EWB Personal Laon Application Form New 12-13-17.

pdf 1 12/13/2017 11:51:24 AM

PERSONAL LOAN APPLI ATION FORM

MY WORK & FINANCES

Employment * No. of Years w/ Present Total No. of

MY PERSONAL INFORMATION Employer / Business * Years Working *
Self-employed Government Others
F N *
Private Retired

M N * Position *
Clerk Non-Officer Production Worker
Officer-Junior / Supervisor OFW Self-Employed / Proprietor
L N *
Officer-Senior Religious Others
Executive Retired
Birth Date * Place of Birth * Mother's Full Maiden Name *
Position / Title
mm dd yyyy First Middle Last
Department
Gender * Civil Status * No. of Dependents * * Financing Money Transmitters / Remittance
Male Single Widowed Agents
Agricultural / Mining Government
Female Married Separated Retail
Banking Insurance Real Estate
Education * Citizenship / Nationality *
Business / Commercial Services Manufacturing Transportation / Communication
High School Some College Filipino Others
Check Cashing Facility / Bayad Center Money Changers / Utilities
College Post Graduate ACR No. Foreign Exchange
Community / Social / Personal Dealers Wholesale
Tax Identification Number (TIN) * SSS / GSIS Number *
Construction Pawnshops Others

Present Home Address * Occupation *

No. Street Village / Brgy / Municipality Administrator / Executive Production / Transport Service Worker
Agricultural Professional / Technical Others
City / Province Zip Code Armed Forces / Military Sales Worker
Home Ownership * Years
of Stay * Clerical Self-Employed
Owned, Mortgaged Living w/ Parents / Relatives Rented (Monthly Rental Fee)
Owned, Not Mortgaged Company Provided Company / Business Name *
No. of Cars Owned Email Address Home Phone 1 *
(if provincial, include area code)

Business Address *
Home Phone 2 Mobile Phone 1 * Mobile Phone 2 Best Time to Call
(if provincial, include area code) (Day / Time)

Floor Bldg. No. Street

Permanent Home Address *

No. Street Village / Brgy / Municipality Village / Brgy / Municipality City / Province Zip Code
Business Phone * Email Address Gross Annual Income *
City / Province Zip Code Phone (if provincial, include area code)

MY SPOUSE
Name of Spouse
Source of Funds: *
First Middle Last
Company / Business Name
Position Department Retirement / Separation
Business Address Investment

No. Street Village / Brgy / Municipality

City / Province Are you an existing EastWest Bank Depositor?

Zip Code
Business Phone Home Phone Yes No Bank Account Number
Mobile Phone Gross Annual Income
(if provincial, include area code) (if provincial, include area code)
Are you an existing EastWest Credit Cardholder?

Yes No Credit Card Number

Other Loans
Y  Bank Loan Type Monthly Amortization

Y 

MY PERSONAL REFERENCES (should not be related to the applicant)

Other Credit Card References
1. Full Name
Card Issuer Card Number Member Since Credit Limit
First Middle Last
Company / Business Name
Position Department
Business Address
No. Street Village / Brgy / Municipality

City / Province Zip Code

PERSONAL LOAN DETAILS
Business Phone Home Phone Mobile Phone
(if provincial, include area code) (if provincial, include area code)
Loan Purpose *
Appliance / Furniture Purchase Medical Expenses
2. Full Name
Bills Payment Travel / Vacation
First Middle Last
Car Purchase / Repair Tuition Fee / School Expenses
Company / Business Name Others
Credit Card Payment
Position Department Home Improvement / House / Lot Purchase
Business Address
Desired Loan Amount
No. Street Village / Brgy / Municipality
Preferred Payment Tenor
City / Province Zip Code 12 months 18 months 24 months 36 months
Business Phone Home Phone Mobile Phone
(if provincial, include area code) (if provincial, include area code) If EastWest Bank cannot process or approve my/our desired loan
amount with my/our chosen payment tenor, then I/we request to
be approved for a lower loan amount and/or longer payment tenor: Yes No

FOR BANK USE ONLY Mode of Payment (subject for approval)

Post-dated Checks (PDCs) Over-the-Counter (OTC) Automatic Debit Arrangement (ADA)
CCAP NFIS BL/WL

DBC SNIP PEP Release of Loan Proceeds

T24
Pick-up at EastWest Bank head office
DOSRI PODs
Deposit to account (subject to applicable fees; provide accurate bank details)
MDUP AMLB60 AML RATING
Credit to third-party account (subject to applicable fees; provide accurate bank details)
HR I authorize EastWest Bank to credit my loan proceeds/portion thereof to a third party account with below details:

NR
Bank & Branch / Beneficiary Account Number Account Type
(Rural Bank is not acceptable)
EVAL USE
 EWB Personal Laon Application Form New 12-13-17.pdf 2 12/13/2017 11:51:24 AM

