh agreed to institute Coordinated Bank of India on the Defence Salary Package.
Patrol (CORPAT) as an annual exercise between navies Bharat Electronics Limited (BEL) has signed an MoU
of two neighbouring countries. 1st edition of CORPAT with Saab, Sweden, for jointly marketing the L-Band
between two navies was inaugurated by Sunil Lanba in 3D Air Surveillance Radar, RAWL-03, co-developed
Bangladesh. by BEL & Saab. BEL joined hands with Saab, Sweden
World‘s largest multilateral naval exercise Rim of the & the US, to market the Long-Range Air Surveillance
Pacific (RIMPAC) held in Hawaii in the Western Radar, a cost-effective L Band three dimensional radar.
Pacific Ocean. Indian Naval Ship Sahyadri reached

Topic 18: SPORTS CURRENT AFFAIRS


ASIAN GAMES 2018 Boxer Amit Panghal stunned the Olympic Champion
Japanese swimmer Ikee Rikako named as the Most Hasanboy Dusmatov in the men‘s 49 Kilogram
Valuable Player (MVP) of the 18th edition of the Asian category to win India‘s only boxing gold.
Games. The 18-year-old, bagged six gold & two silver India's 60-year-old Pranab Bardhan & 56-year-old
medals & became the first female athlete to win the Shibnath Sarkar won the men's pair bridge event to
MVP title. bag the country's first-ever gold in bridge at the Asian
18th Asian Games concluded with India achieving its Games.
best-ever medal haul of 69 & equaling its best gold Bajrang Punia opened India‘s gold medal account by
medal haul of 15 after 67 years. defeating Japan‘s Daichi Takatani in the final of Men‘s
Freestyle 65 kg. category.

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16-Year-Old Saurabh Chaudhary became only the Jakarta, Indonesia. Manjit Singh, 800m champion,
fifth Indian shooter to claim a gold in the Asian however, finished fourth.
Games history. Another Indian making his
international debut, Abhishek Verma, shot 219.3 to Cricket {National Game of: Australia, Bermuda,
secure bronze. England, Jamaica No. of Players: 11
India got its second Gold medal at the 18th Asian Important Terms associated: Arm ball, Beamer,
Games in Indonesia when Vinesh Phogat defeated Bottom hand, Bouncer, Cameo, Carrom ball,
Japan‘s Yuki Irie in the final of freestyle 50 kg category Chinaman, Flick, Free hit, Glance, Googly, Hat-trick,
in Women‘s Wrestling. Vinesh created history as she is Hit wicket, Leg bye, Nelson, Night watchman, Pinch
the first Indian woman wrestler to win gold in the hitter, Sweep, Upper Cut.}
Asian Games. India Blue thrashed defending champion India Red by
Shooter Rahi Sarnobat won the women's 25m Pistol an innings and 187 runs in the final to win the 57th
event at Asian Games 2018 in Indonesia. With this, she Duleep Trophy at NPR College ground, in Dindigul,
becomes the first ever Indian female shooter to win Tamil Nadu. Himachal Pradesh batsman Nikhil
gold in the history of Asian Games. Gangta was named the man of the match for his superb
Indian rowers Sawarn Singh, Dattu Bhokanal, Om knock of 130.
Prakash & Sukhmeet Singh won the men's Quadruple England‘s highest Test run-scorer Alastair Cook
Sculls to win India's fifth gold medal at the Asian announced his retirement from International cricket.
Games 2018. Indian Pacer RP Singh announced his retirement from
Top seeds Rohan Bopanna & Divij Sharan notched International Cricket.
up their maiden men‘s tennis doubles gold medal at Australian cricketer Mitchell Johnson announced the
the Asian Games, in Palembang, Indonesia. Bopanna retirement from all forms of cricket.
& Sharan defeated Aleksander Bublik & Denis Indian women‘s team fast bowler Jhulan Goswami
Yevseyev of Kazakhstan. announced her retirement from T20 Cricket
India's Tejinder Pal Singh Toor won the Gold medal Internationals.
in Men's Shot Put final at the 18th Asian Games in Australian cricketer Mitchell Johnson announced the
Indonesia. He brought India its seventh gold medal retirement from all forms of cricket.
with an Asian Games record throw of 20.75 meters in Fakhar Zaman scored a double century for Pakistan
Jakarta. against Zimbabwe & he became the first player from
18-year-old Hima Das won the Silver medal in 400- Pakistan to score a double century in a one-day
meter race in Asian Games 2018, Indonesia. Dutee international.
Chand also bagged silver medal in women's 100 meter Former captains Rahul Dravid of India, Ricky Ponting
race. of Australia & retired England Women wicketkeeper-
Neeraj Chopra became the first-ever Indian javelin batter Claire Taylor were inducted into the ICC Cricket
thrower to win a gold medal at the Asian Games. Hall of Fame 2018. Rahul Dravid become the fifth
World number three PV Sindhu lost to world number Indian cricketer.
one Tai Tzu-ying (Taiwan) in the women's singles Australian captain Aaron Finch slammed 172(76)
final to bag India's first-ever silver medal in badminton against Zimbabwe to register the highest-ever
at Asian Games. individual score in T20Is.
India's 28-year-old sprinter Manjit Singh won the India Women's Cricket Team Coach Tushar Arothe
gold medal in the men's 800m event at the 2018 Asian stepped down from the role citing personal reasons, as
Games, securing the ninth gold for the country. Indian per BCCI.
sprinter Jinson Johnson, won the silver at the event. Mohammad Kaif announced his retirement from all
Arpinder Singh ended India's 48-year long wait for a forms of competitive cricket.
gold in triple jump at the Asian Games. Indian captain Virat Kohli received the prestigious
Swapna Barman created history by becoming the first Polly Umrigar Trophy (Cricketer of the Year) award
Indian heptathlete to win an Asian Games gold in for two consecutive seasons (2016-17 & 2017-18) at the
Indonesia, a feat she achieved despite a toothache. BCCI Annual Awards function. Anshuman Gaekwad
India won gold in the women's 4X400 metre event. & Sudha Shah received the CK Nayudu Lifetime
The Indian quartet of Hima Das, Raju Poovamma, Achievement award.
Saritaben Laxmanbhai Gayakwad & Vismaya Koroth India Women's Cricket team opener Smriti
registered a time of 3 minutes & 28.72 seconds to finish Mandhana will become the first Indian player to
at the top of the podium. India clinched the silver appear in Kia Super League - the women's cricket
medal in the men's 4X400 metre event. super league in England. She was signed by Western
India‘s Jinson Johnson claimed the gold medal in the Storm.
men‘s 1500m event in the Asian Games 2018 in

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Football {National Game of: Brazil, Italy, Germany, emphatic win over Serena Williams in the finals of the
Israel, Mauritius, Poland No. of Players: 11 U.S Open.
Important Terms Associated: Back Pass, Corner Kick, Novak Djokovic (Serbia) beat Roger Federer
Free Kick, Dribble, Futsal, Header, Kick off, Banana (Switzerland) at the 2018 Western & Southern Open
Kick, Toe Poke, Throw-in, Bicycle Kick} in Cincinnati. Djokovic became the first men's tennis
Real Madrid midfielder Luka Modric has been named player in history to win all nine-Masters 1,000
UEFA Men's Player of the Year for 2017/18. tournaments.
Former England captain David Beckham will receive In Women‘s Hockey World Cup 2018, the Netherlands
the UEFA President's Award for his contribution to has been crowned the world champions for a record
football & promoting the sport in "every corner of the eighth time. They defeated Ireland in the summit clash
planet". at London, UK. Kitty van Male, finished the
U-20 Japan Women's National Team won against the tournament as the top scorer with eight goals. Spain
U-20 Spain Women's National Team at final of the won the third-place. India finished the tournament at
FIFA U-20 Women's World Cup France 2018, taking the 8th spot.
down the FIFA U-20 Women's World Cup title for the 17-time Grand Slam champion Rafael Nadal clinched
first time in Japanese football history. Takarada Saori his fourth Canadian Masters 1000 title at the Rogers
was named as the Player of the match. Takarada also Cup in Toronto.
awarded the Adidas Bronze Boot as well as the Adidas Angelique Kerber defeated seven-time champion
Silver Ball, while Minami was awarded the Bronze Serena Williams in the women's singles final to clinch
Ball. her first-ever Wimbledon title. Angelique Kerber hails
India defeated Bangladesh to win the South Asian from Germany.
Football Federation (SAFF) Under-15 Women‘s Rafael Nadal was the defending champion in the
Championship in Thimpu, Bhutan. Men's Singles & won his 11th French Open title.
Veteran German striker Mario Gomez announced his Simona Halep won her first Grand Slam title.
retirement from international football. Roger Federer claimed his 98th ATP title after the win
India‘s under-20 team won over Argentina under-20 over Milos Raonic in the Stuttgart Cup final.
in the final group stage match of the COTIF Cup held
in Valencia‘s Els Arcs Stadium. Current Affairs related to Grand Prixes
Alisson Becker of Brazil has become the World's Lewis Hamilton of Mercedes won the Hungarian
most expensive goalkeeper while transferring clubs Grand Prix for the 6th time
from Italy's Roma to England's Liverpool. Indian driver Jehan Daruvala completed an
United States, Mexico & Canada won the right to host exhilarating pole to flag victory in the FIA Formula 3
the 2026 World Cup after easily beating Morocco in a European Championship in Belgium.
vote by FIFA member nations in Moscow. Lewis Hamilton won the German Grand Prix 2018
held at Hockenheimring track in Germany.
Hockey {National Game of: India, Pakistan Red Bull‘s Max Verstappen won Austrian Grand Prix
No. of Players: 11 2018 title in Austria.
Important Terms Associated: Advancing, Bully, Honda's Marc Marquez (of Spain) cruised to his 9th
Center Pass, Dribble, Drive, Flagrant Foul, Flick, Free consecutive German Grand Prix victory to extend his
Hit, Striker, Tackle, Undercutting, Dodge, Drag Flick, MotoGP lead.
Grip, Hacking, Penalty Corner, Wall Pass} Lewis Hamilton (Mercedes) reclaimed the world
In the summit clash of the 37th & final edition of the championship lead with a dominant victory in the
Hockey Champions Trophy at Breda, Netherlands, French Grand Prix.
India lost to defending champions Australia via
penalty shoot-off. It was Australia's record 15th Badminton
Champions Trophy title. While India won their Ace Indian shuttler Sourabh Verma lifted the Russian
second consecutive silver medal, hosts the Open Badminton trophy at Vladivostok. In the title
Netherlands bagged the bronze medal. clash, he defeated Japan‘s Koki Watanabe.
Forward Rani Rampal named as the captain of India‘s Indian badminton player Lakshaya Sen bagged the
18-member squad for the women‘s hockey World gold medal after defeating Indonesia‘s top-seeded
Cup to be played in London in July 2018. Kunlavut Vitidsaran in the final match of the
Badminton Asia Junior Championship in Jakarta,
Current Affairs related to Tennis Indonesia.
Naomi Osaka became the first Japanese woman to Malaysian veteran Lee Chong Wei won the
win a Grand Slam title after she registered an Malaysian Open Badminton singles title for a historic
12th time.

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India's star shuttler PV Sindhu (seeded second) Triple jumper Arpinder Singh created history by
suffered a defeat to fourth seed Nozomi Okuhara of becoming the first Indian to win a medal in the IAAF
Japan in straight games to settle for runners-up spot in Continental Cup. At Ostrava in the Czech Republic, he
the Thailand Open at the Nimibutr Stadium in clinched a bronze.
Bangkok. Anjum Moudgil & Apurvi Chandela become the first
set of Indian shooters to secure quota places for the
Boxing/ Wrestling/Weightlifting 2020 Olympics. Anjum won silver in the women‘s 10m
2019 Asian Youth & Junior Weightlifting air rifle event of ISSF World Championship,
Championships to held in the North Korean capital Changwon, South Korea.
Pyongyang, a signal that the secretive country may be India‘s Saurabh Chaudhary clinched the 10 metres
coming in from the sporting cold. Air Pistol Junior gold at International Shooting Sport
In Wrestling, Bajrang Punia won his second Federation (ISSF) Shooting World Championship in
consecutive international gold while Sandeep Tomar Changwon, South Korea.
had to be content with a silver medal at the Yasar Indian shooter Hriday Hazarika won gold medal in
Dogu International in Istanbul, Turkey. Indian the 10 m air rifle junior men's event of the ISSF World
wrestlers returned with 10 medals, including seven by Championships in South Korea. The women's 10m air
women, from the ranking event. Vicky won a bronze in rifle team of Elavenil Valarivan, Shreya Agarwal &
the 57 kg. Manini Kaushik also won gold medal.
India won 8 medals in the Junior Asian Wrestling Ankur Mittal claimed the men‘s double trap gold
Championship which concluded in New Delhi. The medal in the ISSF World Championship in South
medals comprised 2 gold, 3 silver & 3 bronze. Sachin Korea.
Rathi won the gold after winning the bout in the 74-kg Union Minister of Steel, Chaudhary Birender Singh,
category. Deepak Punia then won the gold in the 86 kg unveiled the corporate sports policy for Central
category. Iran with 189 points topped the team Public-Sector Enterprises (CPSEs) under the Ministry
championship. India finished second. of Steel. It will provide a framework for promotion of
Wrestling Federation of India (WFI) president Brij sports by Steel Ministry CPSEs.
Bhushan Saran Singh is set to be named the Chef de Sports Minister Rajyavardhan Singh Rathore
Mission of the Asian Games-bound Indian contingent. announced that the rate of pension for sportspersons
Bajrang Punia emerged champion at the Tbilisi who have won medals in international competitions
Grand Prix in the 65kg category. In the 86kg category, has been doubled from April 1. As per the revised
Deepak Punia clinched a bronze with a 5-3 win over rates, Olympic & Para Olympic medallists will get a
Osman Gosen of Turkey. sum of Rs 20,000 per month each, while gold
Indian boxers ruled the ring at the 36th Golden Glove medallists at World Cups & World Championships in
of Vojvodina youth tournament, ending with seven Olympic & Asian Games disciplines will receive Rs
gold medals to claim the overall top spot in the event 16,000 per month. Silver & bronze medallists at World
in Subotica, Serbia. Four men & three women clinched Cups in Olympic & Asian Games disciplines will
gold medals at the tournament, which featured 17 receive a sum of Rs 14,000 per month. Silver & bronze
countries. India finished first with 17 medals, including medallists of the Asian Games, Commonwealth
six silver & four bronze. Games & Para Asian Games will receive Rs 12,000
Wrestler Vinesh Phogat won gold at the Spanish per month.
Grand Prix in Madrid in the women's 50kg freestyle Teen cyclist Esow Alben created history by claiming
category. India‘s first ever medal – a silver- at the UCI Junior
Indian boxers bagged one Gold & two Silver medals Track Cycling World Championships in Aigle,
at the Umakhanov Memorial Tournament in the Switzerland.
Russian city of Kaspiysk. Saweety Boora won the Javelin thrower Neeraj Chopra will be the flag bearer
Gold in the Women‘s 75 kg category. In the Men‘s for the Indian contingent at the opening ceremony of
section, Brijesh Yadav in the 81 kg division & Virender the Asian Games 2018.
Kumar in 91 kgs lost their Final bouts to settle for Indian javelin thrower Neeraj Chopra won a gold
Silver medals. medal in the Savo Games in Lapinlahti, Finland.
International Master Nihal Sarin became the 53rd
Grandmaster of India despite losing his final round
Other Sports Current Affairs
game to Richard Rapport of Hungary in the ninth &
India‘s ace sprinter Hima Das was appointed as Sports
final round of Abu Dhabi Masters.
Ambassador of Assam to inspire budding players of
Indian women chess team at the Asian Nations Cup
northeastern state to aim big and young generation to
2018 clinched the gold in the Blitz event held in Iran.
take up sports seriously.

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It's India's first gold-medal finish at the event since Planning for its next three Olympic Games, the
2014. International Olympic Committee (IOC) added seven
Indian golfer Viraj Madappa became the youngest medal events to the 2022 Beijing Winter Games,
Indian to win on the Asian Tour, as he won his first published a 2020 Tokyo Olympics schedule with no
title on the Asian Tour at Take Solutions Masters in agreement on when to race swimming finals, & set a
Bengaluru. timetable to add new sports to the 2024 Paris
Shubhankar Sharma became the youngest Indian Olympics.
golfer to make the cut in any Major after he capped a Union Sports Minister Rajyavardhan Singh Rathore
wonderful back nine to achieve the feat at the 147th announced that more than 34 years after coming into
Open Championships at Carnoustie, Scotland. existence, the Sports Authority of India (SAI) has
Indian Golfer Gaganjeet Bhullar grabbed his maiden been renamed as Sports India.
European Tour title at the Fiji International in Janardan Singh Gehlot elected the president of the
Natadola Bay. International Kabaddi Federation (IKF) for the next
Dustin Johnson won the 2018 RBC Canadian Open at four years.
the Glen Abbey Golf Club in Oakville in Canada. At 52, Anju Khosla has become the oldest Indian
World Junior Squash Championships 2018 held in woman to complete an Ironman Triathlon – one of the
Chennai, India. Egypt national junior squash team toughest one-day sporting events.
defeated England & emerged as the 2018 World Junior American golfer Brooks Koepka became the first
Squash Champions. India finished in 11th position. player in 29 years to win back-to-back US Open titles
Indian women's compound archery team created at Shinnecock Hills in New York.
history by becoming the world rank one side in the American fighter Ronda Rousey will become the first
category. The team is six points ahead of the Chinese female MMA fighter to be inducted into the Ultimate
Taipei team. Fighting Championship Hall of Fame, the UFC
The Tokyo 2020 Organising Committee launched its announced.
Olympic mascots 'Miraitowa' & Paralympic mascot India‘s R Praggnanandhaa become the country‘s
'Someity'. youngest and the world‘s second youngest Grand
Star sprinter Muhammed Anas Yahiya once again Master at the age of 12 years, 10 months and 13 days.
entered the record books as he broke his own national Archer Deepika Kumari won her first individual gold
record to win the 400 metres race at the Cena Noveho medal in six years at the Salt Lake World Cup, in the
Mesta nad Metuji meet in the Czech Republic. USA.
18-year-old Indian runner Hima Das created history Indian swimmer Sandeep Sejwal put up an
by becoming the first-ever Indian woman to win an impressive performance to clinch the gold medal in
athletics gold on the international stage. Hailing from men's 50m breaststroke event at the Singapore
Assam, Hima finished on top of the podium in the National Swimming Championships in Singapore.
women‘s 400m event at the IAAF World U20 Sixteen-year-old Indian shooter Saurabh Chaudhary
Championship in Tampere, Finland. set a new world record on the way to winning a gold
The Mission Olympic Cell included the entire Indian medal in the ISSF Junior World Cup in Suhl,
hockey team in the Target Olympic Podium (TOP) Germany.
scheme, rewarding the players for their silver medal- India sprinter Dutee Chand set a new national record
winning performance at the Champions Trophy. in the women‘s 100-metre race when she clocked
Javelin thrower Neeraj Chopra has clinched a gold 11.29 seconds at the 58th National Inter-State Senior
medal at the Sotteville Athletics Meet in France. Athletics Championships being held in Guwahati,
Assam.
Topic 19: Bills passed/proposed in the Parliament
Ministry of Health and Family Welfare announced the The 123rd Constitutional Amendment Bill giving
implementation of the Human Immunodeficiency Virus constitutional status to the National Commission for
(HIV) and Acquired Immune Deficiency Syndrome Backward Classes (NCBC) has got Parliamentary
(AIDS) (Prevention and Control) Act, 2017. As per the assent. It will give the institution all powers to
law, every HIV infected or affected person below the safeguard the rights of the socially & educationally
age of 18 has the right to live in a shared household and backward classes & fulfils a long pending commitment
enjoy its facilities. Those violating the act could be jailed of the central govt to the OBCs.
for up to two years or fined up to Rs1 lakh or both. 123rd Constitutional Amendment Bill Explained:
Supreme Court Abolished Section 377 of the Indian 1. It seeks to establish the NCBC under the constitution
Penal Code (IPC), the 1862 law which criminalised with authority to examine complaints & welfare
homosexuality. As per Section 377, consensual sexual measures regarding OBCs,
acts are also considered unnatural & are punishable.

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2. NCBC will have a Chairperson, Deputy Chairperson & imposes a punishment of up to seven years & a fine of
3 other members of which at least one will be a up to Rs. 5 lakh.
woman, HRD Ministry proposed a draft bill to repeal the
3. The provision for mandatory woman member will be University Grants Commission (UGC) & set up the
made during framing of rules, Higher Education Commission of India (HECI). The
4. NCBC will work as an autonomous institution with Act entitled ‗Higher Education Commission of India
powers of a civil court, Act, 2018 (Repeal of University Grants Commission
Parliament approved a legislation to help the Act)‘ revamps UGC Act, 1951 and its parent legislation
government bring back fugitives involved in white- completely.
collar crimes to stand trial in India. The fugitive
Economic Offenders Bill, 2018 will become law after
the President‘s assent & will empower the government
to seize both local & overseas assets of alleged
offenders, such as Vijay Mallya, Nirav Modi & Mehul
Choksi.
Lok Sabha passed the Negotiable Instruments
(Amendment) Bill, 2017 which has the provision of
allowing a court trying an offence related to cheque
bouncing, to direct the drawer to pay interim
compensation to the complainant. The interim
compensation will not exceed 20% of the cheque
amount & will have to be paid by the drawer within 60
days of the trial court‘s order to pay such a
compensation.
President Ram Nath Kovind approved the Assam
Witch Hunting (Prohibition, Prevention &
Protection) Bill, 2015, converting it to an Act, almost
three years after it was passed by the state Assembly. It
aimed at eliminating the superstition from the society,

Topic 20: SCIENCE & TECHNOLOGY (NASA, ISRO & OTHERS)


6th edition of the biennial Bengaluru Space Expo ISRO will outsource the production of the Polar
inaugurated by ISRO Chairman Dr. K Sivan in Satellite Launch Vehicles (PSLVs) & Small Satellite
Bengaluru, Karnataka. He addressed that ISRO wants Launch Vehicles (SSLVs) to private Industries. ISRO
to offer manufacturing of PSLV & small satellite launch will launch Gaganyaan, India‘s first manned mission to
vehicles along with small satellites to private industries. outer space in 2020.
European satellite named 'Aeolus' using advanced The lander on the Chandrayaan-2 mission, which is
laser technology to track global winds & improve scheduled to be launched in January 2019 will be
weather forecasts has been successfully put into orbit on named ‗Vikram‘ after Vikram Sarabhai, the father of
a Vega rocket from French Guyana. Indian space programme. ISRO got clearance from the
'Apsara', the first research reactor in Asia became space commission.
operational in Trombay campus of Bhabha Atomic India will launch its second lunar mission
Research Centre in August 1956. After providing more ―Chandrayaan-2‖ on January 3, 2019, to land on the
than five decades of dedicated service to the moon with a lander & rover. ISRO is aiming to launch
researchers, the reactor was shut down in 2009. Nearly the mission but the window to land on the lunar
sixty-two years after Apsara came into existence, a surface is open till March 2019. The 800-crore rupees is
swimming pool type research reactor ―Apsara- the cost of lunar mission named ―Chandrayaan-2‖. The
upgraded‖, of higher capacity was born at Trombay. 3,890-kg Chandrayaan-2, which will be launched
India‘s first Indian human mission will be launched by onboard the Geosynchronous Satellite Launch Vehicle
ISRO by 2022. This will make India the fourth nation Mk-3, will orbit around the moon & study its lunar
in the world to launch a Human Spaceflight Mission conditions to collect data on its topography, mineralogy
after USA, Russia & China. PM Modi announced & exosphere.
`Gaganyaan — India's maiden human spaceflight NASA‘s 'Parker Solar Probe' has become the first-ever
programme'. mission to "touch" the Sun. Parker Solar Probe

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launched aboard a Delta IV-Heavy rocket from Cape Test‘ demonstrated the safe recovery of the crew
Canaveral, the USA. NASA's Parker Solar Probe soared module in case of any exigency at the launch pad. It
skyward aboard a Delta IV-Heavy rocket from Cape was launched from the Satish Dhawan Space Centre at
Canaveral, Florida, at 3.31 am. Sriharikota, Andhra Pradesh.
Google launched a new video-based Q&A app called NASA's record-breaking astronaut, Peggy Whitson,
'Cameos' on the App Store, which allows people to retired after a 22-year-long career. She has spent more
answer questions about themselves, then share those time off Earth than any other American, totalling 665
answers directly on Google. days over three International Space Station missions.
Google's latest Android operating system update, US scientists unveiled the world's most powerful &
Android 9 Pie, was officially released. smartest scientific supercomputer named 'Summit'
Ranchi-based software developer Ranjit Srivastava is that can complete over 200,000 trillion calculations per
developing the world's first Hindi-speaking humanoid second.
robot, claimed to cost just Rs. 50,000 so far. It is named Engineering students from Hindustan Institute of
as Rashmi. Technology and Science near Chennai, Tamil Nadu
Facebook confirmed it is working on a new satellite developed the world‘s lightest satellite which will be
project, named Athena, that will provide broadband launched from a NASA facility in the US by August
internet connections to rural & underserved areas. 2018. They built the 4cm ‗cube‘ satellite ‗Jaihind-1S‘
ISRO successfully carried out a flight test for a newly- with a 3D printed outer casing from polylactic acid
designed Crew Escape System. The first ‗Pad Abort (PLA) nylon material.

Topic 21: POWER PLANTS ESTABLISHED


Madhya Pradesh CM Shivraj Singh Chauhan Solar Power Projects for commercial operation &
inaugurated state-run power giant National Thermal dedicated these projects to the Nation in Tamil Nadu.
Power Corporation Limited (NTPC) 250 MW Solar The 220 MW Unit-1 of Karnataka's Kaiga Generating
Power Plant in Mandsaur. Systems (KGS-1) set a new record of the continuous
Mr Piyush Goyal inaugurated Neyveli Lignite operation of 766 days.
Corporation India Limited (NLCIL)‘s three 100 MW

Topic 22: SCHEMES


Schemes launched by Union Govt. launched India‘s first in-phone guide & mobile
Centre unveiled a draft scheme for extending the application ―Go whats That‖ in Chandigarh.
affordable air travel programme UDAN to Government approved 122 new research projects of
international circuits, with state governments 112 crore rupees under its Impacting Research
identifying the routes for operation. The draft Innovation & Technology ‗IMPRINT-2‘ scheme. It
International Air Connectivity (IAC) scheme envisages initiative aims to advance research in energy, security
to increase the international ticketing to 20 crores by & healthcare domains in the high education
2027. institutions.
Union Government announced that the treatment of Loksabha Speaker Sumitra Mahajan handed over 5
childhood cancer will be covered under Pradhan croreth LPG connection under Pradhan Mantri
Mantri Jan Arogya Yojana. Ujjwala Yojana (PMUY) to Smt Takrdiran of Delhi in
CCEA chaired by PM Modi gave its approval for the Parliament House. The 5 crores feat has been
implementation of an umbrella scheme ‗Ocean achieved in the time period of over 2 years. In the
Services, Technology, Observations, Resources current year, considering the huge success of the
Modelling & Science (O-SMART)‘. It covers a total of Scheme, target was revised to 8 crores with budgetary
16 sub-projects, which address ocean development allocation of Rs 12,800 crore. Uttar Pradesh has got the
activities such as services, technology, resources, maximum number of LPG connections (87 lakh)
observations & science. followed by West Bengal (67 lakh) & Bihar (61 lakh).
Dharmendra Pradhan laid the foundation stone for Union Government has reduced the minimum annual
permanent campus of National Skill Training deposit requirement for accounts under Sukanya
Institute (NSTI) for Women at Mohali, Punjab. This is Samriddhi Yojana from Rs 1000 to Rs 250. The
the first NSTI Institute for Punjab & only one of its kind minimum initial deposit to open the account has also
in India which is exclusively for women. He also been reduced to Rs 250.

