i = 1% i = 2%

n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.9901 1.0100 0.9901 1.0100 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.9804 1.0200 0.9804 1.0200 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.9803 1.0201 1.9704 0.5075 2.0100 0.4975 1.0000 0.9803 0.4975 2 0.9612 1.0404 1.9416 0.5150 2.0200 0.4950 1.0000 0.9612 0.4950
3 0.9706 1.0303 2.9410 0.3400 3.0301 0.3300 3.0100 2.9215 0.9934 3 0.9423 1.0612 2.8839 0.3468 3.0604 0.3268 3.0200 2.8458 0.9868
4 0.9610 1.0406 3.9020 0.2563 4.0604 0.2463 6.0401 5.8044 1.4876 4 0.9238 1.0824 3.8077 0.2626 4.1216 0.2426 6.0804 5.6173 1.4752
5 0.9515 1.0510 4.8534 0.2060 5.1010 0.1960 10.1005 9.6103 1.9801 5 0.9057 1.1041 4.7135 0.2122 5.2040 0.1922 10.2020 9.2403 1.9604
6 0.9420 1.0615 5.7955 0.1725 6.1520 0.1625 15.2015 14.3205 2.4710 6 0.8880 1.1262 5.6014 0.1785 6.3081 0.1585 15.4060 13.6801 2.4423
7 0.9327 1.0721 6.7282 0.1486 7.2135 0.1386 21.3535 19.9168 2.9602 7 0.8706 1.1487 6.4720 0.1545 7.4343 0.1345 21.7142 18.9035 2.9208
8 0.9235 1.0829 7.6517 0.1307 8.2857 0.1207 28.5671 26.3812 3.4478 8 0.8535 1.1717 7.3255 0.1365 8.5830 0.1165 29.1485 24.8779 3.3961
9 0.9143 1.0937 8.5660 0.1167 9.3685 0.1067 36.8527 33.6959 3.9337 9 0.8368 1.1951 8.1622 0.1225 9.7546 0.1025 37.7314 31.5720 3.8681
10 0.9053 1.1046 9.4713 0.1056 10.4622 0.0956 46.2213 41.8435 4.4179 10 0.8203 1.2190 8.9826 0.1113 10.9497 0.0913 47.4860 38.9551 4.3367
11 0.8963 1.1157 10.3676 0.0965 11.5668 0.0865 56.6835 50.8067 4.9005 11 0.8043 1.2434 9.7868 0.1022 12.1687 0.0822 58.4358 46.9977 4.8021
12 0.8874 1.1268 11.2551 0.0888 12.6825 0.0788 68.2503 60.5687 5.3815 12 0.7885 1.2682 10.5753 0.0946 13.4121 0.0746 70.6045 55.6712 5.2642
13 0.8787 1.1381 12.1337 0.0824 13.8093 0.0724 80.9328 71.1126 5.8607 13 0.7730 1.2936 11.3484 0.0881 14.6803 0.0681 84.0166 64.9475 5.7231
14 0.8700 1.1495 13.0037 0.0769 14.9474 0.0669 94.7421 82.4221 6.3384 14 0.7579 1.3195 12.1062 0.0826 15.9739 0.0626 98.6969 74.7999 6.1786
15 0.8613 1.1610 13.8651 0.0721 16.0969 0.0621 109.6896 94.4810 6.8143 15 0.7430 1.3459 12.8493 0.0778 17.2934 0.0578 114.6708 85.2021 6.6309
16 0.8528 1.1726 14.7179 0.0679 17.2579 0.0579 125.7864 107.2734 7.2886 16 0.7284 1.3728 13.5777 0.0737 18.6393 0.0537 131.9643 96.1288 7.0799
17 0.8444 1.1843 15.5623 0.0643 18.4304 0.0543 143.0443 120.7834 7.7613 17 0.7142 1.4002 14.2919 0.0700 20.0121 0.0500 150.6035 107.5554 7.5256
18 0.8360 1.1961 16.3983 0.0610 19.6147 0.0510 161.4748 134.9957 8.2323 18 0.7002 1.4282 14.9920 0.0667 21.4123 0.0467 170.6156 119.4581 7.9681
19 0.8277 1.2081 17.2260 0.0581 20.8109 0.0481 181.0895 149.8950 8.7017 19 0.6864 1.4568 15.6785 0.0638 22.8406 0.0438 192.0279 131.8139 8.4073
20 0.8195 1.2202 18.0456 0.0554 22.0190 0.0454 201.9004 165.4664 9.1694 20 0.6730 1.4859 16.3514 0.0612 24.2974 0.0412 214.8685 144.6003 8.8433
21 0.8114 1.2324 18.8570 0.0530 23.2392 0.0430 223.9194 181.6950 9.6354 21 0.6598 1.5157 17.0112 0.0588 25.7833 0.0388 239.1659 157.7959 9.2760
22 0.8034 1.2447 19.6604 0.0509 24.4716 0.0409 247.1586 198.5663 10.0998 22 0.6468 1.5460 17.6580 0.0566 27.2990 0.0366 264.9492 171.3795 9.7055
24 0.7876 1.2697 21.2434 0.0471 26.9735 0.0371 297.3465 234.1800 11.0237 24 0.6217 1.6084 18.9139 0.0529 30.4219 0.0329 321.0931 199.6305 10.5547
25 0.7798 1.2824 22.0232 0.0454 28.2432 0.0354 324.3200 252.8945 11.4831 25 0.6095 1.6406 19.5235 0.0512 32.0303 0.0312 351.5150 214.2592 10.9745
26 0.7720 1.2953 22.7952 0.0439 29.5256 0.0339 352.5631 272.1957 11.9409 26 0.5976 1.6734 20.1210 0.0497 33.6709 0.0297 383.5453 229.1987 11.3910
27 0.7644 1.3082 23.5596 0.0424 30.8209 0.0324 382.0888 292.0702 12.3971 27 0.5859 1.7069 20.7069 0.0483 35.3443 0.0283 417.2162 244.4311 11.8043
28 0.7568 1.3213 24.3164 0.0411 32.1291 0.0311 412.9097 312.5047 12.8516 28 0.5744 1.7410 21.2813 0.0470 37.0512 0.0270 452.5605 259.9392 12.2145
30 0.7419 1.3478 25.8077 0.0387 34.7849 0.0287 478.4892 355.0021 13.7557 30 0.5521 1.8114 22.3965 0.0446 40.5681 0.0246 528.4040 291.7164 13.0251
35 0.7059 1.4166 29.4086 0.0340 41.6603 0.0240 666.0276 470.1583 15.9871 35 0.5000 1.9999 24.9986 0.0400 49.9945 0.0200 749.7239 374.8826 14.9961
36 0.6989 1.4308 30.1075 0.0332 43.0769 0.0232 707.6878 494.6207 16.4285 36 0.4902 2.0399 25.4888 0.0392 51.9944 0.0192 799.7184 392.0405 15.3809
40 0.6717 1.4889 32.8347 0.0305 48.8864 0.0205 888.6373 596.8561 18.1776 40 0.4529 2.2080 27.3555 0.0366 60.4020 0.0166 1020.0992 461.9931 16.8885
42 0.6584 1.5188 34.1581 0.0293 51.8790 0.0193 987.8989 650.4514 19.0424 42 0.4353 2.2972 28.2348 0.0354 64.8622 0.0154 1143.1112 497.6010 17.6237
45 0.6391 1.5648 36.0945 0.0277 56.4811 0.0177 1148.1075 733.7037 20.3273 45 0.4102 2.4379 29.4902 0.0339 71.8927 0.0139 1344.6355 551.5652 18.7034
56 0.5728 1.7458 42.7200 0.0234 74.5810 0.0134 1858.0982 1064.3188 24.9138 56 0.3299 3.0312 33.5047 0.0298 101.5583 0.0098 2277.9132 751.4975 22.4296
63 0.5343 1.8717 46.5739 0.0215 87.1744 0.0115 2417.4443 1291.5461 27.7311 63 0.2872 3.4819 35.6398 0.0281 124.0928 0.0081 3054.6403 877.3023 24.6158

i = 3% i = 5%
