TREND ANALYSIS

Trend Analysis – Paid Up Capital

Paid up Capital for 7 years

Year (in B.S.) Year (in A.D.) Paid up Capital

2064-2065 2007-2008 620,784,000
2065-2066 2008-2009 931,966,000
2066-0267 2009-2010 1,398,484,000
2067-2068 2010-2011 1,610,168,000
2068-2069 2011-2012 1,610,168,000
2069-2070 2012-2013 1,853,900,000
2070-2071 2013-2014 2,041,672,000

Paid up Capital
2,500,000,000

2,000,000,000

1,500,000,000

1,000,000,000
Paid up Capital
500,000,000

Fig: Trend Analysis of Paid up Capital over the time period

Note: X-axis represents Rupees in NRs. And Y-axis represents time period in Year
Looking at the data obtained and trend analysis made, following conclusions can be drawn in
regards to the Paid Up Capital of Standard Chartered Bank Nepal:
1. The Paid up capital has raised from NRs 62.08 crores to NRs. 204.17 crores over the time
period of 2007 to 2014
2. 2010-2011 and 2011-2012 had same paid up capital of NRs. 161.02 crores
3. b○ calculated as 143.82 crores (Annexure) refers to the average constant value of paid
up capital that the bank would have
 4. b1 of 22.57 crores indicates that every year the paid up capital is analyzed to be injected
by the same value in average looking at the trend so far since 2007
5. The bank can expect the paid up capital to reach NRs. 234.08 crores in 2014-2015, NRs.
256.64 in 2015-2016 and NRs. 279.21 in 2016-2017

Trend Analysis – Total deposit

Total Deposit for 7 years

Year (in B.S.) Year (in A.D.) Total Deposit

2064-2065 2007-2008 29,743,999,000
2065-2066 2008-2009 35,350,824,000
2066-0267 2009-2010 35,182,721,000
2067-2068 2010-2011 37,999,242,000
2068-2069 2011-2012 35,965,631,000
2069-2070 2012-2013 39,466,453,000
2070-2071 2013-2014 46,298,532,000

Total Deposit
50,000,000,000
45,000,000,000
40,000,000,000
35,000,000,000
30,000,000,000
25,000,000,000
20,000,000,000
15,000,000,000 Total Deposit
10,000,000,000
5,000,000,000
-

Fig: Trend Analysis of Total Deposit over the time period

Note: X-axis represents Rupees in NRs. And Y-axis represents time period in Year
Looking at the data obtained and trend analysis made following conclusions can be drawn in
regards to the total deposit of Standard Chartered Bank Nepal:
1. The total deposit has raised from NRs.2,974.40 crores to NRs. 4,629.85crores over the
time period of 2007 to 2014
 2. 2011-2012saw a drop in the deposit to NRs. 3,596.56 from previous year’s NRs.
3,799.92 crores
3. b○ calculated as NRS.3,714.39 crores (Annexure) refers to the average constant value of
the total deposit that the bank would have
4. b1 of NRs. 209.56crores indicates that every year the total deposit is analyzed to be
injected by the same value in average looking at the trend so far since 2007
5. The bank can expect the total deposit to reach NRs. 4,552.65 crores in 2014-2015, NRs.
4,762.21 in 2015-2016 and NRs. 4,971.77 in 2016-2017

Trend Analysis – Total Loan

Total Loan for 7 years

Year (in B.S.) Year (in A.D.) Total Loan

2064-2065 2007-2008 13,718,597,000
2065-2066 2008-2009 13,679,757,000
2066-2067 2009-2010 15,956,955,000
2067-2068 2010-2011 18,427,270,000
2068-2069 2011-2012 19,575,968,000
2069-2070 2012-2013 22,828,838,000
2070-2071 2013-2014 25,976,585,000

Total Loan
30,000,000,000

25,000,000,000

20,000,000,000

15,000,000,000

10,000,000,000 Total Loan

5,000,000,000

Fig: Trend Analysis of the Total Loan over the time period
Note: X-axis represents Rupees in NRs. And Y-axis represents time period in Year
Looking at the data obtained and trend analysis made following conclusions can be drawn in
regards to the total loan of Standard Chartered Bank Nepal:
1. The total loan has raised from NRs 1,371.86crores to NRs. 2,597.66crores over the time
period of 2007 to 2014
2. Total loan has increased every year
3. b○ calculated as NRS. 1,859.49 crores (Annexure) refers to the average constant value of
the total loan that the bank would have
4. b1 of NRs. 209.61 crores indicates that every year the total loan is analyzed to be
injected by the same value in average looking at the trend so far since 2007
5. The bank can expect the total loan to reach NRs. 2,697.93 crores in 2014-2015, NRs.
2,907.54 in 2015-2016 and NRs. 3,117.15 in 2016-2017

Trend Analysis – Earning per Share (EPS)

EPS for 7 years
Year (in B.S.) Year (in A.D.) EPS
2064-2065 2007-2008 131.92
2065-2066 2008-2009 109.99
2066-0267 2009-2010 77.65
2067-2068 2010-2011 69.51
2068-2069 2011-2012 72.60
2069-2070 2012-2013 65.70
2070-2071 2013-2014 65.47

