SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

I/We, _____________________________________________, of legal age, Filipino/s, single/married to

___________________________/widower/widow, with residence at __________________________________
___________________ do hereby name, constitute and appoint ________________________________, of
legal age, Filipino, with residence at ________________________________________________________, to
be my/our true and lawful Attorney-in-Fact, for me/us and in my/our name/s, place and stead, to do the
following:

1. To obtain loan/s from PNB Savings Bank (the “Bank”) in such sum or sums and in such terms and
conditions acceptable to my/our Attorney-in-Fact, subject to the policy and guidelines of the Bank in granting
loans and to such other terms and conditions as may be imposed by the Bank.

2. To receive the proceeds of the said loans/credit accommodations; to encash the check/s issued
therefor; to cause the credit of such proceeds to my/our deposit account or to that of my/our Attorney-in-Fact
maintained with the Bank or the Philippine National Bank (PNB); or to apply the proceeds thereof for the
payment of my/our obligation to concerned seller/s, creditor/s or obligee/s, as may be deemed appropriate by
my/our Attorney-in-Fact and the Bank for the relevant transaction/s.

3. To pay or cause the payment of my/our outstanding loans and other obligations to the Bank in cash,
checks or thru debit from my/our deposit account/s or from the deposit account of my/our Attorney-in-Fact
maintained with the Bank or PNB; and for this purpose, to execute the Automatic Debit Authority (ADA) or any
equivalent document to effect such payments.

4. As security for the payment of my/our loans and such other credit accommodations or obligations
which my/our Attorney-in-Fact may hereafter obtain from the Bank; its renewal, extension, restructuring,
novation or settlement of the whole or any part thereof, including the interest, penalties and other charges
thereon, my/our said Attorney-in-Fact is hereby authorized and empowered: (a) to mortgage in favor of the
Bank, the property/ies which shall be financed by the loans/credit accommodations, and/or such other
properties acceptable to the Bank; (b) to assign my/our deposit account/s or that of my/our Attorney-in-Fact
maintained with the Bank or PNB or any other banking institutions; and/or (c) to encumber such other collateral
acceptable to the Bank, more particularly described hereunder:

a. Real Estate Mortgage on:

OCT/TCT/CCT NO/s._______________________________________________________________
Registry of Deeds for _______________________________________________________________
(Technical Description)

b. Hold-out/assignment on Deposit Account No. _____________

maintained with Bank : ________________________________ Branch: ______________________

c. Others: __________________________________________________________________________

5. To enter into compromise settlement with regard to my/our outstanding loans and/or other obligations
to the Bank, or any dispute that may arise on the transactions entered into by my/our Attorney-in-Fact under this
instrument.

6. To make, sign, execute and deliver any contract or agreement covering the loan and security thereof,
and any other documents contemplated therewith, including the promissory note/s and disclosure statement/s,
as well as the renewal, extension, restructuring, novation or settlement of the whole or any part thereof.

7. To delegate to any person, who may exercise in his/her stead, any and all powers and authority
herein granted to him/her, or to substitute any person in his/her place to do and perform for me/us said powers
and authority, and to execute and deliver the covering documents therefor.

GIVING AND GRANTING unto my/our Attorney-in-Fact full power and authority to do and perform every
act and deed whatsoever requisite and necessary to be done in and about the premises, as fully to all intents
and purposes as I/we might or could do if personally present, and hereby ratifying and confirming all previous
transactions of all kinds with the Bank and all that my/our said Attorney-in-Fact shall lawfully do or cause to be
done by virtue of these presents.

IN WITNESS WHEREOF, I/We have hereunto affixed my/our signature/s on this ______day of
______________________ at ________________________.

______________________ __________________________
Principal Principal

With My/Our Conformity:

_________________________ _____________________________
Spouse Spouse

CONFORME:

Attorney-In-Fact

SIGNED IN THE PRESENCE OF:

____________________________________ ______________________________________
Name: Name:

ACKNOWLEDGMENT

REPUBLIC OF THE PHILIPPINES)

) S.S.

At the above stated locality, on this ________ day of _____________________, before me personally
appeared and presented the following government-issued documents:

Name Government Issued ID No. Date/Place Issued

known to me to be the same person/s who executed the foregoing instrument and acknowledged the same to be
his/her/their free and voluntary acts and deeds. This instrument refers to a Special Power of Attorney consisting
of ______ ( ) pages, including this page whereon the Acknowledgment is written, signed by the parties and their
witnesses on each and every page hereof and sealed with my notarial seal.

Doc No. ______;

Page No.______;
Book No.______;
Series of ______.

SPA ver 10-2016