n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.9709 1.0300 0.9709 1.0300 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.9524 1.0500 0.9524 1.0500 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.9426 1.0609 1.9135 0.5226 2.0300 0.4926 1.0000 0.9426 0.4926 2 0.9070 1.1025 1.8594 0.5378 2.0500 0.4878 1.0000 0.9070 0.4878
3 0.9151 1.0927 2.8286 0.3535 3.0909 0.3235 3.0300 2.7729 0.9803 3 0.8638 1.1576 2.7232 0.3672 3.1525 0.3172 3.0500 2.6347 0.9675
4 0.8885 1.1255 3.7171 0.2690 4.1836 0.2390 6.1209 5.4383 1.4631 4 0.8227 1.2155 3.5460 0.2820 4.3101 0.2320 6.2025 5.1028 1.4391
5 0.8626 1.1593 4.5797 0.2184 5.3091 0.1884 10.3045 8.8888 1.9409 5 0.7835 1.2763 4.3295 0.2310 5.5256 0.1810 10.5126 8.2369 1.9025
6 0.8375 1.1941 5.4172 0.1846 6.4684 0.1546 15.6137 13.0762 2.4138 6 0.7462 1.3401 5.0757 0.1970 6.8019 0.1470 16.0383 11.9680 2.3579
7 0.8131 1.2299 6.2303 0.1605 7.6625 0.1305 22.0821 17.9547 2.8819 7 0.7107 1.4071 5.7864 0.1728 8.1420 0.1228 22.8402 16.2321 2.8052
8 0.7894 1.2668 7.0197 0.1425 8.8923 0.1125 29.7445 23.4806 3.3450 8 0.6768 1.4775 6.4632 0.1547 9.5491 0.1047 30.9822 20.9700 3.2445
9 0.7664 1.3048 7.7861 0.1284 10.1591 0.0984 38.6369 29.6119 3.8032 9 0.6446 1.5513 7.1078 0.1407 11.0266 0.0907 40.5313 26.1268 3.6758
10 0.7441 1.3439 8.5302 0.1172 11.4639 0.0872 48.7960 36.3088 4.2565 10 0.6139 1.6289 7.7217 0.1295 12.5779 0.0795 51.5579 31.6520 4.0991
11 0.7224 1.3842 9.2526 0.1081 12.8078 0.0781 60.2599 43.5330 4.7049 11 0.5847 1.7103 8.3064 0.1204 14.2068 0.0704 64.1357 37.4988 4.5144
12 0.7014 1.4258 9.9540 0.1005 14.1920 0.0705 73.0677 51.2482 5.1485 12 0.5568 1.7959 8.8633 0.1128 15.9171 0.0628 78.3425 43.6241 4.9219
13 0.6810 1.4685 10.6350 0.0940 15.6178 0.0640 87.2597 59.4196 5.5872 13 0.5303 1.8856 9.3936 0.1065 17.7130 0.0565 94.2597 49.9879 5.3215
14 0.6611 1.5126 11.2961 0.0885 17.0863 0.0585 102.8775 68.0141 6.0210 14 0.5051 1.9799 9.8986 0.1010 19.5986 0.0510 111.9726 56.5538 5.7133
15 0.6419 1.5580 11.9379 0.0838 18.5989 0.0538 119.9638 77.0002 6.4500 15 0.4810 2.0789 10.3797 0.0963 21.5786 0.0463 131.5713 63.2880 6.0973
16 0.6232 1.6047 12.5611 0.0796 20.1569 0.0496 138.5627 86.3477 6.8742 16 0.4581 2.1829 10.8378 0.0923 23.6575 0.0423 153.1498 70.1597 6.4736
17 0.6050 1.6528 13.1661 0.0760 21.7616 0.0460 158.7196 96.0280 7.2936 17 0.4363 2.2920 11.2741 0.0887 25.8404 0.0387 176.8073 77.1405 6.8423
18 0.5874 1.7024 13.7535 0.0727 23.4144 0.0427 180.4812 106.0137 7.7081 18 0.4155 2.4066 11.6896 0.0855 28.1324 0.0355 202.6477 84.2043 7.2034
19 0.5703 1.7535 14.3238 0.0698 25.1169 0.0398 203.8956 116.2788 8.1179 19 0.3957 2.5270 12.0853 0.0827 30.5390 0.0327 230.7801 91.3275 7.5569
20 0.5537 1.8061 14.8775 0.0672 26.8704 0.0372 229.0125 126.7987 8.5229 20 0.3769 2.6533 12.4622 0.0802 33.0660 0.0302 261.3191 98.4884 7.9030
21 0.5375 1.8603 15.4150 0.0649 28.6765 0.0349 255.8829 137.5496 8.9231 21 0.3589 2.7860 12.8212 0.0780 35.7193 0.0280 294.3850 105.6673 8.2416
22 0.5219 1.9161 15.9369 0.0627 30.5368 0.0327 284.5593 148.5094 9.3186 22 0.3418 2.9253 13.1630 0.0760 38.5052 0.0260 330.1043 112.8461 8.5730
24 0.4919 2.0328 16.9355 0.0590 34.4265 0.0290 347.5490 170.9711 10.0954 24 0.3101 3.2251 13.7986 0.0725 44.5020 0.0225 410.0400 127.1402 9.2140
25 0.4776 2.0938 17.4131 0.0574 36.4593 0.0274 381.9755 182.4336 10.4768 25 0.2953 3.3864 14.0939 0.0710 47.7271 0.0210 454.5420 134.2275 9.5238
26 0.4637 2.1566 17.8768 0.0559 38.5530 0.0259 418.4347 194.0260 10.8535 26 0.2812 3.5557 14.3752 0.0696 51.1135 0.0196 502.2691 141.2585 9.8266
27 0.4502 2.2213 18.3270 0.0546 40.7096 0.0246 456.9878 205.7309 11.2255 27 0.2678 3.7335 14.6430 0.0683 54.6691 0.0183 553.3825 148.2226 10.1224
28 0.4371 2.2879 18.7641 0.0533 42.9309 0.0233 497.6974 217.5320 11.5930 28 0.2551 3.9201 14.8981 0.0671 58.4026 0.0171 608.0517 155.1101 10.4114
30 0.4120 2.4273 19.6004 0.0510 47.5754 0.0210 585.8472 241.3613 12.3141 30 0.2314 4.3219 15.3725 0.0651 66.4388 0.0151 728.7770 168.6226 10.9691
35 0.3554 2.8139 21.4872 0.0465 60.4621 0.0165 848.7361 301.6267 14.0375 35 0.1813 5.5160 16.3742 0.0611 90.3203 0.0111 1106.4061 200.5807 12.2498
36 0.3450 2.8983 21.8323 0.0458 63.2759 0.0158 909.1981 313.7028 14.3688 36 0.1727 5.7918 16.5469 0.0604 95.8363 0.0104 1196.7265 206.6237 12.4872
40 0.3066 3.2620 23.1148 0.0433 75.4013 0.0133 1180.0420 361.7499 15.6502 40 0.1420 7.0400 17.1591 0.0583 120.7998 0.0083 1615.9955 229.5452 13.3775
42 0.2890 3.4607 23.7014 0.0422 82.0232 0.0122 1334.1065 385.5024 16.2650 42 0.1288 7.7616 17.4232 0.0574 135.2318 0.0074 1864.6350 240.2389 13.7884
45 0.2644 3.7816 24.5187 0.0408 92.7199 0.0108 1590.6620 420.6325 17.1556 45 0.1113 8.9850 17.7741 0.0563 159.7002 0.0063 2294.0031 255.3145 14.3644
56 0.1910 5.2346 26.9655 0.0371 141.1538 0.0071 2838.4589 542.2481 20.1090 56 0.0651 15.3674 18.6985 0.0535 287.3482 0.0035 4626.9650 301.0894 16.1023
63 0.1553 6.4379 28.1557 0.0355 181.2638 0.0055 3942.1264 612.3298 21.7480 63 0.0462 21.6235 19.0751 0.0524 412.4699 0.0024 6989.3970 323.2316 16.9452
i = 7% i = 8%