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Ten new iconic sites have been taken up under Phase CM of Odisha, Naveen Patnaik launched the 'Green
III of the flagship project Swachh Iconic Places (SIP) Mahanadi Mission'. He launched the mission by
of the Swachh Bharat Mission. These new sites have planting a sapling on the bank of river Mahanadi
joined the 20 iconic places under Phase I & II. The 10 during his visit to Boudh & Subarnapur districts in
New Iconic Sites are as follows: Raghavendra Swamy western Odisha.
Temple (Kurnool, Andhra Pradesh); Hazardwari Haryana CM Manohar Lal Khattar launched the
Palace (Murshidabad, West Bengal); 'Paudhagiri' campaign with an aim to increase the
 Brahma Sarovar Temple (Kurukshetra, Haryana); green cover in Haryana.
 VidurKuti (Bijnor, Uttar Pradesh); Chhattisgarh CM Raman Singh announced a
 Mana village (Chamoli, Uttarakhand); Chhattisgarh Online Pension Management System.
 Pangong Lake (Leh-Ladakh, J&K); Chhattisgarh Online Pension Management System
 Nagvasuki Temple (Allahabad, Uttar Pradesh); launched an app called ―Abhar aapki sewa ka‖.
 ImaKeithal/market (Imphal, Manipur); Through this, 80,000 pensioners of the state will now
 Sabarimala Temple (Kerala); & get all the information related to pension & payment
 Kanvashram (Uttarakhand). online.
Government approved a 33% increase in carpet area Maharashtra government announced a new scheme
of houses eligible for interest subsidy under its called 'Kanya Van Samruddhi Yojana', wherein
affordable housing scheme Pradhan Mantri Awas farmers families where girl children are born will be
Yojana-Urban (PMAY-U). It has been enhanced to 160 given saplings for plantation.
sq m from 120 sq m for Middle Income Group-I (MIG- Delhi government launched 'Happiness Curriculum'
I), while it has been increased to 200 sq m from 150 sq for school students up to class 8.
m in case of MIG-II. Gujarat CM Vijay Rupani launched 'Poshan
President Kovind will launch Solar Charkha Mission Abhiyan'--a statewide mission to eradicate
which will entail a subsidy of 550 crore rupees in the malnutrition among children by providing them
initial two years for 50 clusters. The scheme is aimed nutritious food through Anganwadi centres. He also
at linking five crore women & self-help groups to the launched 'PURNA' project to eliminate malnutrition
initiative. among girls in the age group of 14 to 18. 'PURNA'
Govt. notified the Electoral Bond Scheme 2018. As per stands for Prevention of Under Nutrition & Reduction
provisions, Electoral Bonds may be purchased by a of Nutritional Anaemia among Adolescent Girls.
person, who is a citizen of India or incorporated or MP State Government launched an outstanding power
established in India. A person being an individual can bill waiver scheme & subsidised power scheme called
‗Sambal‘ for labourers & poor families. Under Sambal
buy Electoral Bonds, either singly or jointly with
Yojana, BPL families would be provided electricity at a
other individuals. Only the Political Parties registered
cost of Rs 200 per month.
under Section 29A of Representation of People Act,
1951 & which secured not less than 1% of the votes Gujarat government launched a solar power scheme
polled in last General Election or the Legislative for farmers- Suryashakti Kisan Yojana (SKY) enabling
Assembly of the State, shall be eligible to receive them to generate electricity for their captive
Electoral Bonds. consumption as well as sell the surplus power to the
grid and earn an extra buck. As per the scheme,
farmers having existing electricity connection will be
Schemes launched by State Govt.
given solar panels as per their load requirements. The
Govt. of Andhra Pradesh launched a mobile platform, State and Central governments will give 60% subsidy
e-Rythu (e-farmer in Telugu) which will enable small- on the cost of the project.
scale farmers to market their produce at reasonable
prices. The platform has been developed by Mastercard
Schemes launched by Ministries
Labs for Financial Inclusion in Nairobi, Kenya, and has
Ayushman Bharat call centre was formally
been customized for India use by the Labs team based
inaugurated in Bengaluru by CEO of Ayushman Bharat
at Pune.
Dr. Indu Bhushan.
To promote a culture of innovation & research in higher
Former President Pranab Mukherjee launched the
education, HRD ministry launched the Atal Ranking
National Electoral Transformation (NETA) mobile
of Institutions on Innovation Achievements (ARRIA).
application to rate MPs & MLAs. 'Neta - Leaders'
The ARRIA "will rank educational institutions for
Report Card' App, the brainchild of Pratham Mittal, is
innovation output based on all major indicators &
a platform where voters can review & rate their elected
parameters used globally".
representatives.

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National Viral Hepatitis control programme aimed at Indian Government announced the launch of a new
eliminating the deadly condition by 2030 launched by MicroDot Technology that would help check on
the Ministry of Health & Family Welfare in vehicle thefts.
collaboration with WHO. It has been developed in Dharmendra Pradhan announced that the Centre is
association with all stakeholders who have worked at planning to set up one National Skill Training
the grass-root level & launched in accordance with Institute (NSTI) in every State to meet the rising
SDG, 2030. demand for skilled manpower in the country. He laid
Union Home Minister Rajnath Singh launched the the foundation stone of country‘s first such skill
Student Police Cadet (SPC) programme for training institute in Bhubaneswar, Odisha.
nationwide implementation. SPC would lead to a silent CEC Om Prakash Rawat, along with Sunil Arora &
revolution over the years by focusing on character Ashok Lavasa, launched an Android-based mobile
building by imparting moral values to budding minds. application named ‗cVigil‘ for citizens to report any
HRD Ministry embarked on a major & new initiative violation of the model code of conduct during elections.
Project called 'Study Webs of Active Learning for Piyush Goyal launched the Coal Mine Surveillance &
Young Aspiring Minds' (SWAYAM), which will Management System (CMSMS) & Mobile
provide one integrated platform & portal for online Application ‗Khan Prahari‘ developed by CMPDI,
courses. This covers all higher education subjects & Ranchi. The basic objective is reporting, monitoring &
skill sector courses. taking suitable action on unauthorised coal mining
Suresh Prabhu launched 'Niryat Mitra' – mobile App activities.
in New Delhi. It provides wide range of information Union Health Minister JP Nadda launched the
required to undertake international trade right from the National Health Resource Repository (NHRR)- the
policy provisions. country's first-ever national healthcare registry of
Nitin Gadkari launched Bidder Information authentic, standardised & updated geo-spatial data of
Management System (BIMS) & Bhoomi Rashi & all public & private healthcare establishments.
PFMS linkage - two IT initiatives of the Road EAM Swaraj launched new Passport Seva App. Now,
Transport & Highways Ministry. BIMS is aimed at people can apply for a passport from any part of the
streamlining the process of pre-qualification of bidders country through the App. She launched Mobile
for EPC Mode of contracts for National Highway works Passport Application on occasion of Passport Seva
with enhanced transparency & objectivity. Bhoomi Divas (26 June) in New Delhi.
Rashi, the portal developed by MoRTH & NIC, Suresh Prabhu launched a mobile application called
comprises the entire revenue data of the country. PFMS 'ReUnite' which helps to track and trace missing and
is a web-based online software application developed abandoned children in India.
& implemented by the Office of Controller General of
Accounts.
R Ramanan, Mission Director, Atal Innovation Mission
& Arvind Gupta CEO, MyGov launched the
―#InnovateIndia Platform‖, a collaboration between
the Atal Innovation Mission & MyGov, a citizen-
centric platform of GoI. The #InnovateIndia portal will
serve as the common point for all the innovation
happening across the nation.
Ministry of Women & Child Development has
launched a contest, #Childline1098, inviting people to
share images of the Childline 1098 logo that they spot at
unique locations & send it with a tagline, to mark
World Day against Trafficking in Persons on July 30.
CHILDLINE is India's first 24-hour, free, emergency
phone service for children in need of aid.
Union Environment Minister Harsh Vardhan
unveiled a state-of-the-art Air Quality & Weather
Forecast System– ‗SAFAR‘ (System of Air Quality &
Weather Forecasting) in New Delhi.

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Topic 23: MISCELLANEOUS TOPICS
INDIAN RAILWAYS/ METRO in India field force app & Coffee KrishiTharanga - digital mobile
extension services for coffee stakeholders.
The first of its kind university in the country in the
NITI Aayog released five thematic reports on
transport sector, the National Rail and Transportation
Sustainable Development in Indian Himalayan
Institute (NRTI), started operations. Currently, it is
Region. The themes include Inventory & Revival of
functioning out of the National Academy of Indian
Springs in the Himalayas for Water Security,
Railways, Vadodara.
Sustainable Tourism, & Transformative Approach to
Minister of Railways and Coal, Piyush Goyal launched
Shifting Cultivation, Strengthening Skill &
a web portal 'www.railsahyog.in'. It will provide a
Entrepreneurship Landscape in the Himalayas. As per
platform for the Corporates and PSUs to contribute to
the Reports, Himalayan Tourism, growing annually at
the creation of amenities at/near Railway Stations
6.8% has created a huge challenge related to solid
through Corporate Social Responsibility (CSR) funds.
waste, water, traffic, loss of bio-cultural diversity.
A Conference on ―E-Mobility in Indian Railways‖
Inland Waterways Authority of India (IWAI) made
organized by Ministry of Railways through Institution
public 13 standardised state-of-the-art ship designs
of Railways Electrical Engineers (IREE) in association
suitable for large barge haulage on river Ganga
with NITI Aayog concluded in New Delhi.
(National Waterway-1).
Ministry of Railways & Centre for Railway
The hotel named 'Hostess' launched by Kerala
Information Systems (CRIS) organised a seminar on
Tourism minister Kadakampally Surendran. A flagship
―Leveraging IT for Mobility‖ in New Delhi.
project of the Kerala Tourism Development
Piyush Goyal launched a new app – ―AAPOORTI‘
Corporation (KTDC).
mobile App of ‗Indian Railways e-procurement
Santhali (Santali), a tribal language primarily spoken
system‘ (IREPS). It provides information & data
in India, Bangladesh & Nepal, received global
related to e-tendering & e-auction related activities of
recognition when it got a Wikipedia edition in its own
Indian Railways.
script.
In order to replace Industrial gases like Dissolved
Radha Mohan Singh urged to Jose Graziano da Silva,
Acetylene, LPG, BMCG & Furnace Oil / High Speed
the Director General of the United Nations Food &
Diesel (HSD) oil with environment friendly Natural
Agriculture Organisation (UNFAO) to declare the
Gas, Indian Railways signed a MoU with GAIL
upcoming year as the ‗International Year of Millets‘.
(India) Limited, to provide infrastructure facilities
Film actor Shri Akshay Kumar appointed as Road
for supply of Natural Gas to Indian Railways
Safety Brand Ambassador.
Workshops, Production Units & Depots.
Supreme Court will have three serving women judges
Indian Railways launched ‗Mission Satyanishtha‘ &
for the first time, after the Centre cleared the elevation
a programme on Ethics in Public Governance, in a
of Madras High Court Chief Justice Indira Banerjee.
first-of-its-kind event, held at National Rail Museum,
The other two judges are R Banumathi, appointed in
New Delhi.
August 2014, & Indu Malhotra, appointed in April
Railways launched its first consolidated Bridge
2018. Notably, SC will have a total of 22 male judges
Management System, a web-enabled IT application
including two new male appointees.
to store data on its one lakh 50 thousand bridges.
Iconic Mughalsarai Railway Junction in Uttar Pradesh
Centre for Railway Information System (CRIS)
renamed as Deen Dayal Upadhyaya Junction Railway
developed a mobile-based application ‗utsonmobile'.
station.
It enables booking & cancellation of unreserved
Inland Waterways Authority of India (IWAI)
tickets, issue & renewal of season & platform tickets,
launched a dedicated portal to connect cargo owners
& other features.
& shippers with real-time data on the availability of
vessels. The portal has been named as the Forum of
OTHERS Cargo Owners & Logistics Operators (FOCAL).
NITI Aayog CEO Amitabh Kant announced that India A city college student, Prabhat Koli (19), who crossed
will shortly unveil a One Nation-One Card policy for the English Channel when he was 16, has become the
public transport that will entail connectivity between first Asian to swim the choppy water from Jersey (an
various modes of transport. Island in the UK) to France in cold weather.
Minister for Commerce & Industry & Civil Aviation, Shivangi Pathak, who became the youngest Indian
Suresh Prabhu launched Coffee Connect - India coffee woman to reach the peak of Mount Everest, added
another feather to her cap by scaling Africa's highest
peak, Mount Kilimanjaro in 3 days.

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Major General VD Dogra became the first serving Commission along with her Vietnamese counterpart,
Indian Army officer & the only General across the Pham Binh Minh. She will then visit to Cambodia
world to have completed a gruelling ‗Ironman‘ where she will have a bilateral meeting with her
competition held in Austria. Cambodian counterpart Prak Sokhonn & also call on
Satyarup Siddhanta become the second Indian Prime Minister Hun Sen & President of Senate Say
mountaineer after Malli Mastan Babu to climb Mt Ojos Chhum.
del Salado, the highest volcano in the world. External Affairs Minister Sushma Swaraj is now in
Archaeological Survey of India decided to allow Kyrgyzstan. Here, she met the country's top leaders to
photography within the premises of all centrally discuss ways to consolidate its strategic partnership
protected monuments/sites. 3 monuments/sites that with India in areas like trade, energy, security &
would not be permitted are Ajanta Caves & Leh information technology.
Palace having paintings, & Mausoleum of Taj Mahal, PM Modi left on a three-nation visit to Rwanda,
Agra. Uganda & South Africa. In the first leg, he will reach
An eight-year-old Indian-origin schoolboy Ishwar Rwanda. India will extend two lines of credit of 100
Sharma, who is the under-11 UK national yoga million US Dollars each for agriculture & industrial
champion has been named the 'British Indian of the sectors to Rwanda. On second leg he will leave for
Year' in the young achiever category for his Uganda where he will call on the President. He will
accomplishments in the field. have delegation-level talks & will address Indian
Law Commission recommended that gambling & community. In the last leg of his visit, PM Modi will
betting on sports, including cricket, be allowed as reach South Africa to attend the 10th BRICS summit
regulated activities taxable under the direct & indirect at Johannesburg.
tax regimes & used as a source for attracting FDI. India & Uganda signed four MoUs in various fields
NITI Aayog‘s Atal Innovation Mission (AIM) selected including the areas of defence, diplomatic ties,
3,000 additional schools for the establishment of Atal cultural exchange & material testing laboratory. The
Tinkering Labs (ATLs), bringing the total number of agreements were signed following the delegation-level
ATL schools to 5,441. talks between PM Modi & Ugandan President Yoweri
Govt. launched 5,000 Wi-Fi Choupals in villages & Museveni in Kampala.
delivery of rail tickets through Common Service India & Rwanda signed eight agreements following
Centres (CSCs). delegation-level talks between PM Modi & Rwandan
Khadi & Village Industries Commission (KVIC) President Paul Kagame in Kigali. Both signed
created a world record of distributing the maximum agreements in the fields of Defence, Trade,
number of bee-boxes in one day. Agriculture, Leather & allied products & Dairy. Mr
Modi became the first Indian PM to visit Rwanda on
Person on Visit the first leg of his three-nation tour to Africa.
PM of Bhutan Dasho Tshering Tobgay arrived in
President Kovind embarked three-nation tour to New Delhi for a visit to India. During this, he will call
Cyprus, Bulgaria & the Czech Republic. He will hold on President Ram Nath Kovind & hold talks with PM
talks with the leaders of the three European countries Narendra Modi.
to deepen ties. He will hold talks with President of A new integrated state-of-the-art integrated Indian
Cyprus Nicos Anastasiades. President visited Czech Visa Application Centre (IVAC) jointly inaugurated
Republi & met PM Andrej Babis. India & the Czech by Home Minister Rajnath Singh & his Bangladeshi
Republic signed five agreements which are: counterpart Asaduzzaman Khan at Dhaka's Jamuna
Cooperation between Council for Scientific & Industrial Future Park. He also inaugurated the Bangladesh-
Research, India, & the Czech Academy of Sciences, Visa India Friendship building in Bangladesh Police
waiver agreement for diplomatic passport holders, Academy in Sardah.
Work plan to support Indo-Czech projects in diverse EAM Sushma Swaraj embarked visit to Manama, to co-
areas of science & technology, Cooperation in laser chair the second-High Joint Commission meeting
technology & Cooperation between Haryana with her Bahraini counterpart.
Agricultural University & the Czech University of Life PM Modi visited Chhattisgarh where he dedicated the
Sciences. modernised & expanded Bhilai steel plant to the
External Affairs Minister Sushma Swaraj visited nation. He inaugurated Integrated Command &
Vietnam & Cambodia, with an aim to deepen India‘s Control Centre at Naya Raipur. He inaugurated
strategic cooperation. She will inaugurate the 3rd Raipur-Jagdalpur air service, laid the foundation stone
Indian Ocean Conference in Hanoi. In Vietnam, she for the new building of Indian Institute of
will co-chair the 16th meeting of the Joint Technology (IIT), Bhilai

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President Kovind left on a three-nation visit to Greece, On her first leg of the tour, she will visit Italy. It will be
Suriname & Cuba. He will be at Athens, where he will the first major political exchange between India & Italy
meet Greek President Prokopis Pavlopoulos. He will following the swearing- in of Mr Giuseppe Conte as
leave for Suriname on the 2nd leg where he will hold Italy‘s new PM. She will be in France on the second leg
discussions with President Desire Delano Bouterse. In & will meet her counterpart, Jean-Yves Le Drian in
the last leg, he will reach Cuba to hold discussions with Paris to review the bilateral relations. Mrs Swaraj will
his Cuban counterpart Miguel Diaz – Canel reach Luxembourg on the 3rd leg & she will be visiting
Bermudez. Belgium on the last & 4th leg.
External Affairs Minister Sushma Swaraj has left for a
4-nation tour to Italy, France, Luxembourg & Belgium.

Topic 24: Static Take Aways from the Current Affairs of September|August|July|June 2018

International Organizations/Companies in News Secretary-General of SAARC is Amjad Hussain B. Sial.


Zurab Pololikashvili is Secretary-General of the World SAARC headquarters in Kathmandu, Nepal.
Tourism Organization (UNWTO). Forbes- American Business Magazine, Founded in-
UNWTO‘s membership includes 158 countries, 6 1917. Headquarters- New York City, USA.
Associate Members and over 500 Affiliate Members. UNEP was founded as a result of United Nations
UNWTO Headquarters in Madrid, Spain. Conference on Human Environment in June 1972. It is
United Nations Secretary-General- Antonio Guterres, headquartered in Nairobi, Kenya.
Headquarters- New York, the USA, Established in- Asian Development Bank is a regional development
1945. Bank established in 1966. Headquarters of ADB is in
France's Audrey Azoulay- 11th DG of UNESCO, Manila, Philippines. Takehiko Nakao is Present
Headquarters- Paris, France. President.
The Shanghai Cooperation Organization (SCO) is an BIMSTEC was formed in 1997 and it brings together
eight-member multilateral organization, established on Bangladesh, Bhutan, India, Nepal, Sri Lanka, Myanmar
15 June 2001 in Shanghai, China by the leaders of China, and Thailand. The grouping accounts for 22 per cent of
Kazakhstan, Kyrgyzstan, Russia, Tajikistan and the global population. Nepal is the current chair of
Uzbekistan. BIMSTEC.
Google CEO- Sundar Pichai, Parent organization- BRICS is made up of China, Brazil, Russia, India and
Alphabet Inc., Headquarters- the USA. South Africa. In December 2010, China, as the Chair,
Established in 1911, Benelli is one of the oldest Italian invited South Africa to join BRIC and attend the
motorcycle-manufacturer and has presence in over 60 Summit in Sanya, China.
countries such as America, Africa, Europe and Asia United Nations Food and Agriculture Organisation
Pacific regions. Headquarters in Rome, Italy.
ASEAN stands for Association of Southeast Asian Piyush Gupta is the chief executive officer of DBS. It
Nations. headquarters in Singapore.
AIBD, established in 1977 under the auspices of Microsoft Corporation is an America Based technology
UNESCO, is a unique regional inter-governmental company. CEO- Satya Nadella, Headquarters-
organisation and is mandated to achieve a vibrant and Washington DC.
cohesive electronic media environment in the Asia- European Bank for Reconstruction and Development is
Pacific region. a multilateral development bank set up in 1991 after the
Aeolus is the fifth mission in ESA‘s Earth Explorer fall of the Berlin Wall. Suma Chakrabarti is the
series and also Arianespace's 50th launch for the President of EBRD. It headquarters in London, UK.
European Space Agency. World Customs Organization Headquarters in Brussels,
Bond-i is a Blockchain Operated New Debt Instrument. Belgium. Kunio Mikuriya (Japan) is the Secretary-
President of the World Bank- Jim Yong Kim. General of WCO.
Headquarters of World Bank- Washington, DC. Managing Director of IMF- Christine Lagarde,
G20 comprises of total 19 countries plus European Headquarters in- Washington DC, USA.
Union (EU), representing 85% of global GDP, 80% of UNEP was founded as a result of United Nations
international trade, 65% of the world‘s population. In Conference on Human Environment in June 1972. It is
2008, the first G20 Leaders‘ Summit was held in headquartered in Nairobi, Kenya.
Washington DC, US. HSBC Headquarters in London UK.

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ILO is a United Nations agency dealing with labour Odisha CM- Naveen Patnaik, Governor- Ganeshi Lal.
problems. Headquarters of ILO is in Geneva, Madhya Pradesh CM- Shivraj Singh Chouhan,
Switzerland. Guy Ryder is current Director-General of Governor- Anandiben Patel.
the ILO. Meghalaya CM- Conrad Sangma, Governor- Tathagata
NASA- National Aeronautics & Space Administration. Roy
NASA was founded in 1958. Jim Bridenstine is the 13th Uttarakhand CM- Trivendra Singh Rawat, Governor-
Administrator of NASA. Baby Rani Maurya
UNHRC is Based in Geneva, Switzerland. It is a body Sardar Sarovar Dam built on river Narmada is the
of 47-member states within the United Nations, tasked largest dam in Gujarat state.
with upholding human rights. It was created in 2006. Haryana CM- Manohar Lal Khattar, Governor-
Sir Craig Reedie is the President of World Anti-Doping Satyadev Narayan Arya
Agency (WADA). It Headquarters in Montreal, Canada. UP CM- Yogi Adityanath, Governor - Ram Naik
Asian Infrastructure Investment Bank President- Liqun Bihar CM- Nitish Kumar, Governor- Lalji Tandon
Jin. AIIB Headquarters in Beijing, China. Chhattisgarh CM- Raman Das, Governor- Balramji Dass
United Nations is an international organization founded Tandon.
in 24th of October 1945. It is currently made up of 193 Kerala CM- Pinarayi Vijayan, Governor- Palaniswami
Member States. The Headquarters of UN: New York, Sathasivam.
USA. Antonio Guterres is the Secretary-General of Hirakud Dam built over Mahanadi River is situated in
United Nations. Odisha.
UNCTAD is the main United Nations body dealing Karnataka CM- HD Kumaraswamy, Governor-
with trade, investment, & development issues. Vajubhai Vala.
Headquarters of UNCTAD is in Geneva, Switzerland. Jammu & Kashmir Former CM- Mehbooba Mufti,
Group of Seven (G7) is a group consisting of Canada, Governor- Satyapal Malik
France, Germany, Italy, Japan, the United Kingdom, & Captain Amarinder Singh is the CM of Punjab.
the United States. Vijayendrapal Singh Badnore is the Governor of Punjab.
World Health Organization is a specialized agency of Chandigarh is the capital of the northern Indian states
the United Nations that is concerned with international of Punjab & Haryana.
public health. WHO was established on 7th April 1948. Shimla is the capital of Himachal Pradesh. Jai Ram
HQ of WHO is in Geneva, Switzerland. Tedros Thakur is the current CM of Himachal Pradesh.
Adhanom is Director general of the World Health Acharya Dev Vrat is the Governor of Himachal Pradesh.
Organisation. Mamata Banerjee is the current CM of West Bengal.
Keshari Nath Tripathi is present Governor of West
States| CMs| Governors| Capital| Static General Bengal. Kolkata is the capital of West Bengal.
Awareness
Rajasthan CM- Vasundhara Raje, Governor- Kalyan
Singh.
Telangana CM- K Chandrasekhar Rao, Governor- ESL
Narasimhan.
Andhra Pradesh CM- Chandrababu Naidu, Governor-
ESL Narasimhan.
Mridula Sinha is the present Governor of Goa.
Gujarat CM- Vijay Rupani, Governor- Om Prakash
Kohli.
Banwarilal Purohit is the present Governor of Tamil
Nadu.
Assam CM- Sarbanand Sonowal, Governor- Jagdish
Mukhi.
Baleramji Dass Tandon is the present Governor of
Chhattisgarh.
Anil Baijal is the present Lt. Governor of Delhi.
Naya Raipur is the proposed administrative capital of
Chhattisgarh.
Maharashtra CM- Devendra Fadnavis, Governor- C Static Facts related to the Ministers
Vidyasagar Rao. Giriraj Singh is the Minister of State (Independent
Jharkhand CM- Raghubar Das, Governor- Droupadi Charge) of the Ministry of Micro, Small and Medium
Murmu. Enterprises.

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Ravi Shankar Prasad is the present Minister of Ganesh Kumar Gupta is the present President of
Electronics and Information Technology of India. Federation of Indian Export Organisations (FIEO). FIEO
Piyush Goyal is the present Railways Minister of India. headquarters in New Delhi. FIEO was set up in 1965.
Prakash Javadekar is the present HRD Minister of India. Chairman of Airports Authority of India is Guruprasad
Jual Oram is the Cabinet Minister of Tribal Affairs. Mohapatra.
Giriraj Singh is the Minister of State (I/C) of the Sandeep Jajodia is the present President of Assocham. It
Ministry of Micro, Small and Medium Enterprises. Headquarters in New Delhi.
Jagat Prakash Nadda is the Cabinet Minister of Health Dr Anil Sahasrabudhe is the Chairman of AICTE and
and Family Welfare. Chairman of Smart India Hackathon 2019.
Jayant Sinha is the present Minister of State in the Competition Commission of India (CCI) was
Ministry of Civil Aviation. established on 14th October 2003. It headquarters in
Dharmendra Pradhan is the Minister of skill New Delhi.
Development and entrepreneurship & Petroleum and Established in 1927, FICCI is the largest & oldest apex
Natural Gas. business organisation in India. Dilip Chenoy is the
Nitin Jairam Gadkari is the present Minister of Shipping present Secretary-General of industry body Federation
of India. of Indian Chambers of Commerce & Industry (FICCI).
Dr. Harsh Vardhan is the Minister, for Science & Ashwani Lohani is the present Chairman of Railway
Technology and Earth Sciences, Environment, Forest Board.
and Climate Change. Mr Kamlesh Nilkanth Vyas is the present Director of
Ashwani Lohani is the present Chairman of Indian BARC. BARC Headquarters in Mumbai.
Railways. Dr. Vijay Pingale is the Private Secretary of Department
Col. Rajyavardhan Singh Rathore is the Minister of State of Industrial Policy and Promotion. DIPP was
(I/C) of the Ministry of Youth Affairs and Sports. established in 1995.
Narendra Singh Tomar is the Minister of Mines. Ramesh Abhishek is the Secretary of Department Of
Uma Bharati is the Minister of Drinking Water and Industrial Policy & Promotion.
Sanitation.
Mr Piyush Goyal is the Minister of Corporate Affairs. Static Facts related to the Banks & Businesses
Maneka Sanjay Gandhi is the Union Minister for IPPB has been incorporated as a public sector company
Women and Child Development. under the Department of Posts with 100% government
Radha Mohan Singh, Hon'ble Minister of Agriculture. equity and is governed by the Reserve Bank of India.
The Ministry of Agriculture & Farmers Welfare Suresh Kumar Sethi is the Managing Director & CEO of
(formerly Ministry of Agriculture), a branch of the IPPB.
Government of India. Suresh Kumar Sethi is the Managing Director & CEO of
IPPB.
Static Facts related to the Organizations SBI Chairman- Rajnish Kumar, Headquarters- Mumbai,
Indian Tsunami Early Warning Centre (ITEWC), based Established on- 01st July 1955.
out of the Indian National Centre for Ocean Information Urjit Patel- 24th Governor of RBI, Headquarters-
Services (INCOIS), Hyderabad, is an autonomous Mumbai, Established on- 1st April 1935, in Kolkata.
institution under the Union Ministry of Earth Sciences. HDFC ERGO is a non-life insurance provider in the
NITI- National Institution for Transforming India. private sector. It headquarters in Mumbai.
NITI Aayog Vice-Chairman- Rajiv Kumar, CEO- NABARD Chairman- Harsh Kumar Bhanwala,
Amitabh Kant. Headquarters- Mumbai, Established on- 12 July 1982.
M.S. Boje Gowda is the present chairman of Coffee Director Anupam Shrivastava is the present Chairman
Board of India. It headquarters in Bengaluru, Karnataka. and Managing Director of BSNL
National Archives of India is an Attached Office under Axis Bank Headquarters in Mumbai. Shikha Sharma is
the Ministry of Culture. It was established on 11 March the present CEO and Managing director of Axis Bank.
1891. United India Insurance Company headquarters in
Dr. Indu Bhushan is the CEO of National Health Chennai, Tamil Nadu.
Agency (NHA). Anupam Pahuja is the MD of PayPal India.
Dr. Dinesh Tyagi is the CEO of Common Service HDFC Bank- India‘s largest private bank by market
Centres-Special Purpose Vehicles (CSC-SPV). capitalization. HDFC Bank Chairman- Aditya Puri,
Nutan Guha Biswas is the chairperson of IWAI. Headquarters- Mumbai.
R.S.Sharma is the present Chairman Telecom HSBC Headquarters in London UK. Surendra Rosha is
Regulatory Authority of India. the Chief Executive Officer of HSBC India.
NGT Chairman: A K Goel, Headquarters: New Delhi. Vijaya Bank Headquarters in Bengaluru. Bajaj Allianz
Headquarters in Pune.

