RULES OF THE ROAD FOR PRIVATE PLACEMENT PROGRAM

APPLICANTS

PLEASE READ AND SIGN THIS FIRST!

The ability to participate in one of our Private Placement Transaction Programs is a

"privilege", not a "right". These programs deliver unparalleled yields in combination with
essentially no program-related risk. They exist to finance humanitarian and economic
development projects rather than wealth accumulation. Clients with humanitarian and
economic development projects usually receive preferred treatment and highest yields.

“Trading” or “transaction” programs employ standards and practices significantly different

from those in conventional business banking, investing, and finance. In spite of these
differences, trading must comply with stringent international governance that presents
detailed requirements for gathering information from clients, reviewing and approving
clients, and adhering to policies and procedures. Our trader’s organization is, and will
remain, in full compliance with all legal and regulatory requirements and procedures, and
therefore cannot, or may choose not, to honor certain requests that appear to be
reasonable from the client’s perspective.

Rules, practices, and procedures are determined by U.S. Federal and international
Governments, Regulatory Authorities, Western European Central Banks program
management, licensed traders, and trading banks. It is their decision whom to accept and
whom to reject. Contract terms, yield, schedules, etc., are made to fit their requirements--
not the demands or caprices of clients. Because of the legal requirements of Private
Placement Programs, the trader—not the client—must set the rules.

Criminal penalties apply to violations of laws, regulations, and procedures that govern
trading, and are enforced with clients as well as with traders and intermediaries.
Submitting documents or financial instruments that are forged, altered or counterfeit is
felony fraud. Such papers are promptly referred to the appropriate law
enforcement agencies for immediate criminal prosecution.

Any person whose behavior is arrogant or demanding will be rejected.

Clients must first prove that they are qualified to be considered for placement in a
program. No placement can occur until the client is accepted by Compliance, the Traders,
and Trading Banks. The U.S. Patriot Act has introduced obligatory compliance procedures
that lengthen the time required to receive clearance. Face-to-face interviews between
clients and compliance officers and program managers are occasionally required, but
typically are not necessary.

Our trading administrators and managers are excellent and have no shortage of qualified
applicants. They and their banks look favorably on applicants who provide complete and
accurate paperwork. Do not underestimate the trading entity’s knowledge of you and your
businesses. Failure to fully and truthfully disclose requested information is grounds to
disqualify you from participating in any program.

Only the principal owner of funds (or bank-confirmed Mandate) is required as signatory.
Corporations must empower an Officer or Director as sole, exclusive signatory by using a
Corporate Resolution.

Funds or assets to be used for trade (e.g., cash, CDs, bank instruments, precious
minerals, art) must be on deposit in a top bank (for cash and banking instruments), or in
an acceptable repository (if non-cash assets), preferably of Western jurisdiction. If not, the
funds must be moved to an acceptable jurisdiction, or else responsibly endorsed by an
acceptable bank in an acceptable location.

This marketplace is highly regulated and strictly confidential, and absolute confidentiality
by the investor is a key element of virtually every contract. A client who breaks
confidentiality will precipitate instant cancellation of this contract, often with severe
financial consequence.

Submission of the application documents to more than one management group at a time
is termed "shopping." If an investor "shops" he can expect that this fact shall be quickly
disseminated and known among the program management groups who maintain close
communication -- and the investor will then be accepted by none – and rejected by all (i.e.,
"blacklisted")!

Read and accepted:

__________________________
Signature
Print Name: Nikolaj Kocjančič
Passport No.:P00703554
Country of Issue:Slovenija