n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.9346 1.0700 0.9346 1.0700 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.9259 1.0800 0.9259 1.0800 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.8734 1.1449 1.8080 0.5531 2.0700 0.4831 1.0000 0.8734 0.4831 2 0.8573 1.1664 1.7833 0.5608 2.0800 0.4808 1.0000 0.8573 0.4808
3 0.8163 1.2250 2.6243 0.3811 3.2149 0.3111 3.0700 2.5060 0.9549 3 0.7938 1.2597 2.5771 0.3880 3.2464 0.3080 3.0800 2.4450 0.9487
4 0.7629 1.3108 3.3872 0.2952 4.4399 0.2252 6.2849 4.7947 1.4155 4 0.7350 1.3605 3.3121 0.3019 4.5061 0.2219 6.3264 4.6501 1.4040
5 0.7130 1.4026 4.1002 0.2439 5.7507 0.1739 10.7248 7.6467 1.8650 5 0.6806 1.4693 3.9927 0.2505 5.8666 0.1705 10.8325 7.3724 1.8465
6 0.6663 1.5007 4.7665 0.2098 7.1533 0.1398 16.4756 10.9784 2.3032 6 0.6302 1.5869 4.6229 0.2163 7.3359 0.1363 16.6991 10.5233 2.2763
7 0.6227 1.6058 5.3893 0.1856 8.6540 0.1156 23.6289 14.7149 2.7304 7 0.5835 1.7138 5.2064 0.1921 8.9228 0.1121 24.0350 14.0242 2.6937
8 0.5820 1.7182 5.9713 0.1675 10.2598 0.0975 32.2829 18.7889 3.1465 8 0.5403 1.8509 5.7466 0.1740 10.6366 0.0940 32.9578 17.8061 3.0985
9 0.5439 1.8385 6.5152 0.1535 11.9780 0.0835 42.5427 23.1404 3.5517 9 0.5002 1.9990 6.2469 0.1601 12.4876 0.0801 43.5945 21.8081 3.4910
10 0.5083 1.9672 7.0236 0.1424 13.8164 0.0724 54.5207 27.7156 3.9461 10 0.4632 2.1589 6.7101 0.1490 14.4866 0.0690 56.0820 25.9768 3.8713
11 0.4751 2.1049 7.4987 0.1334 15.7836 0.0634 68.3371 32.4665 4.3296 11 0.4289 2.3316 7.1390 0.1401 16.6455 0.0601 70.5686 30.2657 4.2395
12 0.4440 2.2522 7.9427 0.1259 17.8885 0.0559 84.1207 37.3506 4.7025 12 0.3971 2.5182 7.5361 0.1327 18.9771 0.0527 87.2141 34.6339 4.5957
13 0.4150 2.4098 8.3577 0.1197 20.1406 0.0497 102.0092 42.3302 5.0648 13 0.3677 2.7196 7.9038 0.1265 21.4953 0.0465 106.1912 39.0463 4.9402
14 0.3878 2.5785 8.7455 0.1143 22.5505 0.0443 122.1498 47.3718 5.4167 14 0.3405 2.9372 8.2442 0.1213 24.2149 0.0413 127.6865 43.4723 5.2731
15 0.3624 2.7590 9.1079 0.1098 25.1290 0.0398 144.7003 52.4461 5.7583 15 0.3152 3.1722 8.5595 0.1168 27.1521 0.0368 151.9014 47.8857 5.5945
16 0.3387 2.9522 9.4466 0.1059 27.8881 0.0359 169.8293 57.5271 6.0897 16 0.2919 3.4259 8.8514 0.1130 30.3243 0.0330 179.0535 52.2640 5.9046
17 0.3166 3.1588 9.7632 0.1024 30.8402 0.0324 197.7174 62.5923 6.4110 17 0.2703 3.7000 9.1216 0.1096 33.7502 0.0296 209.3778 56.5883 6.2037
18 0.2959 3.3799 10.0591 0.0994 33.9990 0.0294 228.5576 67.6219 6.7225 18 0.2502 3.9960 9.3719 0.1067 37.4502 0.0267 243.1280 60.8426 6.4920
19 0.2765 3.6165 10.3356 0.0968 37.3790 0.0268 262.5566 72.5991 7.0242 19 0.2317 4.3157 9.6036 0.1041 41.4463 0.0241 280.5783 65.0134 6.7697
20 0.2584 3.8697 10.5940 0.0944 40.9955 0.0244 299.9356 77.5091 7.3163 20 0.2145 4.6610 9.8181 0.1019 45.7620 0.0219 322.0246 69.0898 7.0369
21 0.2415 4.1406 10.8355 0.0923 44.8652 0.0223 340.9311 82.3393 7.5990 21 0.1987 5.0338 10.0168 0.0998 50.4229 0.0198 367.7865 73.0629 7.2940
22 0.2257 4.4304 11.0612 0.0904 49.0057 0.0204 385.7963 87.0793 7.8725 22 0.1839 5.4365 10.2007 0.0980 55.4568 0.0180 418.2094 76.9257 7.5412
24 0.1971 5.0724 11.4693 0.0872 58.1767 0.0172 488.2382 96.2545 8.3923 24 0.1577 6.3412 10.5288 0.0950 66.7648 0.0150 534.5595 84.2997 8.0066
25 0.1842 5.4274 11.6536 0.0858 63.2490 0.0158 546.4148 100.6765 8.6391 25 0.1460 6.8485 10.6748 0.0937 73.1059 0.0137 601.3242 87.8041 8.2254
26 0.1722 5.8074 11.8258 0.0846 68.6765 0.0146 609.6639 104.9814 8.8773 26 0.1352 7.3964 10.8100 0.0925 79.9544 0.0125 674.4302 91.1842 8.4352
27 0.1609 6.2139 11.9867 0.0834 74.4838 0.0134 678.3403 109.1656 9.1072 27 0.1252 7.9881 10.9352 0.0914 87.3508 0.0114 754.3846 94.4390 8.6363
28 0.1504 6.6488 12.1371 0.0824 80.6977 0.0124 752.8242 113.2264 9.3289 28 0.1159 8.6271 11.0511 0.0905 95.3388 0.0105 841.7354 97.5687 8.8289
30 0.1314 7.6123 12.4090 0.0806 94.4608 0.0106 920.8684 120.9718 9.7487 30 0.0994 10.0627 11.2578 0.0888 113.2832 0.0088 1041.0401 103.4558 9.1897
35 0.0937 10.6766 12.9477 0.0772 138.2369 0.0072 1474.8125 138.1353 10.6687 35 0.0676 14.7853 11.6546 0.0858 172.3168 0.0058 1716.4600 116.0920 9.9611
36 0.0875 11.4239 13.0352 0.0767 148.9135 0.0067 1613.0494 141.1990 10.8321 36 0.0626 15.9682 11.7172 0.0853 187.1021 0.0053 1888.7768 118.2839 10.0949
40 0.0668 14.9745 13.3317 0.0750 199.6351 0.0050 2280.5016 152.2928 11.4233 40 0.0460 21.7245 11.9246 0.0839 259.0565 0.0039 2738.2065 126.0422 10.5699
42 0.0583 17.1443 13.4524 0.0743 230.6322 0.0043 2694.7463 157.1807 11.6842 42 0.0395 25.3395 12.0067 0.0833 304.2435 0.0033 3278.0440 129.3651 10.7744
45 0.0476 21.0025 13.6055 0.0735 285.7493 0.0035 3439.2759 163.7559 12.0360 45 0.0313 31.9204 12.1084 0.0826 386.5056 0.0026 4268.8202 133.7331 11.0447
56 0.0226 44.2071 13.9626 0.0716 617.2436 0.0016 8017.7656 181.3685 12.9896 56 0.0134 74.4270 12.3321 0.0811 917.8371 0.0011 10772.9632 144.7454 11.7373
63 0.0141 70.9869 14.0845 0.0710 999.8124 0.0010 13383.0336 188.5283 13.3855 63 0.0078 127.5547 12.4020 0.0806 1581.9342 0.0006 18986.6778 148.8512 12.0022

i = 10% i = 12%
n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.9091 1.1000 0.9091 1.1000 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.8929 1.1200 0.8929 1.1200 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.8264 1.2100 1.7355 0.5762 2.1000 0.4762 1.0000 0.8264 0.4762 2 0.7972 1.2544 1.6901 0.5917 2.1200 0.4717 1.0000 0.7972 0.4717