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Samit Ghosh is the Managing Director & CEO of Ujjivan IRDAI is in Hyderabad. Subhash Chandra Khuntia is
Small Finance Bank Ltd. It Headquarters in Bengaluru, Chairman of IRDAI.
Karnataka. BSNL was incorporated on 15th September 2000.
RXIL is a TReDS platform operating since January 2017 Headquarters of BSNL is in New Delhi. Anupam
and is promoted by the National Stock Exchange, Small Shrivastava is the Chairman & Managing Director and
Industries Development Bank of India, State Bank of Director of BSNL.
India, ICICI Bank and Yes Bank. RBL Bank Headquarters: Mumbai, MD & CEO:
Sunil Mehta is the CEO of Punjab National Bank. It Vishwavir Ahuja, Founded: August 1943.
headquarters in New Delhi. Exim Bank Headquarters in: Mumbai, Founded in: 1982,
Singapore was the largest source of FDI during April to CEO- Shri Yaduvendra Mathur.
June quarter with 6.52 billion dollars. Muthoot Fincorp Ltd. is the flagship company of
Sameer Kumar Khare is the Joint Secretary in the Muthoot Pappachan Group & is one of the largest
Ministry of Finance. NBFCs in India, registered with RBI. Thomas John
Exim Bank Headquarters in: Mumbai, Founded in: 1982. Muthoot is the Group Chairman & MD of Muthoot
CEO of Airtel Payments Bank- Anubrata Fincorp. HQ: Kochi, Kerala.
Biswas|Headquarters of Airtel Payments Bank- New RBI's Deputy Governor- NS Vishwanathan, Viral V
Delhi Acharya, BP Kanungo & newly appointed MK Jain.
IBHFL is India‘s 2nd largest Housing Finance
Company. Other Miscellaneous Static Facts
Sameer Gehlaut is the Chairman of Indiabulls Group To bring down stunting of children in the age group of
since inception. Indiabulls Real Estate Ltd (IBREL) 0-6 years from 38% to 25% by 2022, POSHAN
started in the year 2005. Abhiyaan- the National Nutrition Mission was
BSE is Indian stock exchange located at Dalal Street, launched by PM Narendra Modi on March 8th this year
Mumbai. It was established in 1875, making it Asia‘s in Jhunjhunu, Rajasthan.
first stock exchange. Securitisation and Reconstruction of Financial Assets
IndiaFirst Life Insurance Company Limited and Enforcement of Securities Interest Act, 2002 (also
headquarters in Mumbai, Maharashtra. known as the SARFAESI Act) is an Indian law. It allows
Bank of China (BOC) headquarters in Beijing. BOC was banks and other financial institution to auction
formally established in February 1912. Chen Siqing is residential or commercial properties to recover loans.
the Chairman of BOC. National Board of Accreditation (NBA) is an
Yes Bank MD and CEO- Rana Kapoor. Head office of autonomous organisation under Ministry of HRD
Yes Bank- Mumbai. engaged in quality assurance of the programs offered
ICICI Bank stands for Industrial Credit and Investment by the professional and technical institutions in India
Corporation of India. Headquarters of ICICI Bank: through accreditation.
Mumbai. NITI- National Institution for Transforming India. NITI
Sandeep Bakhshi is the present whole-time director and Aayog Vice-Chairman- Rajiv Kumar, CEO- Amitabh
chief operating officer (COO) of ICICI Bank. Kant.
SEBI- Securities and Exchange Board of India. SEBI IMPRINT is the first of its kind government-supported
Chairman- Ajay Tyagi, Headquarters- Mumbai. initiative to address the major science and engineering
Dhanlaxmi Bank Headquarters in Thrissur, Kerala. challenges that India must address and champion to
IDBI Bank Headquarters in Mumbai. B Sriram was enable, empower and embolden the nation for inclusive
appointed as the IDBI Bank's CEO and Managing growth and self-reliance.
Director recently. Rashtriya Uchchatar Shiksha Abhiyan (RUSA) is a
S Srinivasan is the MD and CEO of Federal Bank. It Centrally Sponsored Scheme (CSS), launched in 2013
headquarters in Kochi, Kerala. aims at providing strategic funding to eligible state
Invest India is the official Investment Promotion and higher educational institutions.
Facilitation Agency of the Government of India, Venkaiah Naidu is the Chairperson of Rajya Sabha.
mandated to facilitate investments in the country. Admiral Sunil Lanba is the Present chief of Naval Staff.
Deepak Bagla is the MD and CEO Invest India. Air Chief Marshal DS Dhanoa is the present chief of
Pramod Kabra is the Chairman of Fincare Small Finance Airforce Staff.
Bank. The Corporate Office of Fincare Small Finance INS Vikramaditya is 284 metres long and 60 metres high
Bank is in Bengaluru. The registered office of Fincare that's about as high as a 20-storeyed building. The ship
Small Finance Bank is in Ahmedabad. weighs 40,000 tonnes and is the biggest and heaviest
IRDAI stands for Insurance Regulatory and ship in the Indian Navy.
Development Authority of India. Headquarters of Air Chief Marshal Birender Singh Dhanoa is the present
Chief of Air Staff.

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DRDO Headquarters in: New Delhi, Founded in: 1958. ‗mixed‘ category. Khangchendzonga Biosphere Reserve
MPEDA is a nodal coordinating state-owned agency in Sikkim is one of the highest ecosystems in the world,
engaged in fishery production and allied activities. It reaching elevations of 1, 220 metres above sea-level.
was established in 1972 under Marine Products Export
Development Authority Act (MPEDA), 1972. Countries| Capital| Currencies |
David Richardson is the CEO of International Cricket Netherlands Capital: Amsterdam, Currency: Euro and
Council. ICC Headquarters in Dubai, the UAE. USD.
SAIL Headquarters- New Delhi, Founded in- 1954. Khadga Prasad Sharma Oli is the current Prime
Ordnance Factory Board Headquarters in Kolkata, West Minister of Nepal. Bidhya Devi Bhandari is the current
Bengal. President of Nepal and commander in chief of Nepalese
Dr K Sivan is Chairman of ISRO. ISRO stands for Indian Army. The Nepalese Rupee is the currency of Nepal.
Space Research Organization. Headquarters of ISRO- Bangladesh PM- Sheikh Hasina, Capital- Dhaka,
Bengaluru, Karnataka. Currency- Bangladeshi Taka.
Sudeep Lakhtakia is the present Director General of Cyprus Capital: Nicosia, Currency: Euro.
NSG. Bulgaria Capital: Sofia, Currency: Bulgarian lev.
Archaeological Survey of India (ASI) is a Government of Czech Republic Capital: Prague, Currency: Czech
India (Ministry of Culture) organisation responsible for koruna.
archaeological research and the conservation and Ukraine Capital: Kiev, Currency: Ukrainian hryvnia.
preservation of cultural monuments in the country. It Kazakhstan Capital: Astana, Currency: Kazakhstani
was founded in 1861 by the British Raj. tenge.
Aruna Sundararajan is the chairman of Telecom Pakistan Capital: Islamabad, Prime minister: Imran
Commission. Manoj Sinha is the Minister of State (I/C) Khan, Currency: Pakistani rupee.
of the Ministry of Communications. Bulgaria Capital: Sofia, Currency: Bulgarian lev.
Indian Council of World Affairs (ICWA) is an Indian Turkey Capital- Ankara, Currency- Turkish lira,
think tank founded in 1943. It Headquarters in New President- Recep Tayyip Erdogan.
Delhi. Sri Lanka Capitals: Colombo, Sri Jayawardenepura
Wholesale inflation rate, measured by Wholesale Price Kotte, Currency: Sri Lankan rupee, President:
Index (WPI), is a marker for price movements in bulk Maithripala Sirisena.
buys for traders and broadly mirrors trends in shop-end South Korea Capital- Seoul, Currency: South Korean
prices. won.
Ayurveda, Yoga and Naturopathy, Unani, Siddha and Canada Currency: Canadian dollar, Capital: Ottawa.
Homoeopathy is abbreviated as AYUSH. Donald Trump is the 45th President of the USA.
Mob Lynching is an act to punish (a person) without Washington DC is the capital city of USA.
legal process or authority, especially by hanging, for a Germany Capital: Berlin, Currency: Euro, Chancellor:
perceived offence or as an act of bigotry. Angela Merkel.
Winter Olympics will be held in Beijing, China in 2022. France President: Emmanuel Macron, Capital: Paris,
ONGC is the world‘s second largest exploration and Prime minister: Edouard Philippe, Currency: Euro, CFP
production (E&P) company. Chairman & Managing franc.
Director- Shashi Shanker. Registered Office- New Delhi. Japan Capital- Tokyo, Currency- Japanese yen, PM-
The STA-1 list currently comprises 36 countries in total. Shinzo Abe.
India is the only South Asian country to feature on the UK Capital- London, Currency- Pound sterling, Prime
list. Other Asian countries designated as STA-1 include Minister- Theresa May.
Japan and South Korea. Zimbabwe got independence from Britain in 1980.
Russia is the host country for FIFA World Cup 2018. Harare is the Capital city of Zimbabwe.
Qatar will host the next FIFA World Cup in 2022. Suva is the capital city of Fiji.
Vinai Kumar Saxena is the Chairman of KVIC. Saudi Arabia Capital: Riyadh, Currency: Saudi riyal.
Indian Navy regularly conducts CORPATs with Thailand Capital: Bangkok, Currency: Thai baht.
Indonesia, Thailand & Myanmar. Colombian Capital: Bogota, Currency: Colombian peso.
BCCI President- C.K. Khanna, Headquarters- Mumbai. Australia Capital- Canberra, Currency- Australian
Ashok Lavasa & Sunil Arora are Election Commissioner dollar.
of India. Om Prakash Rawat is present Chief Election Halimah Yacob is the Present President of Singapore.
Commissioner of India. Vietnam Capital: Hanoi, Currency: Vietnamese dong.
Kanduri Jayaram Ramesh is Director General of IMD. Cambodia Capital: Phnom Penh, Currency: Cambodian
The head office of IMD is in New Delhi. riel.
The core zone – Khangchendzonga National Park was Iran Capital: Tehran, Currency: Iranian rial, President:
designated a World Heritage Site in 2016 under the Hassan Rouhani.

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Qatar Capital- Doha, Currency- Qatari riyal. Mongolia Capital- Ulaanbaatar, Currency- Mongolian
Mali Capital: Bamako, Currency: West African CFA togrog.
franc. Saudi Arabia Capital- Riyadh, Currency- Saudi riyal.
Paraguay Capital: Asuncion, Currency: Paraguayan Seychelles Capital: Victoria, Currency: Seychellois
guarani. rupee.
Mauritius Capital: Port Louis, Currency: Mauritian Israel Capital- Jerusalem, Currency- Israeli new shekel,
rupee. PM- Benjamin Netanyahu.
Mexico Capital- Mexico City, Currency- Mexican peso. Indonesia Capital- Jakarta, Currency- Indonesian
Austria Capital: Vienna, Currency: Euro. rupiah, President- Joko Widodo.
Bhutan Capital- Thimphu, Currency- Indian Rupee, North Korea Capital- Pyongyang, Currency- North
Bhutanese ngultrum. Korean won, Supreme Leader- Kim Jong-un.
Taipei is the capital city of Taiwan. Its currency is New Greece Capital- Athens, Currency- Euro, President-
Taiwan dollar. Prokopis Pavlopoulos.
Manama is the capital city of Bahrain. Bahraini dinar is Suriname Capital- Paramaribo, Currency- Surinamese
the currency of Bahrain. dollar, President- Desire Delano Bouterse.
Russia Capital- Moscow, Currency- Russian ruble, Cuba Capital- Havana, Currency- Cuban Peso,
President- Vladimir Putin. President-Miguel Diaz-Canel Bermudez.
Serbia Capital: Belgrade, Currency: Serbian dinar. Jordan Capital- Amman, Currency- Jordanian dinar.
Oman Capital: Muscat, Currency: Omani rial Georgia Capitals- Tbilisi, Kutaisi, Currency- Georgian
Capital of Ghana: Accra, Currency: Ghanaian cedi. lari President- Giorgi Margvelashvili.
South Africa President: Cyril Ramaphosa, Currency- Italy Capital- Rome, Currency- Euro.
South African rand. Luxembourg Capital- Luxembourg City, Currency-
Indonesia Capital- Jakarta, Currency- Indonesian Euro.
rupiah. Spain Capital- Madrid, Currency- Euro.
The UAE Capital- Abi Dhabi, Currency- UAE dirham. Egypt Capital- Cairo, Currency- Egyptian pound.
Tajikistan Capital- Dushanbe, Currencies- Tajikistani
somoni, Ruble.

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General Awareness Power Capsule for IBPS RRB PO|CLERK MAINS Exams 2018
Part 2: Banking Awareness Capsule for IBPS RRB PO | Clerk Mains Exam 2018
Part 2: Banking Awareness Capsule for IBPS RRB PO | Clerk Mains Exam 2018 .................................................................. 52
Internal Ombudsman Scheme 2018 Introduced For Scheduled Commercial Banks................................................ 53
Union Budget 2018-19: A Complete Analysis ................................................................................................................ 53
Topic 1: Reserve Bank of India & its Functions ............................................................................................................. 56
Topic 2: POLICY RATES decided by the RBI................................................................................................................. 57
Topic 3: Banking Regulation Act 1949|Schedule Banks| Other Types of Banks ..................................................... 57
Topic 4: What are the different types of accounts that can be opened in a Bank? .................................................... 57
Topic 5: Negotiable Instrument Act and Cheques ........................................................................................................ 58
Topic 6: Financial Inclusion and the initiatives launched to achieve it ...................................................................... 59
Current Status of the Pradhan Mantri Jan - Dhan Yojana as on 4th July 2018 .......................................................... 60
Topic 7: All about the Priority Sector Lending Norms ................................................................................................. 60
Topic 8: Financial Market| Important Points on Money Market, Capital Market & their Instruments ............... 62
Topic 9: All about the DICGC (Deposit Insurance & Credit Guarantee Corporation of India) ............................. 64
Topic 10: NPAs & SARFAESI Act .................................................................................................................................... 64
Topic 11: A Brief on ATMs in India ................................................................................................................................. 65
Topic 12: Currency System in India................................................................................................................................. 65
Topic 13: A close look at the Prompt Corrective Action (PCA)................................................................................... 66
Topic 14: All about the Products of NPCI ...................................................................................................................... 66
Topic 15: Small Finance Banks & its Headquarters ....................................................................................................... 67
Topic 16: Payments Banks & its Headquarters .............................................................................................................. 67
Topic 17: What are the Risks in Banking Sector? ........................................................................................................... 68
Topic 18: What are the BASEL-3 Norms & a brief on the 3 Pillars of Basel? ............................................................. 68
Topic 19: Most Important Miscellaneous Banking Terms ............................................................................................ 69
Topic 20: How the amount can be transferred from one Bank A/c to the other? .................................................... 70
Topic 21: What are the types of Accounts that can be opened by Foreign (Person) in India? ................................ 70
Topic 22: A Brief on CAMELS rating for Domestic Banks? ......................................................................................... 71
Topic 23: BANKING OMBUDSMAN SCHEME 2006 .................................................................................................. 71
Topic 24: NBFC OMBUDSMAN SCHEME .................................................................................................................... 71
Topic 25: What is Base Rate, MCLR & Other rates of Lending? .................................................................................. 72
Topic 26: What is Reverse Mortgage Loan? ................................................................................................................... 72
Topic 27: What is Hypothecation & Pledge? .................................................................................................................. 73
Topic 28: What is NBFC & how it differs from Banks?................................................................................................. 73
Topic 29: What are the types of Money? ......................................................................................................................... 74
Topic 30: What are the Different types of Banking?...................................................................................................... 74
Topic 31: What are the important codes that are used in Banking?............................................................................ 74
Topic 32: Important Banking Abbreviations .................................................................................................................. 75
Topic 33: The HQ of NATIONALIZED/PSBs BANKS ................................................................................................ 76
Topic 34: Financial Regulations | Institutions | Organizations.................................................................................. 76
Topic 35: Important Financial Schemes of the Government ........................................................................................ 77
Topic 36: List of Mergers in the Indian Banking Industry ........................................................................................... 77
Topic 37: What are the Sectors in the Indian Economy? .............................................................................................. 78
Topic 38: A Brief on Printing & Minting of Currencies in India ................................................................................. 78
Topic 39: What is the Mudra Scheme? ............................................................................................................................ 79
Topic 40: Headquarters of the International Financial Organizations ....................................................................... 79
Topic 41: Important Financial, Economics & Budget Terms ........................................................................................ 79
Topic 42: Major Controls/Schemes introduced in Banking Sector from 1968 .......................................................... 80
Topic 43: History of Banking Sector in India ................................................................................................................. 81
Topic 44: Important Financial Abbreviations Part 2 ..................................................................................................... 82
Topic 45: Miscellaneous Banking Terms......................................................................................................................... 82
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Internal Ombudsman Scheme 2018 Introduced For Scheduled Commercial Banks


 The Reserve Bank of India had, in May 2015, advised wholly rejected by the bank. The implementation of IO
all public-sector and selected private and foreign Scheme, 2018 will be monitored by the bank‘s internal
banks to appoint Internal Ombudsman (IO) as an audit mechanism apart from regulatory oversight by
independent authority to review complaints that were RBI.
partially or wholly rejected by the respective banks. 21 Banking Ombudsman centres:
 The IO mechanism was set up with a view to  Currently, there are 21 Banking Ombudsman centres
strengthen the internal grievance redressal system of operating in the country. The 21 centres are located in
banks and to ensure that the complaints of the different cities viz. Ahmedabad, Bengaluru, Bhopal,
customers are redressed at the level of the bank itself Bhubaneswar, Chandigarh, Chennai, Guwahati,
by an authority placed at the highest level of bank‘s Hyderabad, Jaipur, Kanpur, Kolkata, Mumbai (I),
grievance redressal mechanism so as to minimize the Mumbai (II), New Delhi (I), New Delhi (II), Patna,
need for the customers to approach other fora for Thiruvananthapuram, Dehradun, Ranchi, Raipur, and
redressal. Jammu.
 RBI has reviewed the arrangement and issued revised
directions under Section 35 A of the Banking RBI Notifies Amended Note Refund Rules
Regulation Act, 1949 in the form of ‗Internal RBI released new guidelines through a gazette notification
Ombudsman Scheme, 2018‘. The Scheme covers, inter- for all notes which were introduced post note ban, or notes
alia, appointment/tenure, roles and responsibilities, which were introduced as part of the Mahatma Gandhi
procedural guidelines and oversight mechanism for New Series. With this, the RBI has ended the lack of
the IO. clarity over the exchange of the Rs 2000 or Rs 200 currency
 All Scheduled Commercial Banks in India having notes, introduced post demonetisation. As per the new
more than ten banking outlets (excluding Regional Reserve Bank of India (Note Refund) Amendment Rules,
Rural Banks), are required to appoint IO in their 2018, "the undivided area of the single largest piece of the
banks. The IO shall, inter alia, examine customer note" for a damaged Rs 2000 note must be 88 square cm for
complaints which are in the nature of deficiency in a full refund, and 44 square cm for half refund. The Rs
service on the part of the bank, (including those on the 2000 note is 109.56 square cm in dimension. For a
grounds of complaints listed in Clause 8 of the damaged Rs 200 note, the criteria is 78 square cm for a full
Banking Ombudsman Scheme, 2006) that are partly or refund, and 39 square cm for half refund.

Union Budget 2018-19: A Complete Analysis


Finance Minister Arun Jaitley presents the Union Budget Agricultural corpus worth Rs 2000 crore will be set up.
2018-19 on 1st February 2018. In his speech he said that, 470 APMCs have been connected to eNAM network,
"When our government took over, India was part of the rest to be connected by March 2018.
"fragile five," but now are now the fastest growing A fund for the fishery, aquaculture development &
economy of the world. He also said that Indian economy is animal husbandry will be set up with a total corpus to
a $2.5 trillion economy. India is expected to become the be Rs 10,000 crore. We will also allocate Rs 1290 crore
fifth largest economy very soon. for a bamboo mission, as it is green gold.
In all, we are providing Rs 10 lakh crore to Rs 11 lakh
Agriculture & Rural Economy crore as credit for agricultural activities.
The government will set up a fund of Rs 2,000 crore for Ujjwala Yojana, the free LPG connection scheme
developing agricultural markets. expanded to eight crore households.
MSP for Kharif cost will be 1.5 times the cost of Six crore toilets have been built already, & in the next
production. year, two crore additional toilets will be constructed.
The government will develop 22,000 Gramin The government will provide 4 crore electricity
agricultural markets. connections to the poor under Saubhagya Yojana.
The cluster-model approach will be adopted for Kisan credit card to be extended to fisheries,animal
agricultural production. husbandry farmers.
Allocation in food production sector doubled to Rs 1400 The government will establish a dedicated affordable
crore. housing fund.
Minimum Support Price shall be increased by 1.5 times. Loans to self-help groups will increase to Rs75,000
Operation Green will be launched for agriculture & the crore.
Minister allocates Rs500 crore for this.

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Govt. allocated Rs5,750 crore to National Livelihood EPF contribution has been reduced to 8% for the first 3
Mission & Rs2,600 crore to the groundwater irrigation years of employment & 12% government contribution
scheme. to EPF in sectors employing a large number of people,
however, there will be no changes in employer
Education, Health & Social Protection contribution.
Outlay on health, education & social protection will be
1.38 lakh crore. Infrastructure & Financial Sector Development
By 2022, every block with more than 50% ST population Increase of budgetary allocation on infrastructure for
& at least 20,000 tribal people will have 'Ekalavya' 2018-19 to Rs.5.97 lakh crore
school at par with Navodaya Vidyalas. Under the Bharatmala Pariyojana, about 35000 kms
A major initiative named Revitalising Infrastructure & road construction in Phase-I at an estimated cost of
Systems in Education (RISE) to be launched by 2022 Rs.5,35,000 crore has been approved.
with a total investment of Rs.1,00,000 crore in next four
years. Railways
Government will launch the Prime Minister‟s Research Railways Capital Expenditure for the year 2018-19 has
Fellows (PMRF)‟‟ Scheme this year. been pegged at Rs.1,48,528 crore.
Allocation on National Social Assistance Programme 600 railway stations to be redeveloped.
this year has been kept at Rs. 9975 crore. Over 3600 km railway track renovation targeted in the
Govt. is launching a new national health protection current year.
scheme – Rashtriya Samaj Beema Yojana. This will have In Railways, 18,000 kms of doubling of tracks would
50 crore beneficiaries & 10 crore families will get 5 lakh eliminate capacity constraints.
per year for their families to cover secondary & tertiary We are moving towards optimum electrification of the
hospital expenses. This is the world's largest railway. Over 3,600 km of track renewal is being
government-funded healthcare program. targeted in 2018-19.
A Rs 600 crore corpus is being set up to help 150 km additional suburban railway network at the cost
Tuberculosis patients. This will build a new India in of Rs. 40,000 cr.
2022 & enhance productivity & will also generate lakhs Rs 11,000 crore is being allocated for Mumbai Suburban
of jobs for women. Railways.
PM Jeevan Beema Yojana benefitted more than 2 crore Proposal for railway university in Vadodara.
families. Rs. 17,000 crore is being set aside for Bengaluru Metro.
Jan Dhan Yojana will be extended to all 60 crore bank Govt. to eliminate over 4,267 unmanned level crossings
accounts. in the next two years.
Rs 1200 crores allocated for the National Health Policy, All railway stations & trains will have WiFi & 150
2017, which with 1.5 lakh Health & Wellness Centres kilometres of additional suburban corridors in being
will bring health care system closer to the homes of planned.
people.
Government will be setting up 24 new Government
Medical Colleges & Hospitals.
All 4465 Ganga Grams – villages on the bank of river -
have been declared open defecation free.

Medium, Small & Micro Enterprises (MSMEs) &


Employment
Rs. 3794 crores provided for giving credit support,
capital & interest subsidy & for innovations.
Target of Rs.3 lakh crore for lending under MUDRA for
2018-19.

Employment Generation
Finance Minister cited an independent study as
showing that 70 lakh formal jobs will be created this
year.
An outlay of Rs.7148 crore for the textile sector in 2018-
19.

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Air Transport Number of Effective Tax Payers has increased from 6.47
Airport capacity to be hiked to handle 1 billion trips per crore at the beginning of Financial year 2014-15 to 8.27
year. crore at the end of 2016-17.
UDAN will connect 56 unserved airports & 36 Proposed 100 percent deduction to companies
unserved heliports. registered as Farmer Producer Companies with an
As per the FM, The Airport Authority of India has 124 annual turnover upto Rs. 100 crores on profit derived
airports. from such activities, for a period of five years from
financial year 2018-19.
Finance & Digital Economy Payments exceeding Rs. 10,000 in cash made by trusts
Government will establish a unified authority for & institutions shall be disallowed & would be subject to
regulating all financial services in International Finance tax.
Service Centre (IFSCs) in India. Long Term Capital Gains exceeding Rs. 1 lakh to be
NITI Aayog will initiate a national program to direct taxed at the rate of 10 percent, without allowing any
efforts in artificial intelligence. indexation benefit.
Department of Science & Technology will launch a Proposed to introduce a tax on distributed income by
Mission on Cyber Physical Systems equity oriented mutual funds at the rate of 10 percent
Allocation on Digital India programme increased to Rs Proposed to increase the cess on personal income tax &
3073 crore in 2018-19 corporation tax to 4 percent from the present 3 percent.
Proposed to set up five lakh wi-fi hotspots to provide It will be called the ―Health & Education Cess‖.
net connectivity to five crore rural citizens. Increase customs duty on mobile phones from 15
Rs. 10000 crores allocated in 2018-19 for creation & percent to 20 percent, on some of their parts &
augmentation of Telecom infrastructure. accessories to 15 percent & on certain parts of
televisions to 15 percent.
Disinvestment Customs duty is proposed to be reduced on raw
Finance Minister announced that 2017-18 disinvestment cashew from 5 percent to 2.5 percent, to help the
target of Rs. 72,500 crores has been exceeded & cashew processing industry.
expected receipts of Rs.1,00,000 crore. Proposed to change the name of the Central Board of
Disinvestment target of Rs. 80,000 crores for 2018-19. Excise & Customs (CBEC) to the Central Board of
Three Public Sector Insurance companies- National Indirect Taxes & Customs (CBIC).
Insurance Co. Ltd., United India Assurance Co. Ltd., & Deduction of 30 percent on emoluments paid to new
Oriental India insurance Co. Ltd., will be merged into a employees Under Section 80-JJAA to be relaxed to 150
single insurance entity. days for footwear & leather industry, to create more
A comprehensive Gold Policy will be formulated to employment.
develop gold as an asset class No adjustment in respect of transactions in immovable
To celebrate the 150 Birth Anniversary of Mahatma property where Circle Rate value does not exceed 5
Gandhi an amount of Rs.150 crore set aside for the percent of consideration.
activities leading to the commemoration programme. Standard Deduction of Rs. 40,000 in place of present
exemption for transport allowance & reimbursement of
Fiscal Management, Direct & Indirect Taxes miscellaneous medical expenses. 2.5 crore salaried
Budget Revised Estimates for expenditure in 2017-18 employees & pensioners to benefit.
are Rs.21.57 lakh crore (net of GST compensation Introduce a tax on distributed income by equity
transfers to the States) as against the Budget Estimates oriented mutual fund at the rate of 10%.
of Rs.21.47 lakh crore.
FM projected a Fiscal Deficit of 3.3% of GDP for the Relief to Senior Citizens proposed in the Budget
year 2018-19. Exemption of interest income on deposits with banks &
Revised Fiscal Deficit estimates for 2017-18 were put at post offices to be increased from Rs. 10,000 to Rs.
Rs. 5.95 lakh crore at 3.5% of GDP. 50,000.
Proposed acceptance of key recommendations of the Benefit also available for interest from all fixed deposit
Fiscal Reform & Budget Management Committee to schemes & recurring deposit schemes.
bring down Central Government’s Debt to GDP ratio to Hike in deduction limit for health insurance premium
40%. and/ or medical expenditure from Rs. 30,000 to Rs.
Growth of direct taxes in financial year 2016-17 was 50,000 under section 80D.
12.6 percent, & for financial year 2017-18 (upto 15th Jan, Increase in deduction limit for medical expenditure for
2018) is 18.7 percent. Buoyancy in personal income tax certain critical illness from Rs. 60,000 (in case of senior
for financial year 2017-18 (RE) is 2.11. citizens) & from Rs. 80,000 (in case of very senior
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citizens) to Rs. 1 lakh for all senior citizens, under The government announced AMRUT program to focus
section 80DDB. on water supply to all households in 500 cities. Water
Proposed to extend Pradhan Mantri Vaya Vandana supply contracts for 494 projects worth 19,428 crores
Yojana up to March, 2020. Current investment limit will be awarded.
proposed to be increased to Rs. 15 lakhs from the 24 Public Sector Units to be divested.
existing limit of Rs. 7.5 lakh per senior citizen. The government will involve a scheme to assign every
enterprise a unique ID just like Aadhaar.
Other Important Highlights from the Budget The Department of Investment & Public Asset
To make the villages open defecation free & improving Management will come up with debt Exchange Traded
the lives of villagers, FM announced the launch of Fund.
Galvanizing Organic Bio-Agro Resources Dhan National Logistics Portal as a single online window will
(GOBAR-DHAN). link all stakeholders, to be developed by Department of
2600 crore allocated under Prime Minister Krishi Commerce.
Sinchai Yojna to provide assured irrigation in 96 Salaries of President, VP & Governors will be increased.
deprived irrigation districts Rs. 5 lakhs for President, Rs 4.0 lakh for VP & Rs 3.5
Allocation of Rs 1,34,572 crore has been made for the lakh for governors. Salaries of Members of Parliament
transport sector while the efforts to develop disaster will also be raised.
resilient infrastructure is being given a push with an A new law will be introduced that will automatically
allocation of Rs. 60 crores in 2018-19. revise MPs' emoluments every five years, indexed to
Total earmarked allocation for SCs in 279 programmes inflation.
increased to Rs. 56,619 crores & for STs in 305 Government to set up two industrial defence industrial
programmesto Rs. 39,135 crores for 2018-19. development corridors in 2018-19.
Under the Smart City mission, 99 cities selected with Estimates 1.38 trillion rupees expenditure on health,
the outlay of Rs. 2.04 lakh crores. education & social security. Railway capital
expenditure set at 1.49 trillion rupees for 2018/19.

