I.

26 SUKU BUNGA PINJAMAN RUPIAH YANG DIBERIKAN MENURUT KELOMPOK BANK

DAN JENIS
(Persen Per PINJAMAN
Tahun)
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS AND TYPE OF LOANS
(Percent Per Annum)

1990 1990 1990 1990 1990

KELOMPOK BANK DAN JENIS PINJAMAN
Jan Feb Mar Apr May

1 Bank Persero
2 Pinjaman Modal Kerja Yang Diberikan 19.60 19.30 19.00 18.30 18.20
3 Pinjaman Investasi Yang Diberikan 19.20 19.10 19.00 18.70 18.50
4 Pinjaman Konsumsi Yang Diberikan 0.00 0.00 0.00 0.00 0.00
5 Bank Pemerintah Daerah
6 Pinjaman Modal Kerja Yang Diberikan 22.10 22.10 21.70 21.70 21.60
7 Pinjaman Investasi Yang Diberikan 18.50 18.40 17.90 17.90 18.00
8 Pinjaman Konsumsi Yang Diberikan 0.00 0.00 0.00 0.00 0.00
9 Bank Swasta Nasional
10 Pinjaman Modal Kerja Yang Diberikan 0.00 0.00 21.75 0.00 0.00
11 Pinjaman Investasi Yang Diberikan 0.00 0.00 17.50 0.00 0.00
12 Pinjaman Konsumsi Yang Diberikan 0.00 0.00 0.00 0.00 0.00
13 Bank Asing dan Bank Campuran
14 Pinjaman Modal Kerja Yang Diberikan 19.40 19.10 18.80 18.60 18.50
15 Pinjaman Investasi Yang Diberikan 21.10 20.80 20.20 17.90 19.20
16 Pinjaman Konsumsi Yang Diberikan 0.00 0.00 0.00 0.00 0.00
17 Bank Umum
18 Pinjaman Modal Kerja Yang Diberikan 0.00 0.00 0.00 0.00 0.00
19 Pinjaman Investasi Yang Diberikan 0.00 0.00 0.00 0.00 0.00
20 Pinjaman Konsumsi Yang Diberikan 0.00 0.00 0.00 0.00 0.00

-Sejak periode data Agustus 2017, terdapat perubahan cakupan Bank Swasta Nasional dan Pemerintah akibat adanya perubahan status pada
'-Since the data period of August 2017, there is a channge of coverage of National Private Bank and Government Bank due to status change fo
 1990 1990 1990 1990 1990 1990 1990 1991 1991 1991
1990
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar

18.20 18.10 18.40 19.80 20.10 20.40 21.20 21.20 24.90 22.20 23.10
18.20 18.10 18.30 19.40 19.50 19.80 20.30 20.30 19.40 19.20 21.70
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

21.50 21.40 21.40 21.40 21.50 21.80 22.00 22.00 23.20 23.10 24.10
18.10 18.10 18.20 18.50 18.40 18.80 19.00 19.00 19.10 19.30 19.80
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 25.50 25.50 0.00 0.00 29.75
0.00 0.00 0.00 0.00 0.00 0.00 20.50 20.50 0.00 0.00 22.70
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.10 19.60 21.00 20.80 21.90 21.80 22.80 22.80 23.70 23.60 27.10
20.90 18.30 18.30 18.80 19.30 21.80 23.40 23.40 23.20 22.20 28.90
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

us pada salah satu bank

hange for one of the banks
1991 1991 1991 1991 1991 1991 1991 1991 1991 1992
1991
Apr May Jun Jul Aug Sep Oct Nov Dec Jan

24.00 24.20 24.20 24.20 24.20 21.80 22.00 22.20 25.10 25.10 24.90
22.10 22.50 22.70 22.70 22.70 19.50 19.10 19.40 19.30 19.30 19.40
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24.40 25.00 25.20 25.20 25.20 22.80 22.90 23.20 23.20 23.20 23.20
20.00 20.20 20.60 20.60 20.60 18.50 18.90 18.90 19.10 19.10 29.10
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 24.49 26.24 27.98 24.78 24.95 25.12 25.12 24.95
0.00 0.00 0.00 19.96 20.50 21.04 19.33 19.30 19.28 19.28 19.38
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

27.10 25.90 25.40 25.40 25.40 22.80 23.90 23.80 23.70 23.70 23.70
27.50 24.60 24.20 24.20 24.20 22.10 24.00 23.60 23.20 23.20 23.20
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1992 1992 1992 1992 1992 1992 1992 1992 1992 1992 1992
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

22.20 22.20 22.30 22.20 22.00 22.00 21.80 21.90 21.80 21.50 21.20
19.20 18.80 18.80 18.90 18.90 18.90 19.20 18.90 18.50 18.50 17.90
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

23.10 23.10 23.10 23.50 24.00 23.70 23.80 23.90 24.10 24.20 24.00
19.30 18.60 18.70 19.00 18.90 18.90 19.00 19.00 19.00 19.00 19.20
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

27.86 27.24 27.36 27.47 26.97 26.72 26.40 25.68 25.25 23.29 23.09
21.18 21.17 21.31 21.46 21.45 21.94 22.37 21.56 21.26 22.16 21.62
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

23.60 23.30 23.30 0.00 22.30 21.70 21.50 20.90 20.40 20.00 19.30
22.20 23.20 23.30 23.60 22.60 22.80 22.10 21.50 22.00 21.70 20.90
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 1993 1993 1993 1993 1993 1993 1993 1993 1993 1993
1992
Jan Feb Mar Apr May Jun Jul Aug Sep Oct

21.20 21.00 20.70 20.33 20.14 19.87 19.60 19.08 18.82 18.42 18.25
17.90 18.00 17.70 17.65 16.57 16.38 16.37 16.39 15.92 15.61 15.58
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24.00 24.20 23.60 23.44 24.53 24.10 23.96 23.70 23.67 23.42 23.17
19.20 19.10 18.80 18.76 19.09 20.53 19.01 18.74 18.80 18.63 18.34
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

23.09 22.89 22.77 23.20 23.28 22.98 22.66 22.12 21.51 21.05 20.47
21.62 21.52 20.92 21.21 21.78 21.41 21.24 20.85 20.45 19.90 19.43
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.30 19.10 18.80 18.17 18.41 18.41 17.78 17.17 16.23 15.18 15.38
20.90 21.00 21.30 19.93 20.75 20.66 20.73 20.59 20.45 20.26 20.11
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 21.64 21.38 21.12 20.61 20.18 19.73 19.38
0.00 0.00 0.00 0.00 17.33 17.10 17.09 17.06 16.61 16.28 16.17
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1993 1993 1994 1994 1994 1994 1994 1994 1994 1994
1993
Nov Dec Jan Feb Mar Apr May Jun Jul Aug

17.88 18.20 18.20 17.96 17.87 17.38 16.90 16.70 16.66 16.62 16.51
15.38 15.15 15.15 14.89 14.66 14.58 14.48 14.10 14.06 14.11 13.98
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

23.08 22.82 22.82 22.60 22.15 21.98 21.83 21.66 21.54 21.46 21.40
18.27 18.10 18.10 17.67 17.50 17.41 17.38 17.33 17.24 17.10 17.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.02 19.36 19.36 19.04 18.89 18.57 18.41 18.19 18.17 18.27 18.42
19.28 19.02 19.02 18.58 18.49 18.29 18.14 18.10 18.05 18.02 18.08
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.06 14.67 14.67 14.84 14.35 14.34 14.39 14.55 14.64 14.91 15.20
20.00 19.52 19.52 19.35 19.35 19.27 17.90 17.82 17.72 17.78 17.63
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18.99 18.73 18.73 18.49 18.33 17.97 17.67 17.50 17.49 17.54 17.59
15.99 15.78 15.78 15.49 15.31 15.22 15.10 14.80 14.76 14.81 14.74
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1994 1994 1994 1994 1995 1995 1995 1995 1995 1995
1994
Sep Oct Nov Dec Jan Feb Mar Apr May Jun

16.44 16.21 14.62 15.51 15.51 16.31 16.48 16.42 16.72 16.79 16.74
13.96 14.11 14.11 14.09 14.09 14.05 14.11 14.08 14.31 14.51 14.57
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