3 0.7513 1.3310 2.4869 0.4021 3.3100 0.3021 3.1000 2.3291 0.9366 3 0.7118 1.4049 2.4018 0.4163 3.3744 0.2963 3.1200 2.2208 0.9246
4 0.6830 1.4641 3.1699 0.3155 4.6410 0.2155 6.4100 4.3781 1.3812 4 0.6355 1.5735 3.0373 0.3292 4.7793 0.2092 6.4944 4.1273 1.3589
5 0.6209 1.6105 3.7908 0.2638 6.1051 0.1638 11.0510 6.8618 1.8101 5 0.5674 1.7623 3.6048 0.2774 6.3528 0.1574 11.2737 6.3970 1.7746
6 0.5645 1.7716 4.3553 0.2296 7.7156 0.1296 17.1561 9.6842 2.2236 6 0.5066 1.9738 4.1114 0.2432 8.1152 0.1232 17.6266 8.9302 2.1720
7 0.5132 1.9487 4.8684 0.2054 9.4872 0.1054 24.8717 12.7631 2.6216 7 0.4523 2.2107 4.5638 0.2191 10.0890 0.0991 25.7418 11.6443 2.5515
8 0.4665 2.1436 5.3349 0.1874 11.4359 0.0874 34.3589 16.0287 3.0045 8 0.4039 2.4760 4.9676 0.2013 12.2997 0.0813 35.8308 14.4714 2.9131
9 0.4241 2.3579 5.7590 0.1736 13.5795 0.0736 45.7948 19.4215 3.3724 9 0.3606 2.7731 5.3282 0.1877 14.7757 0.0677 48.1305 17.3563 3.2574
10 0.3855 2.5937 6.1446 0.1627 15.9374 0.0627 59.3742 22.8913 3.7255 10 0.3220 3.1058 5.6502 0.1770 17.5487 0.0570 62.9061 20.2541 3.5847
11 0.3505 2.8531 6.4951 0.1540 18.5312 0.0540 75.3117 26.3963 4.0641 11 0.2875 3.4785 5.9377 0.1684 20.6546 0.0484 80.4549 23.1288 3.8953
12 0.3186 3.1384 6.8137 0.1468 21.3843 0.0468 93.8428 29.9012 4.3884 12 0.2567 3.8960 6.1944 0.1614 24.1331 0.0414 101.1094 25.9523 4.1897
13 0.2897 3.4523 7.1034 0.1408 24.5227 0.0408 115.2271 33.3772 4.6988 13 0.2292 4.3635 6.4235 0.1557 28.0291 0.0357 125.2426 28.7024 4.4683
14 0.2633 3.7975 7.3667 0.1357 27.9750 0.0357 139.7498 36.8005 4.9955 14 0.2046 4.8871 6.6282 0.1509 32.3926 0.0309 153.2717 31.3624 4.7317
15 0.2394 4.1772 7.6061 0.1315 31.7725 0.0315 167.7248 40.1520 5.2789 15 0.1827 5.4736 6.8109 0.1468 37.2797 0.0268 185.6643 33.9202 4.9803
16 0.2176 4.5950 7.8237 0.1278 35.9497 0.0278 199.4973 43.4164 5.5493 16 0.1631 6.1304 6.9740 0.1434 42.7533 0.0234 222.9440 36.3670 5.2147
17 0.1978 5.0545 8.0216 0.1247 40.5447 0.0247 235.4470 46.5819 5.8071 17 0.1456 6.8660 7.1196 0.1405 48.8837 0.0205 265.6973 38.6973 5.4353
18 0.1799 5.5599 8.2014 0.1219 45.5992 0.0219 275.9917 49.6395 6.0526 18 0.1300 7.6900 7.2497 0.1379 55.7497 0.0179 314.5810 40.9080 5.6427
19 0.1635 6.1159 8.3649 0.1195 51.1591 0.0195 321.5909 52.5827 6.2861 19 0.1161 8.6128 7.3658 0.1358 63.4397 0.0158 370.3307 42.9979 5.8375
20 0.1486 6.7275 8.5136 0.1175 57.2750 0.0175 372.7500 55.4069 6.5081 20 0.1037 9.6463 7.4694 0.1339 72.0524 0.0139 433.7704 44.9676 6.0202
21 0.1351 7.4002 8.6487 0.1156 64.0025 0.0156 430.0250 58.1095 6.7189 21 0.0926 10.8038 7.5620 0.1322 81.6987 0.0122 505.8228 46.8188 6.1913
22 0.1228 8.1403 8.7715 0.1140 71.4027 0.0140 494.0275 60.6893 6.9189 22 0.0826 12.1003 7.6446 0.1308 92.5026 0.0108 587.5215 48.5543 6.3514
24 0.1015 9.8497 8.9847 0.1113 88.4973 0.0113 644.9733 65.4813 7.2881 24 0.0659 15.1786 7.7843 0.1285 118.1552 0.0085 784.6270 51.6929 6.6406
25 0.0923 10.8347 9.0770 0.1102 98.3471 0.0102 733.4706 67.6964 7.4580 25 0.0588 17.0001 7.8431 0.1275 133.3339 0.0075 902.7823 53.1046 6.7708
26 0.0839 11.9182 9.1609 0.1092 109.1818 0.0092 831.8177 69.7940 7.6186 26 0.0525 19.0401 7.8957 0.1267 150.3339 0.0067 1036.1161 54.4177 6.8921
27 0.0763 13.1100 9.2372 0.1083 121.0999 0.0083 940.9994 71.7773 7.7704 27 0.0469 21.3249 7.9426 0.1259 169.3740 0.0059 1186.4501 55.6369 7.0049
28 0.0693 14.4210 9.3066 0.1075 134.2099 0.0075 1062.0994 73.6495 7.9137 28 0.0419 23.8839 7.9844 0.1252 190.6989 0.0052 1355.8241 56.7674 7.1098
30 0.0573 17.4494 9.4269 0.1061 164.4940 0.0061 1344.9402 77.0766 8.1762 30 0.0334 29.9599 8.0552 0.1241 241.3327 0.0041 1761.1057 58.7821 7.2974
35 0.0356 28.1024 9.6442 0.1037 271.0244 0.0037 2360.2437 83.9872 8.7086 35 0.0189 52.7996 8.1755 0.1223 431.6635 0.0023 3305.5291 62.6052 7.6577
36 0.0323 30.9127 9.6765 0.1033 299.1268 0.0033 2631.2681 85.1194 8.7965 36 0.0169 59.1356 8.1924 0.1221 484.4631 0.0021 3737.1926 63.1970 7.7141
40 0.0221 45.2593 9.7791 0.1023 442.5926 0.0023 4025.9256 88.9525 9.0962 40 0.0107 93.0510 8.2438 0.1213 767.0914 0.0013 6059.0952 65.1159 7.8988
42 0.0183 54.7637 9.8174 0.1019 537.6370 0.0019 4956.3699 90.5047 9.2188 42 0.0086 116.7231 8.2619 0.1210 964.3595 0.0010 7686.3290 65.8509 7.9704
45 0.0137 72.8905 9.8628 0.1014 718.9048 0.0014 6739.0484 92.4544 9.3740 45 0.0061 163.9876 8.2825 0.1207 1358.2300 0.0007 10943.5836 66.7342 8.0572
56 0.0048 207.9651 9.9519 0.1005 2069.6506 0.0005 20136.5057 96.8264 9.7294 56 0.0018 570.4391 8.3187 0.1202 4745.3257 0.0002 39077.7138 68.5046 8.2350
63 0.0025 405.2651 9.9753 0.1002 4042.6506 0.0002 39796.5062 98.1987 9.8442 63 0.0008 1261.0591 8.3267 0.1201 10500.4922 0.0001 86979.1017 68.9731 8.2833
i = 15% i = 18%
n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.8696 1.1500 0.8696 1.1500 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.8475 1.1800 0.8475 1.1800 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.7561 1.3225 1.6257 0.6151 2.1500 0.4651 1.0000 0.7561 0.4651 2 0.7182 1.3924 1.5656 0.6387 2.1800 0.4587 1.0000 0.7182 0.4587
