To know more about this product,
visit or call any of our branches:
METRO MANILA BRANCHES
Alabang Branch
Ground Floor, Paragon Corporate Centre
Industry corner Trade Streets
Madrigal Business Park, Alabang, Muntinlupa City
Direct Line/s: +63 (2) 659-0486
*Local/s: 5067 / 5090 | Fax: +63 (2) 659-0485
Ayala Branch
This variant is a straightforward facility that gives you low fixed 8th Floor, Tower One & Exchange Plaza
interest rates. Ayala Avenue, corner Paseo de Roxas, Makati City
Direct Line/s: +63 (2) 759-4989 / 848-5311
*Local/s: 5063 / 5081 | Fax: +63 (2) 759-4990
How does this work? Binondo Branch
Ground Floor, State Centre Building
Computing for your monthly interest is easy. Just multiply the loan Juan Luna Street, Binondo, Manila
Direct Line/s: +63 (2) 244-0416 / 245-7755
amount and annual interest rate over the number of months. *Local/s: 5068 / 5083 | Fax: +63 (2) 245-7755
Bonifacio Global City Branch
Ground Floor, Fort Legend Towers
Here’s how our rates compare with others: 31st Street corner 3rd Avenue
Bonifacio Global City, Taguig City
Year CTBC BANK Bank A Bank B Bank C
Direct Line/s: +63 (2) 811-8566 / 811-8567
*Local/s: 5062 / 8566 | Fax: +63 (2) 811-8566
5.75% - for fixed rate Buendia-Pasong Tamo Branch
2013 8.75% 7.75% 6.00% Ground Floor, Burgundy Corporate Tower
6.75% - for cashback 252 Sen. Gil Puyat Avenue, Makati City
Direct Line/s: +63 (2) 889-0018 / 889-0036
5.75% - for fixed rate *Local/s: 5065 / 5082 | Fax: +63 (2) 889-0018
2012 8.75% 8.00% 8.00%
8.50% - for cashback
Del Monte Branch
Ground Floor, Van Allen Building
Based on actual historical competitive checking for one year repricing.
243 Del Monte Avenue, Quezon City
Direct Line/s: +63 (2) 365-0965 / 365-0977
*Local/s: 5064 / 5089 | Fax: +63 (2) 365-0977
Sample Computation:
Dela Costa Branch
Ground Floor, Aguirre Building
108 H.V. Dela Costa corner Tordesillas Street
INTEREST COMPUTATION With Fixed Rate
Salcedo Village, Makati City
Direct Line/s: +63 (2) 840-2507 / 840-2508
Loan Amount ₱1,200,000.00
*Local/s: 5072 / 5091 | Fax: +63 (2) 840-2510
Annual Interest Rate* X 5.75%
Greenhills Branch
Ground Floor, LGI Building
No. of Months / 12 Ortigas Avenue San Juan, Metro Manila
Direct Line/s: +63 (2) 724-9126
Monthly Interest = ₱5,750.00
*Local/s: 5066 / 5088 | Fax: +63 (2) 744-2228
*Rate is indicative only and may change without prior notice. Las Piñas Branch
Ground Floor, RRDC Building
Based on the foregoing illustration, the Effective Interest Rate ranges from 5.75% to 7.50%.
National Road, Manuela Subdivision
Pamplona Tres, Las Piñas City
Direct Line/s: +63 (2) 808-2073
Is this the right housing loan for me? *Local/s: 5075 / 5093 | Fax: +63 (2) 808-2073
If you are looking for an affordable housing loan product with an Mabini Branch
Ground Floor, Unit B Echelon Tower
interest rate that is fixed for a certain number of years, then this variant 2100 A. Mabini Street, Malate, Manila
is for you. Direct Line/s: +63 (2) 400-8036 / 400-8037
*Local/s: 5071 / 5081 | Fax: +63 (2) 400-8036
Marikina Branch
If you are of legal age, earning a gross monthly income of J.P. Rizal corner E. dela Paz Street
San Roque, Marikina City
at least ₱50,000.00 and have established employment, Direct Line/s: +63 (2) 646-4325
*Local/s: 5074 / 5084 | Fax: +63 (2) 646-4361
profession or business, CTBC BANK can help you
get your dream house.