Topic 1: Reserve Bank of India & its Functions


i. RBI established on April 1, 1935 under RBI Act 1934 Controller of Banks: An entity which is to conduct
(recommendations of John Hilton Young Commission banking business in India has to obtain license from
1926 – called Royal Commission on Indian Currency & RBI. It acts as controller of banks by including the
Finance), is the central bank of the country & was banks in 2nd Schedule of the Act. It issues directions,
nationalized w.e.f Jan 01,1949. carries inspection (on-site as well as off-site) & exercises
ii. Originally it was a shareholders‘ bank which was taken management control.
over by the Central Govt. under Reserve Bank (Transfer Controller of credit: RBI can fix interest rates
of Public Ownership) Act 1948 (paid up capital Rs. 5 (including Bank Rate) & exercise selective credit
cr). controls. Various tools such as change in cash reserve
iii. RBI‘s central office is in Mumbai. ratio, stipulation of margin on securities, directed credit
Functions of RBI guidelines etc. are used for this purpose. It also carries
Issuance of currency: RBI is the authority in India to sale & purchase of securities which are known as open
issue currency notes (called bank notes) under market operations.
signatures of Governor. (One rupee note called Maintenance of external value: RBI is responsible also
currency note is issued by the Central Govt. & signed for maintaining external value of Indian currency as
by Finance Secretary). The stock of currency is well as the internal value. Foreign exchange reserves
distributed with the help of currency chests spread all are held by RBI & it has a wide power to regulate
over the country. foreign exchange transactions under Foreign Exchange
Banker to Govt.: RBI transacts govt. business & Management Act.
manages public debt. SBI or any other bank is
appointed Agent where RBI does not have office. It Important Facts of RBI
provides Ways & Means advances to Govt. RBI is not expected to perform the function of accepting
Bankers‘ bank: It keeps a part of deposits of deposits from the general public.
commercial banks (as CRR) & acts as lender of last Prime lending rate is decided by the individual banks.
resort by providing financial assistance to banks. It RBI decides the following rates namely; Bank rate, repo
provides export credit refinance, Liquidity Adjustment rate, reverse repo rate & cash reserve ratio.
Facility & MSF.

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The quantitative instruments of RBI are – bank rate GOI decides the quantity of coins to be minted.
policy, cash reserve ratio & statutory liquidity ratio. The method which is used currently in India to issue
The objective of monetary policy is to control inflation; currency note – minimum reserve system. For issuing
discourage hoarding of commodities & encourage flow notes, RBI is required to hold the minimum reserves of
of credit into neglected sector. Rs. 200 crores of which note less than Rs. 115 crores is
When RBI is lender of the last resort, it means that RBI to be held in gold.
advances credit against eligible securities.

Topic 2: POLICY RATES decided by the RBI


Current Policy rates as on 13th September 2018 Bank Rate: It is defined in Sec 49 of RBI Act 1934 as the
Policy Repo Rate : 6.50% ‗standard rate at which RBI is prepared to buy or
Reverse Repo Rate : 6.25% rediscount bills of exchange or other commercial papers
Bank Rate : 6.75% eligible for purchase under this act‘.
Marginal Standing Facility Rate: 6.75% Cash Reserve Ratio: CRR refers to the ratio of bank‘s
CRR : 4% cash reserve balances with RBI with reference to the
SLR : 19.5% bank‘s net demand & time liabilities to ensure the
Repo Rate: Repo rate is the rate of interest which is liquidity & solvency of the scheduled banks.
levied on Short-Term loans taken by commercial banks MSF: It was introduced w.e.f. May 09, 2011, by RBI.
from RBI. Whenever the banks have any shortage of Eligibility: Scheduled Commercial Banks having
funds they can borrow it from RBI. Current Account & SGL Account with RBI. Amount:
Reverse Repo Rate: This is exact opposite of Repo rate. 1% of NDTL
Reverse repo rate is the rate at which commercial banks
charge on their surplus funds with RBI. RBI uses this A Brief on LAF (Liquidity Adjustment Facility)
tool when it feels there is too much money floating in It was introduced by RBI during June, 2000 in phases,
the banking system. to ensure smooth transition & keeping pace with
SLR Rate: Statutory Liquidity Ratio is the amount a technological upgradation.
commercial bank needs to maintain in the form of cash, Tenor: Reverse Repo auctions (for absorption of
or gold or Govt. approved securities (Bonds) before liquidity) & Repo auctions (for injection of liquidity) are
providing credit to its customers. It is determined as the conducted on a daily basis (except Saturdays).
%age of total Net Demand & Time Liabilities (NDTL). Cap: 0.25% of NDTL w.e.f. 01.04.14.

Topic 3: Banking Regulation Act 1949|Schedule Banks| Other Types of Banks


a) Passed as the Banking Companies Act 1949 (came requirement of not less than Rs. 5 lac, satisfaction of
into force wef 16.3.49 & changed to Banking RBI that the affairs will not be conducted by the bank
Regulation Act 1949 w.e.f. 01.03.66, it was made in a way to jeopardize the interests of the depositor.
applicable to J & K in 1956 (and now applicable (Commercial, Rural & many State Coop Banks are
throughout India). classified as Scheduled Banks).
b) The Act is not applicable to primary agricultural c) A bank that is not included in the 2nd Schedule of RBI
credit societies, cooperative land mortgage banks & is called Non-scheduled Bank.
non-agricultural primary credit societies.
Total No. of Banks (As per IBA Website)
SCHEDULED BANK Total PSBs: 22 (IPPB is 100% Equaty of GoI)
a) As per Sec 2 (e) of RBI Act, a scheduled bank means a Total Private Sector Banks: 24, If we include Payment &
bank who is included in 2nd schedule of RBI Act 1934. Small Bank (7) then it is 31.
b) A scheduled bank should satisfy the conditions RRB‘s: 56 | Foreign Banks: 46 | Cooperative Banks: 42
which include paid-up capital & reserves

Topic 4: What are the different types of accounts that can be opened in a Bank?
a) Savings Bank Account Savings Bank Account: The rate of interest on savings
b) Current Deposit Account bank account varies from bank to bank & also changes
c) Fixed Deposit Account from time to time. Interest rate is paid to the account
d) Recurring Deposit a/c holders on daily balance basis.

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Current Deposit Account: b) For all term deposits other than (i) above, banks can
a) This account is mainly for big businessmen, companies offer deposits without the option of premature
& institutions, since there are no restrictions on number withdrawal as well.
of withdrawals from this type of account. From this Taxation of Savings Bank Interest rates: : Interest
withdrawal can be made any number of times. earned on savings bank accounts is not subject to Tax
b) For the convenience of the account holders banks also Deduction at Source. It is exempt upto Rs. 10,000 in a
allow withdrawal of amounts in excess of the balance year.
of deposit. This facility is known as overdraft facility.
Fixed Deposit Account (also Term Deposit Account): What are Inoperative & Dormant Accounts?
Money is deposited in a fixed deposit account to earn RBI clarified on 30.10.09 that SB account can be treated
interest at a higher rate. as inoperative account only after 2 years from the date
Recurring Deposit Account: The rate of interest of the last credit entry of interest on Fixed Deposit
allowed on the deposits in this account is higher than account, where FD interest is being credited to SB
that on a savings bank deposit but lower than the rate account or where dividend on shares is being credited).
allowed on a fixed deposit for the same period.
Note: Miscellaneous Terms related to the Deposits
a) Minimum age to open a bank account is now 10 years. Unclaimed Deposits: The banks are to furnish to RBI a
b) Maximum Interest rate is given on FD A/c. statutory annual return (penalty for delay) for
c) The maximum period of an FD is 10 years & for RD is 10 unclaimed accounts which have not been operated for a
years. period of 10 years or more in December every year u/s
26 of RBI Act.
Important points related to Interest Rates on Bank Demand liabilities: Current deposits, Demand
Accounts {Differential rate of interest (DRI)} liabilities portion of saving deposits, margins held
Interest on Savings A/c is calculated on daily balance against LC/LG, Balances in overdue FD, cash certificate
basis. & RD, Outstanding TTs, MTs & DDs, Unclaimed
Now, All SCBs (Excluding RRBs) have the discretion to deposits, Credit balance in CC a/c & Deposits held as
offer differential interest rates based on whether the security for loan payable on demand.
term deposits are with or without-premature- Time liabilities: FDs, cash certificate, cumulative &
withdrawal-facility, subject to the following guidelines: RDs, time liabilities portion of saving bank deposits,
a) All term deposits of individuals (held singly or jointly) staff security deposits, margins against LC not payable
of Rs.15 lakh & below should, necessarily, have on demand, deposit held as securities for advances &
premature withdrawal facility. India Dev Bonds.

Topic 5: Negotiable Instrument Act and Cheques

In India the Negotiable Instruments Act was passed 2. Order Cheque: When the word "bearer" appearing on
during 1881 which came into force wef March 01, 1882. the face of a cheque is cancelled & when in its place the
CHEQUE: A cheque is (a) a bill of exchange (b) drawn word "or order" is written on the face of the cheque, the
on a specified bank & (c) not expressed to be payable cheque is called an order cheque. Such a cheque is
otherwise than on demand. It includes electronic image payable to the person specified therein as the payee, or
of a truncated cheque & also an electronic cheque. to any one else to whom it is endorsed (transferred).
AMOUNT OF A CHEQUE: Where amount of a cheque 3. Crossed Cheque: Crossing of cheque means drawing
differs in words & figures, as per Section 18, amount two parallel lines on the face of the cheque with or
written in words should be paid irrespective of the fact, without additional words like " & CO." or "Account
which amount is less or more. Payee" or "Not Negotiable". A crossed cheque cannot be
encashed at the cash counter of a bank but it can only
What are the Types of Cheque? be credited to the payee's account.
1. Bearer Cheque or open Cheque: When the words "or 4. Ante-Dated Cheque: If a cheque bears a date earlier
bearer" appearing on the face of the cheque are not than the date on which it is presented to the bank, it is
cancelled, the cheque is called a bearer cheque. The called as "ante-dated cheque". Such a cheque is valid
bearer cheque is payable to the person specified therein upto 3 months from the date of the cheque.
or to any other else who presents it to the bank for 5. Post-Dated Cheque: If a cheque bears a date which is
payment. yet to come (future date) then it is known as post-dated

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cheque. It cannot be honoured earlier than the date on Crossing of a cheque means two parallel transverse
the cheque. lines on the face with or without words, such as ‗ & Co‘,
6. Stale Cheque: If a cheque is presented for payment ‗not-negotiable‘, ‗payee‘s account only‘ etc. The words
after 3 months from the date of the cheque it is called without lines will not constitute crossing. Such
stale cheque. A stale cheque is not honoured by the instruments should not be paid as drawer‘s mandate is
bank. not clear.
7. A self-cheque: It is written by the account holder as pay Crossing is applicable in case of cheques & demand
self to receive the money in the physical form from the draft only & does not cover BOE or promissory note.
branch where he holds his account.
8. ―A truncated cheque‖ means a cheque which is What are the Types of Crossing?
truncated during the course of a clearing cycle, either General crossing (sec 123): General crossing is where a
by the clearing house or by the bank whether paying cheque bears across its face two parallel transverse lines
or receiving payment, immediately on generation (with or without words such as ―& co‖ or any
of an electronic image for transmission. abbreviation. (Words not important, lines are).
The expression ―clearing house‖ means the clearing Special crossing (sec 124): Where a cheque bears across
house managed by the RBI or a clearing house its face, name of bank, either with or without the words
recognised as such by the RBI.‘ not-negotiable (lines are not important, the addition of
name of the bank is important), that addition shall be
The Parties of a Cheque deemed as special crossing & the cheque be considered
There are three parties to the cheque to be crossed specially to banker.
Drawer or Maker Special Crossing in favour more than one bank: As
The bank - on whom the cheque is drawn (i.e. the bank per Section 127, if a cheque is crossed specially to more
with whom the account is maintained by the drawer) than one bank (unless one bank is acting as collecting
Payee – Payee is the person whose name is mentioned agent to another), the payment shall be refused. A
on the chequeto whom or to whose order the money is cheque crossed to two or more branches of the same
directed to be paid. bank is considered to be crossed to one bank only.
ENDORSEMENT: As per Section 15, endorsing means Not negotiable crossing: As per Section 130, a person
signing on the face or backside of an instrument (or taking a cheque crossed generally or specially bearing
even on a paper called Allonge or stamped paper), for the words ‗not negotiable‘ shall not have not be capable
the purpose of negotiating (transferring to next person) of giving a better title to the cheque than that, which
a negotiable instrument. ther p erson from whom he took it, had.
Endorsement in full: If an endorser signs his name &
adds a direction to pay the amount mentioned in the Demand Drafts
instrument to, or to order of, a specified person, the Demand draft is defined as per Section 85 (a) of NI Act
endorsement is said to be in full. Blank endorsements 1881 as an order to pay money drawn by one office of a
can be converted into full. bank upon another office of the same bank for a sum of
Restrictive endorsement: Where an endorsement money payable to order on demand.
prohibits & restricts further negotiability of the It is payable to order on demand (85-A NI Act). It
instrument, it is called restricted endorsement. The cannot be issued as payable to bearer (Sec. 31 RBI Act).
words ‗Pay to Ashish only‘ or ‗Pay to Ashish for my If a bank fails to honour a bank draft, it renders itself
use‘ or ‗Pay to Ashish for account of B‘, are the cases of liable for damages. Similarly, omission of signatures or
restrictive endorsement. wrong signatures can also make the bank liable.
A Brief on Crossing of a Cheque By prior arrangement, the paying bank could be a
different bank also.

Topic 6: Financial Inclusion and the initiatives launched to achieve it


Financial inclusion involves Some Important initiatives for Financial Inclusion
1) Give formal banking services to poor people in urban & Lead banking scheme (LBS).
rural areas. No frills account.
2) Promote habit of money-savings, insurance, pension- BSBDA
investment among poor-people. Business Correspondents (BC) system.
3) Help them get loans at reasonable rates from normal Swabhiman Campaign
banks. So. they don‘t become victims in the hands of PMJDY
local moneylender. Lead Bank Scheme

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Lead Bank Scheme, introduced towards the end of What is BSBDA (Basic Savings and Bank Deposit A/c)?
1969, envisages assignment of lead roles to individual In 2012, RBI introduced BSBDA. Some important points
banks (both in public sector & private sector) for the are:
districts allotted to them. This account shall not have the requirement of any
A bank having a relatively large network of branches in minimum balance.
the rural areas of a given district & endowed with The services available in the account will include:
adequate financial & manpower resources has deposit & withdrawal of cash at bank branch as well as
generally been entrusted with the lead responsibility ATMs; receipt/credit of money through electronic
for that district. Accordingly, all the districts in the payment channels or by means of deposit/collection of
country have been allotted to various banks. cheques drawn by Central/State Govt. agencies &
The lead bank acts as a leader for coordinating the departments;
efforts of all credit institutions in the allotted districts. While there will be no limit on the number of deposits
No Frill Account that can be made in a month, account holders will be
'No Frills 'account is a basic banking account. Such allowed a maximum of four withdrawals in a month,
account requires either nil minimum balance or very including ATM withdrawals.
low minimum balance. Charges applicable to such Facility of ATM card or ATM-cum-Debit Card.
accounts are low. Business Correspondent
The RBI in 2005-06 called upon Indian banks to design BCs are bank representatives. They personally go to
a ‗no frills account‘ – a no precondition, low ‗minimum area allotted to them & carry out banking. They help
balance maintenance‘ account with simplified KYC villagers to open bank accounts, in banking
(Know Your Customer) norms. transactions etc.
But all the existing ‗No-frills‘ accounts opened were Business Correspondents get commission from bank for
converted into BSBDA in compliance with the every new account opened, every transaction made via
guidelines issued by RBI in 2012. them, every loan-application processed etc.

Current Status of the Pradhan Mantri Jan - Dhan Yojana as on 4th July 2018

Bank Name / Type Number of Number of No Of Rural- Number of Deposits Number of


(All figures in Crore) Beneficiaries at Beneficiaries at Urban Female Total in Rupay Debit
rural/semi-urban urban metro Beneficiaries Beneficiaries Accounts Cards issued
centre bank centre bank (In to
branches branches Crore) beneficiaries
Public Sector Banks 13.89 11.93 13.53 25.81 62921.37 19.44
Regional Rural Banks 4.34 0.80 2.81 5.14 13788.70 3.69
Private Sector Banks 0.60 0.40 0.53 1.00 2242.02 0.92
Grand Total 18.82 13.12 16.87 31.95 78952.09 24.06

Topic 7: All about the Priority Sector Lending Norms


It means provide credit to the needy sectors of the society. Overall PSL Target for Domestic Bank/Foreign Bank
The sectors are: with more than 20 Branches: 40% of ANBC.
• Agriculture • Micro & Small Enterprises Overall PSL Target for Foreign Bank with less than 20
• Education • Housing Branches: 40% of ANBC to be achieved in phased
• Export • Weaker Sections manner
• Social Infrastructure • Renewable Energy 2017-18 36
Targets under PSL 2018-19 38
Agriculture: 18% of ANBC (Adjusted Net Bank Credit).
2019-20 40
Out of this 18%, a target of 8% of ANBC is for Small &
Marginal Farmers, to be achieved in a phased manner
Categorization of MSME according to MSME ACT 2006
i.e., 7% by March 2016 & 8% by March 2017.
Manufacturing Sector (Goods)
Weaker Sections: 10 % of ANBC.
 The government has given a new turnover based
Micro Enterprises: 7.5% of ANBC has been prescribed
classification of MSMEs in February 2018. As per this
for Micro Enterprises, to be achieved in a phased
new classification, the MSMEs are categorized in term
manner i.e. 7% by March 2016 & 7.5% by March 2017.
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of business turnover. This is in place of the previous SCB having any shortfall in lending to priority sector
classification based on investment made in plant and shall be allocated amounts for contribution to Rural
machineries if they are operating in the manufacturing Infrastructure Development Fund with NABARD.
sector and investment in equipment for service sector For Renewable Energy, bank loans up to a limit of Rs.15
companies. As per the new classification, the same crore to borrowers for purposes like solar based power
turnover based criteria have been applied for all type generators, etc. For individual households, the loan
of MSMEs including those operating in the services limit will be Rs.10 lakh per borrower.
sector. Export credit will be allowed up to 32% of ANBC for
 Though the primary responsibility of promotion and Foreign banks with less than 20 branches in India.
development of MSMEs is of the State Governments, For Education, banks can provide loans to individuals
the center has passed an Act in 2006 to empower the for educational purposes including vocational courses
sector and also has formed a Ministry (Ministry of uptoRs. 10 lakh for studies in India & Rs. 20 lakh for
MSMEs). It was the Micro, Small and Medium studies abroad.
Enterprises Development (MSMED) Act which was Limits under Social infrastructure Bank loans up to a
notified in 2006 that defined the three tier of micro, limit of Rs.5 crore per borrower for building social
small and medium enterprises and set investment infrastructure for activities namely schools, health care
limits. The new turnover criteria will better suit with facilities, drinking water facilities & sanitation facilities
the GST Network (GSTN) and other formats of in Tier II to Tier VI centres.
segregating the MSMEs.
Monitoring of Priority Sector Lending targets
The new turnover based classification of MSMEs To ensure continuous flow of credit to priority sector,
The Micro, Small and Medium Enterprises there will be more frequent monitoring of priority
Development (MSMED) Act, 2006 will accordingly be sector lending compliance of banks on ‗quarterly‘ basis
amended to define units producing goods and instead of annual basis as of now.
rendering services in terms of annual turnover as Non-achievement of Priority Sector targets
follows: Scheduled Commercial Banks having any shortfall in
A micro enterprise will be defined as a unit where the lending to priority sector shall be allocated amounts for
annual turnover does not exceed Rs 5 crores; contribution to RIDF established with NABARD &
A small enterprise will be defined as a unit where the other Funds with NABARD/NHB/SIDBI, as decided
annual turnover is more than Rs 5 crore but does not by the Reserve Bank from time to time.
exceed Rs 75 crore; The interest rates on banks‘ contribution to RIDF or any
A medium enterprise will be defined as a unit where other Funds, tenure of deposits, etc. shall be fixed by
the annual turnover is more than Rs 75 crore rupees Reserve Bank of India from time to time.
but does not exceed Rs 250 crore.
Additionally, the Central Government may, by RBI revises priority sector lending norms for RRBs
notification, vary turnover limits, which shall not Salient features of the guidelines:-
exceed thrice the limits specified in Section 7 of the Targets: 75 % of total outstanding to the sectors eligible
MSMED Act. for classification as priority sector lending.
Categories of the Priority Sector: Medium Enterprises,
Table: Classification of MSMEs- Social Infrastructure & Renewable Energy will form
part of the Priority Sector, in addition to the existing
categories, with a cap of 15% of total outstanding.
Agriculture: 18% of total outstanding should be
advanced to activities mentioned under Agriculture.
Small & Marginal Farmers: A target of 8% of total
outstanding has been prescribed for Small & Marginal
Farmers within Agriculture.
Micro Enterprises: A target of 7.5 % of total
outstanding has been prescribed for Micro Enterprises.
Other Targets under PSL Weaker Sectors: A target of 15 % of total outstanding
Farmers with landholding of up to 1 hectare are has been prescribed for Weaker Sections.
considered as Marginal Farmers. Farmers with a Monitoring: Priority Sector Lending will be monitored
landholding of more than 1 hectare & upto 2 hectares on a quarterly as well as annual basis.
are considered as Small Farmers. Note: The revised guidelines will be operational with
effect from Jan 2016.

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excess achievement over targets thereby enhancing
Priority Sector Lending Certificates (PSLCs) lending to the categories under priority sector.
These are a mechanism to enable banks to achieve the All PSLCs will be valid till March 31st & will expire on
priority sector lending target & sub-targets by purchase April 1st.
of these instruments in the event of shortfall. This also There are only four eligible categories of PSLCs i.e.
incentivizes surplus banks as it allows them to sell their PSLC General, PSLC Small & Marginal Farmer, PSLC
Agriculture & PSLC Micro Enterprises.

Topic 8: Financial Market| Important Points on Money Market, Capital Market &
their Instruments

MONEY MARKET CALL/NOTICE MONEY MARKET OPERATIONS


It is a market for short-term debt securities, such as Under call money market, funds are transacted on
commercial paper, repos, negotiable certificates of overnight basis & under notice money market, for 2
deposit, & Treasury Bills with a maturity of one year or days to 14 days.
less. Participants include banks (excluding RRBs) & Primary
Dealers (PDs), both as borrowers & lenders. Non-bank
CAPITAL MARKETS IN INDIA institutions are not permitted in the call/notice money
It is the market for long term funds. It refers to all the market with effect from August 6, 2005.
facilities & institutional arrangements for borrowing & Calculation of interest payable is based on FIMMDA‘s
lending medium & long term funds. (Fixed Income Money Market & Derivatives
Association of India) Handbook of Market Practices.
Money Market VS Capital Market
Money Market Capital Market INSTRUMENT OF GOVT. BORROWING
Market for short term Market for long term To meet the temporary receipt & expenditure
financial assets financial assets mismatch, govt. obtains over draft from RBI under
Maturity period less than Maturity period beyond Ways & Means Advances. For short term liquidity, it
one year one year issues cash management bills, treasury bills of 91 days,
Deals over the counter Deals at stock exchange 182 days & 364 days maturity. For long term funds, it
No. of players limited No. of players unlimited uses dated securities in the form of bonds/long term
Regulated by RBI Regulated by SEBI loans.

Major money market Instruments TREASURY BILLS


Certificate of Deposit (CD) These are the instruments (in the form of promissory
Commercial Paper (CP) notes) of short term borrowing by the Central govt.,
Inter Bank Participation Certificates first issued in India in 1917.
Inter Bank term Money TBs can be purchased by any one (including
Treasury Bills individuals) except State govt.
Bill Rediscounting Minimum amount of face value Rs. 25000 & in
Call/Notice Money multiples thereof.
Maturity: 91 days, 182 days & 364 days.
Terms relating to Money Market Treasury bills are zero coupon securities. They are
issued at a discount & redeemed at face value at
Call Money Money lent or borrowed for one day
maturity.
Notice Money Money lent or borrowed for a period
of 2-14 days.
Term Money Money lent or borrowed for 15 daysto Cash Management Bills (CMB)
1 year. CMB introduced on 11.08.11, is a short-term security to
Yield to Expected rate of return on an existing be sold by Govt. of India to raise temporary money for
maturity security purchased for the market. cash management needs.
Coupon Rate Specified interest rate on a fixed The tenure is less than 91 daysbut the notified amount
maturity security fixed at the time of & date of issue depends upon the temporary cash
issue. requirement of the Govt.

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It is issued at discount to the face value through iii. A company is eligible to issue CP if:
auctions, as in the case of the Treasury Bills. (a) Its tangible net worth, as per latest audited balance
sheet, is not less than Rs. 4 crore.
DATED SECURITIES (b) Sanctioned working capital limit by bank/s or all-
These are long term securities & carry a fixed or India financial institution/s;
floating coupon (interest rate) paid on the face value, (c) The borrower accounts are classified as a Standard
payable at fixed time periods (half-yearly). Asset by financing bank/s/ institution/s & ‗
The tenor of dated securities can be up to 40 years. (d) Minimum credit rating from SEBI approved credit
Public Debt Office of RBI acts as the rating agency (CRA) is A3.
registry/depository of Govt. securities & deals with iv. Maturity: Min 7 days & max upto one year
the issue, interest payment & repaymentof principal at v. Amount: Min Rs. 5 lakh or multiples thereof.
maturity.
Collateralised Borrowing & Lending Obligation (CBLO)
WAYS & MEANS ADVANCES (WMAs) CBLO, an RBI approved money market instrument, is
WMAs were introduced as per an agreement between developed by CCIL for the benefit of the entities
RBI & Govt. phased out from interbank call money market or given
WMAs are temporary overdrafts by RBI to govt. restricted participation in terms of ceiling on call
(Central & State) under Section 17(5) of RBI Act. WMSs borrowing & lending transactions & who do not have
replaced the earlier ad hoc T-Bills system. access to the call money market.
WMAs bridge the time interval of mismatch between It is a discounted instrument available in electronic
govt. expenditure & receipts. book entry form for the maturity period ranging from 7
Duration: 10 consecutive working days for Central days to 90 Days (can be up to one year as per RBI
Govt. & 14 days for State Govt. guidelines).

