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BOLETIN ESTADISTICO

Febrero 2016
AÑO LVII- Nº2
BOLETIN
ESTADISTICO

Febrero 2016

Gerencia de Estadísticas Monetarias


Banco Central de la República Argentina

Febrero 2016
ISSN: 0005-4674

Reconquista 266
Ciudad de Buenos Aires, Argentina
C1003ABF. Tel.: 4348-3500
www.bcra.gob.ar

Para comentarios o consultas:


boletin.estad@bcra.gob.ar
BOLETIN ESTADISTICO DEL BANCO CENTRAL DE LA REPUBLICA ARGENTINA
Detalle de contenido
Identificación (º) Identificación (º)
PANORAMA MONETARIO Y FINANCIERO PAN-SER-3 3. Total de depósitos - Bancos públicos PAS-SER-PUB-1
4. Total de depósitos - Bancos privados PAS-SER-PRI-1
I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO 2. Serie diaria PAS-DIA-2
1. Sistema financiero BAL-SIS-4 1. Total de depósitos
2. Balance del Banco Central BAL-BCR-2 2. Depósitos a plazo fijo de más de un millón de pesos o dólares - BADLAR
3. Balance de las entidades financieras BAL-ENT-10
Información de detalle BAL-ENT-DET-11 XI. TASAS DE INTERES POR PRESTAMOS ENTRE ENTIDADES
1. Operaciones a futuro BAL-ENT-DET-1/3 FINANCIERAS LOCALES
2. Estado de situación de deudores BAL-ENT-DET-4/7 1. Serie mensual CAL-SER-2
3. Cuadro de resultados BAL-ENT-DET-8/10 2. Serie diaria CAL-DIA-4
4. Datos físicos BAL-ENT-DET-11 1. Total de entidades
4. Balance de bancos BAL-BAN-10 2. Entidades bancarias privadas - BAIBAR

II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA XII. TASAS DE INTERES POR OBLIGACIONES CONTRAIDAS
NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA POR ENTIDADES FINANCIERAS LOCALES CON ENTIDADES
FINANCIERAS DEL EXTERIOR
1. Serie mensual LIQ-SER-3 1. Serie mensual EXT-SER-2
2. Exigencias LIQ-EXI-3 2. Serie diaria EXT-DIA-2
3. Integración LIQ-INT-2
XIV. TASAS DE INTERES Y COEFICIENTES DE AJUSTE
III. VELOCIDAD DE ROTACIÓN DE LOS DEPOSITOS DE MONEDA ROT-SER-1 ESTABLECIDOS POR EL BCRA
NACIONAL 1. Tasas de interés para la asistencia financiera por redescuentos
y adelantos en cuenta del BCRA a las entidades financieras TAS-RED-1
IV. MOVIMIENTO DE DOCUMENTOS EN LAS CAMARAS CAM-SER-1 2.1 Tasas de interés por depósitos en c/c en el BCRA y para las opera- TAS-PAS-1
COMPENSADORAS ciones de pase con el BCRA.
2.2 Tasas de interés en operaciones del BCRA -LEBACS Y NOBACS- TAS-LEB-3
V. INFORMACION DIARIA SOBRE RESERVAS INTERNACIONALES 3. Tasas de interés de referencia para el sistema de seguro de
Y PRINCIPALES PASIVOS DEL B.C.R.A. BAS-DIA-2 garantía de los depósitos TAS-GAR-1
5. Series de tasas de interés establecidas por la Comunicación TAS-INT -1
VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE "A" 1828 y por el Comunicado N° 14.290 (uso de la justicia)
LAS ENTIDADES FINANCIERAS 6. Coeficiente de estabilización de referencia "CER" TAS-CER -1
1.Total de depósitos y obligaciones DEP-TOT-6 7. Tipo de cambio de referencia TAS-TIP - 1
2. Depósitos y obligaciones de y con el sector público DEP-PUB-6 8. Bases de cálculo para la determinación del límite a las tasas TAS-TAR - 1
3. Depósitos y obligaciones de y con el sector privado DEP-PRI -6 de interés por financiaciones de tarjetas de crédito emitidas
por empresas no financieras
VII. INFORMACION DIARIA SOBRE PRINCIPALES ACTIVOS DE 10. Tasas de referencia para operaciones sujetas a regulación TAS- REG - 1
LAS ENTIDADES FINANCIERAS de la tasa de interés por parte del B.C.R.A.
1. Total de activos financieros disponibles y préstamos FIN-TOT-6
2. Préstamos al sector público FIN-PUB-3 XV. INFORMACION SOBRE TRAMOS DE DEPOSITOS
3. Préstamos al sector privado FIN-PRI-3 En cuenta corriente, caja de ahorros y a plazo fijo TRA-SER-18

VIII. TASAS DE INTERES POR PRESTAMOS AL SECTOR PRIVADO XVI. PRESTAMOS POR ACTIVIDADES
NO FINANCIERO 1. Serie trimestral
1. Serie mensual Total de préstamos ACT-SER-TOT-1/3
1. Tasas-prést. de moneda nacional PRE-SER-TAS-10-1/5 Total de préstamos - situación normal - atrasos < 31 días ACT-SER-NOR-1/3
1. Tasas-prést. de moneda extranjera PRE-SER-TAS-10-6/10 2. Total de préstamos - saldos a fin del último ACT-DIS-SAL-
2. Montos - en moneda nacional PRE-SER-MON-NAC-9 trimestre disponible -TOT-1/12
3. Montos - en moneda extranjera PRE-SER-MON-EXT-9 3. Préstamos en situación normal - atrasos < 31 días - saldos a fin del ACT-DIS-SAL-
4.Tasas- adelantos en c/c en m.n. a empresas (**) PRE-SER-CRE-1 último trimestre disponible -NOR-1/12
2. Serie diaria 4. Total de préstamos - tasas de interés cobradas en ACT-DIS-TAS-
1. Tasas-prést. de moneda nacional PRE-DIA-TAS-10-1/5 el último mes del último trimestre disponible -1/8
1. Tasas-prést. de moneda extranjera PRE-DIA-TAS-10-6/10
2. Montos - en moneda nacional PRE-DIA-MON-NAC-9 XVII. DISPONIBILIDADES, PRESTAMOS Y DEPOSITOS
3. Montos - en moneda extranjera PRE-DIA-MON-EXT-9 POR DIVISION POLITICA
4.Tasas- adelantos en c/c en m.n. a empresas (**) PRE-DIA-CRE-1 1. Serie trimestral en moneda nacional - por provincias LOC-SER-6-1/4
2. Serie trimestral en moneda extranjera - por provincias LOC-SER-6-5/6
IX. TASAS DE INTERES POR DEPOSITOS 3. Disponibilidades, préstamos y depósitos por división
1. Serie mensual politica y localidad - último trimestre disponible LOC-DIS-69
1. Total de depósitos PAS-SER-1-2
2. Dep. a plazo fijo de más de un millón de pesos o dólares - BADLAR PAS-SER-2-2 (º) Capítulo-Cuadro-Cantidad de hojas (**) con acuerdo de 1 a 7 días y
de 10 millones y más
El Boletín Estadístico del Banco Central de la República Argentina se actualiza el día 15 de cada mes.
La totalidad de la información puede ser consultada accediendo a: www.bcra.gob.ar/zips/estadisticas/boldat.pdf
Las referencias metodológicas pueden consultarse accediendo a: www.bcra.gob.ar/pdfs/estadisticas/bolmetes.pdf
PANORAMA MONETARIO Y FINANCIERO

RESERVAS PRINCIPALES PASIVOS DEL B.C.R.A., promedio mensual de saldos diarios en millones de pesos (6)
INTERNACIONALES DEL
Año Mes B.C.R.A.(1)., promedio Pasivos monetarios Letras y Notas del BCRA (2) Posición neta de pases Depósitos del Redescuen-
mensual de saldos diarios en Total Base monetaria Depósitos y En En Total Pases Pases Gobierno (2) tos y adelan-
millones de dólares Total Circulación Cuenta otros pasivos pesos dólares pasivos activos tos por
monetaria corriente en monetarios en estadouni- iliquidez
(8) $ en el moneda denses otorgados al
Oro, divisas, colocaciones BCRA extranjera sistema
a plazo y otros (10) (2) (9) financiero

2012 Ene. 46,557 249,275 220,630 170,304 50,326 28,645 69,349 - 15,732 15,732 - 2,059 2,126
2012 Feb. 46,811 236,910 207,845 168,651 39,194 29,065 74,691 - 27,506 27,506 - 1,394 2,300
2012 Mar. 47,168 247,737 216,343 168,755 47,589 31,393 76,799 - 20,860 20,860 - 1,911 2,371
2012 Abr. 47,462 251,340 220,604 170,731 49,873 30,736 77,750 - 24,335 24,335 - 3,509 2,461
2012 May. 47,436 253,443 223,779 172,401 51,378 29,663 80,551 - 28,111 28,111 - 9,682 2,780
2012 Jun. 46,604 261,544 236,884 182,785 54,098 24,661 81,983 - 20,320 20,320 - 7,991 3,017
2012 Jul. 46,647 277,584 252,103 194,841 57,263 25,481 81,588 - 18,941 18,941 - 14,813 3,188
2012 Ago. 45,215 286,607 257,787 198,626 59,161 28,820 82,539 - 18,369 18,369 - 14,167 3,238
2012 Set. 45,228 292,107 261,624 200,992 60,632 30,482 84,295 - 17,261 17,261 - 11,957 3,323
2012 Oct. 45,076 299,013 265,214 203,874 61,340 33,799 84,152 - 17,134 17,134 - 8,682 3,422
2012 Nov. 45,316 309,197 271,961 207,564 64,397 37,236 82,755 - 17,749 17,749 - 13,332 3,521
2012 Dic. 44,134 331,591 292,138 224,211 67,927 39,453 80,377 - 17,432 17,432 - 9,213 3,594
2012
2013 Ene. 42,954 339,513 298,282 231,169 67,112 41,231 83,261 - 20,871 20,871 - 6,027 3,724
2013 Feb. 42,181 331,800 292,390 229,440 62,951 39,409 93,123 - 18,191 18,191 - 3,933 3,906
2013 Mar. 41,153 336,013 297,163 228,885 68,278 38,850 96,577 - 12,294 12,294 - 2,854 3,971
2013 Abr. 40,075 337,486 297,658 228,055 69,603 39,828 94,575 - 13,626 13,626 - 2,775 4,005
2013 May. 39,015 341,852 300,486 229,551 70,935 41,365 94,743 - 15,206 15,206 - 838 4,098
2013 Jun. 38,234 353,466 311,003 238,161 72,842 42,463 94,597 - 11,604 11,604 - 3,600 4,240
2013 Jul. 37,310 368,287 323,597 249,827 73,770 44,690 92,908 - 9,644 9,644 - 6,042 4,356
2013 Ago. 37,001 372,531 326,429 252,804 73,625 46,103 94,631 - 15,235 15,235 - 10,512 4,487
2013 Set. 35,612 379,988 329,769 254,326 75,443 50,220 99,491 - 14,892 14,892 - 39,774 4,577
2013 Oct. 34,258 388,414 335,078 258,275 76,803 53,336 102,400 - 12,577 12,577 - 23,917 4,682
2013 Nov. 32,244 394,194 338,343 260,352 77,991 55,850 101,621 - 13,855 13,855 - 12,720 4,751
2013 Dic. 30,612 425,082 361,580 277,095 84,484 63,503 96,925 - 6,351 6,351 - 9,478 4,723
2013
2014 Ene. 29,621 446,978 368,236 280,740 87,496 78,743 98,896 14 9,908 9,908 - 6,390 4,748
2014 Feb. 27,678 422,916 347,707 272,780 74,927 75,210 121,702 2,445 17,584 17,584 - 1,420 4,777
2014 Mar. 27,331 417,212 351,349 268,830 82,520 65,863 130,690 5,240 11,593 11,593 - 2,955 4,758
2014 Abr. 27,680 419,314 354,170 269,313 84,857 65,144 140,135 6,592 18,426 18,426 - 2,489 4,778
2014 May. 28,386 411,392 353,311 267,034 86,276 58,081 156,972 7,343 13,493 13,493 - 7,790 4,731
2014 Jun. 28,863 426,900 366,004 277,800 88,205 60,895 166,062 7,526 11,123 11,123 - 4,456 4,807
2014 Jul. 29,519 446,162 383,944 295,134 88,810 62,218 170,848 7,159 11,918 11,918 - 4,258 4,741
2014 Ago. 28,861 452,702 390,997 300,243 90,754 61,705 182,261 6,864 15,614 15,614 - 2,980 4,650
2014 Set. 28,281 457,356 395,573 303,587 91,987 61,783 196,909 6,464 20,036 20,036 - 3,052 4,556
2014 Oct. 27,570 465,186 401,131 306,366 94,765 64,055 206,872 6,180 18,834 18,834 - 13,458 4,451
2014 Nov. 28,477 474,150 407,830 309,706 98,124 66,319 215,854 5,935 18,374 18,374 - 6,721 4,355
2014 Dic. 30,233 513,245 442,861 338,424 104,436 70,384 221,805 5,657 15,333 15,333 - 32,950 4,231
2014
2015 Ene. 31,275 528,382 453,976 348,760 105,216 74,406 238,115 5,960 25,879 25,879 - 23,890 4,131
2015 Feb. 31,350 527,636 450,670 345,721 104,949 76,967 262,780 6,066 21,729 21,729 - 7,275 4,140
2015 Mar. 31,432 531,862 453,065 346,137 106,929 78,796 270,543 9,291 16,987 16,987 - 4,846 4,090
2015 Abr. 31,909 527,916 458,015 349,861 108,154 69,902 264,231 13,798 17,865 17,865 - 8,191 3,975
2015 May. 33,796 537,836 468,116 358,815 109,301 69,721 272,519 15,099 17,237 17,237 - 20,220 3,849
2015 Jun. 33,680 557,645 488,049 375,416 112,633 69,596 276,772 15,420 20,676 20,676 - 18,128 3,705
2015 Jul. 33,872 589,762 517,033 401,687 115,347 72,728 283,762 16,112 19,643 19,643 - 11,692 3,575
2015 Ago. 33,721 602,298 526,990 409,912 117,078 75,308 287,230 17,052 17,049 17,049 - 9,213 3,451
2015 Set. 33,423 609,353 533,353 413,949 119,404 76,001 286,855 17,886 17,134 17,134 - 13,344 3,316
2015 Oct. 28,107 630,439 544,588 422,273 122,314 85,851 278,089 18,477 19,082 19,082 - 31,294 3,181
2015 Nov. 26,193 651,366 559,688 427,554 132,134 91,678 272,563 18,456 29,086 29,086 - 20,490 3,068
2015 Dic. 24,816 738,080 622,263 458,844 163,419 115,818 257,833 20,045 33,067 33,067 - 17,120 2,943
2015
2016 Ene. 25,968 742,341 602,926 466,131 136,795 139,415 337,175 47,460 22,003 22,003 - 3,466 2,817

Fuente: Banco Central de la República Argentina PAN - SER - 1 - 3


PANORAMA MONETARIO Y FINANCIERO

DINERO Y CREDITO, saldos a fin de mes, en millones de pesos

Año Mes Dinero Crédito Tipo de


Base Billetes Depósitos Total Al sector privado Al sector público cambio
Monetaria y Total Del sector privado Del sector público no financiero no financiero de
monedas no financiero no financiero (5) De moneda De moneda De moneda De moneda valuación
fuera del De moneda De moneda De moneda De moneda nacional extranjera nacional extranjera 1 u$s
sistema nacional extranjera nacional extranjera (7) =
financiero (7)

2012 Ene. 216,117 146,949 506,034 277,163 52,241 169,731 6,898 709,930 264,774 44,325 261,762 139,070 4.3362
2012 Feb. 205,437 146,371 515,317 284,394 52,224 172,400 6,300 733,872 269,681 43,978 280,311 139,902 4.3565
2012 Mar. 220,626 148,407 527,847 296,114 52,072 173,000 6,662 735,422 274,419 44,146 276,161 140,696 4.3785
2012 Abr. 222,914 150,697 547,967 303,235 52,476 176,025 16,231 763,026 278,367 43,967 289,830 150,861 4.4148
2012 May. 225,512 155,377 555,691 310,247 47,490 184,583 13,371 776,908 285,669 42,662 296,566 152,012 4.4713
2012 Jun. 244,158 167,811 556,805 326,044 40,770 179,577 10,414 782,613 299,270 38,957 289,653 154,733 4.5253
2012 Jul. 246,461 175,243 583,313 329,074 38,466 187,807 27,966 828,808 309,194 34,996 307,780 176,838 4.5833
2012 Ago. 260,757 177,443 594,366 338,221 38,137 201,609 16,398 844,132 321,345 32,506 311,435 178,846 4.6347
2012 Set. 265,189 180,705 606,626 346,112 37,701 207,669 15,145 862,118 330,322 30,901 319,489 181,407 4.6942
2012 Oct. 265,116 182,361 622,284 355,104 37,608 208,530 21,042 883,162 340,979 29,896 322,219 190,069 4.7655
2012 Nov. 268,659 186,743 639,503 363,477 37,406 219,111 19,508 919,303 352,988 29,381 343,611 193,323 4.8338
2012 Dic. 307,352 209,908 623,595 386,299 39,249 186,910 11,137 923,867 372,206 29,095 325,541 197,025 4.9173
2012
2013 Ene. 287,546 204,385 657,431 395,259 38,049 214,981 9,142 978,442 376,024 29,875 371,964 200,579 4.9768
2013 Feb. 291,151 202,515 660,574 395,142 37,689 220,809 6,933 985,457 379,969 29,160 372,854 203,475 5.0445
2013 Mar. 302,214 204,877 674,645 407,027 37,411 223,960 6,247 995,079 389,958 28,559 368,880 207,683 5.1223
2013 Abr. 287,319 204,659 683,097 416,107 37,823 222,291 6,877 1,029,389 397,507 29,797 389,863 212,222 5.1840
2013 May. 304,336 207,604 696,928 420,431 37,307 230,720 8,469 1,030,472 406,715 29,387 379,802 214,568 5.2837
2013 Jun. 307,549 218,263 721,289 439,702 37,412 235,702 8,473 1,064,725 419,970 29,141 399,309 216,306 5.3852
2013 Jul. 318,128 225,669 731,968 443,093 37,817 242,570 8,488 1,089,292 427,767 28,127 410,059 223,339 5.5065
2013 Ago. 321,192 227,603 788,150 451,185 38,189 237,580 61,197 1,160,733 440,841 27,894 408,678 283,320 5.6713
2013 Set. 327,433 231,316 784,418 463,797 39,563 245,166 35,892 1,184,302 455,874 27,117 417,198 284,112 5.7915
2013 Oct. 326,803 231,734 796,325 473,337 39,938 256,894 26,157 1,217,004 466,588 26,980 433,133 290,302 5.9108
2013 Nov. 336,846 232,687 801,176 481,072 40,887 262,776 16,440 1,237,515 479,298 26,688 432,153 299,376 6.1360
2013 Dic. 377,197 257,719 792,260 499,410 45,145 233,963 13,742 1,250,582 499,633 27,025 407,185 316,738 6.5180
2013
2014 Ene. 363,858 246,680 799,852 503,382 57,779 223,573 15,117 1,338,979 508,329 33,523 408,017 389,109 8.0182
2014 Feb. 344,819 240,592 827,023 509,995 56,066 246,863 14,098 1,393,173 509,088 32,588 471,049 380,448 7.8782
2014 Mar. 349,029 237,561 849,172 522,237 53,630 257,397 15,908 1,421,164 511,055 33,565 499,059 377,486 8.0098
2014 Abr. 352,163 237,550 855,891 544,362 53,027 241,155 17,348 1,433,312 510,959 35,979 509,594 376,780 8.0015
2014 May. 348,928 239,691 884,329 550,966 57,683 260,419 15,261 1,467,808 514,754 37,366 533,308 382,380 8.0777
2014 Jun. 370,611 256,620 894,528 573,973 57,589 247,924 15,043 1,484,475 523,891 37,233 539,902 383,449 8.1327
2014 Jul. 371,689 266,635 906,018 578,938 57,638 258,232 11,210 1,519,122 527,744 38,699 566,493 386,186 8.2102
2014 Ago. 389,193 269,078 929,588 587,004 58,848 272,701 11,035 1,553,232 538,965 38,442 581,019 394,806 8.4040
2014 Set. 382,315 271,812 941,570 599,697 59,065 271,205 11,604 1,594,968 552,232 37,179 608,397 397,161 8.4643
2014 Oct. 407,437 271,747 972,919 608,407 60,256 291,822 12,433 1,630,736 565,976 34,406 602,948 427,406 8.5023
2014 Nov. 409,124 278,038 1,025,528 620,537 60,609 329,326 15,056 1,711,759 580,217 32,459 643,825 455,258 8.5255
2014 Dic. 462,564 315,787 1,055,470 653,817 64,085 313,858 23,710 1,765,536 601,331 31,671 640,721 491,813 8.5520
2014
2015 Ene. 447,994 308,001 1,068,859 662,874 63,675 326,710 15,600 1,805,939 603,222 33,264 673,467 495,986 8.6395
2015 Feb. 446,408 307,792 1,089,095 679,544 68,524 326,335 14,692 1,856,856 614,038 34,425 708,951 499,442 8.7243
2015 Mar. 440,354 310,043 1,112,382 708,528 68,808 317,615 17,433 1,909,584 629,395 35,262 734,640 510,286 8.8197
2015 Abr. 469,092 317,379 1,137,547 740,456 74,378 295,462 27,251 1,917,735 634,604 39,841 723,859 519,430 8.9047
2015 May. 462,103 321,893 1,165,708 757,640 72,580 318,007 17,481 1,967,777 648,797 41,473 753,399 524,108 8.9893
2015 Jun. 482,719 348,167 1,217,959 800,578 72,783 323,591 21,007 2,049,359 669,970 43,660 787,832 547,896 9.0865
2015 Jul. 520,170 367,230 1,238,884 805,016 74,836 335,467 23,565 2,073,705 682,660 43,862 791,733 555,450 9.1873
2015 Ago. 509,258 371,363 1,242,577 814,091 76,334 331,117 21,035 2,119,157 704,824 41,752 806,645 565,936 9.2955
2015 Set. 530,134 375,715 1,345,492 840,493 76,928 356,559 71,512 2,233,462 726,789 39,605 807,097 659,972 9.4192
2015 Oct. 543,201 381,311 1,318,739 856,953 85,754 359,996 16,037 2,284,089 758,019 36,435 813,985 675,650 9.5460
2015 Nov. 536,761 387,516 1,365,947 884,462 86,379 383,019 12,088 2,396,450 796,974 32,488 877,993 688,995 9.6880
2015 Dic. 623,890 425,580 1,401,817 920,059 138,225 322,265 21,268 2,586,544 821,769 41,904 838,095 884,775 13.0050
2015
2016 Ene. 588,333 … … … … … … … … … … … 13.9040

Fuente: Banco Central de la República Argentina PAN - SER - 2 - 3


PANORAMA MONETARIO Y FINANCIERO

TASAS DE INTERES, promedio mensual en porcentaje nominal anual

Año Mes Tasas de interés


Por depósitos Por depósitos Por Por préstamos Por adelantos en Por préstamos hipotecarios
en caja a plazo fijo de obligaciones interfinancieros cuenta corriente al sector privado no financiero
de ahorros 30 a 59 días de plazo (3) con entidades hasta 15 días de plazo al sector privado no financiero (entre 5 y 10 años)
De moneda De moneda De moneda De moneda financieras De moneda De moneda De moneda De moneda De moneda De moneda
nacional extranjera nacional extranjera del exterior nacional extranjera nacional extranjera nacional extranjera
(4)

2012 Ene. 0.27 0.05 12.64 0.32 2.96 9.63 - 25.15 - 14.60 10.50
2012 Feb. 0.27 0.04 12.33 0.33 3.05 9.43 1.81 23.35 - 15.73 -
2012 Mar. 0.27 0.04 11.79 0.34 3.18 9.70 - 21.94 - 13.11 10.12
2012 Abr. 0.27 0.05 11.29 0.39 2.80 9.43 2.00 21.50 - 16.10 -
2012 May. 0.27 0.06 11.32 0.39 2.69 9.30 - 20.98 - 14.81 -
2012 Jun. 0.27 0.06 11.20 0.45 3.40 9.54 - 20.34 - 17.05 -
2012 Jul. 0.26 0.06 11.45 0.55 3.32 9.64 - 20.72 - 17.02 -
2012 Ago. 0.26 0.07 11.77 0.54 3.74 9.83 - 20.80 - 13.68 -
2012 Set. 0.25 0.07 12.08 0.54 3.60 9.92 - 21.08 - 16.39 -
2012 Oct. 0.25 0.07 12.29 0.60 3.64 10.18 - 21.44 - 17.66 -
2012 Nov. 0.25 0.07 12.31 0.61 3.32 10.21 - 21.55 - 18.88 -
2012 Dic. 0.25 0.06 13.83 0.61 3.60 10.71 - 21.78 - 18.98 -
2012
2013 Ene. 0.25 0.06 13.04 0.60 3.55 10.81 - 21.55 - 18.24 -
2013 Feb. 0.25 0.06 13.22 0.58 3.63 11.03 - 21.49 - 16.05 -
2013 Mar. 0.25 0.06 13.65 0.55 2.99 12.01 - 21.34 - 19.91 -
2013 Abr. 0.25 0.06 13.85 0.51 2.76 11.38 - 21.68 - 15.70 -
2013 May. 0.25 0.07 14.68 0.52 1.54 13.69 - 22.55 - 17.49 -
2013 Jun. 0.26 0.06 15.16 0.50 2.00 13.24 - 22.80 - 15.47 -
2013 Jul. 0.25 0.06 14.82 0.49 3.40 13.64 - 23.17 - 17.52 -
2013 Ago. 0.23 0.06 15.34 0.49 2.00 11.98 - 23.36 - 18.61 -
2013 Set. 0.22 0.06 15.40 0.47 3.06 12.19 - 23.54 - 17.41 -
2013 Oct. 0.21 0.05 15.63 0.41 2.60 12.24 - 25.01 - 18.10 -
2013 Nov. 0.21 0.04 15.67 0.37 2.37 15.31 - 26.18 - 16.17 -
2013 Dic. 0.21 0.04 17.80 0.34 3.40 19.67 - 27.58 - 15.69 -
2013
2014 Ene. 0.21 0.04 18.97 0.41 4.20 16.15 - 28.89 - 15.64 -
2014 Feb. 0.21 0.03 21.15 0.94 2.40 14.66 - 31.61 - 15.94 -
2014 Mar. 0.21 0.03 21.71 0.97 3.56 19.17 - 33.26 - 22.59 -
2014 Abr. 0.21 0.03 21.89 0.99 2.82 14.80 - 32.83 - 15.89 -
2014 May. 0.21 0.03 21.46 0.97 2.51 17.14 - 32.20 - 15.36 -
2014 Jun. 0.21 0.03 21.05 0.93 1.08 22.51 - 32.19 - 16.87 -
2014 Jul. 0.21 0.04 20.30 0.92 2.88 15.61 - 30.72 - 17.50 -
2014 Ago. 0.21 0.04 19.76 0.86 3.46 18.78 - 30.89 - 19.06 -
2014 Set. 0.21 0.03 19.21 0.88 4.68 13.08 - 28.92 - 18.04 -
2014 Oct. 0.21 0.03 19.56 0.86 4.32 21.05 - 31.02 - 20.56 -
2014 Nov. 0.20 0.04 19.92 0.86 5.44 19.99 - 30.80 - 17.77 -
2014 Dic. 0.20 0.03 20.06 0.88 4.26 21.83 - 30.86 - 19.46 -
2014
2015 Ene. 0.20 0.04 18.81 0.85 3.91 22.93 - 30.83 - 20.42 -
2015 Feb. 0.20 0.03 20.02 0.99 3.57 20.52 - 30.48 - 24.03 -
2015 Mar. 0.20 0.03 20.09 1.61 2.94 21.13 2.25 30.07 - 18.19 -
2015 Abr. 0.20 0.03 20.56 1.64 3.33 17.85 - 29.10 - 17.26 -
2015 May. 0.20 0.03 20.32 1.63 2.21 22.51 - 30.09 - 18.74 -
2015 Jun. 0.20 0.04 20.47 1.63 2.53 17.93 - 28.27 - 20.66 -
2015 Jul. 0.20 0.05 20.31 1.70 2.47 23.86 3.25 30.42 - 17.64 -
2015 Ago. 0.19 0.03 20.84 1.71 3.96 22.76 3.25 30.49 - 23.44 -
2015 Set. 0.19 0.03 21.21 1.73 3.90 21.92 3.25 30.32 - 19.60 -
2015 Oct. 0.18 0.02 21.50 1.77 3.40 25.12 - 32.12 - 19.67 -
2015 Nov. 0.19 0.02 23.32 1.76 3.72 21.75 - 31.64 - 17.47 -
2015 Dic. 0.19 0.03 26.58 2.11 4.75 25.89 - 34.51 - 19.06 -
2015
2016 Ene. 0.19 0.03 25.42 2.02 4.08 25.87 2.15 34.53 - 14.78 -

Fuente: Banco Central de la República Argentina PAN - SER - 3 - 3


PANORAMA MONETARIO Y FINANCIERO

NOTAS Y OBSERVACIONES

(1) Hasta el 31 de octubre de 2001 para compatibilizar los valores consignados en esta columna con los del Balance del Banco Central de la República Argentina se deben sustraer los movimientos netos
determinados por la operatoria de pases con títulos y certificados de depósitos en dólares extranjeros (restando el saldo de la operatoria de pases pasivos para el BCRA y sumando el saldo de la operatoria
de pases activos para el BCRA) y sumar las divisas equivalentes a los Depósitos del Gobierno en el BCRA.
Entre noviembre de 2001 y el 4 de febrero de 2002, tal compatilibilización puede concretarse sumando las divisas equivalentes a los Depósitos del Gobierno en el BCRA.

(2) Para la valuación de los conceptos en moneda extranjera se consideró el tipo de cambio incluido en la columna "Tipo de cambio de valuación".

(3) Entre el 22 de febrero de 2002 y el 31 de octubre de 2003, el Banco Central permitió la captación de depósitos a plazo fijo de 7 a 29 días de plazo.

(4) Exclusivamente se consideran las obligaciones contraídas por entidades financieras del país con entidades financieras del exterior no vinculadas (las cuales no están relacionadas institucionalmente con la
entidad financiera local ni mantienen con ella acuerdos de corresponsalía).

(5) No se deducen los importes de las utilizaciones que la Tesorería General de la Nación efectúa de los saldos de cuentas bancarias a la orden de ministerios, secretarías y organismos descentralizados (cuyos
presupuestos de gastos y cálculo de recursos integran el Presupuesto General de la Administración Nacional) dependientes del Gobierno Nacional, cuentas que son subsidiarias de la denominada "Fondo
Unificado de las Cuentas del Gobierno Nacional" abierta en el Banco de la Nación Argentina. Tampoco se deducen las utilizaciones que efectúan los gobiernos provinciales de los saldos en fondos unificados
de su jurisdicción

(6) En millones de pesos. A partir de enero de 2003 y hasta el 19.3.2003 corresponde sólo a capitales e intereses devengados. Desde el 20 de marzo de 2003 se incorporan los adelantos para la compra de
Bonos del Gobierno Nacional (BODEN) y sus correspondientes ajustes. A partir de diciembre de 2008 también se incluye la operatoria "Ventanilla de Liquidez del BCRA" y a partir de junio de 2010 también se
incorporan los adelantos del Banco Central a las entidades financieras con destino a financiaciones al sector productivo.

(7) A partir de abril de 2012 incluye un cambio de exposición en los estados contables de 2 entidades financieras (hasta el mes anterior presentaban los depósitos en cuentas corrientes, netos de la utilización de
fondos unificados)

(8) A partir del 23 de noviembre de 2010 incluye los cheques cancelatorios en pesos.

(9) A partir del 23 de noviembre de 2010 incluye los cheques cancelatorios en dólares y a partir de julio de 2013 los Certificados de depósito para la inversión (CEDIN) (referencia normativa: Ley N° 26860, art.2°;
Com "A" 5447) (información específica de ambos conceptos puede ser obtenida consultando las comunicaciones "C" semanales sobre pasivos monetarios del BCRA).

(10) A partir del 29 de enero de 2016 incluye la partida "Divisas - Pase Pasivo en Dólares con el Exterior”. De acuerdo con lo establecido en el punto 7 de la Resolución de Directorio N° 44 del 28/01/2016, dicha
partida no podrá ser considerado como Reservas Excedentes según lo normado en el artículo 6 de la Ley N° 23.928 y sus modificatorias. Los saldos diarios de esta partida pueden ser consultados en
http://www.bcra.gob.ar/pdfs/estadisticas/basaaaa.xls, donde aaaa indica año.

Fuente: Banco Central de la República Argentina PAN - OBS - 1 - 1


I BALANCES
CONSOLIDADOS
DEL SISTEMA
FINANCIERO
I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-1
SISTEMA FINANCIERO (1), saldos en miles de pesos

Año Mes Fuentes de creación de los recursos monetarios


Activos Sector oficial
externos Total En moneda nacional En moneda extranjera
netos Total Valores Préstamos Recursos Total Valores Préstamos Recursos
(2) públicos (9) devenga- públicos (10) devenga-
(6) dos sobre (7) dos sobre
préstamos préstamos

2012 Ene. 188,976,697 400,832,116 261,762,370 128,941,941 129,136,825 3,683,604 139,069,746 7,023,015 132,046,163 568
2012 Feb. 191,601,058 420,212,742 280,310,823 143,082,187 133,534,845 3,693,791 139,901,919 7,087,749 132,813,753 417
2012 Mar. 195,418,946 416,857,322 276,160,950 133,327,591 139,072,733 3,760,626 140,696,372 6,574,586 134,121,405 381
2012 Abr. 200,988,738 440,691,888 289,830,482 141,073,841 144,955,093 3,801,548 150,861,406 6,785,286 144,075,848 272
2012 May. 201,738,791 448,577,626 296,566,096 145,785,632 146,897,975 3,882,489 152,011,530 6,698,208 145,313,049 273
2012 Jun. 201,624,792 444,386,334 289,653,299 135,613,716 150,094,931 3,944,652 154,733,035 6,456,653 148,276,164 218
2012 Jul. 206,545,638 484,617,986 307,779,896 143,862,173 159,902,114 4,015,609 176,838,090 6,810,326 170,027,578 186
2012 Ago. 201,071,437 490,280,870 311,434,970 136,345,352 171,031,138 4,058,480 178,845,900 7,318,369 171,527,399 132
2012 Set. 203,904,034 500,895,390 319,488,664 137,008,869 178,390,044 4,089,751 181,406,726 7,062,657 174,344,014 55
2012 Oct. 208,363,934 512,287,564 322,218,684 137,476,798 180,573,285 4,168,601 190,068,880 6,582,697 183,486,183 -
2012 Nov. 211,030,334 536,933,961 343,611,257 147,282,493 192,017,019 4,311,745 193,322,704 7,326,856 185,995,848 -
2012 Dic. 205,416,030 522,566,055 325,540,894 130,604,382 190,873,115 4,063,397 197,025,161 7,101,984 189,923,177 -
2012
2013 Ene. 204,171,088 572,542,696 371,963,726 152,502,739 215,296,136 4,164,851 200,578,970 7,983,996 192,594,603 371
2013 Feb. 203,301,638 576,328,856 372,853,908 153,616,893 215,005,588 4,231,427 203,474,948 8,519,410 194,955,075 463
2013 Mar. 200,401,484 576,562,143 368,879,515 141,851,252 222,918,154 4,110,109 207,682,628 8,961,303 198,720,758 567
2013 Abr. 192,717,175 602,084,724 389,863,134 160,713,016 225,020,870 4,129,248 212,221,590 9,972,963 202,247,958 669
2013 May. 191,524,233 594,369,503 379,801,815 147,194,282 228,339,428 4,268,105 214,567,688 10,455,377 204,111,529 782
2013 Jun. 187,691,596 615,615,055 399,308,977 150,477,939 244,536,420 4,294,618 216,306,078 10,474,736 205,830,446 896
2013 Jul. 191,439,517 633,398,337 410,058,885 154,138,715 251,682,303 4,237,867 223,339,452 11,018,199 212,320,233 1,020
2013 Ago. 194,490,164 691,997,854 408,678,248 156,186,651 248,130,837 4,360,760 283,319,606 12,271,062 271,048,544 -
2013 Set. 188,917,348 701,309,819 417,198,221 163,213,425 249,659,134 4,325,662 284,111,598 13,108,734 271,002,864 -
2013 Oct. 182,374,234 723,435,578 433,133,209 168,960,454 259,732,151 4,440,604 290,302,369 15,155,956 275,146,413 -
2013 Nov. 174,586,989 731,528,828 432,153,216 163,719,806 263,771,525 4,661,885 299,375,612 14,925,568 284,450,044 -
2013 Dic. 185,932,322 723,923,224 407,185,193 142,765,977 260,280,643 4,138,573 316,738,031 16,709,060 300,028,971 -
2013
2014 Ene. 205,397,267 797,126,880 408,017,434 153,405,419 250,458,170 4,153,845 389,109,446 18,039,923 371,069,523 -
2014 Feb. 202,524,536 851,496,655 471,048,778 183,403,138 283,135,802 4,509,838 380,447,877 20,056,117 360,391,760 -
2014 Mar. 204,819,073 876,544,298 499,058,678 198,182,017 296,198,630 4,678,031 377,485,620 22,019,933 355,465,687 -
2014 Abr. 215,275,204 886,373,884 509,593,602 206,990,798 297,691,526 4,911,278 376,780,282 21,609,264 355,171,018 -
2014 May. 218,273,359 915,688,034 533,307,825 223,684,989 304,401,929 5,220,907 382,380,209 24,003,593 358,376,616 -
2014 Jun. 226,795,103 923,350,944 539,902,202 226,586,668 308,024,105 5,291,429 383,448,742 22,784,931 360,658,734 5,077
2014 Jul. 225,304,642 952,678,499 566,492,674 236,167,351 324,695,017 5,630,306 386,185,825 22,213,207 363,972,509 109
2014 Ago. 228,907,133 975,824,429 581,018,607 238,602,574 336,730,285 5,685,748 394,805,822 22,507,931 372,297,434 457
2014 Set. 223,651,114 1,005,558,120 608,397,480 257,420,175 345,184,339 5,792,966 397,160,640 22,788,084 374,371,759 797
2014 Oct. 226,650,526 1,030,353,451 602,947,737 248,413,176 348,654,317 5,880,244 427,405,714 22,371,546 405,033,017 1,151
2014 Nov. 238,104,007 1,099,082,889 643,824,913 283,256,997 354,570,528 5,997,388 455,257,976 21,617,566 433,638,916 1,494
2014 Dic. 263,173,938 1,132,533,497 640,720,670 291,920,497 342,705,537 6,094,636 491,812,827 20,680,469 471,130,507 1,851
2014
2015 Ene. 263,541,395 1,169,453,181 673,467,057 306,608,318 360,761,321 6,097,418 495,986,124 20,301,803 475,682,096 2,225
2015 Feb. 271,041,865 1,208,393,665 708,951,231 325,019,701 377,721,784 6,209,746 499,442,434 18,879,553 480,560,310 2,571
2015 Mar. 271,181,445 1,244,926,220 734,640,204 330,968,237 397,343,730 6,328,237 510,286,016 25,246,317 485,036,737 2,962
2015 Abr. 293,195,892 1,243,289,831 723,859,465 311,851,195 405,474,407 6,533,863 519,430,366 28,830,440 490,599,847 79
2015 May. 290,548,765 1,277,506,875 753,399,166 333,944,824 412,631,872 6,822,470 524,107,709 29,267,205 494,840,168 336
2015 Jun. 304,976,304 1,335,728,294 787,832,333 359,376,429 421,828,046 6,627,858 547,895,961 29,876,926 518,018,349 686
2015 Jul. 300,981,286 1,347,182,255 791,732,646 349,677,530 435,158,248 6,896,868 555,449,609 30,822,313 524,626,240 1,056
2015 Ago. 307,819,215 1,372,581,081 806,644,844 366,218,822 433,165,621 7,260,401 565,936,237 32,649,379 533,285,429 1,429
2015 Set. 305,322,432 1,467,069,001 807,097,259 355,540,851 444,382,238 7,174,170 659,971,742 35,325,523 624,644,412 1,807
2015 Oct. 244,468,320 1,489,635,119 813,984,745 361,681,856 444,876,610 7,426,279 675,650,374 37,257,779 638,390,387 2,208
2015 Nov. 233,938,250 1,566,988,011 877,992,528 419,127,398 451,280,078 7,585,052 688,995,483 35,291,822 653,701,051 2,610
2015 Dic. 327,199,332 1,722,870,593 838,095,312 385,168,932 445,163,057 7,763,323 884,775,281 46,925,696 837,845,569 4,016

Fuente: Banco Central de la República Argentina BAL - SIS - 1 - 4


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-1
SISTEMA FINANCIERO (1) (continuación), saldos en miles de pesos

Año Mes Fuentes de creación de los recursos monetarios (conclusión) Total


Sector privado Otras
Total En moneda nacional En moneda extranjera cuentas
Total Inversiones Préstamos Recursos Total Inversiones Préstamos Recursos (2)
en valores devenga- en valores devenga-
privados dos sobre privados dos sobre
(3) préstamos (3) préstamos

2012 Ene. 309,098,368 264,773,614 12,063,413 248,457,146 4,253,055 44,324,754 2,012,009 41,930,500 382,245 -245,924,599 652,982,582
2012 Feb. 313,658,830 269,681,146 12,137,790 253,208,190 4,335,166 43,977,684 2,041,227 41,517,195 419,262 -263,784,265 661,688,365
2012 Mar. 318,564,899 274,418,516 12,353,540 257,732,405 4,332,571 44,146,383 1,996,792 41,694,939 454,652 -254,587,014 676,254,153
2012 Abr. 322,334,222 278,367,131 12,236,169 261,652,864 4,478,098 43,967,091 1,997,503 41,485,177 484,411 -265,350,106 698,664,742
2012 May. 328,330,678 285,669,080 12,261,166 269,051,880 4,356,034 42,661,598 2,009,687 40,174,512 477,399 -267,579,767 711,067,328
2012 Jun. 338,227,142 299,269,899 12,798,528 282,109,230 4,362,141 38,957,243 1,837,295 36,669,741 450,207 -259,622,869 724,615,399
2012 Jul. 344,190,355 309,194,412 12,726,162 291,894,684 4,573,566 34,995,943 1,643,355 32,936,563 416,025 -276,798,581 758,555,398
2012 Ago. 353,850,962 321,345,316 13,745,824 302,957,647 4,641,845 32,505,646 1,686,359 30,428,369 390,918 -273,394,967 771,808,302
2012 Set. 361,222,723 330,321,810 14,665,545 310,674,617 4,981,648 30,900,913 1,758,289 28,775,141 367,483 -278,691,078 787,331,069
2012 Oct. 370,874,859 340,979,110 15,153,754 320,602,485 5,222,871 29,895,749 1,941,538 27,605,789 348,422 -286,881,481 804,644,876
2012 Nov. 382,369,000 352,987,622 15,541,201 332,011,729 5,434,692 29,381,378 2,003,143 27,034,917 343,318 -304,087,078 826,246,217
2012 Dic. 401,300,954 372,206,260 16,522,372 349,813,170 5,870,718 29,094,694 2,005,987 26,733,980 354,727 -295,779,783 833,503,256
2012
2013 Ene. 405,898,878 376,024,231 16,671,771 353,288,255 6,064,205 29,874,647 1,979,502 27,528,766 366,379 -320,796,850 861,815,812
2013 Feb. 409,128,410 379,968,671 16,831,499 357,236,345 5,900,827 29,159,739 2,028,660 26,758,694 372,385 -325,670,601 863,088,303
2013 Mar. 418,516,813 389,958,019 17,495,911 365,996,896 6,465,212 28,558,794 2,146,467 26,032,108 380,219 -315,958,391 879,522,049
2013 Abr. 427,304,512 397,507,304 17,945,446 373,365,617 6,196,241 29,797,208 2,248,644 27,192,944 355,620 -334,349,638 887,756,773
2013 May. 436,102,245 406,715,048 18,277,935 382,284,318 6,152,795 29,387,197 2,271,792 26,794,800 320,605 -317,463,874 904,532,107
2013 Jun. 449,110,313 419,969,653 18,250,633 395,434,229 6,284,791 29,140,660 2,355,410 26,477,374 307,876 -312,864,903 939,552,061
2013 Jul. 455,894,087 427,766,633 18,707,127 402,712,600 6,346,906 28,127,454 2,659,183 25,185,220 283,051 -323,094,331 957,637,610
2013 Ago. 468,735,109 440,841,364 19,288,767 414,842,802 6,709,795 27,893,745 2,738,768 24,876,998 277,979 -339,469,655 1,015,753,472
2013 Set. 482,991,794 455,874,399 19,731,137 429,364,280 6,778,982 27,117,395 2,730,592 24,111,871 274,932 -357,484,523 1,015,734,438
2013 Oct. 493,568,734 466,588,306 20,664,456 438,682,185 7,241,665 26,980,428 2,818,064 23,905,157 257,207 -371,319,507 1,028,059,039
2013 Nov. 505,986,062 479,298,087 21,537,248 450,110,308 7,650,531 26,687,975 2,993,249 23,443,383 251,343 -378,239,560 1,033,862,319
2013 Dic. 526,658,523 499,633,374 22,350,519 469,229,413 8,053,442 27,025,149 3,101,696 23,665,464 257,989 -386,534,476 1,049,979,593
2013
2014 Ene. 541,852,380 508,329,150 23,162,858 476,929,177 8,237,115 33,523,230 3,712,725 29,500,483 310,022 -497,845,364 1,046,531,163
2014 Feb. 541,676,279 509,088,048 23,249,817 477,481,906 8,356,325 32,588,231 4,009,839 28,264,324 314,068 -528,081,968 1,067,615,502
2014 Mar. 544,619,743 511,055,022 24,273,932 477,676,870 9,104,220 33,564,721 3,614,406 29,598,513 351,802 -539,250,531 1,086,732,583
2014 Abr. 546,937,650 510,958,905 23,905,071 477,911,038 9,142,796 35,978,745 3,592,308 32,044,717 341,720 -555,144,790 1,093,441,948
2014 May. 552,120,268 514,754,361 23,982,273 481,358,964 9,413,124 37,365,907 3,558,929 33,437,981 368,997 -562,061,485 1,124,020,176
2014 Jun. 561,123,948 523,890,965 23,395,798 491,560,444 8,934,723 37,232,983 3,099,371 33,765,409 368,203 -560,122,245 1,151,147,750
2014 Jul. 566,443,290 527,744,473 23,858,103 494,985,748 8,900,622 38,698,817 3,116,057 35,184,571 398,189 -571,772,632 1,172,653,799
2014 Ago. 577,407,643 538,965,204 24,658,713 504,819,888 9,486,603 38,442,439 3,145,897 34,872,522 424,020 -583,472,936 1,198,666,269
2014 Set. 589,410,323 552,231,700 24,835,230 518,208,613 9,187,857 37,178,623 3,048,550 33,720,499 409,574 -605,237,314 1,213,382,243
2014 Oct. 600,382,058 565,975,836 26,007,929 530,476,160 9,491,747 34,406,222 2,914,978 31,092,090 399,154 -612,720,071 1,244,665,964
2014 Nov. 612,675,636 580,216,589 26,496,253 543,557,445 10,162,891 32,459,047 2,901,516 29,159,173 398,358 -646,296,935 1,303,565,597
2014 Dic. 633,002,341 601,331,098 27,005,967 564,100,512 10,224,619 31,671,243 2,740,815 28,558,445 371,983 -657,453,322 1,371,256,454
2014
2015 Ene. 636,486,166 603,222,252 27,154,405 565,842,851 10,224,996 33,263,914 2,776,916 30,120,989 366,009 -692,620,880 1,376,859,862
2015 Feb. 648,462,634 614,037,520 27,358,261 576,260,935 10,418,324 34,425,114 2,707,299 31,355,038 362,777 -731,011,256 1,396,886,908
2015 Mar. 664,657,731 629,395,283 28,164,240 590,441,469 10,789,574 35,262,448 2,689,266 32,207,992 365,190 -758,340,067 1,422,425,329
2015 Abr. 674,444,896 634,603,908 27,430,736 596,460,596 10,712,576 39,840,988 2,549,499 36,902,529 388,960 -756,004,684 1,454,925,935
2015 May. 690,270,093 648,797,127 27,105,494 610,298,971 11,392,662 41,472,966 2,535,094 38,504,837 433,035 -770,723,816 1,487,601,917
2015 Jun. 713,630,406 669,970,430 26,906,276 632,361,899 10,702,255 43,659,976 2,591,833 40,631,905 436,238 -788,209,193 1,566,125,811
2015 Jul. 726,522,569 682,660,076 27,808,341 643,949,799 10,901,936 43,862,493 2,513,865 40,890,116 458,512 -768,572,136 1,606,113,974
2015 Ago. 746,575,939 704,824,091 28,106,759 665,361,893 11,355,439 41,751,848 2,495,572 38,782,874 473,402 -813,035,851 1,613,940,384
2015 Set. 766,393,459 726,788,792 29,101,485 686,134,578 11,552,729 39,604,667 2,510,808 36,661,741 432,118 -817,578,459 1,721,206,433
2015 Oct. 794,453,904 758,019,336 30,529,144 715,023,150 12,467,042 36,434,568 2,244,275 33,785,087 405,206 -828,507,184 1,700,050,159
2015 Nov. 829,462,190 796,973,997 30,823,088 753,205,315 12,945,594 32,488,193 2,116,394 30,005,639 366,160 -876,924,727 1,753,463,724
2015 Dic. 863,672,985 821,769,406 33,905,773 774,002,429 13,861,204 41,903,579 2,740,229 38,729,573 433,777 -1,086,346,178 1,827,396,732

Fuente: Banco Central de la República Argentina BAL - SIS - 2 - 4


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-1
SISTEMA FINANCIERO (1) (continuación), saldos en miles de pesos

Año Mes Distribución de los recursos monetarios


Recursos monetarios de particulares
Total En moneda nacional En moneda extranjera
Total Medios de pago Cajas de Otros Recursos Total A la Cajas de Otros Recursos
Total Billetes Cuentas ahorro y depósitos devenga- vista ahorro y depósitos devenga-
y corrientes plazo fijo dos sobre plazo fijo dos sobre
monedas (4) depósitos (4) depósitos

2012 Ene. 476,353,145 424,111,700 223,372,384 146,948,779 76,423,605 188,532,517 10,501,154 1,705,645 52,241,445 14,192 49,732,808 2,466,911 27,534
2012 Feb. 482,988,395 430,764,697 224,525,492 146,370,898 78,154,594 193,288,584 11,134,222 1,816,399 52,223,698 15,709 49,360,203 2,821,530 26,256
2012 Mar. 496,592,215 444,520,502 229,976,225 148,406,835 81,569,390 202,457,197 10,290,817 1,796,263 52,071,713 14,182 49,703,538 2,326,460 27,533
2012 Abr. 506,408,470 453,932,330 233,479,881 150,697,482 82,782,399 207,717,132 10,777,125 1,958,192 52,476,140 15,474 50,130,931 2,298,927 30,808
2012 May. 513,113,175 465,623,297 242,967,997 155,376,641 87,591,356 209,842,544 10,915,315 1,897,441 47,489,878 12,676 45,293,970 2,151,990 31,242
2012 Jun. 534,624,089 493,854,536 256,333,091 167,810,665 88,522,426 223,808,809 11,827,690 1,884,946 40,769,553 4,437 38,457,352 2,274,776 32,988
2012 Jul. 542,782,464 504,316,903 263,536,395 175,242,590 88,293,805 227,269,859 11,636,039 1,874,610 38,465,561 4,494 36,147,583 2,280,574 32,910
2012 Ago. 553,800,844 515,663,611 266,529,285 177,442,512 89,086,773 235,738,932 11,357,572 2,037,822 38,137,233 5,127 35,892,565 2,207,205 32,336
2012 Set. 564,517,660 526,816,537 272,121,943 180,704,718 91,417,225 240,530,751 11,876,021 2,287,822 37,701,123 5,193 35,598,049 2,063,554 34,327
2012 Oct. 575,073,419 537,465,448 277,669,703 182,361,020 95,308,683 245,438,851 12,074,871 2,282,023 37,607,971 6,635 35,370,778 2,194,614 35,944
2012 Nov. 587,626,609 550,220,513 284,797,858 186,743,079 98,054,779 250,678,455 12,396,279 2,347,921 37,406,096 11,015 35,013,890 2,342,230 38,961
2012 Dic. 635,456,371 596,206,994 313,035,874 209,908,252 103,127,622 267,315,272 13,519,319 2,336,529 39,249,377 12,047 36,831,000 2,365,648 40,682
2012
2013 Ene. 637,692,418 599,643,679 307,024,592 204,385,107 102,639,485 277,614,162 12,471,359 2,533,566 38,048,739 12,193 36,018,553 1,973,434 44,559
2013 Feb. 635,346,169 597,657,046 304,513,945 202,514,585 101,999,360 277,690,687 12,889,218 2,563,196 37,689,123 56 35,477,481 2,171,490 40,096
2013 Mar. 649,314,860 611,904,241 306,512,817 204,877,253 101,635,564 289,865,143 12,670,892 2,855,389 37,410,619 57 35,154,239 2,215,749 40,574
2013 Abr. 658,588,772 620,766,074 310,505,126 204,659,312 105,845,814 294,434,367 13,116,926 2,709,655 37,822,698 57 35,569,660 2,211,936 41,045
2013 May. 665,342,683 628,035,310 315,052,985 207,604,152 107,448,833 296,676,596 13,386,397 2,919,332 37,307,373 58 35,305,804 1,958,902 42,609
2013 Jun. 695,377,303 657,965,581 328,533,877 218,263,300 110,270,577 311,812,452 14,624,605 2,994,647 37,411,722 60 35,289,505 2,080,810 41,347
2013 Jul. 706,579,251 668,762,360 335,236,653 225,669,432 109,567,221 316,261,398 14,236,789 3,027,520 37,816,891 61 35,716,387 2,055,605 44,838
2013 Ago. 716,977,199 678,787,844 338,344,624 227,603,167 110,741,457 322,716,368 14,474,285 3,252,567 38,189,355 63 36,095,517 2,048,077 45,698
2013 Set. 734,675,759 695,112,664 345,584,213 231,316,005 114,268,208 329,682,682 16,494,913 3,350,856 39,563,095 64 37,375,293 2,144,093 43,645
2013 Oct. 745,008,088 705,070,445 348,948,137 231,733,773 117,214,364 337,227,257 15,502,692 3,392,359 39,937,643 65 37,764,129 2,132,616 40,833
2013 Nov. 754,646,074 713,758,870 351,036,593 232,686,541 118,350,052 342,792,794 16,253,465 3,676,018 40,887,204 69 38,698,697 2,145,718 42,720
2013 Dic. 802,275,008 757,129,868 382,872,858 257,719,374 125,153,484 353,362,279 17,195,226 3,699,505 45,145,140 72 42,700,005 2,400,172 44,891
2013
2014 Ene. 807,840,931 750,061,670 369,309,274 246,679,556 122,629,718 361,001,482 15,771,415 3,979,499 57,779,261 89 54,908,339 2,813,156 57,677
2014 Feb. 806,653,699 750,587,375 359,010,166 240,592,046 118,418,120 370,084,645 17,016,578 4,475,986 56,066,324 87 53,240,797 2,762,308 63,132
2014 Mar. 813,427,974 759,797,703 361,279,840 237,560,935 123,718,905 376,106,356 17,505,567 4,905,940 53,630,271 89 50,711,845 2,848,814 69,523
2014 Abr. 834,939,534 781,912,694 365,908,492 237,550,456 128,358,036 392,870,186 18,034,498 5,099,518 53,026,840 88 50,288,933 2,666,750 71,069
2014 May. 848,340,520 790,657,594 371,713,793 239,691,461 132,022,332 395,291,442 17,936,893 5,715,466 57,682,926 89 54,765,624 2,843,456 73,757
2014 Jun. 888,180,827 830,592,037 394,641,473 256,619,504 138,021,969 410,402,206 19,950,828 5,597,530 57,588,790 90 54,566,993 2,945,283 76,424
2014 Jul. 903,211,360 845,573,707 405,534,783 266,635,419 138,899,364 415,776,549 18,595,755 5,666,620 57,637,653 91 54,563,601 2,989,899 84,062
2014 Ago. 914,929,985 856,081,924 410,497,803 269,078,062 141,419,741 417,697,427 21,959,288 5,927,406 58,848,061 93 55,905,190 2,850,085 92,693
2014 Set. 930,573,647 871,508,985 423,580,596 271,812,434 151,768,162 423,052,581 19,252,274 5,623,534 59,064,662 94 56,151,713 2,821,346 91,509
2014 Oct. 940,410,980 880,154,525 426,327,880 271,747,091 154,580,789 429,191,015 19,338,716 5,296,914 60,256,455 94 57,457,998 2,701,301 97,062
2014 Nov. 959,183,930 898,574,759 436,927,554 278,038,079 158,889,475 435,516,913 20,391,228 5,739,064 60,609,171 94 57,674,370 2,831,952 102,755
2014 Dic. 1,033,688,632 969,604,104 482,367,841 315,786,694 166,581,147 459,366,644 22,209,545 5,660,074 64,084,528 95 61,230,606 2,760,978 92,849
2014
2015 Ene. 1,034,549,333 970,874,477 471,044,025 308,000,847 163,043,178 472,968,317 20,874,945 5,987,190 63,674,856 95 60,856,752 2,719,087 98,922
2015 Feb. 1,055,860,164 987,336,343 472,118,624 307,792,040 164,326,584 487,240,997 21,641,971 6,334,751 68,523,821 96 65,742,525 2,677,354 103,846
2015 Mar. 1,087,378,250 1,018,570,626 482,486,007 310,042,910 172,443,097 503,560,475 26,091,849 6,432,295 68,807,624 97 65,345,709 3,351,156 110,662
2015 Abr. 1,132,212,384 1,057,834,798 489,452,326 317,379,152 172,073,174 539,135,594 22,477,018 6,769,860 74,377,586 98 71,720,011 2,533,101 124,376
2015 May. 1,152,113,462 1,079,533,010 500,878,919 321,893,420 178,985,499 544,624,549 26,642,873 7,386,669 72,580,452 99 69,538,609 2,904,148 137,596
2015 Jun. 1,221,527,636 1,148,744,992 531,752,994 348,166,750 183,586,244 583,311,560 26,277,226 7,403,212 72,782,644 100 69,781,902 2,882,980 117,662
2015 Jul. 1,247,081,879 1,172,245,973 550,178,902 367,230,066 182,948,836 590,266,721 24,369,674 7,430,676 74,835,906 102 71,937,647 2,772,724 125,433
2015 Ago. 1,261,788,230 1,185,453,909 557,395,637 371,363,165 186,032,472 592,943,774 27,152,838 7,961,660 76,334,321 103 73,392,187 2,804,275 137,756
2015 Set. 1,293,135,390 1,216,207,844 572,353,054 375,714,835 196,638,219 609,335,999 26,258,596 8,260,195 76,927,546 104 73,764,287 3,026,418 136,737
2015 Oct. 1,324,017,552 1,238,263,816 578,611,975 381,311,160 197,300,815 622,993,857 28,018,764 8,639,220 85,753,736 106 82,672,073 2,934,168 147,389
2015 Nov. 1,358,357,023 1,271,977,890 602,352,122 387,516,340 214,835,782 629,086,111 31,564,395 8,975,262 86,379,133 107 82,703,557 3,521,996 153,473
2015 Dic. 1,483,863,287 1,345,638,697 633,321,621 425,579,672 207,741,949 676,162,813 26,809,056 9,345,207 138,224,590 144 134,205,341 3,808,068 211,037

Fuente: Banco Central de la República Argentina BAL - SIS - 3 - 4


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-1
SISTEMA FINANCIERO (1) (conclusión), saldos en miles de pesos

Año Mes Distribución de los recursos monetarios (conclusión)


Recursos monetarios del sector oficial
Total En moneda nacional (8) En moneda extranjera
Total Medios Cajas de Otros Recursos Total A la Cajas de Otros Recursos
de pago ahorro y depósitos devenga- vista ahorro y depósitos devenga-
(5) (9) plazo fijo dos sobre plazo fijo dos sobre
(4) depósitos (4) depósitos