21.27 21.14 20.85 20.77 20.77 20.88 20.76 20.72 20.71 20.69 20.75
16.84 16.87 16.69 16.59 16.59 16.42 16.39 16.27 15.93 15.93 16.07
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18.39 18.52 18.43 18.60 18.60 19.09 19.41 19.65 19.80 20.01 20.29
17.99 18.07 17.70 17.90 17.90 18.78 19.05 19.30 19.59 19.71 19.96
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.28 15.67 15.44 15.87 15.87 16.59 16.96 16.96 17.47 17.85 18.07
17.79 17.89 16.46 16.79 16.79 18.24 18.39 18.47 18.80 18.93 18.97
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17.57 17.57 17.64 17.76 17.76 18.03 18.29 18.40 18.63 18.79 18.94
14.71 14.90 14.84 14.90 14.90 15.10 15.22 15.27 15.48 15.68 15.79
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1995 1995 1995 1995 1995 1995 1996 1996 1996 1996
1995
Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr

16.85 16.94 17.12 17.23 17.18 17.24 17.24 17.23 17.28 17.33 17.22
14.64 14.71 14.77 14.63 14.82 14.80 14.80 14.91 14.96 15.03 15.13
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.91 20.92 20.97 20.99 20.95 20.83 20.83 20.80 20.81 20.62 20.61
16.19 16.19 16.11 15.93 15.96 15.90 15.90 15.80 15.87 16.12 16.02
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.37 20.48 20.51 20.58 20.60 20.46 20.46 20.50 20.54 20.48 20.51
20.25 20.07 20.21 20.00 19.98 20.08 20.08 20.03 20.15 20.21 20.06
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18.00 17.92 17.97 18.00 17.91 18.19 18.19 18.15 18.02 17.97 18.03
18.99 18.96 19.00 19.13 19.12 19.12 19.12 19.08 19.24 19.30 19.26
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.02 19.11 19.20 19.27 19.27 19.27 19.27 19.29 19.32 19.30 19.28
15.93 16.00 16.08 15.98 16.09 16.12 16.12 16.21 16.31 16.39 16.48
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1996 1996 1996 1996 1996 1996 1996 1996 1997 1997
1996
May Jun Jul Aug Sep Oct Nov Dec Jan Feb

17.20 16.92 16.79 16.88 16.85 16.87 16.96 16.88 16.88 16.90 16.96
15.17 15.06 15.16 15.08 15.23 15.12 15.10 15.02 15.02 14.97 15.03
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.59 20.43 20.50 20.58 20.63 20.67 20.67 20.48 20.48 20.39 20.37
16.03 15.59 15.59 15.76 15.45 15.41 15.37 15.26 15.26 15.33 15.28
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.49 20.50 20.49 20.50 20.60 20.56 20.52 20.24 20.24 20.22 20.12
20.01 19.96 19.97 19.91 19.83 19.78 19.78 19.69 19.69 19.71 19.67
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17.91 17.68 17.68 17.44 17.41 17.34 17.19 17.07 17.07 16.83 16.52
19.77 19.75 19.69 19.68 19.68 19.68 19.68 19.59 19.59 19.52 19.54
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.27 19.18 19.14 19.13 19.21 19.21 19.22 19.04 19.04 19.05 19.00
16.50 16.40 16.48 16.46 16.52 16.48 16.45 16.36 16.36 16.36 16.41
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1997 1997 1997 1997 1997 1997 1997 1997 1997 1997
1997
Mar Apr May Jun Jul Aug Sep Oct Nov Dec

16.87 16.71 16.75 16.92 16.79 19.56 20.98 20.74 20.87 18.49 18.49
15.08 15.08 14.93 14.74 14.58 16.51 16.68 16.43 16.38 15.37 15.37
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.25 20.27 20.28 20.32 20.21 21.69 23.42 23.27 23.15 21.46 21.46
15.32 15.32 15.26 15.29 15.25 15.77 15.37 15.35 15.37 15.31 15.31
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.98 19.94 19.87 19.43 19.49 27.44 28.99 29.67 29.44 23.72 23.72
19.44 19.42 19.30 19.34 19.09 26.89 28.74 28.86 28.13 22.04 22.04
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16.32 16.67 16.74 16.38 16.82 29.93 26.43 24.81 24.13 20.70 20.70
19.41 19.44 19.34 19.20 19.30 21.72 23.11 24.41 24.11 21.00 21.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18.88 18.82 18.79 18.56 18.59 25.13 26.41 26.76 26.42 21.98 21.98
16.37 16.38 16.26 16.19 16.02 19.68 20.34 20.14 19.77 17.34 17.34
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1998 1998 1998 1998 1998 1998 1998 1998 1998 1998 1998
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov

20.10 19.78 20.92 22.06 24.32 24.77 24.99 26.97 27.89 28.49 28.79
16.14 16.32 16.95 17.67 18.34 18.39 18.94 20.21 20.53 22.00 22.14
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

23.22 23.39 25.18 27.75 28.57 28.68 28.88 29.03 29.42 30.02 30.21
15.47 15.46 15.80 16.09 16.60 16.59 15.91 15.90 16.07 16.05 16.12
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

28.31 28.57 31.89 34.06 38.25 38.93 39.34 39.31 39.94 39.74 39.11
27.52 28.08 29.39 33.75 37.55 37.30 38.94 38.94 40.66 40.61 40.17
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

30.41 32.80 35.04 38.11 43.83 45.47 47.58 50.24 52.53 51.49 47.99
26.39 27.26 31.65 35.36 36.38 36.85 36.72 36.10 36.82 37.05 36.88
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

25.57 25.63 27.80 29.47 33.21 33.79 34.12 34.95 35.72 35.68 35.16
18.96 19.18 20.16 21.64 22.84 22.70 23.38 24.23 24.88 25.80 25.72
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1998 1999 1999 1999 1999 1999 1999 1999 1999 1999
1998
Dec Jan Feb Mar Apr May Jun Jul Aug Sep

25.09 25.09 29.00 28.97 28.28 28.67 28.08 27.03 25.32 24.36 23.51
19.39 19.39 22.31 22.24 22.49 22.38 21.93 21.45 20.59 19.56 19.21
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

27.77 27.77 29.13 27.95 26.57 25.37 25.92 24.35 22.56 21.68 21.47
15.99 15.99 15.77 15.77 15.54 15.52 14.57 14.89 14.91 14.51 14.38
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

36.37 36.37 38.52 38.65 36.47 35.69 33.96 32.42 28.60 25.20 23.22
36.10 36.10 39.83 39.11 39.96 34.57 33.21 32.06 30.05 26.61 24.24
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

43.34 43.34 41.74 41.53 40.84 39.65 35.51 29.41 23.78 20.75 19.82
34.89 34.89 35.63 35.56 40.25 35.18 34.72 33.49 31.97 28.80 26.28
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

32.27 32.27 34.61 34.61 33.12 31.71 30.46 28.84 26.21 24.28 23.07
23.16 23.16 25.96 25.89 26.10 24.02 23.39 22.75 21.74 20.34 19.73
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1999 1999 1999 2000 2000 2000 2000 2000 2000 2000
1999
Oct Nov Dec Jan Feb Mar Apr May Jun Jul

23.41 22.28 26.22 26.22 21.14 21.12 20.36 20.23 19.64 18.99 19.69
18.91 19.14 20.97 20.97 17.31 17.26 16.48 16.34 16.22 15.79 15.40
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

21.35 21.10 24.08 24.08 21.42 20.97 20.23 20.22 19.54 19.42 19.47
14.11 13.52 14.86 14.86 11.75 11.65 11.64 11.62 19.31 18.98 18.91
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

22.64 20.91 32.58 32.58 18.94 18.11 17.62 17.60 17.55 17.65 17.63
23.63 21.31 32.93 32.93 20.27 18.76 18.28 17.99 17.78 17.85 17.59
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.30 19.04 29.59 29.59 17.24 16.84 16.37 16.19 15.79 15.96 16.29
24.96 22.88 34.12 34.12 18.43 17.32 16.81 15.96 15.96 15.20 15.20
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