OTHER MONEY MARKET INSTRUMENTS

CERTIFICATE OF DEPOSIT
This scheme was introduced in July 1989, to enable the
banking system to mobilize bulk deposits from the
market, which they can attract at competitive rates of
interest.
Who can Scheduled commercial banks (except RRBs)
issue & All India Financial Institutions within
their ‗Umbrella limit‘.
CRR/SLR Applicable on the issue price in case of banks
Investors Individuals (other than minor), corporations,
companies, trusts, funds, associations etc.
Maturity Min: 7 daysMax : 12 Months (in case of FIs
minimum 1 year & maximum 3 years).
Amount Min: Rs. 1 lac, beyond which in multiple of
Rs. 1 lac
Int. Rate Market related. Fixed or floating MERCHANT BANKING
Loan Against collateral of CD not permitted Merchant banking stands for providing various services
Nature Usance Promissory note. Can be issued in relation to capital market & financing the corporate sector.
Dematerialisation form only wef June 30, The Merchant Bankers provide consultancy to the
2002 corporate sector on the issues like finance, capital structure
& investment, mergers, takeover & amalgamations,
COMMERCIAL PAPER establishing coordination between the Govt. & the
i. CP introduced during 1990, is a short term money corporate sector.
market instrument issued as an unsecured usance
promissory note & privately placed. CAPITAL MARKETS IN INDIA
ii. Who can issue Commercial paper (CP): Companies,
a) It refers to all the facilities & institutional arrangements
primary dealers (PDs) & all-India financial institutions
for borrowing & lendingmedium & long-term funds.
(FIs).

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b) It is segregated into (i) gilt edged market & (ii) the The secondary market refers to the network for
industrial securities market. subsequent sale & purchase of securities, after these are
c) The gilt edged marketrefers to the market for govt. & issued.
semi-govt. securities which are traded in the market in
stable value & are sought after by banks & other INDIAN DEPOSITORY RECEIPTS (IDRs)
institutions. IDR is an instrument in the form of a Depository Receipt
d) The industrial securities market refers to the market created by the Indian depository in India against the
for shares & debentures of old as well as new underlying equity shares of the issuing company. In an
companies. This market is further divided as primary IDR, foreign companies would issue shares, to an Indian
market & secondary market. companies would issue shares, to an Indian Depository
The primary market refers to the setup which helps the which would in turn issue depository receipts to investors
industry to raise funds by issuing different types of in India.
securities, which are issued directly to the investors,
both individual & institutions.
Topic 9: All about the DICGC
(Deposit Insurance & Credit Guarantee Corporation of India)
1. Which banks are insured by the DICGC? (v) Any amount due on account of any deposit
All commercial banks including branches of foreign received outside India
banks functioning in India, local area banks & (vi) Any amount, which has been specifically
regional rural banks are insured by the DICGC. exempted by the corporation with the previous
2. What does the DICGC insure? approval of Reserve Bank of India.
It insures all deposits such as savings, fixed, current, 3. What is the maximum deposit amount insured by
recurring, etc. except the following types of deposits. the DICGC?
(i) Deposits of foreign Govt.s; Each depositor in a bank is insured upto a maximum
(ii) Deposits of Central/State Govt.s; of Rs.1,00,000 for both principal & interest amount
(iii) Inter-bank deposits; held by him in the same capacity.
(iv) Deposits of the State Land Development Banks with 4. HQ: Mumbai Chairman: B.P.Kanungo
the State co-operative bank;

Topic 10: NPAs & SARFAESI Act


It means once the borrower has failed to make interest or The Act provides for the manner for enforcement of
principal payments for 90 days, the loan is considered to security interests by a secured creditor without the
be a non-performing asset. intervention of a court or tribunal.
Criteria for classification of loan as NPA If any borrower fails to discharge his liability in
Farm Credit within Agriculture loans: A loan will be repayment of any secured debt within 60 days of notice
treated as an NPA if installment of the principal or from the date of notice by the secured creditor, the
interest remains unpaid beyond the due date for (a) two secured creditor is conferred with powers under the
crop seasons in case of short duration crops (maturing SARFAESI Act to
within one year) & (b) one crop season for long duration a) Takes possession of the secured assets of the borrower,
crops (maturing after one year). This would also be including transfer by way of lease, assignment or sale,
applicable, mutatis mutandis, to agricultural term loans. for realizing the secured assets
In other agriculture loans, the 90 days norm would be b) Takeover of the management of the business of the
applicable. borrower including the right to transferby way of lease,
assignment or sale for realizing the secured assets,
SARFAESI Act & Rules c) Appoint any person to manage the secured assets
possession of which is taken by thesecured creditor,
SARFAESI Act (The Securitization & Reconstruction of
and
Financial Assets & Enforcement of Security Interest Act,
d) Require any person, who has acquired any of the
2002) was enacted to regulate securitization &
secured assets from the borrower andfrom whom
reconstruction of financial assets & enforcement of
money is due to the borrower, to pay the secured
security interest created in respect of Financial Assets to
creditor so much of the money as if sufficient to pay the
enable realization of such assets.
secured debt.

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Doubtful asset is one which has remained NPA for a
The assets portfolio of the banks is required to be period exceeding 12 months.
classified as An asset which is considered uncollectible & loss has
(1) standard assets (2) sub-standard assets been identified by the bank or internal or external
(3) doubtful assets (4) loss assets. auditors or the RBI inspection & the loss has not been
Standard asset is one that does not disclose any written off is regarded as loss asset.
problems & which does not carry more than normal What is pledge: U/s 172 of Indian Contracts Act, pledge is
risk attached to the business. bailment (delivery) of goods as security for payment of a
An asset which has been classified as NPA for a period loan. Only goods (movable assets excluding actionable
not exceeding 12 months is considered as sub-standard claims (Sec 2(7) of Sales of Goods Act) can be pledged.
asset.

Topic 11: A Brief on ATMs in India


1. What is an Automated Teller Machine (ATM)? A. As per the RBI instructions, banks have been mandated
A. Automated Teller Machine is a computerized machine to resolve customer complaints by re-crediting the
that provides the customers of banks the facility of customer‘s account within 7 working days from the
accessing their account for dispensing cash & to carry date of complaint.
out other financial & non-financial transactions without
the need to actually visit their bank branch. 4. Are the customers eligible for compensation for
delays beyond 7 working days?
2. What is White Label ATMs (WLAs)? A. Yes. Effective from July 1, 2011, banks have to pay
A. ATMs set up, owned & operated by non-banks are compensation of Rs. 100/- per day for delays in re-
called White Label ATMs. Non-bank ATM operators crediting the amount beyond 7 working days from the
are authorized under Payment & Settlement Systems date of receipt of complaint for failed ATM
Act, 2007 by the Reserve Bank of India. transactions. The compensation has to be credited to
the account of the customer without any claim being
3. Is there any time limit for the card issuing banks for made by the customer. If the complaint is not lodged
recrediting the customers account for a failed within 30 days of transaction, the customer is not
ATM/WLA transaction? entitled for any compensation for delay in resolving his
/ her complaint.

Topic 12: Currency System in India


Money as a means of payment consists of coins, paper the Bank and issued by the Bank, provided the liability
money & withdrawable bank deposits. for the payment of the value in respect of such note has
Legal tender: As per provisions of coinage Act 1906, devolved on and been taken over by the Bank.
bank notes, currency notes & coins (Rs. 1 & above) are Imperfect Note: means any note, which is wholly or
legal tender for unlimited amount. The subsidiary coins partially, obliterated, shrunk, washed, altered or
(below Re 1) are legal tenders for sum not exceeding Re indecipherable but does not include a mutilated note.
1. Issue of 1, 2 & 3 paise coins discontinued wef Sep 16, Mutilated note: means a note of which a portion is
1981. missing or which is composed of more than two pieces.
Currency chests are operated by RBI so that they can Mismatched note: means a mutilated note which has
provide good quality currency notes to the public. been formed by joining a half note of any one note to a
However, RBI has appointed commercial banks to open half note of another note.
& monitor currency chests on behalf of RBI. The cash Soiled note: means a note which, has become dirty due
kept in currency chests is considered to be kept in RBI. to usage and also includes a two piece note pasted
The bank branches are also authorised to establish together wherein both the pieces presented belong to
Small Coin Depots to stock small coins. The Small the same note, and form the entire note.
Coin Depots also distribute small coins to other bank
branches in their area of operation. Pre-2005 series Banknotes
The banknotes issued before 2005 MG series are called pre-
What are soiled, mutilated & imperfect banknotes? 2005 series banknotes, which do not have the year of
Government note: means any note issued by Central printing on the reverse side. On Jan 23, 2014, RBI decided
Government or supplied by the Central Government to
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to withdraw, from circulation, these notes as they have 50 - Fluorescent Hampi 66 mm x
fewer security features. Blue with Chariot 135 mm
1. These notes shall continue to be legal tender. The notes 200 H Bright Sanchi Stupa 66 mm ×
are only being withdrawn from circulation. Yellow 146 mm
2. These notes can be exchanged at select bank branch till 500 - Stone Grey Red Fort 66mm x
30.06.16. 150mm
Currency Quick Facts 2000 - Magenta Mangalyaan 66mm x
Den. Letter Colour Motif Dimension 166mm
10 - Chocolate Sun Temple, 63 mm x
Brown Konark 123 mm

Topic 13: A close look at the Prompt Corrective Action (PCA)


To ensure that banks don't go bust, RBI has put in place conserving capital so that their balance sheets can
some trigger points to assess, monitor, control & take become stronger.
corrective actions on banks which are weak & troubled.
The process or mechanism under which such actions are Salient Features of revised PCA Framework for Banks
taken is known as Prompt Corrective Action, or PCA. A. Capital, asset quality & profitability continue to be the
key areas for monitoring in the revised framework.
What is PCA as per RBI? All Misconceptions Cleared B. Indicators to be tracked for Capital, asset quality &
RBI clarified that the PCA framework is not intended to profitability would be:
constrain normal operations of the banks for the a) CRAR/ Common Equity Tier I ratio: CET ratio – the
general public. percentage of core equity capital, net of regulatory
Under RBI's supervisory framework, it uses various adjustments, to total risk weighted assets as defined in
measures/tools to maintain sound financial health of RBI Basel III guidelines
banks. PCA framework is one of such supervisory b) Net NPA ratio: NNPA ratio – the percentage of net
tools. NPAs to net advances
It involves monitoring of certain performance c) Return on Assets: ROA – the percentage of profit after
indicators of the banks as an early warning exercise & tax to average total assets
is initiated once such thresholds as relating to capital, C. Leverage would be monitored additionally as part of
asset quality etc. are breached. the PCA framework.
Its objective is to facilitate the banks to take corrective D. Breach of any risk threshold (as detailed under) would
measures including those prescribed by the Reserve result in invocation of PCA.
Bank, in a timely manner, in order to restore their E. The PCA framework would apply without exception to
financial health. all banks operating in India including small banks &
It provides an opportunity to the Reserve Bank to pay foreign banks operating through branches or
focussed attention on such banks by engaging with the subsidiaries based on breach of risk thresholds of
management more closely in those areas. identified indicators.
The PCA framework is, thus, intended to encourage F. A bank will be placed under PCA framework based on
banks to eschew certain riskier activities & focus on the audited Annual Financial Results & the Supervisory
Assessment made by RBI.

Topic 14: All about the Products of NPCI


A Brief on NPCI: National Payments Corporation of using just Mobile number or Virtual Payment Address
India (NPCI) is an umbrella organization for all retail (VPA). Currently it is available in 12 languages.
payments system in India. It was incorporated in Virtual Payment Address (VPA) is a unique identifier
December 2008 & the Certificate of Commencement of which you can use to send & receive money on UPI.
Business was issued in April 2009. The authorized Amount of money that can be sent using BHIM is
capital was pegged at Rs 300 crore & paid up capital uptoRs 10,000 per transaction & a maximum of Rs
was Rs 100 crore. B.Sambamurthy- Interim Chairman. 20,000 per day for one bank account.
A Brief on BHIM A Brief on UPI- 2016
Bharat Interface for Money is an app that lets you make Unified Payments Interface is an instant payment
simple, easy & quick payment transactions using system developed by NPCI. UPI is built over the IMPS
Unified Payments Interface (UPI). This can be done
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infrastructure & allows you to instantly transfer money A Brief on QSAM: *99*99# service, is alternatively known
between any two parties' bank accounts. as QSAM (Query Service on Aadhaar Mapper). Using this
UPI-PIN is a 4-6 digit pass code you create/set during service, a person can check the Aadhaar seeding/linking
first time registration with this App. status in his/her bank account.
The upper limit per UPI transaction is Rs. 1 Lakh.
A Brief on NACH
Immediate Payment Service (IMPS): It was launched in NPCI implemented ―National Automated Clearing
2010. IMPS offers an instant, 24X7, interbank electronic House (NACH)‖ for Banks, Financial Institutions,
fund transfer service through mobile phones. Corporates & Govt., is a web based solution to facilitate
interbank, high volume, electronic transactions which
Overview of *99# Service: *99# service launched by NPCI, are repetitive & periodic in nature.
which works on Unstructured Supplementary Service NACH System can be used for making bulk
Data (USSD) channel. This service was launched in 2014. transactions towards distribution of subsidies,
Banking customers can avail the service by dialing *99#, a dividends, interest, salary, pension etc. for bulk
―Common number across all Telecom Service Providers transactions towards collection of payments pertaining
(TSPs)‖ on their mobile phone & transact through an to telephone, electricity, water, loans, investments in
interactive menu displayed on the mobile screen. mutual funds, insurance premium etc.
NACH‘s Aadhaar Payment Bridge (APB) System,
Overview of *99*99# Service: *99*99# is a USSD developed by NPCI has been helping the Govt. & Govt.
(Unstructured Supplementary Service Data) based value Agencies in making the Direct Benefit Transfer scheme
added service from NPCI that facilitates the customers to a success.
check the status of his/her Aadhaar number
seeding/linking in the bank account. The service works BBPS: Bharat Bill Payment System (BBPS) will function as
across all GSM service providers & brings together the a tiered structure for operating the bill payment system in
diverse ecosystem partners such as Banks & TSPs the country under a single brand image. NPCI will
(Telecom Service Providers). function as the authorized Bharat Bill Payment Central
Unit (BBPCU), which will be responsible for setting
MMID: MMID stands for Mobile Money Identifier. MMID business standards, rules & procedures for technical &
is a 7-digit code issued by the bank to their customers for business requirements for all the participants.
availing IMPS.

Topic 15: Small Finance Banks & its Headquarters


The objective is to further financial inclusion by (a) Headquarters of the Small Finance Banks
provision of savings vehicles, (b) supply of credit to Au Financiers (India) Ltd., Jaipur
small business units; small & marginal farmers; micro Capital Local Area Bank Ltd., Jalandhar
& small industries; & other unorganised sector entities, Disha Microfin Private Ltd., Ahmedabad
through high technology-low cost operations. Equitas Holdings P Limited, Chennai
It shall primarily undertake basic banking activities of ESAF Microfinance & Investments Private Ltd.,
acceptance of deposits & lending to unserved & Registered Office- Chennai, Corporate Office- Thrissur
underserved sections including small business units, (Kerala)
small & marginal farmers, micro & small industries & Janalakshmi Financial Services Private Limited,
unorganised sector entities. The minimum paid-up Bengaluru
equity capital is Rs. 100 crores. RGVN (North East) Microfinance Limited, Guwahati
The promoter's minimum initial contribution to the Suryoday Micro Finance Private Ltd., Navi Mumbai
paid-up equity capital of such small finance bank shall Ujjivan Financial Services Private Ltd., Bengaluru
at least be 40 % & gradually brought down to 26 % Utkarsh Micro Finance Private Ltd., Varanasi
within 12 years from the date of commencement of
business of the bank.
Topic 16: Payments Banks & its Headquarters
The objective is to further financial inclusion by Scope of activities: Acceptance of demand deposits.
providing (i) small savings accounts(ii) It will initially be restricted to holding a maximum
payments/remittance services to migrant labour balance of Rs. 100,000 per individual customer.
workforce, low income households, small businesses, It cannot undertake lending activities. Apart from
other unorganised sector entities & other users. amounts maintained as CRR on its outside demand &
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time liabilities, it will be required to invest minimum Vodafone m-pesa Limited- Mumbai
75% of its "demand deposit balances" in SLR
eligible. The minimum paid-up equity capital shall
be Rs. 100 crore.
The promoter's minimum initial contribution to the
paid-up equity capital of such payments bank shall at
least be 40 % for the first five years from the
commencement of its business.

Headquarters of the Payment Banks


Aditya Birla Nuvo Limited- Veraval, Gujarat
Airtel M Commerce Services Limited- Registered
Office- New Delhi, Corporate Office- Gurugram,
Haryana
Cholamandalam Distribution Services Limited-
Chennai
Department of Posts (IPPB)- New Delhi
Fino PayTech Limited- Navi Mumbai
National Securities Depository Limited- Mumbai
Reliance Industries- Mumbai .

Topic 17: What are the Risks in Banking Sector?


Banking risk can be defined as exposure to the Operational risk: Basel Committee on Banking
uncertainty of outcome. It is applicable to full-service Supervision defines operational risk ―as the risk of loss
banks like SBI, PNB & Others. resulting from inadequate or failed internal processes,
Types of bank risks people & systems or from external events. Operational
1. Credit risk 4. Market risk risk, the risk in all banking transactions
2. Operational risk 5. Liquidity risk Liquidity risk: Liquidity risk is the risk of a bank not
3. Business risk 6. Reputational risk being able to have enough cash to carry out its day-to-
Credit risk: It usually occurs because of inadequate day operations.
income or business failure. Credit risk signifies a Reputational risk—when banks lose the public‘s
decline in the credit assets‘ values before default that trust: It is the risk of damage to a bank‘s image & public
arises from the deterioration in a portfolio or an standing that occurs due to some dubious actions taken
individual‘s credit quality. by the bank.
Market risk: Basel Committee on Banking Supervision Business Risk: Business risk is the risk arising from a
defines market risk as the risk of losses in on- or off- bank‘s long-term business strategy. It deals with a bank
balance sheet positions that arise from movement in not being able to keep up with changing competition
market prices. Market risk is the most prominent for dynamics, losing market share over time, & being
banks present in investment banking. closed or acquired.

Topic 18: What are the BASEL-3 Norms & a brief on the 3 Pillars of Basel?
Basel Committee is the primary global standard-setter According to Basel Committee on Banking Supervision
for the prudential regulation of banks & provides a "Basel III is a comprehensive set of reform measures,
forum for cooperation on banking supervisory matters. developed by the Basel Committee on Banking
Its mandate is to strengthen the regulation, supervision Supervision, to strengthen the regulation, supervision
& practices of banks worldwide with the purpose of & risk management of the banking sector".
enhancing financial stability. Basel 3 measures aim to:
Stefan Ingves, Governor of Sveriges Riks bank a) Improve the banking sector's ability to absorb shocks
(SWEDEN), is the Chairman of the Basel Committee. arising from financial & economic stress, whatever the
Basel III or Basel 3 released in December, 2010 is the source
third in the series of Basel Accords. These accords deal b) Improve risk management & governance
with risk management aspects for the banking sector. c) Strengthen banks' transparency & disclosures.

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Three Pillars of Basel 3 Important Facts related to BASEL 3
Pillar 1: Minimum Regulatory Capital Requirements Minimum Ratio of Total Capital To RWAs--10.50%
based on Risk Weighted Assets (RWAs): Maintaining Minimum Ratio of Common Equity to RWAs--4.50% to
capital calculated through credit, market & operational 7.00%
risk areas (mainly that capital which can absorb risk.) Tier I capital to RWAs--6.00%
Pillar 2: Supervisory Review Process: Regulating tools Core Tier I capital to RWAs--5.00%
& frameworks for dealing with peripheral risks that Capital Conservation Buffers to RWAs--2.50%
bank face. Leverage Ratio--3.00%
Pillar 3: Market Discipline: Increasing the disclosures Countercyclical Buffer--0% to 2.50%
that banks must provide to increase the transparency of
banks
Topic 19: Most Important Miscellaneous Banking Terms
ACU: Asian Clearing Union (ACU) was established reason "funds insufficient" or "Exceeds arrangement".
with its head-quarters at Tehran, Iran, on December 9, This is known as 'Bouncing of a cheque'.
1974. Demat Account: The term "demat", in India, refers to a
The Central Banks & the Monetary Authorities of dematerialised account for individual Indian citizens to
Bangladesh, Bhutan, India, Iran, Maldives, Myanmar, trade in listed stocks or debentures.
Nepal, Pakistan & Sri Lanka are currently the members Capital Adequacy Ratio (CAR): Capital adequacy ratio
of the ACU. measures the amount of a bank‘s capital expressed as a
Asian Monetary Units (AMUs) is the common unit of %age of its credit exposure. Globally, the capital
account of ACU & is denominated as ‗ACU Dollar‘ & adequacy ratio has been developed to ensure banks can
‗ACU Euro‘. All instruments of payments under ACU absorb a reasonable level of losses before becoming
have to be denominated in AMUs. insolvent. Indian banks are expected to maintain a
Rupee Denominated Bonds: Any corporate (entity minimum capital adequacy ratio of 9 % (Rs 9 as capital
registered as a company under the Companies Act, for every Rs 100 in loan or asset)
1956/ 2013) or body corporate (entity specially created Balance of Trade: The value of a country‘s exports
out of a specific act of the Parliament) & Indian banks minus the value of its imports. Unless specified as the
are eligible to issue Rupee denominated bonds balance of merchandise trade, it normally incorporates
overseas. Real Estate Investment Trusts (REITs) & trade in services, including earnings (interest,
Infrastructure Investment Trusts (InvITs) coming under dividends, etc.) on financial assets.
the regulatory jurisdiction of SEBI are also eligible. The Balance of Payments: A list of all of a country‘s
minimum maturity period for such bonds will be 3 international transactions for a given time period,
years. usually one year.
National Institute of Bank Management (NIBM): It NOSTRO Account: A Nostro account is maintained by
was established in 1969 by RBI, in consultation with the an Indian Bank in the foreign countries.
Govt. of India, as an autonomous apex institution for VOSTRO Account: Vostro account is maintained by a
research, training, education & consultancy in bank foreign bank in India with their corresponding bank.
management. Its mandate is to play a proactive role of BCBS: Basel Committee on Banking Supervision is an
―think-tank‖ of the banking system. The Governor of institution created by the Central Bank governors of the
RBI is the Chairman of the Governing Board. It is Group of Ten nations.
situated at Pune, Maharashtra. What is STRIPS: Separate Trading for Registered
Electronic Funds Transfer at Point of Sale (EFTPOS): Interest & Principal Securities.
EFTPOS is the method for paying for goods or services The CORE word in CBS stands for Centralized Online
without needing to carry cash. Realtime Exchange.
Moral Suasion: Moral Suasion is just as a request by Cross Selling: Cross-selling stands for offering to the
the RBI to the commercial banks to take so & so action existing & new customers, some additional banking
& measures in so & so trend of economy. RBI may products, with a view to expand banking business,
request commercial banks not to give loans for reduce the per customer cost of operations & provide
unproductive purpose which does not add to economic more satisfaction & value to the customer.
growth but increases inflation. Credit Card Business : Issue of cards
Bouncing of a cheque: Where an account does not have (a) Banks having net worth of Rs. 100 cr or above only can
sufficient balance to honour the cheque issued by the undertake the credit card business.
customer, the cheque is returned by the bank with the (b) RBI permission is not required to undertake credit card
issue business.

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ASSET SECURITISATION: Securitisation of assets is to unit holders. Normally, a close-ended scheme is
an additional channel for recycling of funds by business listed on a stock exchange.
entities including banks. Securitisation is process Net asset value: The price of value of one share of a
through which the future receivables (say rent, fund. It is calculated by summing the quoted values of
installment of a term loan due in future) of an all the securities held by the fund, adding in cash & any
organization (say bank), are converted into debt accrued income & subtracting liabilities & dividing the
instruments (such as bonds with a fixed rate of return) result by the number of shares outstanding.
& then sold. Open ended scheme: A scheme is the one which
continuously offers its units & buys them back from
Important Terms related to Mutual Funds investors.
Asset Management Company: A company formed &
registered under the Companies Act 1956 & approved A Brief on Nationalization of Banks
as such by the SEBI to manage the funds of a mutual Nationalisation of Imperial Bank of India & its
fund. Under an agreement (with the trustees of the conversion into State Bank of India in July 1955.
Mutual Fund), an AMC undertakes to formulated Conversion of 8 major State-associated banks into
mutual funds schemes, distribute income as per subsidiary banks of SBI in 1959.
agreement. Nationalisation of 14 Indian scheduled banks in July
Close-ended scheme: A scheme where funds are raised 1969.
for a fixed period. The scheme is wound up after that Nationalisation of 6 more banks in April 1980 & New
period & funds are returned with capital appreciation Bank of India merged into Punjab National Bank.

Topic 20: How the amount can be transferred from one Bank A/c to the other?
Real Time Gross Settlement (RTGS) = Max Rs. 15 & above Rs. 2 lac = Max Rs. 25 (w.e.f.
RTGS implemented w.e.f. 26.03.2004 is a centralized 13.07.2012).
payment system operated by RBI. In RTGS inter-bank
payment instructions are processed & settled, on gross CENTRALIZED FUNDS MANAGEMENT SYSTEMS
basis in a real time environment. (CFMS): CFMS was operated & maintained by RBI to
It uses Indian Financial Network (INFINET) & SFMS enable operations on current accounts maintained at
platforms. RTGS is regulated by RTGS System various offices of the RBI, through standard message
Regulations, 2013. formats in a secure manner.
NEPAL REMITTANCE SCHEME: It is a cross-border
National Electronic Funds Transfer (NEFT) one-way remittance facility scheme, for remittance from
RBI operationalized NEFT System in Nov 2005. It India to Nepal. Amount: Up to Indian Rs. 50,000 from
facilitates transfer of funds from any bank branch to NEFT branches. Beneficiary will receive funds in
any other bank branch. Nepalese rupees.
Amount: There is no lower/upper value limit. CORE BANKING SOLUTIONS: Core Banking
Bank account: NEFT is an account to account transfer Solutions (CBS) or Centralised Banking Solutions is the
system. The remitter & beneficiary should have a bank process which is completed in a centralized
account. environment i.e. under which the information related to
Processing Charges/Service Charges the customer‘s account (i.e. financial dealings,
1. Banks cannot levy any charges for inward NEFT, profession, income, etc.) is stored in the Central Server
2. For outward NEFT: Up to Rs. 10000 = Rs. 2.50, above of the bank (that is available to all networked branches)
Rs. 10000 to Rs. 1 lac = Rs. 5. Above Rs. 1 lac to Rs. 2 lac instead of the branch server.

Topic 21: What are the types of Accounts that can be opened by Foreign (Person) in
India?
a) NRO A/c (Foreign Tourist) All payments to residents exceeding INR 50,000 can be
Foreign tourists during their short visit to India can made only by means of cheques / pay orders / DDs.
open a Non-Resident (Ordinary) Rupee (NRO) account b) EEFC A/c
(Current / Savings) with any Authorised Dealer bank Exchange Earners' Foreign Currency Account (EEFC) is
dealing in foreign exchange. an a/c maintained in foreign currency with Authorised
Can be opened up to a maximum period of 6 months. Dealer.

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It is a facility provided to foreign exchange earners, Non-Resident (External) Rupee Account (NRE Account)
including exporters, to credit 100% of their foreign NRE account may be in the form of savings, current,
exchange earnings to the a/c, so that the account recurring or fixed deposit accounts.
holders do not have to convert foreign exchange into Account will be maintained in Indian Rupees.
Rupees, thereby minimizing the transaction costs. Accrued interest income & balances held in NRE
All categories of foreign exchange earners, such as accounts are exempt from Income tax.
individuals, companies, etc. who are resident in India, Authorised dealers/authorised banks at their discretion
may open EEFC accounts. allow for a period not more than two weeks,
It can be held only in the form of a current account. No overdrawings in NRE savings bank accounts, up to a
interest is payable on EEFC accounts. limit of Rs. 50,000.
Loans up to Rs.100 lakh can be extended against
ACCOUNTS FOR NRI/PIO: Non-Resident Ordinary security of funds held in NRE Account either to the
Rupee Account (NRO Account) depositors or third parties.
NRO accounts may be opened / maintained in the form
of current, savings, recurring or fixed deposit accounts. Foreign Currency Non-Resident (Bank) Account – FCNR
Interest rates offered by banks on NRO deposits cannot (B) Account
be higher than those offered by them on comparable FCNR (B) accounts are only in the form of term
domestic rupee deposits. deposits of 1 to 5 years
Account should be denominated in Indian Rupees. Account can be in any freely convertible currency.
NRI/PIO may remit from the balances held in NRO Loans up to Rs.100 lakh can be extended against
account an amount not exceeding USD one million per security of funds held in FCNR (B) deposit either to the
financial year, subject to payment of applicable taxes. depositors or third parties.
The limit of USD 1 million per financial year includes The interest rates are stipulated by the Department of
sale proceeds of immovable properties held by Banking Operations & Development, RBI.
NRIs/PIOs.
Topic 22: A Brief on CAMELS rating for Domestic Banks?