2012 Ene. 176,629,437 169,731,052 75,696,149 86,959,070 5,432,706 1,643,127 6,898,384 2,740,714 3,750,940 403,132 3,598
2012 Feb. 178,699,970 172,399,812 76,371,115 88,580,241 5,762,483 1,685,973 6,300,157 2,341,993 3,531,547 423,475 3,142
2012 Mar. 179,661,938 173,000,112 75,010,298 90,953,882 5,309,196 1,726,736 6,661,825 2,750,738 3,474,678 432,760 3,649
2012 Abr. 192,256,272 176,025,239 78,100,118 90,226,736 5,989,628 1,708,757 16,231,032 12,247,746 3,570,925 408,114 4,247
2012 May. 197,954,153 184,582,849 84,823,955 92,225,635 5,835,918 1,697,341 13,371,304 9,606,329 3,352,807 407,776 4,392
2012 Jun. 189,991,310 179,577,376 87,027,805 84,740,765 6,344,428 1,464,378 10,413,933 7,490,306 2,496,600 423,547 3,480
2012 Jul. 215,772,934 187,807,107 91,331,942 89,366,724 5,925,606 1,182,835 27,965,827 24,753,552 2,761,026 447,336 3,913
2012 Ago. 218,007,458 201,609,035 95,119,421 99,296,338 6,207,129 986,147 16,398,423 13,564,988 2,408,573 421,066 3,796
2012 Set. 222,813,409 207,668,658 94,386,615 105,597,635 6,709,316 975,092 15,144,750 12,223,507 2,492,280 424,646 4,317
2012 Oct. 229,571,457 208,529,909 97,189,989 104,089,588 6,242,210 1,008,122 21,041,548 14,822,931 5,784,158 429,487 4,972
2012 Nov. 238,619,608 219,111,480 102,969,946 108,233,314 6,948,173 960,047 19,508,128 13,104,736 5,962,791 435,617 4,984
2012 Dic. 198,046,885 186,909,974 115,332,682 63,829,341 7,010,759 737,192 11,136,911 3,406,540 7,293,472 434,076 2,823
2012
2013 Ene. 224,123,394 214,981,089 102,815,151 104,284,321 6,943,072 938,545 9,142,304 2,598,874 6,104,434 436,132 2,864
2013 Feb. 227,742,134 220,809,140 104,630,599 108,329,848 6,841,536 1,007,157 6,932,993 2,223,607 4,243,119 463,824 2,443
2013 Mar. 230,207,189 223,959,754 112,307,310 103,105,936 7,433,567 1,112,941 6,247,435 2,384,491 3,423,765 436,286 2,893
2013 Abr. 229,168,001 222,290,682 107,722,614 106,026,513 7,505,092 1,036,463 6,877,318 2,618,154 3,811,891 444,446 2,827
2013 May. 239,189,424 230,720,237 110,038,255 112,530,650 7,096,289 1,055,043 8,469,187 3,410,579 4,596,664 459,041 2,903
2013 Jun. 244,174,758 235,701,516 124,496,435 101,724,031 8,520,192 960,858 8,473,242 3,329,313 4,664,522 476,957 2,450
2013 Jul. 251,058,359 242,570,152 128,526,851 105,267,633 7,818,336 957,332 8,488,206 2,870,445 5,135,558 479,674 2,529
2013 Ago. 298,776,273 237,579,759 119,763,756 108,625,677 8,263,257 927,069 61,196,514 56,134,604 4,577,281 482,602 2,027
2013 Set. 281,058,679 245,166,217 126,292,470 109,837,175 8,119,056 917,516 35,892,462 30,818,905 4,568,432 502,790 2,335
2013 Oct. 283,050,951 256,894,103 130,503,572 117,260,381 8,080,676 1,049,474 26,156,847 20,857,439 4,788,037 508,973 2,398
2013 Nov. 279,216,245 262,775,903 132,251,838 120,793,396 8,705,550 1,025,119 16,440,342 10,575,130 5,337,667 524,633 2,912
2013 Dic. 247,704,585 233,962,626 151,785,179 71,703,409 9,702,153 771,885 13,741,958 7,642,436 5,616,485 480,607 2,430
2013
2014 Ene. 238,690,232 223,572,950 129,616,494 83,683,423 9,373,218 899,815 15,117,282 6,563,302 7,960,536 590,146 3,298
2014 Feb. 260,961,803 246,863,309 130,868,474 106,301,469 8,640,370 1,052,996 14,098,494 6,507,651 7,025,934 561,982 2,927
2014 Mar. 273,304,609 257,396,577 143,836,698 103,084,593 9,314,255 1,161,031 15,908,031 7,823,581 7,460,409 619,878 4,163
2014 Abr. 258,502,414 241,154,777 127,623,297 103,103,296 9,246,150 1,182,034 17,347,637 12,264,052 4,512,668 566,187 4,730
2014 May. 275,679,656 260,418,779 150,554,279 99,264,978 9,382,311 1,217,211 15,260,877 8,614,458 6,059,359 580,864 6,196
2014 Jun. 262,966,923 247,924,043 151,972,330 83,623,017 11,236,927 1,091,769 15,042,880 5,904,071 8,539,211 592,682 6,916
2014 Jul. 269,442,439 258,232,293 155,509,974 91,864,942 9,678,104 1,179,273 11,210,145 5,668,795 4,912,466 620,417 8,467
2014 Ago. 283,736,284 272,701,247 159,971,279 100,870,949 10,506,287 1,352,732 11,035,036 5,227,740 5,186,876 612,986 7,434
2014 Set. 282,808,596 271,205,086 158,867,667 100,788,399 10,283,342 1,265,678 11,603,510 5,755,261 5,241,462 599,691 7,096
2014 Oct. 304,254,984 291,822,472 176,311,749 103,826,543 10,412,546 1,271,634 12,432,512 6,525,100 5,294,289 607,727 5,396
2014 Nov. 344,381,667 329,325,939 218,642,779 98,055,330 11,346,436 1,281,394 15,055,728 8,662,575 5,779,089 608,712 5,352
2014 Dic. 337,567,822 313,858,212 221,456,839 79,850,705 11,471,199 1,079,469 23,709,610 18,312,347 4,806,910 586,043 4,310
2014
2015 Ene. 342,310,529 326,710,096 175,605,138 139,366,534 10,484,271 1,254,153 15,600,431 8,490,704 6,495,028 608,879 5,820
2015 Feb. 341,026,744 326,335,144 170,533,885 142,437,152 11,795,426 1,568,681 14,691,600 7,496,677 6,601,919 586,109 6,895
2015 Mar. 335,047,079 317,614,544 192,210,064 112,567,789 11,484,917 1,351,774 17,432,535 7,453,261 9,385,583 584,861 8,830
2015 Abr. 322,713,551 295,462,463 188,097,792 95,012,326 11,140,273 1,212,072 27,251,089 20,352,531 6,295,818 591,884 10,856
2015 May. 335,488,455 318,007,235 211,270,287 92,987,606 12,431,025 1,318,317 17,481,220 8,609,546 8,246,497 614,833 10,344
2015 Jun. 344,598,175 323,591,133 215,864,200 93,637,690 12,850,453 1,238,790 21,007,042 6,253,638 14,160,744 583,397 9,263
2015 Jul. 359,032,095 335,467,372 219,422,240 103,111,485 11,576,815 1,356,832 23,564,723 8,000,248 14,926,236 628,081 10,158
2015 Ago. 352,152,154 331,117,468 212,343,247 105,234,215 12,219,147 1,320,859 21,034,686 6,691,620 13,737,896 598,782 6,388
2015 Set. 428,071,043 356,559,060 238,169,067 104,067,006 13,116,704 1,206,283 71,511,983 62,843,664 8,034,493 627,145 6,681
2015 Oct. 376,032,607 359,995,572 238,917,962 106,276,692 13,425,069 1,375,849 16,037,035 8,872,507 6,518,621 637,832 8,075
2015 Nov. 395,106,701 383,018,555 267,319,049 100,423,067 13,814,423 1,462,016 12,088,146 5,064,564 6,378,251 637,219 8,112
2015 Dic. 343,533,445 322,265,347 218,928,596 89,447,729 12,404,212 1,484,810 21,268,098 8,450,744 11,873,693 933,051 10,610

Fuente: Banco Central de la República Argentina BAL - SIS - 4 - 4


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-2
BALANCE DEL BANCO CENTRAL DE LA REPUBLICA ARGENTINA (1), saldos en miles de pesos

Año Mes Fuentes de creación de la base monetaria


Activos externos netos Sector oficial Créditos a
Total Oro y Aportes a Asignaciones Oblig. con Total En moneda nacional En moneda entidades
divisas organismos DEG organismos Total Gobierno Nacional extranjera financieras
(neto) internac. internac. Total Adelantos Valores (5) (9) en moneda
(2) (5) (3) transit. públicos nacional
(5) (6)

2012 Ene. 189,822,412 202,027,547 9,341,383 -13,586,371 -7,960,147 212,916,332 81,155,033 81,155,033 67,080,000 14,075,033 131,761,299 2,932,058
2012 Feb. 191,350,055 203,212,406 9,403,578 -13,693,449 -7,572,480 215,470,848 82,886,703 82,886,703 68,780,000 14,106,703 132,584,145 3,021,877
2012 Mar. 195,374,267 206,814,377 9,476,025 -13,701,306 -7,214,829 218,168,055 84,254,446 84,254,446 70,580,000 13,674,446 133,913,609 3,108,361
2012 Abr. 201,122,454 210,895,948 9,555,699 -13,817,751 -5,511,442 229,840,066 85,946,726 85,946,726 72,480,000 13,466,726 143,893,340 3,299,871
2012 May. 200,931,660 209,583,638 9,551,787 -13,640,977 -4,562,788 231,830,943 86,672,894 86,672,894 73,930,000 12,742,894 145,158,049 3,705,559
2012 Jun. 200,358,551 209,188,829 9,692,892 -13,872,360 -4,650,810 236,614,072 88,465,106 88,465,106 75,480,000 12,985,106 148,148,966 3,803,723
2012 Jul. 205,205,923 213,991,688 9,806,926 -13,964,797 -4,627,894 267,368,583 97,439,878 97,439,878 84,530,000 12,909,878 169,928,705 4,013,609
2012 Ago. 199,790,069 208,620,343 10,156,085 -14,249,483 -4,736,876 274,669,330 103,211,810 103,211,810 90,230,000 12,981,810 171,457,520 3,998,954
2012 Set. 202,003,729 211,159,607 10,350,877 -14,623,773 -4,882,982 278,382,577 104,076,954 104,076,954 90,230,000 13,846,954 174,305,623 4,104,839
2012 Oct. 206,026,968 215,320,777 10,503,907 -14,847,388 -4,950,328 289,017,122 105,544,297 105,544,297 92,230,000 13,314,297 183,472,825 4,193,588
2012 Nov. 208,577,312 217,849,277 10,663,203 -14,986,605 -4,948,563 302,419,923 116,432,049 116,432,049 103,280,000 13,152,049 185,987,874 4,317,575
2012 Dic. 202,525,043 211,971,650 10,856,877 -15,266,445 -5,037,039 331,326,151 141,411,190 141,411,190 127,730,000 13,681,190 189,914,961 4,373,178
2012
2013 Ene. 202,146,358 211,659,618 11,022,070 -15,488,670 -5,046,660 334,573,325 142,005,113 142,005,113 127,780,000 14,225,113 192,568,212 4,602,519
2013 Feb. 200,646,310 209,843,929 11,264,756 -15,437,174 -5,025,201 337,037,717 142,102,437 142,102,437 127,730,000 14,372,437 194,935,280 4,720,431
2013 Mar. 197,781,835 206,947,209 11,373,585 -15,481,246 -5,057,713 340,903,357 142,202,678 142,202,678 127,730,000 14,472,678 198,700,679 4,775,170
2013 Abr. 195,062,297 204,334,786 11,689,588 -15,802,078 -5,159,999 344,711,940 142,490,472 142,490,472 127,780,000 14,710,472 202,221,468 4,817,759
2013 May. 193,938,915 203,284,448 11,874,664 -15,996,800 -5,223,397 348,555,831 144,467,340 144,467,340 130,280,000 14,187,340 204,088,491 4,985,090
2013 Jun. 189,189,556 198,793,530 12,152,127 -16,360,557 -5,395,544 363,801,650 157,994,702 157,994,702 144,780,000 13,214,702 205,806,948 5,090,990
2013 Jul. 193,590,803 203,497,873 12,473,023 -16,832,521 -5,547,572 379,560,636 167,264,295 167,264,295 153,730,000 13,534,295 212,296,341 5,321,597
2013 Ago. 197,185,090 207,415,417 12,849,512 -17,359,431 -5,720,408 438,464,341 167,439,193 167,439,193 153,780,000 13,659,193 271,025,148 5,427,177
2013 Set. 190,239,025 200,919,582 13,198,590 -17,947,296 -5,931,851 439,120,150 168,273,388 168,273,388 153,730,000 14,543,388 270,846,762 5,562,048
2013 Oct. 185,319,407 195,515,304 14,235,533 -18,364,278 -6,067,152 445,284,743 170,163,167 170,163,167 153,780,000 16,383,167 275,121,576 5,687,864
2013 Nov. 177,387,247 187,893,994 14,797,601 -19,028,875 -6,275,473 459,070,247 174,704,236 174,704,236 157,780,000 16,924,236 284,366,011 5,603,211
2013 Dic. 186,954,900 198,205,108 15,742,525 -20,276,596 -6,716,137 500,028,587 200,025,184 200,025,184 182,600,000 17,425,184 300,003,403 5,600,845
2013
2014 Ene. 208,772,539 222,481,183 19,327,302 -24,849,567 -8,186,379 567,984,194 196,946,122 196,946,122 182,650,000 14,296,122 371,038,072 5,663,896
2014 Feb. 206,446,380 216,873,320 22,304,196 -24,625,755 -8,105,381 562,860,709 202,499,852 202,499,852 182,650,000 19,849,852 360,360,857 5,659,162
2014 Mar. 210,222,359 215,736,554 27,766,506 -25,008,473 -8,272,228 564,062,135 208,812,710 208,812,710 189,050,000 19,762,710 355,249,425 5,681,327
2014 Abr. 219,058,687 224,414,299 27,961,294 -25,048,182 -8,268,724 565,294,123 210,202,416 210,202,416 188,800,000 21,402,416 355,091,707 5,654,175
2014 May. 225,231,488 230,514,296 28,146,877 -25,136,275 -8,293,410 573,815,385 215,541,074 215,541,074 196,350,000 19,191,074 358,274,311 5,621,615
2014 Jun. 232,524,253 237,960,784 28,370,015 -25,396,467 -8,410,079 576,105,625 215,510,661 215,510,661 196,350,000 19,160,661 360,594,964 5,712,047
2014 Jul. 232,864,055 238,118,497 28,562,815 -25,396,672 -8,420,585 592,522,340 228,616,168 228,616,168 209,950,000 18,666,168 363,906,172 5,638,207
2014 Ago. 235,230,870 240,385,859 29,162,191 -25,776,650 -8,540,530 608,279,922 236,050,387 236,050,387 217,900,000 18,150,387 372,229,535 5,549,664
2014 Set. 231,512,656 235,395,878 29,781,363 -25,349,485 -8,315,100 615,631,387 241,328,051 241,328,051 223,950,000 17,378,051 374,303,336 5,450,428
2014 Oct. 233,914,508 237,736,508 29,889,189 -25,390,297 -8,320,892 649,849,375 244,885,032 244,885,032 227,400,000 17,485,032 404,964,343 5,340,033
2014 Nov. 241,467,981 245,010,410 29,936,982 -25,216,923 -8,262,488 686,245,212 252,675,164 252,675,164 232,450,000 20,225,164 433,570,048 5,267,002
2014 Dic. 263,638,865 266,983,728 30,136,658 -25,028,746 -8,452,775 741,727,512 270,666,144 270,666,144 251,450,000 19,216,144 471,061,368 5,302,423
2014
2015 Ene. 268,978,584 271,717,327 30,202,006 -24,604,020 -8,336,729 745,057,222 269,444,933 269,444,933 249,550,000 19,894,933 475,612,289 5,140,602
2015 Feb. 271,806,649 274,507,626 30,484,989 -24,803,046 -8,382,920 756,054,818 275,564,988 275,564,988 251,450,000 24,114,988 480,489,830 5,301,485
2015 Mar. 275,347,510 277,176,115 31,047,447 -24,577,196 -8,298,856 767,982,499 283,017,523 283,017,523 257,750,000 25,267,523 484,964,976 5,173,896
2015 Abr. 298,446,748 300,582,524 31,580,458 -25,298,472 -8,417,762 779,553,277 289,031,735 289,031,735 262,650,000 26,381,735 490,521,542 5,057,049
2015 May. 297,282,661 299,092,224 31,781,782 -25,249,735 -8,341,610 787,586,230 292,844,691 292,844,691 268,350,000 24,494,691 494,741,539 4,930,157
2015 Jun. 305,286,846 307,378,528 32,470,519 -25,814,419 -8,747,782 813,713,995 295,786,646 295,786,646 272,350,000 23,436,646 517,927,349 4,795,704
2015 Jul. 309,309,573 311,602,343 32,270,361 -25,883,837 -8,679,294 830,304,950 305,770,575 305,770,575 282,350,000 23,420,575 524,534,375 4,726,742
2015 Ago. 309,550,525 311,988,507 32,737,855 -26,359,548 -8,816,289 842,137,675 308,945,825 308,945,825 282,350,000 26,595,825 533,191,850 4,596,473
2015 Set. 311,111,933 312,737,617 34,037,885 -26,709,186 -8,954,383 941,498,262 317,139,359 317,139,359 292,350,000 24,789,359 624,358,903 4,437,313
2015 Oct. 254,580,758 256,077,875 34,453,474 -26,936,265 -9,014,326 965,434,966 327,301,492 327,301,492 292,350,000 34,951,492 638,133,474 4,305,739
2015 Nov. 245,735,977 246,636,373 34,868,978 -26,853,569 -8,915,805 989,994,722 336,575,843 336,575,843 300,650,000 35,925,843 653,418,879 4,044,428
2015 Dic. 328,765,231 330,221,658 46,971,453 -36,403,986 -12,023,894 1,208,915,218 371,482,067 371,482,067 331,850,000 39,632,067 837,433,151 3,966,733
2015
2016 Ene. 416,702,526 418,162,095 50,169,550 -38,773,601 -12,855,518 1,127,236,217 369,808,114 369,808,114 331,850,000 37,958,114 757,428,103 3,830,924

Fuente: Banco Central de la República Argentina BAL - BCR - 1 - 2


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-2
BALANCE DEL BANCO CENTRAL DE LA REPUBLICA ARGENTINA (1) (conclusión), saldos en miles de pesos

Año Mes Total Fuentes de absorción Base monetaria Tipo de


Total Depósitos Depósitos Títulos emitidos Cuentas Total Circulación monetaria Depósitos de cambio
Total Oficiales Diversos de entidades por el BCRA Varias Total Fuera del En entidades fi- de
(4) financieras (incluye (6) sistema entidades nancieras en valuación
en moneda contrapartida de financiero financieras cuenta 1 u$s
extranjera operaciones de corriente =
(7) (8) pase) (10) (7)

2012 Ene. 405,670,802 189,553,423 1,816,923 1,653,712 163,211 29,098,302 97,300,712 61,337,486 216,117,379 167,387,667 146,948,779 20,438,888 48,729,712 4.3362
2012 Feb. 409,842,780 204,406,105 2,126,884 1,965,436 161,448 28,980,381 113,277,198 60,021,642 205,436,675 167,611,632 146,370,898 21,240,734 37,825,043 4.3565
2012 Mar. 416,650,683 196,024,945 3,538,296 3,386,741 151,555 30,681,669 103,767,207 58,037,773 220,625,738 170,426,490 148,406,835 22,019,655 50,199,248 4.3785
2012 Abr. 434,262,391 211,348,239 11,149,132 10,996,111 153,021 30,606,783 111,612,088 57,980,236 222,914,152 170,966,716 150,697,482 20,269,234 51,947,436 4.4148
2012 May. 436,468,162 210,956,239 8,996,740 8,841,735 155,005 27,238,263 118,556,185 56,165,051 225,511,923 175,148,248 155,376,641 19,771,607 50,363,675 4.4713
2012 Jun. 440,776,346 196,618,717 6,714,259 6,585,902 128,357 23,688,890 106,045,577 60,169,991 244,157,629 188,366,628 167,810,665 20,555,963 55,791,001 4.5253
2012 Jul. 476,588,115 230,127,337 24,018,123 23,887,120 131,003 26,635,561 115,846,383 63,627,270 246,460,778 196,405,524 175,242,590 21,162,934 50,055,254 4.5833
2012 Ago. 478,458,353 217,700,904 12,817,892 12,683,060 134,832 29,356,261 107,290,030 68,236,721 260,757,449 198,752,479 177,442,512 21,309,967 62,004,970 4.6347
2012 Set. 484,491,145 219,302,161 11,241,441 11,105,439 136,002 31,235,998 105,826,498 70,998,224 265,188,984 201,206,849 180,704,718 20,502,131 63,982,135 4.6942
2012 Oct. 499,237,678 234,121,518 13,678,573 13,556,030 122,543 36,770,130 109,444,371 74,228,444 265,116,160 203,264,612 182,361,020 20,903,592 61,851,548 4.7655
2012 Nov. 515,314,810 246,655,404 11,973,042 11,856,911 116,131 39,035,760 119,515,112 76,131,490 268,659,406 208,726,048 186,743,079 21,982,969 59,933,358 4.8338
2012 Dic. 538,224,372 230,872,856 6,796,779 6,682,748 114,031 41,632,496 99,854,982 82,588,599 307,351,516 237,009,551 209,908,252 27,101,299 70,341,965 4.9173
2012
2013 Ene. 541,322,202 253,775,946 6,066,632 5,952,692 113,940 40,227,206 122,304,640 85,177,468 287,546,256 226,764,376 204,385,107 22,379,269 60,781,880 4.9768
2013 Feb. 542,404,458 251,253,236 3,203,685 3,068,158 135,527 38,700,354 122,607,106 86,742,091 291,151,222 225,059,304 202,514,585 22,544,719 66,091,918 5.0445
2013 Mar. 543,460,362 241,245,910 5,142,605 5,024,962 117,643 38,771,328 108,656,581 88,675,396 302,214,452 233,012,998 204,877,253 28,135,745 69,201,454 5.1223
2013 Abr. 544,591,996 257,272,870 1,246,325 1,125,525 120,800 41,334,455 128,649,003 86,043,087 287,319,126 227,290,851 204,659,312 22,631,539 60,028,275 5.1840
2013 May. 547,479,836 243,143,447 1,777,214 1,667,524 109,690 41,993,207 115,083,274 84,289,752 304,336,389 230,232,718 207,604,152 22,628,566 74,103,671 5.2837
2013 Jun. 558,082,196 250,532,777 11,893,576 11,795,778 97,798 42,798,614 120,483,432 75,357,155 307,549,419 242,624,524 218,263,300 24,361,224 64,924,895 5.3852
2013 Jul. 578,473,036 260,345,064 8,717,131 8,614,675 102,456 45,697,863 123,938,090 81,991,980 318,127,972 250,075,226 225,669,432 24,405,794 68,052,746 5.5065
2013 Ago. 641,076,608 319,884,557 55,962,079 55,839,711 122,368 47,507,802 127,772,640 88,642,036 321,192,051 251,758,750 227,603,167 24,155,583 69,433,301 5.6713
2013 Set. 634,921,223 307,487,779 29,333,693 29,223,761 109,932 51,868,971 135,124,988 91,160,127 327,433,444 255,428,494 231,316,005 24,112,489 72,004,950 5.7915
2013 Oct. 636,292,014 309,488,543 18,138,880 18,028,753 110,127 54,783,713 138,764,831 97,801,119 326,803,471 256,960,570 231,733,773 25,226,797 69,842,901 5.9108
2013 Nov. 642,060,705 305,214,836 8,160,835 8,048,785 112,050 57,623,893 132,488,031 106,942,077 336,845,869 259,977,599 232,686,541 27,291,058 76,868,270 6.1360
2013 Dic. 692,584,332 315,387,808 12,312,825 12,165,654 147,171 71,333,585 110,546,644 121,194,754 377,196,524 289,208,322 257,719,374 31,488,948 87,988,202 6.5180
2013
2014 Ene. 782,420,629 418,563,044 1,156,931 988,882 168,049 88,778,932 131,325,247 197,301,934 363,857,585 274,206,074 246,679,556 27,526,518 89,651,511 8.0182
2014 Feb. 774,966,251 430,147,255 2,059,912 1,891,355 168,557 70,158,996 162,486,302 195,442,045 344,818,996 270,173,692 240,592,046 29,581,646 74,645,304 7.8782
2014 Mar. 779,965,821 430,936,466 3,612,984 3,446,487 166,497 66,379,771 177,909,777 183,033,934 349,029,355 266,195,142 237,560,935 28,634,207 82,834,213 8.0098
2014 Abr. 790,006,985 437,844,221 7,427,949 7,275,408 152,541 58,215,245 188,157,929 184,043,098 352,162,764 267,781,989 237,550,456 30,231,533 84,380,775 8.0015
2014 May. 804,668,488 455,740,198 12,586,876 12,447,396 139,480 59,434,321 206,598,931 177,120,070 348,928,290 266,719,258 239,691,461 27,027,797 82,209,032 8.0777
2014 Jun. 814,341,925 443,730,911 6,371,570 1,840,540 4,531,030 62,969,788 206,363,280 168,026,273 370,611,014 286,194,426 256,619,504 29,574,922 84,416,588 8.1327
2014 Jul. 831,024,602 459,335,913 13,270,465 8,718,061 4,552,404 60,963,749 225,525,926 159,575,773 371,688,689 295,394,020 266,635,419 28,758,601 76,294,669 8.2102
2014 Ago. 849,060,456 459,867,304 5,936,528 1,342,660 4,593,868 62,924,061 241,358,729 149,647,986 389,193,152 299,946,808 269,078,062 30,868,746 89,246,344 8.4040
2014 Set. 852,594,471 470,279,284 7,359,034 1,479,960 5,879,074 62,025,815 259,718,928 141,175,507 382,315,187 304,918,545 271,812,434 33,106,111 77,396,642 8.4643
2014 Oct. 889,103,916 481,667,279 10,260,807 4,398,536 5,862,271 65,865,310 254,690,593 150,850,569 407,436,637 303,558,015 271,747,091 31,810,924 103,878,622 8.5023
2014 Nov. 932,980,195 523,855,911 23,119,516 17,222,855 5,896,661 66,976,342 290,939,842 142,820,211 409,124,284 311,977,488 278,038,079 33,939,409 97,146,796 8.5255
2014 Dic. 1,010,668,800 548,104,325 41,504,636 35,316,081 6,188,555 72,297,448 282,135,242 152,166,999 462,564,475 358,752,049 315,786,694 42,965,355 103,812,426 8.5520
2014
2015 Ene. 1,019,176,408 571,181,963 29,412,975 18,266,883 11,146,092 74,069,233 304,291,439 163,408,316 447,994,445 341,071,797 308,000,847 33,070,950 106,922,648 8.6395
2015 Feb. 1,033,162,952 586,754,919 11,925,735 734,094 11,191,641 81,465,691 324,827,649 168,535,844 446,408,033 341,149,419 307,792,040 33,357,379 105,258,614 8.7243
2015 Mar. 1,048,503,905 608,149,693 18,603,278 6,247,157 12,356,121 74,228,852 334,916,175 180,401,388 440,354,212 350,337,631 310,042,910 40,294,721 90,016,581 8.8197
2015 Abr. 1,083,057,074 613,964,729 33,884,450 21,171,258 12,713,192 71,170,626 319,661,385 189,248,268 469,092,345 352,079,905 317,379,152 34,700,753 117,012,440 8.9047
2015 May. 1,089,799,048 627,695,652 32,499,563 19,747,345 12,752,218 69,307,328 349,276,930 176,611,831 462,103,396 360,764,676 321,893,420 38,871,256 101,338,720 8.9893
2015 Jun. 1,123,796,545 641,077,242 34,778,136 17,026,430 17,751,706 69,823,166 370,347,452 166,128,488 482,719,303 387,519,540 348,166,750 39,352,790 95,199,763 9.0865
2015 Jul. 1,144,341,265 624,170,875 34,342,405 16,514,581 17,827,824 75,640,313 355,879,585 158,308,572 520,170,390 405,341,403 367,230,066 38,111,337 114,828,987 9.1873
2015 Ago. 1,156,284,673 647,026,399 23,279,867 5,083,281 18,196,586 72,935,182 380,371,050 170,440,300 509,258,274 408,597,832 371,363,165 37,234,667 100,660,442 9.2955
2015 Set. 1,257,047,508 726,913,147 105,808,858 85,974,636 19,834,222 75,285,223 368,977,469 176,841,597 530,134,361 413,996,729 375,714,835 38,281,894 116,137,632 9.4192
2015 Oct. 1,224,321,463 681,120,038 46,100,457 26,081,591 20,018,866 88,778,062 382,303,514 163,938,005 543,201,425 424,286,593 381,311,160 42,975,433 118,914,832 9.5460
2015 Nov. 1,239,775,127 703,014,045 32,527,466 12,631,444 19,896,022 92,640,529 426,759,686 151,086,364 536,761,082 432,569,557 387,516,340 45,053,217 104,191,525 9.6880
2015 Dic. 1,541,647,182 917,757,665 37,510,044 5,078,121 32,431,923 145,172,270 416,891,565 318,183,786 623,889,517 478,776,618 425,579,672 53,196,946 145,112,899 13.0050
2015
2016 Ene. 1,547,769,667 959,436,788 37,073,734 2,472,623 34,601,111 130,750,835 497,323,116 294,289,103 588,332,879 456,740,699 … … 131,592,180 13.9040

Fuente: Banco Central de la República Argentina BAL - BCR - 2 - 2


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1), saldos en miles de pesos

Año Mes Activo


Disponibilidades Activos con residentes en el exterior
Total Efectivo En el Operaciones en moneda extranjera Operaciones en moneda nacional
En moneda En moneda B.C.R.A. Disponibi- Tenencias Préstamos Otros Préstamos Recursos Otros
nacional extranjera (2) lidades en de títulos Capitales Recursos activos devenga- activos
entidades públicos deven- dos sobre
financieras del exterior gados préstamos

2012 Ene. 101,397,632 20,438,888 3,430,490 77,528,254 352,662 26,898 322,711 3,847 10,161,679 41 1 1,116,770
2012 Feb. 91,187,580 21,240,734 3,377,307 66,569,539 317,607 26,857 399,615 421 11,141,037 92 - 1,213,335
2012 Mar. 105,825,883 22,019,655 3,586,552 80,219,676 448,870 26,397 497,813 532 10,373,050 44 2 1,236,899
2012 Abr. 105,628,731 20,269,234 3,217,874 82,141,623 348,110 27,465 757,127 590 10,333,227 55 - 1,189,470
2012 May. 101,073,832 19,771,607 4,107,983 77,194,242 506,969 29,140 781,610 526 10,163,568 60 - 1,168,310
2012 Jun. 103,795,516 20,555,963 4,643,400 78,596,153 424,679 8,329 627,674 452 11,421,091 48 - 1,001,424
2012 Jul. 100,940,358 21,162,934 3,463,527 76,313,897 492,486 8,465 623,874 590 12,080,256 56 - 981,796
2012 Ago. 115,206,295 21,309,967 2,961,569 90,934,759 624,526 8,590 635,007 391 11,709,327 54 - 936,477
2012 Set. 117,567,065 20,502,131 2,732,440 94,332,494 648,349 8,730 713,144 498 12,595,342 152 1 987,658
2012 Oct. 121,873,563 20,903,592 2,832,127 98,137,844 637,578 8,894 605,532 430 12,261,575 146 1 610,952
2012 Nov. 123,298,785 21,982,969 2,868,532 98,447,284 774,458 9,052 646,155 432 11,971,949 160 2 359,228
2012 Dic. 142,720,602 27,101,299 4,036,859 111,582,444 565,254 9,240 682,895 511 11,637,114 199 2 323,496
2012
2013 Ene. 125,556,297 22,379,269 2,605,800 100,571,228 595,314 9,385 723,539 394 11,343,486 131 1 421,074
2013 Feb. 129,324,508 22,544,719 2,368,955 104,410,834 726,658 9,543 530,653 438 11,729,408 151 - 357,934
2013 Mar. 137,619,154 28,135,745 2,362,144 107,121,265 692,455 9,724 666,242 476 11,498,958 189 1 343,142
2013 Abr. 125,933,605 22,631,539 2,630,064 100,672,002 645,854 9,875 531,777 421 6,886,505 265 2 362,484
2013 May. 141,005,123 22,628,566 2,689,795 115,686,762 675,609 10,100 429,288 412 6,967,399 260 2 219,836
2013 Jun. 133,970,009 24,361,224 2,717,985 106,890,800 667,660 10,329 711,619 521 7,648,153 310 2 126,812
2013 Jul. 140,176,247 24,405,794 2,496,746 113,273,707 851,295 10,599 664,038 539 7,646,057 213 1 189,875
2013 Ago. 143,447,289 24,155,583 2,707,736 116,583,970 709,256 10,954 545,339 558 7,483,796 223 1 157,791
2013 Set. 148,254,728 24,112,489 3,405,991 120,736,248 745,196 11,224 346,202 665 7,809,042 190 1 105,232
2013 Oct. 149,933,453 25,226,797 2,759,895 121,946,761 843,410 11,496 492,989 609 7,259,581 287 1 99,788
2013 Nov. 162,724,503 27,291,058 2,927,675 132,505,770 843,311 11,974 444,341 527 7,550,080 378 2 75,594
2013 Dic. 193,049,696 31,488,948 4,650,014 156,910,734 738,834 12,764 726,216 634 8,683,245 444 4 103,444
2013
2014 Ene. 208,108,803 27,526,518 4,974,552 175,607,733 852,203 15,757 525,024 694 9,646,118 512 4 136,593
2014 Feb. 175,219,316 29,581,646 3,986,225 141,651,445 571,720 15,531 577,449 620 9,925,944 288 2 129,380
2014 Mar. 178,804,866 28,634,207 4,317,997 145,852,662 592,775 15,846 350,089 655 9,162,089 332 2 133,618
2014 Abr. 174,065,421 30,231,533 5,151,118 138,682,770 627,698 15,883 387,842 591 10,051,919 354 2 139,214
2014 May. 169,927,885 27,027,797 3,755,225 139,144,863 436,364 16,091 599,307 563 10,114,444 354 5 131,750
2014 Jun. 177,048,834 29,574,922 4,277,663 143,196,249 703,648 16,255 760,518 684 11,562,267 307 2 184,512
2014 Jul. 166,852,324 28,758,601 3,949,667 134,144,056 526,076 16,468 1,014,714 580 10,505,346 320 2 156,729
2014 Ago. 184,553,335 30,868,746 4,380,425 149,304,164 453,619 16,915 573,849 588 12,111,393 367 8 150,812
2014 Set. 173,968,904 33,106,111 5,078,140 135,784,653 456,493 17,095 451,717 621 11,136,533 2,373 2 116,656
2014 Oct. 202,952,046 31,810,924 4,710,444 166,430,678 533,363 17,232 485,414 706 10,740,305 870 5 122,078
2014 Nov. 200,140,345 33,939,409 5,425,151 160,775,785 607,169 17,337 505,698 470 13,333,952 957 4 81,052
2014 Dic. 223,442,296 42,965,355 8,107,392 172,369,549 680,787 17,452 365,407 612 12,038,389 1,688 3 126,892
2014
2015 Ene. 215,574,123 33,070,950 5,342,579 177,160,594 602,343 17,693 242,631 420 10,195,354 1,946 27 118,339
2015 Feb. 223,633,864 33,357,379 7,366,031 182,910,454 700,590 17,923 1,136,497 436 12,362,799 3,768 58 156,907
2015 Mar. 205,344,895 40,294,721 5,589,927 159,460,247 722,108 18,182 1,099,210 498 12,322,909 824 37 178,321
2015 Abr. 224,907,296 34,700,753 7,785,604 182,420,939 705,017 18,420 305,176 415 13,138,770 700 9 409,834
2015 May. 212,494,403 38,871,256 7,555,138 166,068,009 663,653 18,672 610,622 364 11,723,024 3,535 57 248,590
2015 Jun. 206,756,366 39,352,790 9,069,357 158,334,219 501,705 18,939 2,816,616 466 16,625,438 2,375 11 300,340
2015 Jul. 230,643,159 38,111,337 7,546,572 184,985,250 586,149 19,203 439,396 390 12,484,105 1,041 2 236,460
2015 Ago. 215,393,135 37,234,667 9,925,854 168,232,614 523,954 19,497 2,585,257 482 14,410,691 1,179 3 252,466
2015 Set. 230,520,831 38,281,894 8,395,692 183,843,245 662,329 19,824 454,121 478 13,861,113 2,066 8 376,964
2015 Oct. 249,360,926 42,975,433 6,819,666 199,565,827 444,351 20,161 511,417 268 11,729,036 3,816 31 203,465
2015 Nov. 241,562,248 45,053,217 6,971,689 189,537,342 1,699,802 20,531 285,745 358 11,344,490 3,563 30 175,633
2015 Dic. 355,380,412 53,196,946 20,254,200 281,929,266 635,471 27,657 298,190 284 19,515,151 1,835 57 136,285

Fuente: Banco Central de la República Argentina BAL - ENT - 1 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Activo (continuación)


Crédito al sector público
Total En moneda nacional En moneda extranjera
Total Utilización de fondos Préstamos (6) Valores Recursos Total Préstamos (6)
unificados Total Al Gobierno A gobiernos A otros públicos devenga- Total
Nacionales Provinciales Nacional provinciales y entes (7) dos sobre
(12) municipales oficiales préstamos

2012 Ene. 187,915,784 180,607,337 21,615,501 13,629,022 26,812,302 23,105,024 3,225,954 481,324 114,866,908 3,683,604 7,308,447 284,864
2012 Feb. 204,741,894 197,424,120 21,615,501 14,352,920 28,786,424 25,840,036 2,479,080 467,308 128,975,484 3,693,791 7,317,774 229,608
2012 Mar. 198,689,267 191,906,504 24,615,501 15,028,844 28,848,388 25,826,187 2,564,269 457,932 119,653,145 3,760,626 6,782,763 207,796
2012 Abr. 210,851,822 203,883,756 24,615,501 18,407,110 29,452,482 25,781,173 3,229,463 441,846 127,607,115 3,801,548 6,968,066 182,508
2012 May. 216,746,683 209,893,202 24,615,501 18,578,240 29,774,234 25,758,950 3,586,269 429,015 133,042,738 3,882,489 6,853,481 155,000
2012 Jun. 207,772,262 201,188,193 24,615,501 20,062,657 29,936,773 25,774,466 3,731,695 430,612 122,628,610 3,944,652 6,584,069 127,198
2012 Jul. 217,249,403 210,340,018 21,615,500 21,031,700 32,724,914 27,749,899 4,471,692 503,323 130,952,295 4,015,609 6,909,385 98,873
2012 Ago. 215,611,540 208,223,160 26,615,501 22,172,521 32,013,116 27,742,720 3,710,325 560,071 123,363,542 4,058,480 7,388,380 69,879
2012 Set. 222,512,813 215,411,710 33,115,501 22,952,147 32,092,396 27,893,377 3,789,578 409,441 123,161,915 4,089,751 7,101,103 38,391
2012 Oct. 223,270,442 216,674,387 31,615,500 23,683,314 33,044,471 27,909,557 4,772,759 362,155 124,162,501 4,168,601 6,596,055 13,358
2012 Nov. 234,514,038 227,179,208 31,615,501 24,139,083 32,982,435 27,917,690 4,696,159 368,586 134,130,444 4,311,745 7,334,830 7,974
2012 Dic. 191,239,904 184,129,704 1,615,501 25,647,327 35,880,287 30,442,643 5,061,019 376,625 116,923,192 4,063,397 7,110,200 8,216
2012
2013 Ene. 237,969,371 229,958,613 31,615,501 19,955,661 35,944,974 30,579,778 5,022,994 342,202 138,277,626 4,164,851 8,010,758 26,391
2013 Feb. 239,291,139 230,751,471 31,615,501 20,518,574 35,141,513 29,791,362 5,023,172 326,979 139,244,456 4,231,427 8,539,668 19,795
2013 Mar. 235,658,786 226,676,837 36,615,501 22,432,115 36,140,538 31,331,558 4,487,251 321,729 127,378,574 4,110,109 8,981,949 20,079
2013 Abr. 257,372,784 247,372,662 36,615,501 23,615,869 37,009,500 31,395,708 5,312,106 301,686 146,002,544 4,129,248 10,000,122 26,490
2013 May. 245,813,672 235,334,475 36,615,501 24,118,744 37,325,183 31,310,189 5,727,416 287,578 133,006,942 4,268,105 10,479,197 23,038
2013 Jun. 251,813,405 241,314,275 36,615,501 25,805,805 37,335,114 31,285,349 5,721,776 327,989 137,263,237 4,294,618 10,499,130 23,498
2013 Jul. 253,837,701 242,794,590 36,615,501 24,606,960 36,729,842 31,145,959 5,260,944 322,939 140,604,420 4,237,867 11,043,111 23,892
2013 Ago. 253,533,513 241,239,055 31,615,500 25,542,593 37,192,744 31,100,332 5,759,189 333,223 142,527,458 4,360,760 12,294,458 23,396
2013 Set. 262,189,669 248,924,833 30,115,501 28,662,937 37,150,696 31,112,200 5,715,273 323,223 148,670,037 4,325,662 13,264,836 156,102
2013 Oct. 278,150,835 262,970,042 38,615,501 29,236,126 38,100,524 31,225,173 6,524,031 351,320 152,577,287 4,440,604 15,180,793 24,837
2013 Nov. 272,458,581 257,448,980 36,615,501 29,433,881 39,942,143 32,885,451 6,707,803 348,889 146,795,570 4,661,885 15,009,601 84,033
2013 Dic. 223,894,637 207,160,009 1,615,501 31,791,665 44,273,477 36,479,831 7,465,438 328,208 125,340,793 4,138,573 16,734,628 25,568
2013
2014 Ene. 229,142,686 211,071,312 1,615,501 22,043,084 44,149,585 36,452,151 7,374,134 323,300 139,109,297 4,153,845 18,071,374 31,451
2014 Feb. 288,635,946 268,548,926 32,615,501 23,372,253 44,498,048 36,800,961 7,357,938 339,149 163,553,286 4,509,838 20,087,020 30,903
2014 Mar. 312,482,163 290,245,968 37,615,501 25,175,326 44,357,803 36,736,392 7,299,415 321,996 178,419,307 4,678,031 22,236,195 216,262
2014 Abr. 321,079,761 299,391,186 37,615,501 26,930,070 44,345,955 36,802,692 7,238,335 304,928 185,588,382 4,911,278 21,688,575 79,311
2014 May. 341,872,649 317,766,751 37,615,501 26,155,699 44,280,729 36,638,325 7,309,625 332,779 204,493,915 5,220,907 24,105,898 102,305
2014 Jun. 347,245,319 324,391,541 37,615,501 29,027,984 45,030,620 37,472,700 7,184,208 373,712 207,426,007 5,291,429 22,853,778 63,770
2014 Jul. 360,156,159 337,876,506 37,615,501 31,481,340 45,648,176 38,126,697 7,278,419 243,060 217,501,183 5,630,306 22,279,653 66,337
2014 Ago. 367,544,507 344,968,220 37,615,501 35,532,955 45,681,829 38,323,682 7,105,266 252,881 220,452,187 5,685,748 22,576,287 67,899
2014 Set. 389,926,733 367,069,429 37,615,500 37,755,739 45,863,100 38,315,923 7,254,138 293,039 240,042,124 5,792,966 22,857,304 68,423
2014 Oct. 380,504,076 358,062,705 37,615,500 38,502,675 45,136,142 37,149,900 7,745,087 241,155 230,928,144 5,880,244 22,441,371 68,674
2014 Nov. 412,837,677 391,149,749 37,615,500 41,366,159 43,138,869 35,208,315 7,728,934 201,620 263,031,833 5,997,388 21,687,928 68,868
2014 Dic. 390,805,985 370,054,526 - 45,951,118 45,304,419 35,117,073 10,085,410 101,936 272,704,353 6,094,636 20,751,459 69,139
2014
2015 Ene. 424,395,959 404,022,124 35,000,000 30,633,289 45,578,032 35,262,517 10,172,054 143,461 286,713,385 6,097,418 20,373,835 69,807
2015 Feb. 452,338,847 433,386,243 45,000,001 37,671,530 43,600,253 35,509,301 7,968,594 122,358 300,904,713 6,209,746 18,952,604 70,480
2015 Mar. 476,943,721 451,622,681 45,000,000 41,686,934 52,906,796 43,665,268 9,041,336 200,192 305,700,714 6,328,237 25,321,040 71,761
2015 Abr. 463,736,554 434,827,730 45,000,001 44,617,933 53,206,473 43,726,127 8,867,067 613,279 285,469,460 6,533,863 28,908,824 78,305
2015 May. 489,920,645 460,554,475 45,000,001 46,330,547 52,951,324 43,527,573 8,833,414 590,337 309,450,133 6,822,470 29,366,170 98,629
2015 Jun. 522,014,299 492,045,687 45,000,001 50,299,752 54,178,293 46,017,436 7,561,844 599,013 335,939,783 6,627,858 29,968,612 91,000
2015 Jul. 516,877,305 485,962,071 44,200,001 55,101,354 53,506,893 44,214,036 8,637,787 655,070 326,256,955 6,896,868 30,915,234 91,865
2015 Ago. 530,443,406 497,699,019 45,000,001 55,533,323 50,282,297 40,502,362 9,134,987 644,948 339,622,997 7,260,401 32,744,387 93,579
2015 Set. 525,570,739 489,957,900 45,000,001 56,873,385 50,158,852 40,571,556 8,938,918 648,378 330,751,492 7,174,170 35,612,839 285,509
2015 Oct. 524,200,153 486,683,253 45,000,000 53,542,128 53,984,482 40,664,069 12,667,171 653,242 326,730,364 7,426,279 37,516,900 256,913
2015 Nov. 576,993,289 541,416,685 45,000,001 51,912,519 53,717,558 40,674,303 12,371,214 672,041 383,201,555 7,585,052 35,576,604 282,172
2015 Dic. 513,955,375 466,613,245 - 50,832,463 62,480,594 46,713,635 15,629,608 137,351 345,536,865 7,763,323 47,342,130 412,418

Fuente: Banco Central de la República Argentina BAL - ENT - 2 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Activo(continuación)


Crédito al sector público (conclusión) Crédito al sector privado
En moneda extranjera (conclusión) Total En moneda nacional
Préstamos (6) Valores Recursos Total Préstamos
Al Gobierno A gobiernos A otros públicos devenga- Total Adelantos Descuentos Hipotecarios
Nacional provinciales y entes (8) dos sobre Total Para la Otros
municipales oficiales préstamos vivienda destinos

2012 Ene. 281,853 - 3,011 7,023,015 568 309,098,368 264,773,614 248,457,146 27,520,640 54,611,963 27,702,958 16,927,167 10,775,791
2012 Feb. 226,538 - 3,070 7,087,749 417 313,658,830 269,681,146 253,208,190 31,644,686 53,297,036 28,122,763 17,168,430 10,954,333
2012 Mar. 205,343 - 2,453 6,574,586 381 318,564,899 274,418,516 257,732,405 30,375,886 54,771,700 28,729,899 17,475,537 11,254,362
2012 Abr. 173,607 - 8,901 6,785,286 272 322,334,222 278,367,131 261,652,864 31,004,747 55,260,714 29,233,590 17,645,723 11,587,867
2012 May. 152,561 - 2,439 6,698,208 273 328,330,678 285,669,080 269,051,880 32,225,767 55,655,240 29,590,860 17,856,767 11,734,093
2012 Jun. 125,174 - 2,024 6,456,653 218 338,227,142 299,269,899 282,109,230 34,192,891 61,092,932 30,235,767 18,005,519 12,230,248
2012 Jul. 96,868 - 2,005 6,810,326 186 344,190,355 309,194,412 291,894,684 36,749,271 64,532,576 30,622,211 18,246,944 12,375,267
2012 Ago. 67,852 - 2,027 7,318,369 132 353,850,962 321,345,316 302,957,647 38,487,838 67,929,941 31,420,855 18,583,955 12,836,900
2012 Set. 38,351 5 35 7,062,657 55 361,222,723 330,321,810 310,674,617 38,432,497 72,228,458 32,064,142 18,839,235 13,224,907
2012 Oct. 7,830 5,523 5 6,582,697 - 370,874,859 340,979,110 320,602,485 37,709,800 75,549,188 32,872,248 19,155,131 13,717,117
2012 Nov. 7,961 15 -2 7,326,856 - 382,369,000 352,987,622 332,011,729 38,525,963 79,852,735 33,787,850 19,346,881 14,440,969
2012 Dic. 8,197 10 9 7,101,984 - 401,300,954 372,206,260 349,813,170 37,899,338 89,173,735 35,411,633 19,667,104 15,744,529
2012
2013 Ene. 6,868 - 19,523 7,983,996 371 405,898,878 376,024,231 353,288,255 41,785,293 86,520,207 35,873,032 19,849,370 16,023,662
2013 Feb. - - 19,795 8,519,410 463 409,128,410 379,968,671 357,236,345 42,649,503 86,219,533 36,286,855 19,958,677 16,328,178
2013 Mar. - - 20,079 8,961,303 567 418,516,813 389,958,019 365,996,896 43,759,669 89,354,735 36,824,105 20,080,688 16,743,417
2013 Abr. - 6,164 20,326 9,972,963 669 427,304,512 397,507,304 373,365,617 44,893,550 89,786,294 37,302,524 20,194,853 17,107,671
2013 May. 5 2,325 20,708 10,455,377 782 436,102,245 406,715,048 382,284,318 43,514,784 92,689,759 38,042,190 20,376,286 17,665,904
2013 Jun. 5 1,379 22,114 10,474,736 896 449,110,313 419,969,653 395,434,229 44,962,334 97,399,898 39,144,313 20,460,609 18,683,704
2013 Jul. - 1,410 22,482 11,018,199 1,020 455,894,087 427,766,633 402,712,600 47,952,019 98,578,189 39,751,047 20,562,623 19,188,424
2013 Ago. 17 312 23,067 12,271,062 - 468,735,109 440,841,364 414,842,802 49,753,553 102,725,712 40,409,975 20,929,758 19,480,217
2013 Set. - - 156,102 13,108,734 - 482,991,794 455,874,399 429,364,280 51,858,345 108,048,894 40,957,200 21,064,342 19,892,858
2013 Oct. 12 - 24,825 15,155,956 - 493,568,734 466,588,306 438,682,185 49,030,751 110,550,061 41,616,460 21,247,824 20,368,636
2013 Nov. 59,961 - 24,072 14,925,568 - 505,986,062 479,298,087 450,110,308 49,003,607 114,698,015 42,397,057 21,458,683 20,938,374
2013 Dic. - - 25,568 16,709,060 - 526,658,523 499,633,374 469,229,413 45,880,185 123,742,117 43,964,570 21,682,777 22,281,793
2013
2014 Ene. 16 - 31,435 18,039,923 - 541,852,380 508,329,150 476,929,177 50,597,629 121,327,781 44,206,246 21,749,565 22,456,681
2014 Feb. 32 - 30,871 20,056,117 - 541,676,279 509,088,048 477,481,906 52,006,241 120,039,509 44,540,132 21,842,143 22,697,989
2014 Mar. - - 216,262 22,019,933 - 544,619,743 511,055,022 477,676,870 52,687,726 117,732,560 44,694,986 21,936,525 22,758,461
2014 Abr. 528 8,986 69,797 21,609,264 - 546,937,650 510,958,905 477,911,038 53,817,790 115,431,853 44,949,177 21,946,544 23,002,633
2014 May. 24 178 102,103 24,003,593 - 552,120,268 514,754,361 481,358,964 54,345,861 115,424,897 45,263,886 22,075,290 23,188,596
2014 Jun. 8 - 63,762 22,784,931 5,077 561,123,948 523,890,965 491,560,444 57,756,047 118,024,217 45,998,585 22,271,213 23,727,372
2014 Jul. 16 - 66,321 22,213,207 109 566,443,290 527,744,473 494,985,748 61,222,879 118,716,675 46,176,443 22,359,883 23,816,560
2014 Ago. 8 - 67,891 22,507,931 457 577,407,643 538,965,204 504,819,888 62,269,245 123,685,241 46,389,462 22,455,254 23,934,208
2014 Set. - - 68,423 22,788,084 797 589,410,323 552,231,700 518,208,613 59,697,198 130,634,985 46,807,482 22,650,436 24,157,046
2014 Oct. - - 68,674 22,371,546 1,151 600,382,058 565,975,836 530,476,160 54,143,356 136,257,191 47,077,906 22,913,614 24,164,292
2014 Nov. - - 68,868 21,617,566 1,494 612,675,636 580,216,589 543,557,445 55,138,354 139,898,267 47,218,531 22,796,183 24,422,348
2014 Dic. 68 - 69,071 20,680,469 1,851 633,002,341 601,331,098 564,100,512 56,585,379 146,337,774 47,945,534 23,109,510 24,836,024
2014
2015 Ene. 17 9 69,781 20,301,803 2,225 636,486,166 603,222,252 565,842,851 59,777,395 142,149,698 47,949,565 23,108,620 24,840,945
2015 Feb. 9 - 70,471 18,879,553 2,571 648,462,634 614,037,520 576,260,935 65,676,518 142,036,955 47,875,877 23,105,783 24,770,094
2015 Mar. 141 388 71,232 25,246,317 2,962 664,657,731 629,395,283 590,441,469 66,221,043 145,568,234 48,127,397 23,136,395 24,991,002
2015 Abr. 116 9,314 68,875 28,830,440 79 674,444,896 634,603,908 596,460,596 62,396,473 148,236,055 48,368,320 23,228,329 25,139,991
2015 May. - 234 98,395 29,267,205 336 690,270,093 648,797,127 610,298,971 64,846,839 151,307,398 48,695,822 23,408,225 25,287,597
2015 Jun. - 236 90,764 29,876,926 686 713,630,406 669,970,430 632,361,899 71,700,689 156,211,583 49,811,878 23,758,903 26,052,975
2015 Jul. 92 - 91,773 30,822,313 1,056 726,522,569 682,660,076 643,949,799 69,785,225 164,500,242 50,630,466 24,017,072 26,613,394
2015 Ago. 734 9 92,836 32,649,379 1,429 746,575,939 704,824,091 665,361,893 73,949,646 169,506,512 50,544,764 24,138,933 26,405,831
2015 Set. - 706 284,803 35,325,523 1,807 766,393,459 726,788,792 686,134,578 72,308,223 177,027,186 51,216,640 24,423,557 26,793,083
2015 Oct. - 10,539 246,374 37,257,779 2,208 794,453,904 758,019,336 715,023,150 73,523,960 186,310,237 52,102,299 24,724,197 27,378,102
2015 Nov. 10 4,118 278,044 35,291,822 2,610 829,462,190 796,973,997 753,205,315 80,455,056 197,291,131 53,345,294 25,065,594 28,279,700
2015 Dic. 34,541 468 377,409 46,925,696 4,016 863,672,985 821,769,406 774,002,429 76,426,636 202,914,179 55,321,917 25,726,486 29,595,431

Fuente: Banco Central de la República Argentina BAL - ENT - 3 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Activo(continuación)


Crédito al sector privado (continuación)
En moneda nacional (conclusión) En moneda extranjera
Préstamos (conclusión) Valores Recursos Total Préstamos
Pren- Perso- Otros privados devenga- Total Adelantos Descuentos Hipotecarios
darios nales (3) dos sobre Total Para la Otros
(10) préstamos vivienda destinos

2012 Ene. 17,049,630 101,367,108 20,204,847 12,063,413 4,253,055 44,324,754 41,930,500 1 11,037,999 845,826 67,145 778,681
2012 Feb. 17,215,726 102,301,598 20,626,381 12,137,790 4,335,166 43,977,684 41,517,195 2 10,985,064 842,890 68,241 774,649
2012 Mar. 17,516,500 104,832,697 21,505,723 12,353,540 4,332,571 44,146,383 41,694,939 1 11,060,933 864,607 67,430 797,177
2012 Abr. 17,701,158 105,869,760 22,582,895 12,236,169 4,478,098 43,967,091 41,485,177 1 11,015,804 853,395 68,323 785,072
2012 May. 18,054,575 109,932,941 23,592,497 12,261,166 4,356,034 42,661,598 40,174,512 1 10,626,899 820,161 67,220 752,941
2012 Jun. 18,421,181 111,790,138 26,376,321 12,798,528 4,362,141 38,957,243 36,669,741 - 10,325,025 794,908 66,866 728,042
2012 Jul. 18,832,125 113,750,457 27,408,044 12,726,162 4,573,566 34,995,943 32,936,563 - 9,718,638 796,793 66,645 730,148
2012 Ago. 19,397,482 117,911,715 27,809,816 13,745,824 4,641,845 32,505,646 30,428,369 1 8,932,187 801,660 65,817 735,843
2012 Set. 19,970,097 119,545,786 28,433,637 14,665,545 4,981,648 30,900,913 28,775,141 - 8,867,648 812,949 65,582 747,367
2012 Oct. 20,865,229 125,129,643 28,476,377 15,153,754 5,222,871 29,895,749 27,605,789 1 8,525,850 826,340 65,206 761,134
2012 Nov. 21,823,804 128,901,744 29,119,633 15,541,201 5,434,692 29,381,378 27,034,917 1 8,404,898 816,967 63,236 753,731
2012 Dic. 22,462,234 134,443,909 30,422,321 16,522,372 5,870,718 29,094,694 26,733,980 2 7,946,588 794,906 63,158 731,748
2012
2013 Ene. 23,060,411 136,423,138 29,626,174 16,671,771 6,064,205 29,874,647 27,528,766 1 7,657,708 800,458 63,625 736,833
2013 Feb. 23,471,365 139,016,377 29,592,712 16,831,499 5,900,827 29,159,739 26,758,694 14 7,103,325 803,312 63,281 740,031
2013 Mar. 24,192,063 141,574,264 30,292,060 17,495,911 6,465,212 28,558,794 26,032,108 14 6,801,431 782,716 57,687 725,029
2013 Abr. 24,954,729 144,930,765 31,497,755 17,945,446 6,196,241 29,797,208 27,192,944 1 6,752,167 771,571 57,704 713,867
2013 May. 26,012,753 148,965,393 33,059,439 18,277,935 6,152,795 29,387,197 26,794,800 1 6,907,417 778,487 57,602 720,885
2013 Jun. 27,014,772 151,798,953 35,113,959 18,250,633 6,284,791 29,140,660 26,477,374 - 6,935,133 758,242 57,385 700,857
2013 Jul. 27,601,972 153,900,882 34,928,491 18,707,127 6,346,906 28,127,454 25,185,220 1 6,620,170 764,782 57,322 707,460
2013 Ago. 28,333,304 158,314,347 35,305,911 19,288,767 6,709,795 27,893,745 24,876,998 - 6,297,188 772,241 55,430 716,811
2013 Set. 29,171,094 163,296,626 36,032,121 19,731,137 6,778,982 27,117,395 24,111,871 - 6,166,802 775,079 55,268 719,811
2013 Oct. 30,359,295 170,325,420 36,800,198 20,664,456 7,241,665 26,980,428 23,905,157 - 6,112,005 780,433 56,282 724,151
2013 Nov. 30,969,390 175,258,093 37,784,146 21,537,248 7,650,531 26,687,975 23,443,383 1 5,837,592 804,821 56,586 748,235
2013 Dic. 31,705,121 183,908,115 40,029,305 22,350,519 8,053,442 27,025,149 23,665,464 - 6,331,619 877,081 58,480 818,601
2013
2014 Ene. 32,233,492 189,391,621 39,172,408 23,162,858 8,237,115 33,523,230 29,500,483 1 8,090,053 1,048,096 73,021 975,075
2014 Feb. 32,793,861 189,269,753 38,832,410 23,249,817 8,356,325 32,588,231 28,264,324 - 7,760,893 1,001,514 65,524 935,990
2014 Mar. 32,481,474 190,970,412 39,109,712 24,273,932 9,104,220 33,564,721 29,598,513 2 8,213,077 1,004,457 64,694 939,763
2014 Abr. 32,202,743 192,204,756 39,304,719 23,905,071 9,142,796 35,978,745 32,044,717 2 9,076,966 992,254 62,667 929,587
2014 May. 32,048,855 194,488,749 39,786,716 23,982,273 9,413,124 37,365,907 33,437,981 - 9,581,624 946,448 59,904 886,544
2014 Jun. 32,028,353 197,247,305 40,505,937 23,395,798 8,934,723 37,232,983 33,765,409 - 10,126,283 931,414 58,321 873,093
2014 Jul. 31,970,391 195,909,301 40,990,059 23,858,103 8,900,622 38,698,817 35,184,571 - 10,491,471 985,345 57,817 927,528
2014 Ago. 32,083,187 199,644,796 40,747,957 24,658,713 9,486,603 38,442,439 34,872,522 - 10,366,992 1,006,572 59,156 947,416
2014 Set. 32,595,609 207,794,021 40,679,318 24,835,230 9,187,857 37,178,623 33,720,499 - 9,900,622 987,761 45,698 942,063
2014 Oct. 32,935,147 218,053,825 42,008,735 26,007,929 9,491,747 34,406,222 31,092,090 - 9,396,038 977,338 45,871 931,467
2014 Nov. 32,908,152 226,088,391 42,305,750 26,496,253 10,162,891 32,459,047 29,159,173 - 8,832,183 977,833 45,390 932,443
2014 Dic. 32,834,822 236,683,301 43,713,702 27,005,967 10,224,619 31,671,243 28,558,445 61 8,313,518 820,899 45,513 775,386
2014
2015 Ene. 32,897,840 240,224,286 42,844,067 27,154,405 10,224,996 33,263,914 30,120,989 29 8,362,232 891,286 45,937 845,349
2015 Feb. 32,811,902 244,735,801 43,123,882 27,358,261 10,418,324 34,425,114 31,355,038 - 8,689,430 901,593 46,361 855,232
2015 Mar. 33,146,951 253,437,134 43,940,710 28,164,240 10,789,574 35,262,448 32,207,992 - 10,000,665 961,334 37,466 923,868
2015 Abr. 33,669,511 259,941,727 43,848,510 27,430,736 10,712,576 39,840,988 36,902,529 2 11,168,999 928,118 37,765 890,353
2015 May. 33,977,590 265,442,282 46,029,040 27,105,494 11,392,662 41,472,966 38,504,837 1 11,550,661 917,145 37,512 879,633
2015 Jun. 34,845,169 272,432,075 47,360,505 26,906,276 10,702,255 43,659,976 40,631,905 - 12,286,400 882,692 35,992 846,700
2015 Jul. 35,450,260 275,540,309 48,043,297 27,808,341 10,901,936 43,862,493 40,890,116 - 12,536,609 910,900 36,345 874,555
2015 Ago. 36,058,675 287,415,190 47,887,106 28,106,759 11,355,439 41,751,848 38,782,874 - 12,079,495 920,314 36,717 883,597
2015 Set. 37,322,134 299,920,187 48,340,208 29,101,485 11,552,729 39,604,667 36,661,741 - 12,122,644 1,037,010 37,159 999,851
2015 Oct. 38,557,904 315,136,419 49,392,331 30,529,144 12,467,042 36,434,568 33,785,087 - 12,102,964 1,103,926 37,611 1,066,315
2015 Nov. 39,744,191 332,401,885 49,967,758 30,823,088 12,945,594 32,488,193 30,005,639 2 10,303,143 986,297 19,648 966,649
2015 Dic. 40,177,795 347,745,812 51,416,090 33,905,773 13,861,204 41,903,579 38,729,573 2 13,259,638 1,225,136 871 1,224,265

