Camella Sample Computation of Monthly Amortization

House Model: Brielle-TH

Location: Camella Taal, Brgy. Buli, Taal, Batangas
Floor Area: 40.00 sq. m.
Lot Area: 42.00 sq. m.
Total Contract Price: 1,180,752

SAMPLE COMPUTATION

Option 1: No Down, No Interest (2 years to pay)

Reservation Fee: 10,000
Balance After Reservation Fee: 1,170,752
Monthly Amortization (x 24 months): 48,782

Option 2: Bank Financing

10.00% Downpayment: 118,075
Reservation Fee: 10,000
Balance of D/P After Reservation Fee: 108,075
Monthly Amortization (x 12 month(s)): 9,006
90% Bank Financing: 1,062,677
Monthly Amortization
5 years: 21,548
10 years: 12,894
15 years: 10,156
20 years (locally employed): 8,889

Option 3: In-house Financing

Downpayment: 118,075
Reservation Fee: 10,000
Balance of D/P After Reservation Fee: 108,075
Monthly Amortization (x 12 month(s)): 9,006
Amount For In-house Financing: 1,062,677
Monthly Amortization
5 years: 22,579
10 years: 17,145
15 years: 17,884

Notes:
1) Monthly amortization should not exceed 30% of applicant's gross monthly income (for bank
financing).
2) Price and payment scheme may change without prior notice.
3) Price updated as of: 2018-08-01

Address: Hilltop Road, Brgy. Kumintang Ibaba, Batangas City 4200, Philippines
Telephone Numbers: +63 43 723 1446 | 980 0041
Website: www.ub.edu.ph
 House Model: Criselle-SF
Location: Camella Lipa Enclave, Brgy. Tibig, Lipa City, Batangas
Floor Area: 40.00 sq. m.
Lot Area: 60.00 sq. m.
Total Contract Price: 1,690,745

SAMPLE COMPUTATION

Option 1: No Down, No Interest (2 years to pay)

Reservation Fee: 10,000
Balance After Reservation Fee: 1,680,745
Monthly Amortization (x 24 months): 70,032

Option 2: Bank Financing

10.00% Downpayment: 169,075
Reservation Fee: 10,000
Balance of D/P After Reservation Fee: 159,075
Monthly Amortization (x 12 month(s)): 13,256
90% Bank Financing: 1,521,671
Monthly Amortization
5 years: 30,854
10 years: 18,463
15 years: 14,542
20 years (locally employed): 12,728

Option 3: In-house Financing

Downpayment: 169,075
Reservation Fee: 10,000
Balance of D/P After Reservation Fee: 159,075
Monthly Amortization (x 12 month(s)): 13,256
Amount For In-house Financing: 1,521,671
Monthly Amortization
5 years: 32,331
10 years: 24,550
15 years: 25,609

Notes:
1) Monthly amortization should not exceed 30% of applicant's gross monthly income (for bank
financing).
2) Price and payment scheme may change without prior notice.
3) Price updated as of: 2018-09-01

Address: Hilltop Road, Brgy. Kumintang Ibaba, Batangas City 4200, Philippines
Telephone Numbers: +63 43 723 1446 | 980 0041
Website: www.ub.edu.ph
Address: Hilltop Road, Brgy. Kumintang Ibaba, Batangas City 4200, Philippines
Telephone Numbers: +63 43 723 1446 | 980 0041
Website: www.ub.edu.ph
Address: Hilltop Road, Brgy. Kumintang Ibaba, Batangas City 4200, Philippines
Telephone Numbers: +63 43 723 1446 | 980 0041
Website: www.ub.edu.ph
 To simplify the computation of the monthly amortization, if a member applies for a loan amounting to
php 100,000.00 payable for 1 year, he/she would pay php 8,721.25 every monthly within 1 year.

 Loan amount (100,000)(5.375%)=php 5,375.00

 5,375.00+100,000.00= php 105, 375.00
 105,375/12=8,781.25 (monthly amortization)

Address: Hilltop Road, Brgy. Kumintang Ibaba, Batangas City 4200, Philippines
Telephone Numbers: +63 43 723 1446 | 980 0041
Website: www.ub.edu.ph