RBI‘s 1995 working group headed by Sh. S. L Liquidity (asset-liability management)


Padmanabhan suggested method for rating. S System & controls
RBI rates the banks on a 5 point scale of A to E, widely
on the lines of international CAMELS rating model for Rating parameters for foreign banks
domestic banks & CALCS model for foreign banks.
C Capital adequacy ratio
CAMELS Rating for Domestic Banks
A Asset quality
C Capital adequacy ratio
L Liquidity
A Asset quality
C Compliance
M Management Effectiveness
S System & controls
E Earning (i.e. profitability)

Topic 23: BANKING OMBUDSMAN SCHEME 2006


The Scheme enables a bank customer for filing of 4) The maximum compensation which a BO can help a
complaints relating to certain services rendered by banks. complainant to get is Rs. 20 lakhs.
1) The Banking Ombudsman is a senior official appointed 5) If a complaint is not settled by an agreement within a
by the Reserve Bank of India to redress customer period of one month, the BO proceeds further to pass
complaints against deficiency in certain banking an award. Before passing an award, the BO provides
services. reasonable opportunity to the complainant & the bank,
2) All Scheduled Commercial Banks, Regional Rural to present their case.
Banks & Scheduled Primary Co-operative Banks are 6) If one is not satisfied with the decision passed by the
covered under the Scheme. BO, one can approach the appellate authority who is
3) The Banking Ombudsman does not charge any fee for the Deputy Governor of the RBI.
filing & resolving customers‘ complaints.

Topic 24: NBFC OMBUDSMAN SCHEME


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RBI introduced an Ombudsman Scheme for customers of one billion rupees or above, as on the date of the
of Non-Banking Financial Companies (NBFCs). audited balance sheet of previous financial year, or of
The Scheme is an expeditious & cost free apex level any such asset size as the RBI may prescribe, are
mechanism for resolution of complaints of customers of covered under the Scheme.
NBFCs, relating to certain services rendered by NBFCs. The Scheme initially covers NBFCs authorized to accept
It is being introduced under Section 45 L of RBI Act, deposits & would be gradually extended to cover other
1934, with effect from February 23, 2018. identified NBFCs.
The NBFC Ombudsman is a senior official appointed The compensation amount, if any, which can be
by RBI to redress customer complaints against NBFCs awarded by NBFC Ombudsman, for any loss suffered
for deficiency in certain services covered under the by complainant, is limited to the amount arising
grounds of complaint specified under Clause 8 of the directly out of the act or omission of the NBFC or
Scheme. rupees one million, whichever is lower.
As on date, four NBFC Ombudsman have been Note: NBFC Ombudsman may award compensation
appointed with their offices located at Chennai, not exceeding rupees 0.1 million to the complainant for
Kolkata, New Delhi and Mumbai. causing mental agony & harassment.
NBFCs which are defined in Section 45-I (f) of RBI Act Appellate Authority is vested with a Deputy Governor-
1934 & registered with RBI under Section 45-IA of RBI in-Charge of the department of the RBI implementing
Act 1934, which (a) are authorized to accept the Scheme.
deposits; or (b) have customer interface, with assets size

Topic 25: What is Base Rate, MCLR & Other rates of Lending?
Base Rate By using MCF, it will be calculated as: Required CRR ×
RBI decided that banks should switch over to Base Rate (marginal cost) / (1-CRR)
system w.e.f. 1.7.2010.
Banks may determine their actual lending rates w.r.t. Exemptions from MCLR
Base Rate. loans under schemes of Govt. of India wherein banks
No loan can be sanctioned below base rate. have to charge interest rate as per the scheme.
Exempted accounts: The following loans could be Working Capital Term Loan, Funded Interest Term
priced without reference to Base Rate: (a) DRI loans (b) Loan etc. as part of rectification/restructuring package.
loans to banks‘ own employees (c) loans to banks‘ Loans under various refinance schemes of Govt. of
depositors against their own deposits. India or any Govt. Undertaking wherein banks charge
interest at the rates prescribed under the schemes.
Marginal Cost Based Lending Rate The following loans can be priced without being linked
RBI introduced MCLR w.e.f. 1.4.2016 to determine Base to MCLR :
Rate by banks to improve the efficiency of monetary a) Loan to depositors against their own deposits.
policy transmission. b) Loan to banks‘ employees & Chief Executive
All rupee loans sanctioned & credit limits renewed Officer/Whole Time Directors.
w.e.f. 01.04.16 to be priced w.r.t. MCLR. It will be c) Loans linked to a market determined external
internal benchmark. benchmark.
The MCLR comprises of (a) Marginal cost of funds; (b) d) Fixed rate loans. In case of hybrid loans where the
Negative carry on account of CRR; (c) operating costs; interest rates are partly fixed & partly floating, interest
(d) Tenor premium. rate on the floating portion should adhere to the MCLR
Marginal Cost of funds (MCF): It has 2 components (a) guidelines.
Marginal cost of borrowings (b) return on networth.

Topic 26: What is Reverse Mortgage Loan?


The scheme of reverse mortgage has been introduced payments mutually agreed by the borrower & the
for the benefit of senior citizens owning a house but banker.
having inadequate income to meet their needs. Some NO REPAYMENT is required as long as the borrower
important features of reverse mortgage are: lives, Borrower should pay all taxes relating to the
A homeowner who is above 60 years of age is eligible house & maintain the property as his primary
for reverse mortgage loan. It allows him to turn the residence.
equity in his home into one lump sum or periodic

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The amount of loan is based on several factors: is 15 years. The residual life of the property should be
Borrower‘s age, Value of the property, Current interest at least 20 years. Where the borrower lives longer than
rates & The specific plan chosen. 15 years, periodic payments will not be made by lender.
As per the scheme formulated by National Housing However, the borrower can continue to occupy.
Bank (NHB), the maximum period of the loan period

Topic 27: What is Hypothecation & Pledge?


Hypothecation Pledge an engagement which may give rise to pecuniary
liability.
Defined in SARFAESI Act 2002 Indian Contract Act
(Sec 2 n) 1872 (section 172)
Definition Charge on movable Bailment of goods
property in favour as security for
of secured creditor payment of a debt
without delivery of or performance of
possession promise
Parties: Hypothecator Pledger / pawner
-Borrower Hypothecate Pledger / pawnee
-Bank
Nature of Movable assets Goods
securities such as stocks,
machinery, vehicles
Possession Borrower (in trust Possession with
for bank). Bank bank till repayment
cannot take of the loan. Bank
possession without has to preserve the
consent of the goods carefully &
borrower. On return the same, if
taking possession loan is repaid.
bank gets rights of
pledge & can sell
the assets without
intervention.
Mortgage: As per section 58 of Transfer of Property Act
1882, mortgage is transfer of interest in specific
immovable property for the purpose of securing the
payment of money advanced or to be advanced by way
of loan, an existing or future debt or the performance of

Topic 28: What is NBFC & how it differs from Banks?


Non-Banking Financial Company (NBFC) is a company b) NBFCs do not form part of the payment & settlement
registered under the Companies Act, 1956 engaged in system & cannot issue cheques drawn on itself;
the business of loans & advances, acquisition of c) Deposit insurance facility of Deposit Insurance &
shares/stocks/bonds/debentures/securities issued by Credit Guarantee Corporation is not available to
Govt. or local authority or other marketable securities depositors of NBFCs, unlike in case of banks.
of a like nature, leasing, hire-purchase, insurance Register with RBI:
business, chit fund business. A company incorporated under the Companies Act, 1956
NBFCs lend & make investments & hence their & desirous of commencing business of non-banking
activities are akin to that of banks; however there are a financial institution as defined under Section 45 I(a) of
few differences as given below: the RBI Act, 1934 should comply with the following:
a) NBFC cannot accept demand deposits; a) It should be a company registered under Section 3 of
the companies Act, 1954

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b) It should have a minimum net owned fund of Rs 200 NBFCs are allowed to accept / renew public deposits
lakh. for a minimum period of 12 months & maximum
period of 60 months. They cannot accept deposits
Deposits in NBFC: repayable on demand.
Presently, the maximum rate of interest an NBFC can The deposits with NBFCs are not insured.
offer is 12.5%. The interest may be paid or compounded The repayment of deposits by NBFCs is not guaranteed
at rests not shorter than monthly rests. by RBI.
Topic 29: What are the types of Money?
Commodity Money - Commodity money value is + RBI credit to the commercial sector + RBI's claims on
derived from the commodity out of which it is made. banks + RBI's net is foreign assets + Govemment‘s
The commodity itself represents money, & the money is currency liabilities to the public - RBI's net non-monetary
the commodity. liabilities.
Representative Money - is money that includes token M1=Currency with the public + Demand deposits with the
coins, or any other physical tokens like certificates, that banking system + 'Other' deposits with the RBI
can be reliably exchanged for a fixed amount/quantity M2=M1 + Savings deposits of office savings banks.
of a commodity like gold or silver. M3=M1+ Time deposits with the banking system
Fiat Money - Fiat money, also known as fiat currency is = Net bank credit to the Govt.
the money whose value is not derived from any M4=M3 +All deposits with post office savings banks
intrinsic value or any guarantee that it can be converted (excluding National Savings Certificates)
into valuable commodity (like gold). Instead, it derives
value only based On Govt. order (fiat) Bhartiya Reserve Bank Note Mudran Private Limited
Commercial Bank Money - Commercial bank money (BRBNMPL): RBI established BRBNMPL in February
or the demand deposits are claims against financial 1995 as a wholly-owned subsidiary to augment the
institutions which can be used for purchasing goods & production of bank notes in India & to enable bridging
services. of the gap between supply & demand for bank notes in
Reserve Money (M 0) the country.
Currency in circulation + Bankers‗ ‗deposits with the RBI +
‗Other‘ deposits with the RBI = Net RBI ‗credit to the Govt.

Topic 30: What are the Different types of Banking?


Para banking- When Bank provides banking services Brokers, large corporate clients, mid-sized companies,
except the general banking facility. sreal estate developers & investors, international trade
Narrow Banking- When banks invest its money in finance businesses etc.
Govt. securities instead investing in market to avoid Universal Banking: R H Khan committee &
risk. recommended the concept of Universal Banking. It
Offshore Banking- Bank which accept currency of all means allowing Fls & banks to undertake all types of
countries. banking or development financing activity, subject to
Green banking- Promoting environmental-friendly compliance of statutory & other requirements of RBI,
practices & reducing your carbon footprint from your Govt. & related legal Acts.
banking activities. Islamic Banking: An Islamic bank is a deposit-taking
Retail Banking- Retail banking refers to the division of banking institution whose scope of activities excluding
a bank that deals directly with retail customers. borrowing & lending on the basis of interest.
Wholesale banking-Wholesale banking is the provision
of services by banks to organisations such as Mortgage

Topic 31: What are the important codes that are used in Banking?
IFSC (Indian Financial System Code) MICR – Magnetic ink character Recognition
Indian Financial System Code is an alpha-numeric code MICR is 9-digit numeric code that uniquely identifies a
that uniquely identifies a bank-branch participating in the bank branch participating in electronic clearing scheme.
NEFT system. Used to identify the location of a bank branch.
This is an 11 digit code with the first 4 alpha characters City (3) Bank (3) Branch (3)
representing the bank, The 5th character is 0 (zero) & the It is allotted to a bank branch is printed on the MICR band
last 6 characters representing the bank branch. of cheques. MICR used for electronic credit system.
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A majority of FOREX related message are sent to
SWIFT Code: Society for Worldwide Interbank financial correspondent banks abroad through SWIFT.
tele-communication SWIFT Code consist 8 or 11 character when code is 8 digit,
India was 74th Nation to join SWIFT Network. it is referred to primary office.
SWIFT Code is a standard format of bank Identifier code. 4 – bank code 2 – country code 2 – location code 3
This code is used particularly in International transfer of – branch code (optional)
money between banks.

Topic 32: Important Banking Abbreviations


1. PSBs: Public Sector Banks 41. ASBA: Application Supported by Blocked Amount
2. SNBCs: Schedule Non- Commercial Banks 42. PIN: Personal Identification Number
3. SENSEX: Sensitive Index of Stock Exchange 43. CECA: Comprehensive Economic Cooperation
4. KYC: Know Your Customer Agreement
5. RTGS: Real Time Gross Settlement 44. CEPA: Comprehensive Economic Partnership
6. EFT: Electronic Fund Transfer Agreemeny
7. CBS: Core Banking Solutions 45. DTAA – Double Taxation Avoidance Agreement
8. LIBOR: London Interbank Offered Rate 46. EFSF – European Financial Stability Facility
9. MIBOR: Mumbai Interbank Offered Rate 47. FINO- Financial Inclusion Network Operation
10. MIBID: Mumbai Interbank Bid Rate 48. FIPB – Foreign Investment Promotion board
11. SARFAESI: Securitisation & Reconstruction of 49. FSLRC– Financial Sector Legislative Reforms
Financial Assets & Enforcement Of Security Interest Commission
12. CAR: Capital Adequecy Ratio 50. CRAR: Capital to Risk-weighted Assets Ratio
13. FIIs: Foreign Institutional Investments 51. LCR: Liquidity Coverage Ratio
14. MICR: Magnetic Ink Character Recognition 52. TARC - Tax Administration Reform Commission
15. BIRD: Bankers Institute of Rural Development 53. GIRO - Govt. Internal Revenue Order
16. IBA: Indian Bank Association 54. FRBMA: Fiscal Responsibility & Budget Management
17. BPLR: Benchmark Prime Lending Rate Act
18. SWOT: Strength, Weaknesses, Opportunities & Threats 55. AMFI- Association of Mutual Fund in India.
19. SWIFT: Society For Worldwide Interbank Financial 56. TIEA – Tax Information exchange Agreement
Telecommunication 57. GAAR - General anti avoidance rule
20. FERA: Foreign Exchange Regulatory Act 58. GSLV - Geo-Synchronous Launch Vehicle
21. FEMA: Foreign Exchange Management Act 59. PPP – Public Private Partnership & Purchasing Power
22. CASA: Current & Saving Account parity
23. NDTL: Net Demand & Time Liabilities 60. PSLV – Polar Satellite Launch vehicle
24. NASDAQ: National Association For Securities Dealers 61. TAPI - Turkmenistan-Afghanistan-Pakistan-India.
Automated Quotations 62. QFI -Qualified Foreign Investors
25. CRISIL: Credit Rating & Investment Services India 63. AD-Authorized Dealer.
Limited 64. ASSOCHAM-Associated Chambers of Commerce &
26. CIBIL: Credit Information Bureau Of India Limited Industry of India.
27. NAV: Net Asset Value 65. BCSBI-Banking Codes & Standards Board of India.
28. ICRA: Indian Credit Rating Agency 66. BIS-Bank for International Settlements.
29. CARE: Credit Analysis & Research Limited 67. CDS-Credit Default Swap.
30. WMAs: Ways & Means Advances 68. CEPA-Comprehensive Economic Partnership
31. ALM: Asset Liability Management Management.
32. INFINET Indian Financial Network 69. FIMMDA-Fixed Income Money MARKETS &
33. OLTAS - On-line Tax Accounting System (OLTAS) for Derivatives Association.
Direct Taxes 70. FPI-Foreign Portfolio Investment.
34. TIN - Tax Information Network (TIN) 71. IBRD-International Bank for Reconstruction &
35. IMPS - Interbank Mobile Payment Service (IMPS) or Development.
Immediate Payment Service 72. UIDAI-Unique Identification Development Authority
36. CDR- Corporate Debt Restructuring of India.
37. CAD- Capital Account Deficit 73. PMGSY- Pradhan Mantri Gram Sadak Yojana
38. REITs: Real Estate Investment Trusts 74. PMEGP- PM's Employment Generation Programme
39. InvITs: Infrastructure Investment Trusts 75. NRDWP- National Rural Drinking Water Programme
40. ALM- Asset Liability Management 76. PMKK- Pradhan Mantri Kaushal Kendras
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77. SANKALP- Skill Acquisition & Knowledge Awareness 81. TIES- Trade Infrastructure for Export Scheme
for Livelihood Promotion programme 82. FIPB- Foreign Investment Promotion Board
78. STRIVE- Skill Strengthening for Industrial Value 83. CERT-Fin- Computer Emergency Response Team for
Enhancement our Financial Sector
79. NTA- National Testing Agency 84. IRFC- Indian Railway Finance Corporation Limited
80. ICDS- Integrated Child Development Services 85. FFO- Further Fund Offering

Topic 33: The HQ of NATIONALIZED/PSBs BANKS


Allahabad Bank-Kolkata Punjab & Sind Bank- New Delhi
Bank of India -Mumbai State Bank of India- Mumbai
Bank of Maharashtra -Pune Syndicate Bank- Manipal
Canara Bank -Bangalore UCO Bank- Kolkata
Central Bank of India -Mumbai Union Bank of India- Mumbai
Corporation Bank -Mangalore United Bank of India- Kolkata
Dena Bank -Mumbai Vijaya Bank- Bangalore
Indian Bank- Chennai Andhra Bank- Hyderabad
Indian Overseas Bank- Chennai Bank of Baroda- Vadodra
Oriental Bank of Commerce- Gurgaon IDBI Bank- Mumbai
Punjab National Bank- New Delhi IPPB- New Delhi

Topic 34: Financial Regulations | Institutions | Organizations


Chit Funds Respective State Govt.s It is theregulator for the securitiesmarket in India. SEBI
Insurance companies IRDA was initiallyestablished as a non statutory body in
Housing Finance Companies NHB April 1988, to regulate theworking of stock exchange.
Venture Capital Fund / SEBI Later itwas given a statutory status onApril 1992 via
Merchant Banking SEBI SEBI Act, 1992with the following objectives.
companies Chairman- Ajay Tyagi
Stock broking companies SEBI Head Quarters : Mumbai
Nidhi Companies Ministry of corporate
affairs, Govt. of India REGIONAL RURAL BANK (RRB):
Regional Rural Bank Were Set Up By An Ordinance In
National Bank for Agriculture & Rural Development 1975, Later Replaced By Rrbs Act, 1976 As Pre Banking
Established on 12th July 1982 on the recommendation Commission Recommendation In 1975.
of CRAFICARD committee (also called as Father Of Rrb Is M.Swaminathan.
SivaramanComittee) The Govt. Of India Had Appointed A Working Group
For Agricultural finance, It is the apex organization. On Rural Banks Under The Chairmanship Of Mr. M.
Chairman: Dr. Harsha Kumar Bhanwala Narasimham In 1975. First Rrbs Were Set Up On 2nd
Head Quarters: Mumbai Oct.
Rural Infrastructure Development Fund (RIDF) is Share Holder Contribution: Govt. Of India 50% Sponsor
operated by NABARD, instead in April 1995. Bank 35% State Govt. 15%.
NABARD is the "Micro-Finance Regulatory Authority"
EXIM BANK:
Small Industries Development Bank of India (SIDBI) Export-Import (EXIM) Bank of India is the principal
Small Industries Development Bank of India (SIDBI in financial institution in India for coordinating the
short) was established in the year 1990 (Date: 2nd April working of institutions engaged in financing export &
1990) under the Small Industries Development Bank of import trade.
India Act 1989 as a subsidiary of Industrial It is a statutory corporation wholly owned by the Govt.
Development Bank of India. of India.
Chairman- Mohammad Mustafa It was established on January 1, 1982 for the purpose of
Head Quarters: Lucknow financing, facilitating & promoting foreign trade of
India.
Chairman- David Rasquinha|Headquarters : Mumbai
Securities & Exchange Board of India (SEBI)
NATIONAL HOUSING BANK(NHB)
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It is the apex institution of housing finance in India, the Council is 5 years & the appointment of the Council
was set up as wholly owned subsidiary of RBI. after 5 years would be with the concurrence of the RBI.
The bank started its operations from July 1988.
NHB is a subsidiary bank of Reserve Bank of India. Indian Banks' Association (IBA)
National Housing Bank was established under section 6 Indian Banks' Association (IBA) set up in 1946 with 22
of National Housing Bank Act (1987). members to discuss issues of common interests. Over
The HQ: of NHB is in New Delhi| Chairman: Shri the years, IBA emerged as the Voice of Indian Banking
Sriram Kalyanaraman Industry. IBA adopts a consultative approach to give its
views on any issue pertaining to banking sector. As on
ECGC December 28, 2015 the total Membership of the
Export Credit Guarantee Corporation of India. This Association is 237.
organisation provides risk as well as insurance cover to Ordinary: 139 Associate: 98 Total: 237
the Indian exporters.|Chairman- Geetha Muralidhar | Usha Ananthasubramanian is present Chairman of
Head Quarters : Mumbai IBA & it‘s headquarter is in Mumbai.

CLEARING CORPORATION OF INDIA


Clearing Corporation of India Limited (CCIL) was
incorporated on 30th April 2001, as the country‘s first
clearing house for the Govt. securities, forex & other
related market segments. It commenced operations
from Feb 15, 2002. It provides a system for efficient
clearing of money, Govt. securities & foreign exchange
market transactions.

BANKING CODES & STANDARDS BOARD OF


INDIA
Banking Codes & Standards Board of India (BCSBI)
was set up on the lines of a similar set up in UK to
oversee the Fair Practice Code evolved by the Bankers.
Members: The Board was set up as a Society, under the
Societies Registration Act, 1860. Commercial banks,
RRBs & Urban Coop Banks are its members.
A Governing council of the BCSBI looks after its
financial affairs & managerial policies. The tenure of

Topic 35: Important Financial Schemes of the Government


KISAN VIKAS PATRA Rate of Interest: 7.3%.
KPV are regulated by KVP Rules 2014, Scheme is Rate of interest: Rs.1000 becomes double during the
available through Post Offices & those banks that are maturity period.
authorized to operate PPF scheme. 1. Nomination facility, 2. Pledge for loan facility & 3. pre-
Denomination: Rs.1000, Rs.5000, Rs.10000 & Rs.50000 mature payment after 2 years & 6 months subject to
Types of certificates: Category Single, Joint A-Type & certain conditions, is eligible.
Joint B-Type (E/S).
Maturity period: 118 Months
Topic 36: List of Mergers in the Indian Banking Industry
The Bank which The Bank which got Year of Bank
acquired Merged Merger ICICI Bank Bank of Rajasthan 2010
State Bank of 5 SBI‘s Associate 2017 State Bank of State Bank of Indore 2009
India Banks & India
Bharatiya Mahila State Bank of State Bank of 2008
Bank India Saurashtra
Kotak Mahindra ING Vysya Bank 2016 HDFC Bank Centurion Bank of 2008

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Punjab ICICI Bank ICICI Limited 2002
Centurion Bank of Lord Krishna Bank 2007 Limited
Punjab ICICI Bank Bank of Madura 2001
Indian Overseas Bharat Overseas 2007 HDFC Bank Times Bank 2000
Bank Bank Union Bank of Sikkim Bank 1999
IDBI Bank United Western 2006 India
Bank Ltd. State Bank of Kashinath State 1995
Federal Bank Ganesh Bank of 2006 India Bank
Kurundwad Bank of India Bank of Karad 1994
Centurion Bank Bank of Punjab 2005 Punjab National Bank New Bank of 1993
(BoP) India
IDBI Bank Limited IDBI Limited 2005 State bank of India Bank of Cochin 1985
Oriental Bank of Global Trust Bank 2004 Canara Bank Lakshmi 1985
Commerce (GTB) Commercial Bank
Punjab National Nedungadi Bank 2003
Bank
Bank of Baroda Benares State Bank 2002

Topic 37: What are the Sectors in the Indian Economy?


Indian Economy is normally categorized into three products. For example, processing & construction
sectors namely - 1. Primary Sector 2. Secondary industries.
Sector 3. Tertiary Sector Tertiary Sector/Service Sector: Tertiary Sector is
Primary Sector: Primary Sector is directly dependent involved in production & exchange of services. For
on environment for manufacture & production. For example, transportation, communication, & other
example, agriculture, mining, farming etc. services of such kind. Tertiary Sector is also known as
Secondary Sector: Secondary Sector adds value to the Services Sector as it facilitates the production &
proud by transforming raw materials into valuable exchanges of services.

Topic 38: A Brief on Printing & Minting of Currencies in India


In India, RBI is engaged in printing of all notes &
production of coins is handled by Government under A brief on the Minting of Coins
The Coinage Act, 1906. a) Security Printing & Minting Corporation of India
RBI determines what volume of currency is required at Limited (SPMCIL) comprises four mint:
a particular time.  India Government Mint, Mumbai
The production of bank notes, coins, non-judicial  India Government Mint, Kolkata
stamps, postage stamps & other govt. documents is  India Government Mont, Hyderabad
managed by Security Printing & Minting Corporation  India Government Mint, Noida
of India Limited(SPMCIL). It was established in 2006. b) The main objectives of these mints is to produce coins,
medals & awards, as per the requirements of India.
A brief on the Printing Presses c) Mumbai mint is known for producing standardized
a) The first printing press of India Currency Note Press weights & measures.
(CNP) was established in 1928 for printing bank notes d) Noida is known as the first mint in the country to
in India. This press is located in Nashik, Maharashtra. produce stainless steel coins.
b) Bank Note Press (BNP) has two branches located in
Mysore, Karnataka & Dewas, Madhya Pradesh. Points to Remember
Currently both CNP & BNP print Indian currency. Special kind of paper is required for the printing of
c) Currency is also printed by RBI which has two printing bank notes & non-judicial stamps. This paper is
presses & owned by Bhartiya Reserve Bank Note produced in special Security Paper Mill which was
Mudran Limited. These are located in Mysore, established in 1968 at Hoshangabad, Madhya Pradesh.
Karnataka & Salboni, West Bengal. 2 currency note printing presses owned by GOI & 2
d) Indian security Press is located in Nashik & Security are owned by RBI , through the Bharatiya Reserve Bank
Printing Press is located in Hyderabad. Note Mudran Ltd. (BRBNML). GOI presses are at
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Nasik (Western India) & Dewas (Central India). RBI Coins are minted in four mints owned by GOI which
presses are at Mysore (Southern India) & Salboni are located at Mumbai, Hyderabad, Calcutta & NOIDA.
(Eastern India).