22.77 21.59 28.89 28.89 20.08 19.75 18.93 18.83 18.42 18.14 18.01
19.39 19.21 22.93 22.93 17.43 17.14 16.46 16.30 16.54 16.21 15.86
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2000 2000 2000 2000 2000 2001 2001 2001 2001 2001
2000
Aug Sep Oct Nov Dec Jan Feb Mar Apr May

18.54 18.62 18.67 18.66 19.85 19.85 18.48 18.44 18.47 18.52 18.62
15.34 16.19 16.47 16.67 16.35 16.35 16.37 16.43 16.31 16.16 16.21
0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.79 15.80 15.81 15.70

19.62 21.58 21.31 21.35 20.53 20.53 20.78 20.81 20.87 20.63 20.82
17.72 18.00 18.04 18.05 16.23 16.23 18.04 18.00 18.02 18.00 18.05
0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.34 18.19 18.14 18.07

17.56 17.88 17.70 17.60 17.76 17.76 17.86 17.77 17.84 17.88 18.13
17.54 18.00 17.70 17.64 18.04 18.04 17.61 17.77 17.95 18.06 18.08
0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.92 20.89 20.97 21.15

16.25 15.32 15.32 15.41 15.95 15.95 15.80 15.89 16.28 17.48 17.11
15.20 14.88 15.02 15.31 15.62 15.62 15.73 16.07 16.30 16.43 16.73
0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.91 32.12 32.51 32.46

17.93 17.99 17.90 17.84 18.43 18.43 17.85 17.80 17.90 18.13 18.21
15.79 16.62 16.78 16.94 16.59 16.59 16.77 16.88 16.86 16.80 16.85
0.00 0.00 0.00 0.00 0.00 0.00 16.77 18.97 18.99 19.07 19.12
2001 2001 2001 2001 2001 2001 2001 2002 2002 2002
2001
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar

18.64 18.73 18.82 18.91 19.10 19.15 19.15 19.15 19.08 19.05 18.99
16.41 16.17 16.26 16.44 16.61 16.83 17.11 17.11 17.22 17.24 17.31
15.78 15.90 16.00 16.15 16.41 16.54 16.43 16.43 16.53 16.70 16.54

20.84 20.94 20.93 20.84 20.79 20.74 20.48 20.48 20.46 20.42 20.49
18.07 18.02 17.97 17.73 17.81 17.77 17.76 17.76 17.76 17.72 17.68
17.97 17.84 17.81 17.77 17.76 17.74 17.72 17.72 17.68 17.65 17.67

18.28 18.47 18.83 18.96 19.10 19.15 19.16 19.16 19.45 19.48 19.51
17.94 17.91 18.16 18.22 18.38 18.89 19.02 19.02 19.12 19.15 19.11
21.30 21.36 21.20 21.19 21.36 21.41 21.55 21.55 22.02 22.08 22.23

18.05 18.64 18.80 19.24 19.17 19.28 19.09 19.09 18.98 19.34 19.43
16.69 17.22 17.86 17.98 17.90 17.98 18.55 18.55 18.54 18.36 18.31
32.91 32.85 30.14 33.44 33.14 33.74 32.91 32.91 33.65 33.89 33.82

18.45 18.68 18.89 19.06 19.18 19.23 19.19 19.19 19.27 19.33 19.35
17.04 16.90 17.08 17.22 17.38 17.64 17.90 17.90 17.99 18.01 18.03
19.22 19.26 19.18 19.41 19.59 19.74 19.85 19.85 20.06 20.04 20.11
2002 2002 2002 2002 2002 2002 2002 2002 2002 2003
2002
Apr May Jun Jul Aug Sep Oct Nov Dec Jan

18.99 19.02 19.12 19.07 19.02 19.01 18.97 18.98 18.85 18.85 18.87
17.39 17.41 17.47 17.50 17.59 17.72 17.65 17.66 17.50 17.50 17.53
16.50 16.53 16.72 16.78 16.99 16.73 16.75 16.76 16.80 16.80 16.76

20.34 20.38 20.29 20.28 20.25 20.21 20.13 20.04 19.93 19.93 19.91
17.67 17.75 17.84 17.82 17.79 17.73 17.71 17.77 17.89 17.89 17.97
17.63 17.48 17.47 17.39 17.40 17.44 17.41 17.44 17.40 17.40 17.40

19.54 19.38 19.25 19.09 18.95 18.80 18.66 18.46 18.21 18.21 18.20
19.12 19.08 19.00 18.94 18.88 18.73 18.52 18.49 18.30 18.30 18.22
22.33 22.44 22.41 22.48 22.31 21.97 21.92 21.80 21.67 21.67 21.59

18.62 18.76 17.89 17.97 17.58 17.06 16.20 15.99 15.71 15.71 15.69
18.70 18.33 18.16 17.73 17.69 17.30 17.03 17.05 16.09 16.09 16.57
31.18 34.07 34.28 34.80 34.97 34.96 34.72 34.82 34.61 34.61 35.05

19.25 19.20 19.08 19.00 18.86 18.74 18.57 18.44 18.25 18.25 18.26
18.09 18.11 18.11 18.09 18.10 18.11 18.00 18.00 17.82 17.82 17.82
19.93 20.11 20.28 20.25 20.18 20.10 20.18 20.17 20.21 20.21 20.16
2003 2003 2003 2003 2003 2003 2003 2003 2003 2003 2003
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

18.81 18.80 18.73 18.67 18.43 18.03 17.37 17.16 16.86 16.52 16.18
17.60 17.67 17.64 17.59 17.35 16.82 16.49 16.42 16.16 15.64 15.54
16.76 16.77 16.80 16.69 16.71 16.56 16.65 16.58 16.49 16.18 16.04

19.94 20.01 20.00 19.90 19.91 19.76 19.52 19.38 19.23 19.21 19.08
17.98 17.93 17.82 17.81 17.89 17.72 17.74 17.76 17.73 17.63 17.20
17.37 17.34 17.32 17.29 17.20 17.17 17.15 17.10 16.96 16.90 16.82

18.19 17.98 17.63 17.47 17.14 16.52 16.03 15.67 15.34 15.16 14.66
18.17 18.12 17.94 17.84 17.58 17.27 16.90 16.61 16.33 16.16 15.75
21.57 21.51 21.20 21.03 20.84 20.45 20.11 19.75 19.28 19.08 18.80

15.71 14.90 14.52 14.19 13.40 12.69 12.26 11.89 11.53 11.17 11.02
17.00 16.26 15.69 15.67 15.01 14.72 14.28 13.42 13.25 12.76 12.60
35.49 35.36 35.27 35.17 35.12 35.20 35.32 35.51 34.95 34.84 34.50

18.25 18.08 17.87 17.75 17.41 16.88 16.36 16.07 15.77 15.45 15.07
17.85 17.85 17.74 17.67 17.43 17.03 16.70 16.53 16.27 15.93 15.68
20.08 20.12 19.99 19.88 19.73 19.59 19.48 19.33 19.00 18.87 18.69
 2004 2004 2004 2004 2004 2004 2004 2004 2004 2004
2003
Jan Feb Mar Apr May Jun Jul Aug Sep Oct

16.18 16.03 15.94 15.79 15.65 15.38 15.03 14.92 14.77 14.65 14.59
15.54 15.24 15.15 15.13 15.05 14.76 14.56 14.55 14.44 14.35 14.31
16.04 15.91 15.84 15.65 15.51 15.39 15.38 15.09 15.00 14.91 14.91

19.08 18.94 18.86 18.68 18.52 18.39 18.23 18.21 18.17 18.03 17.91
17.20 17.27 17.16 17.11 16.96 16.88 16.67 16.64 16.56 16.51 16.39
16.82 16.72 16.60 16.37 16.18 16.02 15.88 15.72 15.63 15.45 15.29

14.66 14.59 14.25 13.97 13.84 13.69 13.58 13.56 13.47 13.39 13.28
15.75 15.53 15.33 14.99 14.81 14.69 14.59 14.50 14.35 14.19 14.08
18.80 18.58 18.53 17.97 17.64 17.31 17.03 16.77 16.60 16.50 16.27