*To call a local number, dial +63 (2) 717-5287 / 988-9287 then the branch’s local.
Get started on your housing loan application now! Customer Care Hotline: +63 (2) 840-1234
Ortigas Branch
Ground Floor, Unit 101 Prestige Tower
F. Ortigas, Jr. Road, Ortigas Centre, Pasig City
Direct Line/s: +63 (2) 635-3832 / 635-3833
*Local/s: 5070 / 5086 | Fax: +63 (2) 635-3834
Rada Branch
Ground Floor, SEDCCO I Building
Legaspi corner Rada Streets, Makati City
Direct Line/s: +63 (2) 893-2994 / 893-7500
*Local/s: 5073 / 5092 | Fax: +63 (2) 893-9837 This variant allows you to bring down your interest payment by
Sucat Branch linking your savings or checking account with your housing loan.
Units N & O Columbia Airfreight Complex Every month, the average daily balance on your deposit account is
Ninoy Aquino Avenue, Parañaque City
Direct Line/s: +63 (2) 854-8110 / 854-8112 deducted from your net loan balance, which then becomes the basis
*Local/s: 5076 | Fax: +63 (2) 854-8115 for your monthly interest. You get cashback by up to 40% of your
PROVINCIAL BRANCHES monthly interest credited to your deposit account.
Angeles Branch
Ground Floor, JEV Building, MacArthur Highway How does the cashback feature work?
Balibago, Angeles City, Pampanga
Direct Line/s: +63 (45) 625-5758 Computing for your cashback savings is easy and simple. Just deduct
*Local/s: 5054 | Fax: +63 (45) 625-5723
your deposit’s previous month’s Average Daily Balance (ADB) from the
Cagayan de Oro Branch
Units 4 & 5, Ground Floor, Gateway Tower I
availed loan amount and apply the interest to the difference.
Limketkai Center, Cagayan de Oro City
Direct Line/s: +63 (88) 310-0600
Here’s how our rates compare with others:
*Local/s: 5057 / 5095 | Fax: +63 (88) 852-1846
Carmona Branch
National Highway, Barrio Maduya
INTEREST COMPUTATION
With CTBC BANK’s
With Other Banks
Carmona, Cavite cashback feature
Direct Line/s: +63 (46) 430-3292
*Local/s: 5058 | Fax: +63 (46) 430-3293 Loan Amount ₱1,200,000.00 ₱1,200,000.00
Cavite Branch Annual Interest Rate* x 6.75% 6.75%
Ground Floor, PRB Building
Gen. Aguinaldo Highway, Palico, Imus, Cavite
No. of Months / 12 12
Direct Line/s: +63 (46) 471-9884 / 471-9888 Monthly Interest = ₱ 6,750.00 ₱ 6,750.00
*Local/s: 5053 | Fax: +63 (46) 471-9888
CASHBACK COMPUTATION
Cebu-Banilad Branch
Ground Floor, The Forum
Archbishop Reyes Avenue, Cebu City Loan Amount ₱1,200,000.00 ₱1,200,000.00
Direct Line/s: +63 (32) 233-3308 / 415-7788 Previous Month’s ADB - 480,000.00 480,000.00
*Local/s: 5050 | Fax: +63 (32) 233-3308
Net Loan = ₱ 720,000.00 ₱ 720,000.00
Cebu-Magallanes Branch
Ground Floor, Tokyu Building Interest Rate x 6.75% —
79 Magallanes Street, Cebu City
No. of Months / 12 —
Direct Line/s: +63 (32) 253-3725 / 415-8168
*Local/s: 5052 | Fax: +63 (32) 253-5167 Effective Interest = ₱ 4,050.00 ₱ 6,750.00
Cebu-Mandaue Branch
Monthly Interest ₱ 6,750.00 ₱ 6,750.00
Ground Floor, Diamond Plaza Building
National Highway, Mandaue City Effective Interest - 4,050.00 —
Direct Line/s: +63 (32) 346-5561 / 346-7198
*Local/s: 5051 | Fax: +63 (32) 346-7198 CASHBACK (to be credited to account) = ₱ 2,700.00 No cashback
Davao Branch
Ground Floor, Brightstone Building Effective Interest Rate* 4.05% 8.25%
Monteverde Avenue corner
Gempesaw Street, Davao City *Rate is indicative only and may change without prior notice.