3 0.6575 1.5209 2.2832 0.4380 3.4725 0.2880 3.1500 2.0712 0.9071 3 0.6086 1.6430 2.1743 0.4599 3.5724 0.2799 3.1800 1.9354 0.8902
4 0.5718 1.7490 2.8550 0.3503 4.9934 0.2003 6.6225 3.7864 1.3263 4 0.5158 1.9388 2.6901 0.3717 5.2154 0.1917 6.7524 3.4828 1.2947
5 0.4972 2.0114 3.3522 0.2983 6.7424 0.1483 11.6159 5.7751 1.7228 5 0.4371 2.2878 3.1272 0.3198 7.1542 0.1398 11.9678 5.2312 1.6728
6 0.4323 2.3131 3.7845 0.2642 8.7537 0.1142 18.3583 7.9368 2.0972 6 0.3704 2.6996 3.4976 0.2859 9.4420 0.1059 19.1220 7.0834 2.0252
7 0.3759 2.6600 4.1604 0.2404 11.0668 0.0904 27.1120 10.1924 2.4498 7 0.3139 3.1855 3.8115 0.2624 12.1415 0.0824 28.5640 8.9670 2.3526
8 0.3269 3.0590 4.4873 0.2229 13.7268 0.0729 38.1788 12.4807 2.7813 8 0.2660 3.7589 4.0776 0.2452 15.3270 0.0652 40.7055 10.8292 2.6558
9 0.2843 3.5179 4.7716 0.2096 16.7858 0.0596 51.9056 14.7548 3.0922 9 0.2255 4.4355 4.3030 0.2324 19.0859 0.0524 56.0325 12.6329 2.9358
10 0.2472 4.0456 5.0188 0.1993 20.3037 0.0493 68.6915 16.9795 3.3832 10 0.1911 5.2338 4.4941 0.2225 23.5213 0.0425 75.1184 14.3525 3.1936
11 0.2149 4.6524 5.2337 0.1911 24.3493 0.0411 88.9952 19.1289 3.6549 11 0.1619 6.1759 4.6560 0.2148 28.7551 0.0348 98.6397 15.9716 3.4303
12 0.1869 5.3503 5.4206 0.1845 29.0017 0.0345 113.3444 21.1849 3.9082 12 0.1372 7.2876 4.7932 0.2086 34.9311 0.0286 127.3948 17.4811 3.6470
13 0.1625 6.1528 5.5831 0.1791 34.3519 0.0291 142.3461 23.1352 4.1438 13 0.1163 8.5994 4.9095 0.2037 42.2187 0.0237 162.3259 18.8765 3.8449
14 0.1413 7.0757 5.7245 0.1747 40.5047 0.0247 176.6980 24.9725 4.3624 14 0.0985 10.1472 5.0081 0.1997 50.8180 0.0197 204.5446 20.1576 4.0250
15 0.1229 8.1371 5.8474 0.1710 47.5804 0.0210 217.2027 26.6930 4.5650 15 0.0835 11.9737 5.0916 0.1964 60.9653 0.0164 255.3626 21.3269 4.1887
16 0.1069 9.3576 5.9542 0.1679 55.7175 0.0179 264.7831 28.2960 4.7522 16 0.0708 14.1290 5.1624 0.1937 72.9390 0.0137 316.3279 22.3885 4.3369
17 0.0929 10.7613 6.0472 0.1654 65.0751 0.0154 320.5006 29.7828 4.9251 17 0.0600 16.6722 5.2223 0.1915 87.0680 0.0115 389.2669 23.3482 4.4708
18 0.0808 12.3755 6.1280 0.1632 75.8364 0.0132 385.5757 31.1565 5.0843 18 0.0508 19.6733 5.2732 0.1896 103.7403 0.0096 476.3349 24.2123 4.5916
19 0.0703 14.2318 6.1982 0.1613 88.2118 0.0113 461.4121 32.4213 5.2307 19 0.0431 23.2144 5.3162 0.1881 123.4135 0.0081 580.0752 24.9877 4.7003
20 0.0611 16.3665 6.2593 0.1598 102.4436 0.0098 549.6239 33.5822 5.3651 20 0.0365 27.3930 5.3527 0.1868 146.6280 0.0068 703.4887 25.6813 4.7978
21 0.0531 18.8215 6.3125 0.1584 118.8101 0.0084 652.0675 34.6448 5.4883 21 0.0309 32.3238 5.3837 0.1857 174.0210 0.0057 850.1167 26.3000 4.8851
22 0.0462 21.6447 6.3587 0.1573 137.6316 0.0073 770.8776 35.6150 5.6010 22 0.0262 38.1421 5.4099 0.1848 206.3448 0.0048 1024.1377 26.8506 4.9632
24 0.0349 28.6252 6.4338 0.1554 184.1678 0.0054 1067.7856 37.3023 5.7979 24 0.0188 53.1090 5.4509 0.1835 289.4945 0.0035 1474.9693 27.7725 5.0950
25 0.0304 32.9190 6.4641 0.1547 212.7930 0.0047 1251.9534 38.0314 5.8834 25 0.0160 62.6686 5.4669 0.1829 342.6035 0.0029 1764.4638 28.1555 5.1502
26 0.0264 37.8568 6.4906 0.1541 245.7120 0.0041 1464.7465 38.6918 5.9612 26 0.0135 73.9490 5.4804 0.1825 405.2721 0.0025 2107.0673 28.4935 5.1991
27 0.0230 43.5353 6.5135 0.1535 283.5688 0.0035 1710.4584 39.2890 6.0319 27 0.0115 87.2598 5.4919 0.1821 479.2211 0.0021 2512.3394 28.7915 5.2425
28 0.0200 50.0656 6.5335 0.1531 327.1041 0.0031 1994.0272 39.8283 6.0960 28 0.0097 102.9666 5.5016 0.1818 566.4809 0.0018 2991.5605 29.0537 5.2810
30 0.0151 66.2118 6.5660 0.1523 434.7451 0.0023 2698.3010 40.7526 6.2066 30 0.0070 143.3706 5.5168 0.1813 790.9480 0.0013 4227.4888 29.4864 5.3448
35 0.0075 133.1755 6.6166 0.1511 881.1702 0.0011 5641.1344 42.3586 6.4019 35 0.0030 327.9973 5.5386 0.1806 1816.6516 0.0006 9898.0645 30.1773 5.4485
36 0.0065 153.1519 6.6231 0.1510 1014.3457 0.0010 6522.3045 42.5872 6.4301 36 0.0026 387.0368 5.5412 0.1805 2144.6489 0.0005 11714.7161 30.2677 5.4623
40 0.0037 267.8635 6.6418 0.1506 1779.0903 0.0006 11593.9354 43.2830 6.5168 40 0.0013 750.3783 5.5482 0.1802 4163.2130 0.0002 22906.7390 30.5269 5.5022
42 0.0028 354.2495 6.6478 0.1504 2354.9969 0.0004 15419.9796 43.5286 6.5478 42 0.0010 1044.8268 5.5502 0.1802 5799.0378 0.0002 31983.5434 30.6113 5.5153
45 0.0019 538.7693 6.6543 0.1503 3585.1285 0.0003 23600.8564 43.8051 6.5830 45 0.0006 1716.6839 5.5523 0.1801 9531.5771 0.0001 52703.2061 30.7006 5.5293
56 0.0004 2506.5655 6.6640 0.1501 16703.7701 0.0001 110985.1338 44.2778 6.6443 56 0.0001 10602.1125 5.5550 0.1800 58895.0696 0.0000 326883.7198 30.8319 5.5503
63 0.0001 6667.5141 6.6657 0.1500 44443.4273 0.0000 295869.5152 44.3748 6.6572 63 0.0000 33772.7527 5.5554 0.1800 187620.8485 0.0000 1041988.0472 30.8529 5.5537

i = 20% i = 25%
n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.8333 1.2000 0.8333 1.2000 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.8000 1.2500 0.8000 1.2500 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.6944 1.4400 1.5278 0.6545 2.2000 0.4545 1.0000 0.6944 0.4545 2 0.6400 1.5625 1.4400 0.6944 2.2500 0.4444 1.0000 0.6400 0.4444