AGREEMENT The accomplished application form and requirements I/we submitted become the property of
EastWest, and the Bank is under no obligation to return the said documents to me/us regardless of
I/We hereby certify that all information and documents given in this application are complete, true and
the outcome of the application.
correct and that my/our signature/s herein is/are genuine.
Disclosure and Sharing of Information By signing below, I/we also acknowledge that I/we have fully read and understood the Terms and
Conditions Governing EastWest Personal Loan as found in the Bank's website and the Bank’s data
a. Processing of Application privacy policy published in its website: https://www.eastwestbanker.com/info/ew_privacy.asp. I/We
I/We hereby consent and authorize EastWest, any of its offices, branches, subsidiaries, affiliates, agree to abide by and be bound by the said Terms and Conditions and data privacy policy, as well
agents, representatives and third parties, to conduct random verification with the BIR, any other as all laws, rules, regulations and official issuances applicable to EastWest which may hereinafter
appropriate government agency or third party, including banks and financial institutions, to establish be issued, including other terms and conditions governing the use of other facilities, benefits,
the authenticity of the information I/we declared and the documents I/we submitted in relation to products or services which shall be made available to me/us. I/We also agree that EastWest may
my/our application as it may be necessary for the processing and evaluation of my/our application. I/ amend from time to time its Terms and Conditions, which include the fees and charges for its
We hereby waive any rights on the confidentiality of my/our income information as required by BSP products and/or services, and its data privacy policy, and I/we agree to be notified of such changes
Circular 622, as amended by BSP Circular 855. I/We further consent and authorize the disclosure of through notice sent to me/us through any of the following means, at the option of EastWest unless
personal and sensitive personal information by the Bank, provided that such disclosure is in I/we request otherwise: (i) mailed and/or e-mailed notices (sent to my/our mailing or e-mail
accordance with the provisions of Republic Act No. 10173 or the Data Privacy Act of 2012, its addresses indicated in EastWest's records), (ii) notices posted at EastWest's branches or (iii) notices
Implementing Rules and Regulations, and other rules and regulations relating to data privacy, in its website, and I/we agree to be bound by such changes unless I/we expressly notify EastWest
including the Bank’s data privacy policy published in its website. otherwise through the contact information indicated above.
b. Account Maintenance and Servicing
APPLICANT'S SIGNATURE
I/We hereby authorize the transfer, disclosure and communication of EastWest of any information,
including personal and sensitive personal information, relating to my/our account/s with EastWest
together with all of the documents submitted for this application to any of its offices, branches,
_________________________________ _________________
subsidiaries, affiliates, agents, representatives and third parties for application processing, data
Signature Over Printed Name Date
processing/storage, customer satisfaction surveys, and for any other purpose as EastWest may
deem appropriate, and/or as described in the Bank’s data privacy policy, and as may be required by By signing in this section, I/we agree that this Application Form may also serve as my/our
law or regulation. I/We hereby also authorize the regular submission and disclosure to any and all application for other products of EastWest, such as, but not limited to auto loan, credit cards, home
credit information service providers listed in the Bank’s data privacy policy published in its website, loan, EEL, among others, as I/we may subsequently request from EastWest or if I/we are deemed
of any information, whether positive or negative, relating to my/our basic credit data (as defined qualified by EastWest. I/We undertake to submit additional documents as may be required by
under Republic Act No. 9510) with EastWest, as well as any update or correction thereof. The EastWest for the processing of my/our application. I/We understand that the availment of the other
foregoing constitutes my/our written consent for any such submission and disclosure of information products of EastWest is my/our option but the approval shall be subject to credit evaluation and
relating to my/our account/s for the purpose indicated above and under applicable laws, rules and sole discretion of EastWest.
regulations. I/We agree to hold EastWest free and harmless from any liability that may arise from
any transfer, disclosure or storage of information relating to my/our account/s. In case of approved credit card application or if I/we are deemed qualified by EastWest for credit
c. Marketing and Sales Offers card issuance, I/we understand and agree that my/our Card/s may be delivered activated subject to
EastWest’s activation policy and guidelines.
I/We hereby authorize the transfer, disclosure and communication of EastWest of any information,
including personal and sensitive personal information, relating to my/our account/s with EastWest I/We further authorize EastWest or its official courier to deliver the Card/s to me/us, to any member
together with all of the documents submitted for this application to any of its offices, branches, of my/our household, to any of my/our officemate/co-employee or to any other person that I/we
subsidiaries, affiliates, agents, representatives and third parties for product and service offers to be may authorize through an authorization letter, subject to the existing delivery policy of EastWest. I/
made to me/us through mail/e-mail/fax/SMS/telephone or through other forms of media, and for We agree to hold EastWest free and harmless from any claim, loss or liability, whatsoever arising
any other purpose as EastWest may deem appropriate, and/or as described in the Bank’s data from the delivery of the Card/s to my/our authorized representative.
privacy policy published in its website, unless I/we expressly notify EastWest otherwise through the I/We understand that EastWest can rely on the authority/ies given under this section unless I/we
following contact information: explicitly revoke the same.
Customer Service Hotline (02) 888-1700
Email csloans@eastwestbanker.com APPLICANT'S SIGNATURE
I/We understand that this application is subject to EastWest's credit policies and procedures. In case
_________________________________ _________________
of disapproval of my/our application, I/we understand that EastWest is under no obligation to
Signature Over Printed Name Date
disclose the reason/s for such disapproval unless required by law or regulation.
APPLICATION REQUIREMENTS
● Must be a Filipino citizen or Foreign National permanently residing in the Philippines
● Must be at least 21 years old during application and not more than 65 years old upon loan maturity
● Must have at least one fixed landline number (either home or business) and a mobile number. (Mobile number will not be accepted as a stand-alone contact number)
● Gross (basic) monthly income (GMI) must be at least Php15,000 or basic annual income or must not be less than Php180,000
DOCUMENTARY REQUIREMENTS
● Completely filled-out EastWest Personal Loan Application Form
● Photocopy of at least one (1) valid digitized photo-bearing and signature-bearing I.D.’s issued in the Philippines (i.e. Driver’s License, Philippine Passport, Professional Regulation Commission (PRC) I.D.,
SSS I.D., BIR ID, Voter’s I.D., Integrated Bar of the Philippines I.D., and Unified SSS/GSIS and TIN I.D.). Company I.D.’s issued by private entities or institutions registered with or supervised or regulated either
by the BSP, SEC or IC may also be submitted.
● (For Foreign Nationals Only) ANY of the following Proof of Residence: Alien Certificate of Registration, Immigrant Certificate of Registration or Photocopy of Resident Visa stamp on Passport
● Proof of Income as follows:
If employed, submit ANY of the following:
● Photocopy of latest ITR/BIR Form 2316; or
● Photocopy of latest three months pay slips; or
● Valid Credit Card reference or its latest Credit Card Statement of Account
● Other documents that may be required for further verification such as Certificate of Employment stating salary, status (regular/probationary/contractual/co-terminus etc.) position, and tenure of employment;
and/or Proof of Billing
If self-employed, submit ALL of the following:
● Photocopy of latest ITR/BIR Form 1701 and Audited Financial Statements
● DTI Registration Certificate (for Sole Proprietorship) or SEC Registration Certificate with page stating shares owned by the applicant (for Partnerships or Corporations)
● Valid Credit Card reference or its latest Credit Card Statement of Account
● Other documents that may be required for further verification such as Business Permit or Mayor’s Permit
Note: All documents submitted/presented must be under the name of the applicant (correct spelling; include suffix if applicable).

