A

PROJECT REPORT
ON

“DEMAT SERVICES BY BANKS”

BACHELOR OF COMMERCE IN BANKING AND INSURANCE

(SEMESTER V)

Under the Guidance of

PROF. REYANA VALEJA

Submitted

In Partial Fulfillment of the requirement for the Award of the degree

of Bachelor of commerce in Banking and insurance

Submitted by,

PRATAP DHANAJI CHAVHAN

ROLL NO. 1728007

SHRI SIDH THAKURNATH COLLEGE OF ARTS & COMMERCE

ULHASNAGAR – 421 004

UNIVERSITY OF MUMBAI 2017-2018

 DECLARATION

I, PRATAP DHANAJI CHAVHAN student of TYBCBI (Bachelor of

Commerce in Banking and Insurance Management) hereby declare that
I have completed the Project on “DEMAT SERVICES BY BANKS” in the
academic year 2017-18.
The information submitted is true and original to the best of my
knowledge.

PRATAP D CHAVHAN.

{T.Y.BBI}
 ACKNOWLEDGEMENT

My project is a result of the inspiring and thoughtful guidance and

supervision of my project guide PROF. REYANA VALEJA I am deeply
indebted to her whose help, time, support, inspiration, stimulating
suggestions and encouragement helped me in all the times of research
and writing of this report.
This project has widened my horizon to various areas under
general knowledge regarding the practical and real aspects of “DEMAT
SERVICES BY BANKS".
I whole heartedly thank all the concerned people at college as well
as at university level, who have given me the chance for preparing this
valuable project.
I would further like to thanks our Principal Sir Dr. J.C. Purswani
for giving me an opportunity to complete our Project
Last but not least, this Project has definitely helped me to achieve
something which will be useful to us in near future and hence I am
thankful to all persons who have helped in knowledge.
 EXECUTIVE SUMMARY

DEMAT SERVICES BY BANKS

Objective:
My prime objective is to know various kinds of policies covered
under insurance sector in India and its continuous development since then.

Sub-objective:
To view the establishment of the insurance system in India and also
the development after Globalization, Liberalization and privatization.

Methodology: Data
 Books- BRITANNICA ENCYCLOPEDIA, India, Ireland

 News paper- The Economic Times; Times of India

F in d in g s :
Studying the fundamentals of general insurance policies of
miscellaneous concept in Indian scenario and challenges at world leveraging
in insurance sector, as a platform of sharing high risk also principles of
general insurance plays an important role in determining underwriting
contract.

Learning:
Miscellaneous contract based on certain principles of insurance,
which should be, consider while dealing with miscellaneous contract. Also
found system of underwriting gives a risk management tools by parting with
their risk handed.
 INDEX

SR. NO. PARTICULAR PAGE NO.

1. INTRODUCTION 1-2
2. NSDL AND CDSL 3-6
3. BENEFITS OF DEMAT SERVICES 7

4 WHY SHOULD AN INVESTOR OPEN A 8-11

DEMAT A/C

5 DEMATERIALIZATION PROCESS AND 12-20

PROCEDURE

6 DEMAT SERVICES PROVIDED BY ICICI 21-45

BANK

7 CORPORATE BENEFIT 46-63

8 REDRESSAL OF DEMAT HOLDERS 59-63

QUESTIONNAIRE 64-66
9 CONCLUSION 67

10 BIBLIOGRAPHY 68