3 0.5787 1.7280 2.1065 0.4747 3.6400 0.2747 3.2000 1.8519 0.8791 3 0.5120 1.9531 1.9520 0.5123 3.8125 0.2623 3.2500 1.6640 0.8525
4 0.4823 2.0736 2.5887 0.3863 5.3680 0.1863 6.8400 3.2986 1.2742 4 0.4096 2.4414 2.3616 0.4234 5.7656 0.1734 7.0625 2.8928 1.2249
5 0.4019 2.4883 2.9906 0.3344 7.4416 0.1344 12.2080 4.9061 1.6405 5 0.3277 3.0518 2.6893 0.3718 8.2070 0.1218 12.8281 4.2035 1.5631
6 0.3349 2.9860 3.3255 0.3007 9.9299 0.1007 19.6496 6.5806 1.9788 6 0.2621 3.8147 2.9514 0.3388 11.2588 0.0888 21.0352 5.5142 1.8683
7 0.2791 3.5832 3.6046 0.2774 12.9159 0.0774 29.5795 8.2551 2.2902 7 0.2097 4.7684 3.1611 0.3163 15.0735 0.0663 32.2939 6.7725 2.1424
8 0.2326 4.2998 3.8372 0.2606 16.4991 0.0606 42.4954 9.8831 2.5756 8 0.1678 5.9605 3.3289 0.3004 19.8419 0.0504 47.3674 7.9469 2.3872
9 0.1938 5.1598 4.0310 0.2481 20.7989 0.0481 58.9945 11.4335 2.8364 9 0.1342 7.4506 3.4631 0.2888 25.8023 0.0388 67.2093 9.0207 2.6048
10 0.1615 6.1917 4.1925 0.2385 25.9587 0.0385 79.7934 12.8871 3.0739 10 0.1074 9.3132 3.5705 0.2801 33.2529 0.0301 93.0116 9.9870 2.7971
11 0.1346 7.4301 4.3271 0.2311 32.1504 0.0311 105.7521 14.2330 3.2893 11 0.0859 11.6415 3.6564 0.2735 42.5661 0.0235 126.2645 10.8460 2.9663
12 0.1122 8.9161 4.4392 0.2253 39.5805 0.0253 137.9025 15.4667 3.4841 12 0.0687 14.5519 3.7251 0.2684 54.2077 0.0184 168.8306 11.6020 3.1145
13 0.0935 10.6993 4.5327 0.2206 48.4966 0.0206 177.4830 16.5883 3.6597 13 0.0550 18.1899 3.7801 0.2645 68.7596 0.0145 223.0383 12.2617 3.2437
14 0.0779 12.8392 4.6106 0.2169 59.1959 0.0169 225.9796 17.6008 3.8175 14 0.0440 22.7374 3.8241 0.2615 86.9495 0.0115 291.7979 12.8334 3.3559
15 0.0649 15.4070 4.6755 0.2139 72.0351 0.0139 285.1755 18.5095 3.9588 15 0.0352 28.4217 3.8593 0.2591 109.6868 0.0091 378.7474 13.3260 3.4530
16 0.0541 18.4884 4.7296 0.2114 87.4421 0.0114 357.2106 19.3208 4.0851 16 0.0281 35.5271 3.8874 0.2572 138.1085 0.0072 488.4342 13.7482 3.5366
17 0.0451 22.1861 4.7746 0.2094 105.9306 0.0094 444.6528 20.0419 4.1976 17 0.0225 44.4089 3.9099 0.2558 173.6357 0.0058 626.5427 14.1085 3.6084
18 0.0376 26.6233 4.8122 0.2078 128.1167 0.0078 550.5833 20.6805 4.2975 18 0.0180 55.5112 3.9279 0.2546 218.0446 0.0046 800.1784 14.4147 3.6698
19 0.0313 31.9480 4.8435 0.2065 154.7400 0.0065 678.7000 21.2439 4.3861 19 0.0144 69.3889 3.9424 0.2537 273.5558 0.0037 1018.2230 14.6741 3.7222
20 0.0261 38.3376 4.8696 0.2054 186.6880 0.0054 833.4400 21.7395 4.4643 20 0.0115 86.7362 3.9539 0.2529 342.9447 0.0029 1291.7788 14.8932 3.7667
21 0.0217 46.0051 4.8913 0.2044 225.0256 0.0044 1020.1280 22.1742 4.5334 21 0.0092 108.4202 3.9631 0.2523 429.6809 0.0023 1634.7235 15.0777 3.8045
22 0.0181 55.2061 4.9094 0.2037 271.0307 0.0037 1245.1536 22.5546 4.5941 22 0.0074 135.5253 3.9705 0.2519 538.1011 0.0019 2064.4043 15.2326 3.8365
24 0.0126 79.4968 4.9371 0.2025 392.4842 0.0025 1842.4212 23.1760 4.6943 24 0.0047 211.7582 3.9811 0.2512 843.0329 0.0012 3276.1318 15.4711 3.8861
25 0.0105 95.3962 4.9476 0.2021 471.9811 0.0021 2234.9054 23.4276 4.7352 25 0.0038 264.6978 3.9849 0.2509 1054.7912 0.0009 4119.1647 15.5618 3.9052
26 0.0087 114.4755 4.9563 0.2018 567.3773 0.0018 2706.8865 23.6460 4.7709 26 0.0030 330.8722 3.9879 0.2508 1319.4890 0.0008 5173.9559 15.6373 3.9212
27 0.0073 137.3706 4.9636 0.2015 681.8528 0.0015 3274.2638 23.8353 4.8020 27 0.0024 413.5903 3.9903 0.2506 1650.3612 0.0006 6493.4449 15.7002 3.9346
28 0.0061 164.8447 4.9697 0.2012 819.2233 0.0012 3956.1166 23.9991 4.8291 28 0.0019 516.9879 3.9923 0.2505 2063.9515 0.0005 8143.8061 15.7524 3.9457
30 0.0042 237.3763 4.9789 0.2008 1181.8816 0.0008 5759.4078 24.2628 4.8731 30 0.0012 807.7936 3.9950 0.2503 3227.1743 0.0003 12788.6971 15.8316 3.9628
35 0.0017 590.6682 4.9915 0.2003 2948.3411 0.0003 14566.7057 24.6614 4.9406 35 0.0004 2465.1903 3.9984 0.2501 9856.7613 0.0001 39287.0453 15.9367 3.9858
36 0.0014 708.8019 4.9929 0.2003 3539.0094 0.0003 17515.0469 24.7108 4.9491 36 0.0003 3081.4879 3.9987 0.2501 12321.9516 0.0001 49143.8066 15.9481 3.9883
40 0.0007 1469.7716 4.9966 0.2001 7343.8578 0.0001 36519.2892 24.8469 4.9728 40 0.0001 7523.1638 3.9995 0.2500 30088.6554 0.0000 120194.6215 15.9766 3.9947
42 0.0005 2116.4711 4.9976 0.2001 10577.3553 0.0001 52676.7764 24.8890 4.9801 42 0.0001 11754.9435 3.9997 0.2500 47015.7740 0.0000 187895.0961 15.9843 3.9964
45 0.0003 3657.2620 4.9986 0.2001 18281.3099 0.0001 91181.5497 24.9316 4.9877 45 0.0000 22958.8740 3.9998 0.2500 91831.4962 0.0000 367145.9846 15.9915 3.9980
56 0.0000 27173.7627 4.9998 0.2000 135863.8135 0.0000 679039.0677 24.9888 4.9979 56 0.0000 267276.4710 4.0000 0.2500 1069101.8840 0.0000 4276183.5361 15.9991 3.9998
63 0.0000 97368.5048 4.9999 0.2000 486837.5240 0.0000 2433872.6201 24.9965 4.9994 63 0.0000 1274473.5289 4.0000 0.2500 5097890.1156 0.0000 20391308.4625 15.9998 4.0000
i = 30% i = 35%
n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.7692 1.3000 0.7692 1.3000 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.7407 1.3500 0.7407 1.3500 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.5917 1.6900 1.3609 0.7348 2.3000 0.4348 1.0000 0.5917 0.4348 2 0.5487 1.8225 1.2894 0.7755 2.3500 0.4255 1.0000 0.5487 0.4255