FEES & CHARGES PL RATES

Loan Php1,900 With Existing Credit Card for at least 9 months
Processing Fee
Monthly Factor Contractual Effective
Documentary Php1.50 for every Php200.00 of the Tenor Interest Interest
Rate Rate
Stamp Tax approved loan amount or a fraction Rate Rate*
(DST) on thereof for PNs greater than Php250,000 12 months 1.49% 0.0982333 31.51% p.a. 41.67% p.a.
Promissory executed by an individual for personal
Note (PN) use and not for the business with 18 months 1.59% 0.0714556 33.54% p.a. 42.93% p.a.
reference to RA 9243, Sec 199 -
Paragraph D. (to be deducted from the 24 months 1.59% 0.0575667 33.19% p.a. 41.62% p.a.
loan proceeds)
36 months 1.69% 0.0446778 34.01% p.a. 41.94% p.a.
Contractual The interest rates specified in Sections 6
Interest Rate and 7 of the Promissory Note. Per BSP Without Credit Card /
and Effective Circular No. 730, EIR is the rate that With Credit Card less than 9 months
Interest Rate exactly discounts estimated future cash Contractual Effective
(EIR) flows through the life of the loan to the net Monthly Factor
Tenor Interest Interest
amount of loan proceeds. It is the rate that Rate Rate
Rate Rate*
best measures the true cost of credit.
12 months 1.89% 0.1022333 39.53% p.a. 53.21% p.a.
Late Payment Php500 or 8% of the past due amount,
Fee whichever is higher. This will be applied for 18 months 1.89% 0.0744556 39.39% p.a. 51.33% p.a.
every month that the account is past due.
24 months 1.89% 0.0605667 38.85% p.a. 49.68% p.a.
Processing Php500 or 8% of the outstanding 36 months 1.89% 0.0466778 37.53% p.a. 46.92% p.a.
Fee for Early principal balance, whichever is higher
Pay-Off of Loan *See table on Fees and Charges for the definition. Effective Interest Rates in the above table are computed
based on a Loan Amount of Php100,000 and Processing Fee of Php1,900.

Returned Php1,000 per returned check

PLAF-NEW-TO-BANK 06/25/2018

Check Fee
Check Retrieval Php200
and Replace- For inquiries and feedback, you may call EastWest's 24-Hour Customer
Service at (632) 888-1700 or e-mail csloans@eastwestbanker.com.
ment Fee EastWest is regulated by the Bangko Sentral ng Pilipinas with telephone
number (632) 708-7087.