Fuente: Banco Central de la República Argentina BAL - ENT - 4 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Activo(conclusión) Sumas Pasivo


Crédito al sector privado (conclusión) Otras del Pasivos con residentes en el exterior
En moneda extranjera (conclusión) cuentas activo Operaciones en moneda extranjera
Préstamos (conclusión) Valores Recursos del y Depósitos Recursos
Pren- Perso- Otros privados devenga- activo del pasivo Total En cuentas En caja A plazo Otros devenga-
darios nales (3) dos sobre (5) más patri- corrientes y de fijo dos sobre
(10) préstamos (9) monio neto a la vista ahorros (4) depósitos

2012 Ene. 140,336 1,217,231 28,689,107 2,012,009 382,245 71,200,995 681,597,388 54,600 2,592 8,779 42,445 784 1
2012 Feb. 143,888 1,462,481 28,082,870 2,041,227 419,262 81,852,551 704,539,819 54,835 2,604 8,641 42,810 780 2
2012 Mar. 156,802 1,232,092 28,380,504 1,996,792 454,652 72,945,719 708,609,375 55,744 2,679 8,177 44,036 852 2
2012 Abr. 170,342 1,347,433 28,098,202 1,997,503 484,411 81,917,213 733,388,032 56,613 2,702 9,390 44,374 147 2
2012 May. 179,067 1,588,927 26,959,457 2,009,687 477,399 79,426,328 738,227,704 56,484 2,683 8,713 44,993 95 3
2012 Jun. 189,455 1,589,064 23,771,289 1,837,295 450,207 68,960,846 732,239,463 55,335 2,733 7,142 45,312 148 4
2012 Jul. 205,304 1,835,698 20,380,130 1,643,355 416,025 80,219,234 756,786,873 57,073 2,758 8,327 45,848 140 5
2012 Ago. 200,592 2,080,574 18,413,355 1,686,359 390,918 70,756,746 769,339,915 57,164 2,497 8,016 43,109 3,542 8
2012 Set. 195,949 1,617,807 17,280,788 1,758,289 367,483 72,628,437 788,884,912 54,530 2,551 6,275 45,343 361 8
2012 Oct. 192,637 1,451,293 16,609,668 1,941,538 348,422 72,864,901 803,008,873 56,282 2,590 7,015 45,807 870 9
2012 Nov. 189,109 1,108,585 16,515,357 2,003,143 343,318 86,356,183 840,299,442 54,247 2,624 6,035 45,017 571 8
2012 Dic. 181,835 1,094,638 16,716,011 2,005,987 354,727 68,594,718 817,074,889 55,619 2,716 6,430 45,708 765 11
2012
2013 Ene. 173,655 2,057,997 16,838,947 1,979,502 366,379 82,747,967 865,265,837 17,884 3,498 5,613 8,156 617 1
2013 Feb. 171,069 2,144,003 16,536,971 2,028,660 372,385 80,687,459 871,786,301 18,881 3,347 6,490 8,303 741 3
2013 Mar. 169,707 1,823,157 16,455,083 2,146,467 380,219 66,785,347 871,791,287 28,206 3,399 16,086 8,099 622 3
2013 Abr. 167,929 2,541,627 16,959,649 2,248,644 355,620 90,164,621 909,212,705 25,456 3,305 13,996 7,410 745 1
2013 May. 157,298 2,210,507 16,741,090 2,271,792 320,605 72,641,741 903,865,687 25,523 3,368 13,489 7,393 1,273 2
2013 Jun. 146,792 2,091,830 16,545,377 2,355,410 307,876 80,180,386 924,239,519 18,525 3,433 6,741 7,584 767 3
2013 Jul. 142,824 2,512,560 15,144,883 2,659,183 283,051 89,218,811 948,489,463 23,150 3,372 11,480 7,684 614 1
2013 Ago. 136,943 2,054,210 15,616,416 2,738,768 277,979 90,666,236 965,290,065 20,259 3,473 9,526 6,577 683 3
2013 Set. 132,466 2,413,002 14,624,522 2,730,592 274,932 94,578,375 997,032,318 19,756 3,547 8,523 7,036 650 2
2013 Oct. 124,262 3,002,127 13,886,330 2,818,064 257,207 99,755,719 1,030,116,902 20,296 - 11,756 7,960 580 1
2013 Nov. 124,888 2,499,703 14,176,378 2,993,249 251,343 96,423,443 1,046,518,796 15,720 - 13,090 1,966 664 -
2013 Dic. 120,558 1,836,840 14,499,366 3,101,696 257,989 79,520,900 1,033,389,341 15,301 - 12,475 2,188 638 -
2013
2014 Ene. 135,204 3,231,760 16,995,369 3,712,725 310,022 94,299,135 1,084,579,909 18,780 - 14,789 3,004 987 -
2014 Feb. 128,506 2,397,911 16,975,500 4,009,839 314,068 95,335,506 1,112,087,981 19,306 - 17,121 647 1,538 -
2014 Mar. 128,553 1,937,177 18,315,247 3,614,406 351,802 112,930,698 1,159,092,876 20,489 - 18,764 659 1,066 -
2014 Abr. 123,716 1,833,334 20,018,445 3,592,308 341,720 99,389,001 1,152,695,336 25,929 - 24,360 787 782 -
2014 May. 118,585 1,762,636 21,028,688 3,558,929 368,997 105,454,287 1,180,673,967 24,103 - 22,518 715 870 -
2014 Jun. 112,783 1,804,672 20,790,257 3,099,371 368,203 108,315,609 1,206,961,903 23,545 - 21,918 833 794 -
2014 Jul. 101,790 2,115,680 21,490,285 3,116,057 398,189 107,421,351 1,213,093,359 24,670 - 22,972 815 883 -
2014 Ago. 96,183 1,962,313 21,440,462 3,145,897 424,020 117,859,874 1,260,672,910 233,024 - 231,310 811 903 -
2014 Set. 91,686 2,829,328 19,911,102 3,048,550 409,574 128,654,610 1,294,142,060 233,524 - 226,393 6,307 824 5
2014 Oct. 88,009 2,599,715 18,030,990 2,914,978 399,154 110,636,835 1,306,374,988 81,092 - 74,169 6,032 891 7
2014 Nov. 84,172 2,302,874 16,962,111 2,901,516 398,358 133,195,165 1,373,395,462 77,689 - 70,820 6,040 829 1
2014 Dic. 75,949 2,342,178 17,005,840 2,740,815 371,983 125,530,280 1,386,012,132 68,983 3 67,499 651 830 -
2014
2015 Ene. 70,749 3,318,065 17,478,628 2,776,916 366,009 117,502,249 1,405,137,250 80,078 161 72,998 6,080 839 2
2015 Feb. 62,686 3,388,478 18,312,851 2,707,299 362,777 116,160,384 1,454,974,707 77,251 64 70,206 5,575 1,406 3
2015 Mar. 60,893 3,296,690 17,888,410 2,689,266 365,190 133,433,820 1,494,722,256 80,157 64 73,024 5,719 1,350 5
2015 Abr. 67,400 3,401,760 21,336,250 2,549,499 388,960 110,509,485 1,488,176,572 80,157 1 79,903 142 111 -
2015 May. 81,482 3,132,819 22,822,729 2,535,094 433,035 127,217,689 1,533,171,347 75,727 42 75,432 142 111 -
2015 Jun. 77,231 3,692,518 23,693,064 2,591,833 436,238 146,138,663 1,608,805,624 73,524 44 73,225 143 112 -
2015 Jul. 80,176 3,451,490 23,910,941 2,513,865 458,512 124,335,534 1,612,145,313 71,003 44 70,698 129 132 -
2015 Ago. 75,200 3,712,121 21,995,744 2,495,572 473,402 141,499,708 1,651,705,717 72,765 104 72,416 112 133 -
2015 Set. 78,505 5,030,383 18,393,199 2,510,808 432,118 147,857,352 1,685,719,284 65,251 150 64,872 113 116 -
2015 Oct. 76,262 4,526,658 15,975,277 2,244,275 405,206 152,567,329 1,733,494,857 72,728 127 70,320 2,164 117 -
2015 Nov. 81,829 4,513,203 14,121,165 2,116,394 366,160 195,733,275 1,857,281,154 62,463 26 60,124 2,195 118 -
2015 Dic. 93,990 5,158,800 18,992,007 2,740,229 433,777 145,688,689 1,899,312,391 86,244 180 82,946 2,961 157 -

Fuente: Banco Central de la República Argentina BAL - ENT - 5 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo (continuación)


Pasivos con residentes en el exterior (conclusión)
Operaciones en moneda extranjera (conclusión) Operaciones en moneda nacional
Obligacio- Obligacio- Obligacio- Otros Depósitos Recursos Otros
nes con or- nes con nes pasivos Total A la En caja A plazo Otros devenga- pasivos
gan. Inter- entidades negocia- vista de ahorros fijo dos sobre
nacionales financieras bles (4) depósitos

2012 Ene. 536,144 5,943,557 5,053,388 2,691,567 1,668,875 56,487 1,163,906 448,149 333 19,998 292,684
2012 Feb. 537,208 5,914,252 5,084,903 2,708,334 1,514,370 49,719 1,024,593 439,018 1,040 23,869 387,495
2012 Mar. 537,395 5,799,184 5,110,593 2,715,814 1,479,107 62,560 1,045,257 370,933 357 6,773 420,868
2012 Abr. 563,269 5,763,181 5,151,995 2,517,362 1,543,873 44,062 1,132,097 367,385 329 6,230 405,109
2012 May. 570,487 5,974,779 5,195,429 2,401,762 1,366,933 49,313 971,401 345,866 353 6,292 378,866
2012 Jun. 592,745 6,464,794 5,218,823 2,585,687 1,752,238 38,748 1,426,294 286,874 322 5,010 186,220
2012 Jul. 596,533 6,210,810 5,296,881 2,453,804 1,589,778 37,390 1,304,703 247,090 595 2,979 103,472
2012 Ago. 740,726 5,728,061 5,363,680 2,370,487 1,249,321 164,148 923,838 160,791 544 1,998 83,128
2012 Set. 756,917 5,529,639 5,441,282 2,555,692 1,316,997 42,152 1,111,808 162,543 494 3,250 127,694
2012 Oct. 727,469 5,321,716 5,527,572 1,778,169 1,081,490 49,887 919,225 110,694 1,684 3,243 124,319
2012 Nov. 737,902 5,115,566 5,603,357 1,481,215 1,135,210 147,373 895,248 90,890 1,699 2,667 46,774
2012 Dic. 556,585 4,521,353 5,416,494 1,502,445 2,291,435 50,045 2,142,851 96,780 1,759 3,724 16,917
2012
2013 Ene. 560,110 4,407,953 5,514,214 1,775,853 1,348,477 166,354 1,090,423 88,368 3,332 4,279 45,623
2013 Feb. 562,026 4,158,196 5,583,211 1,507,901 1,204,540 272,876 840,083 89,880 1,701 4,950 28,704
2013 Mar. 567,934 4,268,787 5,665,185 1,508,980 880,895 56,848 742,926 79,426 1,695 4,199 29,493
2013 Abr. 548,627 4,197,893 5,740,097 1,693,561 1,160,505 158,038 864,897 136,016 1,554 3,982 42,247
2013 May. 529,807 4,849,546 5,848,423 1,196,086 923,060 61,800 731,776 128,741 743 3,170 31,766
2013 Jun. 499,637 4,865,334 5,962,495 1,037,967 955,581 62,885 728,886 162,784 1,026 3,106 38,703
2013 Jul. 498,902 4,889,400 6,134,686 1,198,532 1,217,633 64,014 988,591 162,959 2,069 3,505 44,840
2013 Ago. 512,887 4,781,374 6,316,990 1,188,762 1,457,698 64,063 1,213,903 177,796 1,936 3,804 28,803
2013 Set. 523,459 4,473,724 6,457,136 986,239 1,231,487 58,666 992,109 180,311 401 4,039 49,578
2013 Oct. 505,765 4,949,548 6,592,215 1,173,194 1,121,154 63,900 783,008 273,845 401 2,593 48,463
2013 Nov. 573,578 5,010,710 6,844,427 1,026,405 1,131,359 90,793 737,742 302,399 425 3,238 48,703
2013 Dic. 563,838 5,932,773 6,879,163 1,057,702 1,429,836 83,540 896,330 448,437 1,529 8,456 51,108
2013
2014 Ene. 660,541 7,544,009 8,283,929 1,309,444 1,625,473 86,394 1,108,851 428,665 1,563 8,150 76,403
2014 Feb. 649,007 7,599,358 8,139,778 1,139,813 1,523,116 70,104 1,031,900 418,793 2,319 10,129 48,496
2014 Mar. 659,848 8,268,573 8,276,640 1,209,513 1,475,666 82,431 1,015,998 375,897 1,340 12,101 53,859
2014 Abr. 620,605 8,726,568 8,268,755 1,019,478 1,429,242 88,501 952,351 386,474 1,916 8,245 59,282
2014 May. 625,857 10,025,795 8,348,128 1,199,715 1,721,784 130,957 1,098,135 491,342 1,350 12,556 54,294
2014 Jun. 622,864 10,520,118 8,405,742 1,345,043 2,082,538 85,539 1,611,234 384,216 1,549 14,484 220,672
2014 Jul. 596,374 11,143,638 8,530,971 1,412,740 1,930,361 136,911 1,401,692 390,421 1,337 8,599 81,962
2014 Ago. 610,452 11,220,379 8,733,255 1,336,845 1,761,718 139,980 1,231,221 387,649 2,868 10,558 105,482
2014 Set. 614,208 12,118,857 8,796,708 1,680,723 1,517,528 124,600 947,873 442,379 2,676 14,344 145,275
2014 Oct. 575,992 11,008,319 8,829,337 1,723,835 1,506,887 109,279 940,027 456,223 1,358 7,687 141,243
2014 Nov. 577,564 10,756,883 8,837,603 1,465,592 1,525,113 130,833 882,669 510,273 1,338 11,150 84,169
2014 Dic. 840,839 9,368,251 8,890,188 1,182,389 1,323,775 81,663 834,096 406,654 1,362 13,286 115,838
2014
2015 Ene. 855,519 9,249,973 9,030,242 1,128,199 1,501,446 89,140 936,897 473,777 1,632 8,100 104,962
2015 Feb. 987,802 9,449,671 9,119,687 1,253,757 1,464,848 121,176 869,869 472,285 1,518 11,617 145,157
2015 Mar. 1,581,722 10,030,911 9,220,252 1,390,941 1,601,527 138,854 975,322 485,926 1,425 16,009 176,557
2015 Abr. 1,643,100 11,693,868 9,309,940 2,861,203 1,579,949 147,391 876,426 554,483 1,649 7,808 438,776
2015 May. 1,748,603 12,451,556 9,399,226 1,909,176 1,762,749 187,668 1,036,136 534,731 4,214 12,532 197,982
2015 Jun. 1,736,813 14,052,343 9,498,839 1,990,632 2,011,851 181,643 1,308,238 520,633 1,337 17,400 264,387
2015 Jul. 684,920 15,312,613 9,657,726 2,017,644 1,726,466 168,425 1,124,231 432,125 1,685 9,473 161,760
2015 Ago. 646,509 14,891,224 9,772,328 2,359,387 1,531,798 138,054 987,009 405,245 1,490 9,716 166,966
2015 Set. 735,500 14,712,777 9,903,248 2,316,852 1,475,542 113,196 955,087 405,943 1,316 14,652 338,274
2015 Oct. 622,313 14,716,139 10,037,451 2,502,337 1,610,931 129,966 1,063,894 415,463 1,608 7,162 275,588
2015 Nov. 493,701 14,400,493 12,125,254 3,355,883 1,695,779 245,941 984,496 464,021 1,321 12,010 153,985
2015 Dic. 749,064 21,891,319 14,684,593 2,852,175 2,066,949 236,456 1,291,943 537,079 1,471 15,561 89,124

Fuente: Banco Central de la República Argentina BAL - ENT - 6 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo


Depósitos del sector público
Total De moneda nacional (11)
Total Capitales Recursos
Total Por jurisdicción del titular (6) Por tipo de depósito devenga-
Del Gobierno De gobiernos De otros Cuentas Cajas de Plazo Otros dos sobre
Nacional provinc. y munic. (12) entes oficiales corrientes (12) Ahorro fijo (4) depósitos

2012 Ene. 174,975,725 169,412,266 167,769,139 110,398,389 43,625,780 13,744,970 75,377,363 6,229,681 80,729,389 5,432,706 1,643,127
2012 Feb. 176,734,534 171,464,995 169,779,022 111,574,142 43,755,748 14,449,132 75,436,298 6,631,933 81,948,308 5,762,483 1,685,973
2012 Mar. 176,275,197 171,094,793 169,368,057 110,848,932 44,487,174 14,031,951 73,104,979 6,681,006 84,272,876 5,309,196 1,726,736
2012 Abr. 181,260,161 175,934,228 174,225,471 110,291,791 48,368,323 15,565,357 78,009,107 6,062,623 84,164,113 5,989,628 1,708,757
2012 May. 189,112,418 184,219,098 182,521,757 114,886,355 52,380,082 15,255,320 84,460,204 6,266,520 85,959,115 5,835,918 1,697,341
2012 Jun. 183,405,408 179,361,590 177,897,212 111,019,142 51,717,035 15,161,035 86,812,019 8,069,104 76,671,661 6,344,428 1,464,378
2012 Jul. 191,885,814 187,429,647 186,246,812 115,931,014 53,609,127 16,706,671 90,954,482 6,874,553 82,492,171 5,925,606 1,182,835
2012 Ago. 205,324,398 201,362,347 200,376,200 128,893,594 55,764,383 15,718,223 94,872,733 6,926,076 92,370,262 6,207,129 986,147
2012 Set. 211,707,970 207,388,026 206,412,934 133,482,488 57,301,823 15,628,623 94,105,983 5,605,747 99,991,888 6,709,316 975,092
2012 Oct. 216,015,427 208,488,719 207,480,597 130,345,474 60,868,222 16,266,901 97,148,799 7,553,567 96,536,021 6,242,210 1,008,122
2012 Nov. 226,762,697 219,007,723 218,047,676 136,849,544 63,709,960 17,488,172 102,866,189 8,782,231 99,451,083 6,948,173 960,047
2012 Dic. 191,364,137 181,613,365 180,876,173 101,659,846 59,840,679 19,375,648 110,036,073 9,837,373 53,991,968 7,010,759 737,192
2012
2013 Ene. 218,170,702 209,853,551 208,915,006 132,909,910 58,578,026 17,427,070 97,687,613 10,164,927 94,119,394 6,943,072 938,545
2013 Feb. 224,673,976 218,330,825 217,323,668 135,102,608 62,906,085 19,314,975 102,152,284 11,118,991 97,210,857 6,841,536 1,007,157
2013 Mar. 225,182,227 219,575,246 218,462,305 135,980,865 63,539,167 18,942,273 107,922,802 12,537,909 90,568,027 7,433,567 1,112,941
2013 Abr. 228,042,476 221,988,415 220,951,952 135,256,906 66,072,992 19,622,054 107,420,347 10,722,046 95,304,467 7,505,092 1,036,463
2013 May. 237,521,900 230,682,091 229,627,048 136,249,605 73,703,719 19,673,724 110,000,109 10,829,199 101,701,451 7,096,289 1,055,043
2013 Jun. 232,378,980 225,487,270 224,526,412 127,676,087 76,266,015 20,584,310 114,282,189 11,470,108 90,253,923 8,520,192 960,858
2013 Jul. 242,443,684 234,980,057 234,022,725 135,765,243 76,680,662 21,576,820 120,936,756 11,302,703 93,964,930 7,818,336 957,332
2013 Ago. 242,936,562 235,733,919 234,806,850 132,994,238 79,652,883 22,159,729 117,917,916 11,999,346 96,626,331 8,263,257 927,069
2013 Set. 251,834,918 244,005,198 243,087,682 137,240,007 82,726,386 23,121,289 125,131,451 15,138,454 94,698,721 8,119,056 917,516
2013 Oct. 265,022,198 256,833,847 255,784,373 148,370,455 84,979,021 22,434,897 130,443,316 11,534,957 105,725,424 8,080,676 1,049,474
2013 Nov. 271,167,460 261,806,902 260,781,783 151,553,960 86,397,329 22,830,494 131,282,837 13,835,425 106,957,971 8,705,550 1,025,119
2013 Dic. 235,538,931 224,807,380 224,035,495 119,109,638 78,934,698 25,991,159 142,629,933 12,354,965 59,348,444 9,702,153 771,885
2013
2014 Ene. 237,701,350 223,386,348 222,486,533 119,828,528 78,224,078 24,433,927 129,429,892 11,178,685 72,504,738 9,373,218 899,815
2014 Feb. 259,070,448 245,982,317 244,929,321 135,938,154 83,377,070 25,614,097 129,987,482 10,035,303 96,266,166 8,640,370 1,052,996
2014 Mar. 269,858,122 256,466,991 255,305,960 142,094,299 86,508,956 26,702,705 142,907,112 11,137,485 91,947,108 9,314,255 1,161,031
2014 Abr. 251,227,006 241,046,504 239,864,470 128,626,583 85,935,800 25,302,087 127,515,024 12,125,168 90,978,128 9,246,150 1,182,034
2014 May. 263,232,260 251,871,589 250,654,378 129,373,091 93,534,545 27,746,742 142,007,089 14,722,743 84,542,235 9,382,311 1,217,211
2014 Jun. 261,126,383 247,222,130 246,130,361 123,790,883 94,393,456 27,946,022 151,270,417 18,461,013 65,162,004 11,236,927 1,091,769
2014 Jul. 260,724,378 250,116,322 248,937,049 121,764,815 97,759,339 29,412,895 147,394,003 17,254,053 74,610,889 9,678,104 1,179,273
2014 Ago. 282,393,624 272,109,047 270,756,315 135,020,655 103,840,595 31,895,065 159,379,079 17,400,112 83,470,837 10,506,287 1,352,732
2014 Set. 281,328,636 270,916,962 269,651,284 129,945,599 107,028,939 32,676,746 158,579,543 21,283,794 79,504,605 10,283,342 1,265,678
2014 Oct. 299,856,448 288,778,938 287,507,304 143,972,690 109,206,460 34,328,154 173,268,215 20,684,822 83,141,721 10,412,546 1,271,634
2014 Nov. 327,158,812 315,338,982 314,057,588 165,203,932 112,784,874 36,068,782 204,655,822 17,029,343 81,025,987 11,346,436 1,281,394
2014 Dic. 302,251,741 288,602,294 287,522,825 143,586,595 108,163,657 35,772,573 196,200,921 12,792,772 67,057,933 11,471,199 1,079,469
2014
2015 Ene. 324,043,646 309,116,520 307,862,367 167,792,951 103,265,697 36,803,719 158,011,562 14,906,679 124,459,855 10,484,271 1,254,153
2015 Feb. 340,292,650 326,139,153 324,570,472 176,177,427 109,224,136 39,168,909 170,337,894 16,020,421 126,416,731 11,795,426 1,568,681
2015 Mar. 328,799,922 312,182,556 310,830,782 160,887,481 109,973,611 39,969,690 186,778,076 15,548,146 97,019,643 11,484,917 1,351,774
2015 Abr. 301,542,293 288,576,045 287,363,973 138,946,665 109,646,658 38,770,650 181,211,374 15,227,269 79,785,057 11,140,273 1,212,072
2015 May. 315,741,110 301,136,690 299,818,373 140,234,632 120,793,358 38,790,383 194,399,742 18,208,505 74,779,101 12,431,025 1,318,317
2015 Jun. 327,571,745 307,058,640 305,819,850 146,983,506 120,549,812 38,286,532 199,331,707 18,507,226 75,130,464 12,850,453 1,238,790
2015 Jul. 342,517,514 321,517,253 320,160,421 160,593,508 122,579,686 36,987,227 205,472,121 17,042,438 86,069,047 11,576,815 1,356,832
2015 Ago. 347,068,873 327,331,673 326,010,814 164,565,494 123,782,934 37,662,386 208,557,452 17,069,763 88,164,452 12,219,147 1,320,859
2015 Set. 342,096,407 327,671,400 326,465,117 161,198,782 126,371,623 38,894,712 209,281,407 18,708,579 85,358,427 13,116,704 1,206,283
2015 Oct. 349,951,016 337,036,794 335,660,945 178,030,165 118,998,644 38,632,136 215,959,184 22,078,228 84,198,464 13,425,069 1,375,849
2015 Nov. 382,475,257 370,865,436 369,403,420 212,601,095 117,646,312 39,156,013 255,165,930 18,396,843 82,026,224 13,814,423 1,462,016
2015 Dic. 338,455,324 320,245,381 318,760,571 165,173,111 116,220,428 37,367,032 216,908,630 19,966,392 69,481,337 12,404,212 1,484,810

Fuente: Banco Central de la República Argentina BAL - ENT - 7 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo (continuación)


Depósitos del sector público (conclusión)
De moneda extranjera
Total Capitales Recursos
Total Por jurisdicción del titular (6) Por tipo de depósito devenga-
Del Gobierno De gobiernos De otros A la Cajas de Plazo Otros dos sobre
Nacional provinc. y munic. entes oficiales vista Ahorro fijo (4) depósitos

2012 Ene. 5,563,459 5,559,861 3,481,886 1,286,602 791,373 1,405,789 2,416,820 1,334,120 403,132 3,598
2012 Feb. 5,269,539 5,266,397 3,188,584 1,296,164 781,649 1,311,375 2,251,601 1,279,946 423,475 3,142
2012 Mar. 5,180,404 5,176,755 3,156,191 1,245,598 774,966 1,269,317 2,180,539 1,294,139 432,760 3,649
2012 Abr. 5,325,933 5,321,686 3,247,133 1,291,572 782,981 1,342,647 2,228,352 1,342,573 408,114 4,247
2012 May. 4,893,320 4,888,928 2,786,355 1,375,488 727,085 1,128,345 2,001,052 1,351,755 407,776 4,392
2012 Jun. 4,043,818 4,040,338 1,994,243 1,361,273 684,822 1,120,191 1,204,118 1,292,482 423,547 3,480
2012 Jul. 4,456,167 4,452,254 2,397,047 1,371,422 683,785 1,243,892 1,425,857 1,335,169 447,336 3,913
2012 Ago. 3,962,051 3,958,255 1,834,155 1,414,065 710,035 1,128,616 1,060,192 1,348,381 421,066 3,796
2012 Set. 4,319,944 4,315,627 2,229,511 1,387,755 698,361 1,398,701 1,135,188 1,357,092 424,646 4,317
2012 Oct. 7,526,708 7,521,736 5,424,690 1,397,837 699,209 1,308,091 4,395,317 1,388,841 429,487 4,972
2012 Nov. 7,754,974 7,749,990 5,633,099 1,416,085 700,806 1,351,582 4,566,191 1,396,600 435,617 4,984
2012 Dic. 9,750,772 9,747,949 7,552,166 1,469,626 726,157 2,020,401 5,858,237 1,435,235 434,076 2,823
2012
2013 Ene. 8,317,151 8,314,287 5,908,991 1,690,060 715,236 1,773,721 4,625,317 1,479,117 436,132 2,864
2013 Feb. 6,343,151 6,340,708 3,922,034 1,658,663 760,011 1,633,765 2,742,553 1,500,566 463,824 2,443
2013 Mar. 5,606,981 5,604,088 3,221,557 1,636,079 746,452 1,744,037 1,900,517 1,523,248 436,286 2,893
2013 Abr. 6,054,061 6,051,234 3,621,412 1,652,564 777,258 1,794,897 2,279,516 1,532,375 444,446 2,827
2013 May. 6,839,809 6,836,906 4,362,518 1,643,305 831,083 1,781,201 3,045,779 1,550,885 459,041 2,903
2013 Jun. 6,891,710 6,889,260 4,382,111 1,687,343 819,806 1,747,781 3,082,281 1,582,241 476,957 2,450
2013 Jul. 7,463,627 7,461,098 4,989,622 1,664,715 806,761 1,845,866 3,531,897 1,603,661 479,674 2,529
2013 Ago. 7,202,643 7,200,616 4,611,912 1,646,101 942,603 2,140,733 2,926,058 1,651,223 482,602 2,027
2013 Set. 7,829,720 7,827,385 5,146,490 1,701,803 979,092 2,756,163 2,899,762 1,668,670 502,790 2,335
2013 Oct. 8,188,351 8,185,953 5,460,657 1,792,252 933,044 2,888,943 3,072,172 1,715,865 508,973 2,398
2013 Nov. 9,360,558 9,357,646 6,299,977 1,884,703 1,172,966 3,495,346 3,560,430 1,777,237 524,633 2,912
2013 Dic. 10,731,551 10,729,121 7,473,751 1,904,294 1,351,076 4,632,029 3,722,498 1,893,987 480,607 2,430
2013
2014 Ene. 14,315,002 14,311,704 10,635,893 2,421,350 1,254,461 5,761,022 5,620,427 2,340,109 590,146 3,298
2014 Feb. 13,088,131 13,085,204 9,417,198 2,374,518 1,293,488 5,497,288 4,680,608 2,345,326 561,982 2,927
2014 Mar. 13,391,131 13,386,968 9,718,156 2,369,891 1,298,921 5,306,681 5,077,807 2,382,602 619,878 4,163
2014 Abr. 10,180,502 10,175,772 6,442,172 2,409,531 1,324,069 5,096,917 2,041,893 2,470,775 566,187 4,730
2014 May. 11,360,671 11,354,475 7,680,164 2,351,594 1,322,717 4,714,252 3,616,721 2,442,638 580,864 6,196
2014 Jun. 13,904,253 13,897,337 10,053,067 2,455,649 1,388,621 4,765,444 6,084,619 2,454,592 592,682 6,916
2014 Jul. 10,608,056 10,599,589 6,691,592 2,482,986 1,425,011 5,066,706 2,485,033 2,427,433 620,417 8,467
2014 Ago. 10,284,577 10,277,143 6,313,421 2,533,925 1,429,797 4,477,281 2,675,755 2,511,121 612,986 7,434
2014 Set. 10,411,674 10,404,578 6,384,528 2,526,509 1,493,541 4,563,425 2,740,836 2,500,626 599,691 7,096
2014 Oct. 11,077,510 11,072,114 7,064,611 2,453,415 1,554,088 5,170,098 2,770,548 2,523,741 607,727 5,396
2014 Nov. 11,819,830 11,814,478 7,640,970 2,549,865 1,623,643 5,426,677 3,188,178 2,590,911 608,712 5,352
2014 Dic. 13,649,447 13,645,137 8,878,130 2,465,583 2,301,424 8,252,184 2,221,186 2,585,724 586,043 4,310
2014
2015 Ene. 14,927,126 14,921,306 10,102,495 2,400,702 2,418,109 7,817,399 3,900,606 2,594,422 608,879 5,820
2015 Feb. 14,153,497 14,146,602 9,447,876 2,405,343 2,293,383 6,958,574 3,956,360 2,645,559 586,109 6,895
2015 Mar. 16,617,366 16,608,536 9,869,969 2,426,843 4,311,724 6,638,092 5,467,662 3,917,921 584,861 8,830
2015 Abr. 12,966,248 12,955,392 6,719,869 2,448,587 3,786,936 6,067,690 2,571,324 3,724,494 591,884 10,856
2015 May. 14,604,420 14,594,076 8,295,209 2,506,927 3,791,940 5,732,746 4,481,425 3,765,072 614,833 10,344
2015 Jun. 20,513,105 20,503,842 9,957,561 7,022,249 3,524,032 5,759,701 10,791,683 3,369,061 583,397 9,263
2015 Jul. 21,000,261 20,990,103 10,331,753 6,634,258 4,024,092 5,435,786 10,880,985 4,045,251 628,081 10,158
2015 Ago. 19,737,200 19,730,812 10,103,445 5,638,233 3,989,134 5,394,134 9,761,163 3,976,733 598,782 6,388
2015 Set. 14,425,007 14,418,326 7,003,655 3,395,896 4,018,775 5,756,688 3,914,481 4,120,012 627,145 6,681
2015 Oct. 12,914,222 12,906,147 6,443,778 2,489,819 3,972,550 5,749,694 2,409,460 4,109,161 637,832 8,075
2015 Nov. 11,609,821 11,601,709 4,961,039 2,495,001 4,145,669 4,586,239 2,337,631 4,040,620 637,219 8,112
2015 Dic. 18,209,943 18,199,333 7,701,184 3,125,334 7,372,815 5,392,589 6,687,128 5,186,565 933,051 10,610

Fuente: Banco Central de la República Argentina BAL - ENT - 8 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo (continuación)


Depósitos del sector privado
Total De moneda nacional De moneda extranjera
Total Depósitos Recursos Total Depósitos
Total Cuentas Cajas de Plazo Otros devenga- Total A la Cajas de
corrientes ahorro fijo dos sobre vista ahorro
(4) depósitos

2012 Ene. 329,404,366 277,162,921 275,457,276 76,423,605 71,283,978 117,248,539 10,501,154 1,705,645 52,241,445 52,213,911 14,192 22,861,199
2012 Feb. 336,617,497 284,393,799 282,577,400 78,154,594 72,444,081 120,844,503 11,134,222 1,816,399 52,223,698 52,197,442 15,709 22,850,229
2012 Mar. 348,185,380 296,113,667 294,317,404 81,569,390 74,412,248 128,044,949 10,290,817 1,796,263 52,071,713 52,044,180 14,182 22,726,001
2012 Abr. 355,710,988 303,234,848 301,276,656 82,782,399 77,395,746 130,321,386 10,777,125 1,958,192 52,476,140 52,445,332 15,474 23,073,206
2012 May. 357,736,534 310,246,656 308,349,215 87,591,356 76,862,576 132,979,968 10,915,315 1,897,441 47,489,878 47,458,636 12,676 19,373,352
2012 Jun. 366,813,424 326,043,871 324,158,925 88,522,426 89,495,964 134,312,845 11,827,690 1,884,946 40,769,553 40,736,565 4,437 16,119,361
2012 Jul. 367,539,874 329,074,313 327,199,703 88,293,805 87,041,625 140,228,234 11,636,039 1,874,610 38,465,561 38,432,651 4,494 15,117,456
2012 Ago. 376,358,332 338,221,099 336,183,277 89,086,773 87,418,827 148,320,105 11,357,572 2,037,822 38,137,233 38,104,897 5,127 14,940,292
2012 Set. 383,812,942 346,111,819 343,823,997 91,417,225 89,169,690 151,361,061 11,876,021 2,287,822 37,701,123 37,666,796 5,193 14,543,145
2012 Oct. 392,712,399 355,104,428 352,822,405 95,308,683 87,849,275 157,589,576 12,074,871 2,282,023 37,607,971 37,572,027 6,635 14,379,781
2012 Nov. 400,883,530 363,477,434 361,129,513 98,054,779 90,137,790 160,540,665 12,396,279 2,347,921 37,406,096 37,367,135 11,015 14,171,376
2012 Dic. 425,548,119 386,298,742 383,962,213 103,127,622 101,155,165 166,160,107 13,519,319 2,336,529 39,249,377 39,208,695 12,047 15,329,262
2012
2013 Ene. 433,307,311 395,258,572 392,725,006 102,639,485 101,460,358 176,153,804 12,471,359 2,533,566 38,048,739 38,004,180 12,193 14,077,875
2013 Feb. 432,831,584 395,142,461 392,579,265 101,999,360 100,072,979 177,617,708 12,889,218 2,563,196 37,689,123 37,649,027 56 13,761,173
2013 Mar. 444,437,607 407,026,988 404,171,599 101,635,564 104,824,663 185,040,480 12,670,892 2,855,389 37,410,619 37,370,045 57 13,402,262
2013 Abr. 453,929,460 416,106,762 413,397,107 105,845,814 104,864,592 189,569,775 13,116,926 2,709,655 37,822,698 37,781,653 57 13,907,085
2013 May. 457,738,531 420,431,158 417,511,826 107,448,833 103,282,829 193,393,767 13,386,397 2,919,332 37,307,373 37,264,764 58 13,542,274
2013 Jun. 477,114,003 439,702,281 436,707,634 110,270,577 119,764,710 192,047,742 14,624,605 2,994,647 37,411,722 37,370,375 60 13,539,855
2013 Jul. 480,909,819 443,092,928 440,065,408 109,567,221 113,933,163 202,328,235 14,236,789 3,027,520 37,816,891 37,772,053 61 13,574,735
2013 Ago. 489,374,032 451,184,677 447,932,110 110,741,457 114,512,948 208,203,420 14,474,285 3,252,567 38,189,355 38,143,657 63 13,462,399
2013 Set. 503,359,754 463,796,659 460,445,803 114,268,208 117,434,035 212,248,647 16,494,913 3,350,856 39,563,095 39,519,450 64 14,431,178
2013 Oct. 513,274,315 473,336,672 469,944,313 117,214,364 117,235,964 219,991,293 15,502,692 3,392,359 39,937,643 39,896,810 65 14,579,164
2013 Nov. 521,959,533 481,072,329 477,396,311 118,350,052 120,596,569 222,196,225 16,253,465 3,676,018 40,887,204 40,844,484 69 14,798,262
2013 Dic. 544,555,634 499,410,494 495,710,989 125,153,484 132,615,242 220,747,037 17,195,226 3,699,505 45,145,140 45,100,249 72 16,990,656
2013
2014 Ene. 561,161,375 503,382,114 499,402,615 122,629,718 130,119,669 230,881,813 15,771,415 3,979,499 57,779,261 57,721,584 89 23,740,644
2014 Feb. 566,061,653 509,995,329 505,519,343 118,418,120 129,363,479 240,721,166 17,016,578 4,475,986 56,066,324 56,003,192 87 22,774,286
2014 Mar. 575,867,039 522,236,768 517,330,828 123,718,905 125,598,732 250,507,624 17,505,567 4,905,940 53,630,271 53,560,748 89 19,826,042
2014 Abr. 597,389,078 544,362,238 539,262,720 128,358,036 131,379,313 261,490,873 18,034,498 5,099,518 53,026,840 52,955,771 88 18,613,313
2014 May. 608,649,059 550,966,133 545,250,667 132,022,332 131,900,098 263,391,344 17,936,893 5,715,466 57,682,926 57,609,169 89 22,685,242
2014 Jun. 631,561,323 573,972,533 568,375,003 138,021,969 152,324,556 258,077,650 19,950,828 5,597,530 57,588,790 57,512,366 90 22,612,049
2014 Jul. 636,575,941 578,938,288 573,271,668 138,899,364 150,531,778 265,244,771 18,595,755 5,666,620 57,637,653 57,553,591 91 22,733,981
2014 Ago. 645,851,923 587,003,862 581,076,456 141,419,741 149,205,595 268,491,832 21,959,288 5,927,406 58,848,061 58,755,368 93 23,377,586
2014 Set. 658,761,213 599,696,551 594,073,017 151,768,162 150,361,563 272,691,018 19,252,274 5,623,534 59,064,662 58,973,153 94 23,968,589
2014 Oct. 668,663,889 608,407,434 603,110,520 154,580,789 153,038,645 276,152,370 19,338,716 5,296,914 60,256,455 60,159,393 94 25,082,350
2014 Nov. 681,145,851 620,536,680 614,797,616 158,889,475 155,405,587 280,111,326 20,391,228 5,739,064 60,609,171 60,506,416 94 25,603,091
2014 Dic. 717,901,938 653,817,410 648,157,336 166,581,147 175,930,492 283,436,152 22,209,545 5,660,074 64,084,528 63,991,679 95 28,106,199
2014
2015 Ene. 726,548,486 662,873,630 656,886,440 163,043,178 174,355,750 298,612,567 20,874,945 5,987,190 63,674,856 63,575,934 95 27,832,562
2015 Feb. 748,068,124 679,544,303 673,209,552 164,326,584 174,597,927 312,643,070 21,641,971 6,334,751 68,523,821 68,419,975 96 32,443,109
2015 Mar. 777,335,340 708,527,716 702,095,421 172,443,097 176,522,326 327,038,149 26,091,849 6,432,295 68,807,624 68,696,962 97 31,665,079
2015 Abr. 814,833,232 740,455,646 733,685,786 172,073,174 182,727,412 356,408,182 22,477,018 6,769,860 74,377,586 74,253,210 98 36,590,255
2015 May. 830,220,042 757,639,590 750,252,921 178,985,499 186,140,398 358,484,151 26,642,873 7,386,669 72,580,452 72,442,856 99 33,979,121
2015 Jun. 873,360,886 800,578,242 793,175,030 183,586,244 212,456,530 370,855,030 26,277,226 7,403,212 72,782,644 72,664,982 100 33,386,079
2015 Jul. 879,851,813 805,015,907 797,585,231 182,948,836 208,033,835 382,232,886 24,369,674 7,430,676 74,835,906 74,710,473 102 34,710,707
2015 Ago. 890,425,065 814,090,744 806,129,084 186,032,472 208,282,270 384,661,504 27,152,838 7,961,660 76,334,321 76,196,565 103 36,160,061
2015 Set. 917,420,555 840,493,009 832,232,814 196,638,219 208,587,166 400,748,833 26,258,596 8,260,195 76,927,546 76,790,809 104 36,575,141
2015 Oct. 942,706,392 856,952,656 848,313,436 197,300,815 213,889,145 409,104,712 28,018,764 8,639,220 85,753,736 85,606,347 106 43,262,989
2015 Nov. 970,840,683 884,461,550 875,486,288 214,835,782 217,335,770 411,750,341 31,564,395 8,975,262 86,379,133 86,225,660 107 43,867,873
2015 Dic. 1,058,283,615 920,059,025 910,713,818 207,741,949 233,496,831 442,665,982 26,809,056 9,345,207 138,224,590 138,013,553 144 68,409,598

Fuente: Banco Central de la República Argentina BAL - ENT - 9 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) (conclusión), saldos en miles de pesos

Año Mes Pasivo (conclusión) Créditos clasificados irrecuperables


Depósitos del sector privado (conclusión) Obligaciones con el B.C.R.A. Otras Capital, Total En En
De moneda extranjera (conclusión) Total Capitales Recursos devengados cuentas reservas moneda moneda
Depósitos (conclusión) Recursos En En En En del y nacional extranjera
Plazo Otros devenga- moneda moneda moneda moneda pasivo resultados
fijo dos sobre nacional extranjera nacional extran- (5)
(4) depósitos jera

2012 Ene. 26,871,609 2,466,911 27,534 2,202,035 2,059,243 8,160 134,632 - 87,115,409 71,639,039 9,531,354 8,919,177 612,177
2012 Feb. 26,509,974 2,821,530 26,256 2,293,546 2,149,285 8,995 135,266 - 99,475,906 73,193,068 9,560,701 8,943,446 617,255
2012 Mar. 26,977,537 2,326,460 27,533 2,392,801 2,233,292 22,194 137,315 - 90,654,932 74,975,585 9,605,528 8,978,708 626,820
2012 Abr. 27,057,725 2,298,927 30,808 2,535,980 2,394,963 2,310 138,707 - 101,531,641 76,341,628 9,613,267 8,989,932 623,335
2012 May. 25,920,618 2,151,990 31,242 2,937,353 2,795,197 1,803 140,353 - 94,638,095 77,852,269 9,757,609 9,125,426 632,183
2012 Jun. 22,337,991 2,274,776 32,988 3,030,676 2,887,348 1,422 141,906 - 82,329,786 79,799,313 9,793,440 9,142,990 650,450
2012 Jul. 21,030,127 2,280,574 32,910 3,237,621 3,090,922 2,898 143,801 - 95,887,548 81,924,681 9,850,355 9,202,514 647,841
2012 Ago. 20,952,273 2,207,205 32,336 3,215,452 3,132,252 124 83,076 - 85,221,536 83,625,624 9,879,175 9,210,186 668,989
2012 Set. 21,054,904 2,063,554 34,327 3,285,857 3,201,629 411 83,817 - 88,681,464 85,610,670 9,934,100 9,246,849 687,251
2012 Oct. 20,990,997 2,194,614 35,944 3,366,668 3,281,172 718 84,778 - 89,202,411 87,091,699 10,119,166 9,418,277 700,889
2012 Nov. 20,842,514 2,342,230 38,961 3,495,918 3,404,071 6,462 85,385 - 106,011,921 88,968,430 9,968,970 9,259,310 709,660
2012 Dic. 21,501,738 2,365,648 40,682 3,588,345 3,500,254 1,780 86,311 - 91,389,520 90,820,185 10,008,915 9,287,665 721,250
2012
2013 Ene. 21,940,678 1,973,434 44,559 3,821,793 3,731,123 3,505 87,165 - 103,238,903 93,052,734 10,147,651 9,409,055 738,596
2013 Feb. 21,716,308 2,171,490 40,096 3,932,425 3,843,795 145 88,485 - 102,135,470 95,144,434 10,327,652 9,574,045 753,607
2013 Mar. 21,751,977 2,215,749 40,574 3,978,819 3,888,665 1,696 88,458 - 87,733,928 97,505,024 10,524,055 9,758,734 765,321
2013 Abr. 21,662,575 2,211,936 41,045 4,016,097 3,926,787 762 88,548 - 110,205,377 99,606,926 10,672,784 9,900,184 772,600
2013 May. 21,763,530 1,958,902 42,609 4,175,489 4,092,445 1,995 81,049 - 89,545,051 101,477,333 10,850,379 10,062,755 787,624
2013 Jun. 21,749,650 2,080,810 41,347 4,280,888 4,196,188 3,474 81,226 - 94,049,539 103,034,758 10,825,433 10,011,510 813,923
2013 Jul. 22,141,652 2,055,605 44,838 4,480,480 4,396,530 2,001 81,949 - 100,928,496 105,716,335 11,025,809 10,198,729 827,080
2013 Ago. 22,633,118 2,048,077 45,698 4,565,195 4,478,978 3,726 82,491 - 106,005,417 108,098,279 11,228,124 10,360,989 867,135
2013 Set. 22,944,115 2,144,093 43,645 4,704,204 4,594,114 27,105 82,985 - 112,171,193 111,216,829 11,360,760 10,509,901 850,859
2013 Oct. 23,184,965 2,132,616 40,833 4,780,978 4,693,272 4,042 83,664 - 118,400,270 114,225,912 11,346,763 10,453,162 893,601
2013 Nov. 23,900,435 2,145,718 42,720 4,735,330 4,650,431 856 84,043 - 116,995,957 117,006,376 11,326,366 10,452,974 873,392
2013 Dic. 25,709,349 2,400,172 44,891 4,734,366 4,647,355 2,279 84,732 - 110,932,791 121,689,442 11,322,788 10,381,588 941,200
2013
2014 Ene. 31,167,695 2,813,156 57,677 4,797,266 4,709,305 2,231 85,730 - 129,162,634 132,230,555 11,758,463 10,598,718 1,159,745
2014 Feb. 30,466,511 2,762,308 63,132 4,789,650 4,701,077 249 88,324 - 127,731,033 135,306,194 12,053,002 10,894,684 1,158,318
2014 Mar. 30,885,803 2,848,814 69,523 4,821,429 4,720,140 8,236 93,053 - 150,533,683 138,035,914 12,414,022 11,232,656 1,181,366
2014 Abr. 31,675,620 2,666,750 71,069 4,801,340 4,704,127 1,668 95,545 - 139,212,417 139,907,391 12,620,606 11,438,826 1,181,780
2014 May. 32,080,382 2,843,456 73,757 4,762,443 4,644,433 20,531 97,479 - 138,104,564 143,913,409 12,832,588 11,628,617 1,203,971
2014 Jun. 31,954,944 2,945,283 76,424 4,841,548 4,740,146 2,905 98,497 - 139,962,849 146,234,794 12,966,793 11,766,198 1,200,595
2014 Jul. 31,829,620 2,989,899 84,062 4,771,202 4,669,438 2,302 99,462 - 136,933,143 150,359,380 13,284,975 12,046,722 1,238,253
2014 Ago. 32,527,604 2,850,085 92,693 4,671,094 4,566,658 4,119 100,317 - 148,772,943 154,971,613 13,550,061 12,298,831 1,251,230
2014 Set. 32,183,124 2,821,346 91,509 4,578,004 4,475,991 966 101,047 - 165,712,373 158,640,662 13,943,152 12,674,643 1,268,509
2014 Oct. 32,375,648 2,701,301 97,062 4,508,248 4,370,140 36,178 101,930 - 147,857,583 161,614,421 13,915,492 12,625,036 1,290,456
2014 Nov. 32,071,279 2,831,952 102,755 4,370,529 4,266,299 1,753 102,477 - 172,673,835 164,710,671 13,950,191 12,663,342 1,286,849
2014 Dic. 33,124,407 2,760,978 92,849 4,258,751 4,152,694 3,056 103,001 - 171,582,694 168,213,459 14,211,655 12,911,741 1,299,914
2014
2015 Ene. 33,024,190 2,719,087 98,922 4,219,368 4,059,886 56,134 103,348 - 155,153,101 173,214,128 14,504,297 13,195,392 1,308,905
2015 Feb. 33,299,416 2,677,354 103,846 4,246,989 4,141,671 1,885 103,433 - 162,090,038 177,767,113 14,759,474 13,435,195 1,324,279
2015 Mar. 33,680,630 3,351,156 110,662 4,131,089 4,014,517 12,703 103,869 - 177,460,828 182,896,996 14,982,678 13,634,850 1,347,828
2015 Abr. 35,129,756 2,533,101 124,376 4,002,938 3,897,577 1,082 104,279 - 156,401,045 183,782,263 15,267,065 13,895,007 1,372,058
2015 May. 35,559,488 2,904,148 137,596 3,874,686 3,768,824 1,009 104,853 - 168,730,171 187,047,787 15,549,592 14,146,075 1,403,517
2015 Jun. 36,395,823 2,882,980 117,662 3,744,157 3,638,796 318 105,043 - 183,714,137 190,768,910 15,677,458 14,261,153 1,416,305
2015 Jul. 37,226,940 2,772,724 125,433 3,628,784 3,513,492 10,066 105,226 - 160,772,103 195,733,494 15,836,325 14,412,543 1,423,782
2015 Ago. 37,232,126 2,804,275 137,756 3,494,840 3,386,811 2,343 105,686 - 180,682,256 200,583,990 16,052,442 14,675,464 1,376,978
2015 Set. 37,189,146 3,026,418 136,737 3,367,446 3,259,982 1,417 106,047 - 186,914,573 206,358,207 16,077,949 14,689,418 1,388,531
2015 Oct. 39,409,084 2,934,168 147,389 3,239,065 3,127,594 5,039 106,432 - 195,075,474 212,678,261 16,257,002 14,814,198 1,442,804
2015 Nov. 38,835,684 3,521,996 153,473 3,117,236 3,007,020 3,619 106,597 - 249,502,738 219,045,672 16,295,643 14,836,163 1,459,480
2015 Dic. 65,795,743 3,808,068 211,037 2,998,488 2,891,627 1,120 105,741 - 230,239,561 226,900,374 16,777,739 14,885,835 1,891,904

Fuente: Banco Central de la República Argentina BAL - ENT - 10 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-1
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - OPERACIONES A FUTURO -, saldos en miles de pesos

Año Mes Ventas a futuro, no contingentes, con residentes en el país (2)


Total Al contado a liquidar A término
Total De títulos De Otros Total Capitales Primas
públicos moneda Vinculadas con pases activos No vinculadas con pases activos a de-
extranjera Total De títulos públicos De Otros Total De títulos De Otros vengar
Total Con el moneda públicos moneda (4)
B.C.R.A.(3) extranjera extranjera

2012 Ene. 26,418,217 1,452,129 825,557 609,946 16,626 24,966,088 24,621,260 24,167,379 18,516,670 - 453,881 160,852 25,887 - 134,965 183,976
2012 Feb. 36,977,307 2,027,661 1,252,551 766,029 9,081 34,949,646 34,634,679 34,159,472 28,271,461 - 475,207 127,971 105 - 127,866 186,996
2012 Mar. 26,608,850 1,649,240 1,094,390 539,850 15,000 24,959,610 24,605,423 24,578,780 18,558,449 - 26,643 174,841 51,771 - 123,070 179,346
2012 Abr. 33,252,487 2,630,688 1,425,970 1,080,759 123,959 30,621,799 30,308,314 30,275,132 24,082,382 - 33,182 133,672 121 - 133,551 179,813
2012 May. 36,195,319 2,359,050 1,452,648 895,590 10,812 33,836,269 33,420,177 33,396,363 28,004,733 - 23,814 241,727 49,370 - 192,357 174,365
2012 Jun. 24,736,368 1,857,533 1,031,802 816,927 8,804 22,878,835 22,484,265 22,464,691 17,438,209 - 19,574 223,263 3,390 - 219,873 171,307
2012 Jul. 33,261,904 1,729,129 1,051,005 675,259 2,865 31,532,775 31,080,338 31,060,860 25,420,186 - 19,478 262,035 394 - 261,641 190,402
2012 Ago. 23,887,700 1,749,093 953,229 787,889 7,975 22,138,607 21,712,735 21,693,710 15,858,947 - 19,025 232,358 216 - 232,142 193,514
2012 Set. 23,481,255 2,251,664 737,995 1,507,235 6,434 21,229,591 20,869,457 20,848,308 14,203,927 - 21,149 175,170 1,145 - 174,025 184,964
2012 Oct. 23,921,262 1,566,632 696,094 864,490 6,048 22,354,630 22,044,883 22,024,013 16,637,085 - 20,870 127,883 - - 127,883 181,864
2012 Nov. 35,872,955 1,929,503 1,176,905 691,022 61,576 33,943,452 33,612,111 33,586,596 28,019,453 - 25,515 129,452 1,843 - 127,609 201,889
2012 Dic. 18,292,162 423,607 227,072 193,214 3,321 17,868,555 17,552,709 17,530,325 11,384,575 - 22,384 127,087 - - 127,087 188,759
2012
2013 Ene. 29,983,215 2,066,255 1,474,764 567,825 23,666 27,916,960 27,565,924 27,546,610 13,481,586 - 19,314 150,666 773 - 149,893 200,370
2013 Feb. 27,211,959 1,778,685 1,463,527 291,346 23,812 25,433,274 25,136,822 25,118,425 17,955,017 - 18,397 114,402 - - 114,402 182,050
2013 Mar. 12,357,724 1,560,958 835,786 704,515 20,657 10,796,766 10,508,779 10,491,926 4,251,524 - 16,853 108,642 48 - 108,594 179,345
2013 Abr. 31,902,060 2,288,645 1,585,359 677,487 25,799 29,613,415 29,315,316 29,297,879 21,162,643 - 17,437 114,062 1,212 - 112,850 184,037
2013 May. 19,175,162 2,405,565 1,520,919 871,135 13,511 16,769,597 16,424,516 16,409,241 10,099,652 - 15,275 155,512 3,850 - 151,662 189,569
2013 Jun. 24,675,695 2,148,948 1,353,428 748,788 46,732 22,526,747 22,177,512 22,172,541 18,145,327 - 4,971 168,125 492 - 167,633 181,110
2013 Jul. 28,695,891 2,370,376 1,354,416 959,964 55,996 26,325,515 25,857,952 25,855,389 21,487,854 - 2,563 268,960 - - 268,960 198,603
2013 Ago. 28,741,566 3,267,555 2,245,446 884,755 137,354 25,474,011 24,832,829 24,830,266 20,755,691 - 2,563 437,922 290 - 437,632 203,260
2013 Set. 30,579,873 3,152,652 1,533,114 1,426,254 193,284 27,427,221 26,804,035 26,801,472 22,250,492 - 2,563 499,560 82 - 499,478 123,626
2013 Oct. 34,055,306 3,264,512 1,919,341 1,193,451 151,720 30,790,794 30,324,840 30,322,277 25,048,904 - 2,563 384,594 - - 384,594 81,360
2013 Nov. 29,826,391 2,916,640 1,817,609 996,890 102,141 26,909,751 26,145,932 26,143,369 21,931,955 - 2,563 704,071 500 - 703,571 59,748
2013 Dic. 11,872,407 1,754,623 815,039 876,738 62,846 10,117,784 8,728,037 8,728,037 5,344,961 - - 1,374,164 104,227 1,861 1,268,076 15,583
2013
2014 Ene. 21,896,249 5,246,579 3,076,640 1,617,480 552,459 16,649,670 13,848,393 13,828,792 12,743,044 - 19,601 2,603,543 4,941 2,205 2,596,397 197,734
2014 Feb. 19,676,832 3,470,157 2,131,298 1,233,087 105,772 16,206,675 14,773,893 14,750,228 10,788,008 - 23,665 1,261,239 14,532 2,166 1,244,541 171,543
2014 Mar. 38,932,677 3,054,542 1,604,375 1,337,895 112,272 35,878,135 35,037,394 35,013,306 29,381,692 - 24,088 717,527 9,359 - 708,168 123,214
2014 Abr. 20,947,745 4,024,671 2,924,982 1,012,151 87,538 16,923,074 16,398,535 16,374,446 13,881,161 - 24,089 424,650 - - 424,650 99,889
2014 May. 33,471,347 4,259,378 2,775,088 1,452,370 31,920 29,211,969 28,847,859 28,847,859 22,311,525 - - 300,049 50,776 - 249,273 64,061
2014 Jun. 33,151,706 5,090,610 3,217,628 1,709,836 163,146 28,061,096 27,462,546 27,441,047 20,019,624 - 21,499 580,949 378,464 - 202,485 17,601
2014 Jul. 31,410,243 3,211,511 2,091,195 1,087,118 33,198 28,198,732 27,416,612 27,416,612 21,295,147 - - 529,739 383,457 - 146,282 252,381
2014 Ago. 36,901,578 4,091,212 2,299,833 1,619,824 171,555 32,810,366 32,345,605 32,345,605 30,523,718 - - 270,706 - - 270,706 194,055
2014 Set. 40,885,938 7,428,150 5,473,475 1,622,868 331,807 33,457,788 32,893,909 32,893,909 29,246,875 - - 403,890 - - 403,890 159,989
2014 Oct. 25,073,920 3,756,513 1,855,325 1,711,664 189,524 21,317,407 20,842,497 20,842,497 18,424,998 - - 351,443 3,296 - 348,147 123,467
2014 Nov. 47,731,736 3,641,962 1,603,531 2,019,748 18,683 44,089,774 43,593,407 43,593,407 42,758,927 - - 403,036 2,344 - 400,692 93,331
2014 Dic. 35,997,520 2,701,009 1,326,029 1,324,834 50,146 33,296,511 32,926,988 32,926,988 32,153,848 - - 323,237 4,182 - 319,055 46,286
2014
2015 Ene. 27,450,558 3,406,001 1,542,999 1,762,427 100,575 24,044,557 23,479,332 23,479,332 23,626,600 - - 313,049 2,471 - 310,578 252,176
2015 Feb. 25,514,208 5,044,631 2,854,420 1,667,121 523,090 20,469,577 19,954,711 19,954,711 23,518,678 - - 315,922 2,496 - 313,426 198,944
2015 Mar. 39,534,533 3,518,585 1,399,556 1,993,445 125,584 36,015,948 35,526,908 35,526,908 33,606,075 - - 334,946 - - 334,946 154,094
2015 Abr. 16,432,188 4,300,782 2,760,743 1,438,644 101,395 12,131,406 11,702,599 11,702,599 8,482,329 - - 313,605 939 - 312,666 115,202
2015 May. 37,429,020 3,703,691 2,139,176 1,508,458 56,057 33,725,329 33,349,451 33,349,451 33,185,278 - - 298,183 - - 298,183 77,695
2015 Jun. 46,821,270 8,298,829 2,955,550 5,195,738 147,541 38,522,441 38,200,672 38,200,672 37,065,147 - - 298,531 - - 298,531 23,238
2015 Jul. 28,503,766 3,213,054 2,050,507 1,078,486 84,061 25,290,712 24,721,054 24,721,054 23,573,995 - - 344,133 41 - 344,092 225,525
2015 Ago. 38,553,248 6,436,789 3,123,429 3,200,827 112,533 32,116,459 31,451,016 31,451,016 35,247,827 - - 495,561 104 - 495,457 169,882
2015 Set. 40,244,374 10,980,076 6,592,596 4,133,552 253,928 29,264,298 28,432,964 28,432,964 29,005,869 - - 700,915 811 - 700,104 130,419
2015 Oct. 38,012,766 7,948,027 4,328,194 2,982,949 636,884 30,064,739 29,114,997 29,114,997 31,908,514 - - 838,984 37 - 838,947 110,758
2015 Nov. 79,322,036 5,292,924 3,982,374 1,267,367 43,183 74,029,112 72,700,756 72,700,756 75,907,575 - - 1,255,072 1,980 - 1,253,092 73,284
2015 Dic. 36,004,222 3,052,562 1,302,451 1,712,803 37,308 32,951,660 21,582,457 21,582,457 26,376,641 - - 11,330,936 - - 11,330,936 38,267

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 1 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-1
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - OPERACIONES A FUTURO -(continuación), saldos en miles de pesos

Año Mes Compras a futuro, no contingentes, con residentes en el país (5)


Total Al contado a liquidar A término
Total De títulos De Otros Total Capitales Primas
públicos moneda Vinculadas con pases pasivos No vinculadas con pases pasivos a de-
extranjera Total De títulos públicos De Otros Total De títulos De Otros vengar
Total Con el moneda públicos moneda (6)
(8) B.C.R.A.(3) extranjera extranjera