3 0.4552 2.1970 1.8161 0.5506 3.9900 0.2506 3.3000 1.5020 0.8271 3 0.4064 2.4604 1.6959 0.5897 4.1725 0.2397 3.3500 1.3616 0.8029
4 0.3501 2.8561 2.1662 0.4616 6.1870 0.1616 7.2900 2.5524 1.1783 4 0.3011 3.3215 1.9969 0.5008 6.6329 0.1508 7.5225 2.2648 1.1341
5 0.2693 3.7129 2.4356 0.4106 9.0431 0.1106 13.4770 3.6297 1.4903 5 0.2230 4.4840 2.2200 0.4505 9.9544 0.1005 14.1554 3.1568 1.4220
6 0.2072 4.8268 2.6427 0.3784 12.7560 0.0784 22.5201 4.6656 1.7654 6 0.1652 6.0534 2.3852 0.4193 14.4384 0.0693 24.1098 3.9828 1.6698
7 0.1594 6.2749 2.8021 0.3569 17.5828 0.0569 35.2761 5.6218 2.0063 7 0.1224 8.1722 2.5075 0.3988 20.4919 0.0488 38.5482 4.7170 1.8811
8 0.1226 8.1573 2.9247 0.3419 23.8577 0.0419 52.8590 6.4800 2.2156 8 0.0906 11.0324 2.5982 0.3849 28.6640 0.0349 59.0400 5.3515 2.0597
9 0.0943 10.6045 3.0190 0.3312 32.0150 0.0312 76.7167 7.2343 2.3963 9 0.0671 14.8937 2.6653 0.3752 39.6964 0.0252 87.7040 5.8886 2.2094
10 0.0725 13.7858 3.0915 0.3235 42.6195 0.0235 108.7317 7.8872 2.5512 10 0.0497 20.1066 2.7150 0.3683 54.5902 0.0183 127.4005 6.3363 2.3338
11 0.0558 17.9216 3.1473 0.3177 56.4053 0.0177 151.3512 8.4452 2.6833 11 0.0368 27.1439 2.7519 0.3634 74.6967 0.0134 181.9906 6.7047 2.4364
12 0.0429 23.2981 3.1903 0.3135 74.3270 0.0135 207.7565 8.9173 2.7952 12 0.0273 36.6442 2.7792 0.3598 101.8406 0.0098 256.6873 7.0049 2.5205
13 0.0330 30.2875 3.2233 0.3102 97.6250 0.0102 282.0835 9.3135 2.8895 13 0.0202 49.4697 2.7994 0.3572 138.4848 0.0072 358.5279 7.2474 2.5889
14 0.0254 39.3738 3.2487 0.3078 127.9125 0.0078 379.7085 9.6437 2.9685 14 0.0150 66.7841 2.8144 0.3553 187.9544 0.0053 497.0127 7.4421 2.6443
15 0.0195 51.1859 3.2682 0.3060 167.2863 0.0060 507.6210 9.9172 3.0344 15 0.0111 90.1585 2.8255 0.3539 254.7385 0.0039 684.9671 7.5974 2.6889
16 0.0150 66.5417 3.2832 0.3046 218.4722 0.0046 674.9073 10.1426 3.0892 16 0.0082 121.7139 2.8337 0.3529 344.8970 0.0029 939.7056 7.7206 2.7246
17 0.0116 86.5042 3.2948 0.3035 285.0139 0.0035 893.3795 10.3276 3.1345 17 0.0061 164.3138 2.8398 0.3521 466.6109 0.0021 1284.6025 7.8180 2.7530
18 0.0089 112.4554 3.3037 0.3027 371.5180 0.0027 1178.3934 10.4788 3.1718 18 0.0045 221.8236 2.8443 0.3516 630.9247 0.0016 1751.2134 7.8946 2.7756
19 0.0068 146.1920 3.3105 0.3021 483.9734 0.0021 1549.9114 10.6019 3.2025 19 0.0033 299.4619 2.8476 0.3512 852.7483 0.0012 2382.1381 7.9547 2.7935
20 0.0053 190.0496 3.3158 0.3016 630.1655 0.0016 2033.8849 10.7019 3.2275 20 0.0025 404.2736 2.8501 0.3509 1152.2103 0.0009 3234.8864 8.0017 2.8075
21 0.0040 247.0645 3.3198 0.3012 820.2151 0.0012 2664.0503 10.7828 3.2480 21 0.0018 545.7693 2.8519 0.3506 1556.4838 0.0006 4387.0967 8.0384 2.8186
22 0.0031 321.1839 3.3230 0.3009 1067.2796 0.0009 3484.2654 10.8482 3.2646 22 0.0014 736.7886 2.8533 0.3505 2102.2532 0.0005 5943.5805 8.0669 2.8272
24 0.0018 542.8008 3.3272 0.3006 1806.0026 0.0006 5940.0086 10.9433 3.2890 24 0.0007 1342.7973 2.8550 0.3503 3833.7064 0.0003 10884.8755 8.1061 2.8393
25 0.0014 705.6410 3.3286 0.3004 2348.8033 0.0004 7746.0111 10.9773 3.2979 25 0.0006 1812.7763 2.8556 0.3502 5176.5037 0.0002 14718.5820 8.1194 2.8433
26 0.0011 917.3333 3.3297 0.3003 3054.4443 0.0003 10094.8145 11.0045 3.3050 26 0.0004 2447.2480 2.8560 0.3501 6989.2800 0.0001 19895.0857 8.1296 2.8465
27 0.0008 1192.5333 3.3305 0.3003 3971.7776 0.0003 13149.2588 11.0263 3.3107 27 0.0003 3303.7848 2.8563 0.3501 9436.5280 0.0001 26884.3656 8.1374 2.8490
28 0.0006 1550.2933 3.3312 0.3002 5164.3109 0.0002 17121.0364 11.0437 3.3153 28 0.0002 4460.1095 2.8565 0.3501 12740.3128 0.0001 36320.8936 8.1435 2.8509
30 0.0004 2619.9956 3.3321 0.3001 8729.9855 0.0001 28999.9516 11.0687 3.3219 30 0.0001 8128.5495 2.8568 0.3500 23221.5700 0.0000 66261.6286 8.1517 2.8535
35 0.0001 9727.8604 3.3330 0.3000 32422.8681 0.0000 107959.5603 11.0980 3.3297 35 0.0000 36448.6878 2.8571 0.3500 104136.2508 0.0000 297432.1450 8.1603 2.8562
36 0.0001 12646.2186 3.3331 0.3000 42150.7285 0.0000 140382.4284 11.1007 3.3305 36 0.0000 49205.7285 2.8571 0.3500 140584.9385 0.0000 401568.3958 8.1610 2.8564
40 0.0000 36118.8648 3.3332 0.3000 120392.8827 0.0000 401176.2756 11.1071 3.3322 40 0.0000 163437.1347 2.8571 0.3500 466960.3848 0.0000 1334058.2423 8.1625 2.8569
42 0.0000 61040.8815 3.3333 0.3000 203466.2718 0.0000 678080.9058 11.1086 3.3326 42 0.0000 297864.1780 2.8571 0.3500 851037.6513 0.0000 2431416.1466 8.1628 2.8570
45 0.0000 134106.8167 3.3333 0.3000 447019.3890 0.0000 1489914.6301 11.1099 3.3330 45 0.0000 732857.5768 2.8571 0.3500 2093875.9338 0.0000 5982374.0966 8.1631 2.8571
56 0.0000 2403409.2548 3.3333 0.3000 8011360.8495 0.0000 26704349.4982 11.1110 3.3333 56 0.0000 19892576.4467 2.8571 0.3500 56835929.8478 0.0000 162388210.9937 8.1633 2.8571
63 0.0000 15081036.6485 3.3333 0.3000 50270118.8284 0.0000 167566852.7613 11.1111 3.3333 63 0.0000 162565137.3050 2.8571 0.3500 464471818.0144 0.0000 1327062157.1840 8.1633 2.8571

i = 40% i = 45%
n P/F F/P P/A A/P F/A A/F F/G P/G A/G n P/F F/P P/A A/P F/A A/F F/G P/G A/G
1 0.7143 1.4000 0.7143 1.4000 1.0000 1.0000 0.0000 0.0000 0.0000 1 0.6897 1.4500 0.6897 1.4500 1.0000 1.0000 0.0000 0.0000 0.0000