11.02 10.95 10.65 10.30 10.24 9.97 9.96 9.85 9.68 10.29 9.58
12.60 12.54 12.68 12.23 11.90 11.64 11.73 11.53 11.58 11.57 11.48
34.50 34.26 34.41 34.36 34.39 34.26 33.94 34.04 33.69 33.46 33.24

15.07 14.99 14.79 14.61 14.48 14.27 14.10 13.99 13.84 13.80 13.64
15.68 15.44 15.29 15.12 14.98 14.78 14.64 14.58 14.45 14.33 14.25
18.69 18.49 18.47 18.11 17.89 17.68 17.51 17.30 17.08 17.03 16.89
2004 2004 2005 2005 2005 2005 2005 2005 2005 2005
2004
Nov Dec Jan Feb Mar Apr May Jun Jul Aug

14.51 14.32 14.32 14.32 14.28 14.22 14.26 14.21 14.24 14.21 14.20
14.21 14.10 14.10 14.05 13.95 13.84 13.80 13.79 13.79 13.71 13.69
14.78 14.62 14.62 14.53 14.52 14.57 14.41 14.37 14.39 14.39 14.57

17.74 17.54 17.54 17.49 17.41 17.31 17.20 17.10 16.94 16.91 16.80
16.37 16.24 16.24 16.17 16.12 16.05 15.96 15.85 15.83 15.79 15.72
15.20 15.10 15.10 14.96 14.87 14.78 14.64 14.53 14.44 14.35 14.28

13.24 13.13 13.13 13.16 13.06 13.05 13.03 13.00 13.16 13.32 13.25
14.03 13.91 13.91 13.79 13.73 13.64 13.56 13.46 13.41 13.45 13.42
16.14 15.93 15.93 15.78 15.67 15.51 15.40 15.26 15.11 14.98 14.80

9.47 9.33 9.33 9.19 9.46 9.13 9.32 9.45 9.61 9.86 10.33
11.39 11.44 11.44 11.72 11.19 11.29 11.70 11.86 11.85 12.84 12.92
33.10 32.90 32.90 30.86 30.96 32.61 33.32 32.79 32.36 32.39 32.10

13.57 13.41 13.41 13.40 13.37 13.31 13.31 13.20 13.36 13.42 13.40
14.18 14.05 14.05 13.98 13.87 13.78 13.74 13.68 13.65 13.65 13.62
16.74 16.57 16.57 16.32 16.23 16.33 16.23 16.17 16.04 16.02 15.96
2005 2005 2005 2005 2006 2006 2006 2006 2006 2006
2005
Sep Oct Nov Dec Jan Feb Mar Apr May Jun

15.17 15.46 15.59 15.71 15.71 15.79 15.86 15.89 15.78 15.76 15.71
14.72 14.92 14.94 14.98 14.98 15.08 15.09 15.05 15.02 15.08 15.09
15.05 14.87 14.92 15.23 15.23 15.45 15.56 15.67 15.54 15.54 15.44

16.83 16.82 16.81 16.85 16.85 16.92 16.90 16.90 16.89 16.84 16.77
15.60 15.63 15.64 15.51 15.51 15.66 15.62 15.61 15.64 15.60 15.47
14.25 14.23 14.20 14.19 14.19 14.18 14.20 14.23 14.24 14.24 14.24

14.32 15.35 16.58 16.95 16.95 17.06 17.09 17.13 17.10 17.00 16.93
14.16 14.87 15.76 16.23 16.23 16.40 16.53 16.65 16.64 16.61 16.66
15.07 15.33 15.81 16.06 16.06 16.34 16.56 16.83 17.06 17.25 17.39

12.55 13.06 13.88 14.50 14.50 14.49 14.37 14.20 14.06 14.08 13.64
14.53 14.83 16.18 15.55 15.55 15.91 15.44 15.14 15.49 15.39 15.69
31.75 31.71 32.10 32.01 32.01 32.77 33.21 33.86 34.22 34.97 34.73

14.51 15.18 15.92 16.23 16.23 16.32 16.34 16.35 16.29 16.25 16.15
14.47 14.92 15.43 15.66 15.66 15.81 15.87 15.90 15.90 15.89 15.94
16.27 16.33 16.60 16.83 16.83 17.08 17.28 17.52 17.65 17.77 17.82
2006 2006 2006 2006 2006 2006 2007 2007 2007 2007
2006
Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr

15.70 15.69 15.64 15.53 15.51 15.36 15.36 15.20 15.11 14.89 14.76
15.16 15.18 15.11 15.10 15.08 14.98 14.98 14.75 14.70 14.49 14.44
15.43 15.43 15.40 15.35 15.37 15.26 15.26 15.26 15.22 14.98 14.94

16.79 16.78 16.70 16.68 16.66 16.60 16.60 16.28 16.35 16.20 15.97
15.49 15.56 15.55 15.54 15.55 15.28 15.28 15.16 15.17 15.22 15.09
14.19 14.16 14.17 14.15 14.18 14.16 14.16 14.16 14.11 14.05 14.01

16.87 16.76 16.50 16.24 15.85 15.41 15.41 15.34 15.16 14.84 14.54
16.52 16.39 16.13 15.99 15.75 15.42 15.42 15.21 14.98 14.73 14.46
17.48 17.57 17.65 17.60 17.43 17.20 17.20 17.08 16.90 16.59 16.32

13.61 13.41 12.71 12.57 11.79 11.42 11.42 10.84 10.44 10.54 10.35
15.83 15.88 15.00 14.50 13.93 13.21 13.21 12.50 12.22 12.48 12.21
34.86 34.93 34.81 35.36 36.36 35.74 35.74 36.49 36.24 36.81 35.82

16.14 16.05 15.82 15.62 15.35 15.07 15.07 14.90 14.71 14.49 14.30
15.91 15.85 15.66 15.54 15.38 15.10 15.10 14.85 14.71 14.53 14.38
17.87 17.83 17.88 17.85 17.79 17.58 17.58 17.64 17.51 17.38 17.24
2007 2007 2007 2007 2007 2007 2007 2007 2008 2008
2007
May Jun Jul Aug Sep Oct Nov Dec Jan Feb

14.60 14.26 14.26 14.54 13.90 13.68 13.64 13.47 13.47 13.52 13.46
14.22 14.03 13.81 13.98 13.43 13.27 13.19 12.93 12.93 12.90 12.82
14.85 14.68 14.51 14.93 14.37 14.18 14.19 14.03 14.03 13.96 13.99

15.90 15.79 15.71 15.64 15.66 15.51 15.37 15.33 15.33 15.24 15.15
15.19 15.02 14.99 14.93 14.81 14.71 14.70 14.61 14.61 14.56 14.46
13.97 13.95 13.90 13.87 13.86 13.86 13.84 13.82 13.82 13.77 13.77

14.25 14.07 13.84 13.50 13.24 13.13 13.12 12.96 12.96 12.98 13.04
14.22 14.04 13.88 13.69 13.49 13.37 13.26 13.11 13.11 12.90 12.76
16.01 15.76 15.48 15.23 15.13 15.02 15.20 14.69 14.69 14.59 14.49

10.16 9.86 9.86 9.85 10.04 10.19 10.25 10.23 10.23 10.17 10.01
12.06 11.57 11.56 11.37 11.32 10.53 10.70 10.56 10.56 10.19 10.21
36.38 36.10 35.86 36.06 36.13 36.07 36.15 36.24 36.24 36.15 35.96

14.06 13.88 13.71 13.66 13.31 13.16 13.16 13.00 13.00 12.99 12.96
14.16 13.99 13.82 13.75 13.45 13.28 13.19 13.01 13.01 12.81 12.71
17.09 16.91 16.68 16.70 16.47 16.33 16.39 16.13 16.13 16.04 15.96
2008 2008 2008 2008 2008 2008 2008 2008 2008 2008
2008
Mar Apr May Jun Jul Aug Sep Oct Nov Dec

13.34 13.28 13.22 13.16 13.19 13.33 13.61 14.14 14.52 14.61 14.61
12.69 12.64 12.58 12.73 12.70 12.86 13.12 13.47 13.82 13.85 13.85
13.72 13.67 13.60 13.59 13.59 13.59 13.57 13.68 13.76 13.84 13.84

