Abstract 1 1 INTRODUCTION 2 1.1 Basic concept 2 2 LITERATURE REVIEW 4 3 IMPLEMENTATION 8 3.1 Hidden markov model 9 4 SYSTEM FLOW DIAGRAM 11 4.1 Multi modal Biometrics & two tier 12 Security 4.2 Application of biometric for security 14 Purpose 4.3 Unimodel biometrics ATM system 15 5 CLASS DIAGRAM 17 5.1 ER diagram 17 6 WORKING PRINCIPLE 18 6.1 Size of the credit card 19 6.2 Application fraud 21 7 CODING 24 8 CONCLUSION 32 9 REFERENCE 33 LIST OF FIGURES FIGURE NO TITLE PAGE NO 3.1 Implementation 8 4.1 System flow diagram 12 5.1 Class diagram 17 5.2 ER diagram 17 6.1 Size of the credit card 20