Topic 39: What is the Mudra Scheme?


a) MUDRA stands for Micro Units Development & products / schemes. The financial limit for these
Refinance Agency Ltd. schemes are:-
b) Financial institution set up by GOI for development & Shishu: covering loans upto Rs. 50,000/-
refinancing micro units enterprises. Kishor: covering loans above Rs. 50,000/- and upto 5 lakhs
c) The purpose is to provide funding to the non-corporate Tarun: covering loans above Rs. 5 lakhs to 10 lakhs
small business sector through various Last Mile f) Pradhan Mantri Mudra Yojana is a Government of
Financial Institutions like Banks, NBFCs and MFIs. India scheme, which enables a small borrower to
d) It be responsible for refinancing all Last Mile Financiers borrow from banks, MFIs, NBFCs for loans upto 10
such as Non-Banking Finance Companies, Societies, lakhs for non-farm income generating activities.
Trusts, Section 8 Companies, Co-operative Societies, Generally, loans upto 10 lakhs issued by banks under
Small Banks, Scheduled Commercial Banks and Micro Small Enterprises is given without collaterals.
Regional Rural Banks. g) Shri Mohammad Mustafa is the Head currently.
e) Under the aegis of Pradhan Mantri MUDRA Yojana
(PMMY), MUDRA has already created its initial
Topic 40: Headquarters of the International Financial Organizations
Name of the Organization HQ World Trade Organization (WTO) Geneva
IMF International Monetary Fund Washington, AFDB African Development Bank Abidjan
DC ADB Asian Development Bank Manila
IBRD International Bank for Washington, EBRD European Bank for London
Reconstruction and Development DC Reconstruction & Development
IFC International Finance Corporation Washington, BIS Bank of International Settlements Basel
DC
EIB European Investment Bank Luxembourg
IDA International Development Washington,
AACB African Association of Central Dakar, Senegal
Association DC
Banks
ICSID, International Centre for Washington,
IIB International Investment Bank Moscow,
Settlement of Investment Disputes DC
Russia
MIGA Multilateral Investment Washington,
SEACEN South East Asian Central Kuala Lumpur,
Guarantee Agency DC
Banks Centre Malaysia

Topic 41: Important Financial, Economics & Budget Terms


Fiscal Responsibility and Budget Management Act: Capital Gains Tax: It is a tax on the gains that ensue
The Act is an attempt to make the Government adhere when an asset is sold for a price higher than what it
to a phased plan to reduce fiscal deficit, which denotes was bought for.
an excess of expenditure over revenue. Ad Valorem Tax: This is charged as a percentage of the
Dividend Distribution Tax: This is a tax levied on value of a good or service, not at a specific rate per unit.
companies that pay out dividends to its shareholders, Advance Pricing Agreement (APA): It is an agreement
i.e. share a portion of earnings with them. between a taxpaying entity and the taxman that
Venture Capital Funds: These are funds that invest in indicates how the former will price transactions with its
startups, a financially riskier proposition than investing associates.
in established companies. Fiscal Consolidation: The term refers to the things a
Securities Transaction Tax: It is a tax on all Government does to maintain good fiscal health — cut
transactions done over the stock exchanges involving debt and wasteful expenditure and improve revenue
securities such as shares, derivatives, and equity-linked opportunities.
mutual funds. Current Account Deficit: It is a trade measure that
shows the value of a country‘s imports of goods and
services to be higher than the value of its exports.
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Bear market: A period during which the majority of borrow money form the public to meet the shortfall.
securities prices in a particular market (such as the The excess of total expenditure over total non-
stock market) drop substantially.
Bull market: A period during which the majority of The difference between revenue
securities prices in a particular market (such as the expenditure and revenue receipt is known as revenue
stock market) rise substantially.
Inflation risk: The risk that the purchasing power of receipts over current expenditure.
the future value of assets or income will be lower due Capital Budget: It consists of capital receipts and
to inflation. payments. It includes investments in shares, loans and
Interest rate risk: Risk of gain or loss on a security due advances granted by the central Government to State
to possible changes in interest rate levels. When interest Governments, Government companies, corporations
rates rise, the market value of a debt security will fall, and other parties.
and vice versa. Vote on Account: The Vote on Account is a grant made
Direct and Indirect Taxes: Direct taxes are the one that in advance by the parliament, in respect of the
fall directly on individuals and corporations. For estimated expenditure for a part
example, income tax, corporate tax etc. Indirect taxes pending the completion of procedure relating to the
are imposed on goods and services. They are paid by voting on the Demand for Grants and the passing of the
consumers when they buy goods and services. These Appropriation Act.
include excise duty, customs duty etc. Guillotine: Parliament, unfortunately, has very limited
Customs Duty: These are levies charged when goods time for scrutinising the expenditure demands of all the
are imported into, or exported from, the country, and Ministries. So, once the prescribed period for the
they are paid by the importer or exporter. Usually, discussion on Demands for Grants is over, the Speaker
these are also passed on to the consumer. of Lok Sabha puts all the outstanding Demands for
Grants, Whether discussed or not, to the vote of the
minus interest payments. It tells how much of the House. This process is popularly known as 'Guillotine'.
Government's borrowings are going towards meeting Public Account: Under provisions of Article 266(1) of
expenses other than interest payments. the Constitution of India, Public Account is used in
Fiscal policy: It is the government actions with respect relation
to aggregate levels of revenue and spending. Fiscal acting as a banker. Examples include Provident Funds
policy is implemented though the budget and is the and Small Savings. This money does not belong to
government but is to be returned to the depositors. The
the economy. expenditure from this fund need not be approved by
When the government's non-borrowed the Parliament.
receipts fall short of its entire expenditure, it has to
Topic 42: Major Controls/Schemes introduced in Banking Sector from 1968
Year Reform Introduced to assist RBI & Govt. to allocate credit according
1962 In order to ensure the safety of deposits of small to plan priorities.
depositors in banks in India, Deposit Insurance 1969 Fourteen banks with deposits of over Rs.50 crores
Corporation Act, 1961 was enacted. Deposit were nationalised.
Insurance Corporation of India was established 1969 Lead Bank Scheme was introduced to mobilise
in January 1962. deposits on a massive scale throughout the
1963 Agricultural Refinance Corporation (ARC) was set country and also for stepping up lending to the
up by the Act of July 1, 1963. Its objective was to weaker sections.
refinance central land mortgage banks, State 1972 Concept of Priority Sector was formalised. Specific
cooperative banks and scheduled commercial targets were set out in Nov 1974 for public
banks. sector banks & in Nov. 1978 for private sector
1965 Credit Authorisation Scheme(CAS) was banks.
introduced, under which the commercial banks 1972 Differential Rate of Interest (DRI) Scheme was
were required to obtain prior permission of RBI instituted to cater to the needs of the weaker
for sanctioning any fresh working capital limits sections of the society and for their upliftment.
above the prescribed norm which was revised 1980 Six Banks with demand and time liabilities greater
from time to time. than Rs.200 crore as on March 14, 1980, were
1968 National Credit Council (NCC) set up in Feb. 1968 nationalised on April 15, 1980.

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1994 Board for Financial Supervision (BFS) was set up Banks were advised to introduce a facility of ‗no frills‘
within RBI to attend exclusively to supervisory account with nil or low minimum balances in
functions & provide effective supervision in an November 2005.
integrated manner over the banking system, Recovery of Debts Due to Banks and Financial
financial institutions, NBFCs & other para- Institutions Act was enacted in 1993, which provided
banking financial institutions. for the establishment of tribunals for expeditious
1995 Banking Ombudsman Scheme was introduced adjudication and recovery of non-performing loans.
under the provisions of the BR Act, 1949. Securitisation and Reconstruction of Financial Assets
2006 Banking Codes and Standards Board of India and Enforcement of Security Interest (SARFAESI)
(BCSBI) was set up by Reserve Bank in order to Act, 2002 was enacted in March, 2002.
provide for voluntary registration of banks
committing to provide customer services as per
the agreed standards and codes.
The roadmap for the presence of foreign banks in India
was drawn up in February 2005.

Topic 43: History of Banking Sector in India


a) The first bank of a joint stock variety was Bank of j) The first registered urban co-operative credit society
Bombay, established in 1720 in Bombay. This was was the Conjeevaram Urban Co-operative Bank,
followed by Bank of Hindustan in Calcutta, which was organised in Conjeevaram, in the then Madras
established in 1770 by an agency house. Presidency.
b) The General Bank of Bengal and Bihar, which came into Note: They were known as Presidency banks as they were
existence in 1773, after a proposal by Governor (later set up in the three Presidencies that were the units of
Governor General) Warren Hastings, proved to be a administrative jurisdiction in the country for the East
short-lived experiment. India Company. The Presidency banks were governed
c) The first ‗Presidency bank‘ was the Bank of Bengal by Royal Charters. The Presidency banks issued
established in Calcutta on June 2, 1806 with a capital of currency notes until the enactment of the Paper
Rs.50 lakh. The bank was given powers to issue notes in Currency Act, 1861, when this right to issue currency
1823. notes by the Presidency banks was abolished and that
d) Bank of Bombay was the second Presidency bank set up function was entrusted to the Government.
in 1840 with a capital of Rs.52 lakh, and the Bank of k) The presidency banks were amalgamated into a single
Madras the third Presidency bank established in July bank, the Imperial Bank of India, in 1921. It also
1843 with a capital of Rs.30 lakh. functioned as a central bank prior to the establishment
e) With the collapse of the Bank of Bombay, the New Bank RBI. The Imperial Bank of India performed three set of
of Bombay was established in January 1868. functions, viz., commercial banking, central banking
f) The Presidency Bank Act, which came into existence in and the banker to the government.
1876, brought the three Presidency banks under a l) By 1930, the number of commercial banks increased to
common statute and imposed some restrictions on their 107 with the Imperial Bank of India still dominating the
business. Indian banking sector.
g) The first Indian owned bank was the Allahabad Bank m) Indian Central Banking Enquiry Committee was set up
set up in Allahabad in 1865, the second, Punjab in 1929 to survey extensively the problems of Indian
National Bank was set up in 1895 in Lahore, and the banking, observed that a central bank be established for
third, Bank of India was set up in 1906 in Mumbai. All the country.
these banks were founded under private ownership. n) Reserve Bank of India Act 1934 was enacted paving the
h) Swadeshi Movement of 1906 provided a great impetus way for the setting up of the Reserve Bank of India. The
to joint stock banks of Indian ownership and many issue of bank failures and the need for catering to the
more Indian commercial banks such as Central Bank of requirements of agriculture were the two prime reasons
India, Bank of Baroda, Canara Bank, Indian Bank, and for the establishment of the Reserve Bank. The banking
Bank of Mysore were established between 1906 and sector came under the purview of the Reserve Bank in
1913. 1935.
i) The late Shri Vithal L Kavthekar pioneered the urban o) The Government, therefore, first implemented the
co-operative credit movement in the year 1889 in the exercise of nationalisation of the Imperial Bank of India
then princely State of Baroda. with the objective of ―extension of banking facilities on

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a large scale, more particularly in the rural and semi- Bank of India in 1955 with the enactment of the State
urban areas, and for diverse other public purposes‖. Bank of India Act, 1955.
The Imperial Bank of India was converted into the State

Topic 44: Important Financial Abbreviations Part 2


ADRs - American Depository Receipts DISCOMS: Distribution Companies
CAGR - Compounded Annual Growth Rate EBRD: European Bank for Reconstruction and
CDSL - Central Depositary Services (India) Limited Development
ECS - Electronic Clearing Scheme EFTA: European Free Trade Association
FIIs - Foreign Institutional Investors EIB: European Investment Bank
GETFs - Gold Exchange Traded Funds e-NAM: Electronic National Agriculture Market
IFCI - Industrial Financial Corporation of India EPCG: Export Promotion on Capital Goods
IPO - Initial Public Offering GCC: Gulf Cooperation Council
NSC - National Savings Certificate IBC: Insolvency and Bankruptcy Code
OTCEI - Over the Counter Exchange of India Limited LFPR: Labour Force Participation Rate
Industrial Credit and Investment Corporation of India M0: Reserve Money
Bank M3: Broad money
NISM: National Institute of Securities Market MDGs: Millennium Development Goals
SIP: Systematic Investment Plan NAREDCO: National Real Estate Development Council
SWP: Systematic Withdrawal Plan NCDs: Non-Convertible Debentures
AAY: Antyodaya Anna Yojana NCLT: National Company Law Tribunal
CAA&A: Controller of Aid Accounts and Audit NICRA: National Innovations on Climate Resilient
CFPI: Consumer Food Price Index Agriculture
CIRP: Corporate Insolvency Resolution Process PMAY: Pradhan Mantri Awas Yojana
CLSS: Credit Linked Subsidy Scheme PMFBY: Pradhan Mantri Fasal Bima Yojana
DARE: Department of Agricultural Research and PMKSY: Pradhan Mantri Krishi Sinchayee Yojana
Education POL:Petroleum Oil and Lubricants
DDA: Doha Development Agenda RMSA:Rashtriya Madhyamik Shiksha Abhiyan
DGCI&S: Directorate General of Commercial SSA: Sarva Shiksha Abhiyaan
Intelligence and Statistics SUUTI: Specified Undertaking for Unit Trust of India
DGFT: Directorate General of Foreign Trade UDAY: Ujjwal Discom Assurance Yojna
DIPAM: Department of Investment and public Asset UDISE: Unified District Information System for
Management Education
DIPP: Department of Industrial Policy and Promotion

Topic 45: Miscellaneous Banking Terms


Average Yield: It is the sum of all interest that the 1. the aggregate of all credits in a financial year does not
investment generates divided the length of time the exceed rupees one lakh;
investor invested in it. 2. the aggregate of all withdrawals and transfers in a
Net Interest Margin: Net interest margin is the net month does not exceed rupees ten thousand; and
interest income divided by average interest earning 3. the balance at any point of time does not exceed rupees
assets. fifty thousand.
Bulk Deposits: a) It means single Rupee term deposits LIBOR: It is the average weighted interest rate on inter-
of Rupees one crore & above for Scheduled Commercial bank loans provided by banks, that participate in the
Banks other than RRBs. b) For RRBs, it is the Single London interbank market and offer funds in different
Rupee term deposits of Rupees fifteen lakhs and above. currencies for different time periods (from 1 day to 1
―Notice deposits‖: It means term deposit for specific year).
period but withdrawable on giving at least one Double Taxation Avoidance Agreement (DTAA): It is
complete banking day‘s notice. a tax treaty signed between two or more countries. Its
―Term deposit‖: It means a interest bearing deposit key objective is that tax-payers in these countries can
received by the bank for a fixed period and shall also avoid being taxed twice for the same income. It applies
include deposits such as Recurring /Cumulative in cases where a tax-payer resides in one country and
/Annuity /Reinvestment deposits and Cash Certificate. earns income in another.
Small Accounts: It means a savings account in which:
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DRI Loans c) Swaps- Is an agreement to exchange future cash flow at
DRI scheme provides bank loan at a concessional rate of pre-specified Intervals. Typically one cash flow is based
interest of 4% per annum for productive / self on a variable price and other on affixed one.
employment ventures. SC/ST, minorities and physically Restructuring: A restructured account is one where the
handicapped persons are targeted under this scheme to bank, grants to the borrower concessions that the bank
boost financial inclusion. would not otherwise consider.
Amortization: It is the reduction of an amount at CASA Deposit: Deposit in bank in current and Savings
regular intervals over a certain time period. It mainly account.
refers to the reduction of debt by regular payment of Liquid Assets: Liquid assets consists of: cash, balances
loan installments during the life of a loan. It also with RBI, balances in current accounts with banks,
describes the accounting process of writing off an money at call and short notice, inter-bank placements
intangible asset. due within 30 days and securities under "held for
Lessor & Lessee: Lessor and Lessee are two parties to a trading" and "available for sale" categories excluding
lease agreement. An agreement or a contract by which securities that do not have ready market.
the owner (lessor) of a specified asset grants permission ALCO: Asset-Liability Management Committee
to another party (lessee) to use the asset for a specific (ALCO) is a strategic decision making body,
period of time and with defined terms and conditions in formulating and overseeing the function of asset
return of periodic rentals, is termed as a lease. A lessor liability management (ALM) of a bank.
is a person or a party who is the owner of the asset Consortium Financing: It occurs for transactions that
under the lease agreement. The lessor holds the legal might not take place with a single lender. Several banks
rights over an asset. A lessee is a person or a party who agree to jointly supervise a single borrower with a
takes the asset on lease from the lessor (owner of the common appraisal, documentation and follow-up and
asset). The lessee is often termed as a tenant. The lessee own equal shares in the transaction.
is required to oblige the terms and conditions Moratorium Period: Moratorium period or EMI holiday
mentioned in the lease agreement. period refers to a particular duration in the loan tenure
"Bailment": It is the delivery of goods by one person to when the borrower is not required to pay EMIs. This
another for some purpose, upon a contract that they holiday period is mostly available for salaried
shall, when the purpose is accomplished, be returned or individuals. Although the borrower is not required to
otherwise disposed of according to the directions of the pay EMIs, the loan amount would still continue to incur
person delivering them. The person delivering the interest during this period.
goods is called the "bailor". The person to whom they A Brief on Insolvency and Bankruptcy Board of India
are delivered is called the "bailee". a) It was established on 1st October, 2016 under the
Derivative: A derivative instrument derives its value Insolvency and Bankruptcy Code, 2016 (Code).
from an underlying product. There are basically three b) It is a key pillar of the ecosystem responsible for
derivatives implementation of the Code that consolidates and
a) Forward Contract- A forward contract is an agreement amends the laws relating to reorganization and
between two parties to buy or sell an agreed amount of insolvency resolution of corporate persons, partnership
a commodity or financial instrument at an agreed price, firms and individuals in a time bound manner for
for delivery on an agreed future date. Future Contract- maximization of the value of assets of such persons, to
Is a standardized exchange tradable forward contract promote entrepreneurship, availability of credit and
executed at an exchange. balance the interests of all the stakeholders.
b) Options- An option is a contract which grants the buyer c) It is a unique regulator: regulates a profession as well as
the right, but not the obligation, to buy (call option) or processes.
sell (put option) an asset, commodity, currency or d) It has regulatory oversight over the Insolvency
financial instrument at an agreed rate (exercise price) on Professionals, Insolvency Professional Agencies,
or before an agreed date (expiry or settlement date). The Insolvency Professional Entities and Information
buyer pays the seller an amount called the premium in Utilities.
exchange for this right. This premium is the price of the e) Dr. M. S. Sahoo is the Chairperson.
option.

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Part 3: Static General Awareness Capsule for IBPS RRB PO|Clerk Mains Exam 2018
Part 3: Static General Awareness Capsule for IBPS RRB PO|Clerk Mains Exam 2018 ........................................... 84
Topic 1: List of Union Cabinet Ministers & their Constituency .................................................................................. 85
Topic 2: Upcoming Important Sport Events................................................................................................................... 86
Topic 3: The Headquarters of the UN Organizations ................................................................................................... 87
Topic 4: Revolutions in the field of Agriculture in India.............................................................................................. 87
Topic 5: A Brief on the Census 2011 ................................................................................................................................ 87
Topic 6: Current Office Holders List ............................................................................................................................... 88
Topic 7: Important Ports in India ..................................................................................................................................... 89
Topic 8: The Most Famous Temples in India ................................................................................................................. 89
Topic 9: List of the Important Airports in India ............................................................................................................ 89
Topic 10: What are the names of the Borders/Boundary Lines? ................................................................................ 90
Topic 11: List of Schemes & Apps launched by Banks ................................................................................................. 90
Topic 12: Stock Exchanges around the World................................................................................................................ 90
Topic 13: Dams in India..................................................................................................................................................... 91
Topic 14: CLASSICAL DANCES & FOLK DANCES IN INDIA ................................................................................. 91
Topic 15: The Headquarters of the important Public-Sector Undertakings .............................................................. 92
Topic 16: Nick Names of Important Indian Places ........................................................................................................ 93
Topic 17: Important Defence Exercise Conducted in the World ................................................................................. 93
Topic 18: Stadiums Around the World ........................................................................................................................... 93
Topic 19: List of Important Days...................................................................................................................................... 94
Topic 20: Summits & the Meetings to be held recently ................................................................................................ 95
Topic 21: List of Indian Cities on Rivers Banks ............................................................................................................. 96

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Topic 1: List of Union Cabinet Ministers & their Constituency

Cabinet Ministers Portfolio Constituency Smt. Harsimrat Food Processing Bathinda,


Shri Narendra Atomic Energy Varanasi Kaur Badal Industries Punjab
Modi Space Personnel, Shri Narendra Rural Gwalior,
Public Grievances Singh Tomar Development, Madhya
and Pensions Panchayati Raj & Pradesh
All important Mines
policy issues and Shri Chaudhary Steel Haryana, Raj
all other portfolios Birender Singh ya Sabha
not allocated to any Shri Jual Oram Tribal Affairs Sundargarh,
Minister Odisha
Shri Raj Nath Home Affairs Lucknow, Shri Radha Mohan Agriculture & Purvi
Singh Uttar Singh Farmers Welfare Champaran,
Pradesh Bihar
Smt. Sushma External Affairs Vidisha, Shri Thawar Social Justice & Madhya
Swaraj Madhya Chand Gehlot Empowerment Pradesh,
Pradesh Rajya Sabha
Arun Jaitely Finance & Maharashtra Smt. Smriti Zubin Textiles Gujarat,
Corporate Affairs Irani Rajya Sabha
Shri Nitin Jairam Road Transport & Nagpur, Dr. Harsh Science & Chandni
Gadkari Highways Maharashtra Vardhan Technology Chowk,
Shipping, Water Earth Sciences, Delhi
Resources, River Environment,
Development & Forest & Climate
Ganga Change
Rejuvenation Shri Prakash Human Resource Maharashtra,
Shri Suresh Commerce & Andhra Javadekar Development Rajya Sabha
Prabhu Industry & Civil Pradesh, Shri Dharmendra Petroleum & Deogarh
Aviation Rajya Sabha Pradhan Natural Gas
Shri D. V. Statistics & Bangalore Skill Development
Sadananda Gowda Programme North, &
Implementation Karnataka Entrepreneurship
Sushri Uma Drinking Water & Jhansi, Uttar Shri Piyush Goyal Railways, Maharashtra
Bharati Sanitation Pradesh Coal
Shri Ramvilas Consumer Affairs, Hajipur, Smt. Nirmala Defence Rajya Sabha
Paswan Food & Public Bihar Sitharaman Karnataka
Distribution Shri Mukhtar Minority Affairs Jharkhand
Smt. Maneka Women & Child Pilibhit, Uttar Abbas Naqvi
Sanjay Gandhi Development Pradesh
Shri Ananthkumar Chemicals & Bangalore Ministers of State (Independent Charge)
Fertilizers, South,
Cabinet Ministers Portfolio Constituency
Parliamentary Karnataka
Affairs Shri Inderjit Singh Planning Gurugram,
Shri Ravi Shankar Law & Justice, Bihar – Rajya Rao Haryana
Prasad Electronics & Sabha Shri Santosh Labour and Bareilly, Uttar
Information Kumar Gangwar Employment Pradesh
Technology
Shri Shripad Ayurveda, Yoga North Goa
Shri Jagat Prakash Health & Family Himachal
Yesso Naik and Naturopathy,
Nadda Welfare Pradesh,
Unani, Siddha and
Rajya Sabha
Homoeopathy
Shri Anant Geete Heavy Industries & Raigad,
(AYUSH)
Public Enterprises Maharashtra

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Dr. Jitendra Singh Development of Udhampur,
North Eastern Jammu &
Region Kashmir
Dr. Mahesh Culture Gautam
Sharma Buddha
Nagar, UP
Shri Giriraj Singh Micro, Small and Nawada,
Medium Bihar
Enterprises
Shri Manoj Sinha Communications Ghazipur, UP
Col. Youth Affairs and Jaipur Rural,
Rajyavardhan Sports, Information Rajasthan
Singh Rathore and Broadcasting
Shri Raj Kumar Power, Arrah
Singh New and
Renewable Energy
Shri Hardeep Housing and Uttar Pradesh,
Singh Puri Urban Affairs Rajya Sabha
Shri Alphons Tourism Rajasthan,
Kannanthanam Rajya Sabha

Topic 2: Upcoming Important Sport Events


Summer Olympics Japan (2020); Paris (2024), Los ITTF Table Tennis 2018 (London)
Angles (2028) World Cup
Winer Olympics Pyeong Chang, South Korea
(2018); Beijing China (2022) ICC World Cup Cricket Venue:
Common Wealth Queensland, Australia (2018); ODI: (One day International): 1. England – 2019|2. India
Games London (2022) – 2023
Asian Games Indonesia (2018); Hangzohu, T20 World Cup: Australia - 2020.
China (2022)
FIFA Russia (2018); Qatar (2022) FIFA (Football) World Cup venue:
Common Wealth Brahmas (2017); Belfast (2021) 2018: Russia|2022: Qatar
Youth Games Commonwealth Games venues: 2018 – Gold Coast
Common Wealth Lima, Peru (2018) (Australia).| 2022: Birmingham (England)
Weightlifting
Championship Olympics Games venues:
2016 Summer: Rio de Janeiro (Brazil)
Men Hockey World 2018 (India) 2018 winter: Pyeongchang (South Korea)
Cup 2020 summer: Tokyo (Japan)
2022 Winter: Beijing (China)
Women Hockey 2018 (London)
2024 Summer: Paris (France)
World Cup
ICC Women Cricket 2021 (New Zealand) Asian Games host cities:
World Cup 1. 2014: Incheon (South Korea)
ICC Men Cricket 2019 (England); 2023 (India) 2. 2018: Jakarta, Indonesia
3. 2022: Hangzhou, China
World Cup
FIFA (Women) 2019 (France) → Dare to Shine
World Cup

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Topic 3: The Headquarters of the UN Organizations
International Organizations HQ: Agency)
UNO (United Nations Org) New York OPEC Vienna
UNICEF New York Amnesty International London
UNCTAD Geneva Commonwealth of Nations London
WHO (World Health Org) Geneva International Maritime London
ILO (International Labour Org) Geneva Organization
WMO (World Meteorological Org) Geneva ICJ (International Court of Justice) The Hague
World Intellectual Property Org Geneva Food & Agricultural Organization Rome
International Standards Org. Geneva NATO Brussels
IMF Washington DC Transparency International Berlin
World Bank Washington DC SAARC Kathmandu
UNESCO Paris ASEAN Jakarta
OECD Paris APEC (Asia Pacific Economic Singapore
UNIDO (United Nations Vienna Forum)
Industrial Dev. Org) Organization of Islamic Jeddah
IAEA (International Atomic Energy Vienna Cooperation

Topic 4: Revolutions in the field of Agriculture in India


Black Revolution - Petroleum Production Red Revolution - Meat & Tomato Production
Blue Revolution - Fish Production Round Revolution - Potato
Brown Revolution - Leather/Non-conventional Silver Fiber Revolution - Cotton
(India)/Cocoa production Silver Revolution - Egg/Poultry Production
Golden Fiber Revolution - Jute Production White Revolution (In India: Operation Flood) -
Golden Revolution - Fruits/Overall Horticulture Milk/Dairy production
development/Honey Production Yellow Revolution - Oil Seeds production
Green Revolution - Food grains Evergreen Revolution - Overall development of
Grey Revolution - Fertilizer Agriculture.
Pink Revolution - Onion production/Pharmaceutical
(India)/ Prawn production
Topic 5: A Brief on the Census 2011
1) The population of the country as per the provisional Least Populous State - Sikkim
figures of Census 2011 is 1210.19 million of which 623.7 Most Literate State - Kerala (93.9%)
million (51.54%) are males&586.46 million (48.46%) are Least Literate State - Bihar (63.82%)
females. National Sex Ratio - Female : Male (940 : 1000)
The major highlights of the Census 2011 (Provisional Highest Sex Ratio (State) - Kerala (1084 : 1000)
figures) are as under: Lowest Sex Ratio (State) - Haryana
*The population of India has increased by more than Highest Sex Ratio (UT) - Puducherry
181 million during the decade 2001-2011. Least Sex Ratio (UT) - Damn & Dayyu (61 : 1000)
2) %age growth in 2001-2011 is 17.64; males Literacy of Male - 82.14%
17.19&females 18.12. Literacy of Female - 65.46%
3) *Uttar Pradesh (199.5 million) is the most populous Population Growth Rate - 17.64%
State in the country followed by Maharashtra with 112 Highest fertility Rate - Meghalaya
million. Most literate union territory - Lakshadweep (92.2%)
Some of the highlights Least literate Union Territory - Dadra Nagar & Haweli
Slogan - Our census, Our Future Most Literate District - Serechhip (Mizoram)
India's 1st Census - 1872 Least Literate District - Dadra Naga & Haveli
2011 Census is - 15th Census Highest Density of Population - Bihar (1102 sq.km)
Total Population - 1,21,01,93,422 Lowest Density of Population - Arunachal Pradesh (17)
India's Rank in population - 2nd with 17.5% (1st China Total number of districts - 640
with 19%) Highest Populous District - Thane (Mumbai)
Most Populous State - Uttar Pradesh 100% Literacy District - Palakkad (Kerala)

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100% Banking State - Kerala Density of Population in India - 382 sq. km
100% Banking District - Palakkad (Kerala) Increase in population (during 2001-2011) - 181 million

Topic 6: Current Office Holders List

Important National Officials Director General, NIA YC Modi


Designation Name Post Name
Chairperson, CBDT Suhsil Chandra Chief Justice, Supreme Court Deepak Misra(45th)
Chairperson, National Nand Kumar Sai Speaker, Lok Sabha Sumitra Mahajan
Commission for Deputy Speaker, Lok Sabha M. Thambidurai
Scheduled Tribes
Comptroller & Auditor Rajiv Mehrishi
Chairperson, UGC Dhirendra Pal Singh General of India
Chairman, ISRO K Sivan Chief Election Commissioner Om Prakash Rawat
Chairman, Atomic Energy Shekhar Basu Chairman, Union Public Sh. Arvind Saxena
Commission Service Commission
Chairperson, TRAI Ram Sevak Sharma Deputy Chairman, Rajya Harivansh Narayan
Chairperson, NHAI Shri Yudhvir Singh Malik Sabha Singh
Director General, National PP Malhotra
Cadet Corps Designation Name
Chairperson, Central Anita Karwal Secretary-General, United Antonio Guterres
Board of Secondary Nations Organisation
Education
Managing Director, Christine Lagarde
Chairperson, IRDAI Subhash Chandra Khuntia International Monetary Fund
Chairperson, Press CK Prasad President, World Bank Jim Yong Kim
Council of India
Director-General, World Roberto Azevedo
Director General, BSF K K Sharma Trade Organisation
Director General, SSB Rajni Kant Mishra DG, UNESCO Audrey Azoulay
Director General, CRPF Rajiv Rai Bhatnagar President, UN General Miroslav Lajcak
Director General, ITBP RK Pachnada Assembly
Solicitor General Post vacant Director-General, WHO Tedros Adhanom
Attorney General KK Venugopal Ghebreyesus
Chairperson, National Justice Adarsh Kumar Goel President, International Court Abdulqawi Ahmed
Green Tribunal of Justice Yusuf
Director, NCERT Hrushikesh Senapaty President, Asian Takehiko Nakao
President, ASSOCHAM Sandeep Jajodia Development Bank
Chairperson, NASSCOM Rishad Premji President, International Thomas Bach
Olympic Committee
Chairman, Press Trust of Vivek Goenka
India Director-General, Yukiya Amano
International Atomic Energy
Agency
Designation Name
Secretary-General, NATO Jens Stoltenberg
National Security Advisor Ajit Kumar Doval
Secretary-General, ASEAN Lim Jock Hoi
Chairman, Railway Board Ashwani Lohani
Secretary-General, SAARC Amjad Hussain B Sial
Director, Central Bureau Alok Verma
Secretary-General, Patricia Scotland
of Investigation (CBI)
Commonwealth
Chief, Intelligence Bureau Rajiv Jain
President, FIFA Gianni Infantino
(IB)
Chairman, International Shashank Manohar
Chief, Research & Anil Dhasmana
Cricket Council
Analysis Wing (RAW)