2012 Ene. 5,825,026 2,393,986 1,826,197 567,789 . 3,431,040 3,118,392 3,118,392 - - - 303,050 25,939 - 277,111 9,598
2012 Feb. 4,993,029 1,661,562 921,039 740,523 . 3,331,467 3,056,393 3,056,393 - - - 271,003 - - 271,003 4,071
2012 Mar. 5,311,231 1,917,025 1,200,769 716,256 . 3,394,206 3,077,360 2,816,437 - - 260,923 311,917 51,771 - 260,146 4,929
2012 Abr. 6,826,100 3,729,668 2,353,713 1,375,955 . 3,096,432 2,827,329 2,703,897 - - 123,432 267,617 - - 267,617 1,486
2012 May. 4,417,152 2,265,845 1,293,954 971,891 . 2,151,307 1,890,614 1,890,614 - - - 258,845 49,370 - 209,475 1,848
2012 Jun. 3,928,612 1,822,275 1,003,371 818,904 . 2,106,337 1,924,131 1,924,131 - - - 181,663 - - 181,663 543
2012 Jul. 5,691,351 3,120,481 2,340,400 780,081 . 2,570,870 2,364,786 2,183,119 - - 181,667 205,878 - - 205,878 206
2012 Ago. 4,517,530 1,526,399 868,387 658,012 . 2,991,131 2,762,016 2,726,311 - - 35,705 227,699 - - 227,699 1,416
2012 Set. 5,906,496 2,140,439 800,266 1,340,173 . 3,766,057 3,571,502 3,571,374 - - 128 194,125 - - 194,125 430
2012 Oct. 4,301,920 1,576,552 882,112 694,440 . 2,725,368 2,557,411 2,557,411 - - - 165,343 - - 165,343 2,614
2012 Nov. 5,045,439 1,864,899 1,215,835 649,064 . 3,180,540 3,024,451 3,024,451 - - - 150,973 - - 150,973 5,116
2012 Dic. 3,910,970 371,832 164,670 207,162 . 3,539,138 3,449,577 3,449,577 - - 87,293 - - 87,293 2,268
2012
2013 Ene. 4,802,796 2,047,430 1,692,993 354,437 . 2,755,366 2,624,610 2,624,610 - - - 129,213 - - 129,213 1,543
2013 Feb. 5,068,134 1,708,111 1,455,906 252,205 . 3,360,023 3,252,292 3,252,292 - - - 106,676 - - 106,676 1,055
2013 Mar. 4,328,473 1,209,224 831,390 377,834 . 3,119,249 3,013,948 3,012,520 - - 1,428 101,242 - - 101,242 4,059
2013 Abr. 8,666,004 3,896,061 3,257,228 638,833 . 4,769,943 4,606,245 4,597,458 - - 8,787 162,283 - - 162,283 1,415
2013 May. 5,382,329 2,171,658 1,327,735 843,923 . 3,210,671 3,039,852 3,028,105 - - 11,747 168,043 - - 168,043 2,776
2013 Jun. 5,282,489 1,708,601 1,095,799 612,802 . 3,573,888 3,419,332 3,419,332 - - - 154,128 - - 154,128 428
2013 Jul. 5,599,501 2,473,283 1,310,174 1,163,109 . 3,126,218 2,957,049 2,944,738 - - 12,311 168,457 - - 168,457 712
2013 Ago. 6,500,522 2,987,306 2,118,097 869,209 . 3,513,216 3,326,130 3,296,857 - - 29,273 185,901 - - 185,901 1,185
2013 Set. 6,781,195 2,872,865 1,410,413 1,462,452 . 3,908,330 3,722,277 3,722,277 - - - 185,701 - - 185,701 352
2013 Oct. 7,030,844 3,415,109 2,129,555 1,285,554 . 3,615,735 3,401,863 3,401,863 - - - 213,635 - - 213,635 237
2013 Nov. 6,663,504 2,434,787 1,313,778 1,121,009 . 4,228,717 4,058,067 4,056,789 - - 1,278 168,602 - - 168,602 2,048
2013 Dic. 4,796,844 1,575,723 805,947 769,776 . 3,221,121 2,878,961 2,858,738 - - 20,223 338,498 102,420 1,858 234,220 3,662
2013
2014 Ene. 6,788,760 4,098,981 2,383,911 1,715,070 . 2,689,779 2,507,694 2,481,351 - - 26,343 179,293 - - 179,293 2,792
2014 Feb. 7,207,554 2,915,763 1,653,741 1,262,022 . 4,291,791 3,789,796 3,789,796 - - - 484,015 - - 484,015 17,980
2014 Mar. 6,058,725 3,192,791 1,615,961 1,576,830 . 2,865,934 2,344,950 2,344,950 - - - 507,141 - - 507,141 13,843
2014 Abr. 8,609,102 3,762,956 2,459,725 1,303,231 . 4,846,146 4,019,432 4,019,432 - - - 794,602 - - 794,602 32,112
2014 May. 8,193,284 4,107,757 2,641,417 1,466,340 . 4,085,527 3,346,597 3,346,597 - - - 706,067 - - 706,067 32,863
2014 Jun. 9,230,129 4,300,088 2,798,868 1,501,220 . 4,930,041 4,170,684 4,170,684 - - - 710,280 - - 710,280 49,077
2014 Jul. 8,065,083 3,286,847 1,876,309 1,410,538 . 4,778,236 4,200,231 4,164,498 - - 35,733 529,207 - - 529,207 48,798
2014 Ago. 9,604,668 3,817,425 2,441,867 1,375,558 . 5,787,243 5,231,310 4,980,504 - - 250,806 554,944 - - 554,944 989
2014 Set. 14,983,303 8,976,545 7,369,634 1,606,911 . 6,006,758 5,212,381 4,811,825 - - 400,556 755,481 - - 755,481 38,896
2014 Oct. 9,891,727 3,565,107 1,962,606 1,602,501 . 6,326,620 4,893,277 4,869,364 - - 23,913 1,386,407 2,434 - 1,383,973 46,936
2014 Nov. 9,310,676 3,703,597 1,929,135 1,774,462 . 5,607,079 4,044,022 3,516,488 - - 527,534 1,528,161 2,344 - 1,525,817 34,896
2014 Dic. 11,080,121 4,061,003 2,850,127 1,210,876 . 7,019,118 5,642,793 5,186,352 - - 456,441 1,372,085 - - 1,372,085 4,240
2014
2015 Ene. 9,582,602 3,915,816 2,089,448 1,826,368 . 5,666,786 4,541,066 4,541,066 - - - 1,096,883 - - 1,096,883 28,837
2015 Feb. 9,048,880 4,587,103 3,088,675 1,498,428 . 4,461,777 3,509,595 3,508,121 - - 1,474 911,596 - - 911,596 40,586
2015 Mar. 10,530,975 6,080,819 3,744,561 2,336,258 . 4,450,156 3,936,533 3,936,533 - - - 509,773 - - 509,773 3,850
2015 Abr. 10,136,484 3,863,695 2,582,025 1,281,670 . 6,272,789 5,772,066 5,772,066 - - - 449,940 - - 449,940 50,783
2015 May. 10,554,047 3,451,723 1,960,573 1,491,150 . 7,102,324 6,584,012 6,584,012 - - - 487,940 - - 487,940 30,372
2015 Jun. 15,370,757 8,681,855 4,651,870 4,029,985 . 6,688,902 6,150,226 6,149,061 - - 1,165 538,357 - - 538,357 319
2015 Jul. 8,174,523 2,843,359 1,789,963 1,053,396 . 5,331,164 4,776,107 4,776,107 - - - 477,167 - - 477,167 77,890
2015 Ago. 12,221,291 5,861,083 2,848,413 3,012,670 . 6,360,208 5,545,182 5,505,803 - - 39,379 709,588 - - 709,588 105,438
2015 Set. 13,140,260 7,791,125 4,740,788 3,050,337 . 5,349,135 4,207,890 4,121,914 - - 85,976 997,074 - - 997,074 144,171
2015 Oct. 13,507,924 6,970,506 3,947,770 3,022,736 . 6,537,418 5,021,318 5,021,318 - - - 1,306,090 - - 1,306,090 210,010
2015 Nov. 11,792,589 4,589,976 3,381,091 1,208,885 . 7,202,613 5,524,177 5,524,177 - - - 1,678,378 - - 1,678,378 58
2015 Dic. 9,046,702 2,538,754 1,008,681 1,530,073 . 6,507,948 5,621,793 5,590,581 - 31,212 876,725 - - 876,725 9,430

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 2 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-1
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - OPERACIONES A FUTURO -(conclusión), saldos en miles de pesos

Año Mes Ventas a futuro, no contingentes, con residentes en el exterior (2) Compras a futuro, no contingentes, con residentes en el exterior (5) Opciones (7)
Total Al A término Total Al A término De venta De compra
contado Total Capitales Primas contado Total Capitales Primas Tomadas Lanzadas Tomadas Lanzadas
a Vinculadas No a a Vinculadas No a
liquidar con pases vinculadas devengar liquidar con pases vinculadas devengar
activos con pases (4) pasivos con pases (6)
activos (8) pasivos

2012 Ene. 1,013,008 282,703 730,305 - 725,863 4,442 2,210,808 318,946 1,891,862 902,027 960,068 29,767 139,630 606,239 227,531 67,054
2012 Feb. 1,082,771 279,766 803,005 - 796,205 6,800 2,267,038 345,885 1,921,153 906,897 985,642 28,614 188,869 621,800 211,160 65,924
2012 Mar. 954,766 207,616 747,150 - 737,827 9,323 2,105,956 206,259 1,899,697 917,530 940,487 41,680 175,916 624,141 222,591 86,178
2012 Abr. 858,227 160,693 697,534 - 685,717 11,817 2,002,408 140,879 1,861,529 920,912 899,653 40,964 210,861 626,309 215,766 82,259
2012 May. 676,550 110,396 566,154 - 566,266 -112 2,054,885 153,725 1,901,160 1,112,590 760,992 27,578 116,989 553,376 273,861 142,897
2012 Jun. 931,949 346,554 585,395 - 583,763 1,632 2,138,507 211,540 1,926,967 1,161,877 738,941 26,149 200,413 547,716 268,943 137,152
2012 Jul. 860,611 276,133 584,478 - 581,013 3,465 2,160,593 127,063 2,033,530 1,337,478 670,878 25,174 174,705 524,361 275,882 155,527
2012 Ago. 760,134 88,383 671,751 - 666,414 5,337 2,189,202 99,317 2,089,885 1,353,932 712,230 23,723 188,071 315,815 263,989 142,208
2012 Set. 1,001,457 395,930 605,527 - 598,276 7,251 2,442,333 411,993 2,030,340 1,355,115 652,735 22,490 196,531 317,619 246,234 123,520
2012 Oct. 641,377 249,422 391,955 - 382,743 9,212 1,665,131 241,487 1,423,644 990,954 411,512 21,178 232,213 326,373 221,076 100,239
2012 Nov. 346,199 142,962 203,237 - 203,237 - 1,094,743 69,900 1,024,843 759,753 256,083 9,007 232,026 320,309 229,051 101,173
2012 Dic. 329,792 109,814 219,978 - 219,011 967 1,099,231 101,725 997,506 636,740 352,312 8,454 224,154 294,687 232,085 109,007
2012
2013 Ene. 479,929 181,139 298,790 - 296,740 2,050 1,327,610 162,686 1,164,924 629,254 527,765 7,905 161,338 320,514 235,448 115,937
2013 Feb. 340,765 81,475 259,290 - 256,349 2,941 1,065,560 91,042 974,518 617,142 350,064 7,312 140,219 294,801 234,482 108,531
2013 Mar. 288,037 35,403 252,634 - 248,673 3,961 1,022,876 43,311 979,565 654,548 317,642 7,375 271,160 299,377 276,281 114,032
2013 Abr. 492,780 236,163 256,617 - 251,615 5,002 1,284,538 222,561 1,061,977 719,241 335,877 6,859 264,029 186,322 278,416 104,556
2013 May. 449,136 200,784 248,352 - 248,324 28 827,288 184,492 642,796 323,677 317,540 1,579 254,483 178,351 229,334 49,989
2013 Jun. 343,970 94,219 249,751 - 248,710 1,041 624,031 99,624 524,407 228,312 294,238 1,857 267,247 157,201 205,216 19,807
2013 Jul. 521,858 206,165 315,693 - 313,618 2,075 666,033 163,426 502,607 - 500,404 2,203 182,314 158,053 198,691 20,575
2013 Ago. 494,681 235,177 259,504 - 256,260 3,244 650,656 177,149 473,507 - 470,039 3,468 160,509 157,821 201,166 19,745
2013 Set. 282,102 228,295 53,807 - 53,823 -16 436,814 225,019 211,795 - 211,804 -9 147,887 158,017 152,855 24,411
2013 Oct. 326,391 135,217 191,174 - 191,210 -36 537,046 163,706 373,340 - 373,348 -8 199,421 158,380 140,530 20,041
2013 Nov. 330,516 110,972 219,544 - 219,575 -31 372,328 113,173 259,155 - 259,123 32 688,172 159,241 142,322 37,615
2013 Dic. 338,127 46,871 291,256 - 291,322 -66 298,537 110,490 188,047 - 188,041 6 705,274 160,883 142,748 19,026
2013
2014 Ene. 542,142 243,547 298,595 - 298,593 2 423,710 310,536 113,174 - 113,183 -9 874,327 168,209 142,805 20,655
2014 Feb. 414,615 123,451 291,164 - 291,083 81 252,391 162,325 90,066 - 90,064 2 845,671 166,923 142,548 19,382
2014 Mar. 369,200 141,089 228,111 - 228,094 17 261,047 177,344 83,703 - 83,708 -5 893,176 167,007 141,551 23,189
2014 Abr. 357,003 152,180 204,823 - 204,799 24 229,955 172,945 57,010 - 57,017 -7 888,482 165,584 140,229 21,514
2014 May. 371,988 206,887 165,101 - 165,080 21 338,193 279,110 59,083 - 59,084 -1 889,340 166,226 139,345 22,178
2014 Jun. 523,443 149,743 373,700 - 373,757 -57 346,825 270,632 76,193 - 76,199 -6 841,899 165,898 138,846 14,104
2014 Jul. 537,204 189,817 347,387 - 347,444 -57 290,775 225,464 65,311 - 65,311 - 827,624 165,704 137,380 118,186
2014 Ago. 491,411 143,606 347,805 - 347,832 -27 336,387 216,160 120,227 - 120,195 32 858,863 165,953 320,949 116,098
2014 Set. 707,845 283,456 424,389 - 424,478 -89 353,422 204,930 148,492 - 148,463 29 828,500 165,593 381,746 123,149
2014 Oct. 819,259 353,132 466,127 - 466,079 48 511,953 395,328 116,625 - 116,600 25 836,075 165,186 383,077 126,328
2014 Nov. 566,682 271,910 294,772 - 294,756 16 395,314 265,667 129,647 - 129,636 11 808,023 164,935 383,825 128,929
2014 Dic. 339,022 70,843 268,179 - 268,109 70 134,273 48,856 85,417 - 85,394 23 829,754 165,171 382,067 116,963
2014
2015 Ene. 375,348 77,710 297,638 - 297,971 -333 160,568 112,882 47,686 - 47,686 - 828,848 167,883 384,956 119,032
2015 Feb. 396,507 90,190 306,317 - 304,999 1,318 223,494 144,707 78,787 - 78,777 10 791,342 168,343 194,055 118,250
2015 Mar. 431,589 102,555 329,034 - 328,226 808 242,742 166,054 76,688 - 76,689 -1 810,265 168,749 176,183 171,860
2015 Abr. 1,549,654 1,081,982 467,672 - 466,613 1,059 1,427,986 1,260,330 167,656 - 167,551 105 820,812 169,487 174,588 169,315
2015 May. 537,392 217,694 319,698 - 319,119 579 402,876 265,731 137,145 - 137,125 20 841,695 169,524 175,316 171,720
2015 Jun. 698,975 435,358 263,617 - 263,299 318 591,130 515,843 75,287 - 75,277 10 812,219 170,620 176,096 174,182
2015 Jul. 583,639 334,443 249,196 - 248,875 321 491,210 431,024 60,186 - 60,157 29 829,741 172,673 176,902 176,662
2015 Ago. 719,215 536,464 182,751 - 182,538 213 689,411 505,428 183,983 - 183,733 250 836,131 172,274 177,745 179,265
2015 Set. 665,026 438,153 226,873 - 226,737 136 765,273 553,464 211,809 - 211,543 266 848,086 171,970 573,341 650,690
2015 Oct. 818,211 382,513 435,698 - 435,297 401 664,931 447,161 217,770 - 217,512 258 817,142 171,596 758,690 871,900
2015 Nov. 511,684 166,230 345,454 21,874 321,947 1,633 1,521,760 1,345,988 175,772 - 175,356 416 830,567 172,312 759,003 873,987
2015 Dic. 378,404 30,096 348,308 - 347,888 420 410,960 142,467 268,493 - 268,056 437 1,101,283 179,221 759,325 876,353

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 3 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-2
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - ESTADO DE SITUACION DE DEUDORES -, saldos en miles de pesos

Año Mes Total de financiaciones otorgadas Financiaciones otorgadas al sector financiero


Total Clasificación según situación del deudor (en porcentaje del total) Total Clasificación según situación del deudor (en porcentaje del total)
(en miles) En Con Con problemas Con alto riesgo Irrecuperable (en miles) En Con Con problemas Con alto riesgo Irrecuperable
situa- riesgo Deuda Deuda de insolvencia Por Por situa- riesgo Deuda Deuda de insolvencia Por Por
ción poten- ven- no ven- Deuda Deuda inco- dispo- ción poten- ven- no ven- Deuda Deuda inco- dispo-
normal cial cida cida ven- no ven- brabi- sición normal cial cida cida ven- no ven- brabi- sición
cida cida lidad técnica cida cida lidad técnica

2012 Ene. 345,078,160 97.58 1.12 0.28 0.21 0.20 0.35 0.27 0.00 9,547,455 100.00 - - - - - - -
2012 Feb. 351,908,291 97.43 1.23 0.29 0.22 0.19 0.36 0.27 0.00 9,780,759 100.00 - - - - - - -
2012 Mar. 357,218,739 97.43 1.21 0.30 0.24 0.19 0.37 0.26 0.00 10,186,299 100.00 - - - - - - -
2012 Abr. 362,184,711 97.19 1.37 0.32 0.26 0.19 0.39 0.27 0.00 10,090,804 100.00 - - - - - - -
2012 May. 368,474,984 97.22 1.27 0.35 0.29 0.19 0.42 0.27 0.00 10,240,526 100.00 - - - - - - -
2012 Jun. 378,656,809 97.29 1.24 0.33 0.30 0.18 0.42 0.25 0.00 10,590,936 100.00 - - - - - - -
2012 Jul. 387,074,776 97.26 1.23 0.33 0.29 0.19 0.45 0.25 0.00 10,084,773 100.00 - - - - - - -
2012 Ago. 395,758,192 97.28 1.19 0.31 0.30 0.19 0.48 0.25 0.00 10,457,119 100.00 - - - - - - -
2012 Set. 403,123,729 97.26 1.22 0.29 0.28 0.21 0.49 0.24 0.00 10,795,348 100.00 0.00 - - - - - -
2012 Oct. 413,352,165 97.25 1.20 0.30 0.27 0.21 0.51 0.26 0.00 10,464,966 100.00 - - - - - - -
2012 Nov. 425,096,461 97.17 1.28 0.31 0.28 0.20 0.49 0.27 0.00 10,689,032 99.98 0.00 - - - - 0.02 -
2012 Dic. 446,521,072 97.16 1.30 0.31 0.28 0.18 0.47 0.29 0.00 10,911,643 100.00 - - - - - - -
2012
2013 Ene. 450,874,736 97.20 1.21 0.32 0.29 0.18 0.49 0.30 0.00 10,937,755 100.00 - - - - - - -
2013 Feb. 453,278,714 97.09 1.26 0.32 0.31 0.19 0.50 0.32 0.00 10,757,120 100.00 - - - - - - -
2013 Mar. 463,197,844 97.02 1.36 0.31 0.31 0.19 0.48 0.33 0.00 10,930,321 100.00 - - - - - - -
2013 Abr. 473,286,815 97.04 1.29 0.33 0.32 0.20 0.49 0.35 0.00 11,569,524 100.00 - - - - - - -
2013 May. 483,068,406 97.12 1.17 0.31 0.33 0.20 0.51 0.35 0.00 12,351,977 100.00 - - - - - - -
2013 Jun. 497,634,995 97.10 1.20 0.30 0.33 0.20 0.52 0.35 0.00 13,191,674 100.00 - - - - - - -
2013 Jul. 506,521,275 97.27 1.05 0.28 0.31 0.22 0.52 0.34 0.00 12,337,520 100.00 - - - - - - -
2013 Ago. 519,164,674 97.25 1.08 0.27 0.29 0.22 0.54 0.35 0.00 12,494,631 100.00 - - - - - - -
2013 Set. 534,083,648 97.27 1.10 0.28 0.29 0.22 0.52 0.32 0.00 13,498,307 100.00 - - - - - - -
2013 Oct. 544,323,062 97.35 1.05 0.28 0.26 0.21 0.52 0.32 0.00 12,945,882 100.00 - - - - - - -
2013 Nov. 559,917,483 97.39 1.05 0.28 0.26 0.20 0.49 0.32 0.00 14,444,769 100.00 - - - - - - -
2013 Dic. 585,384,197 97.35 1.11 0.30 0.28 0.20 0.46 0.29 0.00 15,105,949 100.00 - - - - - - -
2013
2014 Ene. 598,684,598 97.36 1.07 0.31 0.28 0.20 0.46 0.31 0.00 14,525,066 100.00 - - - - - - -
2014 Feb. 599,556,851 97.29 1.11 0.29 0.28 0.23 0.48 0.31 0.00 15,017,348 100.00 - - - - - - -
2014 Mar. 601,206,356 97.05 1.30 0.29 0.31 0.25 0.51 0.30 0.00 14,273,559 100.00 - - - - - - -
2014 Abr. 604,291,173 96.99 1.30 0.30 0.32 0.25 0.53 0.30 0.00 14,389,156 100.00 - - - - - - -
2014 May. 609,641,143 96.89 1.30 0.35 0.34 0.25 0.55 0.31 0.00 14,339,095 100.00 - - - - - - -
2014 Jun. 620,828,335 96.94 1.27 0.33 0.35 0.24 0.55 0.31 0.00 14,446,212 100.00 - - - - - - -
2014 Jul. 625,736,840 97.08 1.10 0.32 0.35 0.24 0.57 0.33 0.00 13,149,617 100.00 - - - - - - -
2014 Ago. 635,794,477 97.03 1.11 0.32 0.34 0.25 0.58 0.36 0.00 13,293,109 100.00 - - - - - - -
2014 Set. 649,084,672 97.13 1.06 0.31 0.32 0.25 0.58 0.35 0.00 13,657,901 100.00 - - - - - - -
2014 Oct. 657,602,330 97.15 1.03 0.32 0.31 0.25 0.58 0.36 0.00 12,992,916 100.00 - - - - - - -
2014 Nov. 668,710,904 96.99 1.18 0.32 0.31 0.24 0.58 0.38 0.00 13,272,482 100.00 - - - - - - -
2014 Dic. 691,274,363 97.07 1.14 0.31 0.32 0.24 0.57 0.35 0.00 13,139,436 100.00 - - - - - - -
2014
2015 Ene. 695,773,645 97.09 1.10 0.32 0.33 0.25 0.54 0.38 0.00 14,045,498 100.00 - - - - - - -
2015 Feb. 705,551,942 97.02 1.17 0.29 0.36 0.25 0.53 0.38 0.00 13,209,113 100.00 - - - - - - -
2015 Mar. 732,122,211 97.01 1.21 0.27 0.36 0.25 0.52 0.39 0.00 14,529,512 100.00 - - - - - - -
2015 Abr. 741,822,219 97.00 1.16 0.27 0.36 0.28 0.51 0.41 0.00 13,520,274 100.00 - - - - - - -
2015 May. 758,909,698 96.99 1.18 0.28 0.32 0.27 0.54 0.42 0.00 14,335,042 100.00 - - - - - - -
2015 Jun. 785,307,615 97.19 1.05 0.27 0.30 0.25 0.53 0.40 0.00 13,102,541 100.00 - - - - - - -
2015 Jul. 795,949,386 97.33 0.96 0.25 0.29 0.24 0.53 0.40 0.00 13,565,340 100.00 - - - - - - -
2015 Ago. 816,883,889 97.32 1.01 0.25 0.26 0.23 0.54 0.39 0.00 14,714,875 100.00 - - - - - - -
2015 Set. 833,754,606 97.42 0.97 0.23 0.24 0.24 0.53 0.38 0.00 14,659,335 100.00 - - - - - - -
2015 Oct. 863,635,021 97.53 0.92 0.22 0.23 0.23 0.50 0.37 0.00 14,471,216 100.00 - - - - - - -
2015 Nov. 898,003,827 97.37 1.04 0.25 0.26 0.23 0.48 0.37 0.00 14,580,415 100.00 - - - - - - -
2015 Dic. 942,971,577 97.50 0.95 0.25 0.26 0.22 0.47 0.35 0.00 15,708,384 100.00 - - - - - - -

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 4 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-2
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - ESTADO DE SITUACION DE DEUDORES -(continuación), saldos en miles de pesos

Año Mes Financiaciones otorgadas al sector público no financiero Financiaciones otorgadas al sector privado no financiero y a residentes en el exterior (2)
Total Clasificación según situación del deudor (en porcentaje del total) Total Clasificación según situación del deudor (en porcentaje del total)
(en miles) En Con Con problemas Con alto riesgo Irrecuperable de En Con Con problemas Con alto riesgo Irrecuperable
situa- riesgo Deuda Deuda de insolvencia Por Por deudas situa- riesgo Deuda Deuda de insolvencia Por Por
ción poten- ven- no ven- Deuda Deuda inco- dispo- (en miles) ción poten- ven- no ven- Deuda Deuda inco- dispo-
normal cial cida cida ven- no ven- brabi- sición normal cial cida cida ven- no ven- brabi- sición
cida cida lidad técnica cida cida lidad técnica

2012 Ene. 30,928,617 99.95 0.03 0.00 - 0.00 0.00 0.02 0.00 304,602,088 97.26 1.27 0.32 0.23 0.22 0.39 0.30 0.00
2012 Feb. 32,822,399 99.98 0.00 0.00 0.00 - 0.00 0.02 0.00 309,305,133 97.08 1.40 0.33 0.25 0.22 0.41 0.31 0.00
2012 Mar. 32,991,273 99.96 0.03 0.00 0.00 0.00 0.00 0.02 0.00 314,041,167 97.08 1.37 0.35 0.27 0.21 0.42 0.29 0.00
2012 Abr. 33,593,828 99.96 0.02 0.00 0.00 0.00 0.00 0.02 0.00 318,500,079 96.81 1.56 0.37 0.30 0.21 0.45 0.31 0.00
2012 May. 33,976,338 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 324,258,120 96.84 1.44 0.39 0.32 0.22 0.48 0.31 0.00
2012 Jun. 34,225,255 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 333,840,618 96.93 1.41 0.37 0.34 0.20 0.47 0.28 0.00
2012 Jul. 37,051,949 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 339,938,054 96.88 1.40 0.37 0.34 0.21 0.52 0.28 0.00
2012 Ago. 36,379,481 99.96 0.02 0.00 0.00 0.00 0.00 0.02 0.00 348,921,592 96.92 1.34 0.35 0.34 0.21 0.54 0.28 0.00
2012 Set. 36,598,599 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 355,729,782 96.90 1.39 0.33 0.32 0.24 0.56 0.27 0.00
2012 Oct. 37,493,932 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 365,393,267 96.89 1.36 0.34 0.31 0.24 0.57 0.29 0.00
2012 Nov. 37,578,829 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 376,828,600 96.81 1.44 0.35 0.31 0.23 0.55 0.30 0.00
2012 Dic. 40,221,427 99.97 0.02 0.00 0.00 0.00 0.00 0.01 0.00 395,388,002 96.80 1.47 0.35 0.32 0.21 0.53 0.33 0.00
2012
2013 Ene. 40,395,660 99.97 0.00 0.00 0.00 0.00 0.00 0.02 0.00 399,541,321 96.84 1.37 0.36 0.32 0.21 0.55 0.34 0.00
2013 Feb. 39,597,690 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 402,923,904 96.73 1.42 0.36 0.35 0.21 0.56 0.36 0.00
2013 Mar. 40,515,234 99.98 0.00 0.00 0.00 0.00 0.00 0.02 0.00 411,752,289 96.65 1.53 0.35 0.35 0.21 0.54 0.37 0.00
2013 Abr. 41,354,622 99.97 0.01 0.00 0.00 0.00 0.00 0.02 0.00 420,362,669 96.67 1.45 0.37 0.36 0.22 0.55 0.39 0.00
2013 May. 41,839,766 99.98 0.00 0.00 0.00 0.00 0.00 0.01 0.00 428,876,663 96.76 1.32 0.35 0.37 0.22 0.57 0.40 0.00
2013 Jun. 41,949,250 99.99 0.00 0.00 - 0.00 0.00 0.01 0.00 442,494,071 96.74 1.35 0.34 0.37 0.22 0.58 0.39 0.00
2013 Jul. 44,907,072 99.99 0.00 - - 0.00 0.00 0.01 0.00 449,276,683 96.92 1.18 0.32 0.35 0.25 0.59 0.38 0.00
2013 Ago. 45,547,416 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 461,122,627 96.91 1.21 0.30 0.33 0.25 0.61 0.39 0.00
2013 Set. 45,495,550 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 475,089,791 96.94 1.24 0.31 0.33 0.25 0.58 0.35 0.00
2013 Oct. 46,405,249 99.98 0.01 0.00 0.00 0.00 0.00 0.01 0.00 484,971,931 97.03 1.17 0.31 0.30 0.24 0.59 0.36 0.00
2013 Nov. 48,702,734 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 496,769,980 97.06 1.18 0.32 0.30 0.23 0.55 0.35 0.00
2013 Dic. 52,413,381 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 517,864,867 97.01 1.26 0.34 0.31 0.23 0.52 0.32 0.00
2013
2014 Ene. 52,198,532 99.98 0.01 0.00 0.00 0.00 0.00 0.01 0.00 531,961,000 97.03 1.21 0.35 0.31 0.23 0.52 0.35 0.00
2014 Feb. 52,778,872 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 531,760,631 96.95 1.25 0.33 0.32 0.26 0.55 0.35 0.00
2014 Mar. 52,926,076 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 534,006,721 96.68 1.47 0.32 0.35 0.28 0.57 0.33 0.00
2014 Abr. 52,968,338 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 536,933,679 96.62 1.47 0.34 0.36 0.28 0.60 0.34 0.00
2014 May. 53,440,788 99.99 0.00 0.00 0.00 0.00 - 0.01 0.00 541,861,260 96.50 1.46 0.40 0.38 0.28 0.62 0.35 0.00
2014 Jun. 54,420,042 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 551,962,081 96.56 1.43 0.38 0.40 0.27 0.62 0.35 0.00
2014 Jul. 55,096,852 99.99 0.00 0.00 0.00 0.00 - 0.01 0.00 557,490,371 96.73 1.24 0.36 0.40 0.27 0.64 0.37 0.00
2014 Ago. 55,492,995 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 567,008,373 96.67 1.24 0.36 0.39 0.28 0.65 0.40 0.00
2014 Set. 55,618,164 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 579,808,607 96.79 1.18 0.35 0.35 0.28 0.65 0.39 0.00
2014 Oct. 54,913,146 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 589,696,268 96.82 1.15 0.36 0.34 0.28 0.64 0.40 0.00
2014 Nov. 53,289,573 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 602,148,849 96.66 1.31 0.36 0.34 0.27 0.64 0.42 0.00
2014 Dic. 55,704,868 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 622,430,059 96.74 1.27 0.34 0.35 0.27 0.63 0.39 0.00
2014
2015 Ene. 55,781,713 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 625,946,434 96.76 1.22 0.35 0.37 0.28 0.59 0.42 0.00
2015 Feb. 53,900,891 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 638,441,938 96.71 1.29 0.32 0.40 0.27 0.59 0.42 0.00
2015 Mar. 63,360,114 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 654,232,585 96.66 1.35 0.30 0.40 0.28 0.58 0.43 0.00
2015 Abr. 63,694,820 99.99 0.00 0.00 0.00 0.00 - 0.01 0.00 664,607,125 96.65 1.29 0.30 0.41 0.31 0.57 0.46 0.00
2015 May. 63,638,071 99.99 0.00 0.00 - 0.00 0.00 0.01 0.00 680,936,585 96.65 1.32 0.31 0.35 0.30 0.60 0.46 0.00
2015 Jun. 64,784,166 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 707,420,908 96.88 1.17 0.30 0.34 0.27 0.59 0.44 0.00
2015 Jul. 59,548,363 99.99 0.00 0.00 0.00 0.00 - 0.01 0.00 722,835,683 97.06 1.05 0.28 0.32 0.27 0.58 0.44 0.00
2015 Ago. 56,775,460 99.99 0.00 0.00 0.00 0.00 - 0.01 0.00 745,393,554 97.06 1.11 0.27 0.29 0.26 0.59 0.43 0.00
2015 Set. 56,748,690 99.99 0.00 0.00 0.00 0.00 - 0.01 0.00 762,346,581 97.18 1.06 0.25 0.27 0.26 0.58 0.41 0.00
2015 Oct. 56,836,946 99.99 0.00 0.00 - 0.00 0.00 0.01 0.00 792,326,859 97.30 1.01 0.24 0.26 0.25 0.54 0.40 0.00
2015 Nov. 56,977,119 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 826,446,293 97.14 1.13 0.27 0.28 0.25 0.52 0.41 0.00
2015 Dic. 67,404,491 99.99 0.00 0.00 0.00 0.00 0.00 0.01 0.00 859,858,702 97.26 1.04 0.27 0.29 0.24 0.52 0.38 0.00

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 5 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-2
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - ESTADO DE SITUACION DE DEUDORES -(continuación), saldos en miles de pesos

Año Mes Financiaciones otorgadas al sector privado no financiero y a residentes en el exterior (2) Financiaciones otorgadas al sector privado no financiero y a residentes en el exterior (2)
Total de deudas Clasificación según situación del deudor (en porcentaje del total) Total de deudas Clasificación según situación del deudor (en porcentaje del total)
con garantías En Con Con problemas Con alto riesgo Irrecuperable con otras En Con Con problemas Con alto riesgo Irrecuperable
preferidas situa- riesgo Deuda Deuda de insolvencia Por Por garantías situa- riesgo Deuda Deuda de insolvencia Por Por
autoliquidables ción poten- ven- no ven- Deuda Deuda inco- dispo- preferidas ción poten- ven- no ven- Deuda Deuda inco- dispo-
(en miles) normal cial cida cida ven- no ven- brabi- sición (en miles) normal cial cida cida ven- no ven- brabi- sición
cida cida lidad técnica cida cida lidad técnica

2012 Ene. 5,319,931 98.56 0.74 0.23 0.00 0.33 0.09 0.05 - 43,214,670 96.96 1.70 0.23 0.13 0.26 0.30 0.42 0.00
2012 Feb. 5,428,193 98.58 0.72 0.31 0.00 0.22 0.09 0.08 - 43,941,907 96.80 1.83 0.23 0.14 0.25 0.32 0.42 0.00
2012 Mar. 5,023,511 98.83 0.70 0.15 0.03 0.12 0.10 0.07 - 44,343,304 96.82 1.83 0.22 0.15 0.25 0.29 0.43 0.00
2012 Abr. 4,823,990 98.78 0.66 0.19 0.01 0.11 0.18 0.08 - 44,941,979 96.58 2.06 0.21 0.16 0.25 0.32 0.42 0.00
2012 May. 4,764,827 98.86 0.57 0.19 0.01 0.19 0.11 0.08 - 45,519,618 96.81 1.81 0.23 0.15 0.25 0.30 0.44 0.00
2012 Jun. 9,310,000 99.28 0.37 0.14 0.00 0.11 0.08 0.02 - 46,393,931 96.72 1.99 0.23 0.14 0.26 0.31 0.35 0.00
2012 Jul. 9,178,519 98.98 0.62 0.19 0.01 0.09 0.08 0.02 - 47,286,556 96.78 1.85 0.25 0.16 0.29 0.32 0.34 0.00
2012 Ago. 10,072,858 98.82 0.70 0.12 0.08 0.11 0.13 0.03 - 47,386,666 96.95 1.72 0.22 0.14 0.27 0.36 0.34 0.00
2012 Set. 5,757,778 98.51 0.91 0.25 0.01 0.15 0.14 0.03 - 49,340,880 96.70 1.91 0.23 0.17 0.25 0.39 0.34 0.00
2012 Oct. 10,889,484 99.29 0.38 0.16 0.01 0.07 0.07 0.02 - 50,983,349 96.76 1.89 0.22 0.17 0.23 0.38 0.35 0.00
2012 Nov. 11,126,204 99.27 0.45 0.11 0.01 0.08 0.05 0.02 0.00 52,531,733 96.61 2.02 0.23 0.16 0.22 0.38 0.37 0.00
2012 Dic. 12,223,166 99.16 0.49 0.12 0.01 0.12 0.06 0.04 - 54,234,816 96.45 2.14 0.25 0.17 0.22 0.38 0.38 0.00
2012
2013 Ene. 11,881,364 99.22 0.42 0.13 0.01 0.13 0.06 0.04 - 55,293,847 96.38 2.21 0.24 0.17 0.21 0.40 0.37 0.00
2013 Feb. 11,619,135 99.21 0.43 0.13 0.01 0.13 0.01 0.09 - 55,526,187 96.26 2.31 0.23 0.18 0.21 0.42 0.39 0.00
2013 Mar. 11,589,301 99.11 0.48 0.09 0.01 0.15 0.01 0.15 - 56,712,116 96.22 2.36 0.24 0.17 0.22 0.42 0.37 0.00
2013 Abr. 11,973,199 98.75 0.86 0.08 0.01 0.13 0.01 0.16 - 57,796,294 96.55 2.04 0.22 0.17 0.24 0.41 0.37 0.00
2013 May. 11,982,749 98.64 0.86 0.10 0.00 0.11 0.12 0.16 - 59,400,543 96.70 1.84 0.21 0.15 0.27 0.41 0.42 0.00
2013 Jun. 13,862,584 98.85 0.76 0.06 0.00 0.10 0.07 0.17 - 61,094,427 96.66 1.92 0.22 0.14 0.26 0.42 0.38 0.00
2013 Jul. 13,720,303 98.86 0.73 0.11 0.00 0.12 0.05 0.13 - 62,646,800 96.92 1.74 0.17 0.14 0.27 0.39 0.37 0.00
2013 Ago. 13,832,197 98.68 0.86 0.13 0.01 0.12 0.04 0.15 - 64,071,776 96.87 1.79 0.20 0.13 0.25 0.40 0.37 0.00
2013 Set. 14,488,003 98.80 0.80 0.11 0.06 0.10 0.04 0.09 - 65,545,189 96.88 1.74 0.23 0.14 0.23 0.40 0.38 0.00
2013 Oct. 14,124,292 98.75 0.83 0.13 0.06 0.09 0.04 0.11 - 67,523,474 97.01 1.67 0.23 0.13 0.22 0.40 0.34 0.00
2013 Nov. 14,047,605 98.92 0.68 0.14 0.06 0.09 0.00 0.11 - 68,908,186 96.98 1.70 0.24 0.14 0.20 0.40 0.35 0.00
2013 Dic. 14,883,591 99.00 0.69 0.11 0.03 0.07 0.03 0.06 0.00 70,833,104 96.63 1.80 0.37 0.24 0.22 0.40 0.34 0.00
2013
2014 Ene. 15,007,715 99.00 0.66 0.14 0.02 0.07 0.06 0.06 - 72,050,686 96.67 1.71 0.37 0.20 0.23 0.43 0.39 0.00
2014 Feb. 14,940,037 98.99 0.69 0.11 0.01 0.08 0.07 0.05 - 72,518,144 96.63 1.71 0.26 0.14 0.38 0.53 0.34 0.00
2014 Mar. 14,811,661 98.97 0.73 0.09 0.00 0.07 0.07 0.06 - 72,640,306 96.29 1.85 0.25 0.21 0.50 0.56 0.35 0.00
2014 Abr. 14,762,962 98.96 0.75 0.09 0.01 0.09 0.04 0.07 - 72,463,244 96.24 1.96 0.30 0.15 0.41 0.58 0.35 0.00
2014 May. 14,707,696 98.97 0.72 0.12 0.01 0.08 0.05 0.06 - 72,733,375 96.16 1.98 0.35 0.17 0.40 0.62 0.32 0.00
2014 Jun. 15,495,229 99.09 0.63 0.10 0.01 0.07 0.04 0.07 - 73,792,106 96.18 1.93 0.32 0.21 0.39 0.63 0.34 0.00
2014 Jul. 15,606,085 99.08 0.66 0.10 0.01 0.04 0.04 0.07 - 73,325,376 96.28 1.74 0.36 0.19 0.43 0.66 0.35 0.00
2014 Ago. 16,065,652 99.14 0.63 0.08 0.00 0.05 0.03 0.06 - 74,199,406 96.20 1.77 0.38 0.19 0.44 0.67 0.36 0.00
2014 Set. 16,453,162 99.17 0.58 0.11 0.00 0.05 0.03 0.06 - 74,818,716 96.31 1.63 0.39 0.18 0.43 0.68 0.39 0.00
2014 Oct. 16,820,322 99.08 0.64 0.11 0.01 0.07 0.03 0.06 - 75,573,939 96.37 1.54 0.42 0.18 0.43 0.65 0.42 0.00
2014 Nov. 16,864,771 99.02 0.68 0.13 0.01 0.08 0.03 0.05 - 75,438,955 96.21 1.79 0.39 0.21 0.36 0.60 0.43 0.00
2014 Dic. 17,463,245 99.12 0.63 0.10 0.01 0.06 0.02 0.07 - 76,101,364 96.13 1.89 0.29 0.18 0.44 0.63 0.44 0.00
2014
2015 Ene. 17,244,865 99.00 0.75 0.09 0.00 0.07 0.04 0.05 - 76,330,909 96.12 1.85 0.32 0.20 0.41 0.60 0.50 0.00
2015 Feb. 16,943,877 99.14 0.66 0.08 0.00 0.04 0.02 0.05 - 76,307,269 96.03 1.89 0.30 0.25 0.41 0.61 0.52 0.00
2015 Mar. 12,715,441 98.73 0.84 0.19 0.06 0.07 0.03 0.07 - 77,190,978 95.90 1.92 0.28 0.25 0.50 0.61 0.54 0.00
2015 Abr. 13,099,974 98.06 1.24 0.16 0.07 0.35 0.05 0.07 - 78,517,701 96.12 1.77 0.23 0.25 0.48 0.58 0.57 0.00
2015 May. 12,913,327 98.47 1.03 0.17 0.01 0.09 0.15 0.07 - 79,580,089 96.01 1.87 0.26 0.23 0.46 0.59 0.58 0.00
2015 Jun. 13,916,070 97.32 2.27 0.15 0.01 0.07 0.12 0.06 - 81,452,301 96.18 1.75 0.28 0.24 0.45 0.51 0.59 0.00
2015 Jul. 14,278,257 97.38 2.27 0.12 0.01 0.04 0.11 0.06 - 81,627,498 96.31 1.68 0.24 0.23 0.42 0.51 0.59 0.00
2015 Ago. 13,824,577 97.31 2.38 0.10 0.01 0.04 0.10 0.05 - 83,990,477 96.19 1.74 0.23 0.20 0.43 0.57 0.64 0.00
2015 Set. 14,031,489 97.37 2.32 0.09 0.00 0.07 0.09 0.05 - 85,043,756 96.30 1.61 0.26 0.17 0.47 0.53 0.66 0.00
2015 Oct. 15,601,409 97.64 2.08 0.10 0.00 0.05 0.08 0.05 - 88,577,013 96.49 1.54 0.23 0.18 0.46 0.53 0.58 0.00
2015 Nov. 15,917,774 98.75 0.89 0.17 0.01 0.07 0.07 0.04 - 90,978,298 96.16 1.60 0.45 0.23 0.44 0.55 0.57 0.00
2015 Dic. 16,931,104 98.93 0.70 0.16 0.01 0.06 0.10 0.05 - 93,776,986 96.31 1.54 0.45 0.28 0.44 0.54 0.45 0.00

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 6 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-2
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - ESTADO DE SITUACION DE DEUDORES -(conclusión), saldos en miles de pesos

Año Mes Financiaciones otorgadas al sector privado no financiero y a residentes en el exterior (2) Total de garantías otorgadas
Total de deudas Clasificación según situación del deudor (en porcentaje del total) Total Clasificación según situación del garantido (en porcentaje del total)
sin garantías En Con Con problemas Con alto riesgo Irrecuperable (en miles) En Con Con Con Irrecuperable
preferidas situa- riesgo Deuda Deuda de insolvencia Por Por situa- riesgo proble- alto Por Por
(en miles) ción poten- ven- no ven- Deuda Deuda inco- dispo- ción poten- mas riesgo inco- dispo-
normal cial cida cida ven- no ven- brabi- sición normal cial de insol- brabi- sición
cida cida lidad técnica vencia lidad técnica

2012 Ene. 256,067,487 97.29 1.20 0.33 0.26 0.21 0.41 0.29 0.00 27,509,179 99.62 0.14 0.09 0.07 0.08 0.00
2012 Feb. 259,935,033 97.10 1.34 0.35 0.27 0.22 0.43 0.29 0.00 26,619,095 99.58 0.16 0.11 0.07 0.09 0.00
2012 Mar. 264,674,352 97.09 1.31 0.37 0.30 0.21 0.45 0.27 0.00 25,351,503 99.56 0.16 0.12 0.07 0.10 0.00
2012 Abr. 268,734,110 96.81 1.49 0.39 0.33 0.21 0.47 0.29 0.00 26,380,328 99.54 0.16 0.13 0.07 0.10 0.00
2012 May. 273,973,675 96.81 1.39 0.42 0.36 0.21 0.51 0.29 0.00 27,006,123 99.56 0.14 0.12 0.08 0.10 0.00
2012 Jun. 278,136,687 96.89 1.35 0.40 0.38 0.20 0.51 0.27 0.00 28,988,525 99.60 0.13 0.10 0.07 0.10 0.00
2012 Jul. 283,472,979 96.83 1.35 0.40 0.38 0.21 0.56 0.28 0.00 29,442,551 99.59 0.14 0.10 0.07 0.10 0.00
2012 Ago. 291,462,068 96.85 1.30 0.38 0.38 0.21 0.59 0.28 0.00 28,778,154 99.57 0.14 0.10 0.09 0.11 0.00
2012 Set. 300,631,124 96.90 1.31 0.35 0.34 0.24 0.59 0.27 0.00 27,733,255 99.52 0.17 0.10 0.10 0.11 0.00
2012 Oct. 303,520,434 96.82 1.31 0.37 0.34 0.24 0.62 0.29 0.00 28,008,220 99.54 0.14 0.10 0.10 0.12 0.00
2012 Nov. 313,170,663 96.76 1.38 0.38 0.35 0.24 0.60 0.30 0.00 28,677,685 99.53 0.15 0.10 0.09 0.12 0.00
2012 Dic. 328,930,020 96.76 1.40 0.37 0.35 0.21 0.57 0.33 0.00 29,733,202 99.50 0.18 0.10 0.09 0.12 0.00
2012
2013 Ene. 332,366,110 96.84 1.26 0.39 0.36 0.21 0.60 0.34 0.00 29,965,984 99.33 0.35 0.11 0.09 0.13 0.00
2013 Feb. 335,778,582 96.72 1.31 0.39 0.39 0.21 0.60 0.37 0.00 30,316,359 99.48 0.19 0.11 0.09 0.12 0.00
2013 Mar. 343,450,872 96.63 1.43 0.37 0.39 0.21 0.57 0.38 0.00 32,456,235 99.50 0.20 0.10 0.09 0.12 0.00
2013 Abr. 350,593,176 96.61 1.37 0.40 0.40 0.22 0.59 0.40 0.00 32,817,342 99.53 0.19 0.10 0.08 0.10 0.00
2013 May. 357,493,371 96.71 1.25 0.38 0.42 0.22 0.61 0.40 0.00 36,943,978 99.59 0.12 0.10 0.11 0.09 0.00
2013 Jun. 367,537,060 96.68 1.28 0.37 0.42 0.22 0.63 0.40 0.00 39,388,384 99.60 0.11 0.10 0.10 0.09 0.00
2013 Jul. 372,909,580 96.85 1.10 0.35 0.40 0.25 0.64 0.39 0.00 42,047,063 99.63 0.10 0.08 0.10 0.09 0.00
2013 Ago. 383,218,654 96.85 1.13 0.33 0.37 0.26 0.66 0.40 0.00 43,635,196 99.63 0.11 0.08 0.10 0.08 0.00
2013 Set. 395,056,599 96.88 1.17 0.34 0.37 0.26 0.63 0.36 0.00 43,678,160 99.63 0.11 0.07 0.10 0.08 0.00
2013 Oct. 403,324,165 96.97 1.10 0.34 0.33 0.25 0.64 0.37 0.00 44,025,309 99.65 0.09 0.07 0.10 0.09 0.00
2013 Nov. 413,814,189 97.01 1.11 0.34 0.33 0.24 0.60 0.36 0.00 42,919,021 99.64 0.10 0.08 0.11 0.07 0.00
2013 Dic. 432,148,172 97.00 1.19 0.35 0.33 0.24 0.56 0.33 0.00 45,503,649 99.66 0.10 0.08 0.09 0.08 0.00
2013
2014 Ene. 444,902,599 97.03 1.14 0.35 0.34 0.23 0.55 0.36 0.00 51,381,815 99.70 0.08 0.06 0.08 0.07 0.00
2014 Feb. 444,302,450 96.93 1.19 0.35 0.36 0.24 0.56 0.36 0.00 52,598,173 99.71 0.08 0.06 0.08 0.07 0.00
2014 Mar. 446,554,754 96.67 1.43 0.34 0.38 0.25 0.59 0.34 0.00 54,555,514 99.68 0.11 0.06 0.08 0.07 0.00
2014 Abr. 449,707,473 96.60 1.41 0.36 0.40 0.27 0.62 0.35 0.00 52,237,718 99.66 0.12 0.06 0.08 0.08 0.00
2014 May. 454,420,189 96.48 1.40 0.41 0.43 0.27 0.64 0.37 0.00 55,335,806 99.70 0.11 0.05 0.07 0.06 0.00
2014 Jun. 462,674,746 96.53 1.37 0.39 0.44 0.26 0.64 0.36 0.00 56,349,745 99.71 0.10 0.05 0.07 0.07 0.00
2014 Jul. 468,558,910 96.72 1.18 0.36 0.44 0.26 0.66 0.38 0.00 56,604,063 99.72 0.09 0.04 0.07 0.07 0.00
2014 Ago. 476,743,315 96.66 1.18 0.37 0.43 0.27 0.67 0.42 0.00 54,419,091 99.72 0.09 0.04 0.08 0.07 0.00
2014 Set. 488,536,729 96.78 1.13 0.35 0.39 0.26 0.67 0.40 0.00 63,638,759 99.75 0.08 0.03 0.07 0.07 0.00
2014 Oct. 497,302,007 96.81 1.10 0.36 0.38 0.27 0.66 0.41 0.00 62,375,455 99.75 0.08 0.03 0.07 0.07 0.00
2014 Nov. 509,845,123 96.65 1.26 0.36 0.38 0.26 0.67 0.43 0.00 60,090,217 99.75 0.11 0.03 0.06 0.05 0.00
2014 Dic. 528,865,450 96.75 1.20 0.36 0.39 0.25 0.65 0.40 0.00 63,919,991 99.76 0.07 0.07 0.05 0.05 0.00
2014
2015 Ene. 532,370,660 96.78 1.15 0.36 0.40 0.26 0.61 0.42 0.00 67,582,183 99.78 0.07 0.06 0.05 0.05 0.00
2015 Feb. 545,190,792 96.73 1.23 0.33 0.43 0.26 0.60 0.42 0.00 66,551,418 99.77 0.07 0.06 0.04 0.05 0.00
2015 Mar. 564,326,166 96.72 1.28 0.30 0.42 0.25 0.59 0.43 0.00 67,234,133 99.78 0.07 0.06 0.04 0.04 0.00
2015 Abr. 572,989,450 96.69 1.22 0.32 0.44 0.29 0.59 0.46 0.00 70,411,107 99.80 0.06 0.06 0.03 0.06 0.00
2015 May. 588,443,169 96.69 1.25 0.32 0.37 0.29 0.61 0.46 0.00 71,934,245 99.78 0.07 0.03 0.06 0.06 0.00
2015 Jun. 612,052,537 96.97 1.07 0.31 0.36 0.26 0.61 0.43 0.00 71,320,757 99.80 0.07 0.03 0.06 0.05 0.00
2015 Jul. 626,929,928 97.15 0.94 0.29 0.34 0.25 0.60 0.43 0.00 73,296,548 99.81 0.06 0.03 0.06 0.05 0.00
2015 Ago. 647,578,500 97.17 1.00 0.28 0.30 0.24 0.61 0.41 0.00 74,065,417 99.80 0.07 0.03 0.06 0.05 0.00
2015 Set. 663,271,336 97.29 0.96 0.25 0.29 0.24 0.59 0.39 0.00 74,057,885 99.79 0.07 0.03 0.06 0.05 0.00
2015 Oct. 688,148,437 97.40 0.92 0.24 0.27 0.22 0.55 0.39 0.00 74,403,071 99.79 0.07 0.03 0.06 0.05 0.00
2015 Nov. 719,550,221 97.23 1.07 0.25 0.29 0.23 0.53 0.39 0.00 75,616,207 99.79 0.07 0.03 0.06 0.05 0.00
2015 Dic. 749,150,612 97.34 0.99 0.25 0.29 0.22 0.53 0.38 0.00 87,939,708 99.81 0.07 0.03 0.06 0.04 0.00

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 7 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - CUADRO DE RESULTADOS -, en miles de pesos

Año Mes Resultados mensuales


Total Intereses ganados Intereses pagados
(4) Total Por Por Por activos emergentes Por otras Total Por Por pasivos emergentes Por Por otras Por
disponibi- préstamos de operaciones a financiacio- depósitos de operaciones a obligaciones obligaciones obligacio-
lidades (5) término vinculadas con: nes por inter- (5) término vinculadas con: subor- por inter- nes
Pases Venta de mediación Pases Compra de dinadas mediación diversas
activos mon.ext. financiera pasivos mon.ext. financiera

2012 Ene. 1,310,193 5,494,730 63 5,082,535 236,605 47,413 128,114 -2,524,302 -2,233,591 -30,757 -4,982 -19,176 -234,765 -1,031
2012 Feb. 1,417,099 5,468,380 44 5,116,002 198,168 35,244 118,922 -2,378,191 -2,111,865 -25,966 -2,892 -18,735 -217,733 -1,000
2012 Mar. 1,770,078 5,532,522 56 5,207,348 167,824 32,048 125,246 -2,489,307 -2,214,653 -20,617 -3,165 -20,159 -229,374 -1,339
2012 Abr. 1,325,290 5,329,026 43 5,014,332 171,083 24,315 119,253 -2,376,003 -2,113,698 -16,774 -2,816 -19,085 -222,726 -904
2012 May. 1,181,206 5,648,971 39 5,286,911 217,671 20,326 124,024 -2,461,417 -2,190,147 -16,995 -517 -19,696 -232,863 -1,199
2012 Jun. 1,813,926 5,518,184 33 5,219,419 150,612 28,766 119,354 -2,334,811 -2,071,684 -20,381 -1,043 -18,103 -222,583 -1,017
2012 Jul. 2,010,033 6,075,295 39 5,616,987 297,846 36,187 124,236 -2,473,064 -2,181,216 -18,713 -821 -19,949 -251,293 -1,072
2012 Ago. 1,661,868 6,096,847 39 5,779,660 148,293 43,379 125,476 -2,698,899 -2,389,771 -26,379 -2,414 -19,990 -257,291 -3,054
2012 Set. 1,942,905 6,081,391 43 5,791,584 131,742 33,219 124,803 -2,813,987 -2,502,697 -26,407 -1,431 -20,038 -262,547 -867
2012 Oct. 1,319,086 6,414,592 37 6,117,087 132,668 32,653 132,147 -3,040,247 -2,714,347 -25,583 -1,537 -20,684 -276,453 -1,643
2012 Nov. 1,718,539 6,509,668 28 6,208,992 135,120 31,714 133,814 -3,060,823 -2,725,592 -28,251 -1,058 -20,512 -277,253 -8,157
2012 Dic. 1,945,025 7,060,671 33 6,770,617 134,958 21,569 133,494 -3,175,855 -2,821,946 -28,634 -728 -21,354 -295,768 -7,425
2012
2013 Ene. 2,131,534 7,435,584 98 6,952,990 330,533 13,844 138,119 -3,316,011 -2,966,790 -27,911 -681 -21,460 -292,116 -7,053
2013 Feb. 1,501,369 6,721,678 30 6,453,612 139,607 14,567 113,862 -3,141,387 -2,813,883 -24,296 -362 -20,975 -270,971 -10,900
2013 Mar. 1,895,338 7,404,944 40 7,157,650 96,217 15,360 135,677 -3,525,339 -3,171,207 -29,066 -577 -25,907 -294,551 -4,031
2013 Abr. 2,276,394 7,379,335 34 7,115,420 98,224 27,208 138,449 -3,474,311 -3,125,959 -27,594 -679 -23,119 -296,932 -28
2013 May. 1,564,541 7,834,716 37 7,529,857 130,998 29,111 144,713 -3,765,894 -3,362,139 -37,917 -160 -25,048 -334,938 -5,692
2013 Jun. 1,422,190 7,757,656 38 7,492,872 89,224 30,099 145,423 -3,735,987 -3,328,285 -32,565 94 -26,866 -339,286 -9,079
2013 Jul. 2,571,619 8,847,837 39 8,401,134 260,729 31,235 154,700 -4,066,416 -3,634,471 -37,867 25 -28,528 -362,284 -3,291
2013 Ago. 2,544,195 8,615,645 39 8,293,110 126,055 41,558 154,883 -4,285,174 -3,843,902 -34,590 195 -29,305 -375,319 -2,253
2013 Set. 2,953,771 8,724,456 38 8,331,390 190,816 47,386 154,826 -4,385,405 -3,936,268 -31,283 -1,684 -29,856 -377,371 -8,943
2013 Oct. 2,921,179 9,463,178 26 9,110,852 130,060 58,655 163,585 -4,754,050 -4,297,418 -31,826 206 -31,523 -395,662 2,173
2013 Nov. 2,754,520 9,475,534 34 9,095,423 147,395 65,860 166,822 -4,915,996 -4,418,367 -43,510 176 -31,324 -419,079 -3,892
2013 Dic. 4,592,951 10,233,195 32 9,866,670 98,478 86,765 181,250 -5,060,292 -4,502,572 -45,096 142 -33,978 -479,352 564
2013
2014 Ene. 10,266,997 10,762,922 55 10,409,607 111,759 60,254 181,247 -5,310,828 -4,712,512 -39,098 -226 -46,569 -506,205 -6,218
2014 Feb. 2,940,799 10,740,708 51 10,342,544 139,267 87,824 171,022 -5,513,315 -4,930,893 -25,043 -3,169 -44,590 -500,984 -8,636
2014 Mar. 2,857,187 12,632,665 61 11,743,007 146,518 555,077 188,002 -6,989,707 -6,290,606 -60,503 -11,857 -48,048 -580,335 1,642
2014 Abr. 2,334,860 12,129,209 55 11,634,515 187,252 127,149 180,238 -7,176,093 -6,532,345 -46,359 -2,697 -47,460 -559,319 12,087
2014 May. 3,396,027 12,587,392 64 12,123,806 174,004 99,929 189,589 -7,567,880 -6,865,463 -70,396 -2,849 -47,330 -580,997 -845
2014 Jun. 3,283,460 12,350,503 63 11,904,500 174,398 92,937 178,605 -7,071,035 -6,362,555 -81,661 -4,305 -46,962 -575,373 -179
2014 Jul. 3,994,578 12,639,961 57 12,220,026 150,812 100,723 168,343 -6,989,231 -6,331,666 -52,851 -3,239 -48,597 -552,284 -594
2014 Ago. 4,350,133 12,689,556 79 12,201,349 173,192 125,856 189,080 -6,967,454 -6,290,125 -70,420 3,727 -48,990 -561,295 -351
2014 Set. 3,555,359 12,644,566 72 12,088,141 200,269 168,707 187,377 -6,712,507 -6,064,735 -52,478 -12,014 -48,820 -532,698 -1,762
2014 Oct. 2,893,622 13,501,825 60 12,889,150 239,528 202,314 170,773 -6,952,382 -6,245,488 -92,319 -2,400 -49,812 -562,159 -204
2014 Nov. 2,887,524 13,078,347 67 12,526,925 199,136 163,223 188,996 -6,856,077 -6,201,902 -71,002 -3,144 -49,703 -528,289 -2,037
2014 Dic. 3,246,437 13,964,868 63 13,375,710 240,092 151,222 197,781 -7,220,091 -6,501,370 -99,853 -953 -50,952 -558,214 -8,749
2014
2015 Ene. 4,877,340 14,168,981 82 13,504,933 341,390 122,650 199,926 -7,419,504 -6,683,173 -102,061 -635 -51,841 -578,027 -3,767
2015 Feb. 4,360,361 13,218,140 65 12,678,471 237,582 109,315 192,707 -7,295,234 -6,659,195 -68,978 743 -50,313 -516,455 -1,036
2015 Mar. 4,903,684 14,703,585 49 14,180,495 194,430 117,265 211,346 -8,356,654 -7,648,291 -82,054 -80 -53,857 -571,033 -1,339
2015 Abr. 4,341,047 14,660,487 67 14,121,410 207,396 125,931 205,683 -8,227,918 -7,554,008 -70,173 -115 -52,626 -549,739 -1,257
2015 May. 3,284,895 15,050,371 59 14,493,322 230,501 113,065 213,424 -8,753,893 -8,010,727 -106,124 -614 -53,864 -581,968 -596
2015 Jun. 3,484,672 15,124,409 79 14,547,800 240,754 102,136 233,640 -8,608,212 -7,915,971 -75,754 -233 -55,409 -560,999 154
2015 Jul. 4,701,917 16,143,155 72 15,516,855 283,364 110,752 232,112 -9,087,432 -8,311,723 -111,522 -867 -59,270 -605,038 988
2015 Ago. 4,602,665 16,180,074 58 15,558,441 256,660 127,589 237,326 -9,495,416 -8,713,031 -108,184 -628 -59,738 -615,602 1,767
2015 Set. 5,472,285 16,369,419 57 15,762,442 205,966 159,889 241,065 -9,517,257 -8,753,569 -77,703 -762 -60,680 -623,091 -1,452
2015 Oct. 6,275,001 17,704,856 72 16,945,151 277,626 231,680 250,327 -10,163,236 -9,307,487 -127,346 -1,023 -63,864 -664,236 720
2015 Nov. 6,210,136 18,036,646 59 17,093,743 396,603 294,267 251,974 -10,379,196 -9,548,074 -104,225 -819 -64,078 -661,670 -330
2015 Dic. 7,579,270 20,225,810 90 19,073,209 453,586 429,585 269,340 -11,522,001 -10,531,419 -146,254 -321 -81,595 -762,109 -303