15.02 14.85 14.74 14.55 14.49 14.57 14.47 14.44 14.50 14.43 14.43
14.32 14.11 13.92 13.71 13.60 13.51 13.44 13.39 13.34 13.52 13.52
13.78 13.81 13.84 13.87 13.91 13.92 13.96 14.02 14.02 14.06 14.06

12.96 12.94 13.02 13.12 13.35 13.75 14.42 15.29 15.81 15.90 15.90
12.54 12.39 12.20 12.34 12.54 12.85 13.48 14.21 14.61 14.85 14.85
14.38 14.25 14.20 14.34 14.45 14.61 14.86 15.24 15.62 15.91 15.91

10.02 10.92 10.54 10.99 11.29 11.67 12.60 13.81 14.56 14.58 14.58
10.72 11.25 11.49 11.79 12.10 12.41 13.16 14.11 15.26 15.00 15.00
36.14 35.81 35.77 35.68 35.61 35.59 35.25 35.17 35.22 35.32 35.32

12.88 12.93 12.92 12.99 13.14 13.42 13.93 14.67 15.13 15.22 15.22
12.59 12.47 12.36 12.51 12.61 12.86 13.32 13.88 14.28 14.40 14.40
15.83 15.74 15.67 15.71 15.73 15.78 15.87 16.05 16.24 16.40 16.40
GROUP OF BANKS AND TYPE OF LOANS

State Banks
Working Capital Loans
Investment Loans
Consumer Loans
Regional Government Banks
Working Capital Loans
Investment Loans
Consumer Loans
Private National Banks
Working Capital Loans
Investment Loans
Consumer Loans
Foreign Banks and Joint Banks
Working Capital Loans
Investment Loans
Consumer Loans
Commercial Banks
Working Capital Loans
Investment Loans
Consumer Loans
I.26 SUKU BUNGA PINJAMAN RUPIAH YANG DIBERIKAN
MENURUT
(Persen PerKELOMPOK
Tahun) BANK DAN JENIS PINJAMAN
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF
BANKS
(PercentAND TYPE OF LOANS
Per Annum)

2009 2009 2009 2009 2009

KELOMPOK BANK DAN JENIS PINJAMAN
Jan Feb Mar Apr May

1 Bank Persero
2 Pinjaman Modal Kerja Yang Diberikan 14.59 14.48 14.45 14.38 14.28
3 Pinjaman Investasi Yang Diberikan 13.83 13.66 13.55 13.51 13.39
4 Pinjaman Konsumsi Yang Diberikan 13.90 13.91 13.92 13.92 13.91
5 Bank Pemerintah Daerah
6 Pinjaman Modal Kerja Yang Diberikan 14.44 14.32 14.29 14.21 14.16
7 Pinjaman Investasi Yang Diberikan 13.55 13.48 13.32 13.29 13.25
8 Pinjaman Konsumsi Yang Diberikan 14.07 14.10 14.12 14.17 14.22
9 Bank Swasta Nasional
10 Pinjaman Modal Kerja Yang Diberikan 15.99 15.84 15.69 15.48 15.32
11 Pinjaman Investasi Yang Diberikan 14.83 14.72 14.52 14.58 14.52
12 Pinjaman Konsumsi Yang Diberikan 15.95 16.19 16.27 16.48 16.61
13 Bank Asing dan Bank Campuran
14 Pinjaman Modal Kerja Yang Diberikan 14.46 14.14 14.11 13.73 13.45
15 Pinjaman Investasi Yang Diberikan 14.95 14.75 14.40 14.24 13.74
16 Pinjaman Konsumsi Yang Diberikan 35.41 35.39 34.99 34.76 35.09
17 Bank Umum
18 Pinjaman Modal Kerja Yang Diberikan 15.23 15.08 14.99 14.82 14.68
19 Pinjaman Investasi Yang Diberikan 14.37 14.23 14.05 14.05 13.94
20 Pinjaman Konsumsi Yang Diberikan 16.45 16.53 16.46 16.48 16.57

-Sejak periode data Agustus 2017, terdapat perubahan cakupan Bank Swasta Nasional dan Pemerintah akibat adanya perubahan status pada
'-Since the data period of August 2017, there is a channge of coverage of National Private Bank and Government Bank due to status change fo
 2009 2009 2009 2009 2009 2009 2009 2010 2010 2010
2009
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar

14.16 14.17 14.08 14.03 14.00 13.90 13.63 13.63 13.05 13.02 13.63
13.28 13.18 13.21 12.78 12.66 12.58 12.56 12.56 12.04 11.99 12.11
14.06 14.02 14.00 13.98 13.92 13.90 13.88 13.88 13.87 13.91 13.66

14.16 14.16 14.14 14.10 14.07 14.02 13.91 13.91 13.79 13.79 13.67
13.20 13.13 12.81 12.76 12.66 12.59 12.54 12.54 12.74 12.82 12.79
14.23 14.23 14.25 14.25 14.24 14.22 14.17 14.17 14.14 14.31 14.34

15.15 15.07 14.89 14.67 14.56 14.38 14.09 14.09 14.95 14.88 13.98
14.33 14.14 13.94 13.80 13.70 13.62 13.51 13.51 14.58 14.54 13.38
16.66 16.77 16.71 16.82 16.62 16.58 16.22 16.22 16.58 16.56 14.91

13.27 12.90 12.57 12.34 12.20 12.17 11.73 11.73 11.34 11.04 11.02
13.53 12.74 12.58 12.27 12.51 12.34 12.22 12.22 12.52 12.37 12.21
35.23 35.39 35.37 35.28 35.24 34.97 35.59 35.59 35.96 35.32 35.24

14.52 14.45 14.30 14.17 14.09 13.96 13.69 13.69 13.75 13.68 13.54
13.78 13.58 13.48 13.20 13.12 13.03 12.96 12.96 13.24 13.21 12.72
16.63 16.66 16.62 16.67 16.53 16.47 16.42 16.42 16.32 16.36 15.42

us pada salah satu bank

hange for one of the banks
2010 2010 2010 2010 2010 2010 2010 2010 2010 2011
2010
Apr May Jun Jul Aug Sep Oct Nov Dec Jan

13.52 13.33 13.28 13.36 13.64 13.20 13.23 13.17 13.06 13.06 13.02
11.97 11.87 11.78 11.71 11.09 11.01 10.95 10.89 10.81 10.81 10.71
13.62 13.61 13.45 13.39 13.28 13.21 13.16 13.12 13.05 13.05 13.08

13.70 13.65 13.68 13.69 13.47 13.68 13.69 13.69 13.57 13.57 13.54
12.79 12.74 12.49 12.50 12.52 12.55 12.54 12.51 12.44 12.44 12.44
14.32 14.22 14.22 14.21 14.29 14.18 14.14 14.12 14.10 14.10 14.01

13.84 13.71 13.55 13.57 13.52 13.29 13.30 13.20 13.02 13.02 13.00
13.34 13.30 13.60 13.49 13.26 13.33 13.33 13.25 13.20 13.20 13.21
14.91 14.68 14.45 14.37 14.18 14.10 14.05 14.01 14.05 14.05 13.92

10.82 10.67 10.52 10.56 10.55 10.29 10.14 10.26 10.23 10.23 9.44
12.07 12.16 11.96 11.74 11.69 11.61 11.52 11.79 11.82 11.82 10.56
34.82 33.86 32.71 32.48 32.35 32.37 32.10 31.54 31.66 31.66 31.80

13.42 13.26 13.17 13.21 13.19 13.00 13.01 12.96 12.83 12.83 12.75
12.62 12.59 12.70 12.60 12.40 12.41 12.38 12.35 12.28 12.28 12.25
15.34 15.23 14.99 14.92 14.83 14.75 14.65 14.53 14.53 14.53 14.48
2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

12.99 11.68 11.65 11.59 11.52 12.62 12.61 12.51 12.47 12.41 12.37
10.67 10.61 10.61 10.59 10.60 10.60 10.56 10.57 10.53 10.49 10.39
13.13 13.84 13.92 13.80 13.82 13.05 12.99 12.97 13.00 13.01 12.91