EPS
140.00
120.00
100.00
80.00
60.00
EPS
40.00
20.00
-

Fig: Trend Analysis of Earning per Share over the time period
Note: Y-axis represents Rupees in NRs. And X-axis represents time period in Year
Looking at the data obtained and trend analysis made, following conclusions can be drawn in
regards to the EPS of Standard Chartered Bank Nepal:
1. The Earning per Share has fallen from NRs 131.92 to NRs. 65.47 over the time period of
2007 to 2014.
2. Compared to other years there was a slight increment in the year 2011-2012 with the
amount of NRS 72.60.
3. b○ calculated as NRS 84.69 (Annexure) refers to the average constant value of EPS that
the bank would have
4. b1 of NRS 10.46 indicates that every year the EPS is analyzed to be increased by the
same value in average looking at the trend so far since 2007
5. The bank can expect the EPS to reach NRs. 42.84 in 2014-2015, NRs. 32.37 in 2015-2016
and NRs.21.91 in 2016-2017

Trend Analysis – Net profit

Net profit for 7 years

Year (in Year (in

Net Profit
B.S.) A.D.)
2064-2065 2007-2008 818,921,000
2065-2066 2008-2009 1,025,114,000
2066-0267 2009-2010 1,085,872,000
2067-2068 2010-2011 1,119,171,000
2068-2069 2011-2012 1,168,967,000
2069-2070 2012-2013 1,217,941,000
2070-2071 2013-2014 1,336,589,000
 Net Profit
1,600,000,000
1,400,000,000
1,200,000,000
1,000,000,000
800,000,000
600,000,000
Net Profit
400,000,000
200,000,000
-

Fig: Trend Analysis of Net profit over the time period

Note: Y-axis represents Rupees in NRs. And X-axis represents time period in Year
Looking at the data obtained and trend analysis made, following conclusions can be drawn in
regards to the Net profit of Standard Chartered Bank Nepal:
6. The net profit has raised from NRs 81.89 crores to NRs. 133.6 crores over the time
period of 2007 to 2014
7. The net profit is in increasing trend from 2007 to 2014.
8. b○ calculated as 111.04 crores (Annexure) refers to the average constant value of Net
profit that the bank would have
9. b1 of 7.22 crores indicates that every year the net profit is analyzed to be increased by
the same value in average looking at the trend so far since 2007
10. The bank can expect the net profit to reach NRs. 139.92 crores in 2014-2015, NRs.
147.14 crore in 2015-2016 and NRs. 154.36 in 2016-2017
SUMMARY AND CONCLUSION
The study on data analysis of Standard Chartered Bank helped us to gain knowledge on two
main areas:

 Knowledge on Trend analysis and its use

 Knowledge on one of the biggest banks in Nepal and it’s performance
In regards to trend analysis, we got to learn following things:

 How to calculate and analyze the trend on particular aspect based on historical data
 Importance of trend analysis in extrapolating future possibilities
 Making plans and strategies based on Trend analysis
In regards to the SCB’s performance we got to know:

 How it has been performing in recent past

 What can be its potential future
 Where shall it be focusing on
 What are its strengths and weaknesses
Through the trend analysis we made, we can conclude following things in brief:
The bank has been performing well in the industry and has a very bright future.
Paid up capital was stagnant in the Year 2011-2013 but it has been marching on and on from
thereon. Deposits have been quite up and down because of the market volatility, however
things have been good and it has been increasing in recent past.
Total loans were increasing in decreasing rate previously but after 2013 it has again started to
increase at an increasing rate.
Earnings Per share have decreased over the time but nothing to worry much because it’s due to
increase in number of shareholders and shares. The net profit has been increasing though.
ANNEXURE
Paid up Capital

Amt in crores

S.N. (X) Year (in A.D.) (x) Paid up Capital (Y) x=(X-Ẋ) x^2 xY

1 2007-2008 62.08 -3 9 (186.24)

2 2008-2009 93.20 -2 4 (186.39)

3 2009-2010 139.85 -1 1 (139.85)

4 2010-2011 161.02 0 0 -

5 2011-2012 161.02 1 1 161.02

6 2012-2013 185.39 2 4 370.78

7 2013-2014 204.17 3 9 612.50

28 1,006.71 28 631.82

2014-
2015 (x)= 4 Ẋ= ∑X/n 4.00
2015-
2016 (x)= 5 b○= ∑Y/n 143.82
2016-
2017 (x)= 6 b1= ∑xY/∑x^2 22.57

For 2014-2015 Ŷ= b○+b1*x 234.08

For 2015-2016 Ŷ= b○+b1*x 256.64

For 2016-2017 Ŷ= b○+b1*x 279.21

 S.N. (X) Paid up Capital (Y)
1 62.08
2 93.20
3 139.85
4 161.02
5 161.02
6 185.39
7 204.17
8 234.08 These yellow parts are the forecasted area.
9 256.64
10 279.21