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 8 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - CUADRO DE RESULTADOS -(continuación), en miles de pesos

Año Mes Resultados mensuales


Comisiones ganadas Comisiones Otros Otros egresos
Total Por Por Por Otras pagadas ingresos Total Seguros Aportes Impuestos Gastos administrativos
compra- préstamos depósitos sobre Total Remuneración de servicios
venta y otros y otras intereses Total Del Otros
de títulos créditos obliga- y personal
valores ciones comisiones

2012 Ene. 1,356,592 11,938 442,016 780,564 122,074 -294,368 1,391,583 -5,567,506 -68,749 -189,875 -1,329,412 -2,850,000 -2,207,320 -1,802,941 -404,379
2012 Feb. 1,296,819 9,030 412,080 745,169 130,540 -281,067 1,241,463 -5,628,486 -70,779 -214,131 -1,221,048 -2,800,916 -2,178,861 -1,792,907 -385,954
2012 Mar. 1,496,470 12,001 490,541 817,800 176,128 -285,964 1,498,376 -6,221,075 -76,060 -224,941 -1,553,647 -2,924,754 -2,239,398 -1,837,927 -401,471
2012 Abr. 1,448,089 13,554 450,186 788,579 195,770 -279,782 1,331,232 -5,684,499 -74,095 -218,042 -1,161,469 -2,935,250 -2,291,828 -1,851,440 -440,388
2012 May. 1,595,052 18,679 512,343 854,031 209,999 -324,783 1,709,519 -6,410,912 -78,732 -243,417 -1,272,480 -3,213,983 -2,511,443 -2,061,361 -450,082
2012 Jun. 1,531,980 9,966 499,688 840,121 182,205 -317,547 1,827,345 -7,016,891 -80,257 -266,939 -1,766,647 -3,309,594 -2,600,062 -2,154,020 -446,042
2012 Jul. 1,587,533 17,260 522,736 869,625 177,912 -345,053 1,512,118 -6,724,263 -80,208 -244,559 -1,776,950 -3,220,043 -2,471,784 -2,022,845 -448,939
2012 Ago. 1,629,175 19,069 549,630 893,569 166,907 -347,255 1,512,511 -6,482,819 -84,445 -283,653 -1,475,427 -3,288,556 -2,495,758 -2,027,123 -468,635
2012 Set. 1,615,013 17,323 521,489 884,628 191,573 -331,650 1,573,361 -6,837,113 -85,903 -268,926 -1,657,952 -3,185,665 -2,423,279 -1,963,031 -460,248
2012 Oct. 1,726,880 17,898 607,495 912,410 189,077 -370,063 1,767,211 -6,720,745 -86,975 -342,750 -1,539,932 -3,394,535 -2,595,685 -2,130,653 -465,032
2012 Nov. 1,755,152 15,298 611,364 914,484 214,006 -382,959 1,554,363 -6,640,294 -87,312 -313,443 -1,343,353 -3,476,154 -2,691,325 -2,195,531 -495,794
2012 Dic. 1,792,973 21,185 625,920 958,790 187,078 -417,162 2,060,814 -8,190,480 -90,488 -354,789 -1,827,802 -3,736,248 -2,740,684 -2,181,083 -559,601
2012
2013 Ene. 1,779,178 15,191 605,725 986,090 172,172 -408,980 1,751,811 -7,852,075 -93,256 -287,697 -2,181,983 -3,616,150 -2,810,845 -2,303,910 -506,935
2013 Feb. 1,731,132 18,187 584,817 949,815 178,313 -390,033 1,636,504 -6,976,905 -98,187 -306,142 -1,516,741 -3,553,262 -2,778,302 -2,286,907 -491,395
2013 Mar. 1,896,780 18,738 631,127 988,636 258,279 -389,899 1,819,060 -8,183,006 -97,799 -311,820 -2,092,201 -3,773,331 -2,883,161 -2,366,305 -516,856
2013 Abr. 1,949,927 21,447 654,636 1,060,287 213,557 -404,901 2,069,009 -8,298,687 -98,028 -305,173 -2,096,920 -3,757,134 -2,902,991 -2,360,223 -542,768
2013 May. 2,141,841 27,422 708,530 1,129,866 276,023 -466,133 2,044,060 -8,057,069 -99,191 -324,936 -1,824,479 -4,254,987 -3,338,161 -2,751,476 -586,685
2013 Jun. 1,973,868 18,956 699,078 1,048,476 207,358 -432,548 2,176,517 -8,085,066 -100,857 -344,357 -1,633,172 -4,169,078 -3,304,161 -2,748,843 -555,318
2013 Jul. 2,085,190 23,246 720,407 1,104,828 236,709 -483,767 2,103,913 -9,520,731 -101,467 -365,895 -2,663,091 -4,093,148 -3,130,133 -2,525,391 -604,742
2013 Ago. 2,133,494 19,538 710,109 1,123,407 280,440 -486,494 1,995,122 -9,170,987 -102,682 -387,162 -2,585,548 -4,154,338 -3,159,510 -2,557,170 -602,340
2013 Set. 2,083,164 17,905 714,420 1,100,786 250,053 -495,601 2,009,895 -9,648,936 -106,700 -398,840 -2,851,046 -4,073,909 -3,105,633 -2,502,029 -603,604
2013 Oct. 2,093,420 26,035 648,363 1,159,715 259,307 -514,854 2,264,250 -9,400,250 -107,548 -415,199 -2,700,528 -4,248,190 -3,247,458 -2,605,565 -641,893
2013 Nov. 1,985,637 23,367 635,414 1,114,602 212,254 -505,814 2,082,403 -9,455,244 -111,423 -338,920 -2,699,628 -4,484,016 -3,477,668 -2,840,349 -637,319
2013 Dic. 2,153,016 28,337 704,475 1,166,715 253,489 -560,083 2,858,122 -10,938,885 -114,291 -464,287 -1,932,314 -4,833,449 -3,743,073 -2,961,514 -781,559
2013
2014 Ene. 2,260,212 22,581 667,496 1,295,526 274,609 -544,097 2,507,066 -16,316,353 -119,984 -406,366 -7,497,956 -5,060,463 -3,934,118 -3,155,445 -778,673
2014 Feb. 2,190,124 27,739 643,311 1,244,681 274,393 -526,844 2,416,904 -9,881,886 -119,679 -407,267 -2,348,093 -4,599,234 -3,547,928 -2,905,302 -642,626
2014 Mar. 2,239,761 22,918 645,016 1,245,759 326,068 -505,178 2,526,121 -9,968,406 -122,488 -418,193 -2,290,997 -4,939,663 -3,842,782 -3,113,943 -728,839
2014 Abr. 2,316,802 26,378 682,349 1,312,948 295,127 -513,450 2,727,434 -11,371,822 -129,390 -426,764 -2,704,616 -5,712,233 -4,578,015 -3,806,649 -771,366
2014 May. 2,408,102 34,460 720,211 1,332,704 320,727 -553,609 2,641,724 -11,788,644 -128,568 -427,253 -3,364,830 -5,416,709 -4,197,244 -3,393,881 -803,363
2014 Jun. 2,584,565 28,235 812,670 1,412,648 331,012 -552,315 3,115,850 -10,927,560 -129,315 -474,134 -2,710,760 -5,288,233 -4,071,111 -3,336,323 -734,788
2014 Jul. 2,536,053 34,203 739,141 1,469,166 293,543 -573,964 2,842,500 -11,468,607 -133,743 -484,658 -3,153,935 -5,391,025 -4,152,715 -3,351,600 -801,115
2014 Ago. 2,516,194 33,783 754,623 1,421,394 306,394 -566,294 2,781,506 -12,627,709 -135,414 -517,299 -3,891,234 -5,551,568 -4,234,467 -3,439,395 -795,072
2014 Set. 2,769,052 41,406 820,114 1,523,907 383,625 -606,501 3,209,169 -13,557,982 -135,261 -487,621 -4,349,514 -5,916,292 -4,557,157 -3,722,932 -834,225
2014 Oct. 2,773,544 41,980 890,837 1,522,356 318,371 -685,898 3,112,279 -13,060,575 -215,254 -567,314 -3,375,346 -6,082,675 -4,602,023 -3,695,792 -906,231
2014 Nov. 2,556,073 31,945 799,197 1,451,243 273,688 -670,898 3,149,013 -12,697,115 -476,862 -513,422 -2,576,226 -6,371,840 -4,884,487 -4,031,264 -853,223
2014 Dic. 2,829,991 38,113 934,225 1,575,110 282,543 -715,972 3,540,979 -13,856,705 -487,672 -751,615 -2,403,327 -6,985,855 -5,269,822 -4,239,329 -1,030,493
2014
2015 Ene. 2,779,548 52,685 843,744 1,603,340 279,779 -651,146 3,375,121 -14,953,830 -501,664 -545,010 -4,205,910 -6,643,651 -5,161,890 -4,222,365 -939,525
2015 Feb. 2,632,259 38,201 773,706 1,525,839 294,513 -674,514 2,892,759 -14,286,166 -510,333 -502,619 -4,131,474 -6,496,551 -5,082,484 -4,115,248 -967,236
2015 Mar. 2,877,916 38,683 864,023 1,612,870 362,340 -695,216 3,458,152 -15,224,345 -526,265 -612,533 -4,262,917 -6,621,497 -5,089,472 -4,186,093 -903,379
2015 Abr. 2,948,077 65,978 874,396 1,646,508 361,195 -906,043 3,264,868 -14,393,100 -541,354 -586,704 -3,783,473 -6,632,787 -5,153,169 -4,167,022 -986,147
2015 May. 2,909,059 27,565 904,199 1,647,177 330,118 -709,685 3,431,832 -14,454,469 -546,815 -600,760 -3,773,100 -6,747,144 -5,239,084 -4,219,125 -1,019,959
2015 Jun. 3,344,961 51,763 1,037,939 1,825,818 429,441 -852,833 4,452,906 -17,203,991 -566,244 -639,405 -3,785,074 -8,721,763 -7,088,197 -6,012,661 -1,075,536
2015 Jul. 3,433,435 66,802 1,020,082 1,839,051 507,500 -895,386 4,036,441 -16,603,483 -585,132 -702,534 -4,899,451 -7,707,188 -5,966,038 -4,767,308 -1,198,730
2015 Ago. 3,164,674 56,503 965,943 1,792,283 349,945 -927,816 3,694,726 -16,306,784 -599,083 -699,183 -4,421,059 -7,452,715 -5,735,352 -4,651,117 -1,084,235
2015 Set. 3,417,669 71,214 1,040,600 1,893,873 411,982 -1,118,604 4,167,544 -17,643,589 -614,489 -816,694 -5,010,490 -7,706,055 -5,882,079 -4,738,819 -1,143,260
2015 Oct. 3,464,944 72,928 1,109,217 1,892,554 390,245 -1,002,307 3,948,217 -18,527,383 -611,768 -865,688 -5,803,198 -8,087,518 -6,182,945 -4,984,047 -1,198,898
2015 Nov. 3,383,532 84,968 1,067,298 1,892,230 339,036 -1,033,018 4,525,384 -18,916,458 -634,286 -808,599 -5,323,475 -8,608,800 -6,681,313 -5,517,651 -1,163,662
2015 Dic. 3,722,956 79,467 1,224,499 2,032,946 386,044 -1,173,189 5,302,316 -21,019,044 -652,809 -951,424 -4,994,510 -10,108,536 -7,838,498 -6,447,666 -1,390,832

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 9 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-3
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - CUADRO DE RESULTADOS -(conclusión), en miles de pesos

Año Mes Resultados mensuales


Otros egresos (conclusión) Resultados netos
Gastos administrativos Amortiza- Otros Total Por inversiones Por Por Por parti- De filiales Otros
(conclusión) ciones y egresos (4) Total En En participa- En obligacio- opciones cipaciones en el (4)
Propagan- Otros deprecia- diversos títulos ciones socie- obligacio- nes societarias exterior
da y ciones públicos tarias nes nego- subor- perma-
publicidad (2) (3) ciables dinadas nentes (6)

2012 Ene. -100,490 -542,190 -554,500 -574,970 1,453,464 1,109,044 989,262 102,031 17,751 - 2,188 84,601 27,411 230,220
2012 Feb. -94,106 -527,949 -718,357 -603,255 1,698,181 1,425,313 1,315,287 84,952 25,074 - -195 73,839 10,289 188,935
2012 Mar. -109,710 -575,646 -807,874 -633,799 2,239,056 1,778,359 1,648,421 125,259 4,679 - -539 134,792 69,499 256,945
2012 Abr. -93,428 -549,994 -665,627 -630,016 1,557,227 1,254,903 1,156,272 85,576 13,055 - 150 53,189 -2,123 251,108
2012 May. -120,175 -582,365 -894,812 -707,488 1,424,776 889,788 780,294 96,577 12,917 - -1,320 82,843 -3,905 457,370
2012 Jun. -115,686 -593,846 -889,681 -703,773 2,605,666 2,201,374 2,085,288 97,456 18,630 - 514 63,952 24,273 315,553
2012 Jul. -139,241 -609,018 -730,868 -671,635 2,377,467 1,813,655 1,658,125 143,388 12,142 - 224 113,749 19,136 430,703
2012 Ago. -149,276 -643,522 -688,288 -662,450 1,952,308 1,554,384 1,413,950 119,628 20,806 - 2,111 25,113 13,380 357,320
2012 Set. -150,486 -611,900 -973,809 -664,858 2,655,890 1,953,181 1,753,506 177,862 21,813 3,658 4,387 241,508 -4,253 457,409
2012 Oct. -136,526 -662,324 -668,463 -688,090 1,541,458 1,089,382 939,821 126,982 22,579 - -2,900 42,507 -11,483 423,952
2012 Nov. -138,887 -645,942 -736,067 -683,965 1,983,432 1,524,993 1,368,617 135,642 20,734 - -229 64,786 -8,147 402,029
2012 Dic. -248,939 -746,625 -1,364,088 -817,065 2,814,064 1,955,109 1,742,081 169,927 43,101 - -1,817 140,988 48,926 670,858
2012
2013 Ene. -120,748 -684,557 -929,838 -743,151 2,742,027 2,153,930 1,896,511 216,384 41,035 - -1,011 120,860 9,318 458,930
2013 Feb. -109,956 -665,004 -762,037 -740,536 1,920,380 1,314,237 1,174,629 112,909 26,699 - 237 84,707 4,723 516,476
2013 Mar. -152,505 -737,665 -1,098,362 -809,493 2,872,798 2,083,778 1,867,074 170,378 46,326 - -790 222,693 5,277 561,840
2013 Abr. -130,075 -724,068 -1,224,938 -816,494 3,056,022 2,205,863 1,993,889 177,138 34,836 - -483 135,380 14,462 700,800
2013 May. -138,917 -777,909 -668,562 -884,914 1,833,020 987,528 805,807 138,150 43,571 - -603 134,290 -20,305 732,110
2013 Jun. -125,695 -739,222 -914,738 -922,864 1,767,750 868,571 696,981 132,801 38,789 - 115 -2,054 -11,210 912,328
2013 Jul. -175,604 -787,411 -1,446,654 -850,476 3,605,593 2,331,339 2,113,095 173,924 44,320 - -508 179,145 19,727 1,075,890
2013 Ago. -190,872 -803,956 -1,085,951 -855,306 3,742,589 2,070,180 1,841,628 146,241 82,311 - -204 240,780 11,745 1,420,088
2013 Set. -175,420 -792,856 -1,326,546 -891,895 4,666,198 3,022,139 2,720,985 235,977 65,177 - -322 312,024 50,195 1,282,162
2013 Oct. -174,411 -826,321 -890,548 -1,038,237 3,769,485 2,678,021 2,416,400 179,301 82,320 - 519 221,319 21,871 847,755
2013 Nov. -153,912 -852,436 -947,292 -873,965 4,088,000 1,741,665 1,468,030 175,701 97,934 - -253 169,838 47,456 2,129,294
2013 Dic. -208,877 -881,499 -2,365,171 -1,229,373 5,907,878 1,870,338 1,618,945 117,930 133,463 - 1,602 16,235 33,999 3,985,704
2013
2014 Ene. -148,764 -977,581 -2,184,596 -1,046,988 16,908,075 2,461,929 2,165,746 98,326 197,857 - -350 319,140 101,684 14,025,672
2014 Feb. -132,098 -919,208 -1,320,855 -1,086,758 3,515,108 3,697,354 3,303,304 315,638 78,412 - 1,191 328,519 12,743 -524,699
2014 Mar. -142,348 -954,533 -1,095,625 -1,101,440 2,921,931 2,133,107 1,802,605 241,484 89,018 - -145 285,943 7,245 495,781
2014 Abr. -158,820 -975,398 -1,281,682 -1,117,137 4,222,780 3,948,499 3,665,725 200,088 82,686 - 568 140,287 -8,185 141,611
2014 May. -179,961 -1,039,504 -802,816 -1,648,468 5,668,942 4,813,081 4,534,936 198,275 79,870 - -262 211,206 7,380 637,537
2014 Jun. -208,139 -1,008,983 -1,186,196 -1,138,922 3,783,452 3,098,783 3,210,246 112,506 -223,969 - 1,113 329,580 -14,671 368,647
2014 Jul. -167,840 -1,070,470 -1,087,644 -1,217,602 5,007,866 4,318,238 4,130,873 126,331 61,034 - -31 250,497 25,301 413,861
2014 Ago. -221,617 -1,095,484 -1,416,098 -1,116,096 6,524,334 4,879,020 4,604,882 195,317 78,821 - -274 717,702 19,222 908,664
2014 Set. -204,516 -1,154,619 -1,387,279 -1,282,015 5,809,562 5,173,544 4,857,950 236,980 78,614 - -2,987 386,006 48,791 204,208
2014 Oct. -250,952 -1,229,700 -1,464,905 -1,355,081 4,204,829 3,896,136 3,698,619 118,360 79,157 - 716 77,710 -18,950 249,217
2014 Nov. -262,540 -1,224,813 -1,215,443 -1,543,322 4,328,181 3,957,706 3,990,309 -110,464 77,861 - -378 119,713 -13,727 264,867
2014 Dic. -390,514 -1,325,519 -1,671,391 -1,556,845 4,703,367 4,073,687 4,075,637 -90,056 88,106 - -573 307,486 -29,652 352,419
2014
2015 Ene. -180,357 -1,301,404 -1,460,305 -1,597,290 7,578,170 6,764,547 6,603,699 72,097 88,751 - -1,463 255,443 25,473 534,170
2015 Feb. -175,218 -1,238,849 -1,240,454 -1,404,735 7,873,117 7,023,079 6,653,253 290,165 79,661 - -76 328,233 -10,606 532,487
2015 Mar. -221,242 -1,310,783 -1,726,816 -1,474,317 8,140,246 7,003,441 6,573,376 347,126 82,939 - 793 584,173 -8,396 560,235
2015 Abr. -223,537 -1,256,081 -1,430,903 -1,417,879 6,994,676 6,078,387 5,904,212 94,293 79,882 - 646 208,435 34,297 672,911
2015 May. -206,517 -1,301,543 -1,318,109 -1,468,541 5,811,680 5,109,716 5,109,920 -76,188 75,984 - -238 189,061 -11,420 524,561
2015 Jun. -251,355 -1,382,211 -1,506,783 -1,984,722 7,227,432 6,118,132 5,902,305 148,350 67,477 - -742 455,847 -1,360 655,555
2015 Jul. -244,042 -1,497,108 -932,401 -1,776,777 7,675,187 6,711,126 6,583,588 49,782 77,756 - -914 351,686 14,049 599,240
2015 Ago. -250,979 -1,466,384 -1,630,142 -1,504,602 8,293,207 7,366,774 7,229,267 57,266 80,241 - -224 351,636 16,470 558,551
2015 Set. -313,360 -1,510,616 -1,824,818 -1,671,043 9,797,103 8,081,128 8,006,563 -7,537 82,102 - 5,586 782,266 -16,969 945,092
2015 Oct. -338,146 -1,566,427 -1,390,097 -1,769,114 10,849,910 9,268,808 8,505,876 668,804 94,128 - 775 493,155 50,552 1,036,620
2015 Nov. -318,234 -1,609,253 -1,924,266 -1,617,032 10,593,246 8,137,456 7,870,226 194,355 72,875 - -1,092 393,889 13,135 2,049,858
2015 Dic. -465,731 -1,804,307 -2,404,945 -1,906,820 12,042,422 6,194,254 6,232,499 -310,867 272,622 - 87,624 693,248 72,972 4,994,324

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 10 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-3-4
BALANCE DE LAS ENTIDADES FINANCIERAS (1) - DATOS FISICOS -

Año Mes Cantidad de cuentas Cantidad de personal Cantidad de titulares no financieros Cantidad
De depósitos De préstamos Total En En De De De De tarje- de
Total En En A Total Pren- Hipote- Otros casa sucur- opera- opera- opera- tas de entidades
cuentas caja plazo darios carios central sales ciones ciones ciones crédito financieras
corrientes de fijo en el activas activas pasivas emitidas en
ahorros país y/o por la actividad
pasivas entidad

2012 Ene. . . . . . . . . . . . . . . . 80
2012 Feb. . . . . . . . . . . . . . . . 80
2012 Mar. 31,457,780 3,819,638 25,978,925 1,659,217 22,022,335 604,387 279,787 21,138,161 103,422 42,131 61,291 36,292,485 16,177,077 24,287,094 17,083,629 80
2012 Abr. . . . . . . . . . . . . . . . 80
2012 May. . . . . . . . . . . . . . . . 80
2012 Jun. 32,958,965 4,006,904 27,344,201 1,607,869 22,248,724 628,019 276,559 21,344,146 103,591 43,213 60,378 37,179,776 16,502,292 24,527,277 18,184,030 80
2012 Jul. . . . . . . . . . . . . . . . 80
2012 Ago. . . . . . . . . . . . . . . . 80
2012 Set. 33,939,805 4,147,743 28,104,142 1,687,920 23,390,515 652,255 276,082 22,462,178 104,197 43,298 60,899 37,769,938 16,729,181 24,916,686 18,939,808 80
2012 Oct. . . . . . . . . . . . . . . . 81
2012 Nov. . . . . . . . . . . . . . . . 81
2012 Dic. 34,538,951 4,252,200 28,617,921 1,668,830 24,157,064 673,310 276,773 23,206,981 104,420 43,714 60,706 38,295,650 17,049,971 25,216,901 19,434,188 81
2012
2013 Ene. . . . . . . . . . . . . . . . 81
2013 Feb. . . . . . . . . . . . . . . . 81
2013 Mar. 35,083,345 4,294,514 29,018,568 1,770,263 24,515,354 694,287 277,706 23,543,361 104,820 43,544 61,276 38,699,529 17,401,496 25,346,640 19,786,921 81
2013 Abr. . . . . . . . . . . . . . . . 81
2013 May. . . . . . . . . . . . . . . . 81
2013 Jun. 35,692,964 4,362,273 29,574,398 1,756,293 24,833,288 707,403 274,941 23,850,944 104,661 44,082 60,579 39,287,024 17,543,183 25,823,503 19,698,542 81
2013 Jul. . . . . . . . . . . . . . . . 81
2013 Ago. . . . . . . . . . . . . . . . 82
2013 Set. 36,770,046 4,378,568 30,561,412 1,830,066 25,069,888 725,540 271,336 24,073,012 105,306 44,455 60,851 39,966,257 17,711,695 26,481,031 19,896,392 82
2013 Oct. . . . . . . . . . . . . . . . 82
2013 Nov. . . . . . . . . . . . . . . . 82
2013 Dic. 37,588,446 4,474,879 31,322,296 1,791,271 25,500,089 732,352 268,600 24,499,137 105,035 44,653 60,382 41,019,114 18,394,438 27,279,772 19,686,822 81
2013
2014 Ene. . . . . . . . . . . . . . . . 81
2014 Feb. . . . . . . . . . . . . . . . 81
2014 Mar. 38,275,357 4,437,024 31,934,936 1,903,397 26,162,295 731,799 266,071 25,164,425 105,370 44,738 60,632 41,523,657 18,129,732 27,580,919 19,614,905 81
2014 Abr. . . . . . . . . . . . . . . . 81
2014 May. . . . . . . . . . . . . . . . 81
2014 Jun. 39,120,260 4,509,788 32,629,575 1,980,897 25,992,253 706,680 262,395 25,023,178 106,385 46,233 60,152 41,883,081 18,093,817 28,140,983 19,761,381 81
2014 Jul. . . . . . . . . . . . . . . . 81
2014 Ago. . . . . . . . . . . . . . . . 81
2014 Set. 39,470,774 4,578,735 32,936,196 1,955,843 25,649,184 668,360 257,530 24,723,294 105,816 45,308 60,508 42,026,540 17,939,471 28,649,386 20,086,561 81
2014 Oct. . . . . . . . . . . . . . . . 81
2014 Nov. . . . . . . . . . . . . . . . 81
2014 Dic. 40,553,116 4,794,852 33,825,505 1,932,759 25,827,123 638,116 253,534 24,935,473 106,020 45,482 60,538 42,537,973 18,138,073 29,148,271 20,230,947 81
2014
2015 Ene. . . . . . . . . . . . . 81
2015 Feb. . . . . . . . . . . . . 81
2015 Mar. 40,741,905 4,669,536 33,985,882 2,086,487 26,345,963 588,932 247,570 25,509,461 107,038 45,567 61,471 41,916,052 17,798,757 29,001,708 20,172,229 81
2015 Abr. . . . . . . . . . . . . 81
2015 May. . . . . . . . . . . . . 81
2015 Jun. 42,989,049 4,766,137 35,883,283 2,339,629 26,343,693 558,815 243,205 25,541,673 106,965 45,933 61,032 42,326,836 18,032,075 29,853,983 20,674,734 81
2015 Jul. . . . . . . . . . . . . 80
2015 Ago. . . . . . . . . . . . . 80
2015 Set. 44,490,884 4,821,082 37,178,435 2,491,367 26,753,795 544,688 237,636 25,971,471 107,836 46,145 61,691 43,792,848 18,531,061 30,918,913 21,178,555 80
2015 Oct. . . . . . . . . . . . . 80
2015 Nov. . . . . . . . . . . . . 80
2015 Dic. 45,789,964 5,015,774 38,236,351 2,537,839 - - - - - - - - - - - 78

Fuente: Banco Central de la República Argentina BAL - ENT - DET - 11 - 11


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1), saldos en miles de pesos

Año Mes Activo


Disponibilidades Activos con residentes en el exterior
Total Efectivo En el Operaciones en moneda extranjera Operaciones en moneda nacional
En moneda En moneda B.C.R.A. Disponibi- Tenencias Préstamos Otros Préstamos Recursos Otros
nacional extranjera (2) lidades en de títulos Capitales Recursos activos devenga- activos
entidades públicos deven- dos sobre
financieras del exterior gados préstamos

2012 Ene. 101,003,132 20,370,814 3,411,196 77,221,122 351,645 26,898 321,735 3,847 10,154,202 41 1 1,116,770
2012 Feb. 90,784,365 21,169,185 3,358,697 66,256,483 314,992 26,857 399,179 421 11,126,975 92 - 1,213,335
2012 Mar. 105,444,332 21,947,717 3,570,092 79,926,523 446,984 26,397 497,375 532 10,367,803 44 2 1,236,899
2012 Abr. 105,266,193 20,194,277 3,201,812 81,870,104 346,465 27,465 756,686 590 10,321,609 55 - 1,189,470
2012 May. 100,667,745 19,700,036 4,090,079 76,877,630 505,288 29,140 781,163 526 10,131,826 60 - 1,168,310
2012 Jun. 103,336,307 20,472,904 4,626,905 78,236,498 422,951 8,329 627,221 452 11,413,598 48 - 1,001,424
2012 Jul. 100,520,860 21,094,305 3,449,925 75,976,630 491,087 8,465 623,416 590 12,060,026 56 - 981,796
2012 Ago. 114,770,115 21,236,779 2,946,813 90,586,523 623,178 8,590 634,544 391 11,694,318 54 - 936,477
2012 Set. 117,095,430 20,421,747 2,719,912 93,953,771 645,901 8,730 712,581 498 12,579,736 152 1 987,658
2012 Oct. 121,413,882 20,838,797 2,818,346 97,756,739 635,301 8,894 604,960 430 12,250,050 146 1 610,952
2012 Nov. 122,878,696 21,902,136 2,855,500 98,121,060 771,913 9,052 645,575 432 11,962,414 160 2 359,228
2012 Dic. 142,169,910 27,030,424 4,017,193 111,122,293 562,914 9,240 681,862 511 11,623,787 199 2 323,496
2012
2013 Ene. 124,793,905 22,297,604 2,590,639 99,905,662 593,327 9,385 723,539 394 11,322,435 131 1 421,074
2013 Feb. 128,747,202 22,459,662 2,356,724 103,930,816 725,077 9,543 530,653 438 11,712,641 151 - 357,934
2013 Mar. 136,912,676 28,056,515 2,348,787 106,507,374 690,825 9,724 666,242 476 11,470,678 189 1 343,142
2013 Abr. 125,424,949 22,555,384 2,615,698 100,253,867 644,537 9,875 531,777 421 6,871,488 265 2 362,484
2013 May. 140,498,784 22,554,691 2,674,762 115,269,331 674,187 10,100 429,288 412 6,963,447 260 2 219,836
2013 Jun. 133,444,646 24,277,428 2,705,999 106,461,219 666,780 10,329 711,619 521 7,617,315 310 2 126,812
2013 Jul. 139,685,544 24,338,272 2,484,948 112,862,324 849,561 10,599 664,038 539 7,625,513 213 1 189,875
2013 Ago. 142,841,282 24,084,698 2,696,473 116,060,111 707,587 10,954 545,339 558 7,468,173 223 1 157,791
2013 Set. 147,609,374 24,031,836 3,396,811 120,180,727 743,999 11,224 346,202 665 7,789,389 190 1 105,232
2013 Oct. 149,382,542 25,143,896 2,750,429 121,488,217 841,495 11,496 492,989 609 7,227,675 287 1 99,788
2013 Nov. 162,134,047 27,197,063 2,915,666 132,021,318 840,507 11,974 444,341 527 7,531,277 378 2 75,000
2013 Dic. 192,380,443 31,403,659 4,631,192 156,345,592 735,186 12,764 726,216 634 8,674,358 444 4 102,850
2013
2014 Ene. 207,400,605 27,436,633 4,955,520 175,008,452 848,144 15,757 525,024 694 9,621,235 512 4 135,999
2014 Feb. 174,604,097 29,481,614 3,970,370 141,152,113 567,339 15,531 577,449 620 9,908,197 288 2 127,898
2014 Mar. 178,137,863 28,529,704 4,300,375 145,307,784 588,006 15,846 350,089 655 9,153,275 332 2 132,065
2014 Abr. 173,373,641 30,130,216 5,130,030 138,113,395 623,360 15,883 387,842 591 10,043,439 354 2 138,177
2014 May. 169,236,457 26,924,343 3,737,185 138,574,929 429,259 16,091 599,307 563 10,104,400 354 5 130,635
2014 Jun. 176,343,714 29,443,802 4,261,966 142,637,946 697,131 16,255 760,518 684 11,550,887 307 2 183,321
2014 Jul. 166,303,808 28,655,166 3,934,280 133,714,362 519,239 16,468 1,014,714 580 10,493,859 320 2 155,458
2014 Ago. 183,704,335 30,780,097 4,365,934 148,558,304 446,531 16,915 573,849 588 12,099,298 367 8 150,220
2014 Set. 173,211,397 33,017,556 5,062,610 135,131,231 449,889 17,095 451,717 621 11,124,915 2,373 2 115,969
2014 Oct. 202,269,409 31,724,335 4,696,942 165,848,132 527,273 17,232 485,414 706 10,728,754 870 5 121,288
2014 Nov. 199,470,109 33,821,478 5,412,118 160,236,513 600,928 17,337 505,698 470 13,319,103 957 4 80,165
2014 Dic. 222,713,418 42,849,464 8,086,350 171,777,604 675,110 17,452 365,407 612 12,026,643 1,688 3 125,914
2014
2015 Ene. 214,927,824 32,989,371 5,326,452 176,612,001 597,243 17,693 242,631 420 10,183,104 1,946 27 117,278
2015 Feb. 223,079,123 33,267,598 7,351,001 182,460,524 696,298 17,923 1,136,497 436 12,343,857 3,768 58 155,764
2015 Mar. 204,592,423 40,166,131 5,573,983 158,852,309 717,813 18,182 1,099,210 498 12,309,496 824 37 177,091
2015 Abr. 224,042,106 34,568,870 7,768,897 181,704,339 702,677 18,420 305,176 415 13,125,685 700 9 408,517
2015 May. 211,787,656 38,743,313 7,539,513 165,504,830 661,051 18,672 610,622 364 11,694,704 3,535 57 247,209
2015 Jun. 205,707,705 39,229,784 9,050,067 157,427,854 500,253 18,939 2,816,616 466 16,605,816 2,375 11 299,795
2015 Jul. 229,724,569 37,977,755 7,536,251 184,210,563 584,732 19,203 439,396 390 12,465,128 1,041 2 235,832
2015 Ago. 214,651,292 37,124,262 9,912,995 167,614,035 522,551 19,497 2,585,257 482 14,393,986 1,179 3 251,751
2015 Set. 229,620,110 38,179,298 8,383,313 183,057,499 660,864 19,824 454,121 478 13,844,900 2,066 8 376,135
2015 Oct. 248,315,086 42,847,592 6,806,533 198,660,961 442,840 20,161 511,417 268 11,710,350 3,816 31 202,511
2015 Nov. 240,552,490 44,950,677 6,960,409 188,641,404 1,698,574 20,531 285,745 358 11,327,461 3,563 30 174,574
2015 Dic. 354,270,828 53,020,156 20,210,451 281,040,221 621,287 27,657 298,190 284 19,486,076 1,835 57 135,129

Fuente: Banco Central de la República Argentina BAL - BAN - 1 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Activo (continuación)


Crédito al sector público
Total En moneda nacional En moneda extranjera
Total Utilización de fondos Préstamos (6) Valores Recursos Total Préstamos (6)
unificados Total Al Gobierno A gobiernos A otros públicos devenga- Total
Nacionales Provinciales Nacional provinciales y entes (7) dos sobre
(12) municipales oficiales préstamos

2012 Ene. 187,459,702 180,177,785 21,615,501 13,629,022 26,812,275 23,104,997 3,225,954 481,324 114,437,394 3,683,593 7,281,917 284,864
2012 Feb. 204,224,842 196,932,226 21,615,501 14,352,920 28,786,397 25,840,009 2,479,080 467,308 128,483,628 3,693,780 7,292,616 229,608
2012 Mar. 198,426,803 191,670,880 24,615,501 15,028,844 28,848,362 25,826,161 2,564,269 457,932 119,417,557 3,760,616 6,755,923 207,796
2012 Abr. 210,628,085 203,687,426 24,615,501 18,407,110 29,452,458 25,781,149 3,229,463 441,846 127,410,819 3,801,538 6,940,659 182,508
2012 May. 216,397,114 209,579,614 24,615,501 18,578,240 29,774,210 25,758,926 3,586,269 429,015 132,729,183 3,882,480 6,817,500 155,000
2012 Jun. 207,497,071 200,949,381 24,615,501 20,062,657 29,936,749 25,774,442 3,731,695 430,612 122,389,830 3,944,644 6,547,690 127,198
2012 Jul. 216,941,096 210,058,458 21,615,500 21,031,700 32,724,891 27,749,876 4,471,692 503,323 130,670,765 4,015,602 6,882,638 98,873
2012 Ago. 215,210,436 207,832,638 26,615,501 22,172,521 32,013,095 27,742,699 3,710,325 560,071 122,973,047 4,058,474 7,377,798 69,879
2012 Set. 222,063,425 214,993,426 33,115,501 22,952,147 32,092,375 27,893,356 3,789,578 409,441 122,743,658 4,089,745 7,069,999 38,391
2012 Oct. 222,898,466 216,332,072 31,615,500 23,683,314 33,044,452 27,909,538 4,772,759 362,155 123,820,210 4,168,596 6,566,394 13,358
2012 Nov. 234,275,584 226,946,254 31,615,501 24,139,083 32,982,416 27,917,671 4,696,159 368,586 133,897,513 4,311,741 7,329,330 7,974
2012 Dic. 190,797,700 183,694,562 1,615,501 25,647,327 35,880,270 30,442,626 5,061,019 376,625 116,488,070 4,063,394 7,103,138 8,216
2012
2013 Ene. 237,486,994 229,486,054 31,615,501 19,955,661 35,944,958 30,579,762 5,022,994 342,202 137,805,086 4,164,848 8,000,940 26,391
2013 Feb. 238,894,321 230,374,814 31,615,501 20,518,574 35,141,498 29,791,347 5,023,172 326,979 138,867,816 4,231,425 8,519,507 19,795
2013 Mar. 235,378,425 226,403,399 36,615,501 22,432,115 36,140,525 31,331,545 4,487,251 321,729 127,105,151 4,110,107 8,975,026 20,079
2013 Abr. 257,044,256 247,050,107 36,615,501 23,615,869 37,009,489 31,395,697 5,312,106 301,686 145,680,000 4,129,248 9,994,149 26,490
2013 May. 245,660,571 235,187,402 36,615,501 24,118,744 37,325,174 31,310,180 5,727,416 287,578 132,859,877 4,268,106 10,473,169 23,038
2013 Jun. 251,646,148 241,161,461 36,615,501 25,805,805 37,335,105 31,285,340 5,721,776 327,989 137,110,432 4,294,618 10,484,687 23,498
2013 Jul. 253,698,418 242,673,222 36,615,501 24,606,960 36,729,835 31,145,952 5,260,944 322,939 140,483,059 4,237,867 11,025,196 23,892
2013 Ago. 253,403,254 241,126,816 31,615,500 25,542,593 37,192,740 31,100,328 5,759,189 333,223 142,415,223 4,360,760 12,276,438 23,396
2013 Set. 261,975,813 248,729,106 30,115,501 28,662,937 37,150,693 31,112,197 5,715,273 323,223 148,474,313 4,325,662 13,246,707 156,102
2013 Oct. 278,026,666 262,871,803 38,615,501 29,236,126 38,100,524 31,225,173 6,524,031 351,320 152,479,048 4,440,604 15,154,863 24,837
2013 Nov. 272,360,338 257,370,476 36,615,501 29,433,881 39,942,143 32,885,451 6,707,803 348,889 146,717,066 4,661,885 14,989,862 84,033
2013 Dic. 223,780,765 207,109,704 1,615,501 31,791,665 44,273,477 36,479,831 7,465,438 328,208 125,290,488 4,138,573 16,671,061 25,568
2013
2014 Ene. 229,004,531 210,971,097 1,615,501 22,043,084 44,149,585 36,452,151 7,374,134 323,300 139,009,082 4,153,845 18,033,434 31,451
2014 Feb. 288,458,510 268,412,721 32,615,501 23,372,253 44,498,048 36,800,961 7,357,938 339,149 163,417,081 4,509,838 20,045,789 30,903
2014 Mar. 312,383,710 290,190,385 37,615,501 25,175,326 44,357,803 36,736,392 7,299,415 321,996 178,363,724 4,678,031 22,193,325 216,262
2014 Abr. 320,813,594 299,164,227 37,615,501 26,930,070 44,345,955 36,802,692 7,238,335 304,928 185,361,423 4,911,278 21,649,367 79,311
2014 May. 341,527,898 317,473,538 37,615,501 26,155,699 44,280,729 36,638,325 7,309,625 332,779 204,200,702 5,220,907 24,054,360 102,305
2014 Jun. 347,259,952 324,216,963 37,615,501 29,027,984 45,030,620 37,472,700 7,184,208 373,712 207,251,429 5,291,429 23,042,989 307,751
2014 Jul. 359,858,881 337,638,699 37,615,501 31,481,340 45,648,176 38,126,697 7,278,419 243,060 217,263,376 5,630,306 22,220,182 66,337
2014 Ago. 367,168,491 344,644,550 37,615,501 35,532,955 45,681,829 38,323,682 7,105,266 252,881 220,128,517 5,685,748 22,523,941 67,899
2014 Set. 389,439,647 366,701,735 37,615,500 37,755,739 45,863,100 38,315,923 7,254,138 293,039 239,674,430 5,792,966 22,737,912 68,423
2014 Oct. 380,214,051 357,898,759 37,615,500 38,502,675 45,136,142 37,149,900 7,745,087 241,155 230,764,198 5,880,244 22,315,292 68,674
2014 Nov. 412,382,787 390,824,575 37,615,500 41,366,159 43,138,869 35,208,315 7,728,934 201,620 262,706,659 5,997,388 21,558,212 68,868
2014 Dic. 390,003,967 369,399,417 - 45,951,118 45,304,419 35,117,073 10,085,410 101,936 272,049,244 6,094,636 20,604,550 69,139
2014
2015 Ene. 423,757,928 403,488,471 35,000,000 30,633,289 45,578,032 35,262,517 10,172,054 143,461 286,179,732 6,097,418 20,269,457 69,807
2015 Feb. 451,768,677 432,907,111 45,000,001 37,671,530 43,600,253 35,509,301 7,968,594 122,358 300,425,581 6,209,746 18,861,566 70,480
2015 Mar. 476,557,809 451,320,446 45,000,000 41,686,934 52,906,796 43,665,268 9,041,336 200,192 305,398,479 6,328,237 25,237,363 71,761
2015 Abr. 463,458,925 434,646,955 45,000,001 44,617,933 53,206,473 43,726,127 8,867,067 613,279 285,288,685 6,533,863 28,811,970 78,305
2015 May. 489,422,701 460,134,819 45,000,001 46,330,547 52,951,324 43,527,573 8,833,414 590,337 309,030,477 6,822,470 29,287,882 98,629
2015 Jun. 521,703,836 491,801,455 45,000,001 50,299,752 54,178,293 46,017,436 7,561,844 599,013 335,695,551 6,627,858 29,902,381 91,000
2015 Jul. 516,434,324 485,584,453 44,200,001 55,101,354 53,506,893 44,214,036 8,637,787 655,070 325,879,337 6,896,868 30,849,871 91,865
2015 Ago. 530,023,362 497,346,159 45,000,001 55,533,323 50,282,297 40,502,362 9,134,987 644,948 339,270,137 7,260,401 32,677,203 93,579
2015 Set. 525,366,888 489,813,394 45,000,001 56,873,385 50,158,852 40,571,556 8,938,918 648,378 330,606,986 7,174,170 35,553,494 285,509
2015 Oct. 523,919,557 486,483,092 45,000,000 53,542,128 53,984,482 40,664,069 12,667,171 653,242 326,530,203 7,426,279 37,436,465 256,913
2015 Nov. 576,688,395 541,173,022 45,000,001 51,912,519 53,717,558 40,674,303 12,371,214 672,041 382,957,892 7,585,052 35,515,373 282,172
2015 Dic. 513,785,881 466,487,827 - 50,832,463 62,480,594 46,713,635 15,629,608 137,351 345,411,447 7,763,323 47,298,054 412,418

Fuente: Banco Central de la República Argentina BAL - BAN - 2 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Activo(continuación)


Crédito al sector público (conclusión) Sector privado
En moneda extranjera (conclusión) Total En moneda nacional
Préstamos (6) Valores Recursos Total Préstamos
Al Gobierno A gobiernos A otros públicos devenga- Total Adelantos Descuentos Hipotecarios
Nacional provinciales y entes (8) dos sobre Total Para la Otros
municipales oficiales préstamos vivienda destinos

2012 Ene. 281,853 - 3,011 6,996,485 568 298,630,864 254,434,213 238,414,196 27,520,640 54,217,212 27,662,802 16,924,948 10,737,854
2012 Feb. 226,538 - 3,070 7,062,591 417 302,991,859 259,153,162 243,007,609 31,644,686 52,931,789 28,083,247 17,166,312 10,916,935
2012 Mar. 205,343 - 2,453 6,547,746 381 307,783,933 263,790,344 247,414,700 30,375,886 54,350,778 28,691,805 17,473,416 11,218,389
2012 Abr. 173,607 - 8,901 6,757,879 272 311,272,412 267,473,798 251,080,808 31,004,747 54,762,624 29,195,988 17,643,464 11,552,524
2012 May. 152,561 - 2,439 6,662,227 273 317,207,569 274,716,214 258,423,134 32,225,767 55,189,484 29,556,120 17,855,657 11,700,463
2012 Jun. 125,174 - 2,024 6,420,274 218 326,463,043 287,671,395 270,846,923 34,192,891 60,600,794 30,201,085 18,004,052 12,197,033
2012 Jul. 96,868 - 2,005 6,783,579 186 332,099,465 297,262,213 280,287,199 36,749,271 63,982,770 30,587,683 18,245,520 12,342,163
2012 Ago. 67,852 - 2,027 7,307,787 132 341,644,501 309,287,628 291,221,519 38,487,838 67,380,287 31,387,155 18,582,534 12,804,621
2012 Set. 38,351 5 35 7,031,553 55 348,661,824 317,905,850 298,593,543 38,432,497 71,640,046 32,031,429 18,837,858 13,193,571
2012 Oct. 7,830 5,523 5 6,553,036 - 357,906,433 328,154,970 308,148,277 37,709,800 74,958,667 32,840,687 19,153,842 13,686,845
2012 Nov. 7,961 15 -2 7,321,356 - 368,913,234 339,671,225 319,068,231 38,525,963 79,273,503 33,752,672 19,345,587 14,407,085
2012 Dic. 8,197 10 9 7,094,922 - 387,489,218 358,530,149 336,501,386 37,899,338 88,514,742 35,367,901 19,665,371 15,702,530
2012
2013 Ene. 6,868 - 19,523 7,974,178 371 391,926,902 362,186,511 339,821,723 41,785,293 85,874,603 35,832,406 19,847,642 15,984,764
2013 Feb. - - 19,795 8,499,249 463 394,894,471 365,865,609 343,517,178 42,649,503 85,573,840 36,246,212 19,957,412 16,288,800
2013 Mar. - - 20,079 8,954,380 567 403,980,894 375,547,042 351,995,714 43,759,669 88,725,440 36,773,112 20,079,280 16,693,832
2013 Abr. - 6,164 20,326 9,966,990 669 412,398,556 382,723,607 358,987,692 44,893,550 89,163,148 37,252,849 20,193,535 17,059,314
2013 May. 5 2,325 20,708 10,449,349 782 420,880,889 391,612,985 367,601,626 43,514,784 92,036,662 37,995,415 20,374,570 17,620,845
2013 Jun. 5 1,379 22,114 10,460,293 896 433,648,103 404,623,639 380,506,643 44,962,334 96,754,464 39,098,638 20,458,906 18,639,732
2013 Jul. - 1,410 22,482 11,000,284 1,020 440,153,957 412,137,854 387,486,214 47,952,019 97,886,266 39,706,205 20,561,053 19,145,152
2013 Ago. 17 312 23,067 12,253,042 - 452,469,020 424,679,115 399,105,672 49,753,553 102,008,589 40,361,838 20,928,326 19,433,512
2013 Set. - - 156,102 13,090,605 - 466,296,711 439,277,232 413,230,255 51,858,345 107,269,145 40,909,969 21,063,025 19,846,944
2013 Oct. 12 - 24,825 15,130,026 - 476,480,513 449,595,687 422,154,284 49,030,751 109,780,631 41,569,437 21,246,657 20,322,780
2013 Nov. 59,961 - 24,072 14,905,829 - 488,638,905 462,045,252 433,358,181 49,003,607 113,828,118 42,351,938 21,457,572 20,894,366
2013 Dic. - - 25,568 16,645,493 - 508,478,594 481,552,954 451,647,145 45,880,185 122,643,867 43,919,626 21,681,718 22,237,908
2013
2014 Ene. 16 - 31,435 18,001,983 - 523,653,874 490,240,153 459,353,763 50,597,629 120,359,376 44,162,200 21,748,612 22,413,588
2014 Feb. 32 - 30,871 20,014,886 - 523,439,199 490,982,027 459,995,969 52,006,241 119,231,287 44,494,943 21,841,243 22,653,700
2014 Mar. - - 216,262 21,977,063 - 526,540,419 493,102,991 460,359,224 52,687,726 117,141,128 44,651,182 21,935,673 22,715,509
2014 Abr. 528 8,986 69,797 21,570,056 - 529,092,403 493,207,207 460,800,168 53,817,790 114,793,158 44,905,800 21,945,749 22,960,051
2014 May. 24 178 102,103 23,952,055 - 534,213,198 496,937,353 464,198,393 54,345,861 114,766,670 45,221,574 22,074,546 23,147,028
2014 Jun. 8 - 307,743 22,730,161 5,077 543,170,008 506,265,819 474,600,177 57,756,047 117,363,108 45,957,354 22,270,446 23,686,908
2014 Jul. 16 - 66,321 22,153,736 109 549,145,319 510,521,374 478,368,453 61,222,879 118,132,310 46,135,582 22,359,095 23,776,487
2014 Ago. 8 - 67,891 22,455,585 457 560,191,865 521,883,000 488,352,815 62,269,245 123,072,032 46,347,969 22,454,531 23,893,438
2014 Set. - - 68,423 22,668,692 797 572,232,382 535,194,872 501,773,559 59,697,198 130,144,110 46,765,414 22,649,802 24,115,612
2014 Oct. - - 68,674 22,245,467 1,151 583,662,072 549,394,507 514,540,436 54,143,356 135,789,926 47,020,336 22,913,044 24,107,292
2014 Nov. - - 68,868 21,487,850 1,494 596,076,734 563,753,322 527,744,271 55,138,354 139,430,413 47,161,433 22,795,626 24,365,807
2014 Dic. 68 - 69,071 20,533,560 1,851 616,660,854 585,101,520 548,524,065 56,585,379 145,851,864 47,887,921 23,108,987 24,778,934
2014
2015 Ene. 17 9 69,781 20,197,425 2,225 620,602,106 587,447,016 550,696,284 59,777,395 141,713,261 47,892,287 23,108,123 24,784,164
2015 Feb. 9 - 70,471 18,788,515 2,571 632,259,788 597,922,712 560,766,619 65,676,518 141,523,350 47,807,299 23,105,274 24,702,025
2015 Mar. 141 388 71,232 25,162,640 2,962 648,399,770 613,228,063 574,868,081 66,221,043 145,034,663 48,062,521 23,135,862 24,926,659
2015 Abr. 116 9,314 68,875 28,733,586 79 657,943,367 618,203,471 580,640,720 62,396,473 147,643,774 48,301,278 23,227,756 25,073,522
2015 May. - 234 98,395 29,188,917 336 673,201,323 631,821,273 593,926,076 64,846,839 150,657,801 48,631,364 23,407,673 25,223,691
2015 Jun. - 236 90,764 29,810,695 686 696,299,359 652,736,087 615,771,317 71,700,689 155,471,404 49,747,741 23,758,383 25,989,358
2015 Jul. 92 - 91,773 30,756,950 1,056 709,146,606 665,377,095 627,290,605 69,785,225 163,738,666 50,567,388 24,016,511 26,550,877
2015 Ago. 734 9 92,836 32,582,195 1,429 728,560,595 686,897,032 648,056,341 73,949,646 168,649,360 50,482,044 24,138,399 26,343,645
2015 Set. - 706 284,803 35,266,178 1,807 747,509,727 708,005,032 668,009,843 72,308,223 176,188,848 51,132,209 24,422,759 26,709,450
2015 Oct. - 10,539 246,374 37,177,344 2,208 775,488,132 739,154,048 696,759,569 73,523,960 185,474,293 52,026,439 24,723,444 27,302,995
2015 Nov. 10 4,118 278,044 35,230,591 2,610 809,819,421 777,426,562 734,258,696 80,455,056 196,407,580 53,263,918 25,064,873 28,199,045
2015 Dic. 34,541 468 377,409 46,881,620 4,016 843,846,135 802,071,891 754,952,828 76,426,636 202,086,995 55,226,361 25,725,534 29,500,827

Fuente: Banco Central de la República Argentina BAL - BAN - 3 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Activo(continuación)


Sector privado (continuación)
En moneda nacional (conclusión) En moneda extranjera
Préstamos (conclusión) Valores Recursos Total Préstamos
Pren- Perso- Otros privados devenga- Total Adelantos Descuentos Hipotecarios
darios nales (3) dos sobre Total Para la Otros
(10) préstamos vivienda destinos

2012 Ene. 11,422,399 98,211,856 19,379,287 11,992,168 4,027,849 44,196,651 41,805,159 1 10,989,840 845,826 67,145 778,681
2012 Feb. 11,463,675 99,086,878 19,797,334 12,049,939 4,095,614 43,838,697 41,381,572 2 10,933,901 842,890 68,241 774,649
2012 Mar. 11,659,537 101,652,875 20,683,819 12,284,785 4,090,859 43,993,589 41,546,105 1 11,011,670 864,607 67,430 797,177
2012 Abr. 11,761,625 102,618,311 21,737,513 12,170,902 4,222,088 43,798,614 41,321,259 1 10,965,979 853,395 68,323 785,072
2012 May. 11,931,835 106,618,962 22,900,966 12,199,801 4,093,279 42,491,355 40,009,176 1 10,583,319 820,161 67,220 752,941
2012 Jun. 12,116,073 108,417,422 25,318,658 12,729,458 4,095,014 38,791,648 36,509,044 - 10,298,475 794,908 66,866 728,042
2012 Jul. 12,316,617 110,346,310 26,304,548 12,664,547 4,310,467 34,837,252 32,782,361 - 9,707,994 796,793 66,645 730,148
2012 Ago. 12,658,172 114,432,243 26,875,824 13,694,252 4,371,857 32,356,873 30,283,510 1 8,923,590 801,660 65,817 735,843
2012 Set. 13,053,133 116,002,801 27,433,637 14,613,912 4,698,395 30,755,974 28,636,314 - 8,862,320 812,949 65,582 747,367
2012 Oct. 13,673,801 121,527,013 27,438,309 15,070,397 4,936,296 29,751,463 27,468,171 1 8,518,274 826,340 65,206 761,134
2012 Nov. 14,426,272 125,181,457 27,908,364 15,466,628 5,136,366 29,242,009 26,900,142 1 8,398,542 816,967 63,236 753,731
2012 Dic. 15,076,106 130,625,813 29,017,486 16,472,007 5,556,756 28,959,069 26,602,538 2 7,942,210 794,906 63,158 731,748
2012
2013 Ene. 15,526,950 132,460,237 28,342,234 16,617,922 5,746,866 29,740,391 27,398,262 1 7,649,276 800,458 63,625 736,833
2013 Feb. 15,787,404 134,970,915 28,289,304 16,775,190 5,573,241 29,028,862 26,631,135 14 7,096,547 803,312 63,281 740,031
2013 Mar. 16,327,594 137,473,538 28,936,361 17,423,748 6,127,580 28,433,852 25,910,729 14 6,795,651 782,716 57,687 725,029
2013 Abr. 16,873,272 140,767,572 30,037,301 17,872,583 5,863,332 29,674,949 27,074,473 1 6,746,674 771,571 57,704 713,867
2013 May. 17,687,964 144,702,897 31,663,904 18,203,772 5,807,587 29,267,904 26,679,438 1 6,900,928 778,487 57,602 720,885
2013 Jun. 18,506,647 147,458,676 33,725,884 18,190,354 5,926,642 29,024,464 26,364,836 - 6,928,070 758,242 57,385 700,857
2013 Jul. 18,886,010 149,489,932 33,565,782 18,650,312 6,001,328 28,016,103 25,077,082 1 6,614,050 764,782 57,322 707,460
2013 Ago. 19,336,265 153,751,523 33,893,904 19,228,823 6,344,620 27,789,905 24,775,785 - 6,292,369 772,241 55,430 716,811
2013 Set. 19,923,620 158,782,676 34,486,500 19,626,987 6,419,990 27,019,479 24,016,465 - 6,163,301 775,079 55,268 719,811
2013 Oct. 20,773,874 165,697,867 35,301,724 20,568,404 6,872,999 26,884,826 23,812,423 - 6,108,723 780,433 56,282 724,151
2013 Nov. 21,264,288 170,618,790 36,291,440 21,422,718 7,264,353 26,593,653 23,352,014 1 5,834,819 804,821 56,586 748,235
2013 Dic. 21,861,632 179,322,325 38,019,510 22,263,779 7,642,030 26,925,640 23,571,020 - 6,328,969 877,081 58,480 818,601
2013
2014 Ene. 22,180,110 184,612,390 37,442,058 23,071,962 7,814,428 33,413,721 29,393,862 1 8,086,892 1,048,096 73,021 975,075
2014 Feb. 22,539,293 184,610,720 37,113,485 23,064,205 7,921,853 32,457,172 28,166,653 - 7,758,311 1,001,514 65,524 935,990
2014 Mar. 22,312,969 186,263,642 37,302,577 24,090,877 8,652,890 33,437,428 29,505,108 2 8,211,008 1,004,457 64,694 939,763
2014 Abr. 22,203,893 187,525,149 37,554,378 23,717,748 8,689,291 35,885,196 31,954,207 2 9,074,963 992,254 62,667 929,587
2014 May. 22,148,769 189,700,662 38,014,857 23,782,286 8,956,674 37,275,845 33,350,889 - 9,579,615 946,448 59,904 886,544
2014 Jun. 22,244,229 192,592,044 38,687,395 23,194,896 8,470,746 36,904,189 33,439,326 - 10,124,274 931,414 58,321 873,093
2014 Jul. 22,183,546 191,275,144 39,418,992 23,690,866 8,462,055 38,623,945 35,111,704 - 10,489,456 985,345 57,817 927,528
2014 Ago. 22,403,319 195,038,448 39,221,802 24,486,275 9,043,910 38,308,865 34,805,334 - 10,364,972 1,006,572 59,156 947,416
2014 Set. 22,986,806 203,113,142 39,066,889 24,659,741 8,761,572 37,037,510 33,655,965 - 9,898,601 987,761 45,698 942,063
2014 Oct. 23,548,118 213,455,139 40,583,561 25,780,230 9,073,841 34,267,565 31,030,071 - 9,394,106 977,338 45,871 931,467
2014 Nov. 23,769,093 221,370,380 40,874,598 26,272,324 9,736,727 32,323,412 29,100,093 - 8,830,441 977,833 45,390 932,443
2014 Dic. 24,025,983 231,957,830 42,215,088 26,768,971 9,808,484 31,559,334 28,502,886 61 8,311,785 820,899 45,513 775,386
2014
2015 Ene. 24,179,203 235,455,943 41,678,195 26,922,257 9,828,475 33,155,090 30,068,564 29 8,360,520 891,286 45,937 845,349
2015 Feb. 24,327,101 239,844,430 41,587,921 27,130,687 10,025,406 34,337,076 31,304,197 - 8,687,759 901,593 46,361 855,232
2015 Mar. 24,807,262 248,344,877 42,397,715 27,974,430 10,385,552 35,171,707 32,154,836 - 9,995,557 961,334 37,466 923,868
2015 Abr. 25,324,453 254,624,120 42,350,622 27,244,788 10,317,963 39,739,896 36,820,885 2 11,142,452 928,118 37,765 890,353
2015 May. 25,645,034 259,832,401 44,312,637 26,917,829 10,977,368 41,380,050 38,413,927 1 11,529,850 917,145 37,512 879,633
2015 Jun. 26,467,484 266,955,745 45,428,254 26,667,675 10,297,095 43,563,272 40,537,310 - 12,262,509 882,692 35,992 846,700
2015 Jul. 26,862,039 270,051,008 46,286,279 27,582,459 10,504,031 43,769,511 40,799,410 - 12,518,745 910,900 36,345 874,555
2015 Ago. 27,212,063 281,710,272 46,052,956 27,890,931 10,949,760 41,663,563 38,696,951 - 12,061,024 920,314 36,717 883,597
2015 Set. 27,986,681 294,148,493 46,245,389 28,850,955 11,144,234 39,504,695 36,564,567 - 12,096,981 1,037,010 37,159 999,851
2015 Oct. 28,807,177 309,249,021 47,678,679 30,342,985 12,051,494 36,334,084 33,687,558 - 12,081,420 1,103,926 37,611 1,066,315
2015 Nov. 29,593,503 326,327,508 48,211,131 30,635,174 12,532,692 32,392,859 29,913,291 2 10,292,396 986,297 19,648 966,649
2015 Dic. 29,841,236 341,585,666 49,785,934 33,671,875 13,447,188 41,774,244 38,603,885 2 13,233,886 1,225,136 871 1,224,265

Fuente: Banco Central de la República Argentina BAL - BAN - 4 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Activo(conclusión) Sumas Pasivo


Sector privado (conclusión) Otras del Pasivos con residentes en el exterior
En moneda extranjera (conclusión) cuentas activo Operaciones en moneda extranjera
Préstamos (conclusión) Valores Recursos del y Depósitos Recursos
Pren- Perso- Otros privados devenga- activo del pasivo Total En cuentas En caja A plazo Otros devenga-
darios nales (3) dos sobre (5) más patri- corrientes y de fijo dos sobre
(10) préstamos (9) monio neto a la vista ahorros (4) depósitos