13.58 13.56 13.52 13.59 13.57 13.64 13.64 13.70 13.77 13.73 13.52
12.47 12.50 12.49 12.54 12.55 12.52 12.52 12.54 12.55 12.48 12.40
13.94 13.91 13.91 13.94 13.95 13.97 14.01 14.03 14.02 14.03 13.91

12.95 12.96 12.90 12.82 12.81 12.80 12.75 12.63 12.61 12.56 12.34
13.11 13.03 13.02 13.01 12.97 12.96 12.94 12.89 12.81 12.76 12.64
13.96 13.87 13.84 13.85 13.83 13.78 13.78 13.71 13.63 13.56 13.58

9.34 9.45 9.46 9.42 9.55 9.55 9.34 9.14 9.03 8.86 8.71
10.79 10.96 10.64 10.64 10.65 10.47 10.56 10.11 10.20 10.06 14.89
31.81 31.59 30.79 30.85 30.88 30.97 30.76 30.59 30.56 30.43 30.73

12.72 12.32 12.30 12.24 12.24 12.55 12.50 12.39 12.36 12.31 12.16
12.20 12.18 12.16 12.16 12.13 12.11 12.10 12.06 12.02 11.97 12.04
14.50 14.83 14.81 14.79 14.78 14.32 14.30 14.25 14.21 14.18 14.15
 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012
2011
Jan Feb Mar Apr May Jun Jul Aug Sep Oct

12.37 12.39 12.38 12.19 12.05 11.95 12.00 11.99 11.97 11.91 11.93
10.39 10.21 10.16 10.12 10.05 10.01 9.98 9.98 9.92 9.94 9.86
12.91 12.86 12.89 12.81 12.73 12.79 12.72 12.70 12.10 12.06 12.00

13.52 13.47 11.28 13.62 13.64 13.62 13.63 13.64 13.73 13.76 13.76
12.40 12.37 11.24 12.40 12.20 12.22 12.33 12.32 12.27 12.29 12.31
13.91 13.92 11.14 14.01 14.00 14.01 13.99 13.99 13.98 13.98 13.92

12.34 12.34 12.36 12.27 12.11 12.06 12.02 12.03 11.99 11.95 11.88
12.64 12.58 12.54 12.42 12.38 12.31 12.23 12.18 12.11 12.10 12.03
13.58 13.60 13.60 13.58 13.62 13.48 13.17 13.32 13.25 13.25 13.18

8.71 8.52 8.25 8.25 8.04 7.97 7.98 7.93 7.96 7.96 8.00
14.89 9.71 9.63 9.44 9.46 9.43 9.54 9.50 9.52 9.58 9.60
30.73 30.74 30.60 30.97 30.60 30.20 30.66 30.36 30.93 31.01 31.08

12.16 12.14 12.02 12.01 11.86 11.78 11.79 11.78 11.73 11.70 11.68
12.04 11.73 11.62 11.62 11.56 11.51 11.46 11.42 11.35 11.36 11.29
14.15 14.14 13.62 14.13 14.10 14.03 13.90 13.92 13.69 13.67 13.60
2012 2012 2013 2013 2013 2013 2013 2013 2013 2013
2012
Nov Dec Jan Feb Mar Apr May Jun Jul Aug

11.83 11.70 11.70 11.75 11.67 11.72 11.75 11.78 11.79 11.89 11.69
9.92 10.08 10.08 10.13 10.09 10.07 10.07 10.04 10.35 10.46 10.54
11.94 12.34 12.34 12.20 11.79 12.14 12.06 12.00 11.85 11.79 11.76

13.74 13.66 13.66 13.60 13.71 13.44 13.66 13.63 13.60 13.59 13.62
12.32 12.25 12.25 12.18 12.20 12.20 12.25 12.27 12.24 12.23 12.26
13.87 13.78 13.78 13.73 13.66 13.52 13.57 13.52 13.46 13.41 13.39

11.81 11.68 11.68 11.68 11.64 11.58 11.53 11.55 11.46 11.85 11.90
11.97 11.88 11.88 11.88 11.87 11.82 11.77 11.72 11.67 11.86 11.93
13.10 12.98 12.98 12.98 12.95 12.92 12.85 12.81 12.83 12.77 12.78

7.95 7.90 7.90 8.00 8.03 8.04 8.05 8.03 8.11 8.46 8.74
8.93 9.47 9.47 9.55 9.55 9.44 9.45 9.43 9.49 9.66 9.90
31.22 30.92 30.92 27.87 27.64 27.59 27.52 28.32 28.13 27.62 27.48

11.61 11.49 11.49 11.49 11.45 11.44 11.44 11.46 11.41 11.66 11.63
11.24 11.27 11.27 11.29 11.27 11.24 11.21 11.17 11.14 11.29 11.37
13.53 13.58 13.58 13.40 13.22 13.28 13.22 13.20 13.14 13.06 13.05
2013 2013 2013 2013 2014 2014 2014 2014 2014 2014
2013
Sep Oct Nov Dec Jan Feb Mar Apr May Jun

11.71 11.86 11.94 11.94 11.94 12.05 12.06 12.09 12.23 12.38 12.26
10.53 10.72 10.79 10.84 10.84 10.91 10.96 10.98 11.04 11.13 11.20
11.81 11.86 11.88 11.88 11.88 11.91 11.91 11.90 11.93 12.06 12.21

13.61 13.46 13.46 13.37 13.37 13.34 13.34 13.36 13.30 13.19 13.24
12.27 12.23 12.20 12.23 12.23 12.21 12.27 12.23 12.34 12.18 12.21
13.36 13.36 13.35 13.34 13.34 13.35 13.42 13.34 13.35 13.19 13.19

12.15 12.26 12.42 12.55 12.55 12.68 12.86 12.87 12.79 13.19 13.29
12.16 12.28 12.39 12.51 12.51 12.63 12.69 12.72 12.77 12.96 13.02
12.72 12.80 12.88 12.91 12.91 12.97 13.04 13.11 13.19 13.18 13.12

9.23 9.47 9.69 9.84 9.84 9.96 10.09 10.20 10.19 10.25 10.27
10.24 10.46 10.55 10.71 10.71 10.87 11.04 10.97 10.99 11.04 11.00
27.45 27.23 27.27 27.36 27.36 27.37 27.40 27.68 27.59 27.72 27.84

11.80 11.93 12.06 12.12 12.12 12.23 12.33 12.37 12.38 12.63 12.63
11.50 11.65 11.73 11.82 11.82 11.92 11.98 12.00 12.06 12.18 12.24
13.03 13.08 13.12 13.13 13.13 13.17 13.20 13.21 13.25 13.26 13.30
2014 2014 2014 2014 2014 2014 2015 2015 2015 2015
2014
Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr

12.34 12.42 12.44 12.52 12.53 12.50 12.50 12.52 12.55 12.65 12.64
11.40 11.43 11.44 11.48 11.48 11.47 11.47 11.47 11.45 11.49 11.45
12.19 12.22 12.26 12.32 12.48 12.56 12.56 12.64 12.68 12.67 12.72

13.27 13.21 13.24 13.72 13.84 13.63 13.63 13.56 13.38 13.71 13.71
12.22 12.22 12.23 12.51 12.40 12.38 12.38 12.25 12.13 12.37 12.36
13.22 13.21 13.21 13.34 13.40 13.43 13.43 13.40 13.47 13.49 13.48

13.36 13.43 13.43 13.39 13.41 13.36 13.36 13.31 13.29 13.36 13.25
13.06 13.07 13.08 13.13 13.13 13.11 13.11 13.02 13.03 13.06 13.06
13.17 13.20 13.28 13.30 13.35 13.39 13.39 13.45 13.51 13.52 13.58

10.41 10.44 10.44 10.49 10.41 10.49 10.49 10.39 10.26 10.26 10.23
10.78 10.91 10.94 10.94 10.90 10.93 10.93 10.59 10.51 10.47 10.77
28.00 27.59 27.91 27.60 28.32 28.41 28.41 28.46 28.59 28.62 28.79