2 0.5102 1.9600 1.2245 0.8167 2.4000 0.4167 1.0000 0.5102 0.4167 2 0.4756 2.1025 1.1653 0.8582 2.4500 0.4082 1.0000 0.4756 0.4082
3 0.3644 2.7440 1.5889 0.6294 4.3600 0.2294 3.4000 1.2391 0.7798 3 0.3280 3.0486 1.4933 0.6697 4.5525 0.2197 3.4500 1.1317 0.7578
4 0.2603 3.8416 1.8492 0.5408 7.1040 0.1408 7.7600 2.0200 1.0923 4 0.2262 4.4205 1.7195 0.5816 7.6011 0.1316 8.0025 1.8103 1.0528
5 0.1859 5.3782 2.0352 0.4914 10.9456 0.0914 14.8640 2.7637 1.3580 5 0.1560 6.4097 1.8755 0.5332 12.0216 0.0832 15.6036 2.4344 1.2980
6 0.1328 7.5295 2.1680 0.4613 16.3238 0.0613 25.8096 3.4278 1.5811 6 0.1076 9.2941 1.9831 0.5043 18.4314 0.0543 27.6253 2.9723 1.4988
7 0.0949 10.5414 2.2628 0.4419 23.8534 0.0419 42.1334 3.9970 1.7664 7 0.0742 13.4765 2.0573 0.4861 27.7255 0.0361 46.0566 3.4176 1.6612
8 0.0678 14.7579 2.3306 0.4291 34.3947 0.0291 65.9868 4.4713 1.9185 8 0.0512 19.5409 2.1085 0.4743 41.2019 0.0243 73.7821 3.7758 1.7907
9 0.0484 20.6610 2.3790 0.4203 49.1526 0.0203 100.3815 4.8585 2.0422 9 0.0353 28.3343 2.1438 0.4665 60.7428 0.0165 114.9840 4.0581 1.8930
10 0.0346 28.9255 2.4136 0.4143 69.8137 0.0143 149.5342 5.1696 2.1419 10 0.0243 41.0847 2.1681 0.4612 89.0771 0.0112 175.7269 4.2772 1.9728
11 0.0247 40.4957 2.4383 0.4101 98.7391 0.0101 219.3478 5.4166 2.2215 11 0.0168 59.5728 2.1849 0.4577 130.1618 0.0077 264.8040 4.4450 2.0344
12 0.0176 56.6939 2.4559 0.4072 139.2348 0.0072 318.0870 5.6106 2.2845 12 0.0116 86.3806 2.1965 0.4553 189.7346 0.0053 394.9657 4.5724 2.0817
13 0.0126 79.3715 2.4685 0.4051 195.9287 0.0051 457.3217 5.7618 2.3341 13 0.0080 125.2518 2.2045 0.4536 276.1151 0.0036 584.7003 4.6682 2.1176
14 0.0090 111.1201 2.4775 0.4036 275.3002 0.0036 653.2504 5.8788 2.3729 14 0.0055 181.6151 2.2100 0.4525 401.3670 0.0025 860.8155 4.7398 2.1447
15 0.0064 155.5681 2.4839 0.4026 386.4202 0.0026 928.5506 5.9688 2.4030 15 0.0038 263.3419 2.2138 0.4517 582.9821 0.0017 1262.1824 4.7929 2.1650
16 0.0046 217.7953 2.4885 0.4018 541.9883 0.0018 1314.9708 6.0376 2.4262 16 0.0026 381.8458 2.2164 0.4512 846.3240 0.0012 1845.1645 4.8322 2.1802
17 0.0033 304.9135 2.4918 0.4013 759.7837 0.0013 1856.9592 6.0901 2.4441 17 0.0018 553.6764 2.2182 0.4508 1228.1699 0.0008 2691.4886 4.8611 2.1915
18 0.0023 426.8789 2.4941 0.4009 1064.6971 0.0009 2616.7428 6.1299 2.4577 18 0.0012 802.8308 2.2195 0.4506 1781.8463 0.0006 3919.6584 4.8823 2.1998
19 0.0017 597.6304 2.4958 0.4007 1491.5760 0.0007 3681.4400 6.1601 2.4682 19 0.0009 1164.1047 2.2203 0.4504 2584.6771 0.0004 5701.5047 4.8978 2.2059
20 0.0012 836.6826 2.4970 0.4005 2089.2064 0.0005 5173.0160 6.1828 2.4761 20 0.0006 1687.9518 2.2209 0.4503 3748.7818 0.0003 8286.1818 4.9090 2.2104
21 0.0009 1171.3556 2.4979 0.4003 2925.8889 0.0003 7262.2223 6.1998 2.4821 21 0.0004 2447.5301 2.2213 0.4502 5436.7336 0.0002 12034.9636 4.9172 2.2136
22 0.0006 1639.8978 2.4985 0.4002 4097.2445 0.0002 10188.1113 6.2127 2.4866 22 0.0003 3548.9187 2.2216 0.4501 7884.2638 0.0001 17471.6972 4.9231 2.2160
24 0.0003 3214.1997 2.4992 0.4001 8032.9993 0.0001 20022.4981 6.2294 2.4925 24 0.0001 7461.6015 2.2219 0.4501 16579.1145 0.0001 36789.1434 4.9305 2.2190
25 0.0002 4499.8796 2.4994 0.4001 11247.1990 0.0001 28055.4974 6.2347 2.4944 25 0.0001 10819.3222 2.2220 0.4500 24040.7161 0.0000 53368.2580 4.9327 2.2199
26 0.0002 6299.8314 2.4996 0.4001 15747.0785 0.0001 39302.6963 6.2387 2.4959 26 0.0001 15688.0172 2.2221 0.4500 34860.0383 0.0000 77408.9741 4.9343 2.2206
27 0.0001 8819.7640 2.4997 0.4000 22046.9099 0.0000 55049.7749 6.2416 2.4969 27 0.0000 22747.6250 2.2221 0.4500 50548.0556 0.0000 112269.0124 4.9354 2.2210
28 0.0001 12347.6696 2.4998 0.4000 30866.6739 0.0000 77096.6848 6.2438 2.4977 28 0.0000 32984.0563 2.2222 0.4500 73295.6806 0.0000 162817.0680 4.9362 2.2214
30 0.0000 24201.4324 2.4999 0.4000 60501.0809 0.0000 151177.7022 6.2466 2.4988 30 0.0000 69348.9783 2.2222 0.4500 154106.6184 0.0000 342392.4854 4.9372 2.2218
35 0.0000 130161.1116 2.5000 0.4000 325400.2789 0.0000 813413.1972 6.2493 2.4997 35 0.0000 444508.5083 2.2222 0.4500 987794.4630 0.0000 2195021.0289 4.9381 2.2221
36 0.0000 182225.5562 2.5000 0.4000 455561.3904 0.0000 1138813.4761 6.2495 2.4998 36 0.0000 644537.3371 2.2222 0.4500 1432302.9713 0.0000 3182815.4919 4.9381 2.2222
40 0.0000 700037.6966 2.5000 0.4000 1750091.7415 0.0000 4375129.3537 6.2498 2.4999 40 0.0000 2849181.3270 2.2222 0.4500 6331511.8378 0.0000 14069937.4173 4.9382 2.2222
42 0.0000 1372073.8853 2.5000 0.4000 3430182.2133 0.0000 8575350.5332 6.2499 2.5000 42 0.0000 5990403.7400 2.2222 0.4500 13312006.0890 0.0000 29582142.4200 4.9383 2.2222
45 0.0000 3764970.7413 2.5000 0.4000 9412424.3533 0.0000 23530948.3832 6.2500 2.5000 45 0.0000 18262494.6020 2.2222 0.4500 40583319.1155 0.0000 90185053.5900 4.9383 2.2222
56 0.0000 152464943.7883 2.5000 0.4000 381162356.9707 0.0000 952905752.4268 6.2500 2.5000 56 0.0000 1087947967.4690 2.2222 0.4500 2417662147.7088 0.0000 5372582426.0195 4.9383 2.2222
63 0.0000 1607186396.1887 2.5000 0.4000 4017965987.9717 0.0000 10044914812.4292 6.2500 2.5000 63 0.0000 14661693648.0214 2.2222 0.4500 32581541437.8253 0.0000 72403425277.3896 4.9383 2.2222