2012 Ene. 89,547 1,216,523 28,663,422 2,012,009 379,483 69,893,454 668,962,291 54,600 2,592 8,779 42,445 784 1
2012 Feb. 86,735 1,461,669 28,056,375 2,041,227 415,898 80,376,434 691,459,351 54,835 2,604 8,641 42,810 780 2
2012 Mar. 84,392 1,231,424 28,354,011 1,996,792 450,692 71,630,232 695,861,336 55,744 2,679 8,177 44,036 852 2
2012 Abr. 82,555 1,346,797 28,072,532 1,997,503 479,852 80,604,534 720,413,564 56,613 2,702 9,390 44,374 147 2
2012 May. 83,950 1,588,154 26,933,591 2,009,687 472,492 78,060,365 724,949,106 56,484 2,683 8,713 44,993 95 3
2012 Jun. 80,248 1,588,246 23,747,167 1,837,295 445,309 67,602,204 718,372,648 55,335 2,733 7,142 45,312 148 4
2012 Jul. 86,203 1,834,858 20,356,513 1,643,355 411,536 78,862,521 742,589,378 57,073 2,758 8,327 45,848 140 5
2012 Ago. 84,021 2,079,598 18,394,640 1,686,359 387,004 69,260,552 754,783,156 57,164 2,497 8,016 43,109 3,542 8
2012 Set. 79,488 1,616,862 17,264,695 1,755,993 363,667 71,023,566 773,779,502 54,530 2,551 6,275 45,343 361 8
2012 Oct. 77,108 1,450,674 16,595,774 1,939,190 344,102 71,330,475 787,659,990 56,282 2,590 7,015 45,807 870 9
2012 Nov. 75,404 1,108,079 16,501,149 2,003,143 338,724 84,897,948 824,714,238 54,247 2,624 6,035 45,017 571 8
2012 Dic. 69,633 1,094,167 16,701,620 2,005,987 350,544 67,032,047 800,690,886 55,619 2,716 6,430 45,708 765 11
2012
2013 Ene. 65,443 2,057,170 16,825,914 1,979,502 362,627 81,128,750 848,406,837 17,884 3,498 5,613 8,156 617 1
2013 Feb. 63,881 2,143,139 16,524,242 2,028,660 369,067 79,058,480 854,930,911 18,881 3,347 6,490 8,303 741 3
2013 Mar. 62,904 1,822,350 16,447,094 2,146,467 376,656 65,189,662 854,642,934 28,206 3,399 16,086 8,099 622 3
2013 Abr. 61,391 2,540,729 16,954,107 2,248,644 351,832 88,458,126 891,746,736 25,456 3,305 13,996 7,410 745 1
2013 May. 52,798 2,209,669 16,737,555 2,271,792 316,674 71,156,369 886,494,145 25,523 3,368 13,489 7,393 1,273 2
2013 Jun. 45,776 2,090,974 16,541,774 2,355,410 304,218 78,712,616 906,585,201 18,525 3,433 6,741 7,584 767 3
2013 Jul. 45,472 2,511,579 15,141,198 2,659,183 279,838 87,735,654 930,613,912 23,150 3,372 11,480 7,684 614 1
2013 Ago. 45,326 2,053,227 15,612,622 2,738,768 275,352 89,124,644 946,728,826 20,259 3,473 9,526 6,577 683 3
2013 Set. 44,158 2,411,040 14,622,887 2,730,592 272,422 92,955,049 977,833,849 19,756 3,547 8,523 7,036 650 2
2013 Oct. 38,690 2,999,914 13,884,663 2,818,064 254,339 98,128,628 1,010,692,689 20,296 - 11,756 7,960 580 1
2013 Nov. 39,825 2,497,888 14,174,660 2,993,249 248,390 94,739,672 1,026,776,968 15,720 - 13,090 1,966 664 -
2013 Dic. 34,828 1,835,306 14,494,836 3,099,696 254,924 77,759,436 1,012,651,694 15,301 - 12,475 2,188 638 -
2013
2014 Ene. 38,574 3,228,699 16,991,600 3,712,725 307,134 92,637,512 1,063,843,891 18,780 - 14,789 3,004 987 -
2014 Feb. 37,315 2,395,759 16,973,754 3,978,944 311,575 93,704,338 1,091,403,468 19,306 - 17,121 647 1,538 -
2014 Mar. 39,160 1,935,450 18,315,031 3,583,154 349,166 111,128,129 1,138,430,391 20,489 - 18,764 659 1,066 -
2014 Abr. 36,896 1,831,717 20,018,375 3,592,308 338,681 97,659,696 1,132,148,982 25,929 - 24,360 787 782 -
2014 May. 36,156 1,760,052 21,028,618 3,558,929 366,027 103,830,768 1,160,088,935 24,103 - 22,518 715 870 -
2014 Jun. 35,407 1,801,955 20,546,276 3,099,371 365,492 106,606,795 1,186,589,574 23,545 - 21,918 833 794 -
2014 Jul. 33,709 2,112,909 21,490,285 3,116,057 396,184 105,719,970 1,193,228,618 24,670 - 22,972 815 883 -
2014 Ago. 32,787 1,960,541 21,440,462 3,081,337 422,194 116,279,173 1,240,631,640 233,024 - 231,310 811 903 -
2014 Set. 31,868 2,826,633 19,911,102 2,973,676 407,869 126,813,371 1,273,859,378 233,524 - 226,393 6,307 824 5
2014 Oct. 30,329 2,597,308 18,030,990 2,840,253 397,241 108,884,771 1,286,911,845 81,092 - 74,169 6,032 891 7
2014 Nov. 29,182 2,300,526 16,962,111 2,826,902 396,417 131,380,149 1,353,834,441 77,689 - 70,820 6,040 829 1
2014 Dic. 24,751 2,339,550 17,005,840 2,686,307 370,141 123,854,445 1,366,445,513 68,983 3 67,499 651 830 -
2014
2015 Ene. 23,624 3,314,477 17,478,628 2,721,959 364,567 115,668,652 1,386,116,852 80,078 161 72,998 6,080 839 2
2015 Feb. 20,103 3,384,910 18,309,832 2,671,304 361,575 114,345,606 1,435,807,795 77,251 64 70,206 5,575 1,406 3
2015 Mar. 19,303 3,293,284 17,885,358 2,652,951 363,920 131,497,250 1,475,370,403 80,157 64 73,024 5,719 1,350 5
2015 Abr. 18,878 3,398,266 21,333,169 2,531,588 387,423 108,551,875 1,468,557,872 80,157 1 79,903 142 111 -
2015 May. 17,630 3,129,682 22,819,619 2,535,094 431,029 125,508,137 1,513,156,031 75,727 42 75,432 142 111 -
2015 Jun. 13,579 3,688,465 23,690,065 2,591,833 434,129 144,094,925 1,588,050,096 73,524 44 73,225 143 112 -
2015 Jul. 13,131 3,447,268 23,909,366 2,513,865 456,236 122,468,709 1,591,519,932 71,003 44 70,698 129 132 -
2015 Ago. 12,598 3,708,361 21,994,654 2,495,572 471,040 139,667,228 1,630,677,183 72,765 104 72,416 112 133 -
2015 Set. 12,280 5,026,201 18,392,095 2,510,808 429,320 145,917,278 1,663,772,399 65,251 150 64,872 113 116 -
2015 Oct. 5,678 4,522,376 15,974,158 2,244,275 402,251 150,434,589 1,711,048,758 72,728 127 70,320 2,164 117 -
2015 Nov. 5,359 4,509,208 14,120,029 2,116,394 363,174 193,573,421 1,834,144,563 62,463 26 60,124 2,195 118 -
2015 Dic. 5,901 5,154,330 18,984,630 2,740,229 430,130 143,520,131 1,875,993,490 86,244 180 82,946 2,961 157 -

Fuente: Banco Central de la República Argentina BAL - BAN - 5 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo (continuación)


Pasivos con residentes en el exterior (conclusión)
Operaciones en moneda extranjera (conclusión) Operaciones en moneda nacional
Obligacio- Obligacio- Obligacio- Otros Depósitos Recursos Otros
nes con or- nes con nes pasivos Total A la En caja A plazo Otros devenga- pasivos
gan. Inter- entidades negocia- vista de ahorros fijo dos sobre
nacionales financieras bles (4) depósitos

2012 Ene. 536,144 5,942,772 5,053,388 2,680,055 1,668,875 56,487 1,163,906 448,149 333 19,998 292,684
2012 Feb. 537,208 5,913,540 5,084,903 2,697,950 1,514,370 49,719 1,024,593 439,018 1,040 23,869 387,495
2012 Mar. 537,395 5,797,229 5,110,593 2,706,850 1,479,107 62,560 1,045,257 370,933 357 6,773 420,868
2012 Abr. 563,269 5,761,012 5,151,995 2,508,061 1,543,873 44,062 1,132,097 367,385 329 6,230 405,109
2012 May. 570,487 5,940,208 5,195,429 2,392,077 1,366,933 49,313 971,401 345,866 353 6,292 378,866
2012 Jun. 592,745 6,464,778 5,218,823 2,576,105 1,752,238 38,748 1,426,294 286,874 322 5,010 186,220
2012 Jul. 596,533 6,209,762 5,296,881 2,443,957 1,589,778 37,390 1,304,703 247,090 595 2,979 103,472
2012 Ago. 740,726 5,725,706 5,363,680 2,360,706 1,249,321 164,148 923,838 160,791 544 1,998 83,128
2012 Set. 756,917 5,529,206 5,441,282 2,545,185 1,316,997 42,152 1,111,808 162,543 494 3,250 127,694
2012 Oct. 727,469 5,321,716 5,527,572 1,766,864 1,081,490 49,887 919,225 110,694 1,684 3,243 124,319
2012 Nov. 737,902 5,109,504 5,603,357 1,469,722 1,135,210 147,373 895,248 90,890 1,699 2,667 46,774
2012 Dic. 556,585 4,516,278 5,416,494 1,488,312 2,291,435 50,045 2,142,851 96,780 1,759 3,724 16,917
2012
2013 Ene. 560,110 4,407,952 5,514,214 1,762,437 1,348,477 166,354 1,090,423 88,368 3,332 4,279 45,623
2013 Feb. 562,026 4,157,103 5,583,211 1,494,307 1,204,540 272,876 840,083 89,880 1,701 4,950 28,704
2013 Mar. 567,934 4,262,699 5,665,185 1,495,153 880,895 56,848 742,926 79,426 1,695 4,199 29,493
2013 Abr. 548,627 4,197,219 5,740,097 1,679,493 1,160,505 158,038 864,897 136,016 1,554 3,982 42,247
2013 May. 529,807 4,849,077 5,848,423 1,181,342 923,060 61,800 731,776 128,741 743 3,170 31,766
2013 Jun. 499,637 4,865,279 5,962,495 1,025,538 955,581 62,885 728,886 162,784 1,026 3,106 38,703
2013 Jul. 498,902 4,888,574 6,134,686 1,192,349 1,217,633 64,014 988,591 162,959 2,069 3,505 44,840
2013 Ago. 512,887 4,780,534 6,316,990 1,182,492 1,457,698 64,063 1,213,903 177,796 1,936 3,804 28,803
2013 Set. 523,459 4,473,724 6,457,136 981,933 1,231,487 58,666 992,109 180,311 401 4,039 49,578
2013 Oct. 505,765 4,949,548 6,592,215 1,168,374 1,121,154 63,900 783,008 273,845 401 2,593 48,463
2013 Nov. 573,578 5,009,861 6,844,427 1,021,039 1,131,359 90,793 737,742 302,399 425 3,238 48,703
2013 Dic. 563,838 5,932,773 6,879,163 1,050,938 1,429,836 83,540 896,330 448,437 1,529 8,456 51,108
2013
2014 Ene. 660,541 7,544,009 8,283,929 1,301,444 1,625,473 86,394 1,108,851 428,665 1,563 8,150 76,403
2014 Feb. 649,007 7,597,496 8,139,778 1,132,060 1,523,116 70,104 1,031,900 418,793 2,319 10,129 48,496
2014 Mar. 659,848 8,268,573 8,276,640 1,201,600 1,475,666 82,431 1,015,998 375,897 1,340 12,101 53,859
2014 Abr. 620,605 8,726,568 8,268,755 1,011,499 1,429,242 88,501 952,351 386,474 1,916 8,245 59,282
2014 May. 625,857 10,025,795 8,348,128 1,190,425 1,721,784 130,957 1,098,135 491,342 1,350 12,556 54,294
2014 Jun. 622,864 10,520,118 8,405,742 1,333,072 2,082,538 85,539 1,611,234 384,216 1,549 14,484 220,672
2014 Jul. 596,374 11,143,638 8,530,971 1,402,197 1,930,361 136,911 1,401,692 390,421 1,337 8,599 81,962
2014 Ago. 610,452 11,220,379 8,733,255 1,326,106 1,761,718 139,980 1,231,221 387,649 2,868 10,558 105,482
2014 Set. 614,208 12,118,857 8,796,708 1,671,467 1,517,528 124,600 947,873 442,379 2,676 14,344 145,275
2014 Oct. 575,992 11,008,319 8,829,337 1,712,471 1,506,887 109,279 940,027 456,223 1,358 7,687 141,243
2014 Nov. 577,564 10,756,883 8,837,603 1,447,095 1,525,113 130,833 882,669 510,273 1,338 11,150 84,169
2014 Dic. 840,839 9,368,251 8,890,188 1,162,524 1,323,775 81,663 834,096 406,654 1,362 13,286 115,838
2014
2015 Ene. 855,519 9,249,973 9,030,242 1,108,640 1,501,446 89,140 936,897 473,777 1,632 8,100 104,962
2015 Feb. 987,802 9,449,671 9,119,687 1,235,832 1,464,848 121,176 869,869 472,285 1,518 11,617 145,157
2015 Mar. 1,581,722 10,030,911 9,220,252 1,378,000 1,601,527 138,854 975,322 485,926 1,425 16,009 176,557
2015 Abr. 1,643,100 11,693,791 9,309,940 2,849,728 1,579,949 147,391 876,426 554,483 1,649 7,808 438,776
2015 May. 1,748,603 12,451,556 9,399,226 1,897,022 1,762,749 187,668 1,036,136 534,731 4,214 12,532 197,982
2015 Jun. 1,736,813 14,051,959 9,498,839 1,978,234 2,011,851 181,643 1,308,238 520,633 1,337 17,400 264,387
2015 Jul. 684,920 15,311,235 9,657,726 2,005,638 1,726,466 168,425 1,124,231 432,125 1,685 9,473 161,760
2015 Ago. 646,509 14,891,224 9,772,328 2,347,040 1,531,798 138,054 987,009 405,245 1,490 9,716 166,966
2015 Set. 735,500 14,712,754 9,903,248 2,304,371 1,475,542 113,196 955,087 405,943 1,316 14,652 338,274
2015 Oct. 622,313 14,714,960 10,037,451 2,495,571 1,610,931 129,966 1,063,894 415,463 1,608 7,162 275,588
2015 Nov. 493,701 14,399,947 12,125,254 3,343,675 1,695,779 245,941 984,496 464,021 1,321 12,010 153,985
2015 Dic. 749,064 21,891,319 14,684,593 2,832,193 2,066,949 236,456 1,291,943 537,079 1,471 15,561 89,124

Fuente: Banco Central de la República Argentina BAL - BAN - 6 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo


Depósitos del sector público
Total De moneda nacional (11)
Total Capitales Recursos
Total Por jurisdicción del titular (6) Por tipo de depósito devenga-
Del Gobierno De gobiernos De otros Cuentas Cajas de Plazo Otros dos sobre
Nacional provin y munic. (12) entes oficiales corrientes (12) Ahorro fijo (4) depósitos

2012 Ene. 174,975,725 169,412,266 167,769,139 110,398,389 43,625,780 13,744,970 75,377,363 6,229,681 80,729,389 5,432,706 1,643,127
2012 Feb. 176,734,534 171,464,995 169,779,022 111,574,142 43,755,748 14,449,132 75,436,298 6,631,933 81,948,308 5,762,483 1,685,973
2012 Mar. 176,275,197 171,094,793 169,368,057 110,848,932 44,487,174 14,031,951 73,104,979 6,681,006 84,272,876 5,309,196 1,726,736
2012 Abr. 181,260,161 175,934,228 174,225,471 110,291,791 48,368,323 15,565,357 78,009,107 6,062,623 84,164,113 5,989,628 1,708,757
2012 May. 189,112,418 184,219,098 182,521,757 114,886,355 52,380,082 15,255,320 84,460,204 6,266,520 85,959,115 5,835,918 1,697,341
2012 Jun. 183,405,408 179,361,590 177,897,212 111,019,142 51,717,035 15,161,035 86,812,019 8,069,104 76,671,661 6,344,428 1,464,378
2012 Jul. 191,885,814 187,429,647 186,246,812 115,931,014 53,609,127 16,706,671 90,954,482 6,874,553 82,492,171 5,925,606 1,182,835
2012 Ago. 205,324,398 201,362,347 200,376,200 128,893,594 55,764,383 15,718,223 94,872,733 6,926,076 92,370,262 6,207,129 986,147
2012 Set. 211,707,970 207,388,026 206,412,934 133,482,488 57,301,823 15,628,623 94,105,983 5,605,747 99,991,888 6,709,316 975,092
2012 Oct. 216,015,427 208,488,719 207,480,597 130,345,474 60,868,222 16,266,901 97,148,799 7,553,567 96,536,021 6,242,210 1,008,122
2012 Nov. 226,762,697 219,007,723 218,047,676 136,849,544 63,709,960 17,488,172 102,866,189 8,782,231 99,451,083 6,948,173 960,047
2012 Dic. 191,364,137 181,613,365 180,876,173 101,659,846 59,840,679 19,375,648 110,036,073 9,837,373 53,991,968 7,010,759 737,192
2012
2013 Ene. 218,170,702 209,853,551 208,915,006 132,909,910 58,578,026 17,427,070 97,687,613 10,164,927 94,119,394 6,943,072 938,545
2013 Feb. 224,673,976 218,330,825 217,323,668 135,102,608 62,906,085 19,314,975 102,152,284 11,118,991 97,210,857 6,841,536 1,007,157
2013 Mar. 225,182,227 219,575,246 218,462,305 135,980,865 63,539,167 18,942,273 107,922,802 12,537,909 90,568,027 7,433,567 1,112,941
2013 Abr. 228,042,476 221,988,415 220,951,952 135,256,906 66,072,992 19,622,054 107,420,347 10,722,046 95,304,467 7,505,092 1,036,463
2013 May. 237,521,900 230,682,091 229,627,048 136,249,605 73,703,719 19,673,724 110,000,109 10,829,199 101,701,451 7,096,289 1,055,043
2013 Jun. 232,378,980 225,487,270 224,526,412 127,676,087 76,266,015 20,584,310 114,282,189 11,470,108 90,253,923 8,520,192 960,858
2013 Jul. 242,443,684 234,980,057 234,022,725 135,765,243 76,680,662 21,576,820 120,936,756 11,302,703 93,964,930 7,818,336 957,332
2013 Ago. 242,936,562 235,733,919 234,806,850 132,994,238 79,652,883 22,159,729 117,917,916 11,999,346 96,626,331 8,263,257 927,069
2013 Set. 251,834,918 244,005,198 243,087,682 137,240,007 82,726,386 23,121,289 125,131,451 15,138,454 94,698,721 8,119,056 917,516
2013 Oct. 265,022,198 256,833,847 255,784,373 148,370,455 84,979,021 22,434,897 130,443,316 11,534,957 105,725,424 8,080,676 1,049,474
2013 Nov. 271,167,460 261,806,902 260,781,783 151,553,960 86,397,329 22,830,494 131,282,837 13,835,425 106,957,971 8,705,550 1,025,119
2013 Dic. 235,538,931 224,807,380 224,035,495 119,109,638 78,934,698 25,991,159 142,629,933 12,354,965 59,348,444 9,702,153 771,885
2013
2014 Ene. 237,701,350 223,386,348 222,486,533 119,828,528 78,224,078 24,433,927 129,429,892 11,178,685 72,504,738 9,373,218 899,815
2014 Feb. 259,070,448 245,982,317 244,929,321 135,938,154 83,377,070 25,614,097 129,987,482 10,035,303 96,266,166 8,640,370 1,052,996
2014 Mar. 269,858,122 256,466,991 255,305,960 142,094,299 86,508,956 26,702,705 142,907,112 11,137,485 91,947,108 9,314,255 1,161,031
2014 Abr. 251,227,006 241,046,504 239,864,470 128,626,583 85,935,800 25,302,087 127,515,024 12,125,168 90,978,128 9,246,150 1,182,034
2014 May. 263,232,260 251,871,589 250,654,378 129,373,091 93,534,545 27,746,742 142,007,089 14,722,743 84,542,235 9,382,311 1,217,211
2014 Jun. 261,126,383 247,222,130 246,130,361 123,790,883 94,393,456 27,946,022 151,270,417 18,461,013 65,162,004 11,236,927 1,091,769
2014 Jul. 260,724,378 250,116,322 248,937,049 121,764,815 97,759,339 29,412,895 147,394,003 17,254,053 74,610,889 9,678,104 1,179,273
2014 Ago. 282,393,624 272,109,047 270,756,315 135,020,655 103,840,595 31,895,065 159,379,079 17,400,112 83,470,837 10,506,287 1,352,732
2014 Set. 281,328,636 270,916,962 269,651,284 129,945,599 107,028,939 32,676,746 158,579,543 21,283,794 79,504,605 10,283,342 1,265,678
2014 Oct. 299,856,448 288,778,938 287,507,304 143,972,690 109,206,460 34,328,154 173,268,215 20,684,822 83,141,721 10,412,546 1,271,634
2014 Nov. 327,158,812 315,338,982 314,057,588 165,203,932 112,784,874 36,068,782 204,655,822 17,029,343 81,025,987 11,346,436 1,281,394
2014 Dic. 302,251,741 288,602,294 287,522,825 143,586,595 108,163,657 35,772,573 196,200,921 12,792,772 67,057,933 11,471,199 1,079,469
2014
2015 Ene. 324,043,646 309,116,520 307,862,367 167,792,951 103,265,697 36,803,719 158,011,562 14,906,679 124,459,855 10,484,271 1,254,153
2015 Feb. 340,292,650 326,139,153 324,570,472 176,177,427 109,224,136 39,168,909 170,337,894 16,020,421 126,416,731 11,795,426 1,568,681
2015 Mar. 328,799,922 312,182,556 310,830,782 160,887,481 109,973,611 39,969,690 186,778,076 15,548,146 97,019,643 11,484,917 1,351,774
2015 Abr. 301,542,293 288,576,045 287,363,973 138,946,665 109,646,658 38,770,650 181,211,374 15,227,269 79,785,057 11,140,273 1,212,072
2015 May. 315,741,110 301,136,690 299,818,373 140,234,632 120,793,358 38,790,383 194,399,742 18,208,505 74,779,101 12,431,025 1,318,317
2015 Jun. 327,571,745 307,058,640 305,819,850 146,983,506 120,549,812 38,286,532 199,331,707 18,507,226 75,130,464 12,850,453 1,238,790
2015 Jul. 342,517,514 321,517,253 320,160,421 160,593,508 122,579,686 36,987,227 205,472,121 17,042,438 86,069,047 11,576,815 1,356,832
2015 Ago. 347,068,873 327,331,673 326,010,814 164,565,494 123,782,934 37,662,386 208,557,452 17,069,763 88,164,452 12,219,147 1,320,859
2015 Set. 342,096,407 327,671,400 326,465,117 161,198,782 126,371,623 38,894,712 209,281,407 18,708,579 85,358,427 13,116,704 1,206,283
2015 Oct. 349,951,016 337,036,794 335,660,945 178,030,165 118,998,644 38,632,136 215,959,184 22,078,228 84,198,464 13,425,069 1,375,849
2015 Nov. 382,475,257 370,865,436 369,403,420 212,601,095 117,646,312 39,156,013 255,165,930 18,396,843 82,026,224 13,814,423 1,462,016
2015 Dic. 338,455,324 320,245,381 318,760,571 165,173,111 116,220,428 37,367,032 216,908,630 19,966,392 69,481,337 12,404,212 1,484,810

Fuente: Banco Central de la República Argentina BAL - BAN - 7 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo (continuación)


Depósitos del sector público (conclusión)
De moneda extranjera
Total Capitales Recursos
Total Por jurisdicción del titular (6) Por tipo de depósito devenga-
Del Gobierno De gobiernos De otros A la Cajas de Plazo Otros dos sobre
Nacional provinc. y munic. entes oficiales vista Ahorro fijo (4) depósitos

2012 Ene. 5,563,459 5,559,861 3,481,886 1,286,602 791,373 1,405,789 2,416,820 1,334,120 403,132 3,598
2012 Feb. 5,269,539 5,266,397 3,188,584 1,296,164 781,649 1,311,375 2,251,601 1,279,946 423,475 3,142
2012 Mar. 5,180,404 5,176,755 3,156,191 1,245,598 774,966 1,269,317 2,180,539 1,294,139 432,760 3,649
2012 Abr. 5,325,933 5,321,686 3,247,133 1,291,572 782,981 1,342,647 2,228,352 1,342,573 408,114 4,247
2012 May. 4,893,320 4,888,928 2,786,355 1,375,488 727,085 1,128,345 2,001,052 1,351,755 407,776 4,392
2012 Jun. 4,043,818 4,040,338 1,994,243 1,361,273 684,822 1,120,191 1,204,118 1,292,482 423,547 3,480
2012 Jul. 4,456,167 4,452,254 2,397,047 1,371,422 683,785 1,243,892 1,425,857 1,335,169 447,336 3,913
2012 Ago. 3,962,051 3,958,255 1,834,155 1,414,065 710,035 1,128,616 1,060,192 1,348,381 421,066 3,796
2012 Set. 4,319,944 4,315,627 2,229,511 1,387,755 698,361 1,398,701 1,135,188 1,357,092 424,646 4,317
2012 Oct. 7,526,708 7,521,736 5,424,690 1,397,837 699,209 1,308,091 4,395,317 1,388,841 429,487 4,972
2012 Nov. 7,754,974 7,749,990 5,633,099 1,416,085 700,806 1,351,582 4,566,191 1,396,600 435,617 4,984
2012 Dic. 9,750,772 9,747,949 7,552,166 1,469,626 726,157 2,020,401 5,858,237 1,435,235 434,076 2,823
2012
2013 Ene. 8,317,151 8,314,287 5,908,991 1,657,060 748,236 1,773,721 4,625,317 1,479,117 436,132 2,864
2013 Feb. 6,343,151 6,340,708 3,922,034 1,658,663 760,011 1,633,765 2,742,553 1,500,566 463,824 2,443
2013 Mar. 5,606,981 5,604,088 3,221,557 1,636,079 746,452 1,744,037 1,900,517 1,523,248 436,286 2,893
2013 Abr. 6,054,061 6,051,234 3,621,412 1,652,564 777,258 1,794,897 2,279,516 1,532,375 444,446 2,827
2013 May. 6,839,809 6,836,906 4,362,518 1,643,305 831,083 1,781,201 3,045,779 1,550,885 459,041 2,903
2013 Jun. 6,891,710 6,889,260 4,382,111 1,687,343 819,806 1,747,781 3,082,281 1,582,241 476,957 2,450
2013 Jul. 7,463,627 7,461,098 4,989,622 1,664,715 806,761 1,845,866 3,531,897 1,603,661 479,674 2,529
2013 Ago. 7,202,643 7,200,616 4,611,912 1,646,101 942,603 2,140,733 2,926,058 1,651,223 482,602 2,027
2013 Set. 7,829,720 7,827,385 5,146,490 1,701,803 979,092 2,756,163 2,899,762 1,668,670 502,790 2,335
2013 Oct. 8,188,351 8,185,953 5,460,657 1,792,252 933,044 2,888,943 3,072,172 1,715,865 508,973 2,398
2013 Nov. 9,360,558 9,357,646 6,299,977 1,884,703 1,172,966 3,495,346 3,560,430 1,777,237 524,633 2,912
2013 Dic. 10,731,551 10,729,121 7,473,751 1,904,294 1,351,076 4,632,029 3,722,498 1,893,987 480,607 2,430
2013
2014 Ene. 14,315,002 14,311,704 10,635,893 2,388,350 1,287,461 5,761,022 5,620,427 2,340,109 590,146 3,298
2014 Feb. 13,088,131 13,085,204 9,417,198 2,374,518 1,293,488 5,497,288 4,680,608 2,345,326 561,982 2,927
2014 Mar. 13,391,131 13,386,968 9,718,156 2,369,891 1,298,921 5,306,681 5,077,807 2,382,602 619,878 4,163
2014 Abr. 10,180,502 10,175,772 6,442,172 2,409,531 1,324,069 5,096,917 2,041,893 2,470,775 566,187 4,730
2014 May. 11,360,671 11,354,475 7,680,164 2,351,594 1,322,717 4,714,252 3,616,721 2,442,638 580,864 6,196
2014 Jun. 13,904,253 13,897,337 10,053,067 2,455,649 1,388,621 4,765,444 6,084,619 2,454,592 592,682 6,916
2014 Jul. 10,608,056 10,599,589 6,691,592 2,482,986 1,425,011 5,066,706 2,485,033 2,427,433 620,417 8,467
2014 Ago. 10,284,577 10,277,143 6,313,421 2,533,925 1,429,797 4,477,281 2,675,755 2,511,121 612,986 7,434
2014 Set. 10,411,674 10,404,578 6,384,528 2,526,509 1,493,541 4,563,425 2,740,836 2,500,626 599,691 7,096
2014 Oct. 11,077,510 11,072,114 7,064,611 2,453,415 1,554,088 5,170,098 2,770,548 2,523,741 607,727 5,396
2014 Nov. 11,819,830 11,814,478 7,640,970 2,549,865 1,623,643 5,426,677 3,188,178 2,590,911 608,712 5,352
2014 Dic. 13,649,447 13,645,137 8,878,130 2,465,583 2,301,424 8,252,184 2,221,186 2,585,724 586,043 4,310
2014
2015 Ene. 14,927,126 14,921,306 10,102,495 2,400,702 2,418,109 7,817,399 3,900,606 2,594,422 608,879 5,820
2015 Feb. 14,153,497 14,146,602 9,447,876 2,405,343 2,293,383 6,958,574 3,956,360 2,645,559 586,109 6,895
2015 Mar. 16,617,366 16,608,536 9,869,969 2,426,843 4,311,724 6,638,092 5,467,662 3,917,921 584,861 8,830
2015 Abr. 12,966,248 12,955,392 6,719,869 2,448,587 3,786,936 6,067,690 2,571,324 3,724,494 591,884 10,856
2015 May. 14,604,420 14,594,076 8,295,209 2,506,927 3,791,940 5,732,746 4,481,425 3,765,072 614,833 10,344
2015 Jun. 20,513,105 20,503,842 9,957,561 7,022,249 3,524,032 5,759,701 10,791,683 3,369,061 583,397 9,263
2015 Jul. 21,000,261 20,990,103 10,331,753 6,634,258 4,024,092 5,435,786 10,880,985 4,045,251 628,081 10,158
2015 Ago. 19,737,200 19,730,812 10,103,445 5,638,233 3,989,134 5,394,134 9,761,163 3,976,733 598,782 6,388
2015 Set. 14,425,007 14,418,326 7,003,655 3,395,896 4,018,775 5,756,688 3,914,481 4,120,012 627,145 6,681
2015 Oct. 12,914,222 12,906,147 6,443,778 2,489,819 3,972,550 5,749,694 2,409,460 4,109,161 637,832 8,075
2015 Nov. 11,609,821 11,601,709 4,961,039 2,495,001 4,145,669 4,586,239 2,337,631 4,040,620 637,219 8,112
2015 Dic. 18,209,943 18,199,333 7,701,184 3,125,334 7,372,815 5,392,589 6,687,128 5,186,565 933,051 10,610

Fuente: Banco Central de la República Argentina BAL - BAN - 8 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (continuación), saldos en miles de pesos

Año Mes Pasivo (continuación)


Sector privado
Total De moneda nacional De moneda extranjera
Total Depósitos Recursos Total Depósitos
Total Cuentas Cajas de Plazo Otros devenga- Total A la Cajas de
corrientes ahorro fijo dos sobre vista ahorro
(4) depósitos

2012 Ene. 327,893,774 275,740,329 274,055,781 76,423,605 71,082,544 116,060,271 10,489,361 1,684,548 52,153,445 52,126,190 14,192 22,846,222
2012 Feb. 335,049,635 282,912,986 281,120,854 78,154,594 72,252,728 119,588,406 11,125,126 1,792,132 52,136,649 52,110,776 15,709 22,836,696
2012 Mar. 346,746,458 294,738,444 292,964,338 81,569,390 74,236,449 126,875,042 10,283,457 1,774,106 52,008,014 51,980,562 14,182 22,715,964
2012 Abr. 354,331,906 301,916,071 299,981,831 82,782,399 77,245,879 129,183,729 10,769,824 1,934,240 52,415,835 52,385,179 15,474 23,064,388
2012 May. 356,278,161 308,844,136 306,970,755 87,591,356 76,691,775 131,781,202 10,906,422 1,873,381 47,434,025 47,402,985 12,676 19,365,666
2012 Jun. 365,314,705 324,592,548 322,733,644 88,522,426 89,339,773 133,051,284 11,820,161 1,858,904 40,722,157 40,689,410 4,437 16,109,433
2012 Jul. 365,982,998 327,562,120 325,716,149 88,293,805 86,892,297 138,903,206 11,626,841 1,845,971 38,420,878 38,387,984 4,494 15,108,599
2012 Ago. 374,588,120 336,495,156 334,486,114 89,086,773 87,257,024 146,797,329 11,344,988 2,009,042 38,092,964 38,060,664 5,127 14,931,554
2012 Set. 381,880,866 344,224,251 341,972,605 91,417,225 88,977,643 149,710,305 11,867,432 2,251,646 37,656,615 37,622,402 5,193 14,534,546
2012 Oct. 390,700,640 353,131,399 350,886,272 95,308,683 87,696,805 155,816,006 12,064,778 2,245,127 37,569,241 37,533,413 6,635 14,371,875
2012 Nov. 398,896,116 361,529,190 359,220,253 98,054,779 89,967,780 158,811,620 12,386,074 2,308,937 37,366,926 37,328,139 11,015 14,163,617
2012 Dic. 423,340,833 384,136,537 381,842,721 103,127,622 100,943,427 164,263,399 13,508,273 2,293,816 39,204,296 39,163,919 12,047 15,316,395
2012
2013 Ene. 430,904,844 392,896,136 390,408,927 102,639,485 101,307,556 174,010,854 12,451,032 2,487,209 38,008,708 37,964,453 12,193 14,070,367
2013 Feb. 430,549,157 392,894,616 390,377,289 101,999,360 99,903,076 175,602,745 12,872,108 2,517,327 37,654,541 37,614,735 56 13,754,569
2013 Mar. 442,147,355 404,774,179 401,970,106 101,635,564 104,635,069 183,047,026 12,652,447 2,804,073 37,373,176 37,332,711 57 13,392,979
2013 Abr. 451,806,334 414,031,657 411,370,136 105,845,814 104,658,383 187,766,359 13,099,580 2,661,521 37,774,677 37,733,741 57 13,887,261
2013 May. 455,682,535 418,396,225 415,526,077 107,448,833 103,039,627 191,668,259 13,369,358 2,870,148 37,286,310 37,243,839 58 13,531,211
2013 Jun. 474,897,091 437,506,410 434,567,261 110,270,577 119,592,254 190,102,065 14,602,365 2,939,149 37,390,681 37,349,477 60 13,528,638
2013 Jul. 478,637,045 440,841,680 437,864,388 109,567,221 113,781,838 200,301,203 14,214,126 2,977,292 37,795,365 37,750,565 61 13,562,758
2013 Ago. 486,990,180 448,822,589 445,624,612 110,741,457 114,380,367 206,049,583 14,453,205 3,197,977 38,167,591 38,121,948 63 13,450,101
2013 Set. 500,722,933 461,176,609 457,885,928 114,268,208 117,267,290 209,882,132 16,468,298 3,290,681 39,546,324 39,502,773 64 14,423,745
2013 Oct. 510,717,925 470,795,292 467,461,628 117,214,364 117,082,414 217,686,658 15,478,192 3,333,664 39,922,633 39,881,930 65 14,573,335
2013 Nov. 519,401,603 478,530,986 474,907,811 118,350,052 120,281,400 220,047,387 16,228,972 3,623,175 40,870,617 40,828,073 69 14,792,425
2013 Dic. 542,147,414 497,024,837 493,376,792 125,153,484 132,441,642 218,608,845 17,172,821 3,648,045 45,122,577 45,077,922 72 16,979,256
2013
2014 Ene. 558,407,695 500,649,346 496,731,671 122,629,718 129,924,169 228,427,640 15,750,144 3,917,675 57,758,349 57,700,793 89 23,733,239
2014 Feb. 563,309,069 507,263,170 502,850,696 118,418,120 129,180,900 238,253,651 16,998,025 4,412,474 56,045,899 55,982,947 87 22,766,964
2014 Mar. 573,005,896 519,395,484 514,558,200 123,718,905 125,429,915 247,924,364 17,485,016 4,837,284 53,610,412 53,541,110 89 19,819,230
2014 Abr. 594,562,509 541,561,491 536,531,290 128,358,036 131,157,656 258,999,895 18,015,703 5,030,201 53,001,018 52,930,204 88 18,600,228
2014 May. 605,819,475 548,159,016 542,520,405 132,022,332 131,594,801 260,987,738 17,915,534 5,638,611 57,660,459 57,586,952 89 22,675,529
2014 Jun. 628,773,293 571,204,617 565,687,523 138,021,969 152,032,154 255,706,719 19,926,681 5,517,094 57,568,676 57,492,582 90 22,604,821
2014 Jul. 633,677,121 576,058,919 570,479,869 138,899,364 150,270,319 262,736,582 18,573,604 5,579,050 57,618,202 57,534,389 91 22,727,215
2014 Ago. 642,421,924 583,593,003 577,764,311 141,419,741 148,497,387 265,912,916 21,934,267 5,828,692 58,828,921 58,736,707 93 23,371,642
2014 Set. 655,650,493 596,605,618 591,085,235 151,768,162 149,940,324 270,152,503 19,224,246 5,520,383 59,044,875 58,953,836 94 23,961,320
2014 Oct. 665,164,314 604,927,438 599,744,720 154,580,789 152,594,000 273,254,630 19,315,301 5,182,718 60,236,876 60,140,413 94 25,074,548
2014 Nov. 677,616,290 617,027,400 611,418,568 158,889,475 154,968,981 277,187,804 20,372,308 5,608,832 60,588,890 60,486,856 94 25,595,558
2014 Dic. 714,619,218 650,564,190 645,040,642 166,581,147 175,620,956 280,650,833 22,187,706 5,523,548 64,055,028 63,962,706 95 28,088,496
2014
2015 Ene. 723,232,227 659,584,678 653,734,369 163,043,178 173,950,038 295,885,931 20,855,222 5,850,309 63,647,549 63,548,775 95 27,816,771
2015 Feb. 744,547,237 676,051,472 669,857,139 164,326,584 174,188,349 309,728,642 21,613,564 6,194,333 68,495,765 68,392,127 96 32,431,230
2015 Mar. 773,606,281 704,823,671 698,528,742 172,443,097 176,047,632 323,969,040 26,068,973 6,294,929 68,782,610 68,672,032 97 31,654,609
2015 Abr. 811,373,917 737,023,270 730,348,734 172,073,174 182,342,279 353,475,237 22,458,044 6,674,536 74,350,647 74,226,412 98 36,578,095
2015 May. 826,855,170 754,304,689 747,022,517 178,985,499 185,741,467 355,675,677 26,619,874 7,282,172 72,550,481 72,413,079 99 33,964,061
2015 Jun. 869,866,925 797,119,057 789,821,224 183,586,244 212,025,752 367,950,911 26,258,317 7,297,833 72,747,868 72,630,454 100 33,366,442
2015 Jul. 876,408,215 801,620,888 794,283,886 182,948,836 207,581,760 379,406,077 24,347,213 7,337,002 74,787,327 74,662,194 102 34,677,431
2015 Ago. 887,071,683 810,776,365 802,904,393 186,032,472 207,878,854 381,860,829 27,132,238 7,871,972 76,295,318 76,157,825 103 36,133,106
2015 Set. 913,916,642 837,020,915 828,839,853 196,638,219 207,725,197 398,242,214 26,234,223 8,181,062 76,895,727 76,759,034 104 36,555,198
2015 Oct. 939,506,127 853,788,914 845,210,596 197,300,815 213,335,544 406,582,316 27,991,921 8,578,318 85,717,213 85,569,921 106 43,238,493
2015 Nov. 967,792,235 881,456,563 872,548,302 214,835,782 216,832,290 409,356,732 31,523,498 8,908,261 86,335,672 86,182,366 107 43,847,822
2015 Dic. 1,055,125,032 916,975,377 907,702,217 207,741,949 232,828,085 440,350,930 26,781,253 9,273,160 138,149,655 137,938,940 144 68,366,665

Fuente: Banco Central de la República Argentina BAL - BAN - 9 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

CUADRO I-4
BALANCE DE BANCOS (1) (conclusión), saldos en miles de pesos

Año Mes Pasivo (conclusión) Créditos clasificados irrecuperables


Sector privado (conclusión) Obligaciones con el B.C.R.A. Otras Capital, Total En En
De moneda extranjera (conclusión) Total Capitales Recursos devengados cuentas reservas moneda moneda
Depósitos (conclusión) Recursos En En En En del y nacional extranjera
Plazo Otros devenga- moneda moneda moneda moneda pasivo resultados
fijo dos sobre nacional extranjera nacional extran- (5)
(4) depósitos jera

2012 Ene. 26,799,850 2,465,926 27,255 2,194,141 2,058,814 8,160 127,167 - 78,835,998 68,814,136 8,714,286 8,102,617 611,669
2012 Feb. 26,437,928 2,820,443 25,873 2,285,558 2,148,856 8,995 127,707 - 90,858,125 70,317,327 8,740,890 8,124,146 616,744
2012 Mar. 26,924,478 2,325,938 27,452 2,384,715 2,232,863 22,194 129,658 - 82,286,975 72,053,430 8,783,472 8,157,166 626,306
2012 Abr. 27,007,163 2,298,154 30,656 2,527,794 2,394,534 2,310 130,950 - 92,754,093 73,543,446 8,788,365 8,165,552 622,813
2012 May. 25,873,397 2,151,246 31,040 2,929,050 2,794,768 1,803 132,479 - 85,733,475 74,989,223 8,929,115 8,297,461 631,654
2012 Jun. 22,303,412 2,272,128 32,747 3,022,271 2,886,919 1,422 133,930 - 72,918,475 76,860,531 8,961,513 8,311,595 649,918
2012 Jul. 20,996,561 2,278,330 32,894 3,229,118 3,090,493 2,898 135,727 - 86,259,427 78,931,581 9,012,410 8,365,147 647,263
2012 Ago. 20,918,996 2,204,987 32,300 3,208,183 3,132,252 124 75,807 - 75,513,881 80,566,137 9,035,922 8,367,518 668,404
2012 Set. 21,021,278 2,061,385 34,213 3,278,490 3,201,629 411 76,450 - 78,647,205 82,489,902 9,083,584 8,396,926 686,658
2012 Oct. 20,960,749 2,194,154 35,828 3,359,200 3,281,172 718 77,310 - 79,089,458 83,886,301 9,163,013 8,462,726 700,287
2012 Nov. 20,812,536 2,340,971 38,787 3,488,352 3,404,071 6,462 77,819 - 95,720,353 85,687,329 9,004,882 8,295,832 709,050
2012 Dic. 21,470,175 2,365,302 40,377 3,580,673 3,500,254 1,780 78,639 - 80,566,027 87,493,841 9,048,796 8,328,168 720,628
2012
2013 Ene. 21,909,225 1,972,668 44,255 3,814,002 3,731,123 3,505 79,374 - 92,184,540 89,671,772 9,177,492 8,439,524 737,968
2013 Feb. 21,689,157 2,170,953 39,806 3,924,502 3,843,795 145 80,562 - 91,029,041 91,700,510 9,347,960 8,594,990 752,970
2013 Mar. 21,724,279 2,215,396 40,465 3,970,823 3,888,665 1,696 80,462 - 76,409,352 93,999,410 9,532,149 8,768,043 764,106
2013 Abr. 21,652,354 2,194,069 40,936 4,008,005 3,926,787 762 80,456 - 98,357,795 96,134,499 9,668,859 8,897,605 771,254
2013 May. 21,754,402 1,958,168 42,471 4,175,473 4,092,445 1,995 81,033 - 77,785,970 97,936,097 9,833,883 9,047,631 786,252
2013 Jun. 21,740,564 2,080,215 41,204 4,280,870 4,196,188 3,474 81,208 - 82,223,429 99,435,964 9,801,804 8,989,279 812,525
2013 Jul. 22,132,542 2,055,204 44,800 4,480,451 4,396,530 2,001 81,920 - 88,993,326 102,055,766 9,992,389 9,166,741 825,648
2013 Ago. 22,624,108 2,047,676 45,643 4,565,165 4,478,978 3,726 82,461 - 93,590,465 104,342,984 10,193,975 9,328,308 865,667
2013 Set. 22,935,159 2,143,805 43,551 4,704,170 4,594,114 27,105 82,951 - 99,427,588 107,403,126 10,263,506 9,414,139 849,367
2013 Oct. 23,176,260 2,132,270 40,703 4,780,940 4,693,272 4,042 83,626 - 105,418,531 110,344,686 10,384,983 9,493,021 891,962
2013 Nov. 23,890,343 2,145,236 42,544 4,735,288 4,650,431 856 84,001 - 103,735,461 113,089,231 10,339,424 9,467,681 871,743
2013 Dic. 25,698,603 2,399,991 44,655 4,734,366 4,647,355 2,279 84,732 - 96,575,124 117,724,446 10,580,016 9,640,567 939,449
2013
2014 Ene. 31,156,041 2,811,424 57,556 4,797,266 4,709,305 2,231 85,730 - 115,247,203 128,171,648 10,995,341 9,837,750 1,157,591
2014 Feb. 30,453,937 2,761,959 62,952 4,789,650 4,701,077 249 88,324 - 113,928,232 131,186,681 11,256,067 10,099,865 1,156,202
2014 Mar. 30,873,380 2,848,411 69,302 4,821,429 4,720,140 8,236 93,053 - 136,934,951 133,841,217 11,596,485 10,417,271 1,179,214
2014 Abr. 31,663,298 2,666,590 70,814 4,801,340 4,704,127 1,668 95,545 - 125,757,403 135,650,599 11,780,657 10,601,026 1,179,631
2014 May. 32,068,083 2,843,251 73,507 4,762,443 4,644,433 20,531 97,479 - 124,661,819 139,609,996 12,012,297 10,810,495 1,201,802
2014 Jun. 31,942,759 2,944,912 76,094 4,841,548 4,740,146 2,905 98,497 - 126,790,426 141,834,889 12,129,593 10,931,844 1,197,749
2014 Jul. 31,817,349 2,989,734 83,813 4,771,202 4,669,438 2,302 99,462 - 124,479,456 145,857,689 12,418,138 11,182,758 1,235,380
2014 Ago. 32,515,089 2,849,883 92,214 4,671,094 4,566,658 4,119 100,317 - 136,759,368 150,384,656 12,658,748 11,410,458 1,248,290
2014 Set. 32,172,099 2,820,323 91,039 4,578,004 4,475,991 966 101,047 - 153,253,626 153,936,703 13,026,925 11,761,378 1,265,547
2014 Oct. 32,364,698 2,701,073 96,463 4,508,248 4,370,140 36,178 101,930 - 136,578,675 156,941,125 12,971,689 11,684,208 1,287,481
2014 Nov. 32,060,213 2,830,991 102,034 4,370,529 4,266,299 1,753 102,477 - 161,438,243 159,933,300 12,976,298 11,692,432 1,283,866
2014 Dic. 33,113,290 2,760,825 92,322 4,258,751 4,152,694 3,056 103,001 - 160,195,756 163,336,363 13,194,157 11,897,235 1,296,922
2014
2015 Ene. 33,013,131 2,718,778 98,774 4,219,368 4,059,886 56,134 103,348 - 144,442,597 168,240,052 13,444,914 12,139,032 1,305,882
2015 Feb. 33,283,878 2,676,923 103,638 4,246,989 4,141,671 1,885 103,433 - 151,527,139 172,701,912 13,652,980 12,331,753 1,321,227
2015 Mar. 33,666,380 3,350,946 110,578 4,131,089 4,014,517 12,703 103,869 - 167,012,741 177,735,230 13,866,372 12,521,630 1,344,742
2015 Abr. 35,115,312 2,532,907 124,235 4,002,938 3,897,577 1,082 104,279 - 145,117,931 178,917,544 14,145,059 12,776,116 1,368,943
2015 May. 35,545,442 2,903,477 137,402 3,874,686 3,768,824 1,009 104,853 - 157,074,695 182,064,973 14,422,272 13,021,900 1,400,372
2015 Jun. 36,381,567 2,882,345 117,414 3,744,157 3,638,796 318 105,043 - 171,550,782 185,683,480 14,548,857 13,135,731 1,413,126
2015 Jul. 37,212,121 2,772,540 125,133 3,628,784 3,513,492 10,066 105,226 - 148,829,959 190,507,239 14,700,708 13,280,141 1,420,567
2015 Ago. 37,220,579 2,804,037 137,493 3,494,840 3,386,811 2,343 105,686 - 168,336,210 195,267,231 14,906,965 13,533,239 1,373,726
2015 Set. 37,177,638 3,026,094 136,693 3,367,446 3,259,982 1,417 106,047 - 173,893,719 200,948,593 15,080,778 13,695,543 1,385,235
2015 Oct. 39,397,521 2,933,801 147,292 3,239,065 3,127,594 5,039 106,432 - 181,368,752 207,147,094 15,220,445 13,780,981 1,439,464
2015 Nov. 38,812,866 3,521,571 153,306 3,117,236 3,007,020 3,619 106,597 - 235,068,493 213,404,528 15,220,696 13,764,606 1,456,090
2015 Dic. 65,764,210 3,807,921 210,715 2,998,488 2,891,627 1,120 105,741 - 215,847,037 221,152,562 15,718,451 13,830,841 1,887,610

Fuente: Banco Central de la República Argentina BAL - BAN - 10 - 10


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

I - OBS.
NOTAS Y OBSERVACIONES

CUADRO I-1. SISTEMA FINANCIERO

(1) Se compensan las operaciones del Banco Central de la República Argentina con las de las entidades financieras.
(2) El signo negativo indica efecto de absorción.
(3) Incluye las tenencias de cuotas-partes de fondos comunes de inversión, de certificados de participación en fideicomisos financieros, de obligaciones negociables y subordinadas y de acciones y cuotas de
capital de sociedades no financieras.
(4) A partir de noviembre de 1996, incluye inversiones a plazo constante, con opción de cancelación anticipada, con opción de renovación por plazo determinado y a plazo con retribución variable (referencia
normativa: Com. "A" 2482).
(5) Comprende depósitos en cuentas corrientes exclusivamente por carecerse de datos sobre la tenencia de billetes y monedas por parte del sector oficial.
(6) Incluye el importe a recibir hasta tanto se emitan los Bonos del Gobierno Nacional en pesos 2% 2007 en concepto de compensación por los efectos patrimoniales negativos generados por la conversión a
pesos -a diferentes relaciones de cambio- de las financiaciones otorgadas y de las obligaciones, en moneda extranjera y, a partir de setiembre de 2004, incluye también el importe correspondiente a la
compensación a recibir CER /CVS ( hasta que se realice la entrega de los Bonos del Gobierno Nacional en pesos a tasa variable 2013).
(7) Incluye el equivalente en pesos, del importe a recibir, hasta tanto se emitan los "Bonos del Gobierno Nacional en dólares estadounidenses Libor 2012", para cubrir la diferencia negativa en la posición neta
entre activos y pasivos denominados en moneda extranjera resultante de la conversión a pesos -a diferentes relaciones de cambio- de las financiaciones otorgadas y de las obligaciones en moneda
extranjera.
(8) No se deducen los importes de las utilizaciones que la Tesorería General de la Nación efectúa de los saldos de cuentas bancarias a la orden de ministerios, secretarías y organismos descentralizados
(cuyos presupuestos de gastos y cálculo de recursos integran el Presupuesto General de la Administración Nacional) dependientes del Gobierno Nacional, cuentas que son subsidiarias de la denominada
"Fondo Unificado de las Cuentas del Gobierno Nacional" abierta en el Banco de la Nación Argentina. Tampoco se deducen las utilizaciones que efectúan los gobiernos provinciales de los saldos en fondos
unificados de su jurisdicción
(9) A partir de abril de 2012 incluye un cambio de exposición en los estados contables de 2 entidades financieras (hasta el mes anterior presentaban los depósitos en cuentas corrientes en moneda nacional del
sector público no financiero, netos de la utilización de fondos unificados)
(10) Incluye las Letras Intransferibles del Tesoro Nacional entregadas al BCRA (la que vence en el 2016 y las contempladas en los decretos 297/10, 298/10, 2054/10 y 276/11 y las Resoluciones 131/12 y
171/12).

CUADRO I-2. BALANCE DEL BANCO CENTRAL DE LA REPUBLICA ARGENTINA

(1) La falta de coincidencia de ciertas cifras con los respectivos rubros del balance proviene de habérselas reagrupado y valuado de acuerdo con las necesidades del análisis monetario y, en algunos casos, de
ajustes por operaciones pendientes de contabilización.
(2) Comprende "Oro", "Divisas", "Convenios ALADI (neto)" (hasta junio de 2009, inclusive), "Colocaciones realizables en divisas" (incluye también las divisas correspondientes a los Depósitos del Gobierno en
el Banco Central de la República Argentina y a los fondos depositados por las entidades financieras en las cuentas corrientes en moneda extranjera abiertas en el Banco Central de la República Argentina)
y, a partir de julio de 2009, el neto entre las posiciones activas netas derivadas de "Convenios Multilaterales de Créditos" y las "Deudas por Convenios Multilaterales de Crédito" (con signo negativo).

A partir del 29 de enero de 2016 incluye la partida "Divisas - Pase Pasivo en Dólares con el Exterior”. De acuerdo con lo establecido en el punto 7 de la Resolución de Directorio N° 44 del 28/01/2016, dicha
partida no podrá ser considerado como Reservas Excedentes según lo normado en el artículo 6 de la Ley N° 23.928 y sus modificatorias. Los saldos diarios de esta partida pueden ser consultados en
http://www.bcra.gob.ar/pdfs/estadisticas/basaaaa.xls, donde aaaa indica año.
(3) El signo negativo indica efecto de absorción.
(4) Incluye "Depósitos del Gobierno Nacional" y, a partir de setiembre de 2001, "Depósitos para el fortalecimiento de Reservas Internacionales del BCRA".
(5) Se incluyen los movimientos netos determinados por la operatoria de pases del Banco Central de la República Argentina .
(6) Hasta noviembre de 1996, los adelantos para devolución de depósitos y para atención de gastos del proceso liquidatorio de entidades financieras en liquidación y patrimonios desafectados en liquidación y
su previsión por incobrabilidad -del 100% desde 1990- se discriminan por separado en las columnas "Créditos a entidades financieras en moneda nacional" y "Cuentas Varias", respectivamente.

A partir de diciembre de 1996, luego de la aprobación del Balance General 1996, el valor neto se incluye en la primera columna mencionada en el párrafo anterior.
(7) A partir de diciembre de 2001 incluye el saldo del Fondo de Liquidez Bancaria (en pesos o en dólares estadounidenses, según corresponda).
(8) A partir del 23 de noviembre de 2010 incluye los cheques cancelatorios en dólares y a partir de julio de 2013 los Certificados de depósito para la inversión (CEDIN) (referencia normativa: Ley N° 26860,
art.2°; Com "A" 5447) (información específica de ambos conceptos puede ser obtenida consultando las comunicaciones "C" semanales sobre pasivos monetarios del BCRA).
(9) Incluye la Letra Intransferible del Tesoro Nacional con vencimiento en el 2016 y las contempladas en los decretos 297/10, 298/10, 2054/10 y 276/11 y las Resoluciones 131/12 y 171/12.
(10) A partir del 23 de noviembre de 2010 incluye los cheques cancelatorios en pesos.

CUADRO I-3. BALANCE DE LAS ENTIDADES FINANCIERAS

(1) Comprende a los bancos, compañías financieras, sociedades de ahorro y préstamo para la vivienda u otros inmuebles y a las cajas de crédito en actividad en cada mes.
(2) Incluye cuentas a la vista en moneda extranjera en el B.C.R.A..
(3) Incluye las tenencias de cuotas-partes de fondos comunes de inversión, de certificados de participación en fideicomisos financieros, de obligaciones negociables y subordinadas y de acciones y cuotas de
capital de sociedades no financieras.
(4) A partir de noviembre de 1996, incluye inversiones a plazo constante, con opción de cancelación anticipada, con opción de renovación por plazo determinado y a plazo con retribución variable (referencia

Fuente: Banco Central de la República Argentina BAL - OBS - 1 - 4


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

I - OBS.
NOTAS Y OBSERVACIONES

normativa: Com. "A" 2482).


(5) Incluye los préstamos/depósitos, según corresponda, de títulos valores de residentes en el país pertenecientes a los sectores público y privado no financieros y los activos/pasivos,según corresponda,
emergentes de operaciones a futuro no contingentes.
(6) A partir de diciembre de 1999, las entidades debieron proceder a reclasificar la jurisdicción de los titulares pertenecientes al sector público no financiero (Com. "A" 2803 y complementarias).
En agosto de 2003 se produce una disminución de 3.939 millones de pesos debido a un cambio en la imputación contable originado en el proceso de canje de deuda pública provincial (Dec. 1579/02).

(7) Incluye el importe a recibir hasta tanto se emitan los Bonos del Gobierno Nacional en pesos 2% 2007 en concepto de compensación por los efectos patrimoniales negativos generados por la conversión a
pesos -a diferentes relaciones de cambio- de las financiaciones otorgadas y de las obligaciones, en moneda extranjera y, a partir de setiembre de 2004, incluye también el importe correspondiente a la
compensación a recibir CER /CVS ( hasta que se realice la entrega de los Bonos del Gobierno Nacional en pesos a tasa variable 2013).
En agosto de 2003 se produce un aumento de 3.939 millones de pesos debido a un cambio en la imputación contable originado en el proceso de canje de deuda pública provincial (Dec. 1579/02).
(8) Incluye el equivalente en pesos, del importe a recibir, hasta tanto se emitan los "Bonos del Gobierno Nacional en dólares estadounidenses Libor 2012", para cubrir la diferencia negativa en la posición neta
entre activos y pasivos denominados en moneda extranjera resultante de la conversión a pesos -a diferentes relaciones de cambio- de las financiaciones otorgadas y de las obligaciones en moneda
extranjera.
(9) Incluye las diferencias resultantes de los pagos efectuados en cumplimiento de medidas judiciales originadas en causas en las que se cuestione la normativa vigente aplicable a los depósitos en el sistema
financiero en el marco de lo dispuesto por la Ley 25561, el Decreto 214/02 y disposiciones complementarias.
(10) Incluye también los saldos impagos adeudados por titulares de tarjetas de crédito provenientes de la última liquidación emitida, del monto de los cupones registrados, de los adelantos en
efectivo a vencer el próximo cierre y de las cuotas no vencidas correspondientes a financiaciones realizadas a traves de ese medio.
(11) No se deducen los importes de las utilizaciones que la Tesorería General de la Nación efectúa de los saldos de cuentas bancarias a la orden de ministerios, secretarías y organismos descentralizados
(cuyos presupuestos de gastos y cálculo de recursos integran el Presupuesto General de la Administración Nacional) dependientes del Gobierno Nacional, cuentas que son subsidiarias de la denominada
"Fondo Unificado de las Cuentas del Gobierno Nacional" abierta en el Banco de la Nación Argentina. Tampoco se deducen las utilizaciones que efectúan los gobiernos provinciales de los saldos en fondos
unificados de su jurisdicción
(12) A partir de abril de 2012 incluye un cambio de exposición en los estados contables de 2 entidades financieras (hasta el mes anterior presentaban los depósitos en cuentas corrientes en moneda nacional del
sector público no financiero, netos de la utilización de fondos unificados)

CUADRO I-3-1. BALANCE DE LAS ENTIDADES FINANCIERAS - OPERACIONES A FUTURO

(1) Comprende a los bancos, compañías financieras, sociedades de ahorro y préstamo para la vivienda u otros inmuebles y a las cajas de crédito en actividad en cada mes.
(2) Obligaciones emergentes de las ventas a futuro concertadas (saldo según valor de cotización de cierre al último día del mes).
(3) Según la contabilización efectuada por el B.C.R.A.. Con relación a los pases activos, a partir de mayo de 2004 corresponde a operaciones con Lebacs, exclusivamente.
(4) Diferencia, no devengada, entre el valor de cotización al momento de concertarse la venta y el valor estipulado para su liquidación a término.
(5) Activos emergentes de las compras a futuro concertadas (saldo según valor de cotización de cierre al último día del mes).
(6) Diferencia, no devengada, entre el valor de cotización al momento de concertarse la compra y el valor estipulado para su liquidación a término.
(7) Saldo representativo de las obligaciones eventuales asumidas y los derechos derivados de las opciones lanzadas/tomadas (conceptos fuera de balance).
(8) Incluye también compras a término de instrumentos de regulación monetaria por operaciones de pases pasivos.

CUADRO I-3-2. BALANCE DE LAS ENTIDADES FINANCIERAS - ESTADO DE SITUACION DE DEUDORES

(1) Comprende a los bancos, compañías financieras, sociedades de ahorro y préstamo para la vivienda u otros inmuebles y a las cajas de crédito en actividad en cada mes.
Solo se incluyen las partidas de deudores clasificados de acuerdo con lo estipulado en la Comunicación "A" 2216 y complementarias (las entidades financieras debieron concluir el 31.12.94 la revisión de la
totalidad de la cartera comercial aplicando las pautas de clasificación establecidas por el B.C.R.,A.).
(2) A partir de octubre de 2000 incluye financiaciones otorgadas a deudores sin identificación, a deudores por importes menores a $50 y a deudores no clasificados.

CUADRO I-3-3. BALANCE DE LAS ENTIDADES FINANCIERAS - CUADRO DE RESULTADOS

(1) Comprende a los bancos, compañías financieras, sociedades de ahorro y préstamo para la vivienda u otros inmuebles y a las cajas de crédito en actividad en cada mes.
(2) Incluye cargo por incobrabilidad.
(3) A partir de octubre de 1998, incluye las pérdidas /ganancias netas por la venta, diferencias de cotización y renta de certificados de participación en fideicomisos financieros y de otros títulos privados.
(4) Durante el período enero 2002/febrero 2003 las entidades financieras debieron sujetar la confección de sus balances a las normas relacionadas con la presentación de estados contables en moneda
constante.
Como consecuencia de ello, en "Otros resultados netos" se incluyó el resultado monetario equivalente al efecto neto, derivado de esa normativa, por el mantenimiento de activos y pasivos monetarios.