12.70 12.76 12.78 12.82 12.84 12.79 12.79 12.76 12.74 12.82 12.75
12.32 12.34 12.34 12.39 12.38 12.36 12.36 12.29 12.27 12.32 12.32
13.32 13.33 13.38 13.43 13.53 13.58 13.58 13.62 13.68 13.68 13.73
2015 2015 2015 2015 2015 2015 2015 2015 2016 2016
2015
May Jun Jul Aug Sep Oct Nov Dec Jan Feb

12.61 12.60 12.54 12.59 12.48 12.43 12.36 12.30 12.30 12.26 12.16
11.45 11.46 11.46 11.45 11.44 11.42 11.40 11.35 11.35 11.34 11.27
12.74 12.84 12.91 12.99 13.03 13.06 13.08 13.08 13.08 13.17 13.21

13.72 13.74 13.56 13.47 13.47 13.45 13.66 13.50 13.50 13.46 13.22
12.38 12.39 12.18 12.45 12.52 12.25 12.44 12.19 12.19 12.18 12.17
13.49 13.49 13.30 13.50 13.50 13.30 13.49 13.49 13.49 13.50 13.50

13.20 13.17 13.14 13.03 13.00 12.98 12.92 12.82 12.82 12.88 12.88
13.02 13.02 12.98 12.87 12.83 12.85 12.77 12.77 12.77 12.48 12.49
13.62 13.67 13.65 13.56 13.61 13.69 13.68 13.66 13.66 13.70 13.65

10.21 10.18 10.28 10.30 10.51 10.72 10.79 10.79 10.79 10.71 10.51
10.75 10.60 10.68 10.67 10.78 10.95 11.13 11.25 11.25 11.25 11.12
28.97 29.13 28.40 28.95 29.05 28.94 28.87 28.93 28.93 28.94 28.93

12.72 12.70 12.65 12.63 12.58 12.58 12.55 12.46 12.46 12.46 12.40
12.30 12.29 12.26 12.21 12.19 12.19 12.14 12.12 12.12 11.96 11.93
13.76 13.82 13.73 13.82 13.85 13.85 13.89 13.88 13.88 13.94 13.93
2016 2016 2016 2016 2016 2016 2016 2016 2016 2016
2016
Mar Apr May Jun Jul Aug Sep Oct Nov Dec

12.05 11.83 11.68 11.52 11.44 11.36 11.19 11.15 11.09 10.86 10.86
11.18 11.04 10.99 10.89 10.84 10.81 10.72 10.71 10.63 10.43 10.43
13.20 13.24 13.28 13.22 13.22 13.21 13.18 13.13 13.09 13.04 13.04

13.14 13.12 12.62 12.80 12.78 12.75 12.76 12.69 12.65 12.59 12.59
12.16 12.09 11.81 11.77 11.63 11.61 11.76 11.60 11.42 11.49 11.49
13.50 13.46 13.20 13.24 13.23 13.19 13.17 13.15 13.12 13.11 13.11

12.81 12.73 12.58 12.43 12.40 12.38 12.31 12.31 12.22 12.10 12.10
12.40 12.32 12.18 12.08 12.04 12.02 11.97 11.98 12.05 11.94 11.94
13.61 13.59 13.58 13.57 13.56 13.42 13.40 13.38 13.35 13.28 13.28

10.06 9.90 9.75 9.64 9.61 9.44 9.35 9.27 9.21 9.21 9.21
10.83 10.52 10.34 10.28 10.35 10.37 10.29 10.16 10.12 10.32 10.32
29.23 29.26 29.25 29.36 29.15 28.69 28.76 28.63 28.51 28.45 28.45

12.28 12.14 11.97 11.82 11.78 11.73 11.61 11.59 11.52 11.36 11.36
11.83 11.71 11.60 11.49 11.45 11.42 11.36 11.34 11.33 11.21 11.21
13.91 13.91 13.86 13.83 13.82 13.74 13.72 13.68 13.65 13.59 13.59
2017 2017 2017 2017 2017 2017 2017 2017 2017 2017 2017
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov

10.89 10.86 10.78 10.89 10.87 10.81 10.82 10.81 10.77 10.76 10.69
10.45 10.40 10.36 10.55 10.48 10.48 10.46 10.45 10.42 10.38 10.34
13.06 13.04 12.97 13.05 12.87 12.78 12.77 12.72 12.67 12.61 12.53

12.48 12.32 12.17 12.14 12.32 11.97 12.00 12.02 12.11 12.00 11.95
11.46 11.48 11.47 11.42 10.43 10.51 11.35 11.31 11.63 11.54 11.50
13.10 13.10 13.06 13.04 13.01 12.98 12.96 12.94 12.93 12.88 12.83

12.07 11.96 11.91 11.82 11.73 11.70 11.60 11.62 11.50 11.44 11.34
11.88 11.78 11.74 11.65 11.52 11.58 11.48 11.37 11.23 11.20 11.03
13.24 13.20 13.10 13.20 13.12 12.95 12.83 12.61 12.53 12.41 12.24

9.04 8.95 8.88 8.74 8.66 8.77 8.61 8.48 8.27 8.05 7.97
10.03 9.91 9.83 9.82 9.85 9.91 9.87 9.82 9.50 9.12 8.95
28.19 28.03 27.85 27.85 27.86 25.58 25.30 25.13 25.16 25.66 25.08

11.34 11.26 11.19 11.20 11.15 11.12 11.07 11.07 10.99 10.94 10.87
11.17 11.10 11.05 11.10 10.96 11.00 10.97 10.91 10.83 10.78 10.66
13.58 13.56 13.48 13.48 13.37 13.21 13.14 13.03 12.97 12.91 12.78
2017 2018 2018 2018 2018 2018 2018 2018 2018 2018
2017
Dec Jan Feb Mar Apr May Jun Jul Aug Sep

10.54 10.54 10.66 10.66 10.53 10.45 10.40 10.36 10.32 10.19 10.14
10.29 10.29 10.26 10.22 10.17 10.02 10.01 10.06 10.06 10.05 10.07
12.35 12.35 12.35 12.27 12.13 12.07 12.01 12.00 11.92 11.46 11.39

11.74 11.74 11.60 11.56 11.54 11.48 11.50 11.52 11.55 11.46 11.39
11.39 11.39 11.58 11.23 11.32 11.30 11.25 11.25 11.21 11.19 11.17
12.77 12.77 12.77 12.75 12.67 12.63 12.59 12.56 12.53 12.48 12.42

11.12 11.12 11.12 11.06 10.99 10.94 10.90 10.88 11.00 10.95 11.24
10.89 10.89 10.81 10.72 10.69 10.65 10.63 10.67 10.64 10.66 11.02
12.17 12.17 12.13 12.06 11.95 11.90 11.84 11.79 11.63 11.56 11.52

7.83 7.83 7.83 7.77 7.71 7.77 8.03 8.29 8.47 8.61 8.65
8.84 8.84 8.75 8.67 8.58 8.64 8.87 9.31 9.59 9.66 9.71
24.90 24.90 24.96 25.07 24.94 24.62 24.50 24.17 24.12 24.12 24.01

10.68 10.68 10.72 10.69 10.59 10.53 10.51 10.49 10.55 10.48 10.59
10.56 10.56 10.51 10.43 10.38 10.30 10.29 10.35 10.36 10.37 10.54
12.66 12.66 12.64 12.60 12.48 12.40 12.34 12.30 12.20 11.96 11.90
2018 2018
2018 GROUP OF BANKS AND TYPE OF LOANS
Oct Nov Dec

State Banks 1
10.11 10.04 10.00 10.00 Working Capital Loans 2
10.06 10.34 10.34 10.34 Investment Loans 3
11.33 11.28 11.20 11.20 Consumer Loans 4
Regional Government Banks 5
11.52 11.54 11.23 11.23 Working Capital Loans 6
11.21 11.17 11.05 11.05 Investment Loans 7
12.36 12.30 12.21 12.21 Consumer Loans 8
Private National Banks 9
10.97 11.02 10.95 10.95 Working Capital Loans 10
10.67 10.69 10.67 10.67 Investment Loans 11
11.41 11.44 11.41 11.41 Consumer Loans 12
Foreign Banks and Joint Banks 13
8.79 8.98 8.04 8.04 Working Capital Loans 14
9.78 9.85 7.56 7.56 Investment Loans 15
24.00 23.96 23.87 23.87 Consumer Loans 16
Commercial Banks 17
10.47 10.48 10.34 10.34 Working Capital Loans 18
10.38 10.51 10.38 10.38 Investment Loans 19
11.83 11.80 11.73 11.73 Consumer Loans 20
I.26 SUKU BUNGA PINJAMAN RUPIAH YANG DIBERIKAN
MENURUT
(Persen PerKELOMPOK
Tahun) BANK
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF
BANKS
(Percent Per Annum)