Total Deposits

Amt in crores

S.N. (X) Year (in A.D.) (x) Total Deposit (Y) x=(X-Ẋ) x^2 xY

1 2007-2008 2,974.40 -3 9 (8,923.20)

2 2008-2009 3,535.08 -2 4 (7,070.16)

3 2009-2010 3,518.27 -1 1 (3,518.27)

4 2010-2011 3,799.92 0 0 -

5 2011-2012 3,596.56 1 1 3,596.56

6 2012-2013 3,946.65 2 4 7,893.29

7 2013-2014 4,629.85 3 9 13,889.56

28 26,000.74 28 5,867.78
2014-2015
(x)= 4 Ẋ= ∑X/n 4.00
2015-2016
(x)= 5 b○= ∑Y/n 3,714.39
2016-2017
(x)= 6 b1= ∑xY/∑x^2 209.56

For 2014-2015 Ŷ= b○+b1*x 4,552.65

For 2015-2016 Ŷ= b○+b1*x 4,762.21

For 2016-2017 Ŷ= b○+b1*x 4,971.77

Amt in crores
S.N. (X) Total Deposit (Y)
1 2,974.40
2 3,535.08
3 3,518.27
4 3,799.92
5 3,596.56
6 3,946.65
7 4,629.85
These yellow parts are the forecasted
8 4,552.65 area.
9 4,762.21
10 4,971.77

Total Loans
Amt in crores

S.N.
Year (in A.D.) (x) Total Loan (Y)
(X) x=(X-Ẋ) x^2 xY

1 2007-2008 1,371.86 -3 9 (4,115.58)

2 2008-2009 1,367.98 -2 4 (2,735.95)

3 2009-2010 1,595.70 -1 1 (1,595.70)

4 2010-2011 1,842.73 0 0 -
5 2011-2012 1,957.60 1 1 1,957.60

6 2012-2013 2,282.88 2 4 4,565.77

7 2013-2014 2,597.66 3 9 7,792.98

28 13,016.40 28 5,869.11

2014-
2015 (x)= 4 Ẋ= ∑X/n 4.00
2015-
2016 (x)= 5 b○= ∑Y/n 1,859.49
2016-
2017 (x)= 6 b1= ∑xY/∑x^2 209.61

For 2014-2015 Ŷ= b○+b1*x 2,697.93

For 2015-2016 Ŷ= b○+b1*x 2,907.54

For 2016-2017 Ŷ= b○+b1*x 3,117.15

Amt in crores

S.N. (X) Total Loan (Y)

1 1,371.86
2 1,367.98
3 1,595.70
4 1,842.73
5 1,957.60
6 2,282.88
7 2,597.66
8 2,697.93 These yellow parts are the forecasted area.
9 2,907.54
10 3,117.15
Earnings per Share (EPS)

S.N. Year (in A.D.)

EPS (Y)
(X) (x) x=(X-Ẋ) x^2 xY

1 2007-2008 131.92 -3 9 (395.76)

2 2008-2009 109.99 -2 4 (219.98)

3 2009-2010 77.65 -1 1 (77.65)

4 2010-2011 69.51 0 0 -

5 2011-2012 72.60 1 1 72.60

6 2012-2013 65.70 2 4 131.40

7 2013-2014 65.47 3 9 196.41

28 592.84 28 (292.98)

Ẋ= ∑X/n 4.00
2014-2015 (x)= 4
2015-2016 (x)= 5
2016-2017 (x)= 6 b○= ∑Y/n 84.69

b1= ∑xY/∑x^2 (10.46)

For 2014-2015 Ŷ= b○+b1*x 42.84

For 2015-2016 Ŷ= b○+b1*x 32.37

For 2016-2017 Ŷ= b○+b1*x 21.91

 S.N. (X) EPS (Y)

1 131.92

2 109.99

3 77.65

4 69.51

5 72.60

6 65.70

7 65.47

8 42.84

9 32.37

10 21.91
These yellow parts are the forecasted areas

Net profit

S.N. (X) Year (in A.D.) (x) Net Profit (Y) x=(X-Ẋ) x^2 xY

1 2007-2008 81.89 -3 9 (245.68)

2 2008-2009 102.51 -2 4 (205.02)

3 2009-2010 108.59 -1 1 (108.59)

4 2010-2011 111.92 0 0 -

5 2011-2012 116.90 1 1 116.90

6 2012-2013 121.79 2 4 243.59

7 2013-2014 133.66 3 9 400.98

28 777.26 28 202.18
 Ẋ= ∑X/n 4.00

b○= ∑Y/n 111.04

2014-2015 (x)= 4
2015-2016 (x)= 5
2016-2017 (x)= 6 b1= ∑xY/∑x^2 7.22

For 2014-2015 Ŷ= b○+b1*x 139.92

For 2015-2016 Ŷ= b○+b1*x 147.14

For 2016-2017 Ŷ= b○+b1*x 154.36

S.N. (X) Net Profit (Y)

1 81.89
2 102.51
3 108.59
4 111.92
5 116.90
6 121.79
7 133.66
8 139.92
9 147.14
10 154.36
These yellow parts are the forecasted areas