1.0 That, sometime on July 2016, Mr. Mirador went to office address
to order in the amount of P 1,000,000.00 (One million pesos) for
the rehabilitation and maintenance of her pawnshop as evidenced
by our contract of loan marked as Annex “A”..
2.0 That, on the same day, I lent her P 1,000,000.00 payable until
November 20, 2012.
3.0 That, on November 19, 2012, one day before the end of the
contract, Ms. Susana Santos issued a check payable to me which
is the subject of this case in the amount of P 1,000,000.00 dated
November 20, 2012 and numbered as No. 123456 herein marked
as Annex “B”.
Susana Santos
No. 10 Ipil-Ipil Street,
Fairview Quezon City
I am writing with regard to the check no. 1236456 you issued last November 19, 2012 in
the amount of P 1,000,000.00 drawn against BPI- Quezon City. The check was
dishonored by the bank due to insufficiency of funds. o repay the same despite repeated
requests for payment by our us.
Unless payment of the above amount is received by us in full within ten (3) days of the
date of this letter, we will have no alternative but to exercise whatever rights and
remedies we have under the law to enforce such payment, including but not limited to
institution of legal proceedings against you to recover the above amount, together with
accrued interest and legal expenses.
Yours truly,
Warren Cruz
ANNEX “D”
December ___, 2012
Ms. Susana Santos
# 10, Ipil- Ipil St.,
Fairview, Quezon City
This is to advise you that the check you issued with Check No. 123456
,datedNovember 20, 2012, drawn against BPI Bank – Quezon City Branch and
made payable to Warren Cruz in the amount of Php 1,000,000.00 (one million
pesos) has been dishonored for lack of funds.
I understand that despite repeated verbal demands from my client for the
payment of the value of the said check, you failed to positively respond on his
demands.
In view hereof, demand is hereby made for you to pay the full amount of
P 1,000,000.00 of the dishonored check or to make the necessary arrangement
from the bank for its full payment, in both instances within five (5) days from
notice hereof.This letter of Notice of Dishonor is pursuant to violation of Batas
Pambansa Blg. 22. If payment is not received within ten (5) days of receipt of this
notice, appropriate criminal proceedings will be made.
ANNEX “E”