A fin de cada mes debió imputarse a las cuentas de "Resultado Monetario..." el importe positivo o negativo que surgió de aplicar el coeficiente de ajuste por inflación sobre las partidas involucradas al inicio
del período de que se trate.
También se imputó a estas cuentas la reexpresión a moneda de cierre de sus saldos iniciales.
La contrapartida de las imputaciones mencionadas se reflejó en la cuenta "Ajustes al Patrimonio - Ajuste por reexpresión de partidas".

Fuente: Banco Central de la República Argentina BAL - OBS - 2 - 4


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

I - OBS.
NOTAS Y OBSERVACIONES

(5) Incluye ajustes devengados.


(6) A partir de enero de 2008 no incluye los resultados por participaciones permanentes en entidades financieras locales.

CUADRO I-3-4. BALANCE DE LAS ENTIDADES FINANCIERAS - DATOS FISICOS

(1) Comprende a los bancos, compañías financieras, sociedades de ahorro y préstamo para la vivienda u otros inmuebles y a las cajas de crédito en actividad en cada mes.

CUADRO I-4. BALANCE DE LOS BANCOS

(1) Comprende a los bancos en actividad en cada mes.


(2) Incluye cuentas a la vista en moneda extranjera en el B.C.R.A..
(3) Incluye las tenencias de cuotas-partes de fondos comunes de inversión, de certificados de participación en fideicomisos financieros, de obligaciones negociables y subordinadas y de acciones y cuotas de
capital de sociedades no financieras.
(4) A partir de noviembre de 1996, incluye inversiones a plazo constante, con opción de cancelación anticipada, con opción de renovación por plazo determinado y a plazo con retribución variable (referencia
normativa: Com. "A" 2482).
(5) Incluye los préstamos/depósitos, según corresponda, de títulos valores de residentes en el país pertenecientes a los sectores público y privado no financieros y los activos/pasivos,según corresponda,
emergentes de operaciones a futuro no contingentes.
(6) A partir de diciembre de 1999, las entidades debieron proceder a reclasificar la jurisdicción de los titulares pertenecientes al sector público no financiero (Com. "A" 2803 y complementarias).
En agosto de 2003 se produce una disminución de 3.939 millones de pesos debido a un cambio en la imputación contable originado en el proceso de canje de deuda pública provincial (Dec. 1579/02).

(7) Incluye el importe a recibir hasta tanto se emitan los Bonos del Gobierno Nacional en pesos 2% 2007 en concepto de compensación por los efectos patrimoniales negativos generados por la conversión a
pesos -a diferentes relaciones de cambio- de las financiaciones otorgadas y de las obligaciones, en moneda extranjera y, a partir de setiembre de 2004, incluye también el importe correspondiente a la
compensación a recibir CER /CVS ( hasta que se realice la entrega de los Bonos del Gobierno Nacional en pesos a tasa variable 2013).
En agosto de 2003 se produce un aumento de 3.939 millones de pesos debido a un cambio en la imputación contable originado en el proceso de canje de deuda pública provincial (Dec. 1579/02).
(8) Incluye el equivalente en pesos, del importe a recibir, hasta tanto se emitan los "Bonos del Gobierno Nacional en dólares estadounidenses Libor 2012", para cubrir la diferencia negativa en la posición neta
entre activos y pasivos denominados en moneda extranjera resultante de la conversión a pesos -a diferentes relaciones de cambio- de las financiaciones otorgadas y de las obligaciones en moneda
extranjera.
(9) Incluye las diferencias resultantes de los pagos efectuados en cumplimiento de medidas judiciales originadas en causas en las que se cuestione la normativa vigente aplicable a los depósitos en el sistema
financiero en el marco de lo dispuesto por la Ley 25561, el Decreto 214/02 y disposiciones complementarias.
(10) Incluye también los saldos impagos adeudados por titulares de tarjetas de crédito provenientes de la última liquidación emitida, del monto de los cupones registrados, de los adelantos en
efectivo a vencer el próximo cierre y de las cuotas no vencidas correspondientes a financiaciones realizadas a traves de ese medio.
(11) No se deducen los importes de las utilizaciones que la Tesorería General de la Nación efectúa de los saldos de cuentas bancarias a la orden de ministerios, secretarías y organismos descentralizados
(cuyos presupuestos de gastos y cálculo de recursos integran el Presupuesto General de la Administración Nacional) dependientes del Gobierno Nacional, cuentas que son subsidiarias de la denominada
"Fondo Unificado de las Cuentas del Gobierno Nacional" abierta en el Banco de la Nación Argentina. Tampoco se deducen las utilizaciones que efectúan los gobiernos provinciales de los saldos en fondos
unificados de su jurisdicción
(12) A partir de abril de 2012 incluye un cambio de exposición en los estados contables de 2 entidades financieras (hasta el mes anterior presentaban los depósitos en cuentas corrientes en moneda nacional del
sector público no financiero, netos de la utilización de fondos unificados)

NOTAS:

- Para las entidades en actividad (sin revocación de autorización concretada) que no hubieran presentado información se repite el último dato disponible (en el caso del cuadro de resultados, se repite el
último resultado mensual).

- Los conceptos que conforman los agregados monetarios están contenidos en los cuadros 1.2. Balance del Banco Central de la República Argentina (en lo que respecta a billetes y monedas en circulación) y
1.3. Balance de las entidades financieras.
Su conformación respondería a las siguientes equivalencias:

M1: Billetes y monedas en circulación Cuadro 1.2. Circulación monetaria fuera del sistema financiero
Depósitos en cuentas corrientes Cuadro 1.3. Depósitos en cuentas corrientes de los sectores público (netos de la utilización de Fondos Unificados nacionales y
provinciales) y privado no financieros del país (en monedas nacional y extranjera)
M2: M1
Depósitos en caja de ahorros Cuadro 1.3. Depósitos en cajas de ahorro de los sectores público y privado no financieros del país (en monedas nacional y extranjera)

Fuente: Banco Central de la República Argentina BAL - OBS - 3 - 4


I. BALANCES CONSOLIDADOS DEL SISTEMA FINANCIERO

I - OBS.
NOTAS Y OBSERVACIONES

M3: M2
Depósitos a plazo fijo y Cuadro 1.3. Depósitos a plazo fijo y otros depósitos de los sectores público y privado no financieros del país (en monedas nacional y
otros depósitos extranjera)

M3 total: M3
Depósitos de residentes Cuadro 1.3. Depósitos en cuentas corrientes, en cajas de ahorro, a plazo fijo y otros depósitos de residentes en el exterior (en monedas
en el exterior nacional y extranjera)

- Los datos de préstamos no incluyen aquéllos transferidos a fideicomisos financieros creados como consecuencia de reestructuraciones de entidades (una parte importante de esos fideicomisos siguen en
poder de las entidades, dentro de otro rubro de su balance -"Participación en fideicomisos financieros"-, mientras que otra parte de esos fideicomisos está en poder de otros tenedores -entes residuales,
SEDESA, BCRA, etc.-).

- A partir de agosto de 2001 se refleja la reclasificación de los depósitos judiciales que las entidades financieras deben realizar de acuerdo con lo indicado en la Comunicación "A" 3349.

- En junio de 2011 se procedió a reclasificar, para toda la serie temporal, los depósitos privados en moneda nacional de las "Cuentas especiales para círculos cerrados" y del "Fondo de Desempleo para los

Fuente: Banco Central de la República Argentina BAL - OBS - 4 - 4


II DEPOSITOS Y OTRAS OBLIGACIONES
SUJETAS A LA NORMATIVA
DE REGULACION DE
LIQUIDEZ DEL BCRA
II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-1
DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1), promedio mensual de saldos diarios, en miles de pesos

Año Mes Depósitos en cuentas corrientes (netos), en caja de ahorros y a plazo fijo (2)
Total Depósitos en cuentas corrientes Depósitos en caja de ahorros Depósitos a plazo fijo (2)
netos de la utilización de Fondos Total De moneda nacional De moneda Total De moneda De moneda
Unificados del sector público Total Común Otras extranjera nacional extranjera
Total De moneda De moneda
nacional extranjera

2012 Ene. ## 440,784,018 122,156,691 122,134,151 22,540 103,146,601 77,808,097 64,289,840 13,518,257 25,338,504 215,480,726 187,217,583 28,263,143
Feb. ## 448,021,436 114,354,006 114,330,551 23,455 103,883,014 78,610,184 64,114,762 14,495,422 25,272,830 229,784,416 201,609,080 28,175,336
Mar. ## 456,222,700 115,587,219 115,563,912 23,307 104,759,648 79,578,398 64,379,615 15,198,783 25,181,250 235,875,833 207,815,266 28,060,567
Abr ## 463,846,895 116,053,777 116,024,108 29,669 106,738,487 81,403,557 66,387,052 15,016,505 25,334,930 241,054,631 212,903,310 28,151,321
May. ## 473,335,781 122,396,773 122,361,287 35,486 105,554,605 81,599,059 65,316,549 16,282,510 23,955,546 245,384,403 217,447,037 27,937,366
Jun. ## 474,495,006 126,705,387 126,686,797 18,590 105,868,470 87,326,521 69,646,497 17,680,024 18,541,949 241,921,149 216,831,632 25,089,517
Jul. ## 484,832,384 132,728,900 132,718,322 10,578 113,348,962 95,924,393 77,935,995 17,988,398 17,424,569 238,754,522 215,898,362 22,856,160
Ago. ## 497,508,435 136,179,553 136,168,658 10,895 109,580,484 93,220,518 75,972,851 17,247,667 16,359,966 251,748,398 229,518,955 22,229,443
Set. ## 507,218,650 128,743,761 128,732,320 11,441 109,360,403 93,791,162 77,062,365 16,728,797 15,569,241 269,114,486 247,116,290 21,998,196
Oct. ## 514,090,196 129,704,402 129,688,240 16,162 109,974,678 93,748,999 77,101,496 16,647,503 16,225,679 274,411,116 252,402,628 22,008,488
Nov. ## 529,452,112 139,451,524 139,436,105 15,419 114,098,877 96,029,926 77,888,119 18,141,807 18,068,951 275,901,711 253,987,354 21,914,357
Dic. ## 549,563,624 151,705,919 151,683,532 22,387 126,716,479 107,699,484 87,419,657 20,279,827 19,016,995 271,141,226 248,869,973 22,271,253
##
2013 Ene. ## 566,178,442 160,706,194 160,706,194 - 129,753,959 109,850,241 88,485,155 21,365,086 19,903,718 275,718,289 252,717,872 23,000,417
Feb. ## 566,596,522 143,610,836 143,610,836 - 129,095,746 111,436,011 88,394,632 23,041,379 17,659,735 293,889,940 270,941,153 22,948,787
Mar. ## 573,755,014 146,757,055 146,757,055 - 128,627,267 112,614,147 88,935,546 23,678,601 16,013,120 298,370,692 275,401,763 22,968,929
Abr ## 579,785,916 150,906,830 150,906,830 - 128,283,467 112,618,596 87,402,442 25,216,154 15,664,871 300,595,619 277,858,939 22,736,680
May. ## 593,671,258 153,386,969 153,386,969 - 127,329,071 111,315,414 88,336,187 22,979,227 16,013,657 312,955,218 290,084,621 22,870,597
Jun. ## 603,651,183 158,831,000 158,831,000 - 135,636,664 119,040,075 94,220,838 24,819,237 16,596,589 309,183,519 286,302,540 22,880,979
Jul. ## 614,962,480 159,984,581 159,984,581 - 144,191,876 126,851,190 102,867,438 23,983,752 17,340,686 310,786,023 287,492,677 23,293,346
Ago. ## 631,582,111 166,932,159 166,932,159 - 141,167,548 124,671,863 99,331,170 25,340,693 16,495,685 323,482,404 299,697,002 23,785,402
Set. ## 646,638,926 170,859,022 170,859,022 - 144,553,412 127,114,757 99,799,525 27,315,232 17,438,655 331,226,492 306,914,121 24,312,371
Oct. ## 659,280,079 170,558,936 170,558,936 - 147,257,077 129,522,583 100,931,989 28,590,594 17,734,494 341,464,066 316,926,987 24,537,079
Nov. ## 673,639,270 171,819,102 171,819,102 - 145,050,316 127,230,449 102,024,060 25,206,389 17,819,867 356,769,852 331,706,914 25,062,938
Dic. ## 687,989,439 190,034,266 190,034,266 - 161,452,872 142,563,564 113,548,710 29,014,854 18,889,308 336,502,301 310,040,694 26,461,607
##
2014 Ene. ## 714,438,302 223,187,815 223,187,815 - 164,239,204 140,430,229 112,061,581 28,368,648 23,808,975 327,011,283 297,317,114 29,694,169
Feb. ## 722,516,893 199,204,247 199,204,247 - 161,765,492 133,802,101 108,566,713 25,235,388 27,963,391 361,547,154 328,938,515 32,608,639
Mar. ## 719,824,703 185,036,760 185,036,760 - 159,932,909 134,922,101 106,656,437 28,265,664 25,010,808 374,855,034 341,970,666 32,884,368
Abr ## 733,629,451 189,914,113 189,914,113 - 157,872,243 133,532,026 105,521,866 28,010,160 24,340,217 385,843,095 352,243,803 33,599,292
May. ## 746,722,197 200,328,718 200,328,718 - 160,321,683 135,877,598 107,136,597 28,741,001 24,444,085 386,071,796 351,779,770 34,292,026
Jun. ## 763,158,957 214,628,269 214,628,269 - 176,372,877 149,089,565 113,610,732 35,478,833 27,283,312 372,157,811 337,516,606 34,641,205
Jul. ## 771,715,886 209,950,996 209,950,996 - 192,096,204 164,886,287 128,080,766 36,805,521 27,209,917 369,668,686 335,378,309 34,290,377
Ago. ## 784,582,203 216,665,561 216,665,561 - 186,157,146 160,578,209 123,489,916 37,088,293 25,578,937 381,759,496 347,037,723 34,721,773
Set. ## 798,699,422 221,547,838 221,547,838 - 188,672,438 161,709,124 122,843,901 38,865,223 26,963,314 388,479,146 353,765,915 34,713,231
Oct. ## 818,006,154 234,091,156 234,091,156 - 189,716,180 162,532,800 124,234,324 38,298,476 27,183,380 394,198,818 359,427,219 34,771,599
Nov. ## 839,714,572 245,834,096 245,834,096 - 196,282,343 167,587,910 127,285,111 40,302,799 28,694,433 397,598,133 362,877,289 34,720,844
Dic. ## 875,018,393 275,509,152 275,509,152 - 207,213,490 177,319,672 143,661,157 33,658,515 29,893,818 392,295,751 357,170,185 35,125,566
##
2015 Ene. ## 920,043,730 293,681,238 293,681,238 - 212,503,998 180,807,304 147,651,087 33,156,217 31,696,694 413,858,494 378,299,251 35,559,243
Feb. ## 929,289,971 250,521,372 250,521,372 - 215,581,016 180,857,023 145,410,043 35,446,980 34,723,993 463,187,583 427,610,690 35,576,893
Mar. ## 939,661,079 250,817,955 250,817,955 - 218,951,177 181,044,215 143,191,613 37,852,602 37,906,962 469,891,947 432,595,362 37,296,585
Abr ## 947,986,460 264,645,812 264,645,812 - 217,768,686 181,995,086 145,426,066 36,569,020 35,773,600 465,571,962 427,226,453 38,345,509
May. ## 970,668,328 268,741,366 268,741,366 - 227,057,564 189,107,112 150,454,381 38,652,731 37,950,452 474,869,398 435,884,696 38,984,702
Jun. ## 1,002,867,307 277,578,910 277,578,910 - 241,992,960 201,582,706 159,488,136 42,094,570 40,410,254 483,295,437 443,629,164 39,666,273
Jul. ## 1,040,247,900 276,635,098 276,635,098 - 267,127,705 221,540,898 181,205,014 40,335,884 45,586,807 496,485,097 456,049,499 40,435,598
Ago. ## 1,060,349,579 285,166,475 285,166,475 - 260,287,843 214,059,324 171,877,231 42,182,093 46,228,519 514,895,261 473,614,040 41,281,221
Set. ## 1,078,315,038 291,293,647 291,293,647 - 261,925,815 217,638,630 172,653,098 44,985,532 44,287,185 525,095,576 483,688,033 41,407,543
Oct. ## 1,104,906,630 302,661,865 302,661,865 - 266,466,404 219,949,127 176,665,015 43,284,112 46,517,277 535,778,361 493,199,618 42,578,743
Nov. ## 1,138,969,038 322,824,540 322,824,540 - 270,908,128 224,752,885 178,225,877 46,527,008 46,155,243 545,236,370 501,611,164 43,625,206
Dic. ## 1,221,239,993 373,683,227 373,683,227 - 305,491,334 247,455,368 200,384,313 47,071,055 58,035,966 542,065,432 489,258,528 52,806,904

Fuente: Banco Central de la República Argentina LIQ - SER - 1 - 3


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-1
DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1), promedio mensual de saldos diarios, en miles de pesos

Año Mes Otros depósitos y obligaciones sujetos a la normativa de regulación de liquidez del BCRA
Total Depósitos a plazo de títulos valores (3) Obligaciones por aceptaciones Pases pasivos de títulos valores Pases Pases Emisiones de obligaciones negociables Emisiones
Total Emitidos Emitidos Total En En públicos nacionales pasivos pasivos de otros
en moneda en moneda moneda moneda Total En moneda En moneda de otros de Total En moneda En moneda títulos
nacional extranjera nacional extranjera nacional extranjera títulos moneda nacional extranjera valores
valores extranjera de deuda

2012 Ene. ## 45,051,269 2,554,798 1,936,095 618,703 1,780 - 1,780 1,036,732 - 1,036,732 . - 8,231,552 3,838,168 4,393,384 .
Feb. ## 45,636,050 2,128,313 1,489,195 639,118 130 - 130 1,043,402 - 1,043,402 . - 8,480,957 4,049,835 4,431,122 .
Mar. ## 45,487,271 2,361,548 1,649,756 711,792 662 - 662 1,046,208 835 1,045,373 . - 8,602,693 4,163,381 4,439,312 .
Abr ## 47,257,828 2,278,710 1,628,972 649,738 233 - 233 1,062,236 7,030 1,055,206 . - 8,733,819 4,253,837 4,479,982 .
May. ## 47,634,523 2,145,151 1,585,897 559,254 280 - 280 1,067,779 - 1,067,779 . - 9,109,441 4,566,079 4,543,362 .
Jun. ## 48,795,054 2,283,323 1,723,350 559,973 396 - 396 1,079,272 - 1,079,272 . - 9,337,345 4,730,005 4,607,340 .
Jul. ## 50,070,774 2,504,337 1,874,901 629,436 300 - 300 1,092,484 42 1,092,442 . - 9,456,653 4,822,231 4,634,422 .
Ago. ## 50,197,535 2,664,033 1,992,847 671,186 567 - 567 1,106,136 - 1,106,136 . - 9,750,696 5,051,441 4,699,255 .
Set. ## 51,242,182 3,055,167 2,143,394 911,773 915 - 915 1,114,229 499 1,113,730 . - 9,948,340 5,179,010 4,769,330 .
Oct. ## 52,142,009 3,264,130 2,178,851 1,085,279 104 - 104 877,432 14 877,418 . - 9,938,327 5,088,159 4,850,168 .
Nov. ## 54,411,688 2,915,766 1,813,192 1,102,574 388 - 388 681,965 - 681,965 . - 10,408,027 5,433,036 4,974,991 .
Dic. ## 56,589,081 2,982,042 1,856,034 1,126,008 7,233 - 7,233 591,990 - 591,990 . - 10,452,262 5,657,188 4,795,074 .
##
2013 Ene. ## 55,668,026 3,178,450 2,018,874 1,159,576 84 - 84 593,717 - 593,717 . - 10,379,798 5,505,090 4,874,708 .
Feb. ## 58,494,326 3,340,624 2,112,230 1,228,394 155 - 155 601,021 - 601,021 . - 10,821,038 5,893,399 4,927,639 .
Mar. ## 57,581,594 3,383,295 2,150,400 1,232,895 86 - 86 610,471 - 610,471 . - 10,883,786 5,882,573 5,001,213 .
Abr ## 60,079,755 3,736,547 2,343,836 1,392,711 495 - 495 621,229 2,848 618,381 . - 11,133,086 6,061,128 5,071,958 .
May. ## 61,014,334 3,917,832 2,364,913 1,552,919 126 - 126 570,540 1,699 568,841 . - 12,018,297 6,866,750 5,151,547 .
Jun. ## 63,136,585 3,487,582 2,138,148 1,349,434 378 - 378 185,537 751 184,786 . - 12,169,621 6,923,718 5,245,903 .
Jul. ## 62,530,519 3,564,211 2,105,032 1,459,179 566 - 566 106,364 5,634 100,730 . - 12,262,730 6,871,325 5,391,405 .
Ago. ## 64,254,795 3,665,077 2,052,712 1,612,365 2,456 - 2,456 - - - . - 13,494,891 7,772,552 5,722,339 .
Set. ## 65,571,220 3,626,531 2,028,247 1,598,284 80 - 80 - - - . - 14,016,592 7,942,527 6,074,065 .
Oct. ## 68,088,207 3,448,005 1,904,453 1,543,552 2,192 - 2,192 - - - . - 14,323,405 8,131,065 6,192,340 .
Nov. ## 70,875,152 3,418,058 1,920,886 1,497,172 2,429 - 2,429 - - - . - 15,259,330 8,933,565 6,325,765 .
Dic. ## 76,320,527 3,529,103 2,156,541 1,372,562 393 - 393 56 56 - . - 15,725,013 9,446,602 6,278,411 .
##
2014 Ene. ## 77,329,702 3,738,302 1,767,718 1,970,584 113 - 113 4,511 4,511 - . - 16,441,143 9,619,280 6,821,863 .
Feb. ## 80,208,360 4,041,997 1,802,540 2,239,457 550 - 550 1,129 1,129 - . - 17,978,574 10,380,681 7,597,893 .
Mar. ## 81,854,899 4,084,900 2,185,812 1,899,088 - - - 5,055 5,055 - . - 17,747,447 10,086,852 7,660,595 .
Abr ## 83,612,235 3,678,216 1,972,687 1,705,529 248 - 248 - - - . - 17,994,821 10,289,505 7,705,316 .
May. ## 84,781,115 3,522,091 1,703,167 1,818,924 8 - 8 - - - . - 17,968,474 10,318,974 7,649,500 .
Jun. ## 86,023,599 3,436,877 1,552,531 1,884,346 73 - 73 - - - . - 18,218,487 10,484,782 7,733,705 .
Jul. ## 87,609,546 3,757,355 1,641,610 2,115,745 742 - 742 - - - . - 18,625,313 10,815,883 7,809,430 .
Ago. ## 88,493,486 4,230,393 1,623,703 2,606,690 424 - 424 - - - . - 19,386,390 11,453,783 7,932,607 .
Set. ## 90,058,189 4,714,984 1,548,768 3,166,216 135 - 135 - - - . - 19,906,378 11,888,852 8,017,526 .
Oct. ## 94,031,559 4,058,123 1,512,319 2,545,804 - - - 1,383 1,383 - . - 20,064,566 11,989,421 8,075,145 .
Nov. ## 97,747,140 4,180,777 1,592,126 2,588,651 - - - - - - . - 20,623,217 12,465,297 8,157,920 .
Dic. ## 103,867,729 3,604,514 1,528,420 2,076,094 - - - - - - . - 21,017,682 12,758,415 8,259,267 .
##
2015 Ene. ## 102,722,935 3,334,485 1,467,739 1,866,746 - - - - - - . - 21,129,058 12,775,657 8,353,401 .
Feb. ## 102,943,627 3,575,713 1,431,451 2,144,262 1,398 - 1,398 - - - . - 20,882,370 12,444,395 8,437,975 .
Mar. ## 103,134,296 3,682,004 1,404,294 2,277,710 790 - 790 - - - . - 20,924,501 12,392,937 8,531,564 .
Abr ## 105,082,818 3,686,710 1,570,561 2,116,149 - - - - - - . - 20,713,298 12,102,777 8,610,521 .
May. ## 108,640,908 3,929,059 1,613,977 2,315,082 - - - - - - . - 20,560,851 11,865,376 8,695,475 .
Jun. ## 107,770,346 3,584,097 1,458,224 2,125,873 - - - - - - . - 20,977,396 12,191,105 8,786,291 .
Jul. ## 110,593,735 3,534,178 1,471,595 2,062,583 - - - - - - . - 21,486,967 12,554,216 8,932,751 .
Ago. ## 110,826,756 3,621,962 1,416,193 2,205,769 - - - - - - . - 22,042,712 13,009,767 9,032,945 .
Set. ## 112,134,260 3,738,880 1,504,198 2,234,682 890 - 890 - - - . - 22,765,163 13,486,484 9,278,679 .
Oct. ## 120,056,578 4,605,104 2,456,042 2,149,062 1,926 - 1,926 - - - . - 22,926,704 13,512,420 9,414,284 .
Nov. ## 124,025,313 5,402,116 2,994,388 2,407,728 1,954 - 1,954 - - - . - 22,720,069 13,101,909 9,618,160 .
Dic. ## 136,637,226 6,459,554 2,948,624 3,510,930 2,312 - 2,312 2,143 2,143 - . - 26,142,239 13,959,717 12,182,522 .

Fuente: Banco Central de la República Argentina LIQ - SER - 2 - 3


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-1
DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1) , promedio mensual de saldos diarios, en miles de pesos

Año Mes Otros depósitos y obligaciones sujetos a la normativa de regulación de liquidez del BCRA
Compras a Cauciones bursátiles Otros depósitos y obligaciones
término y al Total En moneda En moneda Total A la vista A plazo
contado a nacional extranjera Total En moneda En moneda Total En moneda En moneda
liquidar nacional extranjera nacional extranjera

2012 Ene. ## . 16 16 - 33,226,391 32,719,386 27,833,694 4,885,692 507,005 247,628 259,377


Feb. ## . 30 30 - 33,983,218 33,429,811 28,410,438 5,019,373 553,407 288,352 265,055
Mar. ## . - - - 33,476,160 32,982,873 27,991,489 4,991,384 493,287 271,524 221,763
Abr ## . - - - 35,182,830 34,688,538 29,803,109 4,885,429 494,292 287,788 206,504
May. ## . - - - 35,311,872 34,807,636 29,984,345 4,823,291 504,236 305,228 199,008
Jun. ## . - - - 36,094,718 35,629,052 31,202,616 4,426,436 465,666 301,713 163,953
Jul. ## . - - - 37,017,000 36,534,475 31,982,550 4,551,925 482,525 274,326 208,199
Ago. ## . 30,342 30,342 - 36,645,761 36,210,831 31,302,901 4,907,930 434,930 230,364 204,566
Set. ## . 24,315 24,315 - 37,099,216 36,685,508 31,713,474 4,972,034 413,708 223,728 189,980
Oct. ## . 975 975 - 38,061,041 37,640,438 32,285,880 5,354,558 420,603 242,065 178,538
Nov. ## . 968 968 - 40,404,574 40,055,641 34,444,939 5,610,702 348,933 218,065 130,868
Dic. ## . 1,459 1,459 - 42,554,095 42,182,456 36,896,055 5,286,401 371,639 237,027 134,612
##
2013 Ene. ## . 1,553 1,553 - 41,514,424 41,151,050 35,857,031 5,294,019 363,374 257,173 106,201
Feb. ## . 262 262 - 43,731,226 43,367,381 38,112,306 5,255,075 363,845 251,459 112,386
Mar. ## . 7,810 7,810 - 42,696,146 42,321,866 37,051,607 5,270,259 374,280 282,538 91,742
Abr ## . 2,341 2,341 - 44,586,057 44,195,549 38,648,244 5,547,305 390,508 286,482 104,026
May. ## . 919 919 - 44,506,620 44,135,143 38,838,411 5,296,732 371,477 277,834 93,643
Jun. ## . 8,166 8,166 - 47,285,301 46,887,028 41,450,053 5,436,975 398,273 299,359 98,914
Jul. ## . 971 971 - 46,595,677 46,214,336 40,877,542 5,336,794 381,341 286,024 95,317
Ago. ## . 10,430 10,430 - 47,081,941 46,657,281 41,312,476 5,344,805 424,660 331,362 93,298
Set. ## . 238 238 - 47,927,779 47,513,233 41,587,912 5,925,321 414,546 297,194 117,352
Oct. ## . 1,161 1,161 - 50,313,444 49,887,531 43,397,571 6,489,960 425,913 324,550 101,363
Nov. ## . 669 669 - 52,194,666 51,729,343 45,180,688 6,548,655 465,323 365,702 99,621
Dic. ## . 37 37 - 57,065,925 56,617,349 48,979,064 7,638,285 448,576 349,487 99,089
##
2014 Ene. ## . 19 19 - 57,145,614 56,351,974 47,390,209 8,961,765 793,640 416,148 377,492
Feb. ## . 6,905 6,905 - 58,179,205 57,292,638 47,493,753 9,798,885 886,567 426,555 460,012
Mar. ## . 8,572 8,572 - 60,008,925 59,098,264 49,584,734 9,513,530 910,661 432,536 478,125
Abr ## . - - - 61,938,950 61,086,872 51,919,466 9,167,406 852,078 346,128 505,950
May. ## . 3,456 3,456 - 63,287,086 62,257,475 53,331,250 8,926,225 1,029,611 428,010 601,601
Jun. ## . 1,648 1,648 - 64,366,514 63,346,942 54,557,212 8,789,730 1,019,572 419,668 599,904
Jul. ## . 7,011 7,011 - 65,219,125 64,216,767 54,762,094 9,454,673 1,002,358 401,066 601,292
Ago. ## . - - - 64,876,279 63,968,735 55,230,699 8,738,036 907,544 329,320 578,224
Set. ## . - - - 65,436,692 64,490,811 55,470,090 9,020,721 945,881 362,111 583,770
Oct. ## . 31,746 31,746 - 69,875,741 68,945,760 59,716,401 9,229,359 929,981 379,823 550,158
Nov. ## . - - - 72,943,146 72,098,173 62,711,352 9,386,821 844,973 370,862 474,111
Dic. ## . 33,718 33,718 - 79,211,815 78,243,444 66,798,486 11,444,958 968,371 416,547 551,824
##
2015 Ene. ## . 2,831 2,831 - 78,256,561 77,311,439 64,894,482 12,416,957 945,122 387,900 557,222
Feb. ## . - - - 78,484,146 77,572,550 65,942,875 11,629,675 911,596 390,764 520,832
Mar. ## . - - - 78,527,001 77,615,577 66,418,103 11,197,474 911,424 378,944 532,480
Abr ## . 235 235 - 80,682,575 79,742,130 69,023,917 10,718,213 940,445 403,133 537,312
May. ## . 13,343 13,343 - 84,137,655 83,151,064 72,802,755 10,348,309 986,591 419,175 567,416
Jun. ## . 27,423 27,423 - 83,181,430 82,095,402 71,666,774 10,428,628 1,086,028 517,616 568,412
Jul. ## . 18,065 18,065 - 85,554,525 84,558,767 74,417,474 10,141,293 995,758 412,794 582,964
Ago. ## . 34,457 34,457 - 85,127,625 84,128,279 74,572,589 9,555,690 999,346 406,066 593,280
Set. ## . 36,550 36,550 - 85,592,777 84,462,976 74,713,475 9,749,501 1,129,801 525,138 604,663
Oct. ## . 32,944 32,944 - 92,489,900 91,336,736 80,548,432 10,788,304 1,153,164 529,638 623,526
Nov. ## . 16,221 16,221 - 95,884,953 94,734,927 84,665,125 10,069,802 1,150,026 528,896 621,130
Dic. ## . - - - 104,030,978 102,854,814 91,672,519 11,182,295 1,176,164 558,874 617,290

Fuente: Banco Central de la República Argentina LIQ - SER - 3 - 3


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-2
EXIGENCIAS DISPUESTAS POR LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1), en %

Año Mes Exigencia promedio -neta de franquicias- del total de partidas sujetas a la normativa de regulación de liquidez
Total (neta de franquicias) Franquicias netas (3) Exigencia promedio total
Exigencia ajustada por Exigencia Total Disminución Total Puntos porcentuales atribuibles a exigencias por: De depósitos y otras obligaciones sujetas a la Del defecto de
tenencias de billetes y total (sin exigencia por Dep. en Otros depósitos Def. de aplic. de normativa de regulación de liquidez aplicación de
monedas por encima de los ajuste) préstamos a ctas.corrientes, y oblig. (4) recursos en Total En moneda En moneda recursos en
límites imputables (2) MiPyMES ahorro y plazo mon. extranjera nacional extranjera moneda
Total Ajuste fijo (5) extranjera

2012 Ene. ### 18.49 0.00 18.49 -0.08 - 18.57 14.33 1.52 2.71 - 15.43 18.65 100.00
Feb. ### 18.17 0.00 18.17 -0.08 - 18.25 14.05 1.64 2.56 - 15.25 18.61 100.00
Mar. ### 18.11 0.00 18.11 -0.08 - 18.19 14.09 1.53 2.57 - 15.11 19.04 100.00
Abr. * ### 18.70 4.62 14.08 -3.63 - 17.71 14.06 1.54 2.11 - 15.13 18.82 100.00
May.* ### 18.03 4.21 13.82 -3.55 - 17.37 14.04 1.44 1.89 - 15.12 18.11 100.00
Jun. * ### 17.61 4.56 13.04 -3.54 - 16.58 14.13 1.40 1.06 - 15.32 17.24 100.00
Jul. * ### 17.99 4.41 13.58 -3.46 - 17.04 14.32 1.36 1.36 - 15.52 17.24 100.00
Ago. * ### 18.23 4.26 13.97 -3.38 - 17.35 14.28 1.32 1.75 - 15.45 17.18 100.00
Set. * ### 18.19 4.14 14.05 -3.32 - 17.37 14.16 1.33 1.87 - 15.35 17.00 100.00
Oct. * ### 18.41 4.00 14.41 -2.47 - 16.88 13.30 1.36 2.21 - 14.43 17.01 100.00
Nov. * ### 19.01 4.10 14.91 -2.39 - 17.30 13.48 1.33 2.49 - 14.59 17.07 100.00
Dic. * ### 19.19 4.65 14.53 -2.52 -1.72 17.05 13.22 1.41 2.42 -1.72 14.38 17.23 100.00
###
2013 Ene. * ### 18.89 4.27 14.62 -2.55 -1.77 17.18 13.35 1.26 2.57 -1.77 14.38 16.89 100.00
Feb. * ### 18.40 4.20 14.19 -2.57 -1.79 16.77 13.09 1.33 2.35 -1.79 14.21 16.70 100.00
Mar. * ### 18.24 4.11 14.13 -1.85 -1.81 15.98 12.54 1.24 2.20 -1.81 13.53 16.56 100.00
Abr. * ### 18.09 3.95 14.14 -1.89 -1.84 16.03 12.58 1.31 2.14 -1.84 13.66 16.50 100.00
May. * ### 17.72 3.65 14.07 -1.92 -1.86 15.99 12.54 1.30 2.15 -1.86 13.63 16.33 100.00
Jun. * ### 18.18 3.96 14.22 -1.97 -1.92 16.19 12.61 1.33 2.25 -1.92 13.73 16.47 100.00
Jul. * ### 18.32 3.84 14.48 -1.95 -1.91 16.43 12.67 1.28 2.48 -1.91 13.74 16.50 100.00
Ago. * ### 17.88 3.75 14.13 -2.30 -1.90 16.43 12.66 1.23 2.54 -1.90 13.71 16.10 100.00
Set. * ### 17.82 3.63 14.19 -2.30 -1.93 16.49 12.67 1.21 2.61 -1.93 13.69 16.20 100.00
Oct. * ### 17.90 3.68 14.22 -2.34 -1.97 16.56 12.63 1.26 2.68 -1.97 13.67 16.39 100.00
Nov. * ### 18.15 3.82 14.33 -2.36 -1.99 16.69 12.58 1.28 2.83 -1.99 13.66 16.25 100.00
Dic. * ### 19.19 4.41 14.78 -2.42 -2.01 17.20 12.78 1.38 3.04 -2.01 13.92 17.02 100.00
###
2014 Ene. * ### 19.82 4.13 15.69 -2.48 -2.00 18.17 12.97 1.48 3.71 -2.00 14.11 17.93 100.00
Feb. * ### 19.99 4.04 15.95 -2.35 -1.98 18.30 13.41 1.63 3.27 -1.98 13.89 25.25 100.00
Mar. * ### 19.32 4.03 15.29 -2.38 -1.99 17.67 13.98 1.62 2.07 -1.99 13.81 32.44 100.00
Abr. * ### 19.40 4.21 15.20 -2.39 -2.02 17.59 14.58 1.92 1.09 -2.02 13.79 42.52 100.00
May. * ### 18.63 3.82 14.81 -2.36 -1.98 17.16 14.58 1.55 1.04 -1.98 13.80 38.67 100.00
Jun. * ### 18.81 3.78 15.03 -2.37 -2.00 17.40 14.73 1.44 1.23 -2.00 13.87 37.97 100.00
Jul. * ### 18.80 3.78 15.02 -2.40 -1.99 17.43 14.68 1.44 1.30 -1.99 13.87 37.67 100.00
Ago. * ### 18.69 3.88 14.82 -2.40 -1.98 17.22 14.62 1.40 1.20 -1.98 13.87 37.28 100.00
Set. * ### 18.83 3.84 14.99 -2.53 -1.97 17.52 14.76 1.36 1.39 -1.97 13.95 37.42 100.00
Oct. * ### 19.12 3.92 15.20 -2.59 -2.02 17.80 14.73 1.45 1.61 -2.02 14.05 37.62 100.00
Nov. * ### 19.36 3.98 15.38 -2.63 -2.05 18.01 14.80 1.49 1.72 -2.05 14.16 37.94 100.00
Dic. * ### 20.27 4.64 15.63 -2.66 -2.06 18.29 14.85 1.68 1.77 -2.06 14.29 39.36 100.00
###
2015 Ene. * ### 19.82 4.25 15.56 -2.80 -2.09 18.36 14.81 1.73 1.83 -2.09 14.28 39.84 100.00
Feb. * ### 19.52 4.02 15.51 -2.69 -2.09 18.19 14.67 1.63 1.88 -2.09 14.00 39.57 100.00
Mar. * ### 19.45 3.92 15.53 -2.68 -2.05 18.21 14.88 1.52 1.81 -2.05 14.00 39.62 100.00
Abr. * ### 18.53 3.85 14.68 -2.69 -2.05 17.37 14.79 1.17 1.40 -2.05 13.99 35.69 100.00
May. * ### 18.33 3.91 14.42 -2.72 -2.06 17.14 14.75 1.12 1.27 -2.06 13.90 35.38 100.00
Jun. * ### 18.57 4.01 14.56 -2.71 -2.05 17.27 14.92 1.08 1.26 -2.05 13.93 36.48 100.00
Jul. * ### 18.55 3.90 14.65 -2.81 -2.05 17.46 15.04 1.02 1.40 -2.05 13.95 36.50 100.00
Ago. * ### 18.42 3.86 14.55 -2.82 -2.08 17.37 14.98 0.97 1.42 -2.08 13.88 36.08 100.00
Set. * ### 18.04 3.70 14.34 -2.81 -2.10 17.15 14.91 0.90 1.34 -2.10 13.88 35.29 100.00
Oct. * ### 18.41 3.92 14.49 -2.87 -2.11 17.36 14.89 0.97 1.50 -2.11 13.88 35.53 100.00
Nov. * ### 18.64 3.80 14.84 -2.86 -2.14 17.70 14.90 1.00 1.81 -2.14 13.94 35.98 100.00
Dic. * ### 20.43 4.56 15.88 -2.82 -2.12 18.70 15.49 0.98 2.23 -2.12 14.20 36.44 100.00

Fuente: Banco Central de la República Argentina LIQ - EXI - 1 - 3


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-2
EXIGENCIAS DISPUESTAS POR LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1), en %

Año Mes Exigencias por depósitos en cuentas corrientes (netos), en caja de ahorros y a plazo fijo
Total Depósitos en cuentas corrientes Depósitos en caja de ahorros Depósitos a plazo fijo (6)
Total … por … por netos de la utilización de Fondos Total De moneda nacional De Total De moneda nacional
depósitos depósitos Unificados del sector público Total Común Otras moneda Total Hasta 29 De 30 a De 60 a De 90 a De 180 a Más de
de de Total De De extranjera días de 59 días 89 días 179 días 365 días 365 días
moneda moneda moneda moneda plazo de plazo de plazo de plazo de plazo de plazo
nacional extranjera nacional extranjera

2012 Ene. ### 15.80 15.46 18.17 19.00 19.00 20.00 19.26 19.00 19.00 19.00 20.00 12.32 11.69 14.00 11.00 7.00 2.00 0.00 0.00
Feb. ### 15.48 15.11 18.17 19.00 19.00 20.00 19.26 19.00 19.00 19.00 20.00 12.02 11.39 14.00 11.00 7.00 2.00 0.00 0.00
Mar. ### 15.50 15.13 18.27 19.00 19.00 20.00 19.26 19.00 19.00 19.00 20.00 12.11 11.49 14.00 11.00 7.00 2.00 0.00 0.00
Abr. * ### 15.49 15.13 18.20 19.00 19.00 20.00 19.26 19.00 19.00 19.00 20.00 12.14 11.55 14.00 11.00 7.00 2.00 0.00 0.00
May.* ### 15.45 15.11 18.16 19.00 19.00 20.00 19.25 19.00 19.00 19.00 20.00 12.05 11.47 14.00 11.00 7.00 2.00 0.00 0.00
Jun. * ### 15.58 15.32 18.10 19.00 19.00 20.00 19.20 19.00 19.00 19.00 20.00 12.20 11.68 14.00 11.00 7.00 2.00 0.00 0.00
Jul. * ### 15.80 15.58 18.18 19.00 19.00 20.00 19.18 19.00 19.00 19.00 20.00 12.42 11.96 14.00 11.00 7.00 2.00 0.00 0.00
Ago. * ### 15.73 15.52 18.08 19.00 19.00 20.00 19.17 19.00 19.00 19.00 20.00 12.46 12.05 14.00 11.00 7.00 2.00 0.00 0.00
Set. * ### 15.60 15.40 18.01 19.00 19.00 20.00 19.17 19.00 19.00 19.00 20.00 12.51 12.15 14.00 11.00 7.00 2.00 0.00 0.00
Oct. * ### 14.65 14.47 17.92 17.69 17.69 20.00 18.00 17.59 17.55 17.78 20.00 12.04 11.66 13.39 10.39 6.37 1.36 0.00 0.00
Nov. * ### 14.87 14.60 17.98 17.70 17.70 20.00 18.03 17.59 17.55 17.78 20.00 12.13 11.77 13.38 10.38 6.36 1.36 0.00 0.00
Dic. * ### 14.59 14.29 18.01 17.08 17.08 20.00 17.43 16.89 16.82 17.21 20.00 11.86 11.46 13.07 10.04 6.06 1.03 0.00 0.00
###
2013 Ene. * ### 14.66 14.37 18.02 17.10 17.10 20.00 17.45 16.90 16.83 17.22 20.00 11.93 11.53 13.05 10.07 6.11 1.09 0.00 0.00
Feb. * ### 14.44 14.15 17.91 17.05 17.05 20.00 17.41 16.91 16.83 17.25 20.00 11.86 11.48 13.06 10.08 6.13 1.09 0.00 0.00
Mar. * ### 13.79 13.50 17.47 16.40 16.40 20.00 16.80 16.21 16.11 16.67 20.00 11.22 10.84 12.75 9.77 5.82 0.66 0.00 0.00
Abr. * ### 13.88 13.62 17.25 16.39 16.39 20.00 16.80 16.22 16.11 16.69 20.00 11.38 11.05 12.74 9.78 5.77 0.67 0.00 0.00
May. * ### 13.82 13.57 17.09 16.38 16.38 20.00 16.78 16.20 16.10 16.63 20.00 11.37 11.08 12.75 9.77 5.77 0.71 0.00 0.00
Jun. * ### 13.93 13.67 17.23 16.38 16.38 20.00 16.76 16.19 16.09 16.65 20.00 11.42 11.12 12.73 9.77 5.77 0.72 0.00 0.00
Jul. * ### 13.96 13.71 17.24 16.39 16.39 20.00 16.73 16.18 16.09 16.63 20.00 11.43 11.13 12.74 9.76 5.72 0.71 0.00 0.00
Ago. * ### 13.95 13.72 17.08 16.37 16.37 20.00 16.73 16.20 16.10 16.67 20.00 11.49 11.21 12.74 9.76 5.72 0.69 0.00 0.00
Set. * ### 13.95 13.71 17.15 16.36 16.36 20.00 16.76 16.21 16.09 16.68 20.00 11.48 11.20 12.75 9.75 5.73 0.69 0.00 0.00
Oct. * ### 13.93 13.69 17.12 16.36 16.36 20.00 16.76 16.20 16.08 16.68 20.00 11.50 11.23 12.74 9.76 5.70 0.68 0.00 0.00
Nov. * ### 13.90 13.67 17.00 16.37 16.37 20.00 16.74 16.17 16.08 16.58 20.00 11.56 11.31 12.76 9.74 5.67 0.68 0.00 0.00
Dic. * ### 14.20 13.98 16.93 16.43 16.43 20.00 16.72 16.18 16.07 16.64 20.00 11.73 11.47 12.75 9.71 5.70 0.70 0.00 0.00
###
2014 Ene. * ### 14.38 14.14 17.07 16.50 16.50 20.00 16.83 16.18 16.08 16.65 20.00 11.69 11.39 12.72 9.70 5.72 0.66 0.00 0.00
Feb. * ### 14.90 13.82 25.69 16.44 16.44 30.00 18.93 16.17 16.08 16.63 30.00 12.24 11.27 12.75 9.71 5.66 0.65 0.00 0.00
Mar. * ### 15.57 13.82 33.94 16.39 16.39 40.00 20.54 16.19 16.08 16.67 40.00 13.05 11.49 12.74 9.70 5.67 0.65 0.00 0.00
Abr. * ### 16.25 13.79 42.47 16.41 16.41 50.00 22.29 16.19 16.08 16.67 50.00 13.69 11.47 12.74 9.69 5.70 0.68 0.00 0.00
May. * ### 16.23 13.79 42.34 16.39 16.39 50.00 22.26 16.18 16.07 16.64 50.00 13.65 11.38 12.72 9.68 5.68 0.68 0.00 0.00
Jun. * ### 16.39 13.89 42.52 16.40 16.40 50.00 22.20 16.20 16.06 16.71 50.00 13.64 11.28 12.70 9.67 5.69 0.69 0.00 0.00
Jul. * ### 16.35 13.89 42.34 16.40 16.40 50.00 21.75 16.19 16.06 16.71 50.00 13.51 11.19 12.69 9.67 5.69 0.65 0.00 0.00
Ago. * ### 16.27 13.88 42.06 16.41 16.41 50.00 21.76 16.20 16.07 16.70 50.00 13.51 11.23 12.68 9.68 5.64 0.65 0.00 0.00
Set. * ### 16.43 13.98 42.38 16.42 16.42 50.00 22.09 16.19 16.06 16.69 50.00 13.69 11.45 12.69 9.67 5.67 0.64 0.00 0.00
Oct. * ### 16.43 14.06 42.23 16.44 16.44 50.00 22.04 16.19 16.06 16.70 50.00 13.72 11.55 12.69 9.66 5.65 0.63 0.00 0.00
Nov. * ### 16.52 14.14 42.68 16.44 16.44 50.00 22.13 16.19 16.05 16.71 50.00 13.81 11.62 12.69 9.66 5.68 0.62 0.00 0.00
Dic. * ### 16.61 14.27 42.92 16.48 16.48 50.00 21.91 16.15 16.05 16.65 50.00 13.90 11.64 12.69 9.67 5.68 0.64 0.00 0.00
###
2015 Ene. * ### 16.46 14.19 42.64 16.47 16.47 50.00 22.03 16.15 16.06 16.65 50.00 13.60 11.48 12.70 9.68 5.66 0.62 0.00 0.00
Feb. * ### 16.30 13.90 42.70 16.39 16.39 50.00 22.56 16.15 16.05 16.65 50.00 13.34 11.49 12.73 9.68 5.66 0.65 0.00 0.00
Mar. * ### 16.51 13.97 43.00 16.40 16.40 50.00 22.98 16.17 16.06 16.67 50.00 13.56 11.64 12.71 9.67 5.66 0.68 0.00 0.00
Abr. * ### 16.43 13.96 42.54 16.42 16.42 50.00 22.75 16.15 16.06 16.62 50.00 13.48 11.50 12.69 9.68 5.68 0.68 0.00 0.00
May. * ### 16.40 13.88 42.91 16.40 16.40 50.00 22.75 16.15 16.05 16.63 50.00 13.36 11.33 12.69 9.68 5.66 0.68 0.00 0.00
Jun. * ### 16.52 13.94 43.56 16.39 16.39 50.00 22.72 16.15 16.04 16.63 50.00 13.50 11.40 12.69 9.66 5.67 0.65 0.00 0.00
Jul. * ### 16.64 13.94 44.13 16.41 16.41 50.00 22.70 16.14 16.05 16.60 50.00 13.51 11.38 12.68 9.68 5.68 0.65 0.00 0.00
Ago. * ### 16.55 13.87 43.84 16.42 16.42 50.00 23.00 16.15 16.04 16.64 50.00 13.35 11.30 12.68 9.67 5.62 0.66 0.00 0.00
Set. * ### 16.46 13.87 43.73 16.43 16.43 50.00 22.77 16.15 16.04 16.65 50.00 13.33 11.30 12.68 9.65 5.64 0.67 0.00 0.00
Oct. * ### 16.51 13.88 43.79 16.45 16.45 50.00 22.96 16.14 16.04 16.63 50.00 13.34 11.30 12.67 9.67 5.67 0.69 0.00 0.00
Nov. * ### 16.52 13.94 43.72 16.48 16.48 50.00 22.92 16.15 16.03 16.67 50.00 13.37 11.31 12.68 9.66 5.67 0.67 0.00 0.00
Dic. * ### 17.22 14.23 44.00 16.54 16.54 50.00 23.73 16.13 16.04 16.62 50.00 14.02 11.50 12.67 9.67 5.65 0.68 0.00 0.00

Fuente: Banco Central de la República Argentina LIQ - EXI - 2 - 3


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-2
EXIGENCIAS DISPUESTAS POR LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1), en %

Año Mes Exigencias por depósitos en cuentas corrientes (netos) ... (conclusión) Exigencias por otros depósitos y obligaciones, y otras exigencias
Depósitos a plazo fijo (6) Saldos sin Dep en Obligaciones Títulos valores Obligac. con el Depósitos a la vista y a Dep.que const.el haber Dep. especiales Dep. y otras Inversiones con
De moneda extranjera utilizar de ctas.ctes. de por líneas de deuda Fondo Fiduciario de plazo fijo efectuados por mínimo de los vinculados al oblig. a la vista opción de
Total Hasta 29 De 30 a De 60 a De 90 a De 180 a Más de adelantos en entid.financ. financieras (incluye Asistencia a orden de la Justicia Fdos.Com.de Inversión ingreso de en pesos cuya cancelación
días de 59 días 89 días 179 días 365 días 365 días cuenta no bancarias del exterior Obligaciones Entidades En moneda En moneda En moneda En moneda fondos del retribución anticipada del
plazo de plazo de plazo de plazo de plazo de plazo corriente Negociables) Financieras y de nacional extranjera nacional extranjera exterior supere el límite sector público
formalizados Seguros establecido (7)

2012 Ene. ### 16.53 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Feb. ### 16.52 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Mar. ### 16.72 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Abr. * ### 16.59 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
May.* ### 16.58 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Jun. * ### 16.70 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Jul. * ### 16.80 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Ago. * ### 16.66 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Set. * ### 16.60 20.00 15.00 10.00 5.00 2.00 0.00 19.00 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 16.00
Oct. * ### 16.39 20.00 15.00 10.00 5.00 2.00 0.00 17.97 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 15.41
Nov. * ### 16.31 20.00 15.00 10.00 5.00 2.00 0.00 17.68 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 15.45
Dic. * ### 16.31 20.00 15.00 10.00 5.00 2.00 0.00 16.62 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 15.19
###
2013 Ene. * ### 16.31 20.00 15.00 10.00 5.00 2.00 0.00 16.62 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 15.14
Feb. * ### 16.31 20.00 15.00 10.00 5.00 2.00 0.00 16.60 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 15.14
Mar. * ### 15.71 20.00 15.00 10.00 5.00 2.00 0.00 15.71 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.91
Abr. * ### 15.35 20.00 15.00 10.00 5.00 2.00 0.00 15.65 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.94
May. * ### 15.06 20.00 15.00 10.00 5.00 2.00 0.00 15.78 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.94
Jun. * ### 15.22 20.00 15.00 10.00 5.00 2.00 0.00 15.73 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.94
Jul. * ### 15.18 20.00 15.00 10.00 5.00 2.00 0.00 15.73 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.93
Ago. * ### 15.05 20.00 15.00 10.00 5.00 2.00 0.00 15.77 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.92
Set. * ### 15.11 20.00 15.00 10.00 5.00 2.00 0.00 15.73 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.91
Oct. * ### 15.03 20.00 15.00 10.00 5.00 2.00 0.00 15.83 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.90
Nov. * ### 14.86 20.00 15.00 10.00 5.00 2.00 0.00 15.76 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.92
Dic. * ### 14.74 20.00 15.00 10.00 5.00 2.00 0.00 15.68 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.88
###
2014 Ene. * ### 14.71 20.00 15.00 10.00 5.00 2.00 0.00 15.72 100.00 0.00 0.00 0.00 10.00 10.00 19.00 20.00 100.00 100.00 14.91
Feb. * ### 21.99 30.00 23.00 15.00 8.00 3.00 0.00 15.83 100.00 0.00 0.00 0.00 10.00 15.00 19.00 30.00 100.00 100.00 14.93
Mar. * ### 29.34 40.00 30.00 20.00 11.00 4.00 0.00 15.84 100.00 0.00 0.00 0.00 10.00 20.00 19.00 40.00 100.00 100.00 14.93
Abr. * ### 37.02 50.00 38.00 25.00 14.00 5.00 0.00 15.79 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.93
May. * ### 36.88 50.00 38.00 25.00 14.00 5.00 0.00 15.81 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.92
Jun. * ### 36.63 50.00 38.00 25.00 14.00 5.00 0.00 15.78 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.89
Jul. * ### 36.26 50.00 38.00 25.00 14.00 5.00 0.00 15.81 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.89
Ago. * ### 36.22 50.00 38.00 25.00 14.00 5.00 0.00 15.78 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.93
Set. * ### 36.46 50.00 38.00 25.00 14.00 5.00 0.00 15.78 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.92
Oct. * ### 36.16 50.00 38.00 25.00 14.00 5.00 0.00 15.78 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.91
Nov. * ### 36.63 50.00 38.00 25.00 14.00 5.00 0.00 15.87 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.91
Dic. * ### 36.89 50.00 38.00 25.00 14.00 5.00 0.00 15.92 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.87
###
2015 Ene. * ### 36.08 50.00 38.00 25.00 14.00 5.00 0.00 15.97 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.92
Feb. * ### 35.58 50.00 38.00 25.00 14.00 5.00 0.00 15.95 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.92
Mar. * ### 35.89 50.00 38.00 25.00 14.00 5.00 0.00 15.89 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.94
Abr. * ### 35.59 50.00 38.00 25.00 14.00 5.00 0.00 15.88 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.93
May. * ### 36.00 50.00 38.00 25.00 14.00 5.00 0.00 15.89 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.88
Jun. * ### 37.01 50.00 38.00 25.00 14.00 5.00 0.00 15.89 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.80
Jul. * ### 37.51 50.00 38.00 25.00 14.00 5.00 0.00 15.82 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.89
Ago. * ### 36.95 50.00 38.00 25.00 14.00 5.00 0.00 15.87 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.91
Set. * ### 37.02 50.00 38.00 25.00 14.00 5.00 0.00 15.84 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.91
Oct. * ### 37.02 50.00 38.00 25.00 14.00 5.00 0.00 15.82 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.90
Nov. * ### 37.07 50.00 38.00 25.00 14.00 5.00 0.00 15.82 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.87
Dic. * ### 37.40 50.00 38.00 25.00 14.00 5.00 0.00 15.81 100.00 0.00 0.00 0.00 10.00 25.00 19.00 50.00 100.00 100.00 14.81

Fuente: Banco Central de la República Argentina LIQ - EXI - 3 - 3


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-3
INTEGRACION DE LAS EXIGENCIAS DISPUESTAS POR LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1), promedio mensual de saldos diarios, en miles de pesos y en %

Año Mes Posición de efectivo mínimo Integración computable de efectivo mínimo, en miles de pesos
mensual como porcentaje del total Total Integración computable de efectivo mínimo con partidas de moneda nacional
de partidas, en % (2) Total Billetes y monedas Límite de imputación de Depósitos en el BCRA Ctas.ctes. de
Total neto En En Total Efectivo en Efectivo en Efectivo en billetes y monedas (3) Total Cuentas Ctas.ctes. Ctas.espec. de Otras cuentas entid.fiinanc.
moneda moneda las casas de custodia en emp.transp.de En % Monto no corrientes espec. para la gtía. por especiales (4) no bancarias
nacional extranjera la entidad otras entidades caudales y en imputable acred.de hab. cheques en
financieras tránsito previs. cancelat. bcos.com.