Direct Line/s: +63 (82) 228-6854 / 228-6856
*Local/s: 5056 | Fax: +63 (82) 221-4854
Based on the foregoing illustration, the Effective Interest Rate ranges from 4.050% to 9.125%.
Subic Branch Is this the right housing loan for me?
SBDMC Park, Rizal corner Argonaut Highway
Subic, Olongapo City If you are looking for an affordable housing loan product that
Direct Line/s: +63 (47) 252-1381 / 252-1390
*Local/s: 5055 | Fax: +63 (47) 252-1382 maximizes your deposit relationship with the Bank, then this variant is
for you.
● www.ctbcbank.com.ph
 Please write in PRINT and use BLUE or BLACK ink only. Phone No. Position / Title Years of Employment LOAN ACCOUNT/S DETAILS APPLICATION REQUIREMENTS

LOAN DETAILS Basic Application Requirements (For salaried individuals, self-employed and professionals)
Name of Bank ________________________ _________________________ ________________________
Loan Type Amount Applied for Term Fixing Period Previous Employer Years with Previous Employer • Duly filled-out and signed application form • Photocopy of updated Tax Declaration, Real Estate
Branch ________________________ _________________________ ________________________ • Payment of appraisal fee Tax Receipts and Tax Clearance
With cashback    
  With fixed rate ₱__________________ ______ years • Authority to Inspect Form (for condominium)
• Photocopy of two (2) valid IDs each from
Purpose of Loan If Self-employed with Business
  Type of Loan ________________________ _________________________ ________________________ the principal borrower and co-borrower • Latest Statement of Account of creditor banks
• Photocopy of Marriage Contract (for refinancing / take-out purpose)
Purchase of
    House Renovation / Home Improvement Business Name
Loan Amount ________________________ _________________________ ________________________ (if applicable) • For construction loan:
¡ House & Lot ¡ Condo Unit ¡ Townhouse   Personal Investment (purchase of another asset)
• Photocopy of TCT / CCT • Building Plan
¡ Lot only (for future construction of primary home)   Personal Consumption (travel, medical Monthly
expenses, etc.) Business Address (Lot/Blk. No., House/Unit No., Floor No./Bldg. Name, Subd./Compound Name, Street, City/ • Photocopy of lot plan / vicinity plan / • Bill of materials (estimates of construction and
¡ Lot with House Construction Amortization ________________________ _________________________ ________________________
Province, Zip Code) subdivision plan labor costs)
House Construction
    Working Capital
Collaterals • Building specification and / or scope of work
Refinancing from (specify the Creditor)
    Business Investment / Expansion ________________________ _________________________ ________________________
__________________________________________   Others: ___________________________________ Additional Application Requirements
Outstanding
Refinancing of lot (for future construction of primary home)
  Nature of Business Balance ________________________ _________________________ ________________________ For Salaried Individuals
Source of Loan Application DEPOSIT ACCOUNT/S DETAILS • Photocopy of Certificate of Employment • Photocopy of latest Income Tax Return /
Type of Business Years in Operation BIR Form 2316
Branch (indicate branch name) ___________________________________
   Employee Referral       Name of Bank • Photocopy of latest two (2) months payslip
Agency (indicate agency name) ___________________________________  
  Telemarketing Single Proprietorship   
  Partnership   
Corporation ________________________ _________________________ ________________________
For Professionals and Self-Employed
Walk-in        
             
Website                    
Others ____________________________________ SPOUSE’S / CO-BORROWER’S PERSONAL DETAILS Branch
________________________ ________________________ ________________________ • Photocopy of Business Registration papers • Photocopy of Audited Financial Statements
COLLATERAL INFORMATION (i.e. SEC Registration / Articles of (for the last 3 years)
Type of
Last Name First Name Middle Name Account Incorporation / By-laws / GIS or DTI certificates) • Photocopy of Income Tax Return for the last
