Proof of coverage You may qualify for the

is the law! following discounts:

Nebraska and South Dakota law require that
you have proof of financial responsibility to
operate your automobile in the state. You can
comply with this law by obtaining a Farmers
Mutual of Nebraska Automobile Policy. Our
policies offer a wide variety of coverages for
you to choose from, in addition to those
required by law.
Our policy applies in the United States, its
Territories and Possessions, and Canada.
Canadian insurance certificates are available
from our Home Office.
Why Select Farmers
Mutual of Nebraska?
stability
Farmers Mutual of Nebraska has been insuring
the midlands since 1891. Our strong financial
rating will give you security in knowing we will
be there to meet your needs in the event of a
covered financial loss to your property, or to
protect your assets from a liability claim.
A f u l l s e l e c t i o n o f c o v e ra g e s . . .
multi-vehicle discount for motor vehicles
If you insure 2 or more vehicles on the same
policy with us.
driver training discount
If an unmarried male or female owner or
operator under 21 years of age resides in your
household and has completed a satisfactory
drivers education course.
passive restraint discount
If your auto is equipped with factory
installed air bags or other qualifying passive
restraint systems.
good student discount
If you have a qualifying driver under 19 years
of age.
multi-policy discount
If you have a qualifying package policy
(Homeguard, Dwelling Owners, or Farmguard)
and your auto policy with Farmers Mutual.

service
Farmers Mutual of Nebraska prides itself on our
prompt, fair, quality claims service. Our staff of
claims representatives are located throughout
our service area to provide rapid response if you,
or your family, should suffer a loss.

This is only a brochure. It is designed to provide you with a basic

description of the insurance available with Farmers Mutual
Insurance Company of Nebraska.
Many coverages available coverages may be written on
these types of vehicles:
non-owned automobiles:
Farmers Mutual has an Automobile Policy to Coverage is extended for the use of non-owned
cover a variety of vehicular needs. Wide selection
Private passenger automobiles automobiles. This coverage applies on an excess
and personalized service are your assurance that
Pickup trucks and vans basis. Rental cars are included in this coverage.
your insurance needs will be met completely and
Farm trucks and farm-use semi-trucks
economically.
Motor homes

Antique and classic cars

automobile policies can provide these coverages:

Let us help you determine your needs.

recreational vehicle policies: motorcycle policies:

The recreational vehicle policy provides coverage This policy provides coverage for motorcycles that
for land motor vehicles that are principally used are two or three wheel motor vehicles designed for
for vacation travel or leisure time activity. This use principally on public roads. This includes motor
includes the following types of vehicles: scooters, mopeds and motorized bicycles. A full line
of coverages are offered.
All-Terrain Vehicles Snowmobiles Trail Bikes Golf Carts Motorcycles Motor Scooters Mopeds
Dune Buggies Mini-Bikes