Features Comparison* Religare 10 Lakh

Room Rent Single private AC room ( no capping )

PED Waiting 4 years

Ambulance Changes 2000 per hospitalization, no limit

Day Care Treatments 500

Pre Hospitalization 30 Days

Post Hospitalization 60 Days

No Claim Bonus Max 150% ( 60%, 60%,10%,10%,10% )

Organ Donor Cover 1 Lakh

Auto Restoration Benefit 10L Recharge

Free Medical Check-up Every member every year- No conditions

Co - Pay No
Critical Illness Covered Yes
ICU Charges No capping
Domiciliary cover Yes
AYUSH 25k
Second Opinion Yes
normal Recharge Yes
Unlimited Recharge Yes
Cataract No Limit, NO capping
Knee replacement No Limit, NO capping
Hernia No Limit, NO capping
Stone No Limit, NO capping
Daily Cash 0
Maximum Cover 6 Crore
Global Coverage Yes
Premium 1 Year 13,053
Premium 2 years 24,147
Premium 3 Years 35,242
Bajaj 10 Lakh Gold Plan Star 10 Lakh
Single private AC room ( no capping ) Single private AC room ( no capping )

3 Years 4 years

Max 20k per year 750 per trip, max limit 1500/year

Less than 200 Treatments* Less than 200 Treatments*

60 60

90 Days 90 Days

10% Every year max 100% 10% Every year max 100%

Not mentioned 1 Lakh

10L Reinstatement 1.5L recharge

Every 3 years upto 5K 2000 only if there is no claim

No No
Yes Yes
No capping No capping
Yes Yes
20k. 15k
No No
No No
No No
20% of SI 50k
Not mentioned Not mentioned
60k Capping 60k Capping
40k Capping 40k Capping
500/day 500/day
50 Lakh 50 Lakh
No No
17,659 14,892
33,905 Can't pay upfront
48,738 Can't pay upfront