Description / Type of Collateral ________________________ ________________________ ________________________
TCT No. /s _______________________________ • Mayor’s Permit / Business Permit three (3) years
Residential, used as primary residence
  Residence Address (Lot/Blk. No., House/Unit No., Floor No./Bldg. Name, Subd./Compound Name, Street, City/
Province, Zip Code) Account Number • Photocopy of latest six (6) months • List of major trade suppliers and customers with
Residential, not used as primary  residence
  ________________________ ________________________ ________________________
bank statements contact person and landline nos. (3 of each)
CCT No. /s _______________________________ Commercial
  Present
Balance ________________________ ________________________ ________________________
Present Registered Owner Address / Location of Collateral
Years of Stay Average Balance Processing fee ₱ ________________________________________________
Owned
  Owned-Mortgaged
  Rented / Leased
  Living with Relatives
  per Month ________________________ ________________________ ________________________ Paid in
Developer
CREDIT CARD/S DETAILS   
 Cash Check # ____________________________
  O.R. # ____________________________
 
Gender Birth Date (MM/DD/YYYY) Age Nationality Civil Status
Type of Improvement
Issuer’s Name NOTE: All applications with incomplete information and requirements may not be processed.
House & Lot     
  Vacant Lot      Commercial Building __________________________ ___________________________ _________________________
Any alteration requires the full signature of the applicant.
Townhouse       
   Condominium     
 Others _______________________________________ Phone No. Mobile No. Email Address Credit Card No.
__________________________ ___________________________ _________________________ AUTHORIZATION AND UNDERTAKING
SELLER’S INFORMATION
Member I/We certify that all the information provided in this form is true and correct. Should any information furnished herein
Seller’s Name Phone No. No. of Dependents Education Since __________________________ ___________________________ _________________________ be found to be false, CTBC BANK (PHILIPPINES) CORP. (“Bank”) may disapprove this application and/or declare the
TIN ______________________________
High School
  College
  loan to be due and demandable (in case the loan has already been released).
PERSONAL INFORMATION Card Expiry
Undergraduate
  Post Graduate
  SSS No. __________________________ __________________________ ___________________________ _________________________
The Bank and its authorized representative/s is/are hereby authorized to validate all the information provided in this form
Card Limit from my/our business and personal references, banks and other financial references, and other such sources. Entities
Mother’s Maiden Name __________________________ ___________________________ _________________________ and the person/s identified in this form is/are hereby authorized to provide information/documents required in connection
Last Name First Name Middle Name with this application. I/We hereby waive any and all of my/our rights to confidentiality of information under any statutory
Relationship with Principal Borrower (if co-borrower is not the spouse) SUPPLIERS / CUSTOMERS (For Self-Employed with Own Business)
and regulatory provisions relating to and arising from my/our loan application form and the loan itself. I/We authorize the
Residence Address (Lot/Blk. No., House/Unit No., Floor No./Bldg. Name, Subd./Compound Name, Street, City/
Province, Zip Code) Major Suppliers Goods / Services Sold Contact Person Phone No. Bank, without any further consent nor any notice nor reference to me/us, to disclose and provide any and all information
Spouse’s / Co-Borrower’s Source of Income
arising from and in connection with my/our loan application, whether or not provided by me/us or accessed or verified by
If Employed
  the Bank, or may have come to the knowledge of the Bank in the course of its verification, to any of its affiliates and/or
____________________ ________________________________ ____________________ __________________ subsidiaries in line with the Bank’s commitment to continuously improve its loan products and services.