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Topic 7: Important Ports in India
Port State Cochin Kerala
Kolkata West Bengal New Mangalore Karnataka
Paradip Orissa Mormugao Goa
Vishakhapatnam Andhra Pradesh Jawaharlal Nehru Maharashtra
Chennai Tamil Nadu Mumbai Maharashtra
Ennore Tamil Nadu Kandla Gujarat
Tuticorin Tamil Nadu

Topic 8: The Most Famous Temples in India


Badrinath Temple: Chamoli district, Uttarakhand Lingaraja Temple: Orissa
The Konark Sun Temple: Puri district of Odisha Tirupati Balaji: Tirumala (Andhra Pradesh)
Brihadeeswara Temple: Thanjavur city of Tamil Nadu Kanchipuram Temples: Tamil Nadu
Somnath Temple: Saurashtra (Gujarat) Khajuraho Temple: Madhya Pradesh
Kedarnath Temple: Garhwal area (Uttarakhand) Virupaksha Temple: Hampi, Bellary, Karnataka
Sanchi Stupa: Raisen district of Madhya Pradesh Akshardham Temple: Delhi
Ramanathaswamy Temple: Tamil Nadu Shri Digambar Jain Lal Mandir: Oldest Jain temple in
Vaishno Devi Mandir: J&K, near Katra. Delhi
Siddhivinayak Temple: Prabha Devi, Mumbai Gomateshwara Temple: Shravanabelagola town of
Gangotri Temple: Uttarkashi district of Uttarakhand Karnataka
Golden Temple or Sri Harmandir Sahib: Amritsar Ranakpur Temple: Pali district of Rajasthan
Kashi Vishwanath Temple: Varanasi (Uttar Pradesh) Shirdi Sai Baba Temple: Shirdi town of Maharashtra
Lord Jagannath Temple: Puri (Orissa) Sree Padmanabhaswamy Temple :
Yamunotri Temple: Uttarkashi district of Uttarakhand Thiruvananthapuram, the capital city of Kerala
Meenakshi Temple: Madurai (Tamil Nadu) Dwarkadhish Temple: Dwarka city (Gujarat)
Amarnath Cave Temple: State of J&K Laxminarayan Temple: In Delhi

Topic 9: List of the Important Airports in India

Airport City State/UT Visakhapatnam Visakhapatna Andhra Pradesh


Kempegowda Bangalore Karnataka Airport m
International Airport Devi Ahilyabai Holkar Indore Madhya Pradesh
Netaji Subhash Kolkata West Bengal Airport
Chandra Bose Dr. Babasaheb Nagpur Maharashtra
Intl.Airport Ambedkar Intl.
Rajiv Gandhi Hyderabad Telangana Airport
International Airport Lok Nayak Patna Bihar
Sardar Vallabhbhai Ahmedabad Gujarat Jayaprakash Airport
Patel International Sri Guru Ram Dass Jee Amritsar Punjab
Airport International Airport
Chaudhary Charan Lucknow Uttar Pradesh Swami Vivekananda Raipur Chhattisgarh
Singh Intl. Airport Airport
Lokpriya Gopinath Guwahati Assam Bagdogra Airport Bagdogra West Bengal
Bordoloi Intl. Airport Veer Savarkar Port Blair andaman&Nicob
Srinagar Airport Srinagar J&K International Airport ar Islands
Biju Patnaik Bhubaneswar Odisha Birsa Munda Airport Ranchi Jharkhand
International Airport Maharana Pratap Udaipur Rajasthan

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Airport Daporijo Airport Daporijo Arunachal
Raja Bhoj International Bhopal Madhya Pradesh Pradesh
Airport Tezu Airport Tezu Arunachal
Jolly Grant Airport Dehradun Uttrakhand Pradesh
Rajahmundry Airport Rajahmundry Andhra Pradesh Kandla Airport Kandla Gujarat

Silchar Airport Silchar Assam Sonari Airport Jamshedpur Jharkhand


Lengpui Airport Aizwal Mizoram Birsa Munda Airport Ranchi Jharkhand

Zaruki International Shillong Meghalaya Agatti Aerodrome Agatti Lakshadweep


Airport

Topic 10: What are the names of the Borders/Boundary Lines?


Durand Line: Afghanistan & Pakistan 38th Parallel: Separates North Korea&South Korea.
Hindenburg Line: Germany & Poland. 39th Parallel north is an imaginary circle of latitude that
Mason-dixon Line: Line of demarcation between four is 39 degrees north of the Earth‘s equatorial plane.
states in the United States. 40th Parallel north: formed the original northern
Mannerheim Line: Russia-Finland border. boundary of the British Colony of Maryland.
Macmahon Line: India & China 42nd Parallel north: New York - Pennsylania Border.
Medicine Line: Canada & the United States. The Parallel 440 north is an imaginary circle of latitude
Order-neisse Line: Poland & Germany that is 44 degrees north of the Earth‘s equatorial plane.
Radcliffe Line: India & Pakistan. 45th Parallel north is often called the halfway point
Siegfried Line: Germany on its border with France. between the Equator&the North Pole.
17th Parallel: North Vietnam & South Vietnam 45th parallel makes up most of the boundary between
26th Parallel south: Africa, Australia & South America. Montana&Wyoming.
30TH PARALLEL Equator & the North Pole. 49th Parallel is the boundary between USA&Canada

Topic 11: List of Schemes & Apps launched by Banks


1. Airtel money – AXIS BANK + AIRTEL 15. Instant Money Transfer (IMT) – Bank of India
2. Asha Home loan – AXIS BANK 16. Kisan card – AXIS BANK
3. Branch on Wheel – ICICI Bank in Odisha 17. M-Pesa – ICICI Bank+Vodafone
4. Chillar – HDFC Bank 18. Student Travel Card – ICICI Bank
5. China‘s first online Banking ―webank‖ – Tancet 19. TAB BANKING FACILITY – State Bank of India
Holdings 20. Tap & pay – ICICI Bank
6. Digital Banking ―POCKET‖ – ICICI Bank 21. IMobile app for windows phone – ICICI Bank
7. Digital Village Project in Akodara Village of Gujarat 22. ‗Saral Rural Housing Loan‘ Scheme - ICICI Bank
– ICICI Bank 23. Awareness initiative ‗Dhanchayat - HDFC Bank
8. eforex – State Bank of India 24. UPI App That Turns Your Smartphone into a Bank for
9. E-KYC – State Bank of India Easy Transfers – RBI
10. EMI ON DEBIT CARD – ICICI Bank 25. SBI launches ‗State Bank of India No Queue‘ Mobile
11. First home grown INDEX ―COMPOSITE INDEX‖ – App – State Bank of India
State Bank of India 26. UcoPay wallet - UCO Bank
12. I-Mobile app for windows phone – ICICI Bank 27. LIME App - Axis Bank
13. India‘s first‖ transparent credit card ―in association 28. PAYZAPP App - HDFC Bank
with American Express – ICICI Bank
14. Instant money transfer – Bank of India

Topic 12: Stock Exchanges around the World


New York Stock Exchange (NYSE): HQ in New York Shanghai Stock Exchange: HQ in Shanghai.
City Hong Kong Stock Exchange: HQ in Hong Kong.
NASDAQ OMX: HQ in New York City. Toronto Stock Exchange: HQ in Toronto.
Tokyo Stock Exchange: HQ in Tokyo BM&F Bovespa: HQ in Sao Paul
London Stock Exchange: HQ in London. Australian Securities Exchange: HQ in Sydney
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Deutsche Börse: HQ in Frankfurt.
Taiwan Stock Exchange – HQ in the city of Taipei
JSE Limited HQ in Johannesburg, South Africa.
American Stock Exchange (AMEX) HQ in New York,
USA
Borsa Italia HQ in Milan, Italy
London International Financial Futures&Options
Exchange (LIFFE) HQ in London, Great Britain
Montreal Exchange (MSE) HQ in Montreal, Canada
Nordic: Baltic market (OMX) HQ in Stockholm, Sweden
Bolsa de Madrid (Madrid Stock Exchange) HQ in
Madrid, Spain
Afghanistan Stock Exchange HQ in Kabul
Chittagong Stock Exchange HQ in Chittagong
Royal Securities Exchange of Bhutan HQ inThimphu
Maldives Stock Exchange HQ in Malé
Nepal Stock Exchange HQ in Kathmandu
Sialkot Stock Exchange HQ in Sialkot
Colombo Stock Exchange HQ in Colombo

Topic 13: Dams in India


Dam River State Nagarjuna Sagar Krishna Telangana
Tehri Dam Bhagirathi Uttarakhand Dam
Lakhwar Dam Yamuna Uttarakhand Salal (Rockfill& Chenab J&K
Idukki (Eb)/Idukki Periyar Kerala Concrete) Dam
Arch Dam Supa Dam Kali Nadi Karnataka
Bhakra Dam Satluj Himachal Koteshwar Dam Bhagirathi Uttarakhand
Pradesh Rihand Dam Rihand Uttar Pradesh
Pakal Dul Dam Marusudar J&K Indira Sagar Narmada Madhya Pradesh
Sardar Sarover Narmada Gujarat (NHDC) Dam
Gujarat Dam Pillur Dam Bhavani Tamil Nadu
Srisailam (N.S.R.S.P) Krishna Andhra Pradesh Madupetty (Eb) Palar Kerala
Dam Dam
Ranjit Sagar Dam Ravi Punjab Parbati II Dam Parbati Himachal
Baglihar Dam CHENAB J&K Pradesh
Pong Dam Beas Himachal Chakra Dam Chakra Karnataka
Pradesh Ukai Dam Tapi Gujarat

Topic 14: CLASSICAL DANCES & FOLK DANCES IN INDIA


Indian Classical Dances North India
Bharatnatyam: Tamil Nadu & Karnataka Dumhal: Rauf tribe of Jammu & Kashmir
Kathak: North India HurkaBaul: Uttarakhand
Kathakali: Kerala. Chholiya: Kumaon region, Uttarakhand
Kuchipudi: Andhra Pradesh. Bhangra: Punjab
Manipuri: Manipur Dhamyal - ‗Dhamyal‘ or ‗Dhuph‘: Haryana
Mohiniattam: Kerala. Mayur Nritya: Uttar Pradesh
Odissi: Orissa state. Charkula: Braj region of Uttar Pradesh.
Gaudiya Nritya: West Bengal Giddha: State of Punjab
Sattriya: Assam Haryana: Swang, Naqqal, Dhamal
Ghoomar: Rajasthan Himachal Pradesh: Nati, Kariyala, Bhagat
Thang Ta: Manipur

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Central India South India
Gaur Dance: Chhattisgarh Padayani: Kerala
Muria Dance: Bastar district of Chhattisgarh Kolannalu: Andhra Pradesh
Saila Dance: Bastar district in the state of Chhattisgarh Parai Attam: Tamil Nadu
Kaksar Dance: Bastar district in the state of Chhattisgarh Karagattam: Tamil Nadu
Jawara Dance: Madhya Pradesh Paampu Attam: Tamil Nadu.
Bhagoria Dance: Madhya Pradesh Poikal Kudirai Attam: Tamil Nadu
Suwa Dance: Chhattisgarh Theyyam: Kerala
Grida Dance: Madhya Pradesh Andhra Pradesh: Veethi Natakam, Burrakatha,
Lambadi, Koya.
East India Telangana: Bathukamma
Brita Dance: ‗Brita‘ or ‗Vrita‘ dance: West Bengal Dollu Kunitha: Karnataka
Dalkhai: Odisha. Ghodemodni: Goa
Gotipua: Odisha Lava Dance: Lakshadweep
Bihar: Jadur, Kathaputli, Bhako, Jhijiya Fugdi: Goan dance performed in the Konkan region
Veeragase: Karnataka
North East India Koli: Maharashtra
Hojagiri: Tripura
Nongkram Dance: Meghalaya West India
Bagurumba: Assam Dandiya: Gujarat and Rajasthan
Bhortal Dance: Assam Garba: Gujarat
Cheraw Dance: Mizoram Padhar Dance: Gujarat
Chang Lo: Nagaland Rajasthan: Khyal, Rasdhari, Rammat, Gauri, Ghoomar
Bardo Chham: Arunachal Pradesh
Bihu: Assam
Topic 15: The Headquarters of the important Public-Sector Undertakings
Agriculture Insurance Company of India: New Delhi Mineral Exploration Corporation Limited: Nagpur,
Air India Limited: New Delhi Maharashtra
Airports Authority of India: New Delhi NHPC Limited: Faridabad, Haryana
Bharat Bhari Udyog Nigam: Kolkata, West Bengal National Aluminium Co Ltd: Bhubaneshwar, Orissa
Bharat Earth Movers (BEML): Bangalore, Karnataka National Aviation Company of India: New Delhi
Bharat Electronics Limited: Bangalore, Karnataka National Buildings Construction Corporation: New
Bharat Heavy Electricals Limited(BHEL): New Delhi Delhi
Bharat Petroleum Corporation Limited: Mumbai, National Fertilizers Limited: Noida, Uttar Pradesh
Maharashtra National Handloom Development Corporation Limited:
Coal India Limited: Kolkata, West Bengal Lucknow, Uttar Pradesh
Damodar Valley Corporation: Kolkata, West Bengal National Insurance Co Ltd: Kolkata, West Bengal
Electronics Corporation of India: Hyderabad, Telangana National Textile Corporation: New Delhi
Fertilizer Corporation of India Limited: Noida, Uttar New India Assurance Company: Mumbai, Maharashtra
Pradesh Neyveli Lignite Corporation Limited: Tamil Nadu
Food Corporation of India: New Delhi North Eastern Regional Agricultural Marketing
General Insurance Corporation of India Limited (GIC): Corporation: Assam
Mumbai, Maharashtra Numaligarh Refinery Limited: Assam
Hindustan Aeronautics Limited: Bangalore, Karnataka Oil & Natural Gas Corporation: Dehradun, Uttarakhand
Hindustan Petroleum Corporation Limited: Mumbai, Oil India Limited: New Delhi
Maharashtra Oriental Insurance Company: New Delhi
India Infrastructure Finance Company: New Delhi Pawan Hans Limited: New Delhi
Indian Oil Corporation: New Delhi Shipping Corporation of India Limited: Mumbai,
The Jute Corporation of India Limited: Kolkata, West Maharashtra
Bengal United India Insurance Company: Chennai, Tamil Nadu
Mahanadi Coalfields Limited: Sambalpur, Odisha Uranium Corporation of India: Jaduguda, Jharkhan.

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Topic 16: Nick Names of Important Indian Places
Nick Names City Sorrow Of Bengal Damodar River
Golden City Amritsar Sorrow Of Bihar Kosi River
Manchester Of India Ahmedabad Blue Mountains Nilgiri
City Of Seven Islands Mumbai Queen Of The Mountains Mussoorie (Uttarakhand)
Queen Of Arabian Sea Cochin Sacred River Ganga
Space City Bangalore Hollywood Of India Mumbai
Garden City Of India Bangalore City Of Castles Kolkata
Silicon Valley Of India Bangalore State Of Five Rivers Punjab
Electronic City Of India Bangalore City Of Weavers Panipat
Pink City Jaipur City Of Lakes Srinagar
Gateway Of India Mumbai Steel City Of India Jamshedpur (Called
Twin City: Hyderabad, Secunderabad Tatanagar)
City Of Festivals Madurai City Of Temples Varanasi
Deccan Queen Pune Manchester Of The North Kanpur
City Of Buildings Kolkata City Of Rallies New Delhi
Dakshin Ganga Godavari Heaven Of India J&K
Old Ganga Godavari Boston Of India Ahmedabad
Egg Bowls Of Asia Andhra Pradesh Garden Of Spices Of India Kerala
Soya Region Madhya Pradesh Switzerland Of India Kashmir
Manchester Of The South Coimbatore Abode Of The God Prayag(Allahabad)
City Of Nawabs Lucknow Pittsburg Of India Jamshedpur
Venice Of The East Cochin

Topic 17: Important Defence Exercise Conducted in the World


Garuda: India-France Nomadic Elephant: Indian Army Exercises with
HAND-HAND: India-China Mongolia
Indra: India-Russia Ekuverin: Maldives&India
Jimex: India-Japan Garuda Shakti: India&Indonesia
Malbar: Us-India-Japan Mitra Shakti: India-Sri Lanka
Shade: Naval Forces Of India, Japan&China Naseem Al-Bahr: India-Oman
Surya Kiran: India&Nepal SLINEX: Joint exercise in Navy between India&Sri
Varuna: France&India Lanka
Simbex: Indian Navy With Republic Of Singapore Sahyog-Kaijin -Joint exercise of Coast Guards of
Navy India&Japan
Ibsamar: India with Brazil&South African Navy Malabar: India&US
Konkan: Indian Navy&Royal Navy Of Britain Yudh Abhyas: India&US
Ausindex: Indian&Australian Navy Red flag: India&US
Indradhanush Or Rainbow: India-Uk Air Exercises Cope: India&US
SAMPRITI – India&Bangladesh

Topic 18: Stadiums Around the World


Stadiums in Australia
Adelaide Oval- Adelaide Stadiums in Bangladesh
Bundaberg Rum Stadium- Cairns Bangabandhu National Stadium- Dhaka
Telstra Dome- Melbourne Chittagong Stadium- Chittagong
Manuka Oval- Canberra
Marrara Cricket Ground- Darwin Stadiums in England
Melbourne Cricket Ground- Melbourne Edgbaston- Birmingham
Sydney Cricket Ground- Sydney Headingley- Leeds
W.A.C.A. Ground- Perth Lord's- London

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Old Trafford- Manchester John Davies Oval-Queenstown
Sophia Gardens- Cardiff McLean Park-Napier
St Lawrence Ground- Canterbury
The Brit Oval- London Stadiums in Pakistan
Trent Bridge- Nottingham Arbab Niaz Stadium-Peshawar
Ayub National Stadium-Quetta
Stadiums in India Gaddafi Stadium-Lahore
Barabati Stadium -Cuttack
Barkatullah Khan Stadium -Jodhpur Stadiums in South Africa
Barsapara Cricket Stadium: Guwahati Kingsmead-Durban
Greenfield International Stadium: New Wanderers Stadium-Johannesburg
Thiruvananthapuram Newlands-Cape Town
Brabourne Stadium -Mumbai St George's Park-Port Elizabeth
Eden Gardens -Kolkata Centurion Super Sport Park-Pretoria
Feroz Shah Kotla -Delhi
Gandhi Stadium -Jalandhar Stadium in Sri Lanka
Green Park -Kanpur Colombo Cricket Club Ground-Colombo
Indira Gandhi Stadium -Vijayawada Galle International Stadium-Galle
Rajiv Gandhi Port Silver Jubilee Stadium - P.Saravanamuttu Stadium-Colombo
Visakhapatnam R.Premadasa Stadium-Colombo
Jawaharlal Nehru Stadium -New Delhi Sinhalese Sports Club Ground-Colombo
Lal Bahadur Shastri Stadium -Hyderabad
M.Chinnaswamy Stadium -Bangalore Stadiums in West Indies
MA Chidambaram Stadium -Chennai Sabina Park Kingston-Jamaica
Madhavrao Scindia Cricket Ground -Rajkot Antigua Recreation Ground St John's-Antigua
Moin-ul-Haq Stadium -Patna Guyana Cricket Stadium Georgetown-Guyana
Sardar Vallabhai Patel Motera Stadium -Ahmedabad Kensington Oval Bridgetown-Barbados
Sawai Mansingh Stadium -Jaipur Mindoo Phillip Park Castries-St Lucia
Vidarbha CA Ground -Nagpur Albion Sports Complex Berbice-Guyana
Wankhede Stadium –Mumbai
Jawaharlal Nehru Stadium: Kochi (Kerala) Stadiums in Zimbabwe
Dr. Bhupen Hazarika Cricket Stadium: Guwahati Bulawayo Athletic Club-Bulawayo
(Assam) Harare Sports Club-Harare
Dhyan Chand National Stadium: Delhi Kwekwe Sports Club-Kwekwe
Queens Sports Club-Bulawayo
Stadiums in New Zealand
Basin Reserve-Wellington Stadiums in United Arab Emirates
Eden Park-Auckland Sheikh Zayed Stadium-Abu Dhabi
Jade Stadium-Christchurch Sharjah Cricket Stadium-Sharjah

Topic 19: List of Important Days


Important Days: April Important Days: October
2 April - World Autism Awareness Day First Monday of October-World Habitat Day
5 April - National Maritime Day 5th October- World Teachers Day
7 April - World Health Day 9th October- World Post Day
10 April - World Homoeopathy Day 10th October- World Mental Health Day
11 April - National Safe Motherhood Day 11th October- International Day of the Girl Child
18 April - World Heritage Day 13th October- International Day for Disaster Reduction
22 April - World Earth Day 15th October- International Day of Rural Women
24 April - National Panchayati Day 16th October- World Food Day
25 April - World Malaria Day 17th October- International Day for Eradication of Poverty
26 April - World Intellectual Property Day 21st October- Police Commemoration Day
29 April - International Dance Day 24th October- United Nations Day, World Polio Day,

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Important Days: May 31st October- Rashtriya Ekta Diwas (National Unity Day)
1 May - International Labours day
2 May - World Asthma Day
3 May - Press Freedom Day
8 May - World Red Cross Day Important Days: November
11 May - National Technology Day 9 Nov: World Legal Services Day
17 May - International Telecommunication Day 10 Nov: World Immunization Day
22 May - International Day for Biological Diversity 12 Nov: World Pneumonia Day
24 May - Commonwealth Day 16 Nov: International Day for Tolerance
31 May - Anti Tobacco Day 17th Nov: International Students Day
19 Nov: International Journalist‘s Remembrance Day
Important Days: June 20th Nov: Universal Children‘s Day
4th June: World Day of Innocent Children Victims of 21st Nov: World Television Day, World Fisheries Day
Aggression 25th Nov: International Day for the Elimination of
5th June: World Environment Day Violence against Women
8 June: World Oceans Day 26th Nov: National Law Day (India)
12 June: World Day Against Child Labor
14th June: World Blood Donor Day Important Days: December
15th June: World Elder Abuse Awareness Day 1st Dec: World Aids Day
3rd Sunday of June: World Father's Day 2nd Dec: International Day for the Abolition of Slavery
21st June: International Yoga Day 4th Dec: Indian Navy Day
23rd June: International Olympic Day 7th Dec: Indian Armed Force Flag Day, International Civil
26th June: International Day against Drug Abuse & Illicit Aviation Day
Trafficking 9th Dec: International Day against Corruption
10th Dec: Human Rights Day
Important Days: January 14th Dec: National Energy Conservation Day (India)
4th Jan: International World Braille Day 18th Dec: International Migrants Day
9th Jan: NRI Day 23rd Dec: Farmers Day (India)
10th Jan: World Laughter Day 29th Dec: International Biodiversity Day
12th Jan: National youth day (India) Important Days: March
15th Jan: Army Day (India) 8 Mar: International Women‘s Day
24th Jan: National Girl child day (India) 15 Mar: World Consumer Rights Day, World Disabled Day
25th Jan: Tourism Day & National Voters Day (India) 16 Mar: National Vaccination Day
World Forestry Day: 21Mar
Important Days: February World Day for Water: 22Mar
2nd Feb: World Wetlands Day World TB Day: 24 Mar

4th Feb: World Cancer Awareness Day


21st Feb: International Mother Language Day
23th Feb: World Peace & Understanding Day
28th Feb: National Science Day (India)

Topic 20: Summits & the Meetings to be held recently


S.no Name of the Summit/Meeting Venue 6. Our Ocean Summit 2018 Bali
1. Summit of the Americas 2018 Lima, Peru 7. 13th G20 Summit 2018 Buenos Aires,
2. G7 Summit 2018 Canada Argentina
3. Euro Summit 2018 Brussels 8. UNFCCC COP 24 {UN Katowice, Poland
Framework Convention on
4. NATO Summit 2018 Brussels
Climate Change}
5. 10th BRICS Summit 2018 Johannesburg

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11. 44th G7 Summit 2018 Canada 2018
12. 51st ADB Annual Meeting 2018 Manila 17. 33rd ASEAN Summit 2018 Singapore
13. 18th NAM Summit 2019 Azerbaijan 18. East Asia Summit 2018 Singapore
15. Commonwealth Heads of London, United 19. 30th APEC Summit 2018: Papua, New Guinea Port
Government Meet Kingdom Mores
(CHOGM): CHOGM 2018 31 APEC Summit 2019: Chile
st

16. 7th OPEC International Seminar Vienna, Austria 20. SCO Summit 2018 Qingdao, China

Topic 21: List of Indian Cities on Rivers Banks


City River State 37. Fatehgarh Ganga Uttar Pradesh
1. Agra Yamuna Uttar Pradesh 38. Kannauj Ganga Uttar Pradesh
2. Ahmedabad Sabarmati Gujarat 39. Mangalore Netravati, Karnataka
3. Allahabad At the confluence Uttar Pradesh Gurupura
of Ganga, 40. Shimoga Tunga River Karnataka
Yamuna and 41. Bhadravathi Bhadra Karnataka
Saraswati 42. Hospet Tungabhadra Karnataka
4. Ayodhya Saryu Uttar Pradesh 43. Karwar Kali Karnataka
5. Badrinath Alaknanda Uttarakhand 44. Bagalkot Ghataprabha Karnataka
6. Banki Mahanadi Odisha 45. Honnavar Sharavathi Karnataka
7. Brahmapur Rushikulya Odisha 46. Gwalior Chambal Madhya
8. Chhatrapur Rushikulya Odisha Pradesh
9. Bhagalpur Ganga Bihar 47. Gorakhpur Rapti Uttar Pradesh
10. Kolkata Hugli West Bengal 48. Lucknow Gomti Uttar Pradesh
11. Cuttack Mahanadi Odisha 49. Kanpur Ganga Uttar Pradesh
12. New Delhi Yamuna Delhi 50. Shuklaganj Ganga Uttar Pradesh
13. Dibrugarh Brahmaputra Assam 51. Chakeri Ganga Uttar Pradesh
14. Ferozpur Sutlej Punjab 52. Malegaon Girna River Maharashtra
15. Guwahati Brahmaputra Assam 53. Sambalpur Mahanadi Odisha
16. Haridwar Ganga Uttarakhand 54. Rourkela Brahmani Odisha
17. Hyderabad Musi Telangana 55. Pune Mula, Mutha Maharashtra
18. Jabalpur Narmada Madhya 56. Daman Daman Ganga Daman
Pradesh River
19. Kanpur Ganga Uttar Pradesh 57. Madurai Vaigai Tamil Nadu
20. Kota Chambal Rajasthan 58. Thiruchirapalli Kaveri Tamil Nadu
21. Kottayam Meenachil Kerala 59. Chennai Cooum, Adyar Tamil Nadu
22. Jaunpur Gomti Uttar Pradesh 60. Coimbatore Noyyal Tamil Nadu
23. Patna Ganga Bihar 61. Erode Kaveri Tamil Nadu
24. Rajahmundry Godavari Andhra 62. Tirunelveli Thamirabarani Tamil Nadu
Pradesh 63. Bharuch Narmada Gujarat
25. Srinagar Jhelum Jammu & 64. Karjat Ulhas Maharashtra
Kashmir 65. Nashik Godavari Maharashtra
26. Surat Tapi Gujarat 66. Mahad Savitri Maharashtra
27. Tiruchirapalli Kaveri Tamil Nadu 67. Nanded Godavari Maharashtra
28. Varanasi Ganga Uttar Pradesh 68. Kolhapur Panchaganga Maharashtra
29. Vijayawada Krishna Andhra 69. Nellore Pennar Andhra
Pradesh Pradesh
30. Vadodara Vishwamitri Gujarat 70. Nizamabad Godavari Telangana
71. Sangli Krishna Maharashtra
31. Mathura Yamuna Uttar Pradesh 72. Karad Krishna, Koyna Maharashtra
32. Mirzapur Ganga Uttar Pradesh 73. Hajipur Ganga Bihar
33. Auraiya Yamuna Uttar Pradesh 74. Ujjain Shipra Madhya
34. Etawah Yamuna Uttar Pradesh Pradesh
35. Bangalore Vrishabhavathi Karnataka
36. Farrukhabad Ganga Uttar Pradesh

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