Digital

Payment
Presentation By Harikrushna Patel

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 Disadvantages ( Without Internet Banking )

➔ Time and distance

➔ Limited Global Coverage
➔ errors/ Frauds
➔ lot of paperwork which increases both time and cost
➔ Person has to carry cash at each point of time

Reference 2
 ARPANET Changed Everything

Reference 3
ARPANET changed the world as nothing before.

➔ Arpanet used network for US Military operation during vietnam

war as communication in 1969. Reference
Reference 4
 First Webpage - 1989

Tim Berners-Lee
5 Reference
First online banking service - 1994

First Internet baking for all US customer

Reference 6
First Mobile payment Service -1998

PayPal began as a mobile payment firm with wireless transactions

Reference 7
Digital Payments

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Internet Banking
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Non-transactional tasks through online
banking

➔ Viewing account balances,

➔ Viewing recent transactions,

➔ Downloading bank statements,

➔ Ordering cheque books,and cancel check,

➔ Ordering Prepaid(Gift),Debit and Credit Cards,

➔ Online Nominee Registration. Reference 10

Transact banking tasks

➔ Intra Bank to intra bank fund transfer

➔ Intra to outer bank fund transfer

➔ Opening F.D. ,Recurring And Swift Account

➔ Investment in IPO( Initial Public Offering )

➔ Paying Bills and Recharge

➔ Loan application Reference 11

 NEFT RTGS
National Electronic Funds Transfer Real Time gross settlement

➔ No limits. ➔ Minimum Rs. 2 lakh

➔ Transaction Take hours ➔ Transaction Within 30 min

(Business Day) (Business Day)

➔ Rs. 25 Per Transaction ➔ Rs. 55 Per Transaction

➔ 8 am to 7 pm ➔ 8 am to 6 pm

Reference 12
 Magnetic Cards
Reference 13
 Types of Card

➔ Prepaid Card
➔ Gift Card
➔ Debit Card
➔ Credit Card

Reference 14
 Who Handle This Transections

Reference 15
 Mobile Banking

Reference 16
 Indian Government Initiative

Reference 17
NCPI Product and Services ( UPI )

Reference 18
 UPI
(Unified Payments
Interface)

Reference 19
 For Functional Mobile.
USSD (Unstructured Supplementary Service Data) (*99#)
Reference 20
Reference 21
Reference 22
Wallets and UPI provided by Banks

Reference 23
Bhim App Installation and Setup

Reference 24
 FasTag Toll Plaza Wireless
Payment

Reference 25
Toll Plaza for FasTag

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Reference
Mobile Wallets
Mobile Applications

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 ➔ Mobile Recharge

Services
➔ Dish TV recharge

➔ Electricity payments§Water bill Payments

➔ Gas bill Payments

➔ Cab booking

➔ Railway Reservation booking

➔ Quick Accept and Pay

➔ Coupon benefits cause of

Reference 28
Other Wallets and UPI provided by Private company

Reference 29
 Aadhar Based Payment System

Reference 30
Reference 31
 Cryptocurrency
Reference 32
 Different
Cryptocurrency

Reference 33
Payment Through Blockchain

Reference 34
Any
further
Question !,
Anyone
can
Ask
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Thank
You

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