Employer’s Name
Years of Stay ____________________ ________________________________ ____________________ __________________ In accordance with BSP Circular No. 622, Series of 2008 and its amendments, I/we hereby waive any and all of my/
Owned
  Owned-Mortgaged
  Rented / Leased
  Living with Relatives
  our rights to confidentiality of information under the applicable statutory and regulatory provisions relating to and arising
from my/our Income Tax Return/Audited Financial Statements, and I/we hereby authorize the Bank to conduct random
Phone No. Mobile No. Email Address Employer’s Address (Lot/Blk. No., House/Unit No., Floor No./Bldg. Name, Subd./Compound Name, Street, City/ ____________________ ________________________________ ____________________ __________________ verification with the Bureau of Internal Revenue in order to establish authenticity of my/our Income Tax Return/Audited
Province, Zip Code)
PERSONAL REFERENCES Financial Statements and the accompanying financial statements submitted by me/us.
Gender Birth Date (MM/DD/YYYY) Place of Birth Age Name Address Phone No. Relation I/We will ensure that the collateral is immediately available for inspection. I/We fully understand the submission of this
form and the required supporting documents does not constitute automatic approval of the loan. In case of disapproval,
Nationality Civil Status all documents shall remain confidential and become property of the Bank.
Phone No. Position / Title Years of Employment _______________________ ________________________________ __________________ __________________
No. of Dependents Education High School  
  College  
Undergraduate  
Post Graduate This is to authorize the Bank or its representative to conduct credit checkings/investigations, property appraisal, and/or
_______________________ ________________________________ __________________ __________________ title verification of the property covered by TCT/CCT No. ________________________________.
Permanent Address (Lot/Blk. No., House/Unit No., Floor No./Bldg. Name, Subd./Compound Name, Street, City/ Previous Employer Years with Previous Employer
Province, Zip Code) I/We understand as well that should my/our application be approved, loan release shall only be upon full compliance
_______________________ ________________________________ __________________ __________________ with all requirements of the Bank.
If Self-employed with Business
 
_______________________ ________________________________ __________________ __________________ ________________________________________________ ______________________________
Phone No. TIN SSS No. Business Name
QUALIFICATIONS Applicant’s Signature Above Printed Name Date
Mother’s Maiden Name If you and your spouse / co-borrower are:
________________________________________________
Business Address (Lot/Blk. No., House/Unit No., Floor No./Bldg. Name, Subd./Compound Name, Street, City/
Source of Income Province, Zip Code) • salaried individual / s – permanent in status and with more than or equal to one (1) year tenure with Spouse’s / Co-Borrower’s Signature Above Printed Name
present employer or three (3) years combined work experience including the most recent employer
If Employed
  FOR BANK USE ONLY
• professional / s – with more than or equal to three (3) years of practice in your profession
Employer’s Name • self-employed – with more than or equal to three (3) years in business operations
Branch Name: _________________________________________ Code: __________________________
Employer’s Address (Lot/Blk. No., House/Unit No., Floor No./Bldg. Name, Subd./Compound Name, Street, City/ Nature of Business AND
Province, Zip Code) • Filipino citizen/s • earning a minimum gross monthly family income BM / RM Name: _________________________________________ Code: __________________________
• between 21 and 65 years old upon loan maturity of ₱50,000.00
Type of Business Years in Operation
• must have an office and residence landline or Referrer /
Single Proprietorship 
  Partnership 
  Corporation
  mobile number Broker Name: _________________________________________ Code: __________________________