2012 Ene. ## 2.67 1.28 1.38 102,537,163 70,595,071 20,344,345 14,646,291 891 5,697,163 100 - 50,167,994 41,978,046 637,269 - 7,552,679 82,732
Feb. ## 0.42 -1.14 1.56 91,499,039 59,152,794 20,081,055 14,305,031 1,341 5,774,683 100 - 38,996,119 30,355,900 731,437 - 7,908,782 75,620
Mar. ## 2.20 0.31 1.89 101,692,156 67,037,170 19,605,217 13,926,620 2,050 5,676,547 100 - 47,356,926 38,502,576 820,595 - 8,033,755 75,027
Abr. * ## 1.69 0.19 1.50 80,320,400 49,729,901 20,313,406 … … … - -20,313,406 49,649,650 40,505,488 964,760 - 8,179,402 80,251
May.* ## 1.72 0.14 1.58 80,691,031 51,247,015 18,121,301 … … … - -18,121,301 51,164,551 42,225,875 835,811 - 8,102,865 82,464
Jun. * ## 2.00 0.17 1.83 78,441,833 53,989,994 19,519,856 … … … - -19,519,856 53,909,563 44,460,789 1,252,358 - 8,196,416 80,431
Jul. * ## 1.86 0.15 1.71 82,406,223 57,157,566 19,812,203 … … … - -19,812,203 57,071,435 48,019,996 814,355 - 8,237,084 86,131
Ago. * ## 2.08 0.16 1.92 87,724,590 59,057,403 20,061,656 … … … - -20,061,656 58,968,990 49,784,144 820,353 - 8,364,493 88,413
Set. * ## 2.25 0.19 2.05 90,816,976 60,520,422 20,320,834 … … … - -20,320,834 60,438,433 50,928,115 984,385 - 8,525,933 81,989
Oct. * ## 2.38 0.17 2.21 94,860,795 61,253,033 19,937,728 … … … - -19,937,728 61,171,253 50,688,536 926,298 - 9,556,419 81,780
Nov. * ## 2.49 0.15 2.34 101,389,669 64,247,785 21,155,764 … … … - -21,155,764 64,156,957 53,512,026 1,153,890 - 9,491,041 90,828
Dic. * ## 3.16 0.61 2.55 107,066,385 67,791,661 24,872,540 … … … - -24,872,540 67,699,718 56,680,296 1,120,533 - 9,898,889 91,943
##
2013 Ene. * ## 2.78 0.24 2.55 108,093,160 66,995,593 23,451,065 … … … - -23,451,065 66,888,076 56,070,875 965,487 - 9,851,714 107,517
Feb. * ## 2.17 -0.37 2.54 102,132,273 62,822,320 23,344,010 … … … - -23,344,010 62,694,440 51,355,956 1,090,361 - 10,248,123 127,880
Mar. * ## 2.83 0.23 2.59 106,797,181 68,054,018 23,534,826 … … … - -23,534,826 67,945,705 56,274,412 1,206,105 - 10,465,188 108,313
Abr. * ## 2.92 0.19 2.73 109,053,545 69,483,838 22,673,139 … … … - -22,673,139 69,377,687 57,804,577 1,058,269 - 10,514,841 106,151
May. * ## 3.04 0.19 2.85 111,936,764 70,820,331 21,160,621 … … … - -21,160,621 70,711,535 59,334,728 1,099,046 - 10,277,761 108,796
Jun. * ## 3.04 0.22 2.82 114,999,809 72,702,125 23,657,344 … … … - -23,657,344 72,589,938 60,399,990 1,756,850 - 10,433,098 112,187
Jul. * ## 2.98 0.18 2.81 118,248,844 73,715,486 23,146,754 … … … - -23,146,754 73,599,161 61,979,190 1,114,316 - 10,505,655 116,325
Ago. * ## 3.02 0.20 2.82 119,351,010 73,518,149 23,320,866 … … … - -23,320,866 73,403,394 61,666,967 1,097,858 - 10,638,569 114,755
Set. * ## 3.21 0.19 3.02 123,921,375 74,846,532 22,935,283 … … … - -22,935,283 74,731,477 62,891,781 1,225,074 - 10,614,622 115,055
Oct. * ## 3.29 0.18 3.11 127,391,749 76,036,601 23,808,315 … … … - -23,808,315 75,924,690 63,740,097 1,260,906 - 10,923,687 111,911
Nov. * ## 3.36 0.18 3.18 131,656,039 77,594,443 25,561,982 … … … - -25,561,982 77,483,860 64,883,526 1,451,358 - 11,148,976 110,583
Dic. * ## 4.30 0.64 3.66 145,849,283 84,315,548 29,934,897 … … … - -29,934,897 84,192,485 71,004,057 1,564,412 - 11,624,016 123,063
##
2014 Ene. * ## 5.00 0.67 4.33 163,780,829 87,260,671 28,611,071 … … … - -28,611,071 87,135,823 73,513,124 1,230,371 - 12,392,328 124,848
Feb. * ## 2.43 -0.85 3.28 147,557,664 74,647,689 27,791,681 … … … - -27,791,681 74,518,768 60,346,824 1,336,010 - 12,835,934 128,921
Mar. * ## 2.92 0.17 2.75 146,004,695 82,280,595 28,232,210 … … … - -28,232,210 82,150,435 67,258,986 1,749,124 - 13,142,325 130,160
Abr. * ## 2.81 0.25 2.55 147,138,302 84,640,781 29,526,952 … … … - -29,526,952 84,509,157 69,691,613 1,521,666 - 13,295,878 131,624
May. * ## 2.23 0.19 2.04 141,691,018 86,013,025 27,075,311 … … … - -27,075,311 85,894,939 70,831,439 1,619,510 - 13,443,990 118,086
Jun. * ## 2.17 0.17 2.01 146,121,003 87,872,223 28,215,898 … … … - -28,215,898 87,749,057 72,118,359 1,927,880 - 13,702,818 123,166
Jul. * ## 2.21 0.18 2.03 148,049,929 88,753,590 28,370,748 … … … - -28,370,748 88,609,408 73,184,662 1,465,527 - 13,959,219 144,182
Ago. * ## 2.32 0.19 2.13 149,598,831 90,597,243 29,602,761 … … … - -29,602,761 90,462,532 74,180,911 1,519,375 - 14,762,246 134,711
Set. * ## 2.00 0.21 1.79 151,023,191 91,855,516 29,571,735 … … … - -29,571,735 91,692,323 75,246,944 1,610,546 - 14,834,833 163,193
Oct. * ## 1.87 0.19 1.68 155,611,416 94,574,738 31,024,574 … … … - -31,024,574 94,402,521 77,467,903 1,599,564 - 15,335,054 172,217
Nov. * ## 1.85 0.21 1.64 161,379,224 98,000,239 32,356,962 … … … - -32,356,962 97,806,008 79,836,476 2,064,220 - 15,905,312 194,231
Dic. * ## 1.89 0.31 1.59 171,542,666 104,348,072 39,033,650 … … … - -39,033,650 104,132,753 85,339,359 2,105,042 - 16,688,352 215,319
##
2015 Ene. * ## 1.64 0.07 1.57 175,937,967 105,118,884 37,014,489 … … … - -37,014,489 104,883,852 86,205,863 1,660,919 - 17,017,070 235,032
Feb. * ## 1.77 0.11 1.66 178,319,140 104,877,572 34,717,692 … … … - -34,717,692 104,666,601 84,611,165 2,253,717 - 17,801,719 210,971
Mar. * ## 1.92 0.25 1.67 181,878,174 106,841,112 34,370,057 … … … - -34,370,057 106,648,548 86,248,802 2,440,627 - 17,959,119 192,564
Abr * ## 1.78 0.23 1.54 173,192,287 107,918,492 34,701,638 … … … - -34,701,638 107,725,521 87,221,934 2,152,237 - 18,351,350 192,971
May. * ## 1.76 0.22 1.54 174,433,543 109,136,736 35,403,610 … … … - -35,403,610 108,966,136 87,949,553 3,034,278 - 17,982,305 170,600
Jun. * ## 1.42 0.18 1.23 177,459,620 112,542,857 36,864,404 … … … - -36,864,404 112,338,221 90,887,365 3,048,679 - 18,402,177 204,636
Jul. * ## 1.22 0.18 1.04 182,557,731 115,172,828 37,048,978 … … … - -37,048,978 114,965,197 94,385,396 2,115,871 - 18,463,930 207,631
Ago. * ## 1.42 0.21 1.22 187,067,837 116,870,504 37,587,755 … … … - -37,587,755 116,741,973 95,678,701 2,317,713 - 18,745,559 128,531
Set. * ## 1.60 0.19 1.41 189,668,443 119,062,016 36,390,294 … … … - -36,390,294 118,877,630 97,617,084 2,384,512 - 18,876,034 184,386
Oct. * ## 1.76 0.20 1.56 198,993,490 121,760,235 39,494,959 … … … - -39,494,959 121,532,205 100,004,432 2,347,315 - 19,180,458 228,030
Nov. * ## 1.95 0.31 1.64 211,936,009 128,004,607 40,874,361 … … … - -40,874,361 127,827,338 104,054,065 2,864,354 - 20,908,919 177,269
Dic. * ## 4.08 2.05 2.03 270,969,982 162,715,148 50,003,134 … … … - -50,003,134 162,533,231 135,380,578 3,497,932 - 23,654,721 181,917

Fuente: Banco Central de la República Argentina LIQ - INT - 1 - 2


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

CUADRO II-3
INTEGRACION DE LAS EXIGENCIAS DISPUESTAS POR LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA (1), promedio mensual de saldos diarios, en miles de pesos

Año Mes Integración computable de efectivo mínimo, en miles de pesos


Integración computable de efectivo mínimo con partidas de moneda extranjera
Total Billetes y monedas Límite de imputación de billetes y Depósitos en el BCRA Ctas.ctes. de
Total Efectivo en Efectivo en Efectivo en monedas (3) Total Cuentas a la Cuentas entid.fiinanc.no
las casas de custodia en otras emp.transp. En % Monto no vista especiales bancarias en
la entidad entidades de caudales y imputable bcos.com.
financieras en tránsito

2012 Ene. ## 31,942,092 3,553,059 2,657,996 1,218 893,845 100 - 28,383,128 28,246,635 136,493 5,905
Feb. ## 32,346,245 3,371,212 2,591,885 279 779,048 100 - 28,969,038 28,831,651 137,387 5,995
Mar. ## 34,654,986 3,370,702 2,536,486 898 833,318 100 - 31,278,239 31,138,792 139,447 6,045
Abr. * ## 30,590,499 3,281,449 … … … - -3,281,449 30,584,362 30,422,264 162,098 6,137
May.* ## 29,444,016 3,823,894 … … … - -3,823,894 29,437,476 29,271,218 166,258 6,540
Jun. * ## 24,451,839 4,355,570 … … … - -4,355,570 24,445,085 24,278,148 166,937 6,754
Jul. * ## 25,248,657 3,763,533 … … … - -3,763,533 25,241,779 25,093,329 148,450 6,878
Ago. * ## 28,667,187 3,262,870 … … … - -3,262,870 28,660,094 28,491,213 168,881 7,093
Set. * ## 30,296,554 2,795,122 … … … - -2,795,122 30,289,367 30,117,758 171,609 7,187
Oct. * ## 33,607,762 2,712,799 … … … - -2,712,799 33,600,483 33,425,493 174,990 7,279
Nov. * ## 37,141,884 2,781,619 … … … - -2,781,619 37,134,412 36,956,111 178,301 7,472
Dic. * ## 39,274,724 3,336,952 … … … - -3,336,952 39,267,075 39,085,471 181,604 7,649
##
2013 Ene. * ## 41,097,567 3,115,230 … … … - -3,115,230 41,089,635 40,906,067 183,568 7,932
Feb. * ## 39,309,953 2,920,480 … … … - -2,920,480 39,301,899 39,116,670 185,229 8,054
Mar. * ## 38,743,163 2,416,505 … … … - -2,416,505 38,734,943 38,546,981 187,962 8,220
Abr. * ## 39,569,707 2,623,416 … … … - -2,623,416 39,561,575 39,370,777 190,798 8,132
May. * ## 41,116,433 2,746,137 … … … - -2,746,137 41,108,554 40,914,597 193,957 7,879
Jun. * ## 42,297,684 2,780,188 … … … - -2,780,188 42,289,683 42,087,204 202,479 8,001
Jul. * ## 44,533,358 2,867,918 … … … - -2,867,918 44,525,154 44,317,207 207,947 8,204
Ago. * ## 45,832,861 2,778,493 … … … - -2,778,493 45,824,423 45,610,540 213,883 8,438
Set. * ## 49,074,843 2,900,138 … … … - -2,900,138 49,066,158 48,847,441 218,717 8,685
Oct. * ## 51,355,148 2,961,825 … … … - -2,961,825 51,346,296 51,125,829 220,467 8,852
Nov. * ## 54,061,596 2,896,631 … … … - -2,896,631 54,052,627 53,824,647 227,980 8,969
Dic. * ## 61,533,735 3,779,294 … … … - -3,779,294 61,519,803 61,285,988 233,815 13,932
##
2014 Ene. * ## 76,520,158 4,101,132 … … … - -4,101,132 76,503,028 76,242,281 260,747 17,130
Feb. * ## 72,909,975 4,642,082 … … … - -4,642,082 72,895,021 72,588,385 306,636 14,954
Mar. * ## 63,724,100 4,060,897 … … … - -4,060,897 63,712,091 63,401,834 310,257 12,009
Abr. * ## 62,497,521 4,838,583 … … … - -4,838,583 62,485,351 62,171,407 313,944 12,170
May. * ## 55,677,993 4,725,514 … … … - -4,725,514 55,665,927 55,350,106 315,821 12,066
Jun. * ## 58,248,780 3,879,581 … … … - -3,879,581 58,236,615 57,916,845 319,770 12,165
Jul. * ## 59,296,339 4,098,758 … … … - -4,098,758 59,284,076 58,961,750 322,326 12,263
Ago. * ## 59,001,588 4,252,582 … … … - -4,252,582 58,989,553 58,660,716 328,837 12,035
Set. * ## 59,167,675 4,528,022 … … … - -4,528,022 59,155,711 58,821,296 334,415 11,964
Oct. * ## 61,036,678 4,727,138 … … … - -4,727,138 61,024,604 60,687,298 337,306 12,074
Nov. * ## 63,378,985 4,958,982 … … … - -4,958,982 63,366,845 63,032,058 334,787 12,140
Dic. * ## 67,194,594 6,375,531 … … … - -6,375,531 67,182,392 66,838,973 343,419 12,202
##
2015 Ene. * ## 70,819,083 6,482,613 … … … - -6,482,613 70,806,803 70,460,018 346,785 12,280
Feb. * ## 73,441,568 6,755,381 … … … - -6,755,381 73,429,167 73,079,042 350,125 12,401
Mar. * ## 75,037,062 6,507,613 … … … - -6,507,613 75,024,515 74,671,182 353,333 12,547
Abr * ## 65,273,795 5,866,543 … … … - -5,866,543 65,261,150 64,905,398 355,752 12,645
May. * ## 65,296,807 6,832,587 … … … - -6,832,587 65,284,039 64,923,908 360,131 12,768
Jun. * ## 64,916,763 7,634,013 … … … - -7,634,013 64,903,751 64,536,906 366,845 13,012
Jul. * ## 67,384,903 7,791,946 … … … - -7,791,946 67,371,696 67,000,095 371,601 13,207
Ago. * ## 70,197,333 7,676,178 … … … - -7,676,178 70,183,952 69,807,575 376,377 13,381
Set. * ## 70,606,427 7,650,440 … … … - -7,650,440 70,592,856 70,212,435 380,421 13,571
Oct. * ## 77,233,255 8,473,208 … … … - -8,473,208 77,219,451 76,830,462 388,989 13,804
Nov. * ## 83,931,402 7,113,779 … … … - -7,113,779 83,917,346 83,520,932 396,414 14,056
Dic. * ## 108,254,834 11,855,959 … … … - -11,855,959 108,238,197 107,769,610 468,587 16,637

Fuente: Banco Central de la República Argentina LIQ - INT - 2 - 2


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

II - OBS.
NOTAS Y OBSERVACIONES

CUADRO II-1

(1) Depósitos y otras obligaciones sujetas a la normativa de regulación de liquidez del BCRA ("requisitos mínimos de liquidez" y/o "exigencia de efectivo mínimo").

(2) A partir de noviembre de 1996, incluye inversiones a plazo constante, con opción de cancelación anticipada, con opción de renovación por plazo determinado y a plazo con retribución
variable (referencia normativa: Com. "A" 2482).
Incluye depósitos reprogramados CEDROS y Letras de plazo fijo y, a partir de marzo de 2003, los ajustes devengados por aplicación del CER.
(3) Incluye depósitos judiciales, depósitos constituidos por fondos comunes de inversión y saldos inmovilizados de títulos valores públicos e instrumentos de regulación monetaria del B.C.R.A..

CUADRO II-2

(1) La normativa de regulación de la liquidez establecida por el Banco Central de la República Argentina se basa en requisitos de integración mínima en la misma moneda (en caja, en cuentas
corrientes de las entidades abiertas en el BCRA, son algunos de los di

La normativa aplicable en el transcurso del tiempo estableció porcentajes diferentes para determinar la exigencia de integración que correspondiera observar sobre cada tipo de depósito u
obligación, y ha considerado tanto su plazo (contractual, hasta juli

El cálculo total de la exigencia se realiza aplicando los porcentajes estabecidos a los promedios mensuales de los saldos diarios de las obligaciones comprendidas registrados al cierre de
cada día durante el mes calendario (la normativa también dispone qu
En el cuadro se muestran los diferentes porcentajes establecidos por la normativa vigente en cada mes. Cuando en el mes correspondieron observar distintas exigencias, se consigna la
vigente el último día.
Cuando el concepto se refiere a la exigencia agregada de partidas con diferentes exigencias, se consigna la exigencia promedio ponderada por el promedio mensual de saldos diarios de las
diferentes partidas involucradas (para diciembre de 1996 y enero de 1

(2) En determinados períodos, la normativa dispone que las entidades financieras no pueden imputar, en la integración del efectivo mínimo, más que una parte de las tenencias de billetes y
monedas; para ajustar la exigencia promedio total en función de ese enc

(3) Importe total de las franquicias otorgadas por el BCRA (netas de aquellos conceptos que en realidad implican incrementos de la exigencia dispuestos para los casos en que no se cumplan
determinadas resoluciones normativas) respecto del total de partidas.
A
A partir de abril de 2012 incluye la disminución de la exigencia por un importe equivalente al porcentaje establecido en el cronograma correspondiente (100% hasta set. de 2012, 75% en oct.
y nov. de 2012 y del 25% desde dic. 2012 hasta feb. 2013) de la in

A partir agosto de 2013 incluye, además, la disminución de la exigencia establecida en función de los retiros de efectivo realizados a través de cajeros automáticos de la entidad.
A partir de julio 2014 incluye, además, el incremento de la exigencia por incumplimientos verificados sobre el nivel de tasas máximas establecidas para financiaciones en pesos
(Comunicación "A" 5590)
A partir de setiembre de 2014 incluye, además, la disminución de la exigencia en pesos en función de las acreditaciones de ANSES.
En cuanto a las franquicias netas otorgadas por operaciones con MiPyMES:
A partir de diciembre de 2012 comprende, además, la disminución de la exigencia establecida en función de la participación de las financiaciones a Micro, Pequeñas y Medianas Empresas
(MiPyMES) en el total de financiaciones al sector privado no financiero
A partir de julio 2014 incluye, además, la disminución de la exigencia correspondiente al importe de las financiaciones desembolsadas a MiPyMEs, que se computan como reversión del
incremento de la exigencia de efectivo mínimo en pesos por incumplimientos

(4) En el total de las exigencias de este conjunto de conceptos se incluyen las exigencias correspondientes a:

los depósitos del sector público provincial de la jurisdicción de las entidades financieras públicas no incluidas en el Anexo V a la Comunicación “A” 865 -según el régimen vigente entre el 1°
de abril de 1986 y el mes de marzo de 1992-
las exigencias adicionales (un punto porcentual adicional sobre todos los conceptos, excepto para las obligaciones a plazos residuales superiores a 365 días) establecidas para el caso en
que las entidades financieras ejercieran la opción de no emitir deud

las exigencias adicionales establecidas para el caso en que se verifique una concentración excesiva de pasivos (en titulares y/o plazos) que implique un riesgo significativo respecto de la
liquidez individual de una entidad financiera y/o tenga un efecto

los defectos de aplicación de recursos en moneda nacional determinados en función de la normativa vigente en el período comprendido entre los meses de marzo de 2002 y octubre de 2003

la exigencia adicional (hasta el 100%) establecida sobre los depósitos y otras obligaciones a la vista, cuya retribución supere el límite establecido, según lo previsto en las normas vigentes.

Fuente: Banco Central de la República Argentina LIQ - OBS - 1 - 2


II. DEPOSITOS Y OTRAS OBLIGACIONES SUJETAS A LA NORMATIVA DE REGULACION DE LIQUIDEZ DEL BCRA

II - OBS.
NOTAS Y OBSERVACIONES

(5) Los incumplimientos a las normas sobre capacidad prestable en moneda extranjera generan una exigencia adicional de efectivo mínimo, en esa moneda, equivalente al monto del
incumplimiento.

(6) Hasta julio de 1995 corresponde a exigencias establecidas en función del plazo contractualmente pactado en el momento en que se constituyó el depósito o se contrajo la obligación. A partir
de agosto de 1995, inclusive, corresponde a las exigencias estable

(7) Las exigencias derivadas de este concepto ha sido computada para la determinación de la exigencia promedio de los depósitos a plazo fijo.

CUADRO II-3

(1) En el cuadro se consigna la posición de efectivo mínimo y el promedio mensual de saldos diarios de los conceptos imputables como integración de las exigencias de regulación de la liquidez
dispuestas por la normativa vigente en cada mes.

(2) La posición de efectivo mínimo (neta de franquicias) resulta de relacionar los promedios mensuales de saldos diarios del exceso/defecto total neto (total de conceptos imputables como
integración del efectivo mínimo menos total de exigencia de efectivo mín

En ciertos períodos, la normativa contempla que la exigencia e integración del efectivo mínimo en pesos se observe sobre un período mayor al mes calendario (en tales casos el promedio
computalbe es el que surge de dividir la suma de los saldos diarios de

Con el mismo criterio, no se refleja la posición mensual determinada correspondiente al lapso entre el día 16 del mes anterior y el día 15 del mes contemporáneo que hubiera sido
contemplada en la normativa durante el período comprendido entre abril de 199

(3) En determinados períodos, la normativa dispone que las entidades financieras no pueden imputar, en la integración del efectivo mínimo, más que un determinado porcentaje de las tenencias
de billetes y monedas; por ello, se consigna el porcentaje promedio d

Entre febrero de 1993 y noviembre de 1996 la normativa contempló dos niveles diferenciados (básica y complementaria) de exigencia de efectivo mínimo en pesos para cada partida
comprendida, por lo tanto el monto no imputable de las tenencias de billetes y

(4) Corresponde al promedio mensual de saldos diarios acreedores de las cuentas especiales de garantía a favor de las cámaras electrónicas de compensación y de las demás cuentas

Fuente: Banco Central de la República Argentina LIQ - OBS - 2 - 2


III VELOCIDAD DE
ROTACION DE
LOS DEPOSITOS
DE MONEDA
NACIONAL
III. VELOCIDAD DE ROTACION DE LOS DEPOSITOS DE MONEDA NACIONAL

CUADRO III
VELOCIDAD DE ROTACION DE LOS DEPOSITOS DE MONEDA NACIONAL EN CUENTAS CORRIENTES Y EN CAJA DE AHORROS

Año Mes Depósitos en cuenta corriente (1) Saldos no Depósitos Monto total de los débitos efectuados en el mes Velocidad de rotación (2)
Total Del sector Del sector utilizados en caja En los depósitos en cuentas corrientes En los De los depósitos en cuentas corrientes De los
privado público de adelan- de ahorros Total Del sector Del sector depósitos Total Del sector Del sector depósitos
no financiero no financiero tos en (total) privado público en caja privado público en caja
cuenta (1) de ahorros de ahorros
(3) corriente
(1)
En miles de pesos
2012 Ene. 151,800,968 76,423,605 75,377,363 3,790,965 77,513,659 539,841,255 400,212,746 139,628,509 84,004,865 3.48 4.98 1.86 1.08
2012 Feb. 153,590,892 78,154,594 75,436,298 3,773,379 79,076,014 481,803,683 352,201,702 129,601,981 77,082,453 3.08 4.34 1.72 0.98
2012 Mar. 154,674,369 81,569,390 73,104,979 4,009,055 81,093,254 538,063,879 405,676,371 132,387,508 91,760,297 3.40 4.84 1.78 1.15
2012 Abr. 160,791,506 82,782,399 78,009,107 3,914,309 83,458,369 504,268,502 372,548,677 131,719,825 83,260,831 3.12 4.33 1.74 1.01
2012 May. 172,051,560 87,591,356 84,460,204 3,987,538 83,129,096 596,189,446 449,655,937 146,533,509 99,561,792 3.50 5.04 1.80 1.20
2012 Jun. 175,334,445 88,522,426 86,812,019 4,216,600 97,565,068 575,343,605 422,009,050 153,334,555 98,715,235 3.24 4.58 1.79 1.09
2012 Jul. 179,248,287 88,293,805 90,954,482 4,123,985 93,916,178 607,976,759 450,191,003 157,785,756 108,072,904 3.35 4.86 1.78 1.13
2012 Ago. 183,959,506 89,086,773 94,872,733 4,386,100 94,344,903 615,472,164 458,672,854 156,799,310 100,399,001 3.31 4.93 1.69 1.07
2012 Set. 185,523,208 91,417,225 94,105,983 4,234,505 94,775,437 560,768,120 415,005,649 145,762,471 94,942,802 2.97 4.39 1.54 1.00
2012 Oct. 192,457,482 95,308,683 97,148,799 4,618,456 95,402,842 631,356,865 473,063,128 158,293,737 104,437,401 3.26 4.84 1.66 1.10
2012 Nov. 200,920,968 98,054,779 102,866,189 4,757,108 98,920,021 612,840,820 461,659,389 151,181,431 102,535,276 3.04 4.55 1.51 1.06
2012 Dic. 213,163,695 103,127,622 110,036,073 5,304,533 110,992,538 663,200,923 490,873,619 172,327,304 120,706,308 3.13 4.65 1.62 1.15
2012
2013 Ene. 200,327,098 102,639,485 97,687,613 5,235,876 111,625,285 672,368,852 510,005,413 162,363,439 106,861,177 3.17 4.72 1.56 0.96
2013 Feb. 204,151,644 101,999,360 102,152,284 5,018,908 111,191,970 596,002,742 447,457,319 148,545,423 102,513,649 2.87 4.16 1.49 0.92
2013 Mar. 209,558,366 101,635,564 107,922,802 5,282,601 117,362,572 632,123,366 471,818,007 160,305,359 113,000,410 2.98 4.41 1.53 0.99
2013 Abr. 213,266,161 105,845,814 107,420,347 5,384,203 115,586,638 715,769,516 546,859,464 168,910,052 115,961,038 3.30 5.01 1.57 1.00
2013 May. 217,448,942 107,448,833 110,000,109 5,762,257 114,112,028 738,499,030 557,691,207 180,807,823 120,714,627 3.34 4.97 1.66 1.05
2013 Jun. 224,552,766 110,270,577 114,282,189 5,873,292 131,234,818 695,871,369 520,273,941 175,597,428 118,388,336 3.07 4.54 1.57 0.97
2013 Jul. 230,503,977 109,567,221 120,936,756 5,841,359 125,235,866 821,673,567 615,751,894 205,921,673 138,270,342 3.52 5.32 1.75 1.08
2013 Ago. 228,659,373 110,741,457 117,917,916 6,011,377 126,512,294 765,136,016 572,371,775 192,764,241 127,289,871 3.25 4.93 1.61 1.01
2013 Set. 239,399,659 114,268,208 125,131,451 5,996,223 132,572,489 761,783,289 576,493,518 185,289,771 131,327,338 3.17 4.86 1.52 1.01
2013 Oct. 247,657,680 117,214,364 130,443,316 6,318,365 128,770,921 828,155,243 626,468,232 201,687,011 136,277,865 3.32 5.14 1.58 1.04
2013 Nov. 249,632,889 118,350,052 131,282,837 6,079,447 134,431,994 770,122,438 579,886,021 190,236,417 131,266,572 3.02 4.68 1.45 1.00
2013 Dic. 267,783,417 125,153,484 142,629,933 6,540,874 144,970,207 896,531,368 663,767,249 232,764,119 161,464,721 3.38 5.18 1.70 1.16
2013
2014 Ene. 252,059,610 122,629,718 129,429,892 6,632,270 141,298,354 958,047,142 717,415,583 240,631,559 149,370,221 3.59 5.50 1.77 1.04
2014 Feb. 248,405,602 118,418,120 129,987,482 6,636,488 139,398,782 864,688,610 652,713,932 211,974,678 142,404,483 3.37 5.13 1.63 1.01
2014 Mar. 266,626,017 123,718,905 142,907,112 6,735,952 136,736,217 864,204,664 657,204,652 207,000,012 145,888,572 3.27 5.14 1.52 1.06
2014 Abr. 255,873,060 128,358,036 127,515,024 6,926,426 143,504,481 952,088,870 721,755,349 230,333,521 151,415,661 3.55 5.43 1.70 1.08
2014 May. 274,029,421 132,022,332 142,007,089 7,170,546 146,622,841 1,009,403,942 749,902,540 259,501,402 157,780,158 3.71 5.46 1.93 1.09
2014 Jun. 289,292,386 138,021,969 151,270,417 7,244,173 170,785,569 1,048,092,089 783,520,485 264,571,604 173,437,101 3.63 5.51 1.80 1.09
2014 Jul. 286,293,367 138,899,364 147,394,003 7,131,012 167,785,831 1,130,116,132 842,681,438 287,434,694 184,897,277 3.83 5.79 1.92 1.09
2014 Ago. 300,798,820 141,419,741 159,379,079 7,429,659 166,605,707 1,029,126,915 763,789,431 265,337,484 168,701,316 3.42 5.18 1.73 1.01
2014 Set. 310,347,705 151,768,162 158,579,543 7,318,225 171,645,357 1,165,368,815 868,089,185 297,279,630 182,861,568 3.72 5.64 1.87 1.08
2014 Oct. 327,849,004 154,580,789 173,268,215 7,612,144 173,723,467 1,200,697,896 902,658,833 298,039,063 190,054,158 3.68 5.62 1.80 1.10
2014 Nov. 363,545,297 158,889,475 204,655,822 7,438,107 172,434,930 1,076,914,805 790,428,293 286,486,512 174,888,635 3.05 4.81 1.52 1.01
2014 Dic. 362,782,068 166,581,147 196,200,921 9,478,250 188,723,264 1,252,135,500 898,868,822 353,266,678 219,745,131 3.37 5.25 1.76 1.22
2014
2015 Ene. 321,054,740 163,043,178 158,011,562 8,347,531 189,262,429 1,224,268,503 884,854,727 339,413,776 195,072,178 3.49 5.09 1.92 1.03
2015 Feb. 334,664,478 164,326,584 170,337,894 8,020,361 190,618,348 1,083,953,653 777,996,889 305,956,764 182,698,382 3.23 4.53 1.86 0.96
2015 Mar. 359,221,173 172,443,097 186,778,076 7,881,134 192,070,472 1,196,546,331 881,254,833 315,291,498 201,056,091 3.37 5.00 1.77 1.05
2015 Abr. 353,284,548 172,073,174 181,211,374 8,257,229 197,954,681 1,281,821,637 939,794,796 342,026,841 205,495,098 3.52 5.21 1.86 1.05
2015 May. 373,385,241 178,985,499 194,399,742 8,193,259 204,348,903 1,267,917,810 934,303,542 333,614,268 207,406,937 3.41 5.08 1.78 1.03
2015 Jun. 382,917,951 183,586,244 199,331,707 8,586,419 230,963,756 1,466,489,636 1,070,718,426 395,771,210 247,286,799 3.79 5.64 2.01 1.14
2015 Jul. 388,420,957 182,948,836 205,472,121 8,861,284 225,076,273 1,518,787,762 1,105,716,805 413,070,957 252,968,908 3.85 5.76 2.04 1.11
2015 Ago. 394,589,924 186,032,472 208,557,452 8,964,968 225,352,033 1,361,798,400 1,003,232,288 358,566,112 232,323,995 3.40 5.19 1.73 1.03
2015 Set. 405,919,626 196,638,219 209,281,407 8,813,517 227,295,745 1,462,792,279 1,077,509,895 385,282,384 250,197,177 3.58 5.38 1.84 1.11
2015 Oct. 413,259,999 197,300,815 215,959,184 8,915,117 235,967,373 1,487,871,480 1,092,837,924 395,033,556 251,444,484 3.56 5.31 1.86 1.09
2015 Nov. 470,001,712 214,835,782 255,165,930 9,419,923 235,732,613 1,440,874,153 1,072,649,269 368,224,884 255,832,777 3.20 4.98 1.56 1.08
2015 Dic. 424,650,579 207,741,949 216,908,630 10,136,827 253,463,223 1,785,108,471 1,302,576,618 482,531,853 336,028,578 3.91 5.89 2.04 1.37

Fuente: Banco Central de la República Argentina ROT - SER - 1 - 1


III. VELOCIDAD DE ROTACION DE LOS DEPOSITOS DE MONEDA NACIONAL

III - OBS.
NOTAS Y OBSERVACIONES

(1) Saldos a fin de mes.


(2) Débitos mensuales sobre fondos en rotación (promedio de los saldos a fin del mes corriente y del inmediato anterior -en el caso de los depósitos en cuentas corrientes se adiciona la parte no
utilizada de adelantos en cuenta corriente acordados, cuando su uso no pueda ser restringido por la entidad-).
(3) A partir de abril de 2012 incluye un cambio de exposición en los estados contables de 2 entidades financieras (hasta el mes anterior presentaban estos depósitos netos de la utilización de fondos unificados)

Fuente: Banco Central de la República Argentina ROT - OBS - 1 - 1


IV MOVIMIENTO DE
DOCUMENTOS EN
LAS CAMARAS
COMPENSADORAS
IV. MOVIMIENTO DE DOCUMENTOS EN LAS CAMARAS COMPENSADORAS

CUADRO IV
MOVIMIENTO DE DOCUMENTOS EN LAS CAMARAS COMPENSADORAS

Año Mes Cámaras electrónicas de compensación de fondos


Documentos nominados Documentos nominados en
en pesos dólares estadounidenses
Cantidad Valor Cantidad Valor
(en miles de (en miles (en miles de (en miles
unidades) de pesos) unidades) de dólares
estadounidenses)

2012 Ene. ### 8,393 103,267,184 . .


2012 Feb. ### 6,876 85,687,084 . .
2012 Mar. ### 7,851 95,709,443 . .
2012 Abr. ### 7,001 86,510,383 . .
2012 May. ### 8,657 107,637,158 . .
2012 Jun. ### 7,460 95,317,570 . .
2012 Jul. ### 8,269 107,858,713 . .
2012 Ago. ### 8,079 106,974,978 . .
2012 Set. ### 7,127 95,561,831 . .
2012 Oct. ### 8,623 114,383,049 . .
2012 Nov. ### 7,893 107,507,452 . .
2012 Dic. ### 7,363 103,600,505 . .
2012 ###
2013 Ene. ### 8,305 124,949,709 . .
2013 Feb. ### 6,742 100,445,874 . .
2013 Mar. ### 6,996 104,119,592 . .
2013 Abr. ### 8,051 121,726,886 . .
2013 May. ### 8,214 127,754,686 . .
2013 Jun. ### 7,085 112,405,553 . .
2013 Jul. ### 8,602 139,717,253 . .
2013 Ago. ### 7,730 126,805,553 . .
2013 Set. ### 7,797 130,993,587 . .
2013 Oct. ### 8,659 146,171,728 . .
2013 Nov. ### 7,515 128,024,477 . .
2013 Dic. ### 7,992 139,918,886 . .
2013 ###
2014 Ene. ### 8,250 156,941,340 . .
2014 Feb. ### 6,923 131,637,363 . .
2014 Mar. ### 7,224 140,781,560 . .
2014 Abr. ### 7,404 147,724,478 . .
2014 May. ### 7,330 152,132,102 . .
2014 Jun. ### 7,505 160,151,242 . .
2014 Jul. ### 8,242 176,471,700 . .
2014 Ago. ### 7,055 154,756,094 . .
2014 Set. ### 8,104 181,212,345 . .
2014 Oct. ### 8,189 182,823,934 . .
2014 Nov. ### 7,175 163,014,095 . .
2014 Dic. ### 7,960 183,761,386 . .
2014 ###
2015 Ene. ### 7,332 187,232,905 . .
2015 Feb. ### 6,317 156,376,801 . .
2015 Mar. ### 7,457 181,128,934 . .
2015 Abr. ### 7,311 181,504,444 . .
2015 May. ### 7,444 187,344,630 . .
2015 Jun. ### 7,961 205,682,315 . .
2015 Jul. ### 7,858 210,407,246 . .
2015 Ago. ### 7,122 193,833,511 . .
2015 Set. ### 7,652 210,263,713 . .
2015 Oct. ### 7,542 211,495,779 . .
2015 Nov. ### 7,176 202,453,370 . .
2015 Dic. ### 7,877 228,159,316 . .
2015 ###
2016 Ene. ### 6,883 209,537,939 . .

Fuente: Banco Central de la República Argentina CAM - SER - 1 - 1


V INFORMACION DIARIA
SOBRE RESERVAS
INTERNACIONALES Y
PRINCIPALES PASIVOS
DEL B.C.R.A.
V. INFORMACION DIARIA SOBRE RESERVAS INTERNACIONALES Y PASIVOS FINANCIEROS DEL B.C.R.A.

CUADRO V
RESERVAS INTERNACIONALES DEL B.C.R.A PRINCIPALES PASIVOS DEL B.C.R.A., saldos en millones de pesos

Fecha saldos en millones de dólares Pasivos monetarios


Total Oro, divisas, Divisas - Pase pasivo Total Base monetaria Depósitos y otros pasivos monetarios en moneda
colocaciones en dólares con el Total Circulación monetaria Cuenta corriente en $ en el BCRA extranjera (1)
a plazo y otros (*) Exterior (punto 7 de la Total (5) Cheques Total Fondos Resto Total Depósitos en CEDIN y
Resolución de cancelatorios en para el pago cuenta corriente cheques
Directorio N°44 del moneda de O.P.P. cancelatorios en
28/01/2016) (7) nacional mon.ext.(6)

20160104 25,515 25,515 766,611 620,295 478,962 - 141,333 141,333 146,315 140,631 5,685
20160105 25,512 25,512 773,193 622,070 478,010 1 144,060 144,060 151,123 145,362 5,761
20160106 25,668 25,668 750,360 604,698 476,523 - 128,175 128,175 145,662 139,777 5,885
20160107 25,671 25,671 753,108 606,740 475,095 - 131,645 131,645 146,368 140,477 5,891
20160108 25,559 25,559 759,780 612,384 474,191 - 138,193 138,193 147,396 141,597 5,799
20160111 25,710 25,710 770,366 620,606 473,013 - 147,593 147,593 149,760 144,002 5,758
20160112 25,610 25,610 765,859 620,175 471,327 - 148,848 148,848 145,684 140,097 5,587
20160113 25,591 25,591 742,605 602,523 468,872 - 133,651 133,651 140,082 134,527 5,555
20160114 25,543 25,543 743,119 602,908 466,550 - 136,358 136,358 140,211 134,750 5,461
20160115 25,645 25,645 741,919 600,995 464,592 - 136,403 136,403 140,924 135,515 5,409
20160118 25,665 25,665 731,034 589,318 462,894 - 126,424 126,424 141,716 136,298 5,418
20160119 25,587 25,587 730,332 589,939 461,188 - 128,751 128,751 140,393 135,015 5,378
20160120 25,546 25,546 720,997 590,418 459,428 2 130,990 130,990 130,579 125,240 5,339
20160121 25,369 25,369 722,953 593,241 458,156 1 135,085 135,085 129,712 124,358 5,354
20160122 25,375 25,375 724,030 593,175 457,258 1 135,917 135,917 130,855 125,484 5,371
20160125 25,389 25,389 723,659 592,091 456,739 1 135,352 135,352 131,568 126,199 5,369
20160126 25,414 25,414 730,412 597,693 456,291 1 141,402 141,402 132,719 127,345 5,374
20160127 25,322 25,322 723,607 590,720 455,984 1 134,736 134,736 132,887 127,561 5,326
20160128 25,243 25,243 722,745 590,941 456,364 - 134,577 134,577 131,804 126,525 5,279
20160129 30,074 25,074 5,000 719,084 588,333 456,741 - 131,592 131,592 130,751 125,494 5,257

Fuente: Banco Central de la República Argentina BAS - DIA - 1 - 2


V. INFORMACION DIARIA SOBRE RESERVAS INTERNACIONALES Y PASIVOS FINANCIEROS DEL B.C.R.A.

CUADRO V
PRINCIPALES PASIVOS DEL B.C.R.A. (conclusión), saldos en millones de pesos

Fecha Letras y Notas del BCRA, valores efectivos de colocación (2) Posición neta de pases (1) Depósitos Redescuen- Tipo de
En moneda nacional En dólares estadounidenses Total Pases Pases del tos y ade- cambio
Saldo Monto Monto Saldo Monto Monto pasivos activos Gobierno lantos por de
efectivo venci- efectivo venci- iliquidez valuación
colocado miento colocado miento otorgados 1 u$s
al sistema =
(1) financiero (4) (3)

20160104 298,838 31,555 30,746 30,746 - 3,779 2,910 13.0692


20160105 299,217 31,711 30,217 30,217 - 3,425 2,910 13.4550
20160106 324,239 37,142 12,467 42,320 11,639 1,966 28,637 28,637 - 3,387 2,910 13.8350
20160107 324,406 43,515 29,627 29,627 - 4,339 2,910 13.9413
20160108 324,406 43,850 27,705 27,705 - 3,466 2,910 13.8650
20160111 324,406 43,610 19,780 19,780 - 2,840 2,772 13.8725
20160112 324,406 43,633 18,141 18,141 - 3,188 2,772 13.5833
20160113 347,405 35,979 13,075 47,678 7,056 2,102 13,967 13,967 - 3,270 2,772 13.5600
20160114 347,715 47,596 11,933 11,933 - 3,253 2,772 13.4600
20160115 347,715 47,245 12,819 12,819 - 2,744 2,772 13.4367
20160118 347,715 47,164 21,957 21,957 - 5,101 2,772 13.5117
20160119 347,675 47,427 22,969 22,969 - 4,047 2,772 13.4867
20160120 352,833 22,951 17,766 55,972 11,578 2,944 20,466 20,466 - 2,823 2,772 13.4467
20160121 352,767 55,806 18,499 18,499 - 2,913 2,772 13.5533
20160122 352,767 56,249 18,518 18,518 - 3,991 2,772 13.7150
20160125 352,767 56,920 22,050 22,050 - 2,844 2,772 13.7832
20160126 352,701 57,203 17,650 17,650 - 2,960 2,772 13.8378
20160127 357,586 31,765 27,512 56,362 3,621 4,688 22,106 22,106 - 3,546 2,772 13.8912
20160128 357,586 56,580 23,057 23,057 - 2,461 2,772 13.8892
20160129 357,586 56,572 24,673 24,673 - 2,473 2,772 13.9040

Fuente: Banco Central de la República Argentina BAS - DIA - 2 - 2


V. INFORMACION DIARIA SOBRE RESERVAS INTERNACIONALES Y PASIVOS FINANCIEROS DEL B.C.R.A.

V - OBS.
NOTAS Y OBSERVACIONES

(1) Para la valuación de los conceptos en moneda extranjera se consideró el tipo de cambio incluido en la columna "Tipo de cambio de valuación".

(2) No se computan las letras del BCRA (Lebac y Nobac) emitidas para ser afectadas a operaciones de pases pasivos ni las entregadas en garantía (esos conceptos, entre otros, explican las diferencias con las cifras consignadas en los estados
contables del BCRA).
Las letras del BCRA en dólares son valuadas, desde la fecha de la primera licitación hasta el presente, con el valor de la columna "Tipo de cambio de valuación" correspondiente al día hábil anterior.
Para la determinación del monto del vencimiento solo se considera el monto efectivo de colocación (no se computan los intereses ni se proyecta el ajuste por el CER, en el caso de las letras con esa cláusula).
Para la determinación del saldo, y del importe de los vencimientos, se han considerado las operaciones de recompra/reventa efectuadas por el BCRA (en el mercado secundario o por licitación), como así también las Letras Internas del Banco
Central de la República Argentina (LEBACs) en pesos liquidables por el Tipo de Cambio de Referencia Com. “A” 3500 a partir del 17 de diciembre de 2015.

(3) Corresponde:
hasta el 30 de diciembre de 2002, inclusive: al tipo de cambio cierre vendedor del Banco de la Nación Argentina del día hábil anterior.
para el 31 de diciembre de 2002: al tipo de cambio de referencia de ese día.
a partir del 2 de enero de 2003 y hasta el 26 de marzo de 2004, inclusive: al tipo de cambio de referencia del día hábil anterior.
a partir del 29 de marzo 2004, inclusive: al tipo de cambio de referencia del día.
El tipo de cambio de referencia es calculado por el BCRA a partir de las cotizaciones solicitadas a un conjunto de entidades, y refleja las condiciones predominantes en el mercado de cambios mayorista (referencia: Com. "A" 3500).

(4) En millones de pesos. A partir de enero de 2003 y hasta el 19.3.2003 corresponde sólo a capitales e intereses devengados. Desde el 20 de marzo de 2003 se incorporan los adelantos para la compra de Bonos del Gobierno Nacional (BODEN) y
sus correspondientes ajustes, a partir de diciembre de 2008 se incluye la operatoria "Ventanilla de Liquidez del BCRA" y a partir de junio de 2010 también se incorporan los adelantos del Banco Central con destino a financiaciones al sector
productivo.

(5) Incluye cheques cancelatorios en moneda nacional.

(6) A partir de julio de 2013 se incluyen los Certificados de depósito para la inversión (CEDIN) (referencia normativa: Ley N° 26860, art.2°; Com "A" 5447)(información específica de ambos conceptos puede ser obtenida consultando las
comunicaciones "C" semanales sobre pasivos monetarios del BCRA).

(7) De acuerdo con los establecido en el punto 7 de la Resolución de Directorio N° 44 del 28/01/2016, se informa que el monto de la columna " Divisas - Pase Pasivo en Dólares con el Exterior”, no podrá ser considerado como Reservas Excedentes

Fuente: Banco Central de la República Argentina BAS - OBS - 1 - 1


VI INFORMACION
DIARIA SOBRE
PRINCIPALES
PASIVOS DE LAS
ENTIDADES
FINANCIERAS
VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 1
DEPOSITOS Y OBLIGACIONES -TODOS LOS SECTORES- EN MONEDAS NACIONAL Y EXTRANJERA, Serie_diaria (1), saldos en millones de pesos

Fecha Depósitos
Total De efectivo
Total Cuentas Caja de A plazo (3)
corrientes ahorros Total Desagregación por plazo contractual
(5) Hasta De 60 De 90 De 180 De 366
59 a 89 a 179 a 365 días y más
días días días días

20160104 1,371,518 1,366,742 402,210 331,383 575,743 353,492 74,168 91,625 50,445 6,026
20160105 1,373,970 1,369,400 396,333 330,655 588,458 360,909 77,011 93,547 50,863 6,114
20160106 1,376,683 1,371,870 390,996 331,606 596,608 366,320 78,077 94,692 51,307 6,197
20160107 1,373,516 1,368,880 374,447 339,626 601,814 370,155 79,153 94,844 51,478 6,213
20160108 1,376,881 1,371,831 377,320 335,553 602,796 369,801 79,028 95,945 51,765 6,258
20160111 1,382,444 1,377,569 396,179 323,896 599,438 367,715 78,226 96,148 51,042 6,307
20160112 1,385,003 1,379,820 401,374 313,258 606,496 371,174 78,380 100,121 50,548 6,260
20160113 1,385,591 1,380,545 401,607 309,192 610,723 369,615 79,861 104,521 50,436 6,290
20160114 1,387,823 1,382,650 409,112 304,797 617,136 370,569 80,660 109,659 50,008 6,242
20160115 1,391,456 1,386,290 403,926 304,737 623,958 372,742 80,431 114,714 49,764 6,293
20160118 1,390,688 1,385,403 404,033 300,332 624,212 369,855 80,114 118,469 49,421 6,353
20160119 1,393,631 1,388,285 406,877 297,088 628,813 373,921 79,805 119,409 49,162 6,503
20160120 1,400,920 1,395,629 414,508 297,085 627,093 369,925 80,865 120,828 48,973 6,501
20160121 1,408,667 1,403,365 420,166 298,734 627,109 368,781 81,828 121,156 48,809 6,535
20160122 1,409,623 1,404,293 421,153 299,481 627,447 367,553 82,469 121,924 48,921 6,579
20160125 1,415,443 1,410,099 431,149 296,411 624,808 367,565 81,580 120,235 48,807 6,621
20160126 1,419,879 1,414,536 438,699 296,257 624,569 369,554 82,175 117,232 48,960 6,649
20160127 1,417,697 1,412,335 432,611 302,268 619,968 366,443 83,721 114,323 48,819 6,662
20160128 1,417,672 1,412,271 425,792 310,301 620,197 366,171 85,434 112,978 48,866 6,748
20160129 1,419,299 1,413,909 400,624 335,080 617,362 367,202 85,146 109,092 49,079 6,857

Fuente: Banco Central de la República Argentina DEP - TOT - 1 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 1
DEPOSITOS Y OBLIGACIONES -TODOS LOS SECTORES- EN MONEDAS NACIONAL Y EXTRANJERA, Serie_diaria (1), saldos en millones de pesos

Fecha Depósitos Utilización Obligaciones por préstamos y/o


De efectivo De títulos valores de financiaciones recibidas
A plazo (3) Otros depósitos (púb. y priv.) y de Fondos
Información adicional (4) otros activos fros. Unificados
De un millón de Judiciales Con (-) Vinculadas con Resto
pesos o dóla- cláusula (5) operaciones de
res y más CER comercio exterior

20160104 315,582 15,964 14 57,406 4,776 39,774 8,600 24,234


20160105 322,756 16,255 14 53,966 4,569 40,173 8,719 25,098
20160106 325,786 16,483 14 52,674 4,814 40,616 9,090 24,620
20160107 327,946 16,552 14 52,991 4,652 36,829 9,187 25,215
20160108 328,644 16,516 14 56,162 5,049 38,388 9,387 25,564
20160111 326,133 16,538 14 58,070 4,874 37,977 9,378 25,329
20160112 330,958 16,383 14 58,690 5,183 39,684 9,223 24,671
20160113 335,285 16,367 15 59,022 5,047 38,930 9,086 25,509
20160114 340,583 16,315 15 51,618 5,186 39,047 9,126 24,887
20160115 345,917 16,406 15 53,683 5,165 38,892 9,097 24,602
20160118 346,830 16,464 15 56,839 5,272 39,503 9,067 25,004
20160119 348,185 16,454 15 55,507 5,346 39,253 9,212 24,744
20160120 348,022 16,412 15 56,960 5,291 39,569 9,503 25,232
20160121 346,825 16,489 15 57,357 5,315 39,376 9,460 26,044
20160122 345,566 16,585 15 56,226 5,331 39,552 9,394 26,063
20160125 342,405 16,639 15 57,733 5,344 39,623 9,441 25,843
20160126 339,268 16,691 15 54,996 5,343 39,525 9,616 25,577
20160127 335,709 16,720 15 57,502 5,362 39,609 9,904 25,209
20160128 335,312 16,724 15 55,981 5,414 39,595 9,833 25,251
20160129 332,143 16,723 15 60,831 5,389 41,056 9,398 24,718

Fuente: Banco Central de la República Argentina DEP - TOT - 2 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 1
DEPOSITOS Y OBLIGACIONES -TODOS LOS SECTORES- EN MONEDA NACIONAL, Serie_diaria (1), saldos en millones de pesos

Fecha Depósitos
Total De efectivo
Total Cuentas Caja de A plazo (3)
corrientes ahorros Total Desagregación por plazo contractual
(5) Hasta De 60 De 90 De 180 De 366
59 a 89 a 179 a 365 días y más
días días días días

20160104 1,211,917 1,208,735 402,210 255,804 503,902 320,636 66,993 73,106 40,003 3,164
20160105 1,209,469 1,206,594 396,333 253,302 513,675 326,599 69,517 74,320 40,072 3,167
20160106 1,207,011 1,203,982 390,996 252,304 518,689 330,418 70,260 74,673 40,170 3,167
20160107 1,202,094 1,199,214 374,447 259,896 522,530 333,517 71,193 74,643 40,046 3,132
20160108 1,205,413 1,202,373 377,320 255,982 523,558 333,322 71,083 75,605 40,354 3,194
20160111 1,209,967 1,207,007 396,179 244,393 520,004 331,314 70,263 75,603 39,597 3,227
20160112 1,214,207 1,211,292 401,374 235,494 528,080 335,083 70,502 79,950 39,301 3,245
20160113 1,214,803 1,212,021 401,607 231,602 532,089 333,573 71,888 84,181 39,168 3,280
20160114 1,217,890 1,214,952 409,112 227,765 538,597 334,577 72,651 89,334 38,769 3,267
20160115 1,219,224 1,216,289 403,926 226,939 545,071 336,732 72,396 94,142 38,491 3,310
20160118 1,216,238 1,213,304 404,033 221,802 545,398 333,968 72,034 97,715 38,368 3,313
20160119 1,218,843 1,215,911 406,877 218,663 549,552 337,871 71,632 98,545 38,062 3,442
20160120 1,226,463 1,223,552 414,508 218,771 548,026 334,278 72,595 99,811 37,893 3,449
20160121 1,232,515 1,229,612 420,166 219,556 547,361 333,082 73,384 99,837 37,600 3,458
20160122 1,230,738 1,227,836 421,153 219,152 546,350 331,743 73,856 99,761 37,469 3,521
20160125 1,235,214 1,232,310 431,149 215,380 543,253 331,632 72,993 97,768 37,326 3,534
20160126 1,238,784 1,235,876 438,699 215,071 542,455 333,493 73,443 94,580 37,405 3,535
20160127 1,236,000 1,233,083 432,611 220,810 537,899 330,854 74,803 91,333 37,373 3,536
20160128 1,236,223 1,233,253 425,792 229,091 538,181 330,906 76,406 89,936 37,366 3,567
20160129 1,238,005 1,235,034 400,624 254,270 534,981 332,039 76,108 85,705 37,525 3,603

Fuente: Banco Central de la República Argentina DEP - TOT - 3 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 1
DEPOSITOS Y OBLIGACIONES -TODOS LOS SECTORES- EN MONEDA NACIONAL, Serie_diaria (1), saldos en millones de pesos

Fecha Depósitos Utilización Obligaciones por préstamos y/o


De efectivo De títulos valores de financiaciones recibidas
A plazo (3) Otros depósitos (púb. y priv.) y de Fondos
Información adicional (4) otros activos fros. Unificados
De un millón de Judiciales Con (-) Vinculadas con Resto
pesos cláusula (5) operaciones de
y más CER comercio exterior

20160104 294,096 8,462 14 46,820 3,182 39,774 14 11,714


20160105 300,394 8,532 14 43,283 2,874 40,173 14 12,222
20160106 302,585 8,556 14 41,993 3,029 40,616 14 11,394
20160107 304,413 8,564 14 42,340 2,881 36,829 14 11,915
20160108 305,212 8,571 14 45,514 3,039 38,388 14 12,337
20160111 302,661 8,589 14 46,431 2,960 37,977 14 12,081
20160112 307,894 8,600 14 46,343 2,915 39,684 14 11,998
20160113 312,233 8,597 15 46,723 2,782 38,930 14 12,858
20160114 317,634 8,602 15 39,477 2,938 39,047 14 12,329
20160115 322,981 8,707 15 40,354 2,935 38,892 14 12,348
20160118 324,130 8,722 15 42,071 2,934 39,503 14 12,668
20160119 325,487 8,726 15 40,820 2,932 39,253 14 12,512
20160120 325,418 8,720 15 42,249 2,911 39,569 63 13,036
20160121 324,001 8,723 15 42,530 2,903 39,376 13 13,751
20160122 322,209 8,726 15 41,181 2,903 39,552 13 13,623
20160125 319,125 8,741 15 42,530 2,904 39,623 13 13,342
20160126 316,214 8,762 15 39,650 2,908 39,525 13 13,026
20160127 312,872 8,760 15 41,763 2,917 39,609 13 12,651
20160128 312,450 8,765 15 40,189 2,970 39,595 13 12,626
20160129 309,062 8,770 15 45,161 2,970 41,056 13 12,177

Fuente: Banco Central de la República Argentina DEP - TOT - 4 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 1
DEPOSITOS Y OBLIGACIONES -TODOS LOS SECTORES- EN MONEDA EXTRANJERA, Serie_diaria (1), saldos en millones de dólares estadounidenses

Fecha Depósitos
Total De efectivo
Total Cuentas Caja de A plazo (3)
corrientes ahorros Total Desagregación por plazo contractual
Hasta De 60 De 90 De 180 De 366
59 a 89 a 179 a 365 días y más
días días días días

20160104 12,212 12,090 - 5,783 5,497 2,514 549 1,417 799 219
20160105 12,226 12,100 - 5,749 5,558 2,550 557 1,429 802 219
20160106 12,264 12,135 - 5,732 5,632 2,595 565 1,447 805 219
20160107 12,296 12,170 - 5,719 5,687 2,628 571 1,449 820 221
20160108 12,367 12,222 - 5,739 5,715 2,631 573 1,467 823 221
20160111 12,433 12,295 - 5,731 5,726 2,624 574 1,481 825 222
20160112 12,574 12,407 - 5,725 5,773 2,657 580 1,485 828 222
20160113 12,595 12,428 - 5,722 5,799 2,658 588 1,500 831 222
20160114 12,625 12,459 - 5,723 5,835 2,674 595 1,510 835 221
20160115 12,818 12,652 - 5,790 5,871 2,680 598 1,531 839 222
20160118 12,911 12,737 - 5,812 5,833 2,656 598 1,536 818 225
20160119 12,960 12,781 - 5,815 5,877 2,673 606 1,547 823 227
20160120 12,974 12,797 - 5,824 5,880 2,651 615 1,563 824 227
20160121 12,997 12,820 - 5,842 5,884 2,634 623 1,573 827 227
20160122 13,043 12,866 - 5,857 5,913 2,611 628 1,616 835 223
20160125 13,076 12,899 - 5,879 5,917 2,607 623 1,630 833 224
20160126 13,087 12,911 - 5,867 5,934 2,606 631 1,637 835 225
20160127 13,080 12,904 - 5,864 5,908 2,562 642 1,655 824 225
20160128 13,064 12,889 - 5,847 5,905 2,539 650 1,659 828 229
20160129 13,039 12,865 - 5,812 5,925 2,529 650 1,682 831 234

Fuente: Banco Central de la República Argentina DEP - TOT - 5 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 1
DEPOSITOS Y OBLIGACIONES -TODOS LOS SECTORES- EN MONEDA EXTRANJERA, Serie_diaria (1), saldos en millones de dólares estadounidenses

Fecha Depósitos Obligaciones por préstamos y/o Tipo


De efectivo De títulos valores financiaciones recibidas de
A plazo (3) Otros depósitos (púb. y priv.) y de cambio
Información adicional (4) otros activos fros. de
De un millón de Judiciales Vinculadas con Resto referencia
dólares operaciones de 1 u$s =
y más comercio exterior (2)

20160104 1,644 574 810 122 657 958 13.0692


20160105 1,662 574 794 126 647 957 13.4550
20160106 1,677 573 772 129 656 956 13.8350
20160107 1,688 573 764 127 658 954 13.9413
20160108 1,690 573 768 145 676 954 13.8650
20160111 1,692 573 839 138 675 955 13.8725
20160112 1,698 573 909 167 678 933 13.5833
20160113 1,700 573 907 167 669 933 13.5600
20160114 1,705 573 902 167 677 933 13.4600
20160115 1,707 573 992 166 676 912 13.4367
20160118 1,680 573 1,093 173 670 913 13.5117
20160119 1,683 573 1,089 179 682 907 13.4867
20160120 1,681 572 1,094 177 702 907 13.4467
20160121 1,684 573 1,094 178 697 907 13.5533
20160122 1,703 573 1,097 177 684 907 13.7150
20160125 1,689 573 1,103 177 684 907 13.7832
20160126 1,666 573 1,109 176 694 907 13.8378
20160127 1,644 573 1,133 176 712 904 13.8912
20160128 1,646 573 1,137 176 707 909 13.8892
20160129 1,660 572 1,127 174 675 902 13.9040

Fuente: Banco Central de la República Argentina DEP - TOT - 6 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 2
DEPOSITOS Y OBLIGACIONES -SECTOR PUBLICO- EN MONEDAS NACIONAL Y EXTRANJERA, Serie_diaria (1), saldos en millones de pesos

Fecha Depósitos
Total De efectivo
Total Cuentas Caja de A plazo (3)
corrientes ahorros Total Desagregación por plazo contractual
(5) Hasta De 60 De 90 De 180 De 366
59 a 89 a 179 a 365 días y más
días días días días

20160104 317,433 314,047 194,156 25,969 71,481 43,674 4,296 16,416 6,753 341
20160105 314,721 311,605 192,148 25,760 74,567 44,253 6,020 17,174 6,780 341
20160106 313,342 310,088 190,055 25,208 75,037 44,696 6,047 17,164 6,791 341
20160107 305,382 302,252 180,214 24,070 76,075 45,779 6,173 17,004 6,779 341
20160108 313,151 310,287 186,102 24,399 76,674 46,292 6,156 17,111 6,777 341
20160111 329,133 326,250 200,931 24,425 76,791 46,495 6,193 16,995 6,767 341
20160112 342,853 339,618 207,494 24,457 81,742 47,166 6,150 21,312 6,759 341
20160113 350,443 347,342 209,062 25,266 86,631 47,325 6,655 25,553 6,758 341
20160114 356,817 353,597 215,830 24,242 91,799 47,485 6,628 30,578 6,755 341
20160115 361,377 358,161 211,149 25,936 96,440 47,800 6,634 34,896 6,755 341
20160118 364,568 361,365 209,498 26,111 100,362 47,531 6,667 39,063 6,747 341
20160119 369,767 366,556 212,807 27,651 101,189 47,763 6,648 39,680 6,746 341
20160120 377,763 374,560 218,859 27,709 102,917 48,550 6,717 40,528 6,767 341
20160121 384,711 381,497 225,462 28,185 102,839 48,679 6,791 40,501 6,514 341
20160122 386,542 383,332 228,181 28,373 101,326 47,655 6,917 39,937 6,463 341
20160125 389,968 386,754 232,511 29,818 98,775 47,042 6,909 38,080 6,389 341
20160126 391,629 388,409 237,902 30,138 95,705 47,172 6,949 34,838 6,391 341
20160127 376,572 373,341 223,082 31,652 92,193 46,800 7,608 31,012 6,419 341
20160128 367,987 364,748 218,891 30,779 90,451 46,817 7,673 29,488 6,132 341
20160129 346,095 342,855 198,924 32,514 85,860 46,587 7,649 25,201 6,068 355

Fuente: Banco Central de la República Argentina DEP - PUB - 1 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 2
DEPOSITOS Y OBLIGACIONES -SECTOR PUBLICO- EN MONEDAS NACIONAL Y EXTRANJERA, Serie_diaria (1), saldos en millones de pesos

Fecha Depósitos Utilización Obligaciones por préstamos y/o


De efectivo De títulos valores de financiaciones recibidas
A plazo (3) Otros depósitos (púb. y priv.) y de Fondos
Información adicional (4) otros activos fros. Unificados
De un millón de Judiciales Con (-) Vinculadas con Resto
pesos o dóla- cláusula (5) operaciones de
res y más CER comercio exterior

20160104 68,030 3,774 - 22,443 3,386 39,774 - -


20160105 71,102 3,855 - 19,118 3,116 40,173 - -
20160106 71,550 3,910 - 19,775 3,254 40,616 - -
20160107 72,606 3,917 - 21,880 3,143 36,829 - -
20160108 73,161 3,911 - 23,127 2,862 38,388 - -
20160111 73,269 3,913 - 24,103 2,869 37,977 - -
20160112 78,278 3,890 - 25,926 3,235 39,684 - -
20160113 83,147 3,887 - 26,396 3,101 38,930 - -
20160114 88,311 3,881 - 21,739 3,220 39,047 - -
20160115 92,944 3,980 - 24,637 3,216 38,892 - -
20160118 96,913 3,993 - 25,379 3,204 39,503 - -
20160119 97,670 3,995 - 24,898 3,211 39,253 - -
20160120 99,449 3,976 - 25,077 3,204 39,569 - -
20160121 99,328 4,001 - 25,026 3,201 39,376 - -
20160122 97,790 4,016 - 25,452 3,210 39,552 - -
20160125 95,261 4,024 - 25,652 3,215 39,623 - -
20160126 92,199 4,030 - 24,665 3,220 39,525 - -
20160127 88,649 4,032 - 26,416 3,231 39,609 - -
20160128 86,919 4,035 - 24,628 3,239 39,595 - -
20160129 82,340 4,033 - 25,545 3,255 41,056 - -

Fuente: Banco Central de la República Argentina DEP - PUB - 2 - 6


VI. INFORMACION DIARIA SOBRE PRINCIPALES PASIVOS DE LAS ENTIDADES FINANCIERAS

CUADRO VI - 2
DEPOSITOS Y OBLIGACIONES -SECTOR PUBLICO- EN MONEDA NACIONAL, Serie_diaria (1), saldos en millones de pesos

Fecha Depósitos
Total De efectivo
Total Cuentas Caja de A plazo (3)
corrientes ahorros Total Desagregación por plazo contractual
(5) Hasta De 60 De 90 De 180 De 366
59 a 89 a 179 a 365 días y más
días días días días

20160104 298,496 295,685 194,156 19,212 66,240 40,564 3,316 15,619 6,400 341
20160105 295,252 292,728 192,148 18,844 69,145 41,037 5,011 16,340 6,417 341
20160106 293,406 290,747 190,055 18,111 69,461 41,389 5,009 16,306 6,417 341
20160107 285,195 282,664 180,214 16,918 70,457 42,447 5,127 16,140 6,403 341
20160108 293,490 290,821 186,102 17,272 71,073 42,964 5,116 16,251 6,403 341
20160111 308,671 305,996 200,931 17,295 71,187 43,166 5,153 16,135 6,392 341
20160112 321,296 318,645 207,494 17,380 76,254 43,879 5,131 20,511 6,392 341
20160113 328,923 326,419 209,062 18,188 81,153 44,071 5,638 24,712 6,392 341
20160114 335,469 332,828 215,830 17,216 86,361 44,268 5,618 29,743 6,392 341
20160115