2010 2011 2012 2013 2014

KELOMPOK BANK DAN JENIS PINJAMAN

1 Bank Persero 0 0 0 0 0

2 Pinjaman Modal Kerja Yang Diberikan 13.06 12.37 11.7 11.94 12.5

3 Pinjaman Investasi Yang Diberikan 10.81 10.39 10.08 10.84 11.47

4 Pinjaman Konsumsi Yang Diberikan 13.05 12.91 12.34 11.88 12.56

5 Bank Pemerintah Daerah 0 0 0 0 0

6 Pinjaman Modal Kerja Yang Diberikan 13.57 13.52 13.66 13.37 13.63

7 Pinjaman Investasi Yang Diberikan 12.44 12.4 12.25 12.23 12.38

8 Pinjaman Konsumsi Yang Diberikan 14.1 13.91 13.78 13.34 13.43

9 Bank Swasta Nasional 0 0 0 0 0

10 Pinjaman Modal Kerja Yang Diberikan 13.02 12.34 11.68 12.55 13.36

11 Pinjaman Investasi Yang Diberikan 13.2 12.64 11.88 12.51 13.11

12 Pinjaman Konsumsi Yang Diberikan 14.05 13.58 12.98 12.91 13.39

13 Bank Asing dan Bank Campuran 0 0 0 0 0

14 Pinjaman Modal Kerja Yang Diberikan 10.23 8.71 7.9 9.84 10.49

15 Pinjaman Investasi Yang Diberikan 11.82 14.89 9.47 10.71 10.93

16 Pinjaman Konsumsi Yang Diberikan 31.66 30.73 30.92 27.36 28.41

17 Bank Umum 0 0 0 0 0

18 Pinjaman Modal Kerja Yang Diberikan 12.83 12.16 11.49 12.12 12.79

19 Pinjaman Investasi Yang Diberikan 12.28 12.04 11.27 11.82 12.36

20 Pinjaman Konsumsi Yang Diberikan 14.53 14.15 13.58 13.13 13.58

Sejak periode data Agustus 2017, terdapat Perubahan cakupan Bank Swasta Nasional dan
Pemerintah akibat adanya perubahan status pada salah satu bank

Since the data period of August 2017, there is a change of coverage of National Private Bank and
Government Bank due to status change for one of the banks
2015 2016
Jan Feb Mar Apr May Jun Jul Aug Sep
0 0 - - - - - - - - -

12.3 10.86 10.89 10.86 10.78 10.89 10.87 10.81 10.82 10.81 10.77

11.35 10.43 10.45 10.4 10.36 10.55 10.48 10.48 10.46 10.45 10.42

13.08 13.04 13.06 13.04 12.97 13.05 12.87 12.78 12.77 12.72 12.67

0 0 - - - - - - - - -

13.5 12.59 12.48 12.32 12.17 12.14 12.32 11.97 12 12.02 12.11

12.19 11.49 11.46 11.48 11.47 11.42 10.43 10.51 11.35 11.31 11.63

13.49 13.11 13.1 13.1 13.06 13.04 13.01 12.98 12.96 12.94 12.93

0 0 - - - - - - - - -

12.82 12.1 12.07 11.96 11.91 11.82 11.73 11.7 11.6 11.62 11.5

12.77 11.94 11.88 11.78 11.74 11.65 11.52 11.58 11.48 11.37 11.23

13.66 13.28 13.24 13.2 13.1 13.2 13.12 12.95 12.83 12.61 12.53

0 0 - - - - - - - - -

10.79 9.21 9.04 8.95 8.88 8.74 8.66 8.77 8.61 8.48 8.27

11.25 10.32 10.03 9.91 9.83 9.82 9.85 9.91 9.87 9.82 9.5

28.93 28.45 28.19 28.03 27.85 27.85 27.86 25.58 25.3 25.13 25.16

0 0 - - - - - - - - -

12.46 11.36 11.34 11.26 11.19 11.2 11.15 11.12 11.07 11.07 10.99

12.12 11.21 11.17 11.1 11.05 11.1 10.96 11 10.97 10.91 10.83

13.88 13.59 13.58 13.56 13.48 13.48 13.37 13.21 13.14 13.03 12.97
 2017
Oct Nov Dec Jan Feb Mar Apr May Jun Jul
- - - - - - - - - -

10.76 10.69 10.54 10.66 10.66 10.53 10.45 10.4 10.36 10.32

10.38 10.34 10.29 10.26 10.22 10.17 10.02 10.01 10.06 10.06

12.61 12.53 12.35 12.35 12.27 12.13 12.07 12.01 12 11.92

- - - - - - - - - -

12 11.95 11.74 11.6 11.56 11.54 11.48 11.5 11.52 11.55

11.54 11.5 11.39 11.58 11.23 11.32 11.3 11.25 11.25 11.21

12.88 12.83 12.77 12.77 12.75 12.67 12.63 12.59 12.56 12.53

- - - - - - - - - -

11.44 11.34 11.12 11.12 11.06 10.99 10.94 10.9 10.88 11

11.2 11.03 10.89 10.81 10.72 10.69 10.65 10.63 10.67 10.64

12.41 12.24 12.17 12.13 12.06 11.95 11.9 11.84 11.79 11.63

- - - - - - - - - -

8.05 7.97 7.83 7.83 7.77 7.71 7.77 8.03 8.29 8.47

9.12 8.95 8.84 8.75 8.67 8.58 8.64 8.87 9.31 9.59

25.66 25.08 24.9 24.96 25.07 24.94 24.62 24.5 24.17 24.12

- - - - - - - - - -

10.94 10.87 10.68 10.72 10.69 10.59 10.53 10.51 10.49 10.55

10.78 10.66 10.56 10.51 10.43 10.38 10.3 10.29 10.35 10.36

12.91 12.78 12.66 12.64 12.6 12.48 12.4 12.34 12.3 12.2
 2018 2019
Aug Sep Oct Nov Dec Jan
- - - - - 0 -

10.19 10.14 10.11 10.04 10 10 10.2

10.05 10.07 10.06 10.34 10.34 10.34 10.13

11.46 11.39 11.33 11.28 11.2 11.2 11.2

- - - - - 0 -

11.46 11.39 11.52 11.54 11.23 11.23 11.19

11.19 11.17 11.21 11.17 11.05 11.05 11

12.48 12.42 12.36 12.3 12.21 12.21 12.19

- - - - - 0 -

10.95 11.24 10.97 11.02 10.95 10.95 10.99

10.66 11.02 10.67 10.69 10.67 10.67 10.6

11.56 11.52 11.41 11.44 11.41 11.41 11.35

- - - - - 0 -

8.61 8.65 8.79 8.98 8.04 8.04 9.07

9.66 9.71 9.78 9.85 7.56 7.56 9.94

24.12 24.01 24 23.96 23.87 23.87 24.3

- - - - - 0 -

10.48 10.59 10.47 10.48 10.34 10.34 10.52

10.37 10.54 10.38 10.51 10.38 10.38 10.38

11.96 11.9 11.83 11.8 11.73 11.73 11.72

GROUP OF BANKS AND TYPE OF LOANS

State Banks 1
Working Capital Loans 2
Investment Loans 3
Consumer Loans 4
Regional Government Banks 5
Working Capital Loans 6
Investment Loans 7
Consumer Loans 8
Private National Banks 9
Working Capital Loans 10
Investment Loans 11
Consumer Loans 12
Foreign Banks and Joint Banks 13
Working Capital Loans 14
Investment Loans 15
Consumer Loans 16
Commercial Banks 17
Working Capital Loans 18
Investment Loans 19
Consumer Loans 20